LIBRARY 
OF  THE 

UNIVERSITY  of  ILLINOIS. 
THE  MUTUAL 


LIFE  INSURANCE  COMPANY 
OF  NEW  YORK 
Richard  A.  McCurdy,  President 


ADAPTED  ILLUSTRATIONS 


20-YEAR  DISTRIBUTION 


1904 


f.  : 


The  statements  of  Surplus,  i.  e.,  Adapted 
Former  Results,  printed  on  these  pages 
are  for  purposes  of  illustration  only. 
They  are  adapted  from  the  experience 
of  the  Company  in  the  past  and  are 
not  pledges  of  future  settlements. 


INSTRUCTIONS. 


Suitable  blanks  for  illustration  are 
printed  by  this  Company  and  supplied  to 
its  agents  for  this  purpose. 

The  figures  printed  in  this  book  are 
to  be  correctly  used  in  filling  up  these 
blanks.  ^ 

These  figures  are  to  be  used  in  no 
other  way;  and  no  other  figures  are  to 
be  used  in  filling  out  the  Company’s 
blanks. 

No  estimates  ” are  to  be  made  as 
to  future  results,  and  no  other  blanks — 
written  or  printed  letters^  advertisements 
or  forms^  are  to  be  employed  for  the  use 
of  these  figures. 

This  book  is  to  be  delivered  upon 
demand  of  the  Company. 


I 

i 


3 


- M<ij-  .. : ■ ■.:•  ;in3 

^ This'  book  is  the  property  df  The  , 

Mutual  Life  Insurance  Company^of  New 

York,  and  is  delivered  to  you  for  your 
ii:  !;  ■ r' 

instruction  and  personal  use  in  your  work 
. for  the  .Company.  ^ It  must  be  preserved 
by  you  and  held  subject  to  the  order  of 
the  Company  or  its  proper  representative, 
to  be  returned  upon  demand,  or  upon  a 
discontinuance  of  your  contract. 

: 

j 

George  T.' Dexter,  j 
Superintendent.  ; 

. , . ...  ! 

■ C li  :>r-  .jJ  ..  j j 

- lo  .CiT . ^ I: 


• 4 


LIFE 

POLICY— $1,000 

, ■ 

5 

20  Year  Distribution. 

' 

Adapted  Former  Results 

Auto- 

Guaranteed Cash 
Surrender  Value 

Age 

Annual 

Equivalents 

matic 

Paid-up 

Policy 

and  Adapted 
Former  Results 

at 

Issue 

Premium 

Cash 

Paid-up 

with 

Equiva- 

Annuity 

Addi- 

tions 

Addi- 

tions 

Cash 

lent 

Annuity 

0 

1 

2 

3a 

3b 

4 

5 

21 

$19  53 

$164  05 

, $9  84 

$340 

$767 

$403  05 

$24  18 

22 

19  96 

166  46 

10  15 

341 

776 

414  46 

25  27 

23 

20  40 

170  30 

10  56 

342 

785 

427  30 

26  49 

24 

20  86 

174  25 

10  99 

343 

794 

440  25 

27  78 

25 

21  84 

177  63 

11  42 

343 

802 

452  63 

29  09 

26 

21  85 

181  44 

11  88 

344 

811 

466  44 

30  65 

27 

22  40 

' 183  70 

12  26 

344 

819 

479  70 

32  02 

28 

22  95 

186  92 

12  74 

344 

827 

493  92 

33  67 

29 

23  65 

192  39 

13  40 

344 

835 

510  39 

35  54 

SO 

24  18 

198  49 

14  13 

346 

845 

626  49 

37  47 

31 

24  85 

202  19 

14  73 

347 

854 

54219 

39  49 

32 

25  54 

207  19 

15  46 

349 

884 

: 56019 

41  81 

33 

26  27 

213  02 

16  30 

352 

875 

678  02 

44  22 

34 

27  05 

219  94 

17  26 

357 

888 

696  94 

46  85 

35 

27  88 

227  93 

18  38 

363 

902 

616  93 

49  76 

36 

28  75 

237  99 

19  73 

372 

919 

638  99 

62  99 

37 

29  66 

249  12 

21  27 

383 

937  . 

661  12 

66  46 

38 

80  64 

261  97 

23  06 

395 

957 

685  97 

60  39 

39 

31  67 

276  21 

25  09 

410 

980 

712  21 

64  69 

40 

32  76 

292  15 

27  41 

426 

1,003 

739  15 

69  34 

41 

83  93 

307  48 

29  82 

441 

1,025  .. 

766  48 

74  34 

42 

35  15 

329  64 

33  13 

465 

1,056 

799  64 

80  36 

43 

36  47 

352  73 

36  78 

490 

1,088  , 

834  73 

87  05 

44 

37  87 

378  05 

40  94 

617 

1,122 

872  05 

94  48 

45 

39  36 

406  43 

45  77: 

647- 

1,159 

912  43 

102  75 

46 

40  93 

439  16 

61 3a 

683,  ^ 

. 1,202^ 

95616 

111  70 

47 

42  62 

474  85 

57  56 

622- 

1,247 

1,002  85 
1,049  85 

121  56 

48 

44  42 

509  85 

64  05 

658 

1,289 

131  89 

49 

.46  83 

553  34 

72  05 

705: 

1,342 

1,104  34 

143  80 

50 

48  39 

601  99 

81  13 

757 

1.400 

1,163  99 

156  87 

51 

60  56 

.658  31 

91  81 

818: 

1,466  . 

1,230  31 

171  59 

52 

52  87. , 

720  16 

103  77 

885 

1,539 

1,303  16 

-187  77 

53 

65  85 

l,791  77 

118  00 

962 

1,621 

. 1,384  77 

206  37 

54 

58  00 

870  82 

133  98 

1,047 

1,711 

1,474  82 

226  90 

55 

60  82 

982  69 

162  81 

1,145 

1,815 

1,576  69 

250  27 

6 

10  PAYMENT  LIFE  POLICY— $1,000. 

20  Year  Disiribution. 

Age 

at 

Issue 

Annual 

Premium 

0 

Adapted  Former  Results 

Paid-up 

Guaranteed  Cash 
Surrender  Value 
and  Adapted 
Former  Results 

Cash 

1 

Equivalents 

Policy 

with 

Addi- 

tions 

3b 

Annuity 

2 

Paid-up 

Addi- 

tions 

3a 

Cash 

4 

Equiva- 

lent 

Annuity 

5 

21 

$44  73 

$157  15 

$9  43 

$328 

1,328 

$634  15 

$38  04 

22 

45  45 

158  89 

9 69 

326 

1,326 

645  89 

39  39 

2S 

46  20 

161  27 

10  00 

324 

1,324 

658  27 

40  81 

24 

46  97 

164  51 

10  38 

824 

1,324 

671  51 

42  37 

25 

47  77 

168  08 

10  80 

325 

1,325 

685  08 

44  03 

26 

48  61 

170  89 

11  19 

325 

1,325 

698  89 

45  77 

27 

49  48 

175  16 

11  69 

825 

1,325 

713  16 

47  61 

28 

50  37 

179  72 

12  25 

327 

1,327 

728  72 

49  68 

29 

51  31 

184  53 

12  85 

830 

1,330 

745  53 

61  92 

SO 

62  28 

190  98 

13  59 

334 

1,334 

762  98 

54  30 

31 

63  29 

196  68 

14  32 

338 

1,338 

780  68 

56  86 

32 

54  34 

203  89 

15  22 

344 

1,344 

799  89 

59  70 

33 

66  42 

211  00 

16  14 

349 

1,349 

819  00 

62  66 

34 

56  54 

217  99 

17  11 

354 

1,354 

837  99 

65  77 

35 

67  72 

226  84 

18  29 

361 

1,361 

857  84 

69  18 

36 

58  93 

237  01 

19  65 

371 

1,371 

879  01 

72  89 

37 

60  20 

247  48 

21  13 

380 

1,380 

900  48 

76  90 

38 

61  51 

257  96 

22  71 

389 

1,389 

921  96 

81  16 

39 

62  87 

2'^0  36 

24  56 

401 

1,401 

945  36 

85  87 

40 

64  30 

282  18 

26  47 

411 

1,411 

968  18 

90  82 

41 

65  77 

296  40 

28  75 

425 

1,425 

993  40 

96  35 

42 

67  30 

311  09 

81  27 

439 

1,439 

1,018  09 

102  32 

43 

68  91 

326  75 

34  07 

454 

1,454 

1,044  75 

108  95 

44 

70  57 

343  12 

37  17 

469 

1,469 

1,072  12 

116  15 

45 

72  32 

363  67 

40  95 

490 

1,490 

1,102  67 

124  17 

46 

74  14 

387  78 

45  80 

515 

1,516 

1,137  78 

132  92 

47 

76  03 

414  66 

50  26 

543 

1,543 

1,174  66 

142  88 

48 

78  02 

442  05 

55  53 

571 

1,571 

1,212  05 

152  27 

49 

80  08 

471  09 

61  34 

600 

1,600 

1,251  09 

162  91 

50 

82  24 

500  48 

67  45 

630 

1,630 

1,290  48 

173  92 

51 

84  50 

530  63 

74  01 

660 

1,660 

1,329  63 

185  44 

52 

86  85 

564  64 

81  36 

694 

1,694 

1,373  64 

197  93 

53 

89  31 

606  31 

90  36 

737 

1,737 

1,424  31 

212  27 

54 

91  88 

652  03 

100  32 

784 

1,784 

1,478  03 

227  40 

55 

94  57 

702  39 

111  49 

835 

1,835 

1,537  39 

244  03 

15  PAYMENT  LIFE  POLICY— $1,000.  ^ 


20  Year  Distribution. 


Age 

at 

Issue 

Annual 

Premium 

0 

Adapted  Former  Results 

Paid-up 

Policy 

with 

Addi- 

tions 

3b 

Guaranteecf  Cash 
Surrender  Value 
and  Adapted 
Former  Results 

Cash 

1 

Equivalents 

Annuity 

2 

Paid-up 

Addi- 

tions 

3a 

Cash 

4 

Equiva- 

lent 

Annuity 

5 

21 

$33  66 

$166 

61 

$10 

00 

$348 

$1,348 

$643  61 

$38 

61 

22 

34  22 

169 

67 

10 

34 

349 

1,349 

656  57 

40 

04 

23 

34  79 

173 

77 

10 

77 

349 

1^349 

670  77 

41 

59 

24 

35  37 

178 

41 

11 

26 

852 

1,352 

685  41 

43 

24 

25 

35  99 

184 

13 

11 

84 

856 

1,356 

701 13 

45 

06 

26 

36  63 

189 

67 

12 

42 

359 

1,359 

717  67 

47 

00 

27 

87  29 

197 

15 

13 

16 

366 

1,366 

73515 

49 

07 

28 

37  98 

204 

61 

13 

94 

373 

1,373 

753  51 

51 

36 

29 

38  70 

211 

32 

14 

71 

878 

1,378 

772  32 

53 

78 

30 

39  44 

219 

22 

16 

60 

384 

1,384 

791  22 

56 

31 

31 

40  22 

225 

76 

16 

44 

888 

1,388 

809  75 

58 

97 

32 

41  02 

236 

12 

17 

55 

396 

1,396 

831 12 

62 

03 

33 

41  86 

244 

17 

18 

68 

404 

1,404 

85217 

65 

20 

34 

42  73 

252 

79 

19 

84 

410 

1,410 

872  79 

68 

51 

35 

43  65 

262 

92 

21 

20 

419 

1,419 

893  92 

72 

09 

36 

44  69 

274 

73 

22 

78 

430 

1,430 

916  73 

76 

02 

37 

46  68 

287 

57 

24 

56 

442 

1,442 

940  57 

80 

32 

38 

46  62 

300 

62 

26 

46 

454 

1,454 

964  62 

84 

92 

39 

47  69 

324 

08 

29 

44 

481 

1,481 

999  08 

90 

75 

40 

48  83 

335 

65 

31 

49 

490 

1,490 

1,021  65 

95 

84 

41 

60  01 

349 

30 

33 

88 

601 

1,501 

1,046  30 

101 

48 

42 

61  25 

368 

09 

36 

99 

519 

1,519 

1,075  09 

108 

05 

43 

62  64 

388 

33 

40 

49 

539 

1,539 

1,106  33 

115 

37 

44 

53  91 

410 

66 

44 

49 

662 

1,562 

1,139  66 

123 

48 

45 

55  33 

440 

37 

49 

59 

593 

1,593 

1,179  37 

132 

81 

46 

66  85 

476 

54 

65 

67 

633 

1,633 

1,226  54 

143 

28 

47 

68  42 

508 

61 

61 

65 

666 

1,666 

1,268  61 

153 

77 

48 

60  10 

542 

74 

68 

18 

701 

1,701 

1,312  74 

164 

93 

49 

61  86 

578 

77 

75 

36 

737 

1,737 

1,358  77 

176 

93 

50 

63  72 

614 

69 

82 

84 

773 

1,773 

1,404  69 

189 

31 

51 

65  68 

650 

68 

90 

74 

809 

1,809 

1,449  58 

202 

17 

52 

67  75 

691 

84 

99 

69 

850 

1,850 

1.500  84 

216 

26 

53 

69  94 

736 

60 

109 

78 

895 

1,895 

1,554  60 

231 

68 

54 

72  26 

789 

16 

121 

41 

949 

1,949 

1,615  16 

248 

49 

55 

74  71 

847 

74 

134 

56 

1,008 

2,008 

1,682  74 

267 

10 

® 20  PAYMENT  LIFE  POLICY— $1,000. 


20  Year  Disiribution. 


Adapted 

Former  Results 

Paid-up 

Guaranteed  Cash 

Surrender  Value 

Age 

Annual 

1 

Equivalents 

Policy 

and  Adapted 
Former  Results 

at 

, I 

Issue 

’remium 

Cash 

Annuity 

Paid-up 

Addi- 

tions 

Addi- 

tions 

Cash 

Equiva- 

lent 

Annuity 

0 

1 

2 

3a 

3b 

4 

5 

21 

$28  28 

$247  51 

$14  85 

$517 

$1,517 

724  51 

$43  46 

22 

28  73 

250  09 

15  25 

513 

1,513 

737  09 

44  95 

23 

29  22 

253  48 

15  71 

610 

1,510 

750  43 

46  52 

24 

29  73 

257  25 

16  23 

607 

- 1,507 

764  25 

48  22 

25 

30  25 

261  92 

16  83 

506 

1,506 

^ 778  92 

50  06 

26 

30  79 

266  81 

17  47 

506 

1,506 

794  81 

52  05 

27 

31  36 

272  98 

18  22 

607 

1,607 

810  98 

54  15 

28 

31  95 

278  35 

18  97 

607 

1,507 

827  35 

56  40 

29 

32  57 

284  26 

19  80 

508 

1,508 

845  26 

68  84 

30 

33  20 

291  63 

20  76 

510 

1,510 

863  63 

61  46 

31 

33  88 

296  77 

21  61 

510 

1,510 

880  77 

64  16 

32 

34  57 

303  09 

22  62 

511 

1,511 

899  09 

67  10 

33 

35  30 

310  75 

23  78 

614 

1,514 

918  75 

70  29 

34 

36  06 

318  66 

25  01 

517 

1,517 

938  66 

73  68 

35 

36  87 

328  66 

26  51 

524 

1,524 

959  66 

77  40 

36 

37  70 

339  25 

28  13 

631 

1,531 

981  25 

81  37 

3 7 ' 

38  56 

350  04 

29  89 

638 

1,538 

1,003  04 

85  66 

38 

39  48 

362  39 

31  90 

647 

1,647 

1,026  39 

90  35 

39 

40  44 

377  12 

34  25 

660' 

1,560 

1,052  12 

95  56 

40 

41  46 

390  90 

36  67 

670 

1,670 

1,076  90 

101  02 

41 

42  52 

406  87 

39  46 

684  ■ 

1,684 

1,103  87 

107  06 

42 

43  65 

423  81 

42  59 

598 

1,598  • 

1,130  81 

113  65 

43 

44  84 

440  37 

45  92 

612 

1,612 

1,158  37 

120  79 

44 

46  09 

459  56 

49  79 

629 

1,629 

1,188  66 

128  77 

45 

47  42 

484  22 

54  53 

652 

1,662 

1,223  22 

137  75 

46 

48  82 

612  93 

59  93 

681 

1,681 

1,262  93 

1 147  53 

47 

50  31 

645  79 

66  16 

714 

1,714 

1,305  79 

1 158  28 

48 

51  90 

581  89 

73  10 

751 

1,751 

1,351  89 

1.  169  84 

49 

53  59 

623  41 

81  17 

794 

1,794 

1,403  41 

182  74 

50 

55  38 

670  08 

90  31 

843 

1,843 

1,460  08 

! 196  77 

51 

57  29 

724  43 

101  04 

901 

1,901 

1,528  43 

1 212  47 

52 

59  83 

785  40 

' 113  17 

966 

’ 1,966 

1,594  4C 

1 229  74 

53 

61  49 

853  35 

. 127  18 

1,037 

2,037 

1,671  3£ 

i 249  08 

54 

63  82 

930  99 

1 143  23 

1,119 

2,119 

1,756  9^ 

) 270  31 

55 

66  30 

1,017  09 

• 161  44 

1,210 

2,210 

1,852  OS 

) 293  98 

ENDOWMENT  POLICY. 


SEMI-ENDOWMENT 
POLICY— $1,000. 


9 


$1  ,000  . 


20  Premiums. 

20  Year  Distribution. 


Age 

at 

Issue 

SO  Year 
Endowment 

SO  Year 
Distribution 

SO  Year 
Endowment 

10  Premiums 
SO  Year 
Distribution 

Age 

at 

Issue 

Annual 

Pre- 

mium 

Adapted 

Former 

Results 

Endow- 

ment 

and 

Adapted 

Former 

Results 

Annual 

Pre- 

mium 

Adapted 
Former 
Results 
Cash,  • 

Annual 

Premium 

Adapted 

Former 

Results 

Cash 

21 

$49  73 

$535  83 

$80  16 

$415  42 

21 

$31  28 

$331  07 

$831  07 

22 

49  84 

537  64 

. 80  27 

416  40 

22 

31  41 

332  99 

832  99 

23 

49  95 

539  48 

80  40 

416  80 

23 

31  65 

335  54 

835  54 

24 

60  07 

541  41 

80  51 

417  74 

24 

31  70 

337  38 

837  38 

25 

60  18 

543  23 

80  66 

418  68 

25 

31  86 

338  35 

838  35 

26 

60  32 

646  37 

80  79 

419  20 

26 

32  04 

341  55 

84155 

27 

60  47 

647  61 

80  95 

419  54 

27 

32  23 

344  86 

844  86 

28 

60  61 

550  42 

81  09 

420  11 

28 

32  43 

347  64 

847  64 

29 

60  78 

652  89 

81  27 

420  72 

29 

32  66 

351  12 

851  12 

SO 

50  96 

666  12 

81  46 

421  36 

30 

82  90 

354  02 

854  02 

SI 

61  16 

657  84 

81  67 

422  10 

31 

33  17 

355  58 

855  58 

32 

51  37 

659  68 

81  88 

425  61 

32 

83  46 

358  36 

858  36 

SS 

51  59 

661  59 

82  12 

427  71 

33 

33  79 

360  89 

860  89 

34 

61  85 

664  58 

82  38 

430  02 

34 

84  14 

364  35 

864  35 

S5 

62  13 

669  48 

82  66 

481  99 

35 

34  64 

370  87 

870  87 

36 

62  42 

572  76 

82  98 

433  16 

36 

34  96 

376  17 

876  17 

37 

52  76 

677  18 

83  31 

438  50 

37 

35  44 

380  63 

880  63 

38 

63  13 

681  90 

83  69 

443  66 

3 8 

35  98 

387  13 

88T  13 

39 

53  52 

587  48 

84  10 

450-26 

39 

36  56 

393  12 

893  12 

40 

53  98 

596  20 

84  55 

459  28 

40 

37  20 

404  54 

904  54 

41 

54  46 

603  98 

85  05 

466  30 

41 

37  91 

413  99 

913  99 

42- 

65  01 

617  11 

85  59 

476  12 

42 

38  71 

426  58 

926  58 

43 

65  61 

632  03 

86  20 

488  11 

43 

39  68 

440  92 

940  92 

44 

66  29 

649  08 

86  88 

501  33 

44 

40  55 

458  40 

968  40 

45 

57  03 

670  67 

87  62 

519  52 

45 

41  61 

483  50 

983  50 

46 

57  85 

694  22 

88  45 

634  46 

46 

42  78 

508  64 

1,008  64 

47 

68  77 

720  87 

89  37 

560  34 

47 

44  07 

537  83 

1,037  83 

48 

59  79 

749  88 

90  38 

570  84 

48 

45  50 

568  30 

1,068  30 

49 

60  91 

783  85 

91  50 

691  93 

49 

47  07 

604  18 

1,104  18 

t50 

62  15 

820  31 

92  73 

617  66 

50 

48  77 

640  85 

1,140  85 

51 

63  52 

869  67 

94  06 

638  66 

51 

60  65 

690  85 

1,190  85 

{52 

65  02 

923  87 

96  53 

663  13 

52 

52  69 

749  19 

1,249  19 

53 

66  68 

985  92 

97  15 

691  71 

53 

54  92 

813  41 

1,313  41 

i54 

68  50 

1,056  50 

98  90 

723  09 

54 

67  34 

884  47 

1,384  47 

55 

70  51 

1,137  31 

100  81 

763  94 

55 

59  97 

965  91 

1,465  91 

LONG  TERM  ENDOWMENT  P0LICY-$l,000. 


25  Premiums. 


20  Year  Distribution. 


Adapted  Former  Results 

Policy 

Guaranteed 

Age 

Annual 

Cash  Surrender 

Equivalent 

Value  and 
Adapted 

at 

Premium 

Cash 

Paid-up 

with 

Issue 

Endowment 

■Additions 

Additions 

r^ormer 

Results 

0 

1 

2 a 

2 b 

3 

21 

$38  94 

$367  08 

$418 

' $1,418 

$1,089  08 

22 

39  07 

369  01 

420 

1,420 

1,091  01 

23 

39  19 

370  83 

422 

1,422 

1,092  83 

24 

39  32 

372  76 

424 

1,424 

1,094  76 

23 

39  47 

374  87 

426 

1,426 

1,096  87 

26 

39  61 

375  91 

428 

1,428 

1,096  91 

27 

39  79 

378  31 

430 

1,430 

1,099  31 

28 

39  97 

381  37 

434 

1,434 

1,102  37 

29 

40  16 

384  54 

437 

1,437 

1,105  64 

SO 

40  38 

388  00 

441 

1,441 

1,109  00 

31 

40  61 

391  19 

445 

1,445 

1,111  19 

32 

40  86 

396  25 

450 

1,450 

1,116  25 
1,122  27 

33 

41  14 

402  27 

457 

1,457 

34 

41  45 

409  26 

465 

1,465 

1,129  26 

33 

41  79 

417  19 

473 

1,473 

1,137  19 

36 

42  16 

424  99 

482 

1,482 

1,143  99 

37 

42  57 

434  26 

492 

1,492 

1,153  26 

38 

43  02 

444  55 

604 

1,504 

1,163  55 

39 

43  53 

456  77 

617 

1,517 

1,175  77 

40 

44  08 

469  34 

631 

1,531 

1,188  34 

41 

44  69 

482  71 

646 

1,546 

1,200  71 

42 

45  37 

498  52 

564 

1,564 

1,216  52 

43 

46  11 

617  91 

685 

1,585 

1,234  91 

44 

46  95 

638  93 

608 

1,608 

1,254  93 

43 

47  85 

660  83 

633 

1,633 

1,276  83 

46 

48  87 

685  24 

660 

1,660 

1,300  24 

47 

49  99 

613  68 

691 

1,691 

1,327  58 

48 

51  22 

646  25 

727 

1,727 

1,359  25 

49 

52  69 

684  28 

769 

1,769 

1,396  28 

30 

54  07 

722  87 

811 

1,811 

1,433  87 

31 

55  72 

769  87 

862 

1,862 

1,478  87 

32 

57  52 

820  89 

917 

1,917 

1,527  89 

33 

59  49 

870  05 

970 

1,970 

1,576  06 

34 

61  64 

930  97 

1,037 

2,037 

1,634  97 

33 

63  99 

990  14 

1,101 

2,101 

1,693  14 

LONG  TERM  ENDOWMENT  P0LICY-$l,000. 

30  Premiums.  20  Year  Distribution. 

Age 

at 

Issue 

Annual 

Premium 

Adapted  Former  Results 

Policy- 

Continued 

with 

Additions 

Guaranteed 
Cash  Surrender 
Value  and 
Adapted  ' 
Former 
Results 

Cash 

Equivalent 

Paid-up 

Endowment 

Additions 

8^  ■ 

21 

$32  10 

$276  57 

$358 

$1,368 

. $818  57 

22 

32  24 

279  13 

361 

1,361 

821  18 

23 

32  37 

281  18 

363 

1,363 

823  18 

24 

32  54 

284  22 

367 

1,367 

826  22 

25 

32  70 

287  98 

372 

1,372 

830  98 

26 

32  89 

292  79 

378 

1,378 

885  79 

27 

33  09 

298  14 

384 

1,384 

841  14 

28 

33  31 

304  12 

392 

1,392 

847  12 

29 

38  65 

309  87 

399 

1,399 

852  87 

30 

33  80 

316  49 

407 

1,407 

860  49 

31 

34  10 

322  79 

414 

1,414 

866  79 

32 

34  41 

328  64 

421 

1,421 

873  64 

33 

34  76 

835  96 

430 

1,430 

881  96 

34 

35  14 

343  35 

438 

1,438 

890  35 

35 

35  66 

351  78 

448^ 

1,448 

899  78 

36 

36  01 

362  68 

461 

1,461 

910  58 

37 

36  52 

372  35 

472 

1,472 

921  35 

38 

37  08 

883  06 

485 

1,485 

933  06 

39 

37  70 

396  33 

600 

1,500 

947  33 

40 

38  38 

409  69 

616 

1,516 

962  69 

41 

39  13 

424  98 

633 

1,633 

978  98 

42 

39  96 

442  90 

654 

1,554 

997  90 

43 

40  87 

461  02 

674 

1,574 

1,018  02 

44 

41  87 

483  04 

699 

1,599 

1,042  04 

45 

42  97 

506  63 

626 

1,626 

1,067  63 

46 

44  17 

6^  18 

666 

1,655 

1,094  18 

47 

45  61 

660  02 

686 

1,686 

1,124  02 

48 

46  96 

589  66 

719 

1,719 

1,156  66 

49 

48  55 

627  87 

762 

1,762 

1,196  87 

50 

50  28 

671  28 

810 

1,810 

1,243  28 

''  GUARANTEED  INCOME  P0L1CY-$I,000. 

20  Premiums.  20  Year  Distribution. 

Age 

Issue 

Annual 

Premium 

0 

Adapted  Former  Results 

Paid-up 

Policy 

with 

A.dditions 

3b 

Guaranteed 
Surrender 
Value  and 
Adapted 
Former 
Results 

4 

Cash 

1 

Equivalents 

Increase  to 
guaranteed 
Income  j 

2 

Paid-up 

Life 

Additions 

3a 

21 

$52  72 

$567  26 

$34  03 

$1,186 

$2,186 

$1,607  26 

22 

52  78 

568  97 

34  70 

1,167 

2,167 

],608  97 

23 

52  83 

570  56 

35  37 

1,148 

2,148 

1,610  56 

24 

52  89 

572  27 

36  10 

1,129 

2,129 

1,612  27 

25 

52  95 

573  98 

36  89 

1,110 

2,110 

1,613  98 

26 

53  02 

574  74 

37  64 

1,090 

2,090 

1,614  74  : 

27 

63  11 

576  78 

38  51 

1,072 

2,072 

1,616  78 

28 

63  19 

678  70 

39  45 

1,055 

2,055 

1,618  70 

29 

53  29 

580  86 

40  45 

1,039 

2,039  • 

1,620  86 

30 

63  41 

582  17 

41  43 

1,021 

2,021 

1,622  17 

31 

63  64 

583  58 

42  50 

1,003 

2,003 

1,623  58 

32 

63  67 

686  08 

43  74 

989 

1,989 

1,626  08 

33 

53  82 

587  72 

44  97 

973 

1,973 

- 1,627  72 

34 

64  01 

589  79 

46  29 

958 

1,958 

1,629  79 

35 

64  21 

591  97 

47  74 

944 

1,944 

1,631  97 

36 

54  42 

695  36 

49  37 

932 

1,932 

1,635  36 

37 

64  69 

698  30 

51  09 

920 

1,920 

1,638  80 

38 

54  98 

602  57 

53  04 

910 

1,910 

1,642  57 

39 

65  28 

606  97 

55  13 

901 

1,901 

1,646  97 

40 

65  66 

614  49 

57  65 

897 

1,897 

1,654  49 

41 

66  06 

622  27 

60  35 

893 

1,893 

1,662  27 

42 

66  53 

633  14 

63  63 

894 

1,894' 

•1,673  14 

43 

57  04 

647  97 

67  57 

900 

1,900. 

1,687  97 

44 

57  64 

664  01 

71  94 

909 

1,909- 

1,704  01 

45 

.58  30 

685  61 

77  21 

924 

1,924 

1,725  :61 

46 

59  06 

708  70 

82  79 

941 

1,941 

1,748  70 

47 

69  95 

736  19 

89  23 

964 

1,964 

1,776  19 

'48 

60  93 

764  06 

95  99 

987 

1,987 

1,804  06 

49 

62  02 

797  58 

103  85 

1,016 

2,016 

1,837  58 

50 

63  22 

834  50 

112'47 

1,050 

2,050 

, 1,874  50 

51 

64  55 

884  34 

123  34 

1,100 

2,100 

1,924  84 

52 

66  03 

937  63 

135  10 

1,153 

2,153 

1,977  63 

53 

67  62 

999  42 

148  94 

1,215 

2,215 

2,039  42 

54 

69  39 

1,070  00 

164  62 

1,287 

2,287 

2,110  00 

55 

71  35 

1,150  16 

182  57 

1,368 

2,888 

2,190  16 

FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY. 
$1,000. 

Continuous  Deposits.  20  Year  Distribution. 

Age 

at 

Issue 

Annual 

Deposit 

0 

Adapted  Former  Results 

Automatic 

Paid-up 

Policy 

■with' 

Additions 

3b 

Guaranteed 

Cash 

Surrender 
Value  and 
Adapted 
Former 
Results 

4 

Cash 

1 

Equivalents 

Annuity 

2 

Paid-up 

Additions 

3 a 

21 

$25  49 

$214  09 

$1284 

$444 

$1,001 

$526  09 

2 2 ■ 

26  03 

217  23 

13  25 

445 

- 1,013 

541  23 

23 

26  62 

222  24 

13  78 

446 

1,024 

557  24^ 

24 

27  22 

227  40 

14  35 

447 

1,036 

574  40; 

25 

27  85 

231  81 

14  90 

447 

1,046 

690  81 

26 

28  51 

236  78 

15  61 

448 

1,057 

608  78 

27 

29  23 

239  73 

16  00  - 

448 

1,068 

625  73: 

28 

29  95 

243  93 

16  62 

448 

1,078 

644  93 

29 

30  73 

251  07 

.17  48 

448 

- 1,089 

666  07 

30 

31  55- 

259  03 

18  42 

451 

1,102 

687  03 

31 

32  43 

263  86 

19  22 

452 

1,114 

707  86 

32 

33  33 

270  39 

20  18 

455 

1,127 

731  39 

33 

34  28 

278  00 

21  27 

459 

1,142 

754  00 

34 

35  30 

287  02 

, 22-  63 

465 

1,158 

779  02 

35 

38  38 

297  45 

23' 99 

473 

1,176- 

> 806  45 

36 

37  52 

• 310  68 

25  75 

485  ; 

1,199 

833  58^ 

37 

38  71 

325  11 

127  76: 

499 

1,222 

863  11 

38 

A 39  99 

341  87 

;30  09 

515 

1,248 

894  87. 

39 

41  33 

• 360  45 

32  74 

535 

1,279 

9-29  45; 

40 

■ 42  75 

• 381  26 

.35  77 

555 

1,308 

964  26 

41 

44  28 

. 401  26 

38  92 

575 

1,337 

1,000  26 

42 

45  87 

430  18 

43  23 

606 

1,377 

1,043  18. 

43 

47  59 

460  31 

48  00- 

639 

1,419 

1,089  81 

44  ■ 

49  42 

493  36 

53  45 

674 

1,464 

1,138  86: 

45 

51  36 

630  39 

59.  73 

713 

1,512 

1,190  39 

46 

53  41 

573  11 

66' 95 

760 

1,568 

1,248  11 

4 7 

55  62 

. 619  68 

75  11 

811 

1,627 

1,308  68- 

48 

57  97- 

665  36  - 

83  59 

858 

1,681 

1,370  36; 

4 9 

60  46 

- 722  11 

94  03 

920 

1,751 

1,441  11. 

50 

: 63  15: 

: 785  60 

105  88 

987 

1,826 

1,518  60: 

51 

^ 65  98 

859  09 

119  82 

1,067 

1,913 

• 1,605  09 

52' 

: 69  00 

. 939  81 

135  42 

1,154 

2,007:-^ 

1,700  81 

53 

72  23 

- 1,033  26 

153  99 

1,255  . 

2,115 

1,807-26'^ 

■54. 

75  69 

1,136  42 

174  84 

1,366 

2,233 

. 1,924  42^ 

55  ■ 

i 

• 79  37 

i 

1,256  31 

199  41 

1,494 

I 

2,368 

2,057  31 

FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY. 
$1,000. 

Limited  Deposits.  10  Premiums.  20  Year  Distribution. 

Age 

at 

Issue 

Annual 

Deposit 

0 

Adapted  Former  Results 

Paid-up 

Policy 

with 

Additions 

3 b 

Guaranteed 

Cash 

Surrender 
Value  and 
Adapted 
Former 
Results 

4 

Cash 

1 

Equivalents 

Annuity 

2 

Paid-up 

\dditions 

.3  a 

21 

$58  37 

$205  08 

$12  31 

$428 

$1,428  ■ 

$827  08 

22 

59  31 

207  35 

12  64 

425 

1,425 

843  35 

23 

60  29 

210  46 

13  05 

422 

1,422 

859  46 

24 

61  30 

214  68 

13  55 

422 

1,422 

876  68 

25 

62  34 

219  34 

14  09 

424 

1,424 

894  34 

26 

63  44 

223  01 

14  60 

424 

1,424 

912  01 

27 

64  57 

228  59 

15  26 

424 

1,424 

930  59 

28 

65  73 

234  54 

15  99 

426 

1,426 

950  54 

29 

66  96 

240  81 

16  77 

430 

1,430 

972  81 

30 

68  23 

249  22 

17  74 

435 

1,435 

995  22 

31 

69  54 

256  66 

18  69 

441 

1,441 

1,018  66 

32 

70  91 

266  08 

19  86 

448 

1,448 

1,044  08 

33 

72  32 

275  36 

21  06 

455 

1,455 

1,068  36 

34 

73  78 

284  48 

22  33 

462 

1,462 

1,093  48 

35 

75  32 

296  02 

23  87 

471 

1,471 

1,119  02 

36 

76  90 

309  30 

25  64 

484 

1,484 

1,147  30 

37 

78  56 

322  96 

27  58 

495 

1,495 

1,174  96 

38 

80  27 

336  64 

29  64 

507 

1,507 

1,203  64 

39 

82  05 

352  82 

32  05 

523 

1,523 

1,233  82 

40 

83  91 

368  24 

34  54 

536 

1,536 

1,263  24 

41 

85  83 

386  80 

37  52 

554 

1,554 

1,296  80 

42 

87  83 

405  98 

40  81 

572 

1,572 

1,328  98 

43 

89  93 

426  41 

44  46 

592 

1,592 

1,363  41 

44 

92  09 

447  78 

48  51 

612 

1,612 

1,398  78 

45 

94  38 

474  59 

53  44 

639 

1,639 

1,438  59 

46 

96  75 

506  05 

59  11 

672 

1,672 

1,485  06 

47 

99  22 

541  13 

65  59 

708 

1,708 

1,533  13 

48 

101  82 

576  88 

72  47 

745 

1,745 

1,581  88 

49 

104  50 

614  78 

80  05 

783 

1,783 

1,632  78 

50 

107  32 

653  12 

88  02 

822 

1,822 

1,684  12 

51 

110  27 

692  47 

96  58 

861 

1,861 

1,735  47 

52 

113  34 

736  85 

106  18 

905 

1,905 

1,792  85 

53 

116  55 

791  23 

117  92 

961 

1,961 

1,8d8  23 

54 

119  90 

850  90 

130  92 

1,023 

2,023 

1,928  90 

55 

123  41 

916  62 

145  49 

1,089 

2,089 

2,006  62 

9 

FIVE  PER  CENT.  20  YEAR  GOLD  BONO  POLICY. 


$1  ,000. 

Limited  Deposits.  15  Premiums.  20  Year  Distribution. 


Age 

at 

Issue 

Annual 

Deposit 

0 

Adapted  Former  Results 

Paid-up 

Policy 

with 

Additions 

3b 

Guaranteed 

Cash 

Surrender 
Value  and 
Adapted 
Former 
Results 

4 

Cash 

1 

Equiva 

Annuity 

2 

lents 

Paid-up 

Additions 

3 a 

21 

$43  93 

$217  43 

$13  04 

$454 

$1,454 

$839  43 

22 

44  66 

221  29 

13  49 

455 

],455 

857  29 

23 

45  40 

226  77 

14  06 

455 

1,455 

875  77 

24 

46  16 

232  83 

14  69 

459 

1,459 

894  83 

25 

46  97 

240  29 

15  45 

464 

1,464 

915  29 

26 

47  80 

247  52 

16  21 

468 

1,468 

936  52 

27 

48  66 

257  28 

17  18 

477 

1,477 

959  28 

28 

49  56 

266  89 

18  19 

486 

1,486 

982  89 

29 

50  50 

275  77 

19  21 

493 

1,493 

1,007  77 

30 

51  47 

286  08 

20  36 

501 

1,501 

1,032  08 

31 

52  49 

294  60 

21  46 

606 

1,506 

1,056  60 

32 

53  53 

306  83 

22  90 

516 

1,516 

1,084  83 

33 

54  63 

318  64 

24  38 

527 

1,527 

1,111  64 

34 

55  76 

329  89 

25  89 

535 

1,535 

1,138  89 

35 

56  96 

343  11 

27  67 

546 

1,546 

1,166  11 

36 

58  19 

358  52 

29  73 

561 

1,561 

1,196  52 

37 

59  48 

375  28 

32  05 

576 

1,576 

1,227  28 

38 

60  84 

392  31 

34  54 

592 

1,592 

1,259  31 

39 

62  24 

422  92 

38  41 

627 

1,627 

1,303  92 

40 

63  72 

438  02 

41  09 

639 

1,639 

1,333  02 

41 

65  26 

455  84 

44  21 

654 

1,654 

1,365  84 

42 

66  88 

480  36 

48  28 

677 

1,677 

1,403  36 

43 

68  56 

506  78 

52  85 

703 

1,703 

1,443  78 

44 

70  35 

535  91 

58  06 

7a3 

1,733 

1,486  91 

45 

72  21 

574  68 

64  71 

773 

1,773 

1,538  68 

46 

74  19 

621  89 

72  65 

826 

1,826 

1,600  89 

47 

76  24 

663  74 

80  45 

869 

1,869 

1,655  74 

48 

78  43 

708  28 

88  98 

914 

1,914 

1,713  28 

49 

80  73 

755  30 

98  35 

961 

1,961 

1,773  30 

50 

83  15 

802  17 

108  11 

1,008 

2,008 

1,833  17 

51 

85  71 

849  01 

118  41 

1,055 

2,055 

1,892  01 

52 

88  41 

902  85 

130  10 

1,109 

2,109 

1,958  85 

53 

91  27 

961  26 

143  26 

1,168 

2,168 

2,028  26 

54 

94  31 

1,029  85 

158  44 

1,238 

2,238 

2,107  85 

55 

97  50 

1,106  30 

175  60 

1,316 

2,316 

2,196  30 

le  FIVE  PER  CENT.  20  YEAR  GOLD  ROND  POLICY. 
$1,000. 

Limited  Deposits.  20  Premiums.  20  Year  Distribution. 

Adapted  Former  Results 

Paid-up 

Guaranteed 

Cash 

Surrender 
Value  and 

Age 

Annual 

Equivalents 

Policy 

at 

Issue 

Deposit 

0 

Cash 

1 

Annuity 

2 

Paid-up 

Additions 

3 a 

with 

Additions 

3 b 

Adapted 

Former 

Results 

4 

21 

$36  91 

$323  CO 

$19  38 

$67^4 

$1,674 

$945  00: 

22 

37  49 

326  37 

19  90 

669 

1,669 

962  37 

23 

38  13 

330  73 

20  50 

665 

1,665 

979  73 

24 

38  80 

335  71 

21  18: 

661 

1,661 

997  71 

25 

39  48 

341  81 

21  96 

660 

1,660 

1,016  81 

26 

40  18 

348  19 

22  80 

660 

1,660 

1,037  19 

27 

40  92 

356  24 

23  78 

661 

1,661 

1,058  24 

28 

41  69 

363  25' 

24  76 

661 

1,661 

1,079  25 

29 

42  50 

370  96 

25  84 

662 

1,662 

1,102  96 

30 

43  33 

380  58 

27  09 

665 

1,665 

1,126  58: 

31 

44  21 

387  29' 

28  20 

665 

1,665 

1,149  29 

32 

45  11 

395  53' 

29  52 

666 

1,666 

1,173  63 

33 

46  07 

405  53 

31  03 

670 

1,670 

1,198  53  ■ 

34 

47  06 

415  85' 

32  64 

674 

1,674 

1,224  85: 

35 

48  12 

428  90 

34  60 

683  ■ 

1,683 

1,251  90 

36 

49  20 

442  72 

36  70 

693 

1,693 

1.280  72  i 

37 

50  32 

456  80 

39  01 

702 

1,702 

1,308  mi 

38 

51  52 

472  92 

41  63 

713  • 

1,713 

1,339  92 J 

39 

52  77 

492  14 

44  70 

731 

1,731 

1,373  14 

40 

54  11 

510  13 

47  85 

743 

1,743 

. 1,405  13: 

41 

55  49 

530  97 

51  50 

762 

1,762 

1,440-97. 

42 

56  96 

553  07 

55  58 

780  ■ 

1,780 

1,476  07^ 

43 

58  52 

: 574  68 

59  93 

798 

1,798 

1,511  68; 

44 

60  15 

599  73 

64' 98 

820  ■ 

1,820 

1,550  73: 

45 

61  88 

631  91 

71. 16 

850 

1,850 

. 1,595^5 

46 

63  71 

669  37 

78  21  - 

888 

1,888 

1,648  87: 

47 

65  66 

712  26 

86  34  ' 

931  . 

1,931 

1,704^26; 

48 

67  73 

759  37 

95  40 

980 

1,980 

1,764  ■37: 

4 9 

69  93 

813  55 

105  93 

1,036 

2,036 

1,831  55' 

50 

72  27 

874  45 

117  86 

1,100 

2,100 

1,905  45: 

51 

74  76 

945  38 

131  86 

1,175 

2,175 

1,988  38. 

52 

77  43 

1,024  95 

147  69 

1,260 

2,260 

2,080  95 

53 

80  24 

1,113  62 

165  97 

1,353 

2,353 

2,180  62 

54 

83  29 

1,214  94 

186  92 

1.460 

2.460 

2,292  94 

55 

86  52 

1,327  30 

210  68 

1 

i 

1,579 

2.579 

2,417  30; 

) 

FIVE  PER  CENT.  20  YEAR  GOLD  BOND  ENDOWMENT. '' 

$1 ,000. 

20  Year  Endowment; 

10  Premiums 

20  Year  Endowment 

Age- 

Annual 

Adapted  , 

Age 

Annual 

Adapted 

at 

• • Former 

at 

Deposit 

Former 

Issue 

Deposit 

Result’s 

Issue 

Results 

21 

$64  90 

$699  26 

21 

$104  61 

$542  13 

22 

65  04 

701  62 

22 

104  75 

543  40 

23 

65  18 

704  02 

23 

104  92 

543  92 

24 

65  34 

706  54 

24 

105  07 

545  15 

23 

65  48 

708  92 

25 

105  25 

546  37 

26 

65  67 

711  71 

26 

105  43 

547  06 

27 

65  86 

714  63 

27 

105  64 

547  50 

28 

66  05 

718  30 

28 

105  82 

548  24 

29 

66  27 

721  52 

29 

103  06 

549  04 

30 

66  50  . 

725  74 

30 

106  29 

549  88 

31 

66  76 

727  98 

31 

1D6  58 

550  84 

32 

67  04 

730  38 

32 

106  85 

555  42 

33 

67  32 

732  88 

33 

107  17 

558  16 

34 

67  66 

736  77 

34 

107  51 

561  18 

35 

68  03 

743  17 

35 

107  87 

663  75 

36 

68  41 

747  45 

36 

108  29 

565  28 

37 

68  85 

753  22 

37 

108  72 

572  24 

38 

69  33 

759  38 

38 

109  22 

578  98 

39 

69  84 

766  63 

39 

109  75 

687  59 

40 

70  44 

778  04 

40 

110  34 

599  36 

41 

71  07 

788  19 

41 

110  99 

608  52 

42 

71  79 

805  33 

42 

111  69 

621  34 

43 

72  57 

824  80 

43 

112  49 

636  98 

44 

73  46 

847  05 

44 

113  38 

654  24 

45 

74  42 

875  09 

45 

114  34 

677  98 

46 

75  49 

905  96 

46 

115  43 

697  47 

47 

76  69 

940  73 

47 

116  63 

718  19 

48 

78  03 

978  59 

48 

117  95 

744  94 

49 

79  49 

1,022  93 

49 

119  41 

772  47 

50 

81  11 

1,070  50 

50 

121  01 

806  04 

51 

82  89 

1,134  92 

51 

122  75 

833  31 

52 

84  85 

1,205  65 

52 

124  67 

865  39 

53 

87  02 

1,286  63 

53 

126  78 

902  68 

54 

89  39 

1,378  73 

54 

129  06 

943  64 

55 

1 

92  02 

1,484  19 

55 

131  56 

996  94 

GUARANTEED  COMPOUND  INTEREST  GOLD  i 
$1  ,000. 

20  Payments.  20  Year  Distri 

iOND. 

ibution. 

Guaranteed 

Compound 

Age 

at 

Issue 

Annual 

Premium 

Interest 
Accumulations 
if  not  drawn 
until  end  of 
Distribution 
Period 

Guaranteed 

Cash  Value 

Guaranteed 

Cash  Value 

Guaranteed 

Annuity 

21 

$39  85 

$292  70 

$477 

$769  70 

$23  09 

22 

40  51 

297  55 

487 

784  55 

23  54 

23 

41  20 

302  62 

497 

799  62 

23  99 

24 

41  91 

307  84 

507 

814  84 

24  44 

25 

42  65 

313  27 

517 

830  27 

24  91 

26 

43  41 

318  85 

528 

846  85 

25  40 

27 

44  20 

324  66 

538 

862  66 

25  88 

28 

45  02 

330  68 

549 

879  68 

26  39 

29 

45  88 

337  00 

561 

898  00 

26  94 

30 

46  76 

343  46 

572 

915  46 

27  46 

31 

47  69 

350  29 

584 

934  29 

28  03 

32 

48  65 

357  34 

596 

953  34 

28  60 

33 

49  65 

364  69 

608 

972  69 

29  18 

34 

50  70 

372  40 

620 

992  40 

29  77 

35 

51  79 

380  41 

631 

1,011  41 

30  34 

36 

52  93 

388  78 

642 

1,030  78 

30  92 

37 

54  11 

397  45 

653 

1,050  45 

31  51 

3 8 

55  34 

406  48 

664 

1,070  48 

32  11 

39 

56  64 

416  03 

675 

1,091  03 

32  73 

40 

58  02 

426  17 

686 

1,112  17 

33  36 

41 

59  46 

436  74 

697 

1,133  74 

34  01 

42 

69  96 

447  76 

707 

1,154  76 

34  64 

43 

62  53 

459  29 

718 

1,177  29 

35  32 

44 

64  16 

471  27 

729 

1,200  27 

36  01 

45 

65  89 

483  97 

739 

1,222  97 

36  69 

46 

67  69 

497  20 

750 

1,247  20 

37  42 

47 

69  58 

511  08 

760 

1,271  08 

38  13 

48 

71  61 

525  99 

770 

1,295  99 

38  88 

4 9 

73  88 

542  66 

780 

1,322  66 

39  68 

50 

76  03 

558  82 

790 

1,348  82 

40  46 

51 

78  52 

576  75 

799 

1,375  75 

41  27 

52 

81  07 

595  48 

809 

1.404  48 

42  13 

53 

83  73 

615  01 

818 

i;433  01 

42  99 

54 

86  52 

635  51 

826 

1,461  51 

43  84 

55 

89  44 

656  96 

835 

1,491  96 

44  76 

GUARANTEED  COMPOUND  INTEREST  GOLD  BOND. 
$1,000. 

20  Payments.  20  Year  Distribution. 


Age 

at 

Issue 

Adapted 

Former 

Results 

Interest, 
Cash  Value 
and 

Adapted 

Former 

Results 

Additional 

Insurance 

Purchased 

by 

Adapted 

Former 

Results 

Equivalent  Annuities  for 

Adapted 

Former 

Results 

Interest 

Accumu- 

lations 

Cash 

Value,  Re- 
sults, and 
Interest 
Accumu- 
lations 

21 

$273  85 

$1,043  65 

$572 

$16  43 

$17  55 

$62  62 

22 

276  62 

1,061  17 

567 

16  87 

18  14 

64  72 

23 

280  23 

1,079  85 

564 

17  37 

18  76 

66  95 

24 

285  30 

1,100  14 

662 

18  00 

19  42 

69  41 

25 

290  76 

1,121  03 

663 

18  69 

20  13 

72  C5 

26 

296  36 

1,143  21 

664 

19  41 

20  88 

74  87 

27 

303  44 

1,166  10 

665 

20  26 

21  67 

77  86 

28 

310  19 

1,189  87 

666 

21  14 

22  54 

81  11 

29 

316  58 

1,214  58 

567 

22  05 

23  46 

84  59 

30 

324  99 

1,240  46 

670 

23  13 

24  44 

88  SO 

31 

330  91 

1,265  20 

570 

24  11 

25 '51 

92  15 

32 

338  78 

1,292  12 

671 

25  30 

26  60 

96  43 

33 

347  74 

1.320  43 

676 

26  62 

27  90 

101  04 

34 

356  52 

1,348  92 

679 

27  99 

29  23 

105  88 

35 

368  21 

1,379  62 

687 

29  71 

30  68 

111  26 

36 

380  63 

1,411  41 

696 

31  56 

32  23 

117  05 

37 

392  72 

1,443  17 

604 

33  54 

33  94 

123  25 

38 

406  43 

1,476  91 

614 

35  79 

35  78 

130  01 

39 

423  19 

1,514  22 

628 

38  44 

37  78 

137  55 

40 

439  06 

1,551  23 

641 

41  19 

39  97 

145  52 

41 

457  44 

1,591  18 

656 

44  38 

42  35 

154  83 

42- 

475  29 

1,630  05 

671 

47  77 

44  99 

163  82 

43 

495  21 

1,672  50 

688 

61  65 

47  89 

174  41 

44 

516  77 

1,717  04 

707 

66  00 

51  05 

186  02 

45 

544  20 

1,767  17 

733 

61  29 

54  50 

199  01 

46 

677  62 

1,824  82 

767 

67  49 

58  08 

213  19 

47 

614  09 

1,885  17 

804 

74  45 

61  94 

228  50 

48 

655  61 

1,951  60 

847 

82  37 

66  08 

245  17 

49 

702  74 

2,025  40 

895 

91  60 

70  66 

263  74 

50 

754  48 

2,103  30 

949 

101  69 

75  31 

283  47 

51 

816  61 

2,192  26 

1,015 

113  89 

80  43 

305  76 

52 

885  26 

2,289  74 

1,088 

127  57 

85  80 

329  95 

53 

963  66 

2,396  67 

1,171 

143  62 

91  65 

357  18 

54 

1,050  94 

2,512  45 

1,264 

161  70 

97  77  : 

886  55 

55 

1,160  32 

2,642  28 

1,368 

182  59 

104  27 

419  41 

^ CONTINUOUS  INSTALMENT  POLICY— $1,000. 


Life  Premiums. 


20  Year  Distribution. 


Age  of  Insured,  21 

Cash  Guaranteed.  $175 

EquivV  Income 


Adapted 

Former 

Results 


For 

Adapted 

Former 

Results 


For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 


Age  of  Insured, 


22 

$182 


Adapted 

Former 

Results 


^19  08 
18  96 
18  83 
18  71 
18  59 
18  47 
18  35 
18  23 
18  12 
17  99 
17  89 
17  78 
17  67 
17  56 
17  46 
17 
17  26 
17  15 
17  06 
16  95 
16  85 
16  76 
16  66 
16  57 
16  47 
16  38 
16  29 
16  20 
16  10 
16  01 
15  93 
15  85 
15  76 
15  68 
15  60 
15  52 
15  44 
15 
15  29 
15  22 
15  15 
15  08 
15  02 
14  96 
14  91 
14  85 
14  80 
14  74 
14  70 
14  . 
14  62 
14  58 
14  55 
14  53 
14  50 
14  47 
14  46 
14  45 
14  43 
14  42 
14  40 


$159  89 
158  88 
157  80 
156  79 
155  78 
154  78 
153  77 
152  77 
151  85 
150  76 
149  92 
149  00 
148  07 
147  15 
146  31 
145  48 
144  64 
143  72 
142  96 
142  04 
141  20 
140  45 
139  61 
138  86 
138  02 
137  26 
136  51 
135  76 
134  92 
134  16 
133  49 
132  82 
132  07 
131  40 
130  73 
130  06 
129  39 
128  72 
128  13 
127  54 
126  96 
126  37 
125  87 
125  36 
124  95 
124  44 
124  02 
123  52 
123  19 
122  85 
122  52 
122  18 
121  93 
121  76 
121  51 
121  26 
121  17 
121  09 
120  92 
120  84 
120  67 


9 53 
9 47 
9 40 
9 34 
9 28 
9 22 
9 16 
9 11 
9 04 
9 00 
8 94 
8 88 
8 83 
8 78 
8 73 
8 
8 62 
8 58 
8 52 
8 47 
8 43 
8 38 
8 33 
8 28 
8 23 
8 19 
8 15 
8 10 
8 05 
8 01 
7 97 
7 92 
7 

7 84 
7 80 
7 76 


Equiv.  Income 

For 

For 

Adapted 

Adapted 

Former 

Results 

Former 

and 

Results 

Guar. 

2 

Cash 

3 

$20  09 

5 1 

19  51 .1 

>163  10 

$9  95 

$21  05 

20  03 

6 

19  38 

162  02 

9 88 

20  98 

19  97 

7 

19  25 

160  93 

9 82 

20  92 

19  90 

8 

19  12 

159  84 

9 75 

20  85 

19  84 

9 

19  00 

158  84 

9 69 

20  79 

19  78 

10 

18  87 

157  75 

9 62 

20  72 

19  72 

11 

18  74 

156  67 

9 56 

20  66 

19  66 

12 

18  62 

155  66 

9 50 

20  60 

19  61 

13 

18  51 

154  74 

9 44 

20  54 

19  54 

14 

18  39 

153  74 

9 38 

20  48 

19  50 

15 

18  28 

152  82 

9 32 

20  42 

19  44 

16 

18  16 

151  82 

9 26 

20  36 

19  38 

17 

18  05 

150  90 

9 20 

20  30 

19  33 

18 

17  94 

149  98 

9 15 

20  25 

19  28 

19 

17  83 

149  06 

9 09 

20  19 

19  23 

20 

17  72 

148  14 

9 04 

20  14 

19  18 

21 

17  63 

147  89 

8 99 

20  09 

19  12 

22 

17  52 

146  47 

8 93 

20  03 

19  08 

23 

17  41 

145  55 

8 88 

19  98 

19  02 

24 

17  31 

144  71 

8 83 

19  93 

18  97 

25 

17  21 

143  88 

8 78 

19  88 

18  93 

26 

17  11 

143  04 

8 73 

19  83 

18  88 

27 

17  02 

142  29 

8 68 

19  78 

18  83 

28 

16  91 

141  37 

8 62 

19  72 

1 18  78 

29 

16  81 

140  53 

8 57 

19  67 

18  73 

30 

16  72 

139  78 

8 53 

19  63 

18  69 

31 

16  62 

138  94 

8 48 

19  68 

18  65 

32 

16  53 

138  19 

8 43 

19  63 

18  60 

33 

16  44 

137  44 

8 38 

19  48 

18  55 

34 

16  35 

136  69 

8 34 

19  44 

18  51 

35 

16  25 

135  85 

8 29 

19  39 

18  47 

36 

16  17 

135  18 

8 25 

19  35 

18  42 

37 

16  09 

134  51 

8 21 

19  31 

18  38 

38 

16  00 

133  76 

8 16 

19  26 

18  34 

39 

15  91 

133  01 

8 11 

19  21 

18  30 

40 

15  83 

132  34 

8 07 

19  17 

18  26 

41 

15  76 

131  75 

8 04 

19  14 

18  22 

42 

15  68 

131  08 

8 00 

19  10 

18  19 

43 

15  61 

130  60 

7 96 

19  06 

1 18  15 

44 

15  53 

129  83 

7 92 

19  02 

1 18  12 

45 

15  47 

129  ^ 

7 89 

18  99 

; 18  08 

46 

15  40 

128  74 

7 85 

18  95 

; 18  05 

47 

15  34 

128  24 

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: 18  92 

5 18  02 

48 

15  27 

127  66 

i 7 79 

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49 

15  22 

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» 18  86 

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50 

15  17 

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t 18  84 

1 17  94 

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1 18  74 

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L 18  71 

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14  S{ 

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5 7 5^ 

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L 123  8: 

L 7 5i 

5 18  65 

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1 60 

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1 7 5' 

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J 61 

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3 7 6: 

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3 123  1 

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3 123  1 

4 7 6 

1 18  61 

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4 65 

14  7 

2 123  0 

6 7 5 

1 18  61 

CONTINUOUS  INSTALMENT  POLICY-$l,O0O. 


Life  Premiums. 


20  Year  Distribution. 


Age  of  insured, 

Cash  Guaranteed,, 

23 

$183 

Age  of  Beneficiary 

Age  of  Insured,  24 

Cash  Guaranteed,  $195 

rt 

3 

c 

c 

0 

3 

3 

Adapted 

Former 

Results 

1 

Equiv.  Income 

Annual 

g 

3 

S 

1 

Adapted 

Former 

Results 

1 

Equiv.  Income 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former! 

Results 

and 

Guar. 

Cash 

3 

^19 

96 

$166 

47 

$10 

32 

$21 

98 

5 

$20 

44 

$170 

06 

$10 

73 

$23 

03 

19 

82 

165 

30 

10 

25 

21 

91 

6 

20 

30 

168 

90 

10 

66 

22 

96 

19 

69 

164 

21 

10 

18 

21 

84 

7 

20 

16 

167 

66 

10 

58 

22 

88 

19 

55 

163 

06 

10 

11 

21 

77 

8 

20 

01 

166 

48 

10 

50 

22 

80 

19 

42 

161 

96 

10 

04 

21 

70 

9 

19 

88 

166 

40 

10 

44 

22 

74 

19 

29 

160 

88 

9 

97 

21 

63 

10 

19 

74 

164 

24 

10 

36 

22 

66 

19 

16 

159 

79 

9 

91 

21 

67 

11 

19 

61 

163 

16 

10 

30 

22 

60 

19 

04 

158 

79 

9 

84 

21 

60 

12 

19 

49 

162 

16 

10 

23 

22 

53 

18 

92 

157 

79 

9 

78 

21 

44 

13 

19 

36 

160 

99 

10 

16 

22 

46 

18 

80 

156 

79 

9 

72 

21 

38 

14 

19 

23 

169 

99 

10 

10 

22 

40 

18 

69 

165 

87 

9 

66 

21 

32 

15 

19 

11 

159 

00 

10 

03 

22 

33 

18 

67 

154 

87 

9 

60 

21 

26 

16 

18 

99 

158 

00 

9 

97 

22 

27 

18 

44 

153 

79 

9 

53 

21 

19 

17 

18 

87 

157 

00 

9 

91 

22 

21 

18 

33 

162 

87 

9 

48 

21 

14 

18 

18 

76 

156 

08 

9 

85 

22 

15 

18 

23 

152 

04 

9 

43 

21 

09 

19 

18 

63 

155 

00 

9 

78 

22 

08 

18 

12 

161 

12 

9 

37 

21 

03 

20 

18 

53 

154 

17 

9 

73 

22 

03 

18 

01 

150 

20 

9 

31 

20 

21 

18 

42 

153 

25 

9 

67 

21 

97 

17 

90 

149 

29 

9 

26 

20 

92 

22 

18 

31 

152 

34 

9 

61 

21 

91 

17 

79 

148 

37 

9 

20 

20 

86 

23 

18 

19 

151 

34 

9 

65 

21 

85 

17 

68 

147 

45 

9 

14 

20 

80 

24 

18 

08 

150 

43 

9 

49 

21 

79 

17 

59 

146 

70 

9 

10 

20 

76 

25 

17 

98 

149 

59 

9 

44 

21 

74 

17 

48 

145 

78 

9 

04 

20 

70 

26 

17 

87 

148 

68 

9 

38 

21 

68 

17 

38 

144 

95 

8 

99 

20 

66 

27 

17 

76 

147 

76 

9 

32 

21 

62 

17 

27 

144 

03 

8 

93 

20 

69 

28 

17 

66 

146 

85 

9 

27 

21 

57 

17 

18 

143 

28 

8 

88 

20 

54 

29 

17 

66 

146 

10 

9 

22 

21 

52 

17 

08 

142 

45 

8 

83 

20 

49 

30 

17 

45 

145 

18 

9 

16 

21 

46 

16 

99 

141 

70 

8 

79 

20 

45 

31 

17 

36 

144 

44 

9 

11 

21 

41 

16 

89 

140 

86 

8 

73 

20 

39 

32 

17 

26 

143 

60 

9 

06 

21 

36 

16 

80 

140 

11 

8 

69 

20 

35 

33 

17 

17 

142 

85 

9 

01 

21 

31 

16 

70 

139 

28 

8 

64 

20 

30 

34 

17 

07 

142 

02 

8 

96 

21 

26 

16 

61 

138 

53 

8 

59 

20 

25 

35 

16 

97 

141 

19 

8 

91 

21 

21 

16 

53 

137 

86 

8 

65 

20 

21 

36 

16 

88 

140 

44 

8 

86 

21 

16 

16 

43 

137 

03 

8 

50 

20 

16 

37 

16 

78 

139 

61 

8 

81 

21 

11 

16 

35 

136 

36 

8 

45 

20 

11 

38 

16 

70 

138 

94 

8 

77 

21 

07 

16 

27 

135 

69 

8 

41 

20 

07 

39 

16 

02 

138 

28 

8 

73 

21 

03 

16 

17 

134 

86 

8 

36 

20 

02 

40 

16 

54 

137 

61 

8 

68 

20 

98 

16 

10 

134 

27 

8 

32 

19 

98 

41 

16 

46 

136 

95 

8 

64 

20 

94 

16 

02 

133 

61 

8 

28 

19 

94 

42 

16 

38 

136 

28 

8 

60 

20 

90 

16 

95 

133 

02 

8 

25 

19 

91 

43 

16 

29 

135 

53 

8 

55 

20 

85 

15 

87 

132 

36 

8 

21 

19 

87 

44 

16 

23 

135 

03 

8 

52 

20 

82 

15 

81 

131 

86 

8 

18 

19 

84 

45 

16 

16 

134 

45 

8 

48 

20 

78 

16 

74 

131 

27 

8 

14 

19 

80 

46 

16 

09 

133 

87 

8 

45 

20 

75 

15 

67 

130 

69 

8 

10 

19 

76 

47 

16 

02 

133 

29 

8 

41 

20 

71 

15 

61 

130 

19 

8 

07 

19 

73 

48 

15 

95 

132 

70 

8 

37 

20 

67 

15 

55 

129 

69 

8 

04 

19 

70 

49 

15 

90 

132 

29 

.8 

35 

20 

65 

15 

49 

129 

19 

8 

01 

19 

67 

50 

15 

85 

131 

87 

8 

32 

20 

62 

15 

44 

128 

77 

7 

98 

19 

64 

51 

15 

79 

131 

37 

8 

29 

20 

59 

15 

40 

128 

44 

7 

96 

19 

62 

52 

15 

74 

130 

96 

8 

26 

20 

56 

15 

34 

127 

94 

7 

93 

19 

69 

53 

15 

70 

130 

62 

8 

24 

20 

54 

15 

30 

127 

60 

7 

91 

19 

57 

54 

15 

64 

130 

12 

8 

21 

20 

51 

15 

26 

127 

27 

7 

89 

19 

65 

55 

16 

61 

129 

88 

8 

20 

20 

50 

15 

23 

127 

02 

7 

88 

19 

54 

56 

15 

57 

129 

54 

8 

17 

20 

47 

15 

19 

126 

68 

7 

85 

19 

51 

57 

15 

55 

129 

38 

8 

16 

20 

46 

15 

17 

126 

52 

7 

84 

19 

50 

58 

15 

51 

129 

04 

8 

14 

20 

44 

15 

14 

126 

27 

7 

,83 

19 

49 

59 

15 

48 

128 

79 

8 

13 

20 

43 

15 

13 

126 

18 

7 

82 

19 

48 

60 

15 

47 

128 

71 

8 

12 

20 

42 

15 

10 

125 

93 

7 

81 

19 

47 

61 

15 

44 

128 

46 

8 

11 

20 

41 

15 

08 

125 

77 

7 

80 

19 

46 

62 

15 

42 

128 

29 

8 

10 

20 

40 

15 

07 

126 

68 

■ 7 

79 

19 

46 

63 

15 

41 

128 

21 

8 

09 

20 

39 

15 

06 

125 

60 

7 

79 

19 

45 

64 

15 

40 

128 

13 

8 

09 

20 

39 

15 

06 

125 

60 

7 

79 

19 

45 

65 

15 

40 

128 

13 

8 

09 

20 

39 

CONTINUOUS  INSTALMENT  P0LICY-$1,000. 

Life  Premiums.  20  Year  Distribution. 


Age  of  Insured,  25 


Adapted 

Former 

Results 


r20  96 
20  81 
20  66 
20  51 
20  37 
20  23 
20  09 
19  95 
19  82 
19 
19  56 
19  44 
19  31 
19  19 
19  07 
18  95 
18  84 
18  72 
18  61 
18  48 
18  38 
18  27 
18  16 
18  05 
17  94 
17  85 
17  74 
17  64 
17  55 
17  44 
17  36 
17  26 
17  17 
17  07 
16  99 
16  91 
16  83 
16  74 
16  66 
16  59 
16  51 
16  44 
16  38 
16  31 
16  25 
16  20 
16  15 
16  09 
16  05 
16  00 
15  95 
15  93 
15 
15  _ 
15  83 
15  81 
15  79 
15  78 
15  75 
15  75 
15  74 


$173  97 
172  72 
171  48 
170  23 
169  07 
167  91 
166  75 
165  59 
164  51 
163  43 
162  35 
161  35 
160  27 
159  28 
158  28 
157  29 
156  37 
155  88 
154  46 
153  38 
152  55 
151  64 
150  73 
149  82 
148  90 
148  16 
147  24 
146  41 
145  67 
144  75 
144  09 
143  26 
142  51 
141  68 
141  02 
140  35 
139  69 
138  94 
138  28 
137  70 
137  03 
136  45 
135  95 
135  37 
134  88 
134  46 
134  05 
133  55 
133  22 
132  80 
132  39 
132  22 
131  89 
131  64 
131  39 
131  22 
131  06 
130  97 
130  73 
130  73 
130  64 


Equiv.  Income 

< 

For 

For 

Adapted 

u 

< 

1 

Adapted 

Former 

Results 

C 

Former 

and 

Results 

Guar. 

2 

Cash 

3 

Age  of  Insured,  26 

Cash  Guaranteed,  $209 

Equiv.  Income 


- e 


Adapted 

Former 

Results 


11  11 
11  03 
10  95 
10  87 
10  80 
10  72 
10  65 
10  58 
10  51 
10  44 
10  37 
10  31 
10  24 
10  18 
10  11 
10  05 
9 99 
9 93 
9 86 
9 81 
9 75 
9 69 
9 63 
9 57 
9 53 
9 47 
9 41 
9 36 
9 31 
9 27 
9 21 
9 16 
9 11 
9 07 
9 02 
8 
8 93 
8 _ 

8 85 
8 81 
8 77 
8 74 
8 70 
8 67 
8 65 
8 62 
8 59 
8 57 
8 54 
8 51 
8 50 
8 48 
8 46 
8 45 
8 44 
8 43 
8 42 
8 41 
8 41 
8 40 


24  09 
24  01 
23  93 
23  85 
23  78 
23  70 
23  63 
23  56 
23  49 
23  42 
23  35 
23  29 
23  22 
23  16 
23  09 
23  03 
22  97 
22  91 
22  84 
22  79 
22  73 
22  67 
22  61 
22  55 
22  51 
22  45 
22  39 
22  34 
22  29 
22  25 
22  19 
22  14 
22  09 
22  05 
22  00 
21  96 
21  91 
21  87 
21  83 
21  79 
21  75 
21  72 
21  68 
21  65 
21  63 
21  60 
21  57 
21  55 
21  52 
21  49 
21  48 
21  46 
21  44 
21  43 
21  42 
21  41 
21  40 
21  39 
21  39 
21 


For 

Adapted 

Former 

Results 


: |$21  40 

21  27 
21  14 
21  00 
20  87 
20  74 
20  61 
20  47 
20  33 
20  18 
20  05 
19  91 
19  79 
19  65 
19  53 
19  41 
19  29 
19  18 
19  06 
18  93 
18  82 
18  70 
18  59 
18  48 
18  38 
18  27 
18  16 
18  06 
17  95 
17  86 
17  76 
17  67 
17  57 
17  48 
17  38 
17  30 
17  22 
17  14 
17  06 
16  97 
16  91 
16  84 
16  77 
16  70 
16  65 
16  58 
16  53 
16  47 
16  43 
16  88 
16  34 
16  31 
16  27 
16  24 
16  21 
16  19 
16  17 
16  16 
16  15 
16  13 
16  12 


1 

$176  76 
175  69 
174  62 
173  46 
172  39 
171  81 
170  24 
169  08 
167  93 
166  69 
165  61 
164  46 
163  47 
162  31 
161  32 
160  33 
159  84 
158  43 
157  44 
156  36 
155  45 
154  46 
153  55 
152  64 
151  82 
150  91 
150  00 
149  18 
148  27 
147  52 
146  70 
145  95 
145  13 
144  38 
143  56 
142  90 
142  24 
141  58 
140  92 
140  17 
139  68 
139  10 
138  52 
137  94 
137  53 
136  95 
136  54 
136  04 
135  71 
135  30 
134  97 
134  72 
134  89 
134  14 
133  89 
133  73 
133  56 
133  48 
133  40 
133  23 
133  15 


2 


For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 


$11  58 
11  51 
11  44 
11  36 
11  29 
11  22 
11  15 
11  07 
11  00 
10  92 
10  85 
10  77 
10  71 
10  63 
10  57 
10  50 
10  44 
10  38 
10  31 
10  24 
10  18 
10  12 
10  06 
10  00 
9 94 
9 
9 
9 77 
9 71 
9 
9 61 
9 56 
9 51 
9 46 
9 40 
9 _ 

9 32 
9 27 
9 23 
9 18 
9 15 
9 11 
9 07 
9 04 
9 01 
8 97 
8 94 
8 91 
8 89 
8 
8 
8 
8 80 
8 79 
8 77 
8 76 
8 


$25  27 

25  20 
25  13 
25  05 
24  98 
24  91 
24  84 
24  76 
24  . 

24  61 
24  54 
24  46 
24  40 
24  32 
24  26 
24  19 
24  13 
24  07 
24  00 
23  93 
23  8' 
23  81 
23  75 
23 
23  63 
23  57 
23  52 
23  46 
23  40 
23  35 
23  30 
23  25 
23  20 
23  15 
23  09 
23  05 
23  01 
22  96 
22  92 
22  87 
22  84 
22  80 
22  76 
22  73 
22  70 
22 
22 
22 
22 
22 
22 
22  51 
22  49 
22  48 
22  46 
22  45 
22  44 
22  43 
22  43 
22  42 
22  41 


CONTINUOUS  INSTALMENT  POLICY— $1,000. 

Life  Premiums.  20  Year  Distribution. 


Age  of  Insured,  27 


Age  of  Insured,  28 

Cash  Guaranteed.  $225 


Annual 
Premium  j 

! 

Adapted 

Former 

Results 

1 

Equiv.  Income 

Age  of  Beneficial 

Annual 

® Premium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

m 

09 

$181 

14 

$12 

10 

$26 

59 

5 

$22 

69 

$184  33 

$12 

57 

$27  91 

21 

92 

179 

74 

12 

01 

26 

50 

6 

22 

45 

183  19 

12 

49 

27  83 

21 

76 

178 

43 

11 

92 

26 

41 

7 

22 

30 

181  97 

12 

41 

27  75 

21 

60 

177 

12 

11 

83 

26 

32 

8 

22 

16 

180  83 

12 

33 

27  67 

21 

44 

175 

81 

11 

74 

26 

23 

9 

22 

01 

179  60 

12 

26 

27  59 

21 

29 

174 

58 

11 

66 

26 

15 

10 

21 

86 

178  38 

12 

17 

27  51 

21 

14 

173 

35 

11 

68 

26 

07 

11 

21 

71 

177  15 

12 

08 

27  42 

21 

00 

172 

20 

11 

50 

25 

99 

12 

21 

56 

175  93 

12 

00 

27  34 

20 

85 

170 

97 

11 

42 

25 

91 

13 

21 

42 

174  79 

11 

92 

27  26 

20 

71 

169 

82 

11 

34 

25 

83 

14 

21 

27 

173  56 

11 

84 

27  18 

20 

57 

168 

67 

11 

27 

25 

76 

IS 

21 

12 

172  34 

11 

75 

27  09 

20 

43 

167 

53 

11 

19 

25 

68 

16 

20 

97 

171  12 

11 

67 

27  01 

20 

29 

166 

38 

11 

11 

25 

60 

17 

20 

84 

170  05 

11 

60 

26  94 

20 

16 

165 

31 

11 

04 

25 

53 

18 

20 

69 

168  83 

11 

51 

26  85 

20 

03 

164 

25 

10 

97 

25 

46 

19 

20 

55 

167  69 

11 

44 

26  78 

19 

90 

163 

18 

10 

90 

25 

39 

20 

20 

42 

166  63 

11 

36 

26  70 

19 

78 

162 

20 

10 

83 

25 

32 

21 

20 

28 

165  48 

11 

29 

26  63 

19 

64 

161 

05 

10 

76 

25 

25 

22 

20 

16 

164  51 

11 

22 

26  56 

19 

53 

160 

15 

10 

70 

25 

19 

23 

20 

02 

163  36 

11 

14 

26  48 

19 

41 

159 

16 

10 

63 

25 

12 

24 

.19 

89 

162  30 

11 

07 

26  41 

19 

29 

158 

18 

10 

57 

25 

06 

25 

19 

76 

161  24 

11 

00 

26  34 

19 

16 

157 

11 

10 

49 

24 

98 

26 

19 

64 

160  26 

10 

93 

26  27 

19 

06 

156 

29 

10 

44 

24 

93 

27 

19 

62 

169  28 

10 

86 

26  ^ 

18 

93 

155 

23 

10 

37 

24 

86 

28 

19 

41 

158  39 

10 

80 

26  14 

18 

82 

154 

32 

10 

31 

24 

80 

29 

19 

29 

157  41 

10 

74 

26  08 

18 

72 

158 

50 

10 

25 

24 

74 

30 

19 

16 

156  35 

10 

66 

26  00 

18 

61 

152 

60 

10 

19 

24 

68 

31 

19 

06 

155  53 

10 

61 

25  95 

18 

50 

151 

70 

10. 

13 

24 

62 

32 

18 

95 

154  63 

10 

55 

25  89 

18 

39 

150 

80 

10 

07 

24 

66 

33 

18 

84 

153  73 

10 

48 

25  82 

18 

29 

149 

98 

10 

02 

24 

51 

34 

18 

73 

152  84 

10 

42 

25  76 

18 

19 

149 

16 

9 

96 

24 

45 

35 

18 

63 

152  02 

10 

37 

25  71 

18 

09 

148 

34 

9 

91 

24 

40 

36 

18 

63 

151  20 

10 

31 

25  65 

17 

99 

147 

52 

9 

85 

24 

34 

37 

18 

43 

150  39 

10 

26 

25  60 

17 

90 

146 

78 

9 

80 

24 

29 

38 

18 

33 

149  57 

10 

20 

25  54 

17 

80 

145 

96 

9 

75 

24 

24 

39 

18 

24 

148  84 

10 

15 

25  49 

17 

72 

145 

30 

9 

71 

24 

20 

40 

18 

14 

148  02 

10 

09 

25  43 

17 

63 

144 

57 

9 

66 

24 

15 

41 

18 

06 

147  37 

10 

05 

25  39 

17 

55 

143 

91 

9 

61 

24 

10 

42 

17 

98 

146  72 

10 

01 

25  35 

17 

46 

143 

17 

9 

56 

24 

05 

43 

17 

89 

145  98 

9 

96 

25  30 

17 

40 

142 

68 

9 

63 

24 

02 

44 

17 

82 

145  41 

9 

92 

25  26 

17 

31 

141 

94 

9 

48 

23 

97 

45 

17 

74 

144  76 

9 

87 

25  21 

17 

25 

141 

45 

9 

45 

23 

94 

46 

17 

67 

144  19 

9 

83 

25  17 

17 

18 

140 

88 

9 

41 

23 

90 

47 

17 

59 

143  53 

9 

79 

25  13 

17 

11 

140 

30 

9 

37 

23 

86 

48 

17 

53 

143  04 

9 

76 

25  10 

17 

04 

139 

73 

9 

33 

23 

82 

49 

17 

46 

142  47 

9 

72 

25  06 

16 

99 

139 

32 

9 

31 

23 

80 

50 

17 

41 

142  07 

9 

69 

25  03 

16 

93 

138 

83 

9 

27 

23 

76 

51 

17 

34 

141  49 

9 

65 

24  99 

16 

88 

138 

42 

9 

25 

23 

74 

52 

17 

30 

141  17 

9 

63 

24  97 

16 

84 

138 

09 

9 

22 

23 

71 

53 

17 

25 

140  76 

9 

60 

24  94 

16 

80 

137 

76 

9 

20 

23 

69 

54 

17 

21 

140  43 

9 

58 

24  92 

16 

76 

137 

43 

9 

18 

23 

67 

55 

17 

17 

140  11 

9 

56 

24  90 

16 

72 

137 

10 

9 

16 

23 

65 

56 

17 

12 

139  70 

9 

53 

24  87 

16 

68 

136 

78 

9 

14 

23 

63 

57 

17 

08 

139  37 

9 

51 

24  85 

16 

65 

136 

53 

9 

12 

23 

61 

58 

17 

06 

139  21 

9 

49 

24  83 

16 

62 

136 

28 

9 

10 

23 

59 

59 

17 

03 

•138  96 

9 

48 

24  82 

16 

59 

136 

04 

9 

09 

23 

58 

60 

17 

00 

138  72 

9 

46 

24  80 

16 

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CONTINUOUS  INSTALMENT  PCLIGY-$l,000. 


Life  Premiums. 


20  Year  Distribution. 


Aere  of  Insured 

29 

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30 

Casb  Guaranteed,  $233 

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CONTiNUCUS  INSTALMENT  PGLICY-$l,000. 

20  Year  Distribution. 


Life  Premiums. 

Age  of  Insureci,  3 1 

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Age  of  Insured, 
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32 

$259 


CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


Life  Premiums. 


20  Year  Distribution. 


Age  of  Insured,  33 


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CONTINUOUS  INSTALMENT  P0LICY-$l,000.  » 

Life  Premiums.  20  Year  Distribution. 


Age  of  Insured,  35 


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Foriper 

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1 

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Age  of  Insured,  36 
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28  CONTINUOUS  INSTALMENT  POLIGY-$I,000. 

i Life  Premiums.  20  Year  Distribution. 


Age  of  Insured  37 

Cash  Guaranteed^  $302 

Age  of  Beneficiary 

Age  of  Insured,  38 

Cash  Guaranteed,  $311 

Annual 

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Former 

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1 

iiquiv.  Income 

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Adapted 
Former  - 

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1 

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Former 

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2 

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and 

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3 

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2 

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3 

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CONTINUOUS  INSTALMENT  P0LIGY-$l,000. 


29 


Life  Premiums. 


20  Year  Distribution. 


Ag-e  of  Insured,  39 
Cash  Guaranteed,  $320 


Age  of  Insured,  40 
Cash  Guaranteed,  $328 


Annual 
^ Premium 

Adapted 

Former 

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1 

Equiv.  Income 

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Annual 

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1 

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^ CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Life  Premiums.  20  Year  Distribution. 


Age  of  Insured,  41 

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A 

Cas 

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1 Guaranteed,  $345 

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Life  Premiums.  20  Year  Distribution. 


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51 

CONTINUOUS 

INSTALMENT  POLICY- 

$1,000. 

Life 

Premiums. 

20  Year 

Distribution. 

Aere  of  Insured,  45 

Age  of  Insured,  46 

Cash 

Guaranteed.  $371 

Cash  Guaranteed,  $379 

Equiv.  1 

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1 

2 

3 

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1 

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$427  76 

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s 

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Life  Premiums.  20  Year  Distribution. 


Age  of  Insured 
Cash  Guaranteed, 

47 

$388 

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^ CONTINUOUS  INSTALMENT  POLIGY-$!,000. 

Life  Premiums.  20  Year  Distribution. 

Age  of  Insured  49 

Cash  Guaranteed,  $404 

Age  of  Beneficiary 

Age  of  Insured,  50 

Cash  Guaranteed,  $413 

j Annual 

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B646  59 

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CONTINUOUS  INSTALMENT  P0LICY-$l,000.  ss 

Life  Premiums.  20  Year  Distribution. 


Age  of  Insured, 

Cash  Guaranteed, 


51 

$420 


Annual 

Premium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

Age  of  Beneficial 

Annual  j 

S 

3 , 

g 

► 

Adapted 

Former 

Results 

1 

Equiv.  Income 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

$54 

62 

$711 

15 

$99 

18 

$157 

76 

S 

|$57 

10 

$778 

84 

$112 

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39 

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77 

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37 

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82 

77 

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22 

Age  of  Insured,  52 


^ CONTINUOUS 

INSTALMENT  POLICY- 

-$l,000. 

Life 

Premiu 

ms. 

20  Year 

Distribution. 

Age  of  Insured  53 

Age  of  Insured, 

54 

Cash  Guaranteed,  $435 

>> 

Cash  Guaranteed,  $443 

Equiv.  Income 

Equiv.  ] 

Income 

<x: 

V 

For 

3 = 

Adapted 

For 

Adapted 

c 

rti  . 

Adapted 

For 

Adapted 

II 

Former 

Results 

Adapted 

Former 

Former 

Results 

*0 

1 E 

C 

Former 

Results 

Adapted 

Former 

Former 

Results 

and 

Results 

Guar. 

Results 

Guar. 

Cash 

< 

Cash 

0 

1 

2 

3. 

0 

1 

2 

3 

$60  43 

$864  15 

$128  78 

$193  61 

5 

$63  53 

$954  22 

$146  81  ' 

$214  97 

69  99 

857  86 

127  85 

192  68 

6 

63  08 

947  46 

145  77 

213  98 

59  54 

851  42 

126  89 

191  72 

7 

62  62 

940  55 

144  70 

212  86 

59  10 

845  13 

125  95 

190  78 

8 

62  17 

933  79 

143  67 

211  83 

58  65 

838  70 

124  99 

189  82 

9 

61  71 

926  88 

142  60 

210  76 

58  21 

832  40 

124  05 

188  88 

10 

61  26 

920  13 

141  56 

209  72 

57  79 

826  40 

123  16 

187  99 

11 

60  83 

913  67 

140  67 

208  73 

57  35 

820  11 

122  22 

187  05 

12 

60  35 

906  46 

139  46 

207  62 

56  92 

813  96 

121  30 

186  13 

13 

59  88 

899  40 

138  37 

206  53 

56  47 

807  52 

120  35 

185  18 

14 

59  42 

892  49 

137  31 

205  47 

56  02 

801  08 

119  39 

184  22 

15 

58  94 

885  28 

136  20 

204  36 

55  56 

794  51 

118  41 

183  24 

16 

58  47 

878  22 

135  12 

203  28 

55  10 

787  93 

117  42 

182  25 

17 

58  01 

871  31 

134  05 

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54  62 

781  07 

116  40 

181  23 

18 

57  53 

864  10 

132  94 

201  10 

54  14 

774  20 

115  37 

180  20 

19 

57  05 

856  89 

131  83 

199  99 

53  67 

767  48 

114  38 

179  21 

20 

56  59 

849  98 

130  77 

198  93 

53  21 

760  90 

113  40 

178  23 

21 

56  10 

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129  64 

197  80 

52  74 

754  18 

112  40 

177  23 

22 

55  63 

835  56 

128  65 

196  71 

52  28 

747  60 

111  41 

176  24 

23 

55  15 

828  35 

127  44 

195  60 

51  83 

741  17 

110  46 

175  29 

24 

54  66 

820  99 

126  31 

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51  38 

734  73 

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25 

54  16 

813  48 

125  15 

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50  92 

728  16 

108  52 

173  35 

26 

53  67 

806  12 

124  02 

192  18 

50  47 

721  72 

107  56 

172  39 

27 

53  16 

798  46 

122  84 

191  00 

50  02 

715  29 

106  60 

171  43 

28 

52  67 

791  10 

121  71 

189  87 

49  55 

708  57 

105  60 

170  43 

29 

52  19 

783  89 

120  60 

188  76 

49  08 

701  84 

104  60 

169  43 

30 

51  70 

776  53 

119  47 

187  63 

48  64 

695  55 

103  66 

168  49 

31 

51  21 

769  17 

118  34 

186  50 

48  19 

689  12 

102  70 

167  53 

32 

50  73 

761  96 

117  23 

185  39 

47  75 

682  83 

101  76 

166  59 

33 

50  27 

755  06 

116  17 

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47  30 

676  39 

100  80 

165  63 

34 

49  81 

748  15 

115  10 

183  26 

46  88 

670  38 

99  91 

164  74 

35 

49  34 

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46  47 

664  62 

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163  86 

36 

48  89 

734  33 

112  98 

181  14 

46  07 

658  80 

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163  Oi 

37 

48  46 

727  87 

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45  68 

653  22 

97  35 

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38 

48  05 

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179  20 

45  80 

647  79 

96  64 

161  37 

39 

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110  09 

178  25 

44  94 

642  64 

95  77 

160  60 

40 

47  25 

709  70 

109  19 

177  36 

44  60 

637  78 

95  05 

159  88 

41 

46  88 

704  14 

108  33 

176  49 

44  26 

632  92 

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42 

46  51 

698  58 

107  48 

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48  94 

628  34 

93  64 

158  47 

43 

46  17 

693  47 

106  69 

174  85 

43  64 

624  05 

93  00 

157  83 

44 

45  85 

688  67 

105  95 

174  11 

43  37 

620  19 

92  43 

157  26 

45 

45  55 

684  16 

105  26 

173  42 

43  10 

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Age  of  Insured,  21 

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20  Year 

Distribution 

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Aee  of  Insured 

23 

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24 

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« CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


10  Premiums.  ^ 20  Year  Distribution. 


Age  of  Insured.  25 

Cash  Guaranteed,  $379 

Age  of  Beneficiary 

Age  of  Insured,  26 

Cash  Guaranteed,  $388 

Annual 

® Premium 

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Results 

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10  Premiums. 


20  Year  Distribution. 


Age  of  Insured  27 


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Age  of  Insured,  28 
‘ ‘ $403 


''  CONTINUOUS  INSTALMENT  P0LIGY-$l,000. 

10  Premiums.  20  Year  Distribution. 


Age  of  Insured,  29 
Casb  Guaranteed.  $412 


Adapted 

Former 

Results 


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162  84 
161  77 
160  73 
159  65 
158  64 
157  64 
156 
155  63 
154  62 
153  72 
152  75 
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150  96 
150  06 
149  20 
148  37 
147  58 
146  80 
146  08 
145  29 
144  61 
143 
143  21 
142  56 
141  95 
141  34 
140 
140  30 
139  83 
139  40 
138  93 
138  54 
138  18 
137  82 
137  50 
137  21 
136  99 
136  74 
136  53 
136  35 
136  20 
136  06 
135  95 
135  88 
135  77 


37  81  135  74 
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$12  50 
12  41 
12  32 
12  23 
12  14 
12  05 
11  97 
11 
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11  72 
11  64 
11  56 
11  49 
11  41 
11  33 
11  26 
11  19 
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11  04 
10  97 
10  90 
10  83 
10  76 
10  70 
10  63 
10  57 
10  51 
10  44 
10 
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10  27 
10  22 
10  17 
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$41  19 

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40  92 
40  83 
40  74 
40  66 
40  58 
40  49 
40  41 
40  33 
40  25 
40  18 
40  10 
40  02 
39  95 
39  88 
39  80 
39  73 
39  66 
39  59 
39  52 
39  45 
39  39 
39  32 
39  26 
39  20 
39  13 
39  07 
39  02 
38  96 
38  91 
38  86 
38  80 
38  75 
38  70 
38  66 
38  61 
38  57 
38  53 
38  49 
38  45 
38  42 
38  39 
38  36 
38  33 
38  31 
38  28 
38  26 
38  24 
38  22 
38  21 
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38  16 
38  15 
38  14 
38  14 
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$51  20 

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50  43 
50  05 
49  68 
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48  61 
48  26 
47  92 
47  58 
47  25 
46  93 
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40  84 
40  65 
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40  29 
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38  95 
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38  53 
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$186  88 

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181  33 
180  02 
178  67 
177  43 
176  15 
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173  67 
172  46 
171  29 
170  09 
168  96 
167  83 
166  70 
165  60 
164  51 
163  45 
162  39 
161  37 


157 


141 


CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

20  Year  Distribution. 


10  Premiums. 


Age  of  Insured  3 1 


Annual 
® Premium 

Adapted 

Former 

Results 

1 

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3 

For 

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Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

S52 

34 

$193 

13 

$14 

06 

$45 

30 

5 

$53 

55 

$200 

81 

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Age  of  Insured, 
Cash  Guaranteed, 


32 

$438 


^ CONTINUOUS  INSTALMENT  P0LICY-$1,000. 


10  Premiums.  20  Year  Distribution. 


Age  of  Insured,  33 

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>. 

Age  of  Insured,  34 

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$54 

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^ 48 

33 

CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


45 


10  Premiums. 


20  Year  Distribution. 


Age  of  Insured  35 


Annual 

Preniiura 

Adapted 

Former 

Results 

1 

Equiv. 

Income 

Age  of  Beneficial 

Annual 

Premium 

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Former 

Results 

1 

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Income 

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Former 

Results 

2 

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Adapted 

Former 

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Age  of  Insured,  36 


COItTINUOUS  INSTALMENT  POLICY-$1,O0O. 

!0  Premiums.  20  Year  Dlsiribution. 

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Gash  Guaranteed,  $479 

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.10  Premiums. 


47 


20  Year  Distribution. 


Age  of  Insured, 
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39 

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87 

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50 

66 

78 

Age  of  Insured, 
Cash  Guaranteed, 


40 

$504 


CONTINUOUS  INSTALMENT  P0L1CY-$1,000. 

20  Year  Distribution. 


48 


10  Premiums. 


Age  of  Insured.  41 

Cash  Guaranteed,  $512 

Age  of  Beneficiary 

Age  of  Insured,  42 

Cash  Guaranteed,  $519 

Annual 

Premium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

Annual 

® Premium 

Adapted 
Former  - 

Results 

1 

Equiv.  Income 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

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$301  10 

$29  21 

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CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


10  Premiums. 


20  Year  Distribution. 


Age  of  Insured. 
Cash  Guaranteed 


43 

$527 


1 Annual  I 

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Former 

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1 

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2 

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5 

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Age  of  Insured, 


44 

$535 


CONTINUOUS 

INSTALMENT  POLICY- 

■$!,000. 

10  Premiums. 

20  Year 

Distribution. 

Aere  of  Insured  45 

Age  of  Insured,  48 

Cash 

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Age  of  Jnsured, 
Cash  Guaranteed, 


48 

S565 


® CONTINUOUS  INSTALMENT  P0L1CY-$1,000. 

10  Premiums.  20  Year  Distribution. 

Age  of  Insured  49 

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Age  of  Beneficiary 

Age  of  Insured,  50 

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10  Premiums.  20  Year  Pisiribution. 


Age  of  Insured,  5 1 

Cash  Guaranteed,  $587 

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(0  Premiums. 


20  Year  Distribution. 


Age  of  Insured  53 


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10  Premiums. 


20  Year  Distribution. 


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28 

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CONTINUOUS  INSTALMENT  POLICY— $1,000. 

20  Premiums.  20  Year  Distribuiion. 

Agre  of  Insured,  29 

Cash  Guaranteed,  $412 

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r 213  8^ 

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J 45  12 

CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

20  Premiums.  20  Year  Distribution. 

Age  of  Insured,  31 

Cash  Guaranteed,  $429 

Age  of  Beneficiary 

Age  of  Insured,  32 

Cash  Guaranteed,  $438 

Annual 
® Premium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

Annual 

® Premium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

m 31 

$291  80 

$21  24 

$52  48 

s 

^34  14 

$299  75 

$22  36 

$55  05 

33  08 

289  78 

21  10 

52  34 

0 

33  90 

297  64 

22  20 

54  89 

32  85 

287  77 

20  95 

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7 

33  67 

295  62 

22  05 

54  74 

32  63 

285  84 

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32  73 

287  37 

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31  72 

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285  26 

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53  97 

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31  27 

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31  78 

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ll  47  16 

65 

25  47  223  69 

! 16  68 

1 49  37 

CONTINUOUS  INSTALMENT  POLiCY-$l, 000. 


20  Premiums.  20  Year  OiSiribuiion. 


A.g*e  of  Insured,  33 

Cash  Guaranteed,  $446 

Age  of  Beneficiary 

Age  of  Insured,  84 

Cash  Guaranteed,  $455 

Annual 

rreinium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

Annual 

Premium 

Adapted 

Fornier 

Results 

1 

Equiv. 

Income 

For 

Adapted 

Former 

Results 

_2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Fornier 

Results 

and 

Guar. 

Cash 

3 

m 

92 

$307  30 

.$23 

51 

$57 

63 

5 

$35 

74! 

$315  94 

$24 

80 

$60 

51 

34 

67 

305  10 

23 

34 

57 

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35 

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313  64 

24 

62 

60 

33 

34 

43 

303  98 

23 

18 

57 

80 

7 

35 

231 

311  43 

24 

45 

60 

16 

34 

19 

300  87 

23 

02 

57 

14 

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34 

98 

309  22 

24 

27 

59 

98 

33 

95 

298  76 

22 

86 

56 

98 

9 

34 

73 

307  01 

24 

10 

69 

81 

33 

71 

296  65 

22 

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294  54 

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288  20 

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53 

296  41 

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51 

286  09 

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8.4 

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29 

294  28 

28 

10 

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81 

32 

28 

284  06 

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55 

85 

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04 

281  95 

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81 

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31 

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279  84 

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67 

35 

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20 

37 

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23 

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273  69 

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05 

264  44 

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20 

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74 

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34 

26 

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287  80 

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66 

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26 

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27 

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38 

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43 

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14 

CONTINUOUS  INSTALMENT  P0L1CY-$I,000.  «« 


20  Premiums.  20  Year  Distribution. 


Age  of  Insured.  35 

Cash  Guaranteed,  $463 

A 

Cas 

ge  of  Insured, 

1 Guaranteed, 

38 

$471 

Annual 

® Premium 

Equiv.  Income 

Age  of  Beneficia; 

Annual 

® Premium 

Adapted 

Former 

Results 

1 

Eqmv.  income 

Adapted 

Former 

Results 

1 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For. 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

,^86  62! 

$326  65 

$26  36 

$63  70 

5 

^37  72 

$339  48 

$28  141 

$67  29 

36  85 

324  24 

26  17 

63  61 

6 

37  44 

336  96 

27  93 

66  99 

36  09 

321  92 

25  98 

63  32 

7 

37  16 

334  44 

27  73 

60  79 

35  83 

319  60 

25  79 

63  13 

8 

36  89 

332  01 

27  52 

66  58 

35  57 

817  28 

25  60 

62  94 

9 

36  61 

329  49 

27  31 

66  37 

35  32 

315  05 

25  42 

62  76 

10 

3i3  34 

327  06 

27  11 

66  17 

35  08 

312  91 

25  25 

62  59 

11 

36  07 

324  63 

26  91 

65  S)7 

34  84 

310  77 

25  08 

62  42 

12 

85  81 

322  29 

26  72 

65  78 

34  60 

308  63 

24  91 

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13 

35  54 

319  86 

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306  49 

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35  28 

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304  35 

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61  90 

15 

35  02 

315  18 

26  12 

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33  88 

802  21 

24  39 

61  73 

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34  75 

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64  99 

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34  22 

307  98 

25  53 

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33  14 

295  61 

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33  97 

305  73 

25  35 

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32  90 

293  47 

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33  72 

303  48 

25  16 

64  22 

32  65 

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23  50 

60  84 

21 

33  47 

301  23 

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289  19 

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60  68 

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298  98 

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296  73 

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284  90 

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31  70 

282  76 

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82  49 

292  41 

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280  80 

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278  93 

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288  27 

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276  97 

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lUOUS  INSTALMENT  P0LICY-$l,000. 

IS.  20  Year  Distribution. 


Lsured,  37 
ateed,  $479 


Age  of  Insured, 
Cash  Guaranteed, 


38 


Hquiv. 

Income 

Age  of  Beneficia 

Annual 

® Premium 

Adapted 

Former 

Results 

1 

Equiv. 

Income 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

For 

Adapted 

Former 

Results 

2 

For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

3 

$30 

03 

$70 

94 

S 

$39 

81 

$366 

25 

$32 

23 

$75 

19 

29 

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51 

CONTINUOUS  INSTALMENT  POLICY— $1,000.  ^ 


20  Premiums. 


20  Year  Distribution. 


Ag-e  of  Insured.  39 
' “ ~ , $496 


L Annual  I 

rreniium 

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Former 

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1 

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Age  of  Beneficial 

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1 

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Former 

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2 

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Cash 

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Age  of  Insured,  40 


66  CONTINUOUS  INSTALMENT  P0L1CY-$1,000. 

20  Premiums.  20  Year  Distribution. 

Age  of  Insured,  41 

Cash  Guaranteed,  $512 

Age  of  Beneficiary 

Age  of  Insured,  42 

Cash  Guaranteed,  $519 

Annual 
® Premium 

Adapted 

Former 

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1 

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Equiv.  : 

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2 

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Former 

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Cash 

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3 

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31 

34 

83  50 

CONpNUOUS  INSTALMENT  P0LICY-$l,000.  1 

20  Ppemiums.  20  Year  Distribution. 


Age  of  Insured. 

43 

Age  of  Insured 

,44 

Cash  Guaranteed. 

$527 

Cash  Guaranteed, 

, $535 

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rt 

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0 

1 

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2 

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""  CONTINUOUS  INSTALMENT  P0L1CY-$I,000- 

20  Premiums.  20  Year  Distribution. 


Age  of  Insured,  45 
Cash  Guaranteed.  $543 


- S 


Adapted 

Former 

Results 


For 

Adapted 

Former 

Results 


$49  391 
*^49  02 
48  66 
48  30 
47  93 
47  67 
47  21 
46  85 
46  48 
46  12 
45  76 
45  40 
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35  20 
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35  05 
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34  99 
84  97 
84  95 
34  93 


600  98 
497  81 


Equiv.  Income 


For 

Adapted 

Former 

Results 

and 

Guar. 

Cash 


, 46 

, $551 


861 


356  ' 


2 

3 

$66  841 

1117  99 

s $ 

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1 64  34 

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7 48  60 

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d 48  08 

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103  87 

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Former 

Results 


Equiv. 

Income 

For 

For 

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Adapted 

Former 

Results 

Former 

and 

Results 

Guar. 

2 

Cash 

3 

74 


):77 


) 96 


632  77 
628  78 
524  79 
620  91 
616  92 
613  03 
609  04 
606  16 
601  16 
497  28 
493  40 
489  41 
485  62 
481  43 
477  64 
473  55 
469  66 
465  47 
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467  70 
453  71 
449  82 
445  94 
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438  48 
435  02 
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427  98 
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418  22 
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412  34 
409  60 
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401  94 
399  74 
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396  64 
393  66 
391  86 
390  29 
388  82 
387  35 


384  93 
383  88 
382  83 
381  99 


380  63 
380  00 
379  47 
379  05 
378  63 
378.32 
378  00 
377  79 
377  68 


62  24 
61  77 
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60  85 

60  39 

59  93 
69  47 
69  01 
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56  72 
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55  32 
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54  37 
53  92 
63  47 
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52  55 
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61  66 
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50  82 

60  39 
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49  61 
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46  95 
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46  45 
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45  99 
45  78 
45  59 
45  42 
45  25 
45  10 
44  97 
44  85 
44  72 
44  62 
44  55 
44  47 
44 : 
44  33 
44  28 
44  24 
44  19 
44  16 
44  13 
44  11 


126  61 
126  14 
125  68 
125  22 
124  76 
124  30 
123  84 
123  38 
122  92 
122  46 
122  01 
121  54 
121  09 
120  61 
120  16 
119  69 
119  23 
118  74 
118  29 
117  84 
117  37 
116  92 
116  47 
116  03 
115  69 
115  19 
114  76 
114  37 
113  98 
113  69 
113  23 
112  88 
112  55 
112  21 
111  ^0 
in  61 
111  32 
111  07 

no  82 
no  68 
no  36 
no  15 

109  96 
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109  62 
109  47 
109 
109 
109 
108 
108 
108 
108 
108 
108 
108 
108 
108 
108 
108  48 


CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

20  Premiums.  20  Year  Distribution. 


Ae-e  of  Insured. 

47 

Age  of  Insured, 

48 

Cash  Guaranteed,  $558 

Cash  Guaranteed, 

$505 

Fquiv. 

Income 

.2 

Equiv. 

Income 

C3 

Adapted 

For 

For 

Adapted 

(U 

s 

i 

3 

Adapted 

For 

For 

Adapted 

11 

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Age  of  Insured, 
Cash  Guaranteed, 


62 

$594 


CONTINUOUS  INSTALMENT  POLICY— $1,000. 

20  Premiums.  20  Year  Distribution. 


Age  of  Insured.  53 
Cash  Guaranteed.  $601 

Equiv.  Income 


Annual 

® Premium 

Adapted 

Former 

Results 

1 

For 

Adapted 

Former 

Results 

2 

Adapted 

Former 

Results 

and 

Guar. 

Cash 

•A 

m 

75 

$926 

49 

$138 

08 

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24 

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Age  of  Insured,  54 

Cash  Guaranteed,  $607 

Equiv.  Income 


Annual 

Premium 

Adapted 

Former 

Results 

1 

For 

Adapted 

Former 

Results 

2 

Adapted 

Former 

Results 

and' 

Guar. 

Cash 

3 

$69 

69 

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CONTINUOUS  INSTALMENT  P0LICY-$l,000.  '' 

20  Premiums.  20  Year  Distribution. 


Age  of  Insured.  55 

Cash  Guaranteed.  $613 

Age  of  Beneficiary 

Annual 

® Premium 

Adapted 

Former 

Results 

1 

Equiv.  Income 

For  j 
Adapted 
Former 

Results 

2 

For 

Adapted 

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Results 

and 

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Cash 

3 

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7 05 

INSTRUCTIONS. 


Suitable  blanks  for  illustration  are 
printed  by  this  Company  and  supplied  to 
its  agents  for  this  purpose. 

The  figures  printed  in  this  book  are 
to  be  correctly  used  in  filling  up  these 
blanks. 

These  figures  are  to  be  used  in  no 
other  way;  and  no  other  figures  are  to 
be  used  in  filling  out  the  Company’s 
blanks. 

No  estimates  ” are  to  be  made  as 
to  future  results,  and  no  other  blanks — 
wriiien  or  printed  letters,  advertisements 
or  forms,  are  to  be  employed  for  the  use 
of  these  figures. 

This  book  is  to  be  delivered  upon  j 
demand  of  the  Company.  | 


This  book  is  the  property  of  ^ The 

Mutual  Life  Insurance  Company  of  New 
' 'Ic  ^ ■>: 

York,  and  is  delivered  to  v6u  for  your 

instruction  and  personal  use  in  your  work 

for  the  Company.  It  rnust~be  preserved 

by  you  and  held  subject  to  the  order  of 

the  Company  or  its  projper  representative, 

to  be  returned  upon  demand,  or  upoti  a 

discontinuance  of  your  contract. 

■ ^ 

io.  George  T.  Dexter, 

Superintendent. 


78 


LIFE 

POLICY— $1 

O 

O 

o 

79 

15  Year 

Distribution. 

Surplus  Apportioned  in  Excess 

of  Amount  Guaranteed 

Auto- 

Surplus  and 
Guaranteed 

Age 

Annual 

Equivalents 

Paid-up 

Policy 

Cash  Value 

at 

Issue 

Premium 

Cash 

Annuity 

Paid-up 

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tions 

with 

Addi- 

tions 

Cash 

Equiva- 

lent 

Annuity 

0 

1 

2 

3a 

3b 

4 

5 

21 

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$44  15 

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125 

576 

405  14 

31  80 

40 

32  76 

80  85 

6 52 

129 

587 

419  85 

33  88 

41 

33  93 

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599 

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451  38 

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468  24 

41  21 

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104  78 

9 50 

156 

642 

485  78 

44  10 

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39  36 

111  87: 

10  49 

163 

656 

503  87 

47  26 

46 

40  93 

119  51 

11  59 

172 

671 

522  51 

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4 7 

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128  25 

12  89 

180 

686 

542  25 

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49 

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149  29 

16  17 

204 

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50 

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161  2a' 

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216 

740 

607  25 

68  38 

51 

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173  96 

20  32 

231 

761 

6^  96 

73  71 

52- 

52  87 

188  89 

22  90 

247 

782 

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53 

55  35 

204  63 

25  71 

264 

805 

•682  63 

85  74 

54 

58  00 

223  14 

29  06 

285 

832 

711  14 

92  59 

55 

60  82 

243  10 

32  77 

306 

858 

741  10 

99  90 

56 

63  82 

264  00 

86  82 

327 

884 

773  00 

107  83 

57 

67  05 

288  97 

41  64 

354 

916 

807  97 

116  43 

58 

70  47 

316  51 

47  17 

383 

950 

844  51 

125  83 

59 

74  16 

347  55 

53  49 

417 

989 

885  55 

136  29 

60 

78  09 

382  87 

60  77 

455 

1,032 

929  87 

147  57 

80 

10 

LIFE 

Premiums. 

POLICY— $1,000. 

15  Year  Distribution. 

Age 

at 

Issue 

Annual 

Premium 

0 

Surplus  Apportioned  in  Excess 
of  Amount  Guaranteed 

Paid-up 
Policy 
with 
Addi- 
tions  - 

3b 

Surplus  and 
Guaranteed 
Cash  Value 

Cash 

1 

Equivalents  , 

Annuity 

2 

Paid-up 

Addi- 

tions 

3a 

Cash 

4 

Equiva- 

lent 

Annuity 

6 

$44  73 

$53  30 

$2  97 

$122 

$1,122 

$486  30 

$27  14 

22 

45  45 

54  50 

3 08 

122 

1,122 

496  50 

28  10 

23 

46  20 

55  36 

3 18 

122 

1,122 

505  36 

29  01 

24 

46  97 

56  36 

3 28 

122 

1,122 

515  36 

29  99 

25 

47' 77 

58  11 

3 43 

123 

1,123 

527  11 

31  15 

26 

48  61 

60  63 

3 64 

126 

1,126 

537  63 

32  26 

27 

49  48 

62  28 

3 80 

127 

1,127 

549  28 

33  51 

28 

50  37 

64  50 

4 00 

129 

1,129 

561  50 

34  81 

29 

51  31 

67  74 

4 28 

133 

1,133 

574  74 

36  27 

30 

52  28 

71  32 

4 59 

138 

1,138 

588  32- 

37  83 

31 

53  29 

75  38 

4 94 

143 

1,143 

603  38 

39  52 

32 

54  34 

81  60 

5 45 

151 

1,151 

619  60 

41  39 

33 

55  42 

88  21 

6 02 

160 

1,160 

637  21 

43  46 

34 

56  54 

95  22 

6 63 

170 

1,170 

656  22 

45  67 

35 

57  72 

101  80 

7 21 

177 

1,177 

673  30 

47  94 

36 

58  93 

106  19 

7 73 

182 

1,182 

690  19 

50  25 

37 

60  20 

113  60 

8 47 

191 

1,191 

709  60 

52  94 

38 

61  61 

119  98 

9 18 

199 

1,199 

727  98 

55  69 

39 

62  87 

124  41 

9 77 

202 

1,202 

744  41 

58  44 

40 

64  30 

129  54 

10  45 

207 

1,207 

760  54 

61  38 

41 

65  77 

137  61 

11  41 

216 

1,216 

779  61 

64  63 

42 

67  80 

146  41 

12  50 

225 

1,225 

799  41 

68  27 

43 

68  91 

155  40 

13  68 

234 

1,234 

819  40 

72  11 

44 

70  57 

162  82 

14  78 

242 

1,242 

837  82 

76  07 

45 

72  32 

170  15 

15  96 

248 

1,248 

856  15 

80  30 

46 

74  14 

178  86 

17  35 

257 

1,257 

875  86 

84  96 

47 

76  03 

188  07 

18  90 

265 

1,265 

895  07 

89  96 

48 

78  02 

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20  34 

271 

1,271 

912  98 

95  22 

49 

80.08 

202  66 

21  95 

277 

1,277 

931  66 

100  90 

50 

82  24 

211  83 

23  85 

285 

1,285 

950  83 

107  06 

51 

84  50 

218  53 

25  52 

290 

1’290 

968  53 

113  12 

52 

86,85. 

• 227  00 

27  51 

297 

1,297 

987  00 

119  62 

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89  81 

233  49 

29  33 

301 

1,301 

1003  49 

126  04 

54 

91  83  . 

240  69 

31  34 

308 

1,308 

1020  69 

132  89 

55 

94  67 

247  48 

33  36 

311 

1,311 

1037  48 

139  85 

56 

97  40 

254  18 

35  46 

315 

1,315 

1053  18 

146  92 

57 

100  38 

259  89 

37  45 

319 

1,319 

1068  89 

154  03 

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103  46 

265  64 

39  58 

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1,3^ 

1083  64 

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41  75 

325 

1,325 

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168  87 

60 

110  20. 

275  67 

43  75 

328 

1,328 

1110  67 

176  26 

LIFE  POLICY— $1,000.  si 

15  Premiums.  15  Year  Dislribution. 


Age 

Surplus 
of  An 

pportioned  in  Excess 
lount  Guaranteed 

Paid-up 

Policy 

with 

Addi- 

tions 

3b! 

Surplus  and 
Guaranteed 

at 

Issue 

■ 

Aiiiiucil 

Premium 

0 

Cash 

1 

' 

Annuity 

2 

Paid-up 

Addi- 

tions 

3a 

Cash 

4 

Equiva- 

lent 

Annuity 

5 

21 

$33 

66 

$66 

43 

$3 

71 

$152 

$1,152 

$499 

43 

$27 

86 

22 

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22 

67 

78 

3 

84 

153 

1,153 

509 

78 

28. 

85 

23 

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79 

69 

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4 

00 

154 

1,154 

519 

60 

29 

82 

24 

35 

37 

72 

54 

4 

22 

157 

1,157 

531 

54 

30 

94 

25 

35 

99 

75 

11 

4 

44 

160 

1,160 

544 

11 

32 

16 

26 

36 

63 

77 

57 

4 

65 

, 162 

1,162 

554 

57 

33 

28 

27 

37 

29 

81 

13 

4 

95 

166 

1,166 

568 

13 

34 

66 

28 

37 

98 

83 

42 

5 

17 

167 

1,167 

580 

42 

35 

99 

29 

38 

70 

88 

92 

5 

61 

175 

1,175 

595 

92 

37 

60 

30 

39 

44 

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5 

92 

178 

1,178 

608 

99 

39 

16 

31 

40 

22 

96 

55 

6 

32 

183 

1,183 

624 

55 

40 

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32 

41 

02 

102 

15 

6 

82 

190 

1,190 

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15 

42 

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33 

41 

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107 

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7 

33 

195 

1,195 

656 

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44 

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73 

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25 

7 

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204 

1,204 

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25 

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693 

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1,219 

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131 

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9 

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30 

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136 

54 

10 

45 

226 

1,226 

744 

54 

56 

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39 

47 

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141 

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11 

10 

229 

1,229 

761 

42 

59 

77 

40 

48 

83 

148 

28 

11 

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236 

1,236 

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28 

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41 

50 

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12 

89 

243 

1,243 

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51 

25 

163 

07 

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179 

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16 

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1,267 

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78 

77 

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45 

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33 

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06 

17 

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276 

1,276 

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06 

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85 

199 

48 

19 

35 

286 

1,286 

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48 

86 

96 

47 

58 

42 

211 

07 

21 

21 

298 

1,298 

918 

07 

92 

27 

48 

60 

10 

222 

88 

23 

25 

309 

1.309 

940 

88 

98 

13 

49 

61 

86 

235 

05 

25 

46 

321 

1,321 

964 

05 

104 

44 

50 

63 

72 

249 

88 

28 

14 

336 

1,336 

988 

88 

111 

35 

51 

65 

68 

264 

43 

30 

89 

351 

1,351 

1,014 

43 

118 

50 

52 

67 

75 

281 

24 

34 

09 

368 

1,368 

1,041 

24 

126 

21 

53 

69 

94 

299 

50 

37 

63 

386 

1,386 

1,069 

50 

134 

36 

54 

72 

26 

319 

39 

41 

59 

408 

1,408 

1,099 

39 

143 

15 

55 

74 

71 

344 

60 

46 

44 

433 

1,433 

1,134 

60 

152 

91 

56 

77 

33 

367 

89 

51 

31 

456 

1,456 

1,166 

89 

162 

78 

57 

80 

11 

390 

20 

56 

22 

479 

1,479 

1,199 

20 

172. 

79 

58 

83 

07 

412 

20 

61 

43 

502 

1,502 

1,230 

20 

183 

30 

59 

86 

23 

434 

50 

66 

85 

521 

1,521 

1,260 

50 

193 

99 

GO 

89 

61 

451 

33 

71 

64 

537 

1,537 

1,286 

33 

204 

14 

GUARANTEED  INCOME  POLICY— $1,000.  §3 


15  Premiums.  15  Year  Distribution. 


Age 

at 

Issue 

Annual 

Premium 

0 

Surplus' Apportione  ’ in  Excess 
of  Amount  Guaranteed 

Paid-up 

Surplus 

and 

Guaranteed 

Cash 

Value 

4 

Equivalents 

Policy 

with 

Additions 

3b 

Cash 

1 

Increase  to 
Guaranteed 
Income 

2 

Paid-up 

Life 

Additions 

3 a 

21 

$73  22 

$294  34 

$16  42 

$676 

$1,676 

$1,334  34 

22 

73  26 

295  59 

16  73 

668 

1,668 

l,aS5  59 

23 

73  29 

296  83 

17  03 

655 

1,655 

1,336  83 

24 

73  31 

298  91 

17  28 

644 

1,644 

1,336  91 

25 

73  34 

298  12 

17  62 

635 

1,635 

1,338  12 

26 

73  38 

298  29 

17  89 

623 

1,623 

1,338  29 

27 

73  43 

299  60 

18  28 

614 

1,614 

l,a39  60 

28 

73  48 

299  80 

18  59 

602 

1,602 

1,339  80 

29 

73  55 

301  19 

19  00 

593 

1,593 

1,341  19 

SO 

73  61 

302  54 

19  45 

586 

1,586 

1,342  54 

31 

73  69 

302  87 

19  84 

575 

1,575 

1,342  87 

32 

73  77 

304  30 

20  33 

565 

1,565 

1,344  30 

33 

73  88 

305  86 

20  86 

556 

1,556 

1,345  86 

34 

73  99 

307  43 

21  40 

550 

1,550 

1,347  43 

35 

74  12 

309  08 

22  01 

540 

1,540 

1,349  08 

36 

74  27 

311  94 

22  71 

536 

1,536 

1,351  94 

37 

74  43 

313  72 

23  40 

530 

1,530 

1,353  72 

38 

74  62 

315  64 

24  15 

523 

1,523 

1,355  64 

39 

74  83 

317  65 

24  94 

517 

1,517 

1,357  65 

40 

75  04 

320  80 

25  89 

513 

1,513 

1,360  80 

41 

75  37 

323  34 

26  80 

507 

1,507 

1,363  34 

42 

75  69 

326  98 

27  92 

503 

1,503 

1,366  98 

43 

76  05 

330  82 

29  11 

502 

1,502 

1,370  82 

44 

76  48 

336  13 

30  52 

500 

1,500 

1,376  13 

45 

76  96 

341  70 

32  05 

498 

1,498 

1,381  70 

46 

77  50 

346  42 

33  60 

498 

1,498 

1,386  42 

47 

78  13 

355  10 

35  69 

500 

1,500 

1,395  10 

48 

78  84 

363  06 

37  86 

504 

1,504 

1,403  06 

49 

79  63 

369  09 

39  97 

505 

1,505 

1,409  09 

50 

-80  50 

375  54 

42  29 

506. 

1,506 

1,415  54 

51 

81  53 

388  90 

45  42 

517 

1,517 

1,428  90 

52 

82  71 

403  21 

48  87 

528 

1,528 

1,443  21 

53 

84  02 

415  90 

52  24 

536 

1,536 

1,455  90 

54 

85  47 

429  49 

55  92 

549 

1,549 

1,469  49 

55 

87  05 

441  34 

59  49 

556 

1,556 

1,481  34 

56 

88  82 

452  98 

63  19 

561 

1,561 

1,492  98 

57 

90  76 

464  24 

66  90 

571 

1,571 

1,504  24 

58 

92  89 

476  53 

70  99 

581 

1,581 

1,516  53 

59 

95  24 

490  01  . 

75  41 

588 

,1,588 

1,530  01 

60 

97  85 

504  91 

80  13 

600 

a,600 

1,544  91 

84  FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY. 
$1,000. 

Continuous  Deposits.  15  Year  Distribution. 

Age 

at 

Issue 

Annual 

Deposit 

0 

Surplus  Apportioned  in  Excess 
- of. Amount  Guaranteed. 

\ut6matic 

Paid-up 

Policy 

with 

Additions 

3 b 

Surplus 

and 

Guaranteed 

Cash 

Value 

4 

Cash 

1 

Equivalents 

Annuity 

2 

Paid-up 

Additions 

3 a 

21 

$25  49 

^7  62 

$3  21  . 

$131 

$555 

$276  62 

22 

26  03 

59  85 

3 39 

134 

, 566 

287  85 

23 

26  62 

62  60 

3 59 

137 

577 

298  60  - 

21 

27  22 

65  09 

3 78 

140 

589 

310  09 

25 

27  85 

67  28 

3 97 

142 

600 

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26 

28  51 

70  24^ 

4 22 

146 

613 

335  24'  : 

27 

29  23 

72  87 

4 44 

146 

622 

346  87. 

28 

29  95 

73  93 

4 60 

. 147 

632  : 

357  93. 

29 

30  73 

■ 74  82 

4 73 

147 

642 

' 370  82 

30 

31  55 

77  44 

4 97 

148 

652 

384  44, 

31 

32  43 

79  54 

5 21 

150 

663 

397  54 

32 

33  33 

. 80  55 

5 38 

150 

672 

411  55 

33 

34  28 

83  34 

5 69 

151 

682 

426  34 

34 

35  30 

85  70 

5 96 

151 

691 

441  70" 

35 

36  38 

88  94 

6 34 

155 

706 

457  94  ; 

36 

37  52 

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6 65 

156 

716 

476  23 

37 

38  71 

92  70 

6 92 

156 

725 

491  70 

38 

39  99 

96  40 

7 33 

159 

737 

510  40 

39 

41  33 

100  67 

7 91 

163 

752 

528  67 

40 

42  75 

105  51 

8 51 

168 

766 

547  51 

41 

44  28 

111  81 

9 27 

174 

781 

568  k 

42 

45  87 

119  25 

10  18 

182 

798 

5^  25 

43 

47  59 

126  90 

11  17 

190 

815 

. 610  90 

44 

49  42 

136  73 

12  40 

203 

837 

633  73 

45 

51  36 

145  99, 

13  69 

212 

855 

657  99 

46 

53  41 

155  96 

15  13 

224 

875 

681  96 

4 7 

55  62 

167  37 

16  82 

234 

894 

707  37 

48 

57  97 

181  17 

18  89 

250 

918 

734  17 

49 

60  46 

194  83 

21  10 

266 

942 

762  83 

50 

63  15 

210  44 

23  70 

282 

966 

792  44 

51 

65  98 

227  03 

26  52 

301 

993 

823  03 

52 

69  00 

246  50 

29  88 

322 

1,020 

855  "50 

53 

72  23 

267  04 

33  OtJ  , . 

344 

1,050 

891  04 

54 

75  69 

291  20 

37  92 

372 

1,086 

928  20 

55 

79  37 

317  25, 

42  76 

399 

1,119 

967  25 

56 

83  29 

344  52 

48  00 

426 

1,153 

1,008  52 

57 

87  50 

377  11 

54  34 

461 

1,194 

1,054 11 

58 

91  96 

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61  56 

499 

1,239 

1,102  04 

59 

96  78 

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69  81 

544 

1,290 

1,155  56 

60 

101  91 

499  64 

79  30 

594 

1,347 

1,213  64 

FIVE  PER  GENT.  20  YEAR  GOLD  BOND  POLICY,  ss 

$1,000. 

Limited  Deposits.  10  Premiums.  15  Year  Distribution. 

Surplus  Apportioned  in  excess 

of  Amount  Guaranteed. 

Paid-up 

Policy 

Surplus 

Age 

Annual 

Equivalents 

and 

Guaranteed 

at 

Issue 

Deposit 

Cash 

Annuity 

Paid-up 

Additions 

with 

Additions 

Cash 

Value 

0 

1 

2 

3 a 

3 b 

4 

21 

$58  37 

$69  56 

$3  87 

$159 

$1,159 

$634  50 

22 

59  31 

71  12 

4 02 

159 

1,159 

648  12 

23 

60  29 

72  25 

4 15 

159 

1,159 

659  25 

24 

61  30 

73  55 

4 28 

159 

1,159 

672  55 

25 

62  34 

75  83 

4 48 

160 

1,160 

687  8:3 

26 

63  44 

79  12 

4 75 

164 

1,164 

701  12 

27 

28 

29 

30 

31 

32 

33 

34 

35 

64  57 

65  73 

66  96 

68  23 

69  54 

70  91 

72  32 

73  78 
75  32 

81  27 
84  17 
88  40 
93  08 

98  37 
■ 106  49 
115  11 
124  27 
132  20 

4 96 

5 22 

5 58 

5 99 

6 44 

7 12 

7 86 

8 65 

9 41 

165 

168 

173 

179 

186 

196 

208 

221 

230 

1,165 

1,168 

1,173 

1,179 

1,186 

1,196 

1,208 

1,221 

1,230 

717  27 
733  17 
750  40 
768  08 

787  37 
808  49 
831  11 
856  27 
878  20 

36 

76  90 

138  58 

10  09 

237 

1,237 

900  58 

37 

78  56 

148  25 

11  05 

248 

1,248 

926  25 

38 

80  27 

156  57 

11  98 

259 

1,259 

949  57 

39 

82  05 

162  35 

12  75 

264 

1,264 

971  35 

40 

83  91 

169  05 

13  64 

270 

1,270 

992  05 

41 

85  83 

179  58 

14  89 

282 

1,282 

1,017  58 

42 

87  83 

191  06 

16  31 

294 

1,294 

1,043  06 

43 

89  93 

202  80 

17  85 

305 

1,305 

1,069  80 

44 

92  09 

212  48 

19  28 

316 

1,316 

1,093  48 

45 

94  38 

222  05 

20  83 

323 

1,323 

1,117  05 

46 

96  75 

233  41 

22  65 

335 

1,335 

1,143  41 

47 

99  22 

245  43 

24  66 

346 

1,346 

1,168  43 

48 

101  82 

254  44 

26  54 

353 

1,353 

1,191  44 

49 

104  50 

264  47 

28  65 

361 

1,361 

1,215  47 

50 

107  32 

276  44 

31  13 

372 

1,372 

1,240  44 

51 

110  27 

285  18 

33  31 

378 

1,378 

1,264  18 

52 

113  33 

296  24 

35  90 

387 

1,387 

1,288  24 

53 

116  55 

304  71 

38  28 

393 

1,393 

1,309  71 

54 

119  90 

314  10 

40  90 

402 

1,402 

1,332  10 

55 

123  41 

322  96 

43  54 

406 

1,406 

1,353  96 

56 

127  11 

331  70 

46  28 

412 

1,412 

1,374  70 

57 

130  97 

339  16 

48  88 

417 

1,417 

1,395  16 

58 

135  02 

346  66 

51  65 

423 

1,423 

1,413  66 

59 

139  30 

354  01 

54  49 

425 

1,425 

1,432  01 

60 

143  81 

359  75 

57  10 

428 

1,428 

1,449  75 

FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY. 


$1,000. 

Limited  Deposits.  15  Premiums.  15  Year  Distribution. 


Age 

at 

Issue 

Annual 

Deposit 

0 

Surplus  Apportioned  in  Excess 

. . of  Amount  Guaranteed. 

Paid-up 

Policy 

with 

Additions 

3b 

Surplus 

and 

Guaranteed 

Cash 

Value 

4 

Cash 

1 

Equivalents 

Annuity 

2 : 1 

Paid-up 

A.dditions 

.3a 

21 

$43  93 

$86  69 

$4  84 

$198 

$1,198 

$651  69 , 

22 

44  66 

88  45 

5 01 

199 

1.199 

665  45 i 

23 

45  40 

90  83 

5 22 

200 

1,200 

677  83 ■ 

24 

46  16 

94  66 

5 51 

204 

1,204 

693  66 

25 

46  97 

98  02 

5 79 

208 

1,208 

710  02 

26 

47  80 

101  23 

6 07 

211 

1,211 

723  23 

21 

48  66 

105  88 

6 46 

216 

1,216 

741  88 

28 

49  56 

108  87 

6 75 

217 

1,217 

757  87 

29 

50  50 

116  04 

7 32 

228 

1,228 

778  04 

30 

51  47 

120  05 

7 71 

231 

1,231 

795  05 

31 

52  49 

126  00 

8 25 

238 

1,2$8 

815  00 

32 

53  53 

133  31 

9 90 

247 

1.247 

835  31 

33 

54  63 

140  28 

9 57 

254 

1,254 

856  28 

34 

55  76 

149  10 

10  38 

266 

1,266 

881  10 

35 

56  96 

158  65 

11  30 

277 

1,277 

904  65 

36 

58  19 

166  72 

12  14 

286 

1,286 

928  72 

37 

59  48 

171  97 

12  82 

290 

1,290 

949  97 

38 

60  84 

178  18 

13  64 

295 

1,295 

971  18 

39 

62  24 

184  56 

14  49 

299 

1,299 

993  56 

40 

63  72 

193  50 

15  61 

308 

1,308 

1,016  50 

41 

65  28 

202  85 

16  80 

317 

1,317 

1,040  85 

42 

66  88 

212  81 

18  18 

327 

1,327 

■ 1,064  81 

43 

68  56 

222  94 

19  62 

335 

1,385 

1,089  94 

44 

70  35 

234  61 

21  30 

348 

1,348 

1,115  61 

45 

72  21 

246  73 

23  14 

360 

1,360 

1,141  73 

46 

74  19 

260  32 

25  24 

373 

1,373 

1,170  32 

47 

76  24 

275  45 

27  68 

388 

1,388 

1,198  45 

48 

78  43 

290  85 

30  35 

404 

1,404 

1,227  85 

4 9 

80  73 

306  75 

33  23 

419 

1,419 

1,257  75 

50 

83  15 

326  09 

36  72 

439 

1,439 

1,290  09 

51 

85  71 

345  08 

40  29 

458 

1,458 

1,324  OS 

52 

88  41 

367  02 

44  49 

480 

1,480 

1,359  02 

53 

91  27 

390  85 

49  11 

504 

1,504 

1,895  85 

54 

94  31 

416  81 

54  28 

532 

1,532 

1,434  81 

55 

97  50 

449  70 

60  60 

565 

1,565 

1,480  70 

56 

100  92 

480  10 

66  98 

595 

1,595 

1,523  10 

57 

104  54 

509  21 

73  38 

625 

1,625 

1,565  21 

58 

108  41 

537  92 

80  17 

656 

1,656 

1,604  92 

59 

112  53 

567  02 

87  24 

680 

1,680 

1,645  02 

60 

116  94 

588  99 

93  48 

701 

1,701 

1,678  99 

FIVE  PER  GENT.  20  YEAR  GOLD  BOND  ENDOWMENT.^^ 


$1  ,000. 


15  Year.  Endowment 

15  Year  Distribution 

15  Year  Endowment 

10  Premiums 

15  Year  Distribution 

Age 

at 

Issue 

Annual 

Deposit 

Surplus 
Apportioned 
in  Excess  of 
Amount 
Guaranteed 

Age 

at 

Issue 

Annual 

Deposit 

1 

Surplus 
Apportioned 
in  Excess  of 
Amount 
Guaranteed 

21 

$89  22 

$358  97 

21 

$120  01 

$317  90 

22< 

89  35 

360  49 

22 

120  13 

320  72 

23 

89  48 

361  78 

23 

120  26 

323  48 

24 

89  61 

363  30 

24 

120  39 

326  33 

23 

89  74 

364  75 

23 

120  53 

329  07 

26 

89  90 

366  15 

26 

120  70 

333  05 

27- 

90  07 

367  57 

27 

120  86 

336  73 

28 

90  24 

368  91 

28 

121  01 

338  51 

29 

90  44 

370  52 

29 

121  22 

343  31 

30 

90  63 

371  98 

30 

121  40 

345  91 

31 

90  85 

374  10 

31 

121  64 

348  22 

32 

91  08 

375  76 

32 

121  87 

351  61 

33 

91  34 

378  00 

33 

122  12 

353  48 

34 

91  61 

380  36 

34 

122  38 

356  63, 

33 

91  91 

382  96 

33 

122  68 

358  98 

36 

92  24 

386  58 

36 

123  00 

..  36187 

37 

92  59 

389  16 

37 

123  35 

363  71 

38 

92  98 

392  59 

38 

123  72 

. 366  98 

39 

93  40 

396  32 

39 

124  14 

369  12 

40 

93  87 

400  46 

40 

124  59 

371  45 

41 

94  39 

405  36 

41 

125  10 

374  84 

42 

94  96 

410  52 

42 

125  65 

376  61 

43 

95  59 

416  20 

43 

126  26 

379  79 

44 

96  31 

423  07 

44 

126  94 

381  96 

4 3 

97  09 

430  33 

43 

127  71 

383  61 

46 

97  95 

438  26 

46 

128  54 

386  33 

47 

98  93 

449  00 

47 

129  47 

388  19 

48 

100  02 

459  41 

48 

130  51 

389  87 

4 9 

101  20 

469  01 

49 

131  66 

391  19 

30 

102  51 

478  71 

30 

132  93 

392  12 

31 

103  96 

495  47 

31 

134  32 

393  12 

32 

105  55 

513  88 

32 

135  85 

393  43 

33 

107  32 

530  60 

33 

137  55 

393  92 

34 

109  27 

547  96 

34 

139  41 

394  31 

33 

111  41 

564  23 

33 

141  46 

395  54 

36 

113  78 

579  47 

36 

143  69 

897  05 

37 

116  39 

594  59 

37 

146  16 

898  89 

58 

119  25 

608  77 

38 

148  86 

400  21 

59 

122  41 

623  23 

39 

151  82 

401  20 

60 

125  89 

642  54 

60 

155  07 

402  69 

'^tiUARANTEED  COMPOUND  INTEREST  GOLD  BOND. 
$1  ,000. 

15  Premiums.  15  Year  Distribution. 


Age 

at 

Issue 

Annual 

Premium 

Guaranteed 
Compound 
Interest 
Accumulations 
if  not  drawn 
until  end  of 
Distribution 
Period 

Guaranteed 
Cash  Value 

Total 

Guaranteed 

Cash  Value 

Guaranteed 

Annuity 

21 

$43  26 

$164  85 

$433 

$597  85 

$17  93 

22 

44  00 

167  67 

442 

609  67 

18  29 

23 

44  76 

170  57 

450 

620  57 

18  61 

24 

45  53 

173  51 

459 

632  51 

18  97 

25 

46  33 

176  55 

469 

645  55 

19  36 

26 

47  15 

179  68 

477 

656  68 

19  70 

27 

48  00 

182  92 

487 

669  92 

20  09 

28 

48  87 

186  23 

497 

683  23 

20  49 

29 

49  79 

189  74 

507 

696  74 

20  90 

30 

50  70 

193  40 

517 

710  40 

21  31 

31 

51  74 

197  17 

528 

725  17 

21  75 

32 

52  77 

201  10 

538 

739  10 

22  17 

33 

53  85 

205  21 

549 

754  21 

22  62 

34 

54  96 

209  44 

561 

770  44 

23  11 

35 

56  11 

213  82 

572 

785  82 

23  57 

36 

57  31 

218  40 

584 

802  40 

24  07 

37 

58  56 

223  16 

596 

819  16 

24  57 

38 

59  87 

228  15 

608 

836  15 

25  08 

39 

61  23 

233  34 

620 

853  34 

25  60 

40 

62  68 

238  86 

631 

869  86 

26  09 

41 

64  19 

244  62 

642 

886  62 

26  59 

42 

65  77 

250  64 

653 

903  64 

27  10 

43 

67  41 

256  89 

664 

920  89 

27  62 

44 

69  10 

263  33 

675 

938  33 

28  15 

45 

70  84 

269  96 

686 

955  96 

28  67 

46 

72  69 

277  01 

697 

974  01 

29  22 

4 7 

74  63 

284  40 

707 

991  40 

29  74 

48 

76  68 

292  21 

718 

1,010  21 

80  30 

49 

78  87 

300  56 

729 

1,029  56 

30  88 

50 

81  19 

309  40 

739 

1,048  40 

81  45 

51 

83  62 

318  66 

750 

1,068  66 

32  06 

52 

86  17 

328  38 

760 

1,088  38 

32  65 

53 

88  84 

338  55 

770 

1,108  55 

33  25 

54 

91  59 

349  03 

780 

1,129  03 

33  87 

5 5 

94  45 

359  93 

790 

1,149  93 

34  49 

56 

97  45 

371  37 

799 

1,170  37 

85  11 

57 

ICO  62 

383  45 

809 

1,192  45 

35  77 

58 

104  02 

396  40 

818 

1,214  40 

36  43 

59 

107  87 

411  08 

826 

1,237  08 

37  11 

60 

1 

111  87 

426  32 

835 

1,261  32 

87  84 

GUARANTEED  COMPOUND  INTEREST  GOLD  BOND. 


$1  ,000. 

15  Premiums.  15  Year  Distribution. 


Age 

at 

Issue 

Surplus 
Appor- 
tioned in 
Excess  of 
Amount 
Guaranteed 

Interest, 
Surplus 
Appor- 
tioned and 
Guaranteed 
Cash 
Value 

Additional 
Insurance 
Purchased 
by  Surplus 
Appor- 
tioned 

Equivalent  Annuities  for 

Surplus 

Appor- 

tioned 

Interest 

Accumu- 

lations 

Interest, 
Surplus 
Appor- 
tioned and 
Guaran- 
teed Cash 
Value 

21 

$70  16 

$668  01 

$161 

$3  92 

$9  20 

$37  27 

22 

71  66 

681  33 

162 

4 05 

9 48 

38  56 

23 

73  66 

694  23 

162 

4 23 

9 78 

39  85 

24 

76  84 

709  35 

166 

4 47 

10  10 

41  28 

25 

79  64 

725  19 

169 

4 71 

10  42 

42  86 

26 

82  33 

739  01 

172 

4 94 

10  77 

44  34 

27 

86  21 

756  13 

176 

5 26 

11  15 

46  12 

28 

88  74 

' 771  97 

178 

5 50 

11  54 

47  86 

29 

94  68 

791  42 

186 

5 97 

11  97 

49  94 

30 

98  06 

808  46 

190 

6 30 

12  43 

51  98 

31 

103  03 

828  20 

195 

6 75 

12  91 

54  25 

32 

109  11 

848  21 

202 

7 29 

13  42 

56  66 

33 

114  93 

869  14 

209 

7 84 

13  99 

59  36 

34 

122  30 

892  74 

218 

8 51 

14  58 

62  13 

35 

130  26 

916  08 

227 

9 27 

15  21 

65  22 

36 

137  03 

989  43 

235 

9 97 

15  90 

68  39 

37 

141  51 

960  67 

239 

10  56 

16  65 

71  67 

38 

146  77 

982  92 

243 

11  23 

17  45 

75  19 

39 

152  17 

1,005  51 

248 

11  94 

18  31 

78  93 

40 

159  72 

1,029  58 

255 

12  89 

19  26 

83  09 

41 

167  61 

1,054  23 

263 

13  89 

20  28 

87  40 

42 

176  02 

1,079  66 

271 

15  03 

21  40 

92  20 

43 

184  61 

1,105  50 

278 

16  25 

22  61 

97  28 

44 

194  47 

1,132  80 

289 

17  66 

23  91 

102  86 

45 

204  71 

1,160  67 

298 

19  20 

25  32 

108  87 

46 

216  19 

1,190  20 

311 

20  97 

26  86 

115  45 

47 

228  97 

1,220  37 

322 

23  01 

28  58 

122  65 

48 

242  04 

1,252  25 

336 

25  25 

30  47 

130  61 

49 

255  54 

1,285  10 

350 

27  67 

32  56 

139  18 

50 

271  95 

1,320  35 

367 

30  62 

34  84 

148  67 

51 

288  08 

1,356  74 

383 

33  65 

37  22 

158  47 

52 

306  72 

1,395  10 

401 

37  17 

39  80 

169  09 

53 

826  97 

1,435  52 

421 

41  07 

42  53 

180  30 

54 

349  04 

1,478  07 

446 

45  45 

45  44 

192  45 

55 

376  98 

1,526  91 

475 

50  82 

48  50 

205  83 

56 

402  91 

1,573  28 

499 

56  21 

51  79 

219  47 

57 

427  84 

1,620  29 

526 

61  65 

55  25 

233  48 

58 

452  48 

1,666  88 

552 

67  42 

59  07 

248  36 

59 

477  56 

1,714  64 

573 

73  50 

63  24 

263  88 

60 

i 

496  90 

1,758  22 

1 

591 

78  86 

67  67 

279  03 

92 

*C0NTINGENT 

ADDITIONS 

$100 

20-Year  Distribution 

Age  at  Issue 

10  Premiums 
20-Year  Distribution 

r Annual 

5 

H 

Adapted  Former  Results 

Annual 

Premium 

Adapted  Former  Results 

Cash 

Equivalents 

Cash 

Equivalents 

Annuity 

Paid-up 

Addi- 

tions 

Annuity 

Paid-up 

Addi- 

tions 

Sll 

38 

$116 

31 

$6 

98 

$243 

$13 

89 

$43 

20 

$2 

59 

$90 

11 

52 

118 

42 

7 

22 

243 

22 

14 

05 

43 

70 

2 

67 

90 

11 

68 

120 

77 

7 

49 

242 

23 

14 

23 

44 

96 

2 

79 

90 

11 

85 

122 

77 

7 

75 

242 

24 

14 

42 

45 

56 

2 

87 

90 

12 

04 

125 

22 

8 

05 

242 

25 

14 

64 

46 

40 

2 

98 

90 

12 

25 

127 

65 

8 

36 

242 

26 

14 

87 

47 

28 

3 

10 

90 

12 

49 

130 

15 

8 

69 

242 

27 

15 

13 

48 

11 

3 

21 

89 

12 

75 

133 

11 

9 

08 

242 

28 

15 

42 

49 

19 

3 

35 

89 

13 

03 

136 

03 

9 

47 

243 

29 

15 

74 

50 

20 

3 

49 

90 

13 

36 

139 

74 

9 

95 

244 

SO 

16 

10 

51 

36 

3 

66 

90 

13 

73 

143 

61 

10 

45 

246 

31 

16 

50 

52 

80 

3 

84 

90 

14 

14 

148 

19 

11 

05 

250 

32 

16 

95 

53 

90 

4 

02 

91 

14 

60 

153 

01 

11 

71 

253 

33 

17 

45 

54 

97 

4 

20 

91 

15 

12 

158 

76 

12 

48 

258 

34 

18 

01 

66 

37 

4 

42 

91 

15 

71 

164 

95 

13 

31 

264 

35 

18 

65 

58 

19 

4 

70 

93 

16 

36 

172 

10 

14 

27 

270 

36 

19 

35 

59 

99 

4 

97 

94 

17 

09 

179 

79 

15 

35 

276 

37 

20 

14 

63 

23 

5 

40 

97 

17 

90 

188 

67 

16 

60 

284 

38 

21 

01 

66 

18 

5 

82 

100 

18 

80 

198 

53 

18 

03 

295 

39 

21 

98 

69 

45 

6 

31 

103 

19 

80 

209 

48 

19 

65 

305 

40 

23 

06 

73 

10 

6 

86 

106 

20 

91 

222 

07 

21 

54 

319 

41 

24 

24 

77 

08 

7 

48 

111 

22 

12 

236 

68 

23 

79 

333 

42 

25 

55 

81 

77 

8 

22 

115 

23 

46 

253 

37 

26 

42 

852 

43 

26 

98 

87 

69 

9 

14 

121 

24 

93 

273 

22 

29 

60 

374 

44 

28 

55 

94 

22 

10 

21 

129 

26 

53 

295 

01 

33 

22 

398 

45 

30 

26 

101 

37 

11 

42 

136 

28 

28 

317 

87 

37 

13 

422 

46 

32 

12 

no 

82 

12 

95 

147 

30 

19 

343 

56 

41 

64 

450 

47 

34 

13 

122 

19 

14 

81 

160 

32 

25 

372 

81 

46 

84 

480 

48 

36 

31 

136 

17 

17 

11 

175 

34 

49 

405 

60 

52 

82 

518 

49 

38 

64 

148 

37 

19 

32 

189 

36 

90 

438 

37 

59 

08 

552 

50 

41 

13 

159 

58 

21 

51 

201 

39 

48 

472 

17 

65 

85 

585 

51 

43 

79 

171 

22 

23 

88 

212 

42 

24 

509 

41 

73 

40 

626 

52 

46 

61 

183 

64 

26 

46 

225 

45 

16 

550 

95 

82 

11 

672 

53 

49 

57 

198 

28 

29 

55 

241 

48 

23 

596 

12 

91 

71 

717 

54 

52 

67 

213 

84 

32 

90 

256 

51 

45 

645 

18 

102 

41 

767 

55 

55 

87 

230 

74 

36 

63 

274 

*The  premiums  charged  for  Contingent  Additions  by 
this  Company  participate  in  the  distribution  of  surplus. 
The  figures  in  above  table  are  adapted  from  actual  gen- 
eral policy  experience,  and  may  be  combined  by  the  agent 
in  all  future  illustrations  involving  contingent  additions. 

^CONTINGENT  ADDITIONS— $100 


15  Premiums 
20- Year  Distribution 


Age 

at 

Issue 

Annual 

Premium, 

Adapted  Former  Results 

Cash 

Equivalents 

Annuity 

Paid-up 

Addi- 

tions 

21 

$12:74 

$67  85 

, $4  07 

■ $141 

2-2 

12  90 

69  08 

4 21 

141 

23 

.13  07 

70  38 

, 4 36 

141 

24 

13  20 

71  eo 

4 52 

141 

25 

13  47 

; 72  94 

4 69 

141 

26 

13  69 

74  34 

■ : 4-87 

141 

27 

13  95 

-76  59 

6 12 

142 

28 

14  23 

78  55 

5 36 

143 

29 

14  54 

80.70 

6 62 

144 

30 

■14  89 

82  86 

5 90 

145 

31 

16  28 

85  03 

. 6 19 

146 

32 

15  73 

'86  83 

a 48 

146 

33 

16  22 

89  78 

6.87 

149 

84 

16  78 

91  36 

7 17 

149 

35 

17  41 

94,80 

7 65 

151 

36 

18  11 

-98-88 

8 20 

155 

37 

18  89 

104  84 

• 8 95 

161 

38 

19  76 

109  36 

9 62 

165 

39 

20  72 

115  00 

10  44 

171 

40 

21  78 

121  21 

11  37 

176 

41 

22  96 

129  49 

12  52 

186 

42 

24  25 

139  32 

14  00 

196 

43 

25  67 

148  63 

16  50 

206 

44 

27  23 

157  66 

17  08 

215 

45 

28  92 

172  64 

19  44 

233 

46 

30  76 

190  09 

22  21 

252 

47 

32  76 

213  26 

25  85 

279 

48 

34  82 

231  38 

29  07 

298 

49 

37  24 

252  49 

32  88 

323 

50 

39  74 

273  02 

36  80 

344 

51 

42  40 

297  01 

41  42 

368 

52 

45  22 

321  51 

46  33 

395 

53 

48  20 

346  32 

51  61 

422 

54 

51  32 

374  88 

57  67 

449 

55 

64  65 

403  40 

64  03 

i 

\ 

480 

♦The  premiums  charged  for  Contingent  Additions  by 
this  Company  participate  in  the  distribution  of  surplus. 
The  figures  in  above  table  are  adapted  from  actual  gen- 
eral policy  experience,  and  may  be  combined  by  the  agent 
in  all  future  illustrations  involving  contingent  additions. 


94 

^CONTINGENT 

ADDITIONS- 

-$I00 

15-Year  Distribution 

Age  at  Issue 

10  Premiums 

15- Year  Distribution 

Annual 

Premium 

Surplus  Apportioned  in 

Excess  of  Amount  Guar. 

Annual 

Premium 

Surplus  Apportioned  in 
Excess  of  Amount  Guar. 

Cash 

Equivalents 

Cash 

Equivalents 

Annuity 

Paid-up 

Addi- 

tions 

Annuity 

Paid-up 

Addi- 

tions 

$8 

64 

$36 

55 

$2  04 

$84 

21 

$10 

24 

$19 

46 

$1 

09 

$44 

8 

73 

36 

93 

2 09 

83 

22 

10 

33 

19 

63 

1 

11 

44 

8 

82 

37 

31 

2 14 

82 

23 

10 

44 

19 

94 

1 

14 

44 

8 

92 

37 

73 

2 20 

82 

24 

10 

56 

20 

17 

1 

17 

44 

9 

03 

38 

20 

2 26 

81 

25 

10 

69 

21 

38 

1 

26 

45 

9 

16 

38 

61 

2 32 

81 

26 

10 

83 

21 

66 

1 

29 

45 

9 

29 

39 

16 

2 39 

80 

27 

10 

98 

22 

18 

1 

35 

45 

9 

43 

39 

75 

2 46 

80 

28 

11 

15 

22 

41 

1 

39 

45 

9 

59 

40 

42 

2 55 

80 

29 

11 

33 

23 

91 

1 

51 

47 

9 

77 

41 

03 

2 64 

80 

30 

11 

53 

24 

44 

1 

57 

47 

9 

96 

41 

83 

2 74 

79 

31 

11 

75 

25 

26 

1 

65 

48 

10 

18 

42 

76 

2 86 

79 

32 

12 

00 

25 

80 

1 

72 

48 

10 

43 

43 

18 

2 95 

78 

33 

12 

27 

27 

12 

1 

85 

49 

10 

70 

43 

34 

3 02 

78 

34 

12 

58 

27 

68 

1 

93 

49 

11 

01 

44 

59 

3 18 

78 

35 

12 

93 

29 

22 

2 

08 

51 

11 

35 

46 

14 

3 36 

79 

36 

13 

32 

30 

64 

2 

22 

52 

11 

75 

47 

76 

3 56 

81 

37 

13 

76 

32 

47 

2 

42 

54 

12 

19 

49 

37 

3 78 

82 

38 

14 

26 

34 

22 

2 

62 

57 

12 

69 

51 

02 

4 00 

83 

39 

14 

82 

36 

31 

2 

85 

59 

13 

25 

-53 

27 

4 30 

85 

40 

15 

45 

38 

63 

3 

12 

61 

13 

88 

57 

26 

4 75 

90 

41 

16 

15 

41 

18 

3 

41 

65 

14 

59 

61 

06 

5 22 

94 

42 

16 

94 

44 

21 

3 

78 

68 

15 

37 

65 

48 

5 76 

99 

43 

17 

82 

47 

40 

4 

17 

72 

16 

24 

70 

16 

6 37 

104 

44 

18 

79 

60 

73 

4 

61 

76 

17 

20 

76 

88 

7 21 

112 

45 

19 

86 

54 

42 

5 

10 

79 

18 

27 

83 

27 

8 08 

120 

46 

21 

05 

58 

94 

5 

72 

85 

19 

44 

91 

27 

9 17 

129 

47 

22 

35 

63 

47 

6 

38 

89 

20 

73 

100 

75 

10  51 

140 

48 

23 

79 

68 

75 

7 

17 

95 

22 

15 

111 

30 

12  04 

152 

49 

25 

35 

74 

53 

8 

07 

102 

23 

70 

119 

09 

13  41 

160 

50 

27 

05 

81 

15 

9 

14 

109 

25 

39 

128 

73 

15  03 

171 

51 

28 

91 

87 

89 

10 

27 

116 

27 

24 

138 

11 

16  73 

180 

52 

30 

92 

95 

54 

11 

58 

125 

29 

24 

148 

68 

18  67 

191 

53 

33 

09 

103 

57 

13 

01 

133 

31 

42 

162 

60 

21  16 

208 

54 

35 

44 

112 

70 

14 

67 

144 

33 

77 

174 

25 

23  49 

219 

55 

37 

96 

122 

23 

16 

48 

154 

36 

30 

186 

76 

26  05 

231 

56 

40 

65 

132 

52 

18 

49 

164 

39 

02 

201 

34 

29  01 

247 

57 

43 

53 

144 

52 

20 

83 

177 

41 

91 

216 

88 

32  31 

264 

58 

46 

56 

156 

44 

23 

31 

190 

44 

96 

233 

34 

35  91 

280 

59 

49 

75 

168 

65 

25 

96 

202 

48 

17 

251 

72 

39  95 

299 

60 

53 

07 

182 

03 

28 

89 

216 

*Tlie  premiums  charged  for  Contingent  Additions  by 
this  Company  participate  in  the  distribution  of  surplus. 
The  figures  in  above  table  are  adapted  from  actual  gen- 
eral policy  experience/and  may  be  combined  by  the  agent 
in  all  future  illustrations  involving  contingent  additions. 

IJIH 


No A16253 

This  book  is  the  property  of  The  Mutual  Life 
Insurance  Company  of  New  York,  and  is  delivered 
to  you  for  your  instruction  and  personal  use  in 
your  work  for  the  Company.  It  must  be  pre- 
served by  you  and  held  subject  to  the  order,  of 
the  Company  or  its  proper  representative,  to  be 
returned  upon  demand,  or  upon  a discontinuance 
of  your  contract. 

GEORGE  T.  DEXTER, 

Superintendent. 


10225 


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;.->  - ' ' 


RATE  BOOK 

The  Mutual  Life  Insurance 
Company  of  New  York 


WCHARD  A.  McCURDY,  President 


EXPLANATIONS 

PREMIUMS 

GUARANTEES 


i 


JUNE  1,  1903 


GENERAL  mSTRUCTIONS, 


The  rates  and  figures  in  this  book,  taken  in 
connection  with  our  Rules,  Regulations  and  Instruc- 
tions to  Local  Agents  are  believed  to  supply  the 
Agent  with  all  the  information  needed  to  begin 
active  work  in  the  field. 

In  making  use  of  figures  in  this  book  the  Agent 
should  be  careful  to  use  the  correct  colurnns  and 
ages,  as  well  as  distribution  plan. 

Unless  specifically  stated  to  the  contrary  the 
rates  are  the  same  for  both  males  and  females. 

To  find  the  semi-annual  rate,  where  annual 
premium  only  is  given,  add  four  per  cent,  and 
divide  by  two.  To  find  the  quarterly  rate  add  six 
per  cent,  and  divide  by- four.  Some  contracts  are 
written  on  annual  premiums  only,  see  description  of 
contract  in  each  case. 

Suitable  blanks  for  Ulustrating  contracts,  are 
supplied  by  the  Company.  The  figures  in  this  book 
and  in  the  leaflet  of  former  results  are  to  be 
co^ectly  used  - in  filling  out  these  blanks,  and  are 
to  be  used  in  no  other  way.  No  other  blanks, 
written  or  printed  letters  or  other  forms  are  to 

be  used.  — 

Commissions  are  paid  only  on  business  on  which 

policies  are  actually  issued  by  Company  and  paid 
for  in  cash.  Commissions  on  quarterly  and  semi- 
annual premiums  are  paid  when  the  deferred 
premiums  are  paid. 


Life  Policy — Continuous  Premiums* 


By  the  terms  of  the  policy  the  amount  is  payable  at  the 
death  of  the  insured  and  the  premiums  are  payable  during^  life, 
unless  the  original  contract  is  terminated  Under  its  conditions 
or  terms  before  that  time. 

The  premiums  may  be  paid  annually,  semi-annually  or 
quarterly. 

The  policy  furnishes  insurance  at  a fairly  low  premium  ; should 
it  become  a claim  before  the  end  of  the  distribution  period  the 
amount  of  the  insurance  is  a large  return  for  the  premiums, 
paid,  and  to  those  who  continue  their  policies  and  live  to  the 
end  of  the  distribution  period,  the  cost  is  notably  decreased  by 
the  surplus  as  he:  einafter  described. 


Guarantees  After  the  Policy  shall  have  been  in  Force  Three  Years. 

The  policy  contains  guarantees  for  Automatic  Paid-up 
Insurance,  Extended  Insurance,  Gash  and  Loan  Values,  with 
thirty  days’  grace  in  payment  of  premiums. 


1.  Automatic  Paid-up  Insurance.— The  insurea  may  cease 
paying  premiums,  and  the  policy,  without  action  on  his  part, 
becomes  paid-up,  but  without  further  dividends,  for  a definite 
amount  which  is  stated  in  the  policy  itself  at  the  end  of  the 
year  for  which  premiums  have  been  paid. 

2.  Extended  Insurance.— The  policy  may  be  exchanged 
within  thirty  days  from  the  date  when  the  premium  is  due 
(or  within  twelve  months  upon  satisfactory  medical  examina- 
tion), for  a policy  for  paid-up  non-participating  insurance  for 
the  original  amount,  continuing  for  a certain  number  of  years  and 
months  which  are  stated  in  the  policy  itself  at  the  end  of  the 
year  for  which  complete  annual  premiums  have  been  paid. 

5.  Gash  Surrender  Value. — The  policy  may  be  surrendered 
within  sixty  days  from  the  date  when  the  premium  is  due  and 
not  paid,  and  there  will  be  paid  therefor  in  cash  a definite 
amount  which  is  stated  in  the  policy  itself  at  the  end  of  the 
year  for  which  complete  annual  premiums  have  been  paid. 

4.  Loans. — After  policy  has  been  in  force  three  years  the 
Gompany  will  loan,  at  five  per  cent,  interest  payable  in  advance, 
upon  the  assignment  of  this  policy  as  security,  a part  or  the 
whole  of  the . surrender  value  given  at  the  end  of  the  year  for 
which  coniplete  annual  premiums  have  been  paid.  This 
privilege  will  enable  the  policy-holder  to  borrow  the  amount 
of  his  premium  from  year  to  year ; or,  if  he  needs  a larger 
amount  of  money  for  any  emergency,  he  may  borrow  at  one 
time  the  full  amount  of  the  loan  value. 

No  loan  values  are  stated  in  the  rate  book  separately  from 
the  cash  value,  but  the  loan  value  is  in  every  case  the  same 
as  the  cash  value  at  the  end  of  the  year  for  which  the  full 


premium  has  been  paid,  for  inslanGe,  at  the  end  of  the  third 
year  there  will  be  loaned  the  cash  value  at  the  end  of  the 
fourth  year,  the  fourth  premium  ^being  paid.  In  the  policy  the 
loan  values  are  given  in  a separate  column  on  the  20  and  16 
year  distribution  plan. 

Values  given  in  table  cease  with  the  number  of  years  to  make 
the  insured  age  80,  but  will  be  stated  for  subsequent  years 
when  needed.  


Distribution  of  Surplus.— Surplus  will  be  apportioned  at  the 
end  of  either  20,  16  or  JO  years  and  annually  thereafter;  or 
at  the  end  of  each  five  year  period  ; or  annually,  beginning  at 
the  end  of  the  first  year,  as  originally  preferred  and  selected 
by  the  insured. 

The  following  options  are  given  on  the  20,  16  and  10  year 
distribution  plans  : 

The  surplus  apportioned  at  the  end  of  the  first  distribution 
period  may  be 

First — Drawn  in  cash;  or 

Second — Applied  to  the  purchase  of  an  annuity ; or 

Third— To  purchase  additional  paid-up  insurance  on  satisfac- 
tory medical  examination;  but  without  medical  examination  if 
two  years’  previous  notice  of  the  selection  of  this  option  has 
been  given  to  the  Company;  or 

Fourth— The  surplus  may  be  added  to  the  surrender  value 
and  the  total  sum  drawn  in  cash;  or 

pifth— The  surplus,  together  with  the  cash  surrender  value, 
may  be  applied  to  the  purchase  of  an  annuity  on  the  life  of  the 
insured  or  of  any  other  person  nominated  by  the  legal  holder. 

On  the  five  year  distribution  plan  the  surplus  will  be  con- 
verted into  paid-up  additional  insurance,  without  medical 
examination,  and  without  action  on  the  part  of  the  insured,  but 
may  be  drawn  in  cash  at  the  end  of  each  period,  or  be  used 
at  any  time  in  the  payment  of  future  premiums, 


ILLUSTRATIONS  OF  GUARANTEES. 

Life  policy  ; premiums  for  life  ; 20  year  distribution;  age  56 ; 
amount  $10,000  ; annual  premium,  $278.80. 

After  three  full  years’  premiums  have  been  paid  the  follow- 
ing options  are  available  if  desired  : 

The  policy  by  its  terms  will  become  a paid-up 

policy  for  . . . . • • • • $860 

Or,  may  be  exchanged  for  a full  paid  policy  of 
$1 6,000,  running  for  5 years  and  5 months 
only;  - 

Or,  may  be  surrendered  for  cash  ^ y 

Or,  a loan  may  be  secured  to  the  amount  of  560 

(the  fourth  years’  premium  being  paid);*  - 


8 


At  the  end  of  three  years  the  amount  of  the  premium  may 
be  borrowed  at  five  per  cent,  interest,  for  the  purpose  of  paying 
the  premium.  This  may  be  done  each  year,  the  interest  being 
paid,  so  long  as  the  total  amount  of  the  loan  does  not  exceed 
the  value  at  the  end  of  the  year  for  which  premiums  have 
thus  been  paid. 

After  ten  full  years’  premiums  have  been  paid,  one  of  the 
following  options  may  be  taken  if  desired  : 

The  policy  by  its  terms  will  become  a paid-up 

policy  for  . 

Or,  may  be  exchanged  for  a full  paid  policy  of 
$10,000,  running  for  10  years  and  2 months 
only  ; 

Or,  may  be  surrendered  for  cash 
Or,  a loan  may  be  secured  to  the  amount  of 
(the  eleventh  years’  premium  being  paid). 

After  twenty  full  years’  premiums  have  been  paid, 
the  following  options  may  be  taken: 

The  policy  by  its  terms  will  become  a paid-up 

policy  for 

Or,  may  be  exchanged  for  a full  paid  policy  of 
$10,000,  running  for  13  years  and  6 months 
only  ; 

Or,  may  be  surrendered  for  cash  for  . 

Or,  a loan  may  be  secured  for  . 
and  -the  policy  continued  by  payment  of 
premiums. 

This  being  the  end  of  the  twenty  year  period,  the  surplus 
may  be  drawn  in  cash,  even  if  payments  are  not  continued. 
The  policy  may  be  continued  by  the  payment  of  the  annual 
premium,  less  the  annual  dividend. 

Or,  the  surplus  may  be  applied  to  the  purchase  of  an  annuity, 
which,  with  the  annual  dividend,  can  be  used  in  the  payment 
of  future  premiums. 

Similar  illustrations  may  be  made  on  the  other  distribution 
plans.  Rates  below  21  years  same  as  age  21. 

This  policy  will  also  be  issued  on  the  non-participating  plan, 
at  lower  rates  of  premium,  with  the  same  guarantees  as  on  the 
ten  and  five  year  distribution  policies,  on  which  there  will  be 
no  surplus.  For  page  of  rates  consult  index. 

This  policy  , is  also  issued  on  the  single  payment  participating 
and  non- participating  plans  ; on  the  former  the  distribution 
of  surplus  will  - be  at  the  end  of  either  20,  15,  10  or  5 years, 
or  annually,  as  the  applicant  may  elect.  No  guaranteed  values 
are  given,  except  on  participating  plans,  at  the  end  of  the  first 
distribution  period  on  other  than  annual  distribution  policies, 
although  loan  values  will  be  quoted  when  requested. 

Contingent  additions  may  be  made  to  all  life  and  endowment 
policies  having  distribution  periods,  of  not  less  than  ten  years. 
For  page  of  explanations  and  rates  consult  index. 


$2,770 

1,490 

1,680 

either  of 

$6,390 

3,890 

3,890 


9 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


W life  policy— $1,000. 


AGE  21 

End 

AGE  22 

A.  Pr.  $19.53 

Semi  $10.15  Qr.  $6.18 

of 

A.  Pr.  $19.95 

Semi  $10.37  Qr.$5.29 

20  Yr  Dist 

15  Yr  Dist 

10or5YrD 

Ext.  Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

10or5YrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

$59 

$10 

$59 

$10 

$46 

$8 

2 

3 

3 

$60 

$10 

$60 

$10 

$46 

$8 

2 

4 

78 

21 

78 

21 

68 

16 

3 

1 

4 

80 

21 

80 

21 

70 

17 

3 

2 

97 

33 

97 

33 

97 

26 

3 

10 

5 

100 

34 

100 

34 

100 

27 

4 

0 

119 

43 

119 

43 

117 

33 

4 

8 

6 

122 

45 

122 

45 

120 

34 

4 

10 

141 

53 

141 

53 

136 

40 

5 

6 

7 

144 

56 

144 

56 

140 

42 

5 

8 

163 

65 

163 

65 

156 

48 

6 

5 

8 

167 

67 

167 

67 

160 

50 

6 

7 

186 

76 

186 

76 

175 

56 

. 7 

3 

9 

190 

79 

190 

79 

180 

59 

7 

6 

208 

88 

208 

88 

195 

64 

8 

2 

10 

212 

92 

212 

92 

200 

67 

8 

5 

228 

100 

228 

100 

214 

73 

9 

3 

11 

233 

104 

233 

104 

220 

76 

9 

6 

248 

112 

248 

112 

233 

82 

10 

2 

12 

253 

117 

253 

117 

240 

86 

10 

6 

269 

126 

269 

130 

253 

92 

11 

2 

13 

274 

130 

274 

. 135 

260 

95 

11 

5 

289 

139 

289 

147 

273 

102 

12 

0 

14 

294 

145 

294 

152 

280 

106 

12 

3 

325 

155 

325 

168 

293 

112 

12 

10 

15 

331 

161 

331. 

175 

301 

117 

13 

0 

346 

169 

346 

168 

313 

122 

13 

8 

10 

352 

. 176 

352 

.175 

320 

127 

13 

10 

366 

192 

366 

169 

333 

132 

14 

4 

17 

373 

199 

■373 

175 

340 

137 

14 

5 

387 

207 

387 

180 

353 

142 

• 14 

8 

IS 

394 

214 

394 

187 

.360 

148 

15 

0 

407 

222 

407 

192 

372 

1.53 

15 

6 

19 

414 

230 

414 

199 

380 

159 

15 

6 

427 

239 

427 

208 

391 

164 

15 

11 

20 

435 

248 

435 

216 

399 

170 

15 

10 

447 

239 

447 

220 

410 

175 

16 

3 

21 

455 

248 

455 

228 

419 

182 

16 

2 

467 

239 

467 

232 

429 

187 

16 

7 

22 

475 

248 

475 

241 

438 

194 

16 

6 

486 

246 

486 

245 

448 

199 

16 

11 

23 

494 

255 

494 

254 

457 

207 

16 

10 

505 

259 

505 

259 

467 

211 

17 

2 

24 

518 

269 

513 

268 

476 

219 

17 

0 

524 

273 

524 

273 

485 

224 

17 

3 

25 

532 

283 

532 

283 

495 

232 

17 

1 

543 

287 

543 

287 

502 

237 

17 

4 

20 

551 

297 

551 

297 

512. 

246 

17 

2 

561 

300 

561 

300 

519 

250 

17 

5 

27 

569 

311 

569 

311 

529 

259 

17 

2 

579 

315 

579 

315 

536 

264 

17 

5 

28 

588 

326 

588 

326 

516 

273 

17 

3 

597 

329 

597 

329 

553 

277 

17 

6 

29 

605 

341 

605 

341 

562 

288 

17 

3 

614 

344 

614 

344 

570 

292 

17 

6 

30 

622 

356 

622 

356 

l578 

302 

17 

3 

AGE  23 

End 

AGE  24 

A.  Pr.  $20.40 

Semi  $10.61  Qr.  $5.41 

of 

A.  Pr.  $20.86 

Semi  $10.85  Qr.  $5.53' 

20  Yr  Dist 

15  Yr  Dist 

lOorSYrD 

Ext.  Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

lOorSYrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$62 

$11 

$62 

$11 

$48 

$9 

2 

5 

3 

$64 

$11 

$64 

$11 

$50 

$9 

2 

6 

82 

22 

82 

22 

72 

18 

3 

3 

4 

85 

23 

85 

23 

75 

18 

3 

5 

103 

36 

103 

36 

103 

28 

4 

1 

5 

106 

37 

106 

37 

106 

29 

4 

3 

125 

47 

125 

47 

123 

35 

5 

0 

0 

129 

48 

129 

48 

127 

37 

5 

2 

148 

58 

148 

58 

144 

44 

5 

10 

7 

152 

60 

152 

60 

148 

46 

6 

1 

171 

70 

171 

70 

164 

52 

6 

10 

8 

175 

72 

175 

72 

169 

54 

7 

0 

194 

82 

194 

82 

185 

61 

7 

9 

9 

198 

85 

198 

85 

190 

64 

8 

0 

216 

95 

216 

95 

205 

70 

8 

9 

10 

221 

98 

221 

98 

211 

73 

9 

0 

238 

108 

238 

108 

225 

79 

9 

9 

11 

243 

112 

243 

112 

231 

83 

10 

0 

258 

121 

258 

121 

245 

89 

10 

9 

12 

264 

126 

264 

126 

252 

93 

11 

0 

279 

135 

279 

140 

266 

99 

11 

8 

13 

285 

140 

285 

145 

273 

104 

11 

10 

300 

150 

300 

158 

287 

110 

12 

5 

14 

306 

156 

306 

164 

294 

115 

12 

7 

337 

167 

337 

181 

308 

122 

13 

2 

15 

344 

173 

344 

188 

315 

127 

13 

3 

359 

182 

359 

181 

328 

132 

13 

11 

10 

366 

189 

366‘ 

188 

336 

138 

14 

0 

380 

206 

380 

181 

348 

143 

14 

6 

17 

387 

214 

387 

188 

357 

149 

14 

6 

401 

222 

401 

194 

368 

154 

15 

0 

18 

408 

230 

408 

201’ 

377 

160 

15 

0 

422 

239 

422 

206 

388 

165 

15 

5 

19 

430 

247 

430 

214 

397 

172 

15 

5 

443 

257 

443 

224 

408 

177 

15 

10 

20 

451 

266 

451 

232 

417 

184 

15 

8 

463 

257 

463 

237 

428 

189 

16 

2 

21 

471 

266 

471 

246 

437 

197 

16 

0 

483 

257 

483 

250 

447 

202 

16 

5 

22 

491 

266 

491 

259 

456 

210 

16 

3 

502 

264 

502 

263 

466 

215 

16 

7 

23 

510 

273 

510 

273 

475 

223 

16 

5 

521 

278 

521 

277 

485 

228 

16 

9 

24 

530 

288 

530 

287 

494 

237 

16 

7 

540 

293 

540 

293 

504 

241 

16 

10 

25 

549 

303 

549 

303 

513 

251 

16 

8 

559 

307 

559 

307 

521 

255 

16 

11 

20 

568 

318 

568 

318 

530 

265 

16 

8 

577 

322 

577 

322 

538 

269 

16 

11 

27 

586 

333 

586 

333 

546 

279 

16 

8 

596 

337 

596 

337 

554 

284 

17 

0 

28 

605 

348 

605 

348 

562 

294 

16 

8 

614 

352 

614 

352 

570 

298 

17 

0 

29 

622 

364 

622 

364 

578 

309 

16 

8 

631 

367 

631 

367 

586 

313 

17 

0 

30 

639 

379 

639 

379 

594 

324 

16 

8 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  POLICY— $1,000. 


AGE  26 

End 

AGE  S6 

A.  Pr.  $21.34 

Semi  $11.10  Qr.  $5.65 

of 

A.  Pr.  $21.85 

Semi  $11.36  Qr.$5.79 

20  Yr  Dist 

16  Yr  Dist 

10or6YrD 

Ext.  Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

10or5YrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$66 

$11 

$66 

$11 

$51 

$9 

2 

7 

3 

$67 

$1? 

$67 

$12 

$52 

$10 

2 

8 

87 

24 

87 

24 

77 

19 

3 

6 

4 

89 

25 

89 

25 

78 

20 

3 

7 

108 

38 

108 

38 

108 

31 

4 

4 

5 

111 

40 

111 

.40 

lit 

32 

4 

6 

131 

50 

131 

50 

130 

39 

5 

3 

6 

134 

52 

134 

52 

133 

40 

5 

5 

155 

62 

155 

62 

152 

47 

6 

3 

‘7 

158 

64 

158 

64 

156 

50 

6 

5 

178 

75 

178 

75 

173 

57 

7: 

*•3 

8 

182 

78 

182 

78 

•178 

59 

7 

5 

202 

88 

202 

88 

195 

66 

8 

3 

9 

206 

91 

206 

91 

200 

69 

8 

5 

226 

102 

226 

102 

216 

76 

9 

3 

10 

230 

106 

230 

106 

222 

79 

9 

5 

248 

115 

248 

115 

237 

86 

10 

3 

11 

253 

120 

253 

120 

243 

90 

10 

6 

270 

130 

270 

I3p 

258 

97 

11 

2 

12 

275 

135 

275 

135 

264 

101 

11 

4 

291 

145 

291 

153 

279 

108 

12 

■ 0 

13 

297 

151 

297 

157 

286 

112 

12 

1 

312 

161 

312 

m 

301 

120 

12 

9 

14 

319 

467 

319 

177 

308 

125 

12 

10 

351 

178 

351 

19^ 

323 

132 

13 

4 

15 

358 

185 

.358 

203 

330 

137 

13 

5 

373 

195 

373 

344 

143 

14 

0 

16 

380 

203 

380 

203 

351 

149 

14 

0 

395 

222 

395 

1% 

365 

155 

14 

6 

17 

402 

230 

402 

203 

372 

161 

14 

6 

416 

239 

416 

208 

386 

167 

14 

11 

18 

423 

248 

423 

216 

393 

174 

14 

10 

438 

256 

438- 

‘222 

406 

179 

15 

4 

19 

445 

266 

445 

230 

414 

186 

15 

2 

459 

275 

459 

240 

426 

192 

15 

7 

20 

467 

285 

467 

249 

435 

199 

15 

5 

479 

275 

479 

255 

446 

205 

15 

10 

21 

487 

285 

487 

264 

454 

213 

15 

8 

499 

275 

499 

268 

465 

218 

16 

1 

22 

507 

285 

507 

278 

473 

227 

15 

11 

519 

282 

519 

■282 

484 

232 

16 

3 

23 

527 

293 

527 

293 

492 

241 

16 

1 

539 

297 

539 

297 

503 

246 

16 

4 

24 

547 

308 

547 

309 

511 

255 

16 

2 

558 

313 

558 

313 

522 

260 

16 

5 

25 

566 

324 

566 

324 

530 

270 

16 

3 

577 

328 

577 

328 

538 

275 

16 

5 

26 

585 

339 

585 

339 

546 

285 

16 

3 

595 

344 

595 

344 

554 

289 

16 

5 

27 

603 

354 

603 

354 

562 

300 

16 

2 

613 

359 

613 

359 

570 

304 

16 

4 

28 

622 

370 

622 

370 

578 

315 

16 

1 

631 

375 

631 

375 

586 

320 

16 

4 

29 

639 

386 

639 

386 

594 

331 

16 

0 

648 

391 

648 

391 

602 

335 

16 

4 

30 

656 

401 

656 

401 

610 

347 

15 

11 

AGE  27 

End 

AGE  28 

A.  Pr.  $22.40 

Semi  $11.65  Qr.  $5.84 

of 

A.  Pr.  $22.95 

Semi  $11.94  Qr.  $6.08 

20  Yr  Dist 

16  Yr  Dist 

lOorSYrD 

Ext.  Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

lOorSYrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$69 

$12 

$69 

$12 

$54 

$10 

2 

9 

3 

$71 

$13 

$71 

$13 

$55 

$11 

2 

10 

92 

26 

92 

26 

81 

21 

3 

8 

4 

94 

27 

94 

27 

83 

22 

3 

9 

114 

42 

114 

42 

114 

33 

4 

8 

5 

118 

43 

118 

: 43 

118 

35 

4 

9 

138 

64 

138 

54 

137 

42 

5 

7 

6 

142 

57 

142 

■'57 

141 

44 

5 

9 

162 

67 

162 

67 

160 

52 

6 

7 

7 

166 

70 

166 

70 

164 

54 

6 

10 

186 

81 

186 

81 

182 

62 

7 

8 

8 

191 

84 

191  ' 

84 

187 

64 

■ 7 

10 

211 

95 

211 

95 

205 

72 

8 

8 

9 

216 

99 

216 

99 

210 

75 

8 

10 

235 

110 

235 

no 

227 

82 

9 

8 

10 

240 

114 

240 

114 

233 

86 

9 

10 

258 

125 

258 

125 

250 

94 

10 

8 

11 

263 

130 

263 

130 

256 

98 

10 

9 

281 

141 

281 

141 

272 

105 

11 

5 

12 

286 

146 

286 

146 

279 

109 

11 

7 

303 

157 

303 

163 

294 

117 

12 

2 

13 

309 

163 

309 

169 

302 

122 

12 

3 

325 

174 

325 

184 

316 

130 

12 

10 

14 

331 

181 

331 

191 

324 

135 

12 

10 

365 

192 

365 

210 

338 

143 

13 

5 

15 

372 

199 

372 

218 

346 

149 

13 

4 

387 

211 

387 

210 

360 

155 

14 

0 

16 

394 

219 

394 

218 

368 

162 

13 

11 

409 

239 

409 

210 

381 

168 

14 

5 

17 

417 

248 

417 

218 

390 

175 

14 

4 

431 

257 

431 

224 

402 

181 

14 

9 

18 

439 

266 

439 

232 

411 

188 

14 

. 8 

453 

276 

453 

238 

423 

194 

15 

1 

19 

461 

286 

461 

247 

432 

202 

14 

11 

475 

296 

475 

258 

444 

207 

15 

4 

20 

483 

307 

483 

268 

4.53 

216 

15 

2 

495 

296 

495 

274 

463 

221 

15 

6 

21 

504 

307 

504 

283 

472 

230 

15 

4 

515 

296 

515 

289 

482 

235 

15 

8 

22 

523 

307 

523 

299 

491 

245 

15 

5 

535 

304 

535 

304 

501 

250 

16 

0 

23 

544 

315 

544 

315 

510 

259 

15 

6 

555 

319 

555 

320 

520 

265 

16 

1 

24 

564 

330 

564 

331 

528 

275 

15 

7 

574 

335 

574 

335 

538 

280 

16 

0 

25 

583 

346 

583 

346 

546 

290 

15 

8 

593 

350 

593 

350 

554 

295 

15 

11 

26 

601 

361 

601 

361 

562 

306 

15 

7 

611 

365 

611 

365 

570 

311 

15 

10 

^7 

619 

377 

619 

377 

578 

321 

15 

6 

630 

381 

630 

381 

586 

326 

15 

9 

28 

638 

392 

638 

392 

594 

337 

15 

5 

647 

396 

647 

396 

602 

342 

15 

7 

29 

655 

407 

655 

407 

609 

354 

15 

3 

664 

412 

664 

412 

617 

358 

15 

5 

30 

672 

422 

672 

422 

624 

370 

15 

0 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


13  LIFE  POLICY— $1,000. 


AGE 

29 

End 

AGE 

30 

A.  Pr.  $23.55  Semi  $12.25  Qr.  $6.24 

of 

A.  Pr.  $24.18 

Semi  $12.57  Qr.  $6.41 

20  Yr  Dist 

15  Yr  Dist 

o 

o 

-2 

Ext.  Ins. 

Year 

20  Yr 

Dist 

15  Yr  Dist 

10  or  5 Yr  D 

Ext.  : 

ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

$73 

$14 

$73 

$14 

$57 

$11 

2 

11 

3 

$75 

$14 

$75 

$14 

$58 

$12 

3 

0 

97 

28 

97 

28 

86 

23 

3 

11 

4 

100 

29 

100 

29 

88 

24 

4 

0 

121 

45 

121 

45 

121 

36 

4 

11 

5 

124 

46 

124 

46 

124 

38 

5 

1 

145 

59 

145 

59 

144 

46 

5 

11 

6 

149 

61 

149 

61 

148 

48 

6 

1 

170 

72 

170 

72 

168 

56 

7 

0 

7 

174 

75 

174 

75 

173 

59 

7 

2 

195 

87 

195 

87 

192 

67 

8 

1 

8 

200 

90 

200 

90 

197 

70 

8 

3 

220 

103 

220 

103 

215 

79 

9 

0 

9 

225 

106 

225 

106 

221 

82 

9 

2 

245 

119 

245 

119 

239 

90 

9 

11 

10 

250 

123 

250 

123 

245 

94 

10 

1 

268 

135 

268 

135 

262 

102 

10 

10 

11 

274 

139 

274 

139 

269 

106 

10 

11 

292 

151 

292 

151 

285 

114 

11 

7 

12 

298 

157 

298 

157 

292 

119 

11 

7 

315 

169 

315 

175 

308 

127 

12 

3 

13 

321 

175 

321 

182 

315 

132 

12 

3 

337 

187 

337 

198 

331 

141 

12 

10 

14 

344 

194 

•344 

205 

338 

147 

12 

9 

379 

206 

379 

227 

353 

155 

13 

4 

15 

386 

214 

386 

235 

361 

162 

13 

3 

401 

227 

401 

227 

375 

168 

13 

10 

16 

409 

235 

409 

235 

383 

175 

13 

9 

424 

257 

424 

227 

397 

182 

14 

2 

17 

432 

267 

432 

235 

405 

189 

14 

1 

447 

276 

447 

241 

419 

195 

14 

6 

18 

455 

286 

455 

250 

427 

203 

14 

4 

469 

296 

469 

256 

441 

210 

14 

9 

19 

477 

307 

477 

266 

449 

218 

14 

7 

491 

318 

491 

277 

462 

224 

15 

0 

20 

499 

328 

499 

287 

470 

233 

14 

9 

512 

318 

512 

293 

481 

239 

15 

2 

21 

520 

328 

520 

303 

489 

248 

14 

10 

532 

318 

532 

309 

499 

254 

15 

3 

22 

541 

328 

541 

320 

507 

263 

14 

11 

553 

325 

553 

325 

517 

269 

15 

4 

23 

561 

336 

561 

336 

525 

279 

15 

0 

573 

342 

573 

342 

535 

285 

15 

5 

24 

581 

353 

581 

353 

543 

295 

15 

1 

592 

357 

592 

357 

553 

300 

15 

5 

25 

600 

369 

600 

369 

561 

311 

15 

1 

610 

372 

610 

372 

569 

316 

15 

4 

26 

619 

384 

619 

384 

577 

327 

15 

0 

628 

388 

628 

388 

585 

332 

15 

3 

27 

637 

398 

637 

398 

593 

344 

14 

10 

646 

403 

646 

403 

601 

349 

15 

1 

28 

654 

413 

654 

413 

608 

360 

14 

7 

663 

418 

663 

418 

616 

365 

14 

10 

29 

671 

428 

671 

428 

623 

377 

14 

4 

680 

433 

680 

433 

631 

382 

14 

6 

30 

688 

443 

688 

443 

638 

394 

14 

0 

AGE 

31 

End 

AGE 

82 

A.  Pr.  $24.85 

Semi  $12.92  (}r.$6.58 

of 

A.  Pr.  $25.54 

Semi  $13.28  Qr.$6.77 

20  Yr 

Dist 

15  Yr  Dist 

lOor  6YrD 

Ext.  Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

flOorSYrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$77 

$15 

$77 

$15 

$60 

$12 

3 

1 

3 

$79 

$15 

$79 

$15 

$62 

$13 

3 

2 

102 

30 

102 

30 

90 

25 

4 

2 

4 

105 

32 

105 

32 

93 

26 

4 

3 

127 

48 

127 

48 

127 

40 

5 

2 

5 

131 

50 

.131 

50 

131 

41 

5 

4 

152 

63 

152 

63 

152 

50 

6 

3 

6 

156 

66 

156 

66 

156 

52 

6 

5 

177 

78 

177 

78 

177 

61 

7 

4 

7 

182 

81 

182 

81 

182 

64 

7 

6 

204 

94 

204 

94 

202 

73 

8 

4 

8 

209 

98 

209 

98 

207 

76 

8 

6 

229 

111 

229 

111 

226 

85 

9 

3 

9 

234 

115 

234 

115 

232 

89 

9 

4 

255 

128 

255 

128 

251 

98 

10 

2 

10 

260 

133 

260 

133 

257 

102 

10 

2 

279 

145 

279 

145 

275 

110 

10 

11 

11 

284 

151 

284 

151 

281 

115 

10 

11 

304 

163 

304 

163 

299 

124 

11 

7 

12 

310 

169 

310 

169 

305 

129 

11 

7 

327 

182 

327 

189 

323 

138 

12 

2 

13 

332 

189 

332 

196 

.329 

144 

12 

1 

350 

201 

350 

213 

346 

153 

12 

8 

14 

a56 

209 

356 

222 

353 

1.59 

12 

7 

393 

222 

393 

244 

369 

168 

13 

1 

15 

400 

231 

400 

254 

377 

175 

13 

0 

446 

244 

416 

244 

391 

182 

13 

7 

16 

424 

253 

424 

254 

399 

190 

13 

5 

439 

.277. 

439 

244 

413 

197 

13 

11 

17 

447 

288 

447 

254 

421 

205 

13 

9 

462 

298 

462 

260 

435 

211 

14 

2 

18 

470 

309 

470 

270 

443 

220 

14 

0 

485 

319 

485 

277 

456 

226 

14 

5 

19 

493 

331 

493 

287 

464 

235 

14 

2 

507 

340 

507 

298 

477 

242 

14 

7 

20 

515 

353 

515 

309 

485 

251 

14 

4 

528 

340 

528 

314 

496 

257 

14 

8 

21 

536 

353 

536 

325 

504 

267 

14 

4 

549 

340 

549 

330 

515 

273 

14 

8 

22 

557 

353 

557 

341 

522 

283 

14 

4 

569 

347 

569 

346 

533 

289 

14 

9 

23 

577 

357 

577 

357 

540 

300 

14 

3 

589 

363 

589 

363 

551 

305 

14 

9 

24 

597 

373 

697 

373 

558 

316 

14 

3 

608 

379 

608 

379 

569 

322 

14 

9 

25 

616 

389 

616 

389 

576 

333 

14 

3 

626 

394 

626 

394 

585 

338 

14 

8 

26 

634 

404 

634 

404 

591 

350 

14 

2 

645 

409 

645 

409 

600 

355 

14 

6 

27 

652 

419 

652 

419 

606 

367 

14 

0 

662 

424 

662 

424 

615 

372 

14 

3 

28 

670 

435 

670 

435 

621 

384 

13 

9 

679 

439 

679 

439 

630 

389 

13 

11 

29 

687 

450 

687 

450 

636 

401 

13 

5 

695 

454 

695 

454 

645 

406 

13 

6 

30 

703 

465 

703 

465 

651 

418 

13 

0 

The  Loan  -Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year* 


14  LIFE  POLICY— $1,000. 


AGE 

3*7 

End 

AGE. 

38 

A.  Pr.  $29.66  Semi  $15.42  Qr.  $7.86 

of 

A.  Pr.  $30.64  1 

Semi  $15'.93  ' Qr.  $8.12 

20  Yr  Dist 

15  Yr  Dist 

LOorS  Yr  D 

Ext.  Ins. 

Year 

20  Yr 

Dist 

15  Yr  Dist 

I0or5  Yr  D 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

^d-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$90 

$18 

$90 

$18 

$70 

$16 

3 

7 

3 

$93 

$19: 

$93 

$19 

$73 

$17 

3 

8 

119 

38 

119 

38 

105 

32 

4 

9 

4 

123 

40 

123 

40, 

109 

34 

4 

10 

148 

61 

148 

61 

148 

51 

5 

10 

5 

152 

63 

152 

63 

152 

54 

5 

11 

176 

79 

176 

79 

177 

64 

6 

10 

6 

180 

82 

180 

82 

181 

67 

6 

10 

204 

98 

204 

98 

205 

79 

7 

9 

7 

208 

101 

208 

101 

210 

82 

7 

9 

232 

118 

232 

118 

233 

94 

8 

7 

8 

237 

122 

237 

122 

.239 

. 98 

8 

6 

260 

138 

260 

138 

261 

110 

9 

4 

9 

265 

143 

265 

143 

•267 

115 

9 

3 

288 

159 

288 

159 

288 

125 

9 

11 

10 

293 

165 

293 

165 

295 

131 

9 

10 

314 

180 

314 

180 

314 

142 

10 

7 

11 

320 

186 

320 

186 

321 

148 

10 

6 

340 

202 

340 

202 

339 

158 

11 

1 

12 

346 

209 

346 

209 

346 

165 

11 

0 

366 

225 

366 

239 

364 

176 

11 

6 

13 

372 

232 

372 

248 

371 

183 

11 

. 4 

390 

248 

390 

268 

389 

194 

11 

11 

14 

397 

256 

397 

279 

396 

202 

11 

9 

436 

273 

436 

306 

414 

213 

12 

2 

15 

443 

282 

443 

317 

421 

221 

11 

11 

462 

299 

462 

306 

436 

230 

12 

6 

16 

470 

308 

470 

317 

443 

239 

12 

4 ■ 

486 

344 

486 

306 

458 

247 

12 

9 

17 

.493 

355 

493 

317 

464 

256 

12 

^ > 

508 

366 

508 

319 

479 

264 

12 

9 

18 

516 

378 

516 

329 

485 

274 

12 

6 ■ 

532 

389 

532 

336 

500 

282 

12 

10 

19 

540 

401 

540 

346 

506 

292 

12 

5 i 

554 

412 

554 

361 

521 

300 

12 

9 

20 

562 

424 

562 

371 

527 

310 

12 

4 

576 

412 

576 

377 

539 

318 

12 

8 

21 

583 

424 

583 

387 

545 

328 

12 

3 

595 

412 

595 

393 

557 

336 

12 

7 

22 

603 

424 

603 

404 

563 

346 

12 

2 

615 

412 

615 

409 

575 

354 

12 

5 

23 

623 

424 

623 

420 

581 

365 

12 

0 

635 

425 

635 

425 

592 

372 

-12 

3 

24 

642 

436 

642 

436 

599 

383 

11 

10 

654 

441 

654 

441 

609 

390 

12 

0 

25 

661 

452 

661 

452 

618 

401 

11 

7 

672 

457 

672 

457 

624 

408 

11 

9 

26 

679 

468 

679 

468 

631 

419 

11 

4 

690 

473 

690 

473 

639 

425 

11 

6 

27 

.697 

484 

697 

484 

646 

437 

11 

1 

707 

488 

707 

488 

654 

443 

11 

3 

28 

714 

499 

714 

499 

660 

455 

10 

10 

723 

504 

723 

504 

668 

461 

11 

0 

29 

730 

514 

730 

514 

■674 

, 473 

10 

7 

>738 

519 

738 

519 

682 

478 

10 

8 

30 

745 

530 

745 

530 

688 

490 

10 

3 

AGE 

39 

End 

AGE 

40 

A.  Pr.  $31.67 

Semi  $16.47  Qr.$8.39 

of 

A.  Pr.  $32.76 

Semi$17.04  Qr.$8.68^ 

20  Yr 

Dist 

15  Yr  Disc 

LO  or  6 Yr  D 

Ext.  Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

10  or  5 YrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos_^ 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$95 

$20 

$95 

$20 

$74 

$17 

3 

9 

3 

$97 

$21 

$97 

$21 

$76 

$18 

3 

10 

126 

41 

126 

41 

112 

35 

4 

11 

4 

129 

42 

129 

42 

114 

37 

4 

11 

156 

65 

156 

65 

156 

56 

5 

11 

5 

160 

68 

160 

68 

160 

58 

5 

11 

184 

85 

184 

85 

186 

70 

6 

10 

6 

189 

88 

189 

88 

190 

73 

6 

10 

212 

105 

212 

105 

215 

86 

7 

8 

■ 7 

217 

108 

217 

108 

221 

90 

7 

8 

241 

126 

241 

126 

245 

102 

8 

6 

8 

246 

130 

246 

130 

250 

107 

8 

5 

270 

148 

270 

148 

273 

120 

9 

2 

9 

276 

152 

276 

152 

279 

125 

9 

1 

299 

170 

299 

170 

301 

136 

9 

9 

10 

305 

176 

305 

176 

307 

142 

9 

8 

326 

192 

326 

192 

327 

154 

10 

4 

11 

333 

198 

333 

198 

333 

160 

10 

3 

352 

215 

352 

215 

352 

172 

10 

10 

12 

359 

222 

359 

222 

359 

178 

10 

8 

379 

239 

379 

258 

377 

190 

11 

2 

13 

386 

247 

386 

267 

384 

198 

11 

0 

404 

264 

404 

289 

402 

210 

11 

6 

14 

411 

272 

411 

299 

409 

218 

11 

4 

451 

290 

451 

328 

427 

230 

11 

9 

15 

458 

299 

458 

339 

434 

238 

11 

6 

477 

317 

477 

328 

449 

247 

12 

0 

16 

484 

326 

484 

339 

456 

256 

11 

8 

501 

367 

501 

328 

471 

265 

12 

1 

17 

508 

378 

508 

339 

477 

275 

11 

9 

524 

389 

524 

338 

492 

284 

12 

1 

18 

532 

401 

532 

348 

498 

293 

11 

8 

547 

412 

547 

355 

513 

302 

12 

0 

19 

’555 

424 

555 

365 

519 

312 

11 

8 

570 

436 

570 

381 

534 

320 

11 

11 

20 

577 

447 

577 

391 

540 

331 

11 

6 

591 

436 

591 

398 

552 

339 

11 

10 

21 

598 

447 

598 

408 

558 

350 

11 

5 

611 

436 

611 

414 

570 

357 

11 

9 

22 

619 

447 

619 

425 

576 

368 

11 

4 

631 

436 

631 

431 

588 

376 

11 

7 

23 

639 

447 

639 

441 

594 

387 

11 

2 

650 

447 

650 

447 

605 

394 

11 

4 

24 

658 

458 

658 

458 

611 

406 

10 

11 

668 

463 

668 

463 

622 

413 

11 

1 

25 

.676 

474 

676 

474 

628 

424 

10 

8 

687 

479 

687 

479 

637 

431 

10 

10 

26 

694 

490 

694 

490 

643 

443 

10 

5 

704 

495 

704 

495 

652 

449 

10 

7 

27 

711 

506 

711 

506 

657 

461 

10 

2 

T20 

510 

720 

510 

666 

467 

10 

4 

28 

727 

521 

727 

521 

671 

479 

9 

11 

736 

525 

1 736 

525 

680 

485 

10 

1 

29 

742 

536 

; 742 

536 

685 

497 

9 

8 

751 

541 

751 

541 

694 

502 

9 

9 

30 

757 

1 55i 

757 

551 

699 

514 

9 

4 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  POLICY— $1,000. 


AGE 

41 

.End 

AGE 

A.  Pr.  $33.93 

Semi  $17.64  Qr.$8.99 

of 

A.  Pr.  $85.16 

Smni  $18.28  Qr.  $9.82 

20  Yr  Dist 

16  Yr  Dist 

10or6  YrD 

Ext.  Ins. 

20  Yr 

Dist 

15  Yr 

Dist 

lOor  5 YrD 

Ext.  Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$100 

$21 

$100 

$21 

$78 

$19 

3 

10 

3 

$103 

$22 

$103 

$22 

$81 

$20 

3 

10 

132 

44 

132 

44 

117 

39 

4 

11 

4 

135 

46 

135 

46 

120 

40 

4^ 

11 

164 

70 

164 

70 

164 

61 

5 

11 

5 

168 

73 

168 

73 

168 

64 

5 

IQ 

193 

91 

193 

91 

195 

76 

6 

9 

6 

198 

95 

198 

95 

199 

.80 

6 

, 9 

222 

112 

222 

112 

226 

94 

7 

7 

7 

227 

116 

227 

116 

231 

98 

7 

6 

251 

135 

251 

135 

256 

111 

8 

4 

8 

256 

110 

256 

140 

261 

lie 

8 

3 

281 

158 

281 

158 

-285 

130 

8 

11 

9 

286 

163 

286 

163 

290 

135 

8 

10 

310 

182 

310 

182 

313 

148 

9 

6 

to 

316 

188 

316 

188 

318 

154 

9 

4 

339 

205 

339 

. 205 

339 

166 

10 

1 

It 

315 

212 

345 

212 

344 

173 

9' 

11 

365 

229 

365 

229 

365 

185 

10 

6 

t2 

371 

236 

371 

236 

370 

193 

10 

3 

392 

254 

392 

277 

390 

205 

10 

10 

t3 

398 

262 

398 

286 

396 

213 

10 

■7 

417 

280 

417 

309 

415 

.226 

11 

0 

t4 

424 

289 

424 

319 

421 

234 

10 

9. 

405 

308 

465 

350 

440 

247 

11 

2 

t5 

472 

317 

472 

360 

446 

256 

10 

11 

491 

336 

491 

350 

462 

266 

11 

4 

to 

498 

845 

498 

360 

468 

275 

10 

11 

515 

389 

515 

350 

484 

.284 

11 

4 

t7 

522 

399 

522 

360 

490 

294 

10 

11 

539 

412 

539 

358 

505  - 

303 

11 

4 

t8 

546 

423 

546 

368 

511 

313 

10 

11 

■562 

435 

562 

375 

526 

322 

11 

3 

to 

569 

447 

569 

386 

532 

333 

10 

10 

584 

459 

584 

402 

547 

■ 341 

11 

1 

20 

591 

470 

591 

412 

553 

352 

10 

8 

605 

459 

605 

418 

565 

361 

11 

0 

2t 

612 

470 

612 

429 

571 

371 

10 

6 

625 

459 

625 

435 

583 

380 

10 

11 

22 

632 

470 

632 

446 

589 

391 

10 

4 

646 

459 

^46 

452 

600 

398 

10 

9 

23 

653 

470 

653 

462 

606 

410 

10 

2 

664 

'468 

664 

468 

618 

417 

10 

6 

24 

670 

478 

670 

479 

623 

429 

1.0 

.0 

682 

484 

682 

484 

634 

436 

10 

3 

25 

689 

495 

689 

495 

640 

448 

9 

9 

700 

500 

700 

500 

648 

454 

10 

0 

26 

707 

511 

707 

511 

654 

466 

9 

7 

717 

516 

717 

516 

662 

473 

9 

9 

2.7 

723 

526 

723 

526 

668 

484 

9 

4 

733 

531 

733 

531 

676 

491 

9 

6 

28 

740 

.542 

740 

542 

682 

502 

9 

1 

749 

546 

749 

546 

690 

508 

9 

3 

29 

755 

556 

755 

556 

696 

520 

8 

-10 

763 

561 

763 

561 

704 

526 

8 

11 

30 

769 

571 

769 

571 

709 

537 

8 

6 

AGE 

43 

•End 

AGE 

44 

:A.  Pr.  $36.47 

Semi  $18.97  Qr.$9.67 

of 

A.  Pr.  $37.87  Semi  $19.69  Qr.  $10.04 

20  Yr 

Dist 

16  Yr  Dis^ 

lOor  6 Yr  D 

Ext. 

Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

10or5  Yr  D 

Ext. 

Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

Pd-up 

Cash 

Pd-up 

Cash. 

Pd-up 

Cash 

Yrs 

Mos 

$105 

$23 

$105 

$23 

$82 

$21 

3 

10 

3 

$108 

$24 

$108 

$24 

$85 

$22 

3 

9 

139 

. 47 

139 

47 

123 

42 

4 

10 

4 

142 

49 

142 

49 

126 

44 

4 

10 

172 

75 

172  < 

75 

172 

67 

5 

10 

5 

175 

78 

175 

78- 

175 

69 

5 

9 

202 

98 

202 

98 

204 

83 

6 

8 

6 

206 

101 

206 

101 

208 

87 

6 

7 

232 

120 

232 

120 

235 

102 

7 

5 

7 

236 

124 

236 

124 

240 

106 

7 

4 

261 

144 

261 

144 

265 

121 

8 

1 

8 

266 

149 

266 

149 

270 

126 

8 

0 

291 

169 

291 

169 

295 

141 

8 

8 

9 

297 

174 

297 

174 

300 

146 

8 

7 

321 

194 

321 

194 

323 

160 

9 

2 

to 

327 

200 

327 

200 

328 

166 

9 

0 

350 

218 

350 

218 

349 

179 

9 

9 

tt 

356 

225 

356 

225 

354 

186 

9 

6 

377 

244 

377 

244 

375 

200 

10 

0 

t2 

384 

251 

384 

251 

3b0 

207 

9 

9 

405 

270 

405 

296 

401 

221 

10 

3 

13 

411 

278 

411 

305 

406 

229 

9 

11 

431 

297 

431 

329 

427 

242 

10 

5 

14 

437 

306 

437 

339 

432 

251 

10 

1 

479 

326 

479 

371 

452 

.265 

10 

6 

15 

486 

335 

486 

381 

458 

274 

10 

1 

504 

355 

504 

371 

474 

284 

10 

7 

16 

511 

364 

511 

381 

480 

294 

10 

2 

529 

410 

529 

371 

496 

304 

10 

7 

17 

536 

421 

536 

381 

501 

314 

10 

2 

553 

434 

553 

378 

517 

323 

10 

6 

18 

560 

445 

560 

388 

522 

334 

10 

0 

576 

458 

576 

396 

538 

343 

10 

5 

19 

583 

470 

583 

406 

543 

354 

10 

0 

598 

482 

598 

422 

559 

363 

10 

3 

20 

605 

494 

605 

432 

564 

374 

9 

10 

619 

482 

619 

439 

577 

382 

10 

1 

21 

626 

494 

626 

450 

582 

393 

9 

8 

639 

482 

639 

456 

594 

402 

9 

11 

22 

646 

494 

646 

467 

600 

413 

9 

6 

660 

482 

660 

473 

611 

421 

9 

9 

23 

666 

494 

666 

483 

617 

432 

9 

4 

677 

489 

677 

489 

628 

440 

9 

7 

24 

684 

500 

684 

500 

634 

451 

9 

2 

695 

505 

695 

505 

6.45 

459 

9 

4 

25 

702 

516 

702 

516 

651 

470 

8 

11 

713 

521 

713 

521 

659 

• 477 

9 

1 

26 

720 

531 

720 

531 

665 

489 

8 

8 

729 

537 

729 

537 

673 

496 

8 

10 

27 

736 

547 

736 

547 

679 

507 

8 

5 

746 

552 

746 

552 

687 

513 

8 

7 

28 

751 

562 

751 

562 

692 

525 

8 

2 

760 

567 

760 

567 

701 

531 

8 

4 

29 

766 

577 

766 

577 

705 

542 

7 

11 

774 

581 

774 

581 

714 

548 

8 

1 

30 

780 

591 

780 

591 

718 

559 

7 

8 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


16  LIFE  POLICY— $1,000. 


AGE 

45 

End 

AGE 

46 

A.  Pr.  $39.36  Semi  $20.47  Qr.  $10.43 

of 

A.Pr 

.$40 

1.93  Semi 

$21.29  Qr 

. $10.86 

20  Yr 

Dist 

15  Yr 

Dist 

10  or  5 

YrD 

Ext. 

Ins. 

Year 

20  Yr 

Dist 

15  Yr 

Dist 

lO  pr  5 

YrD 

Ext. 

Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

$110 

$25 

$110 

$25 

$86 

$23 

3 

9 

3 

$113 

$26 

$113 

$26 

$89 

$24 

3 

9 

145 

51 

145 

51 

129 

46 

4 

9 

4 

148 

53 

148 

53 

131 

48 

4 

9 

179 

81 

179 

81 

179 

72 

5 

8 

5 

182 

84 

182 

84 

182 

75 

5 

7 

210 

105 

210 

105 

212 

90 

6 

6 

6 

214 

108 

214 

108 

216 

94 

6 

5 

241 

128 

241 

128 

244 

110 

7 

3 

7 

245 

133 

245 

133 

248 

115 

7 

1 

271 

154 

271 

154 

275 

131 

7 

10 

8 

275 

159 

275 

159 

279 

136 

7 

8 

301 

179 

301 

179 

305 

152 

8 

5 

9 

306 

185 

306 

185 

309 

158 

8 

2 

333 

206 

333 

206 

a34 

172 

8 

10 

10 

338 

212 

338 

212 

338 

178 

8 

7 

362 

232 

362 

232 

360 

193 

9 

3 

11 

367 

2:38 

367 

238 

365 

199 

8 

11 

390 

258 

390 

258 

386 

215 

9 

5 

12 

396 

266 

396 

266 

391 

222 

9 

1 

417 

286 

417 

315 

412 

237 

9 

7 

13 

422 

294 

422 

324 

417 

245 

9 

3 

443 

314 

443 

349 

438 

260 

9 

8 

14 

449 

322 

449 

359 

443 

268 

9 

4 

493 

343 

493 

392 

463 

283 

9 

9 

15 

499 

352 

499 

403 

469 

292 

9 

4 

518 

374 

518 

392 

485 

303 

9 

10 

16 

524 

383 

524 

403 

491 

313 

9 

5 

543 

432 

543 

392 

507 

324 

9 

9 

17 

549 

443 

549 

403 

513 

333 

9 

5 

567 

456 

567 

398 

528 

344 

9 

9 

18 

574 

467 

574 

408 

534 

354 

9 

4 

590 

481 

590 

416 

549 

364 

9 

7 

19 

596 

492 

596 

426 

555 

375 

9 

2 

612 

506 

612 

442 

570 

384 

9 

6 

20 

619 

517 

619 

453 

576 

395 

9 

0 

633 

506 

633 

460 

588 

404 

9 

4 

21 

639 

517 

639 

4:o 

593 

415 

8 

10 

653 

506 

653 

477 

605 

424 

9 

2 

22 

659 

517 

659 

487 

610 

435 

8 

8 

673 

506 

673 

493 

622 

443 

9 

0 

23 

679 

517 

679 

504 

627 

454 

8 

6 

691 

510 

691 

510 

639 

463 

8 

9 

24 

696 

520 

696 

520 

644 

474 

8 

4 

709 

526 

709 

526 

656 

481 

8 

6 

25 

715 

536 

.715 

536 

661 

492 

8 

2 

726 

542 

726 

542 

670 

500 

8 

3 

26 

731 

551 

731 

551 

675 

511 

8 

0 

742 

557 

742 

557 

683 

518 

8 

0 

27 

747 

567 

747 

567 

688 

529 

7 

9 

757 

572 

757 

572 

696 

536 

7 

9 

28 

762 

581 

762 

581 

701 

546 

7 

6 

771 

587 

771 

587 

709 

553 

7 

6 

29 

777 

596 

777 

596 

714 

564 

7 

3 

785 

601 

785 

601 

722 

570 

7 

3 

30 

791 

610 

791 

610 

727 

581 

6 

11 

AGE 

47 

End 

AGE 

48 

A.  Pr.  $42.62 

Semi 

$22.16  Qr.  $11.29 

of 

A.  Pr.  $44.42 

Semi 

$23.10  Qr.  $11.77 

20  Yr 

Dist 

15  Yr 

Dist 

DLOorS 

YrD 

Ext. 

Ins. 

Year 

20  Yr 

Dist 

15  Yr 

Dist 

[to  or  6 

YrD 

Ext 

Ins. 

Pd'Up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$115 

$27 

$115 

$27 

$90 

$25 

3 

8 

3 

$117 

$28 

$117 

$28 

$92 

$26 

3 

8 

151 

55 

151 

55 

134 

50 

4 

8 

4 

153 

56 

153 

56 

136 

52 

4 

7 

186 

86 

186 

86 

186 

78 

5 

6 

5 

189 

89 

189 

89 

189 

82 

5 

5 

218 

112 

218 

112 

219 

98 

6 

4 

6 

222 

116 

222 

116 

223 

101 

6 

2 

249 

137 

249 

137 

252 

119 

7 

0 

7 

253 

141 

253 

141 

256 

124 

6 

9 

280 

164 

280 

164 

283 

141 

7 

6 

8 

285 

169 

285 

169 

288 

146 

7 

4 

311 

191 

311 

191 

314 

163 

. 7 

11 

9 

316 

196 

316 

196 

318 

169 

7 

8 

344 

219 

344 

219 

343 

185 

8 

3 

10 

349 

225 

349 

225 

348 

191 

8 

0 

373 

245 

373 

245 

370 

■ 207 

8 

7 

11 

378 

252 

378 

252 

375 

214 

8 

4 

402 

273 

402 

273 

396 

230 

8 

10 

12 

407 

281 

407 

281 

401 

238 

8 

6 

428 

302 

428 

333 

422 

253 

8 

11 

13 

434 

310 

434 

342 

427 

261 

8 

7 

455 

331 

455 

368 

448 

277 

9 

0 

14 

461 

340 

461 

378 

453 

286 

8 

8 

506 

361 

506 

414 

474 

301 

9 

0 

15 

512 

370 

512 

424 

479 

311 

8 

8 

531 

393 

531 

414 

496 

322 

9 

1 

16 

537 

402 

537 

424 

501 

332 

8 

8 

556 

453 

556 

414 

518 

343 

9 

0 

17 

562 

464 

562 

424 

523 

353 

8 

8 

580 

478 

580 

418 

539 

364 

8 

11 

18 

587 

489 

587 

428 

544 

374 

8 

7 

603 

504 

603 

436 

560 

385 

8 

10 

19 

610 

515 

610 

446 

565 

395 

8 

5 

625 

528 

625 

463 

581 

405 

8 

8 

20 

631 

540 

631 

473 

586 

416 

8 

3 

645 

528 

645 

480 

598 

426 

8 

6 

21 

651 

540 

651 

490 

603 

436 

8 

1 

665 

528 

665 

497 

615 

446 

8 

4 

22 

671 

540 

671 

507 

620 

456 

7 

11 

685 

528 

685 

514 

632 

465 

8 

2 

23 

691 

540 

691 

524 

637 

476 

7 

9 

702 

531 

702 

530 

649 

484 

8 

0 

24 

708 

542 

708 

540 

654 

495 

7 

7 

721 

545 

721 

545 

666 

503 

7 

9 

25 

726 

555 

726 

555 

670 

514 

7 

4 

737 

561 

737 

561 

679 

521 

7 

6 

26 

743 

570 

743 

570 

684 

532 

7 

2 

752 

576 

752 

576 

692 

539 

7 

3 

27 

758 

585 

758 

585 

697 

550 

6 

11 

768 

590 

768 

590 

705 

557 

7 

0 

28 

773 

600 

773 

600 

710 

568 

6 

8 

782 

605 

782 

605 

718 

575 

6 

9 

29 

788 

613 

788 

613 

723 

585 

6 

5 

796 

618 

796 

618 

731 

592 

6 

6 

30 

802 

627 

802 

627 

736 

603 

6 

2 

The  Loan  Value  each  Year  is  the  same  as  the  Casn  Value  of  the  next  Year. 


LIFE  POLICY— $1,000.  n 


AGE 

49 

End 

AGE 

50 

A.Pr 

.$46.33  Semi  $24.09  tir 

$12.28 

of 

A.Pr 

.$48.39  Semi  $25.16  (Jr, 

. $12.82 

20  Yr  Dist 

16  Yr  Dist 

lOorSYrD 

Ext. 

Ins. 

Year 

20  Yr  Dist 

15  Yr  Dist 

10or5YrD 

Ext. ; 

Ins. 

Pd-u^ 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up  1 

Cash 

Pd-up  ( 

Cash 

Pd-up  1 

Cash 

Yrs  Mos 

$119 

l.’Sfi 

$29 

58 

^119 

156 

$29 

58 

$94 

139 

$27 

54 

3 

4 

7 

6 

3 

4 

$121 

158 

$30 

60 

$121 

158 

$30 

60 

$95 

140 

$28 

56 

3 

4 

6 

5 

192 

92 

192 

92 

192 

85 

5 

4 

5 

195 

95 

195 

95 

195 

88 

5 

3 

226 

119 

226 

119 

226 

105 

6 

0 

6 

229 

123 

229 

123 

229 

109 

5 

10 

257 

146 

257 

146 

259 

128 

6 

7 

7 

262 

150 

262 

150 

263 

133 

6 

5 

289 

174 

289 

174 

292 

151 

7 

1 

8 

293 

179 

293 

179 

296 

157 

6 

10 

322 

202 

322 

202 

323 

175 

7 

5 

9 

326 

208 

326 

208 

327 

181 

7 

2 

.3.54 

231 

354 

231 

852 

198 

-7 

8 

10 

359 

238 

359 

238 

357 

205 

7 

5 

.3S4 

259 

384 

259 

379 

221 

8 

0 

11 

389 

266 

389 

266 

384 

229 

7 

8 

413 

288 

413 

288 

406 

245 

8 

2 

12 

418 

295 

418 

295 

411 

253 

7 

10 

440 

318 

440 

351 

433 

270 

8 

3 

13 

446 

325 

446 

361 

438 

278 

7 

11 

467 

348 

467 

388 

459 

295 

8 

3 

14 

473 

356 

473 

398 

464 

303 

7 

11 

518 

379 

518 

435 

485 

320 

8 

3 

IS 

524 

388 

524 

416 

490 

329 

7 

11 

544 

412 

544 

435 

507 

342 

8 

4 

16 

550 

421 

550 

446 

512 

3ol 

8 

0 

569 

475 

569 

435 

528 

363 

8 

3 

17 

575 

485 

575 

446 

533 

.373 

7 

11 

593 

500 

593 

438 

549 

385 

8 

2 

18 

599 

511 

599 

447 

554 

395 

7 

10 

616 

526 

616 

456 

570 

406 

8 

1 

19 

622 

5^6 

622 

466 

575 

416 

7 

8 

637 

551 

637 

482 

591 

426 

7 

11 

20 

643 

562 

643 

492 

596 

437 

• 7 

6 

657 

551 

657 

500 

608 

447 

7 

9 

21 

663 

562 

663 

509 

613 

457 

7 

4 

677 

551 

677 

517 

625 

467 

7 

7 

22 

683 

.562 

683 

526 

630 

477 

' 7 

2 

696 

551 

696 

533 

642 

486 

7 

5 

23 

702 

562 

702 

543 

646 

497 

7 

0 

713 

553 

713 

549 

658 

505 

7 

3 

24 

719 

562 

719 

559 

662 

516 

6 

10 

731 

565 

731 

565 

674 

524 

7 

0 

25 

737 

574 

737 

574 

678 

535 

6 

7 

748 

580 

748 

580 

683 

543 

6 

10 

26 

753 

589 

753 

589 

692 

. 553 

6 

5 

763 

594 

763 

594 

702 

561 

6 

8 

27 

769 

604 

769 

604 

706 

572 

6 

3 

779 

609 

779 

609 

715 

579 

6 

5 

28 

784 

618 

784 

618 

720 

590 

6 

1 

793 

622 

793 

622 

728 

596 

6 

2 

29 

799 

631 

799 

631 

733 

608 

5 

10 

808 

635 

808 

635 

741 

614 

5 

11 

30 

813 

644 

813 

644 

746 

625 

5 

7 

AGE  51 

End 

AGE  52 

A.  Pr.  $50.56 

Semi 

$26.29  (Jr.  $13.40 

of 

A.Pr. $52.87  Semi 

$27.49  Qr.  $14.01 

20  Yr 

Dist 

15  Yr 

Dist 

10  or  5 

YrD 

Ext. 

Ins. 

Year 

20  Yr 

Dist 

15  Yr 

Dist 

lOorC 

,YrDl 

Ext. 

Ins. 

Pd- up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos^ 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$123 

$31 

$123 

$31 

$97 

$29 

3 

6 

3 

$125 

$32 

$125 

$32 

$98 

$30 

3 

4 

161 

62 

161 

62 

143 

58 

4 

4 

4 

163 

64 

163 

64 

i45 

60 

4 

3 

197 

98 

197 

98 

197 

91 

5 

1 

5 

200 

101 

200 

101 

200 

95 

4 

11 

232 

127 

232 

127 

233 

113 

5 

8 

6 

235 

130 

235 

130 

236 

117 

5 

5 

265 

154 

265 

154 

267 

138 

6 

2 

7 

269 

159 

269 

159 

270 

143 

5 

11 

297 

184 

297 

184 

299 

162 

6 

7 

8 

302 

189 

302 

189 

303 

168 

6 

4 

330 

213 

330 

213 

331 

188 

6 

10 

9 

335 

219 

335 

219 

335 

194 

6 

7 

364 

244 

364 

244 

361 

212 

7 

1 

lO 

369 

250 

369 

250 

365 

.218 

6 

10 

394 

273 

394 

273 

388 

236 

7 

4 

11 

399 

280 

399 

280 

392 

244 

7 

1 

423 

303 

423 

303 

415 

261 

7 

6 

12 

429 

310 

429 

310 

419 

269 

7 

2 

451 

333 

451 

370 

442 

287 

7 

7 

13 

456 

341 

456 

379 

446 

295 

7 

. 3 

478 

365 

478 

408 

468 

312 

7 

7 

14 

484 

373 

484 

418 

473 

321 

7 

3 

530 

397 

530 

457 

494 

338 

7 

7 

15 

535 

405 

535 

467 

499 

348 

7 

3 

556 

430 

556 

457 

516 

361 

'7 

7 

16 

561 

439 

561 

467 

521 

370 

- 7 

3 

581 

496 

581 

457 

538 

383 

7 

7 

17 

586 

506 

586 

467 

542 

893 

■1 

2 

605 

521 

605 

457 

559c 

405 

7 

5 

18 

610 

532 

610 

467 

563 

414 

7 

1 

628 

547 

628 

475 

580 

426 

7 

4 

19 

633 

558 

633 

485 

584 

436 

6 

11 

648 

572 

648 

501 

.601 

447 

7 

2 

20 

654 

583 

654 

511 

605 

457 

6 

10 

668 

572 

668 

518 

618 

467 

7 

0 

21 

674 

583 

674 

527 

622 

477 

6 

8 

688 

572 

688 

535 

635 

487 

6 

10 

22 

693 

583 

693 

544 

639 

497 

6 

6 

707 

572 

707 

551 

.651 

507 

6 

8 

23 

712 

583 

712 

560 

655 

517 

6 

4 

724 

572 

724 

567 

667 

526 

6 

6 

24 

730 

583 

730 

576 

671 

537 

6 

2 

742 

582 

742 

582 

683 

545 

6 

3 

25 

748 

591 

748 

591 

687 

556 

5 

11 

759 

598 

759 

598 

698 

564 

6 

0 

26 

765 

607 

765 

607 

702 

575 

5 

8 

775 

612 

775 

612 

713 

582 

5 

9 

27 

781 

621 

781 

621 

715 

594 

5 

5 

790 

626 

790 

626 

728 

601 

5 

6 

28 

796 

635 

796 

635 

730 

612 

5 

2 

805 

640 

805 

640 

742 

619 

5 

3 

29 

The  Loan  Value  each  Year  is  the  same  as  the  Gash  Value  of  the  next  Year. 


LIFE  POLICY— $1,000. 


AGE  53 

End 

AGE  54 

A.  Pr.  $56.35 

Semi  $28.78  Qr.  $14.67 

of 

A.  Pr.  $58.00 

Semi  $30.16  Qr.  $15.37 

20  Yr  Dist 

15  Yr  Dist 

10  or  5 Yr  D 

Ext 

Iris. 

Year 

20  Yr  Dist 

16  Yr  Dist 

jl0or5  YrD 

Ext 

Ins., 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Moa 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos- 

$127 

$33 

$127 

$33 

$100 

$31 

3 

3 

S 

$129 

$34 

$129 

$34 

$102 

$32 

3 

2 

166 

66 

166 

66 

148 

62 

4 

1 

4 

168 

68 

168 

68 

149 

65 

3 

11 

203 

104 

203 

104 

203 

98 

4 

• '8 

S 

206 

107 

206 

107 

206 

102 

4 

6- 

239 

134 

239 

134 

239 

121 

5 

3 

6 

243 

138 

243 

138 

242 

125 

5 

0 

274 

164 

274 

164 

274 

148 

5 

8 

7 

278 

168 

278 

168 

277 

152 

5 

5? 

306 

195 

306 

195 

307 

173 

6 

0 

8 

311 

200 

311 

200 

311 

179 

5 

9 

339 

225 

339 

225 

339 

200 

6 

4 

9 

344 

231 

344 

231 

343 

206 

6 

Or 

374 

257 

374 

257 

369 

225 

6 

6 

lO 

379 

263 

379 

263 

374 

232 

6 

3 

404 

287 

404 

287 

396 

251 

6 

9 

11 

409 

294 

409 

294 

401 

258 

6 

6 

434 

317 

434 

317 

423 

277 

6 

10 

12 

439 

325 

439 

325 

428 

285 

6 

7 

462 

349 

462 

388 

450 

303 

6 

11 

13 

468 

357 

468 

397 

455 

312 

6 

7 

490 

381 

490 

427 

477 

330 

6 

11 

14 

495 

389 

495 

437 

482 

339 

6 

■7 

541 

414 

541 

478 

504 

357 

6 

11 

15 

547 

422 

547 

488 

508 

366 

6 

7 

567 

447 

567 

478 

525 

380 

6 

11 

16 

-573 

456 

573 

488 

529 

389 

6 

7' 

592 

5^6 

592 

478 

546 

402 

6 

10 

17 

597 

526 

597 

488 

550 

412 

6 

6 

616 

542 

616 

478 

567 

424 

6 

9 

18 

621 

552 

621 

488 

571 

434 

6 

5 

638 

568 

638 

494 

588 

446 

6 

7 

19 

643 

578 

643 

503 

592 

455 

6 

3 

659 

593 

659 

520 

609 

467 

6 

5 

20 

664 

604 

664. 

528 

613 

476 

6 

1 

679 

593 

679 

536 

626 

487 

6 

4 

21 

685 

604 

685 

545 

630 

497 

6 

0^ 

698 

593 

698 

553 

643 

507 

6 

2 

22 

704 

604 

704 

561 

647 

518 

5 

11 

717 

593 

717 

569 

660 

527 

6 

0 

23 

723 

604 

723 

577 

664 

538 

5 

9 

736 

593 

736 

584 

676 

547 

5 

10 

24 

742 

604 

742 

593 

681 

558 

5 

7 

754 

599 

754 

599 

692 

567 

5 

8 

25 

760 

607 

760 

607 

698 

578 

5 

4 

771 

615 

771 

615 

708 

586 

5 

5 

26 

777 

624 

777 

624 

714 

597 

5 

1 

787 

630 

787 

630 

723 

605 

5 

2 

27. 

AGE 

55 

End 

AGE 

56 

A.  Pr.  $60.82 

Semi  $31.63  Qr.  $16.12 

of 

A.  Pr.  $63.82  Semi  $33.19  Qr.  $16.91 

20  Yr  Dist 

15  Yr  Dist 

10  or  6 Yr  D 

Ext.  Ins. 

Year 

16  Yr  Dist 

(10 or 6 YrD 

Ext. 

Ins. 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos. 

o 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs  Mos 

$130 

$35 

$130 

$35 

$102 

$33 

3 

1 

3 

d 

to 

a 

$132 

$36 

$104 

$35 

2 

11 

170 

70 

170 

70 

151 

67 

3 

9 

4 

o ' 

u 

172 

. 72 

153 

69 

3 

7 

209 

no 

209 

110 

208 

105 

4 

4 

5 

d 

m 

211 

113 

211 

109 

4 

2 

247 

142 

247 

142 

246 

129 

4 

10 

6 

u 

-249 

. 146 

248 

134 

4 

8 

281 

173 

281 

173 

2S0 

157 

5 

3 

7 

d 

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The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  POLICY— $1,000. 

19 

AGE 

57 

Eml 

AGE 

58 

A.  Pr.  $67.05  Semi  $34.86  Qr.  $17.77 

of 

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The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  POLICY— $1,000. 


Age 

A. 

$82.29 

Ag 

A. 

$86.79 

1 Ag« 

' A. 

$91.62 

' A. 

$96.79 

Ag« 

' A.siOQ  .qa 

End 

of 

61 

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Q. 

42.79 

21.81 

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47.64 

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4 

Limited  Payment  Life  Policy* 


By  the  terms  of  this  policy  the  amount  of  the  insurance  is 
payable  upon  the  death  of  the  insured,  and  the  premiums  are 
payable  during-  a limited  number  of  years,  10,  15  or  20  years, 
unless  the  original  contract  is  terminated  under  its  terms 
before  that  time. 

•u:  . 

The  premiums  may  be  paid  annually,  somi-annually  or 
quarterly. 

Guarantees  After  the  Policy  Shall  Have  Been  in  Force 
Three  Years. 

- The  policy  contains  guarantees  for  Automatic  Paid-up 
Insurance,  Extended  Insurance,  Gash  and  Loan  Values,  with 
thirty  days’  grace  in  payment  of  premiums.  (See  description 
of  Life  Policy.) 

After  three  years,  in  case  of  non-payment  of  premium,  the 
policy  becomes  paid-up  non-participating  insurance,  without 
action  on  the  part  of  the  insured,  for  such  proportion  of  the 
face  of  the  policy  as  the  number  of  premium's  paid  bear  to 
the  number  required.  These  amounts  are  stated  in  the  policy. 

The  extended  insurance  and  the  cash  surrender  value  are 
stated  in  the  policy  and  in  the  rate  book. 

The  loans  are  stated  in  the  policy  onqthe  20  and  15  year 
distribution  plans,  The  loan  values  are  always  the  same  as 
the  cash  surrender  value  at  the  end  of  the  year  for  which 
full  premiums  have  been  paid.  For  example,  at  the  end  of 
the  third  year,:  the  amount  that  will  be  loaned  is  the  cash 
surrender.  3 value  at  the  end  of  the  fourth  year,  the  fourth 
premium  being  paid.  . - ^7/ 

For  annual  distribution  policies  and  for  non- participating 
policies,  the  guarantees  of  automatic  paid-up  insurance,  ex- 
tended insurance,  and  cash  and  loan  values  are  the  same  as 
on  ten  or  five-year  distribution  policies,  bearing  similar  premium 
payment  periods. 


21 


DISTRIBUTION  OF  . SURPLUS. 

The  surplus  is  apportioned  at  the  end  of  either  20,  15  or  10 
years,  and  annually  thereafter  ; or  at  the  end  of  each  five 
year  period  ; or  annually,  beginning-  at  the  end  of  the  first  year. 

The  surplus  apportioned  at  the  end  of  the  first  distribution 
period  may  be 

First — Drawn  in  cash  ; or. 

Second — Applied  to  the  purchase  of  an  annuity;  or, 

Third— To  purchase  additional  paid-up  insurance  under  the 
same  conditions  as  bn  the  continuous  premium  life  policy  ; or. 
Fourth— The  surplus  may  be  added  to  the  surrender  value 
and  the  total  sum  drawn  in  cash  ; or, 

Fifth— The  surplus,  together  with  the  cash  surrender  value, 
may  be  applied  to  purchase  an  annuity  on  the  life  of  the 
insured  or  any  other  person  norninated  by  the  legal  holder. 

On  the-five  year  distribution  plan  the  surplus  will  be  con- 
verted into  paid-up  additional  insurance,  without  medical 
examination,  arid  without  action  on  the  part  of  the  insured,  or 
may  be  drawn  in  cash  at  the  end  of  each  period,  -or-  be  used 
at  any  time  in  the  payment  of  premiums. 

Additions  purchased  by  surplus  once  credited  are  non- 
forfeitable and  -are  participating.  ' 

Rates  below  21  years  srame  as  age  21. 

This  policy  will  also  be  issued  on  the  non-participating  plan, 
at  lower  rates -‘>G)f  premium,  with  the  same  guarantees^- as  on 
the  ten  and  five-year  distribution  policies,  on  which  there  will 
be  no  surplus.  T’or  page  of  rates  consult  index. 
eiThis  policy  is.  also'  issued  on  the  single  payment  participating 
and  non-participatting  plans;  on  the  former  the  distribution 
of  surplus  will  be  at  the  end  of  either  20,  15,  10  or  6 years, 
or  annually,'  as -the  applicant  may  elect.  No  cash  values  are 
given  on  the  single  payment  plan,  except  at  the  end  of  the 
first  distribution  period  (on  participating  contracts),  on  other 
than  annual  distribution  policies,  although  loan  values  will  be 
quoted  when  requested. 

Contingent  additions  can  be  made  to  all  life  and  endowment 
policies  having  distribution  periods  of  riot  less  than  ten  years. 
For  page  of  explanations  and  rates  consult  index. 


22 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


10  PAYMENT  LIFE  POLICY— $1,000. 


5il 

A.  Pr. 

Semi 

Qr. 

$44.73 

23.26 

11.86 

End 

Age 

22 

A.Pr. 

Semi 

Qr. 

$45.46 

23.63 

12.04 

20 

15 

lOorS 

Extended 

20 

15 

lOorS 

Extended 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Cash 

1 Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

$65 

$65 

$53 

10 

7 

5 

$66 

$66 

$54 

10 

8 

100 

100 

84 

15 

1 

4 

102 

102 

86 

15 

2 

145 

145 

115 

20 

2 

3 

148 

148 

117 

20 

2 

188 

188 

145 

25 

3 

6 

192 

192 

148 

25 

1 

232 

232 

180 

29 

11 

7 

236 

236 

183 

29 

7 

280 

280 

215 

34 

4 

8 

285 

285 

219 

33 

10 

^ 329 

329 

253 

38 

6 

9 

335 

335 

258 

37 

10 

381 

381 

291 

10 

388 

388 

297 

389 

389 

300 

11 

396 

396 

306 

398 

398 

310 

12 

405 

405 

316 

407 

410 

319 

13 

414 

417 

326 

416 

421 

329 

14 

423 

429 

336 

425 

433 

340 

p 

) 

15 

433 

442 

347 

435 

433 

350 

>- 

1 

16 

443 

442 

358 

0 

445 

433 

362 

17 

453 

442 

369 

< 

1 

455 

436 

373 

18 

464 

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381 

466 

445 

385 

p- 

1 

19 

475 

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393 

1 

477 

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20 

487 

462 

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1 

477 

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1 

21 

487 

472 

414 

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477 

472 

414 

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1 

22 

487 

481 

423 

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481 

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423 

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> 

23 

491 

491 

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491 

491 

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1 

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1 

502 

502 

442 

, c 

> 

25 

511 

511 

452 

C 

> 

511 

511 

452 

1 

26 

522 

522 

462 

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1 

522 

522 

462 

27 

533 

533 

472 

533 

533 

472 

28 

544 

544 

483 

544 

544 

483 

29 

555 

555 

493 

555 

555 

493 

30 

566 

566 

504 

End 

of 

Year 

Age 

23 

A.  Pr. 
Semi 

Qr. 

$46.20 

24.02 

12.24 

20 

Yr  D 

15 

Yr  D 

lOorS 
Yr  D 

Extended 

Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

3 

$68 

$68 

$55 

10 

9 

4 

104 

104 

87 

15 

3 

5 

150 

150 

120 

20 

2 

6 

195 

195 

151 

24 

10 

7 

240 

240 

187 

29 

3 

8 

290 

290 

223 

33 

3 

9 

341 

341 

263 

37 

3 

10 

395 

395 

302 

11 

403 

403 

312 

12 

412 

412 

322 

13 

422 

425 

332 

14 

431 

438 

343 

15 

441 

450 

354 

16 

451 

450 

365 

R 

17 

462 

450 

377 

< 

1 

18 

473 

453 

389 

19 

485 

462 

401 

1 

20 

497 

472 

414 

1 

21 

497 

481 

423 

22 

497 

491 

433 

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1 

23 

502 

502 

442 

c 

) 

24 

511 

511 

452 

1 

1 

25 

522 

522 

462 

c 

> 

26 

533 

533 

472 

p- 

1 

27 

544 

544 

483 

28 

555 

555 

493 

29 

566 

566 

504 

30 

577 

577 

515 

24 


A.  Pr.  $46.97 
Semi  24.43 

Qr. 12.46 


Yr  D Yr  D 
[Tasfi  I Cash 


$69 

106 

153 

199 

245 

295 

347 

402 

411 

420 

430 

439 

450 

460 

471 

482 

494. 

507 

507 

507 

511 

522 

53.3 

544 

555 

566 

577 

589 


Extended 

Insurance 


End 

of 

Year 


Agre 

25 


A.  Pr. 
Semi 


$47.77 

24.64 


$69 

$56 

10 

10 

106 

89 

15 

4 

153 

122 

20 

1 

199 

153 

24 

8 

245 

190 

28 

10 

295 

228 

32 

9 

347 

402 

411 

268 

808 

318 

36 

-'7 

420 

328 

433 

339 

446 

350 

459 

361 

-459 

373 

t— 1 

459 

385 

462 

397 

M- 

1 

472 

410 

1 

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423 

\ 

491 

433 

502 

442 

511 

452 

c 

1 

1 ' 

522 

■ 462 

1 

1 

533 

472 

o 

» 

544 

483 

R 

555 

493 

566 

504 

577 

515 

589 

526 

3 

4 

5 

6 

7 

8 
9 

10 

11 
12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 
23 
26 
27 
p8 

29 

30 


Age 


A.Pr. 

Semi 


20 

Yr  D 

16 

Yr  D 

lOorS 
Yr  D 

Extended 

Insurance 

of 

Yo&r 

20 

Yr  D 

16 

Yr  D 

10or6 
Yr  D 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

$70 

$70 

$57 

10 

10 

3 

$71 

$71 

$58 

107 

107 

91 

15 

5 

4 

110 

110 

93 

156 

156 

124 

20 

0 

5 

159 

159 

127 

202 

202 

156 

24 

5 

6 

206 

206 

160 

249 

249 

194 

28 

5 

7 

254 

254 

198 

301 

3oi 

232 

32 

3 

8 

306 

306 

237 

353 

853 

274 

36 

0 

9 

360 

360 

279 

409 

‘409 

314 

lO 

417 

417 

321 

418 

418 

325 

11 

426 

426 

331 

428 

428 

335 

12 

436 

436 

342 

438 

441 

346 

13 

446 

450 

353 

448 

455 

357 

14 

457 

463 

364 

458 

469 

369 

a 

15 

: 467 

477 

376 

469 

469 

381 

h- 

< 

16 

479 

- 477 

389 

480 

469 

. 393 

R 

17 

490 

477 

. 401 

492 

472 

.406 

18 

502 

481 

415 

504 

481 

419 

I 

19 

514: 

491 

428 

517 

491 

433 

t— 

h- 

1 

1 

20 

528 

502 

442 

517 

502 

442 

R 

21 

528 

511 

452 

517 

511 

452 

1 

22 

528 

522 

462 

522 

522 

462 

> 

23 

533 

533 

472 

533 

533 

472 

3 

1 

24 

544 

544 

483 

544 

544 

483 

o 

25 

555 

555 

493 

555 

555 

493 

HH 

26 

566 

566 

504 

566 

566 

504 

27 

577 

577 

515 

5^7 

57  i 

515 

28 

589 

589 

526 

589 

589 

526 

29 

600 

600 

537 

600 

600 

537 

30 

610 

610 

549 

$48.61 

25.28 

12.88 


Extended 

Insurance 


Yrs 

Mos 

10 

11 

15 

5 

19 

11 

24 

2 

28 

0 

31 

9 

35 

4 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  requl^ 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


24 


10  PAYMENT  LIFE  POLICY— $1,000. 


Age 

A.  Pr. 

$49.48 

21 

Semi 

^35.73 

Qr. 

13.11 

20 

15 

lOorS 1 

Extended 

Yr  D 

Yr  D 

Yr  D 

Insurance  , 

Cash 

Cash 

Cash] 

Yrs 

Mos 

$73 

$73 

$59 

11 

0 

112 

112 

94 

15 

.5 

162 

162 

129 

19 

9 

210 

216 

163 

23 

10 

259 

259 

202 

27 

7 • 

312 

312 

242 

31 

2 

366 

425 

366 

425 

285 

327 

34 

8 

4.3.5 

435 

338 

415 

445 

349 

455 

459 

.360 

466 

473 

372 

477 

. 487 

384 

P 

488 

487 

397 

500 

487 

410 

P 

512 

491 

■ 424 

525 

502 

438 

P 

538 

511 

452 

P 

(3 

538 

522 

462 

Fh 

538 

533 

472 

544 

544 

483 

- o . 

555 

555 

493 

P 

566 

. 566 

.504 

o 

577 

577 

r 515 

p 

589 

589 

. 526 

600 

600 

5-37 

610 

610 

1 549 

1 

620 

620 

i 560 

1 

Age 

A.Pr. 

$52.28 

30 

Semi 

Qr. 

27.19 

13,86 

20 

15 

lOorS 

1 Extended 

Yr  D 

1 Yr  L) 

1 Yr  D 

• Insurance 

Cash 

Cash 

i Cash 

i Yrs 

Mos 

A.  Pr. 
Semi 
Qr. 


Cash 


$74 

114 

165 

214 

264 

318 

373 

433 

443 

453 

464 

475 

486 

498 

510 

523 

536 

549 

549 

549 

555 

566 

5 

589 

600 

610 

620 

631 


$74 

114 

165 

214 

264 

318 

873 

433 

443 

453 

468 

482 

497 

497 

497 

502 

,511 

522 

533 

544 

555 

566 

577 

589 

600 

610 

620 

631 


$60 

96 

132 

166 

206 

247 

291 

334 

345 


380 


44' 


531 


$50.37 

Age 

A.  Pr. 

$51.31 

26.19 

End 

OQ 

Semi 

26.68 

13.35 

of 

Qr. 

13.60 

Extended 

20 

15 

lOorS 

Extended 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

11 

0 

3 

$76 

$76 

$62 

11 

1 

15 

5 

4 

116 

116 

98 

15 

4 

19 

7 

5 

168 

168 

135 

19 

5 

23 

6 

218 

218 

170 

23 

3 

27 

2 

■ 7 

269 

269 

210 

26 

9 

30 

7 

S 

324 

324 

252 

30 

1 

34 

1 

9 

381 

381 

297 

33 

5 

lO 

4.41 

441 

341 

11 

451 

451 

352 

12 

462 

462 

364 

13 

473 

477 

376 

1 

14 

484 

492 

388 

o 

15 

496 

- 507 

401 

p 

; B 

16 

508 

507 

414 

1 ^ 

17 

526 

507 

428 

1 ^ 

18 

533 

511 

442 

l-H 

P 

19 

547 

522 

457 

P 

• to 

20 

561 

533 

472 

P 

tD 

1 Fh 

21 

561 

544 

483 

22 

: 561 

555 

493 

} O 

23 

566 

566 

504 

O 

^ p 

24 

577 

■ 577 

515 

P 

) o 

25 

589 

589 

526 

O 

26 

600 

600 

537 

P 

27 

: 610 

1 610 

1 549 

28 

620 

1 620 

1 560 

) 

29 

631 

631 

572 

2 

30 

641 

641 

583 

450 

460 

471 

482 

494 

506 

518 

531 

544 

558 

572 

572 

572 

577 

589 

600 

610 

620 

631 

641 

652 


End 


Cash 


A.  Pr. 
Semi 

ftr. 


$53.29 

27.71 

14.12 


450 

460 

471 

486 

502 

51' 

517 

517 

522 

533 

544 

555 

566 

57 

589 

600 

610 

620 

631 

641 

652 


$63 

100 

138 

173 

215 

257 

303 

348 

360 

372 

384 

397 

410 

424 

438 

452 

467 

483 

493 

504 

515 

526 

537 

549 

560 

572 

583 

595 


$79 

121 

175 

227 

280 

337 

396 

459 

470 

481 

496 

512 

528 


Cash 


Extended 

Insurance 


End 

of 


Cash 


529: '528 


542 

556 

569 

584 

584 

584 

589 

600 

610 

620 

631 

641 

652 

662 


528 

533 

544 

555 

566 

577 

589 

600 

610 

620 

631 

641 

652 

662 


$64 

103 

140 

177 

219 

262 

309 

355 

367 

380 

392 

405 

419 

433 

447 

462 

477 

493 

504 

515 

526 

53' 

549 

560 

572 

583 

595 

601 


A Pr. 
Semi 
Qr. 


$54.34 

28.26 

14.40 


Cash 


$80 

123 

178 

231 

285 

344 

404 

468 

479 

490 

502 

514 

527 

540 

553 

567 

581 

596 

596 

596 

600 

610 

620 

631 

641 

652 

662 

672 


$80 

,123 

178 

231 

285 

344 

404 

468 

479 

490 

506 

522 

538 

538 

538 

544 

555 

566 

.577 

589 

600 

610 

620 

631 

641 

652 

662 

672 


Exiended 

Insurance 


$66 

105 

144 

181 

224 

268 

316 

363 

375 

388 

401 

414 

428 

442 

457 

472 

488 

604 

515 

526 

537 

549 

560 

572 

583 

595 

607 

618 


31 


The  Paid-up  Irfsurahce  is 


s always  Tq?  proportionate  parts.pf  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


10  PAYMENT  LIFE  POLICY— $1,000. 


Age 

A.  Pr. 

S55.42 

End 

Age 

A.  Pr. 

$56.54 

End 

Age 

1 A.  Pr. 

$67.72 

33 

Semi 

28.82 

34 

Semi 

29.40 

35 

! Semi 

30.02 

Qr. 

14.69 

of 

Qr. 

14.98 

of 

Qr. 

15.30 

‘20 

16 

lOorS 

Extended 

20 

15 

lOorS 

Extended 

20 

15 

lOorS 

Extended 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

•Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

$82 

$82 

$67 

11 

2 

3 

$83 

$83 

$69 

11 

1 

3 

$85 

$85 

$70 

11 

0 

125 

125 

107 

14 

11 

4 

128 

128 

109 

14 

9 

4 

130 

130 

112 

14 

7 

182 

182 

147 

18 

6 

5 

185 

185 

150 

18 

2 

5 

189 

189 

153 

17 

10 

236 

236 

185 

21 

9 

6 

240 

240 

189 

21 

4 

6 

245 

245 

193 

20 

11 

291 

291 

229 

24 

10 

7 

296 

296 

234 

24 

4 

7 

302 

302 

239 

23 

9 

350 

350 

274 

27 

9 

8 

357 

357 

280 

27 

2 

8 

364 

364 

286 

26 

7 

411 

411 

323 

30 

10 

9 

419 

419 

330 

30 

2 

9 

427 

427 

337 

29 

6 

477 

488 

477 

488 

371 

383 

10 

486 

486 

498 

379 

392 

10 

496 

496 

507 

387 

400 

11 

498 

11 

507 

500 

500 

396 

510 

510 

405 

12 

520 

520 

414 

512 

5i6 

410 

13 

522 

527 

419 

13 

532 

537 

428 

525 

533 

423 

14 

535 

544 

433. 

14 

545 

555 

442 

538 

549 

438 

c. 

13 

548 

561 

447 

15 

558 

572 

457 

551 

549 

452 

n 

16 

561 

561 

402 

»-i 

16 

572 

572 

472 

1— ) 

564 

549 

467 

PM 

17 

575 

561 

478 

«a 

A 

17 

586 

572 

488 

■a 

A 

578 

555 

483 

18 

590 

566 

493 

P' 

s 

18 

601 

577 

504 

P 

■{ 

593 

566 

499 

A 

19 

604 

577 

510 

H 

A 

19 

615 

589 

521 

A 

608 

577 

515 

620 

589 

526 

H 

f- 

A 

20 

631 

600 

537 

►- 

A 

608 

589 

526 

pL 

*^1 

620 

600 

537 

F- 

f*. 

21 

631 

610 

549 

1- 

p 

D 

H 

608 

600 

537 

620 

610 

549. 

22 

631 

620 

560 

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610 

610 

549 

b 

23 

620 

620 

560 

C 

23 

631 

631 

572 

O 

620 

620 

560 

24 

631 

631 

572 

A 

24 

641 

641 

583 

631 

631 

572 

c 

5 

25 

641 

641 

583 

c 

> 

25 

652 

652 

595 

c 

> 

641 

641 

583 

26 

652 

652 

595 

PH 

26 

662 

662 

607 

652 

652 

595 

27 

662 

662 

607 

27 

672 

672 

618 

662 

662 

607 

28 

672 

672 

618 

28 

682 

682 

630 

6^2 

6;  2 

618 

29 

682 

682 

630 

29 

692 

692 

642 

682 

682 

630 

30 

692 

692 

642 

30 

702 

702 

653 

Age 

A.  Pr. 

$58.93 

End 

Age 

A.  Pr. 

$60.20 

End 

Age 

A.  Pr. 

$61.51 

36 

Semi 

30.64 

37 

Semi 

31.30 

38 

Semi 

31.99 

Qr. 

15.62 

of 

Qr. 

16.95 

of 

Qr. 

16.30 

20 

15 

lOorS 

Extended 

20 

15 

10or5 

Extended 

20 

16 

lOoro 

Extended 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

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Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

$86 

$86 

$72 

10 

11 

3 

$88 

$88 

$73 

10 

9 

3 

$90 

$90 

$75 

10 

8 

133 

133 

114 

14 

4 

4 

135 

135 

117 

14 

1 

4 

138 

138 

119 

13 

10 

192 

192 

156 

17 

6 

5 

196 

196 

166 

17 

2 

5 

199 

199 

164 

16 

9 

250 

250 

197 

20 

6 

6 

254 

254 

201 

20 

0 

6 

259 

259 

206 

19 

6 

307 

307 

244 

. 23 

3 

7 

313 

313 

249 

22 

8 

7 

319 

319 

255 

22 

: 2 

371 

371 

292 

25 

11 

' 8 

378 

378 

299 

25 

4 

8 

385 

385 

305 

24 

9 

435 

505 

435 

505 

344 

396 

28 

10 

9 

10 

443 

514 

443 

514 

352 

404 

28 

2 

9 

10 

452 

523 

452 

523 

360 

413 

27 

6 

517 

517 

409 

11 

526 

526 

418 

11 

536 

536 

427 

529 

529 

423 

12 

539 

539 

432 

12 

549 

549 

442 

542 

547 

437 

13 

552 

558 

447 

13 

562 

568 

457 

555 

566 

452 

14 

565 

577 

462 

14 

576 

588 

472 

569 

584 

467 

15 

579 

596 

477 

15 

589 

608 

488 

583 

584 

483 

rs . 

16 

593 

596 

493 

16 

604 

608 

504 

597 

584 

499 

17 

608 

596 

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17 

618 

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611 

589 

515 

18 

622 

600 

526 

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610 

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19 

637 

610 

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20 

653 

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t- 

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20 

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631 

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21 

653 

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641 

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631 

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4 

22 

653 

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23 

653 

652 

595 

c 

> 

23 

664 

662 

607 

o 

652 

652 

595 

A 

24 

662 

662 

607 

A 

24 

672 

672 

618 

h-i 

662 

662 

607 

c 

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25 

672 

672 

618 

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> 

25 

682 

682 

630 

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672 

672 

618 

PH 

26 

682 

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630 

p 

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26 

692 

692 

642 

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682 

682 

630 

27 

692 

692 

642 

27 

702 

702- 

653 

692 

692 

642 

28 

702 

702 

653 

28 

712 

712 

665 

702 

702 

653 

29 

712 

712 

665 

29 

722 

722 

676 

712 

712 

665 

30 

722 

722 

676 

30 

732 

732 

687 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  paym^ents  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


36 

10  PAYMENT  LIFE  POLICY— $1,000. 

Age 

A.  Pr. 

$62.87 

End 

of 

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$64.30 

End 

Age 

A.  Pr. 

$65.77 

39 

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16.66 

40 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


10  PAYMENT  LIFE  POLICY— $1,000. 


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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


28 

10  PAYMENT  LIFE  POLICY— $1,000. 

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430 

364 

11 

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505 

505 

422 

14 

0 

8 

512 

512 

429 

13 

3 

8 

519 

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12 

7 

594 

594 

498 

15 

8 

9 

602 

602 

507 

14 

11 

9 

611 

515 

14 

2 

690 

703 

690 

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574 

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10 

11 

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714 

701 

714 

585 

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711 

595 

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717 

717 

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727 

727 

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737 

629 

730 

738 

626 

13 

740 

748 

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13 

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647 

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16 

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707 

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780 

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725 

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799 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


80 


10  PAYMENT  LIFE  POLICY— $1,000. 


3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 


Age 

67 

A.  $141-02 
S.  73.33 

Q.  37.37 

Age 

68 

- A.  $146.63 
S.  76.25 

Q.  38.86 

Age 

69 

A.  $152.63 

S.  79.37 

Q.  40.45 

Age 

70 

A.  $15902 

S.  82.69 

Q.  42.14 

6 Yr  D 

Extended 

Insurance 

5 Yr  D 

Extended 

Insurance 

5 Yr  p 

Extended 

Insurance 

5 Yr  D 

Extenaed 

Insurance 

Cash 

Yrs  Mos 

Cash 

Yrs  Mos 

Cash 

Yrs  Mos 

Cash 

Yrs  Mos 

$119 

189 

259 

327 

407 

493 

592 

698 

715 

730 

746 


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3 

o 


$119 

189 

259 

327 

409 

496 

597 

707 

724 


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259 
328 
410 
499 
601 
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189 
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327 
411 
501 
606 
723 


11 


3 

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3 

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o 

n 

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PM 


The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


15 

PAYMENT  LIFE  POLICY— $1,000 

31 

Ag’e 

A. 

Pr. 

$33.60 

End 

Ag< 

' A. 

Pr. 

$34.22 

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[ of 

Age 

A. 

Pr. 

$34.79 

2f 

Bexui 

Qr. 

17.51 

8.92 

22 

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17.79 

9.07 

23 

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1 Qr. 

18.09 

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20 

15 

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20 

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20 

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s 

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} Yr  E 

» Insurance 

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Cash 

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Cash 

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Cash 

i Yrs 

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1 Yrs 

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7 

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8 

3 

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i $36 

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9 

67 

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55 

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68 

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97 

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76 

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125 

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147 

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167 

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170 

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231 

174 

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254 

258 

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258 

263 

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26 

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10 

263 

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199 

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6 

285 

290 

212 

29 

9 

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290 

296 

222 

29 

4 

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296 

301 

227 

28 

11 

318 

323 

246 

32 

2 

12 

324 

330 

251 

31 

8 

12 

330 

336 

256 

31 

2- 

352 

358 

275 

34 

6 

13 

359 

366 

281 

33 

11 

13 

366 

372 

287 

33 

4 

388 

395 

301 

36 

10 

14 

395 

403 

313 

36 

2 

14 

403 

410 

319 

35 

6 

425 

435 

433 

433 

340 

350 

15 

433 

442 

347 

15 

441 

450 

354 

16 

44S 

442 

358 

16 

451 

450 

365 

445 

432 

362 

17 

453 

442 

369 

17 

462 

450 

377 

455 

436 

373 

18 

464 

445 

381 

5 

18 

473 

453 

889 

P 

1— » 

466 

445 

385 

19 

475 

453 

393 

HH 

19 

485 

462 

401 

477 

452 

397 

20 

487 

462 

406 

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20 

497 

472 

414 

1 

477 

462 

406 

21 

487 

472 

414 

21 

497 

481 

423 

477 

472 

414 

22 

487 

481 

423 

1 

22 

497 

491 

433 

1 

3 

481 

481 

423 

t 

3 

23 

491 

491 

433 

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23 

502 

502 

442 

H 

491 

491 

433 

24 

502 

502 

442 

24 

511 

511 

452 

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502 

502 

442 

25 

511 

511 

452 

l> 

A 

25 

522 

522 

462 

t> 

4 

511 

511 

452 

c 

> 

26 

522 

522 

462 

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26 

533 

533 

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c 

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h 

27 

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533 

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27 

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533 

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28 

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28 

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29 

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29 

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555 

493 

30 

566 

566 

504 

30 

577 

577 

515 

Age 

24 

A.  Pr. 

$35.37 

End 

of 

Age 

A.  Pr. 

$36.99 

End 

Age 

A.  Pr. 

S36 

163 

Semi 

Qr. 

18.39 

9.37 

25 

Semi 

Qr. 

18.71 

9.54 

26 

Semi 

Qr. 

19.05 

9.71 

20 

15  • 

10or5 

Extended 

20 

16  1 

1 lOorS 

Extended 

of 

20 

16 

llOorS 

Extended 

Vr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash] 

Cash 

Yrs 

Mos 

Cash 

Cash] 

[Cash 

Yrs 

Mos 

$46 

$47 

$37 

6 

9 

3 

$47 

$48 

$38 

6 

10 

3 

$48 

$49 

$38 

6 

11 

71 

72 

59 

9 

5 

4 

72 

74 

CO 

9 

6 

4 

73 

75 

61 

9 

7 

102 

104 

81 

12 

3 

5 

104 

107 

82 

12 

4 

5 

106 

108 

84 

12 

5 

133 

135 

101 

15 

3 

6 

135 

138 

104 

15 

4 

6 

138 

141 

106 

15 

4 

164 

167 

126 

18 

3 

7 

167 

170 

128 

18 

3 

7 

170 

173 

131 

18 

1 

197 

201 

150 

21 

1 

8 

201 

206 

154 

20 

11 

8 

205 

209 

157 

20 

9 

232 

236 

177 

23 

8 

9 

236 

241 

181 

23 

5 

9 

241 

245 

185 

23 

2 

268 

274 

204 

26 

2 

lO 

273 

280 

208 

25 

9 

10 

279 

284 

212 

25 

4 

302 

308 

232 

28 

6 

11 

307 

314 

236 

28 

0 

11 

314 

320 

241 

27 

6 

336 

343 

261 

30 

7 

12 

343 

350 

267 

30 

1 

12 

350 

357 

272 

29 

6 

373 

380 

293 

32 

8 

13 

380 

388 

299 

32 

1 

13 

387 

395 

305 

31 

6 

410 

418 

326 

34 

10 

14 

418 

428 

333 

34 

2 

14 

427 

435 

340 

33 

450 

459 

861 

15 

458 

469 

369 

15 

467 

477 

376 

460 

459 

373 

16 

469 

469 

381 

16 

479 

477 

389 

471 

459 

385 

17': 

480 

469 

393 

17 

490 

477 

401 

482 

462 

397 

p 

18 

492 

472 

406 

p 

18 

502 

481 

415 

494 

472 

410 

3 

19 

504 

481 

419 

HH 

19 

514 

491 

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n 

507 

481 

423 

20 

517 

491 

433 

FM 

20 

528 

502 

442 

507 

491 

433 

21 

517 

502 

442 

21 

528 

511 

452 

Ph 

507 

502 

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22 

517 

511 

452 

22 

528 

522 

462 

P 

p 

511 

511 

452 

0 

23 

522 

522 

462 

to 

23 

533 

533 

472 

P 

522 

522 

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24 

533 

533 

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544 

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544 

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26 

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26 

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27 

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27 

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566 

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o 

28 

577 

577 

515 

o 

28 

589 

589 

526 

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577 

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515 

29 

589' 

589 

526 

P-1 

29 

600 

600 

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FM 

589 

589 

526 

30 

600 

600 

537 

30 

610 

610 

549 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


33 


15  PAYMENT  LIFE  POLICY— $1,000. 


Age 

29 

A.  Pr. 

$38.70 

End 

Semi 

Qr. 

80.12 

10.26 

of 

20 

15  . 

10or5 

Extended 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Cash 

Cash 

Cash 

Yrs 

Mos 

3 

$51 

$52 

$41 

7 

1 

4 

78 

80 

66 

9 

9 

5 

113 

115 

90 

12 

6 

6 

147 

150 

113 

15 

2 

7 

181 

185 

140 

17 

8 

8 

218 

222 

167 

20 

0 

9 

256 

261 

197 

22 

1 

10 

296 

302 

227 

24 

1 ' 

11 

333 

340 

258 

26 

0 

12 

371 

379 

290 

27 

10 

13 

411 

420 

325 

29 

7 

14 

453 

462 

362 

31 

6 

15 

496 

507 

401 

16 

508 

507 

414 

17 

520 

507 

• 428 

18 

533 

511 

442 

P 

19 

547 

522 

457 

HH 

20 

561 

533 

472 

21 

561 

544 

483 

22 

561 

555 

493 

M 

P 

23 

566 

566 

504 

P 

24 

577 

577 

515 

Fh 

25 

589 

589 

526 

26 

600 

600 

537 

o 

27  . 

610 

610 

549 

28 

620 

620 

560 

1 . ■ < 

29 

631 

63i 

572 

30 

641 

641 

583 

Age 

1 A.Pr. 

$41.02 

End 

32 

Semi 

J Qr. 

21.33 

.10.87 

20 

15 

lOort 

> Extended 

Yr  E 

> Yr  E 

> Yr  E 

> Insurance 

Year 

Cast 

i]  CasI 

1 Casl 

1 Yrs 

Mos 

Age 

27 


Yr  D 
Cash 


A.  Pr.  $37.39 
Semi  19.39 

Qr.  9.88 


Yr  D 
Cash 


lOorS 
Yr  D 


Cash 


$49 

75 

109 

141 

174 

209 

246 

285 

320 

357 

395 

435 

477 

488 

500 

512 

525 

538 

538 

538 

544 

555 

566 

577 

589 

600 

610 

620 


Age 

30 

20 

Yr  D 
Cash 


$50 

76 

111 

144 

177 

214 

251 

290 

326 

364 

403 

444 

48 

487 

487 

491 

502 

511 

522 

533 

544 

555 

566 

577 

589 

600 

610 

620 


Extended 

Insurance 


End 

of 

Year 


Age 

28 

20 

Yr  D 


Cash 


Yr  D 
Cash 


$39 

63 

86 

108 

134 

160 

189 

217 

247 

278 

312 

347 

384 

897 

410 

424 

438 

452 

462 

472 

483 

493 

504 

515 

526 

537 

549 

560 


yA 

g 

O 


A.  Pr.  $37.98 

Semi  19.75 
Q,r. 10.06 

10or5|  Extended 

Yr  D Insurance 


A.  Pr. 
Semi 
Qr. 


Yr  D 
Cash 


lOdrS 
Yr  D 

Cash 


$52 

80 

115 

150 

184 

222 

261 

302 

340 

379 

419 

462 

506 

518 

531 

544 

558 

572 

572 

572 

577 

589 

600 

610 

620 

631 

641 

652 


$39.4:4 

20.51 

10.45 

Extended 

Insurance 


Yrs  Mos 


End 

of 

Year 


11 

3 

$50 

$51 

$40 

7 

7 

4 

76 

78 

64 

9 

5 

5 

111 

113 

88 

12 

4 

6 

144 

147 

111 

15 

0 

7 

177 

181 

137 

17 

1 

6 

8 

214 

218 

164 

20 

10 

9 

251 

256 

193 

22 

11 

10 

290 

296 

222 

24 

1 

11 

326 

333 

252 

26 

11 

12 

364 

372 

284 

28 

10 

13 

403 

411 

318 

30 

10 

14 

444 

453 

354 

32 

15 

486 

497 

393 

16 

498 

497 

406 

17 

510 

497 

419 

18 

523 

502 

433 

P 

i 

t 

19 

536 

511 

447 

t-i 

1 

20 

549 

522 

462 

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1 

21 

549 

5.33 

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1 

22 

549 

544 

483 

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1 

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23 

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555 

493 

P 

1 

24 

566 

566 

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Fh 

1 

25 

577 

577 

515 

H 

> 

26 

589 

589 

526 

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i 

27 

600 

600 

537 

h 

> 

28 

610 

610 

f 549 

C 

i 

29 

620 

620 

1 560 

f 

M ■ 

30 

631 

631 

572 

Cash  Yrs  Mos 


31 


Yr  D 

Cash 


A.Pr. 

Semi 

Qr. 


Yr  D 


Cash 


20.91 

10.66 

Extended 

Insurance 


Yrs  Mos 


$53 

81 

118 

153 

188 

227 

266 

308 

347 

387 

428 

471 

517 

517 

.517 

522 

533 

544 

555 

566 

577 

589 

600 

610 

620 

631 

641 

652 


$42 

67 

92 

116 

143 

171 

202 

232 

263 

297 

332 

370 

410 

424 

438 

452 

467 

483 

493 

504 

515 

526 

537 

549 

560 

572 

583- 

595 


P 

FX. 

Hi 

g 

P 

O 

P 


3 

$53 

$54 

$43 

7 

4 

81 

83 

69 

9 

1 

5 

118 

120 

94 

12 

6 

153 

156 

118 

15 

7 

188 

192 

146 

17 

8 

227 

232 

175 

19 

9 

266 

272 

206 

21 

10 

308 

315 

237 

23 

11 

347 

354 

269 

25 

12 

387 

395 

303 

26 

13 

428 

437 

340 

28 

14 

471 

481 

378 

30 

15 

516 

528 

419 

16 

529 

528 

433 

17 

542 

528 

447 

18 

556 

533 

462 

P 

19 

569 

544 

477 

20 

584 

555 

493 

CLi 

2^1 

584 

566 

504 

22 

584 

577 

515 

P 

23 

589 

, 589 

526 

P 

24 

600 

600 

537 

Fh 

25 

610 

610 

549 

N 

26 

620 

620 

560 

o 

2-7  : 

631 

631 

572 

P. 

28 

29 

641 

652 

641 

652 

583 

595 

o 

p 

SO 

662 

662 

607 

3 

4 

5 

6 
■ 7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 


$54 

83 

120| 

156 

192 

232 

272 

315 

354 

395 

437 

481 

527 

540 

553 

567 

581 

596 

596 

596 

600 

610 

620 

631 

641 

652 

662 

672 


$55 

85 

123 

159 

196 

236 

277 

321 

361 

402 

446 

491 

538 

538 

538 

544 

555 

566 

577 

589 

600 
610 
620 
631 
641 
652 
• 662 
672 


$44 

70 

96 

121 

150 

179 

211 

242 

275 

310 

347 

387 

428 

442 

45'. 

472 

488 

504 

515 

526 

537 

549 

560 

572 

583 

595 

60 

618 


P 

g 

PM 

P 

P 

P 

Ph 


P 

O 

P 


The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


15  PAYMENT  LIFE  POLICY— $1,000. 


Ag-e 

A Pr. 

$41.86 

End 

Age 

A.  Pr. 

$42.73 

End 

of 

Age 

A.  Pr. 

$43.65 

33 

Semi 

Qr. 

21.77 

11.09 

34 

Semi 

Qr. 

22.22 

11.32 

35 

Semi 

Qr. 

22.70 

11.57 

20 

15 

lOorS 

Extended 

of 

20 

15 

10or5 

Extended 

20 

16 

10or5 

Extended 

Vx  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Yr  D 

Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Cash 

Yrs 

Mos 

$55 

$56 

$45 

7 

3 

3 

$56 

$58 

$46 

7 

4 

3 

$58 

$59 

$47 

1 

4 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  sarr.^. 


15  PAYMENT  LIFE  POLICY— $1,000, 


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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


15  PAYMENT  LIFE  POLICY— $1,000. 


Age 

5i 

A.  Pr. 
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Qr. 

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34.16 

17.41 

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of 

Year 

cn> 

A.  Pr. 
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Qr. 

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of 

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36.37 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


15  PAYMENT  LIFE  POLICY— $1,000. 


A.  Pr. 
Semi 
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$80.11 

41.60 

21.23 


lOorS 

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Extended 

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Cash 

Yrs 

Mos 

$75 

3 

10 

119 

4 

9 

161 

5 

7 

201 

6 

3 

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of 

Year 


3 

4 

5 

6 
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8 

9 

10 

11 
12 

13 

14 

15 

16 
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19 

20 
21 
22 
23 


A. 
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15 


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22.01 


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$88 

133 

191 

246 

300 

359 

419 

483 

542 

603 

669 

740 

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818 

818 

818 

818 

818 

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829 


$76 

120 

163 

203 

250 

296 

346 

395 

447 

503 

563 

629 

701 

719 

736 

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771 

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End 

of 

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3 

4 

5 

6 
. 7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 


Age 

59 


A.  Pr. 
Semi 
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$86.23 

44.84 

22.86 


15 

lOorS 

Extended 

Yr  D 

Yr  D 

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Cash 

Cash 

Yrs 

Mos 

$89 

$78 

3 

5 

135 

122 

4 

3 

193 

165 

4 

11 

248 

206 

5 

6 

303 

252 

6 

1 

862 

299 

6 

7 

422 

350 

7 

0 

486 

399 

7 

6 

545 

452 

8 

0 

607 

508 

8 

6 

674 

570 

9 

0 

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61 

A.  Pr.  $93.24 
Semi  48.48 
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End 

A.Pr.  $97.11 
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15 

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$90 

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3 

2 

3 

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2 

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124 

3 

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4 

125 

3 

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126 

3 

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4 

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216 

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212 

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305 

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257 

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259 

4 

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365 

302 

6 

2 

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353 

6 

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6 

2 

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358 

5 

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490 

403 

7 

0 

10 

406 

6 

6 

10 

409 

6 

0 

549 

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7 

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7 

0 

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6 

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611 

513 

7 

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7 

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6 

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679 

575 

8 

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585 

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The  Paid*up  Insurance  is  always  for  proportionate  parts' ol  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  Up,  then  the  same. 


38 


15  PAYMENT  LIFE  POLICY— $1,000. 


Age 

63 


A.  Pr.  $101.28 
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10  or  5 Extended 

Yr  D • Insurance 


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172 

214 

261 

309 

360 

411 

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524 

590 

663 

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of 

Year 


5 

4 

5 

6 
7 

9 

10 

11 

12 

13 

14 

15 

16 
17 


Age 

64 


A.  Pr,  $105.75 
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173 

215 

263 

310 

362 

413 

467 

527 

594 

669 

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773 


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Ah 


End 

of 

Year 


3 

4 
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6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 


Age 

65 


A.Pr.  $110.57 

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130 

174 

216 

264 

311 

363 

414 

469 

530 

598 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Vs^lue  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT  LIFE  POLICY— $1,000. 


Age 

21 

A. 

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$28.73 

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Age 

A. 

$29.22 

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A, 

$29.73 

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73 

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94 

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106 

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108 

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3 

150 

113 

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17 

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17 

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304 

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370 

297 

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306 

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312 

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Cash 

iCash 

Yrs 

Mos 

$50 

$42 

5 

5 i 

$51 

$43 

5 

4 

3 

$53 

$44 

5 

8 

$54 

$46 

5 

2 

77 

67 

7 

0 

79 

69 

6 

10 

4 

80 

70 

6 

9 

82 

72 

6 

7 

111 

91 

8 

5 

114 

94 

8 

3 

5 

116 

96 

8 

1 

118 

98 

7 

10 

144 

115 

9 

9 

147 

,118 

9 

6 

6 

150 

120 

9 

3 

153 

123 

9 

0 

177 

142 

10 

11 

181 

145 

10 

8 

■ 7 

184 

149 

10 

5 

188 

152 

10 

1 

213 

169 

12 

1 

217 

173 

11 

9 

8 

221 

177 

11 

5 

225 

181 

11 

1 

249 

198 

13 

1 

253 

203 

12 

8 

9 

258 

207 

12 

4 

263 

212 

11 

11 

287 

227 

13 

11 

292 

232 

13 

6 

lO 

298 

237 

13 

1 

303 

242 

12 

8 

322 

257 

14 

10 

327 

262 

14 

5 

11 

333 

268 

13 

11 

339 

274 

13 

5 

358 

288 

15 

7 . 

363 

294 

15 

2 

12 

370 

301 

14 

7 

376 

307 

14 

0 

395 

321 

16 

4 

401 

328 

15 

9 

13 

408 

335 

15 

2 

414 

342 

14 

6 

433 

356 

16 

11 

439 

363 

16 

4 

14 

447 

371 

15 

8 

454 

378 

14 

11 

472 

393 

17 

7 

480 

401 

16 

10 

15 

487 

409 

16 

1 

495 

416 

15 

4 

514 

431 

18 

2 

521 

440 

17 

4 

16 

530 

448 

16 

7 

538 

457 

15 

10 

556 

472 

18 

8 

565 

481 

17 

10 

17 

573 

490 

17 

1 

582 

499 

16 

3 

601 

514 

19 

3 

610 

524 

18 

5 

18 

619 

534 

17 

7 

629 

544 

16 

9 

648 

559 

19 

11 

657 

570 

19 

0 

19 

667 

581 

18 

2 

677 

591 

17 

4 

697 

607 

707 

618 

9 

20 

718 

630 

729 

642 

697 

618 

707 

630 

21 

718 

642 

729 

653 

697 

630 

P 

-1 

707 

642 

Pm 

22 

718 

653 

0 

-1 

729 

665 

S 

697 

642 

707 

653 

23 

718 

665 

Hi 

729 

676 

p 

702 

653 

712 

665 

i-q 

2 4 

722. 

676 

732 

687 

P 

712 

665 

722. 

676 

P 

25 

732 

687 

741 

698 

P 

722 

676 

Ph 

732 

687 

Pm 

26 

741 

698 

Pm 

750 

709 

Pm 

732 

■^87 

741 

: 698 

>M 

27 

750 

709 

759 

720 

|H 

741 

698 

H-l 

750 

709 

»-M 

2 8 

759 

720 

C..P 

M 

768 

730 

o 

Hi 

750 

709 

759 

720 

Hi 

2 9 

768 

730 

Hi 

777' 

740 

P 

759 

720 

o 

PM 

768 

730 

o 

Pm 

30 

777 

740 

o 

Pm 

785 

750 

o 

Pm 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year.until  paid  up,  then  the  same. 


20  PAYMENT  LIFE  POLICY— $1,000. 


Age 

A. 

$47.43 

Age 

A. 

$48.82 

End 

Age 

'A. 

$60.31 

Age 

A. 

$51.90 

45 

S. 

Q. 

34.66 

-13.57 

46 

S. 

Q. 

25.39 

12.94 

47 

S 

Q. 

20.16  ’ 
13.%  i 

4S 

S. 

Q. 

26.99 

13.76 

20 

10  Of  6 

Extended 

20 

lOorS 

Extended 

of 

20  . 

JO-or5. 

.Extended' 

20 

to  orS 

Extended 

Ye  D 

Yr  D 

Insurance 

Yr  D 

Yr  D 

Insurance 

.Year 

Yr  D, 

Yr  D 

Insurance! 

YrX) 

YrD 

Insurance 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Yrs 

Mosi 

Cash 

Cash 

Yrs 

Mos 

$55 

$47 

, 5 

0 

$56 

$48 

4 

11- 

3 

$57 

-$49 

4 

9 

$58 

$50 

4 

8 

84 

.•  74, 

• 6 

5 

86 

76 

6 

3; 

4 

87 

78 

6 

1 

89 

80 

5 

10 

121 

101 

7 

8 

123 

103 

7 

5! 

5 

126 

106 

7 

3 

128 

108 

-7 

0 

156 

126 

-.8 

9 

1.59 

129 

8 

6 

6 

162 

132 

8 

3 • 

165 

135 

S 

0 

lai 

156 

9' 

-lo 

195 

159 

9 

6 

7 

198 

163 

9 

2 

202 

166 

8 

10 

229 

185 

10 

9 

234 

189 

10 

4^ 

8 

238 

193 

10 

0 

242 

197 

9 

7 

268 

217 

11 

6 

272 

221 

11 

1 

9 

277 

226 

10 

8 

281 

230 

10 

2 

308 

247. 

12 

3 

314 

252 

11 

9 

lO* 

319 

257 

11 

2 

324 

262 

io 

8 

344 

279 

12 

11 

350 

285 

12 

4 

11 

356 

290 

11 

9 

361 

296 

11 

2 

382 

313 

-13 

5 

388 

319 

10; 

12 

394 

325 

12 

2 

400 

331 

'ii 

7 

421 

348 

13 

10 

427 

355 

13 

2 

13 

433 

361 

12 

7 

439. 

.368 

11 

11 

4G1 

885 

14 

3 

468 

393 

13 

,7 

14 

474 

.400 

12 

11 

481 

406 

12 

- 3 

502 

424 

14 

8 

510 

432 

13 

11 

IS 

517 

440 

,13 

3 

523 

447 

12 

7 

545 

465 

15 

1 

5.53 

473 

.14 

5 

16 

561 

482 

.13 

.8 

568 

490 

13 

0 

590 

508 

15 

6 

599 

517 

14 

9“ 

17 

607 

526 

14 

1 

614 

535 

13 

4 

637 

554 

16 

0 

646 

563 

15 

2 

18 

655 

573 

14 

5 

663 

582 

13 

9 

686 

602 

16 

6 

696 

613 

15 

8 

19 

706 

760. 

623 

14 

11 

.715 

633 

14 

2 

739 

653 

P 

750 

665 

20 

676 

§ 

770. 

687 

P 

739. 

665 

750 

676 

»- 

21 

760. 

687 

770 

698 

P 

739 

676 

P 

750 

687 

p 

*1 

22 

760 

698 

P 

770 

709 

739 

687 

P 

750 

698 

1- 

23 

760 

709 

p : 

770 

720 

P 

74L 

698 

P 

750 

709 

P 

24 

76o; 

720 

p 

770 

730 

P 

750^ 

709 

P 

759 

720 

P 

2 S 

768 

730. 

P 

777- 

740 

P 

759 

720 

Fh 

768 

730 

P 

26 

777 

740 

p 

785 

750 

P 

768 

730 

N 

777 

740 

H 

27 

785 

750 

793v 

760 

. E 

777 

740 

o 

HH 

785 

750 

o 

28 

793- 

760' 

. 

M 

801.- 

770 

M 

785 

750 

P 

793 

760 

P 

29 

80i, 

770 

P 

809 

779 

P. 

793 

760 

o 

p 

801 

770 

o 

p 

30 

809. 

779 

o 

p 

816 

789. 

o 

p 

Age 

A. 

$53.59 

Age 

A. 

$65.38 

End 

of 

Age 

A. 

$57.29 

Age 

A. 

$59.33 

49 

S. 

Q. 

37.87 

14,30 

50 

S. 

Q. 

28.80 

14.68 

51 

s. 

Q. 

29.79 
16 vis , 

52 

s. 

Q. 

30.85 

15.72 

20 

10or5 

Extended 

20 

10  orS 

Extended 

20 

10  or5 

Extended; 

20 

10  or5 

Extended 

Yr  D 

YrD 

Insurance 

Yr  D 

Yr  D 

Insurance 

Year 

Yr  D 

Yr  D 

Insurance- 

YrD 

Yr  D 

Insurance 

Cash 

Gash 

Yrs 

, Mos 

Cash 

Cash 

Yrs 

Mos 

Cash 

Cash 

Yrs 

Mos 

Cash 

iCash 

Yrs 

Mos 

$60 

$52 

4 

6 

$61 

$53 

4 

4 

3 

$62 

$54 

• 4 

3: 

$63 

$55 

4 

1 

91 

81 

5 

. 8 

93 

83 

5 

6 

4 

94 

, 85 

5 

3 

96 

87 

5 

1 

130 

111 

6 

. 9 

133 

113 

6 

6 

5 

135 

115 

6 

3 

138 

118 

5 

11 

168 

138 

. 7 

8 

171 

141 

7 

4 

6 

174 

144 

r:7 

0 

177 

147 

6 

. 8 

205 

170 

8 

6 

209 

173 

8 

1 

7 

212 

176 

7 

8 

216 

180 

7 

4 

246 

201 

■ 9 

i 

250 

205 

8 

8 

8 

253 

209 

8 

3 

257 

213 

1 

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286 

235 

9 

8 

290 

239 

9 

2 

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294 

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299 

248 

8 

3 

328 

267 

10 

2 

333 

272 

9 

8 

10 

338 

277 

9 

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8 

8 

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301 

10 

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307 

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1 

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312 

9 

7 . 

382 

317 

9 

1 

405 

337 

11 

0 

411 

343 

10 

6 

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416 

348 

9 

11 

421 

354 

9 

4 

445 

374 

11 

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451 

380 

10 

9 

13 

457 

386 

10 

2 . 

462 

392 

9 

8 

487 

413 

11 

8 

493 

420 

11 

1 

14 

499 

426 

10 

5 

505 

432 

9 

11 

530 

454 

11 

11 

537 

461 

11 

4 

15 

542 

468 

10 

8 

549 

474 

10 

1 

575 

497 

12 

4 

582 

505 

11 

8 

16 

588 

512 

11 

0 

595 

519 

10 

5 

622 

543 

12 

8 

629 

551 

12 

0 

17 

636 

559 

11 

4 

643 

566 

10 

8 

671 

591 

13 

0 

679 

600 

12 

4 

18 

687 

609 

11 

8 

694 

617 

11 

0 

724 

643 

13 

5 

733 

653 

12 

9 

19 

740 

662 

12 

0 

749 

671 

11 

4 

780. 

698 

P 

790 

709 

20 

799 

720 

c 

^ . 

-809 

730 

0 

780 

709 

P 

790 

720 

5 

P 

21 

799 

730 

i : 

809 

740 

780 

720 

790 

730 : 

22 

799 

740 

P 

809 

750 

780 

730 

P 

790 

740 

P 

23 

799 

750 

P 

809 

760 

780 

740 

P 

790 

750 

P 

24 

799 

760 

t 

=i 

809 

770 

1^ 

785 

750 

P 

793 

760 

25 

801 

770 

p, 

809 

779 

1 

793 

760 

P 

801 

770 

F 

u 

26 

809- 

779 

816 

789 

¥ 

4 

801 

770 

IH 

809 

779. 

H 

27 

816 

789 

823 

798 

'o 

809-' 

779, 

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n 

816 

789 

28 

823' 

798 

w 

a,  i 

829 

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l-H 

816 

789 

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823 

798 

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4 

29 

829 

807 

P 

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798 

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P 

829 

807 

P 

30 

2 

o 

p 

The  Paid-up  Insurance  is  always  for  propoi:tiona$p  parts  of  tatahpayrnents  required. 


i.oan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


ENDOWMENTS. 


By  the  terms  of  this  policy  the  amount  is  payable  at  the 
end  of  either  thirty,  twenty-five,  twenty,  fifteen  or  ten  years, 
according  to  plan  chosen,  or  at  death  if  it  occurs  prior  thereto. 

The  premiums  are  payable  annually,  semi-annually  or 
quarterly  during  the  entire  term  of  the  policy,  or  in  one  payment, 
and  on  the  twenty  and  fifteen-year  endowments  the  premiums 
may  all  be  paid  in  ten  years. 

Guarantees  After  the  Policy  Shall  Have  Been  in  Force 
Three  Years. 

The  insured  may  cease  paying  premiums  and  the  policy, 
without  action  on  his  part,  becomes  a non-participating  paid-up 
policy  of  endowment  insurance,  maturing  at  the  same  time  as 
the  original  policy  for  such  a proportion  of  the  face  of  the 
policy  as  the  number  of  premiums  paid  bear  to  the  number 
required.  The  figures  are  stated  in  the  policy  itself. 

Cash  surrender  values  are  stated  in  the  policy. 

Loans. — The  amount  that  will  be  loaned  upon  the  assign- 
ment of  this  policy  as  security,  is  stated  in  the  policy  on  the 
twenty-year  distribution  plan,  and  is  the  same  amount  as  the 
cash  surrender  value  at  the  end  of  the  year  for  which  the 
annual  premium  has  been  paid. 

The  extended  insurance  feature  is  not  made  a part  of  this 
policy,  it  not  being  adapted  to  endowment, insurance. 

Distribution  of  Surplus. — ^The  surplus  will  be  apportioned 
upon  endowment  policies  at  end  of  either  twenty  or  ten  years, 
and  annually  thereafter  if  the  endowment  has  not  matured  ; 
or  the  surplus  can  be  apportioned  at  the  end  of  each  five-year 
period.  A fifteen-year  endowment  with  ten  or  fifteen  pay- 
ments may  provide  for  the  distribution  at  maturity  of  the 
endowment. 

Surplus,  by  the  terms  of  the  policy,  is  payable  in  cash,  or  if. 
the  first  distribution  period  is  less  than  the  number  of  pre- 
miums required  to  be  paid,  the  surplus  may  be  used  in  reducing 
future  premiums.  If  the  first  distribution  period  is  shorter  than 
the  term  of  the  endowment,  and;  longer  than  five  years,  and 
the  insured  wishes  to  use  his  dividends  in  purchasing  additional 
endowment  insurance,  maturing  at  the  same  time  as  the  original 


endowment,  he  can  do  so,  on  medical  examination,  or,  if  two  years’ 
previous  notice  has  been  firiven,  without  examination, 

On  the  five-year  distribution  plan  the  surplus  will  be  distributed  at 
the  end  of  each  five-year  period,  and  can  be  drawn  in  cash,  but  if  not 
drawn  will  take  the  form  of  paid-up  additional  endowment  insurance 
of  the  same  kind  as  the  original  policy,  without  medical  examination. 

Endowment  policies  are  issued  on  the  non-participating  plan,  at 
lower  rates  of  premium,  with  the  same  guarantees  as  on  the  ten  and 
five-year  distribution  plan,  on  which  there  will  be  no  surplus. 

Single  premium  endowment  policies  are  written  on  either  partici- 
pating or  non-participating  plans.  On  the  former  plan  the  surplus  is 
payable  at  the  eod  of  the  first  distribution  period.  No  cash  values 
are  given  on  either  plan  before  maturity.  Loans  will  be  made  up  to 
ninety-five  per  cent,  of  the  reserve. 

Attention  is  called  to  the  valuable  privilege  applicable  to  every 
form  of  endowwent  contract.  Under  this  privilege  the  beneficiary, 
on  the  maturity  of  the  contract  by  death,  or  the  insured  himself  at 
the  end  of  the  endowment  period,  may  then  select  any  one  of  the 
eight  options  set  out  below.  The  amounts  named  are  on  the  basis  of 
$1,000  insurance.  If  the  policy  is  for  a larger  amount,  say  $5,000, 
multiply  the  figures  named  by  five.  Or  the  option  may  be  selected 
for  any  part  of  the  policy  not  less  than  $1,000.  For  example,  the 
beneficiary  may  choose  to  take  $1,000  in  a cash  sum,  and  four  times 
the  amounts  named  in  the  selected  option  for  the  remaining  $4,000. 

For  each  $1,000  of  the  amount  insured  thus  applied,  the  beneficiary 
may  elect  to  receive : 

1.  $1,422.28,  of  which  $1,000  is  to  be  paid  in  twenty  yearly  instal- 
ments of  $50  each,  with  a deferred  benefit  of  $422.28  payable  at  the 
end  of  the  period. 

2.  $1,350.11,  of  which  $750  is  to  be  paid  in  fifteen  yearly  instalments 
of  $50  each,  with  a deferred  benefit  of  $600.11. 

3.  $1,253.52,  of  which  $500  is  to  be  paid  in  ten  yearly  instalments  of 
$50  each,  with  a deferred  benefit  of  $753.52. 

4.  $1,135.85,  of  which  $250  is  to  be  paid  in  five  yearly  instalments  of 
$50  each,  with  a deferred  benefit  of  ^85.85. 

5.  $1,305  in  twenty  yearly  payments  of  $65.25. 

6.  $1,219.80  in  fifteen  yearly  payments  of  $81,32  each. 

7.  $1438.10  in  ten  yearly  payments  of  $113.81  each. 

8.  $1,059.95  in  five  yearly  payments  of  $211.99  each. 

Any  surplus  payable  with  the  sum  insured  may  likewise  be  applied 
in  the  same  manner  to  increase  proportionately  the  option  selected, 
including  instalments  and  the  deferred  benefit,  if  any. 

There  are  further  privileges.  The  matured  endowment  may  be 
converted  into  paid-up  insurance  payable  at  death,  with  a life  annuity 
to  the  insured  himself  equal  to  three  per  cent,  of  the  face  of  the 
policy.  The  dividend  payable  on  the  matured  endowment  may  be 
drawn  in  cash  or  applied  to  increasing  the  amount  of  paid-up  insur- 
ance and  annuity. 

At  any  time  after  the  selection  of  option  on  the  matured  contract 
the  latter  may  be  surrendered  for  the  commuted  value  in  cash  of  the 
unpaid  instalments  and  deferred  benefit,  if  any;  the  insured  may, 
however,  by  stipulation  in  the  contract,  himself  designate  the  option 
to  be  selected  for  the  benefit  of  the  beneficiary  in  the  event  of  his 
death,  and  may  eliminate  the  right  of  the  beneficiary  to  surrender  the 
contract  for  its  commuted  value,  thus  guaranteeing  that  the  income 
designed  by  him  for  the  support  of  the  family  and  education  of  the 
children  may  not  be  carelessly  dissipated,  or  lost  by  injudicious 
investment. 

Contingent  additions  may  be!  made  to  this  form  of  policy,  provided 
the  distribution  period  is  not  less  than  ten  years.  For  page  of 
explanation  and  rates  consult  index. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


" 10  YEAR  ENDOWMENT— $1,000. 

Written  on  10  or  5 year  or  annual  distribution  only. 

Ag-e  21 
Prejnium. 
A.  $106  60 
S.  55  43 
Q.  28.25 

Age:  22 
Premium 

A.  $106  69 

S.  •65.48 
-28.27 

Age  23  . 
Premiam  • 
A.  $106.77' 
S:  65.52 
Q.  .28.30 

Age  24 
Premium. 
A.  $106.86 
S.  65.57 
Q.  28.32 

End 

of 

Year  ' 

Age  25 
premium- 
A.  $106.96  ■ 
S.  55.62 
Q.  . 28.34 

Age  20 

premium 

A.  $107.07 
S.-  ’ 55.67 
Q.  28.37  . 

Age  27 

Pcemium 

A.  $lt)7.18 

S.  65.78 
Q,  ,28.40 

Age  28 

Premium 

A.  $107.80 

S.:  55  80 

g.  28.44 

Cash 

$154 

280 

411 

521 

m 

749. 

866' 

Cash  ^ 

$154 

280 

411 

521 

634 

749 

866 

. Cash 

$154 

280 

411 

621 

634 

749 

866 

Cash 

$154 
,280  . 
411 

521 

634 

749 

866 

3 

4 

5 

6 
-7 

8 

9 

•Cask 
$154  . 

280 

4ll 

521 

634 

749 

866 

Cash , 
.-$15  4 ‘ 

■ 279 

411 

520 

634  . 
749 

866 

: Gash 
'$154, 

279 

411  ' 
520, 

, 634 

' 749 

866 

Cash 

. $154 

279 

411 

520 

634 

749 

866 

Age  29 
Premium 
A.  $107:43 
S.  55.87 
Q.  28.47 

Age  30 

Premium 
A.  $107.57 

S 55.93 
Q.  28.51 

Age  31 
Premium 
A.  $107  71 
S.  56.01 
Q.  28.54 

Age  32 
Premium 
A.  $107  87 
S.  66  09 
Q.  28.59 

End 

of 

Year 

Age  33 

Premium 

A . $108  .08 
S.  ^.18 
Q.  28.63 

Age  34 

Premium 
A.  $108:'22 

5.  66  27 

6.  28.68 

Age  35 

Premium 
A;  $108.41 
S.  56.37 
Q.  28.73 

Age  36 

Premium 

A.  $108.62 

S-,  . 66.48 
g.  ' 2^8.78 

Cash 

$154 

279 

411 

520 

634 

748  • 

866 

Cash 

$1*53 

279 

410 

520  • 

634  , 
748 

866 

Cash 

$153 

279 

410 

520 

634  , 
748 

866 

Cash 

$153 

279 

410 

520 

633 

748 

866 

3 

4 

5 

6 

7 

8 

9 

Cash  , 
$153 

279 

410 

520 

633 

748 

866 

Cash , 

$153 

279  ' 
410  • 
520 

633 

748 

866^ 

Cash 

$153 

279 
• 410 

520 

633 

748 

865 

Cash 

$153 
' 279 

410 

519 

633 

748 

865 

Age  37 

Premium 
A.  $108  85 
S.  66  60 
Q.  28.84 

Age  38 

Premium 
A,  $109.09 
S.  56.73 
Q.  28.91 

Age  39 

Premium 
A.  $109.36 
S.  66.87 
Q.  28.98 

Age  40 

Premium 
A.  $109.66 
S.  67.02 
Q.  29  06 

End 

of 

Year 

Age  41 

Premium 
A.  $109  97 , 
S.  67.19 
Q.  29.14 

Age.  42 
Premium 
A.$U0  33 
. S.  67  37 
C.  29  24 

Age  43 
' Premium' 
A.  $110.72 
S.  67.67' 
g.  29  84 

Age  44 
Premium 

A.  $111.16 

S.  67  80 
g;  29.46 

Cash 

$153 

279 

410 

519 

633 

748 

865 

Cash 

$153 

278 

409 

519 

633 

747 

865 

Cash 

$153 

278 

409 

519 

632 

747  ■ 

1 865 

Cash 

$153 
• 278 

409 

519 

632 

747 

865 

3 

4 
& 

6 

7 

8 

9 

Cash 

$153 

278 

409 

518 

632 

747 

865 

Cash 

$153 

278 

- 409  ' 

518 

632 

747  - 
865 

Cash 

$153 

278 

408 

518 

631 

746 

864 

Cash 

$158 
' 278 
. 408 

517 

631 

746 

864 

Age  45 

Premium 
A.  $111  63 
S.  58.05 
Q.  29.58 

Age '46 

Premium 
A.  $112.18 
S.  58  83 
Q.  29.73 

Age  47 

Premium 
A.  $112.77 
S.  68.64 
Q.  29.89 

Age  48 

Premium 
A,  $113.43 
S.  58  98 
g.  30-06 

End 

of 

Year 

Age  49 

Premium 
A.  $114  16 
S.  69.36 
Q.  30.25 

Age  50 

Premium 
A.$U4  97 
S.  6979 
Q.  80  47 

Age  51 

Premium 
• A.  $115.87 
S.  60  25 
g.  30.70 

Age  52 
Premium 

A.  $116.85 

S.  60.76 
g.  30.96 

Cash 

$152 

277 

408 

517 

630 

746 
.86  4 . 

Cash 

$152 

277 

407 

517 

630 

745 

864 

Cash 

$152 

277 

407 

516 

629 

745 

863 

Cash 

$152 

276 

407 

516 

629 

744 

863 

3 

4 

5 

6 

7 

8 

9 

Cash 

$152 

276 

406 

515 

628 

743 

863 

Cash 

$151 

276 

405 

514 

627 

743 

862 

Cash 

$151 

275 

405 

513 

626 

742 

862 

Cash 

‘ $151 

274  : 

404 

512 

625 

741 

861  ' 

Age  53 

Premium 
A.  $117.93 
S.  61.32 
Q.  31.25 

Age  54 

Premium 
A.  $119 13 
S.  61 95 
Q.  81.67 

Age  55 

Premium 
A.  $120.45 
S.  62  63 
Q.  31.92 

Age  56 

Premium 
A.  $121.89 
S.  63.88 
Q.  82.80 

End 

of 

Year 

Age  57 

Premium 
A.  $123.48 
S.  64  21 
Q.  32.72 

Age  58 

Premium 
A.  $125  24 
S.  65.18 
Q,  33.19 

Age  59 
Premium 
A.  $127.17 
S.  66.13 
g.  33.70 

Age  60 
Premium 
A.;  $129.81 
S.  67.24 

g.  84.2r 

Cash 

$150 

274 

403 

511 

624 

740 

860 

Cash 

$150 

273 

402 

510 

623 

739 

860 

Cash 

$150 

272 

401 

509 

622 

738 

859 

Cash 

$149 

271 

399 

507 

620 

736 

858 

3 

4 

5 

6 

7-  . 

8 

9 

Cash 

$148  ■ 
270 
398 
, 505 
618 
735 
857 

Cash 

$148 

269 

396 

504 

617 

733 

856 

Cash 

$147 

268 

395 

502 

614 

731 

855 

Cash  ' 

$146 

267  : 

393 

499 

. 612  . 

' 729  - 
853  ; 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


10  YEAR 

ENDOWMENT- 

-$l,000. 

47 

Written  on  10  or  5 year  or  annual  distribution  only. 

AGE  61 

AGE  62 

AGE  63 

AGE  64 

End 

Premium 

Premium 

Premium 

Premium-  ■ 

Premium 

A.  $131.66 

A. 

$134.25 

A.  $137.10 

A.  $140.25 

A. 

$143.71 

of 

S.  68.46 

S. 

69.81 

S.  . 71.29 

S.  72.93 

S. 

74.73 

Q.  34.89 

Q. 

35.$8 

Q.  36.33 

Q.  37.17 

Q. 

‘ 33.08 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$146 

$i45 

$144 

$143 

$141 

4 

^65 

263 

262 

260 

258 

5 

391 

388 

386 

383 

380 

6 

497 

4§4 

491 

488 

485 

7 

610 

607 

604 

600 

596 

8 

727  . 

724 

■ 722 

718 

715 

9 

652 

850  : 

: 848 

846 

844 

Written  on 

5 

year  o 

r annual  distribution  only. 

AGE  66 

AGE  67 

AGE  68 

AGE  69 

AGE  70 

...  End.  . . 

Premium 

Premium 

Prenaium  - 

Premium 

Premium 

A.  $147.52 

A. 

$151.69 

A..  $156.23 

A.  $161.21 

A. 

$166.62 

of 

& = .76.71 

S. 

78.88 

S.  ' m.24 

■ S.  83.83 

s. 

86.64 

Year 

g.  39.09 

Q. 

.40.20 

g.  41.40 

g ; 42.72 

Q. 

44.15 

Cash 

Cash 

. Cash 

Cash 

Cash 

3 

$140 

$139 

$137 

$ia5 

$133 

4 

255 

252 

249 

246 

243 

3 

376  , 

.373 

368 

364 

359 

6 

481 

476 

471 

466 

460 

, 7 

592 

;587 

582 

577 

571 

8 

711  ' 

707 

702 

697 

692 

9 

841 

838 

835 

832 

828 

The  Paid-up  Insurance. is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


« 15  YEAR  ENDOWMENT— $1,000. 


Age 

A. 

$0837 

Age 

A. 

$68.47 

Age 

A. 

$68.57 

Age 

A. 

$68.67 

21 

S. 

Q. 

85  55 
18  12 

22 

S. 

Q. 

35.60 

18:14 

End 

23 

S. 

Q. 

35.65 

18.17 

24 

s. 

Q. 

35.71 

18.20 

15 

10  or  5 

15 

10  or  5 

of 

15 

10  or  5 

15 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

166 

$91 

$91 

$91 

3 

$91 

$91 

$91 

$91 

166 

166 

166 

4 

166 

166 

166 

166 

244 

244 

244 

244 

5 

244 

244 

244 

244 

303 

303 

303 

303 

6 

803 

303 

303 

303 

365 

365 

365 

365 

7 

365 

365 

365 

365 

431 

431 

431 

431 

8 

431 

431 

431 

431 

502 

502 

501 

501 

9 

501 

501 

501 

501 

576 

573 

576 

573 

lO 

576 

573 

576 

573 

6.55 

648 

727 

655 

648 

11 

655 

648 

654 

648 

1» 

ryiyy 

ryoQ 

727 

Y30 

7«7 

40 

lO 

i^i 

810 

827 

810 

827 

810 

13 

827 

810 

826 

911 

898 

911 

898 

14 

911 

897 

911 

897 

Age 

A. 

$68.77 

Age 

A. 

$68.89 

Age 

A. 

$69.02 

Age 

A. 

$69.15 

25 

S. 

35.76 

18.23 

26 

S. 

Q. 

35.82 
18  26 

End 

27 

S. 

Q. 

35.89 

18.29 

28 

S. 

Q. 

35.90 

18.33 

15 

10  or  6 

15 

10  or  5 

of 

15 

10  or  5 

15 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

$91 

$91 

$91 

3 

$91 

$91 

$91 

$91 

166 

166 

166 

166 

4 

166 

166 

166 

166 

244 

244 

244 

244 

5 

244 

244 

244 

244 

303 

303 

303 

303 

6 

303 

303 

303 

303 

365 

365 

365 

365 

7 

365 

365 

365 

365 

431 

431 

431 

431 

8 

431 

431 

431 

431 

501 

501 

501 

501 

9 

501 

501 

501 

501 

576 

573 

575 

572 

10 

575 

572 

575 

572 

654 

648 

654 

648 

11 

654 

647 

654 

647 

738 

727 

738 

727 

12 

738 

727 

738 

726 

826 

810 

826 

810 

13 

826 

810 

826 

810 

911 

897 

911 

897 

14 

911 

897 

911 

897 

Age 

A. 

$69.30 

Age 

A. 

$69.45 

Age 

A. 

$69.62 

Age 

A, 

$69.79 

29 

S. 

Q. 

36.03 

18.36 

30 

S. 

Q. 

36.12 

18.41 

End 

31 

S 

Q. 

36.20 

18.45 

32 

S. 

36.29 

18.50 

1 5 

10  or  5 

15 

10  or  5 

of 

15 

10  or  5 

15 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

$91 

$91 

$91 

3 

$91 

$91 

$91 

$91 

166 

166 

166 

166 

4 

166 

166 

166 

166 

244 

244 

244 

244 

5 

244 

244 

244 

244 

303 

303 

302 

302 

6 

302 

302 

302 

302 

365 

365 

365 

365 

7 

365 

365 

364 

364 

431 

431 

431 

431 

8 

431 

431 

430 

430 

501 

501 

501 

501 

9 

501 

501 

500 

500 

575 

572 

575 

572 

10 

575 

572 

575 

572 

654 

647 

654 

647 

11 

654 

647 

653 

647 

737 

726 

7 

37 

726 

12 

737 

726 

737 

726 

826 

810 

826 

809 

13 

826 

809 

826 

809 

911 

897 

911 

897 

14 

911 

897 

911 

897 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required . 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


15  YEAR  ENDOWMENT— $1,000. 


Age 

A. 

$69.99 

Age 

A. 

$70.20 

Age 

A. 

$70.43 

Age' 

A. 

$70.68 

33 

S. 

Q. 

36  39 
18  55 

34 

S. 

Q. 

36  50 
18.60 

End 

35 

S. 

Q. 

36.02 

18.66 

36 

s. 

Q. 

36.75 

18.73 

15 

10  pr  5 

15 

10  or  5 

of 

15, 

10  or  5 

15 

10  or  5 

Yr  Dist 

YrDist 

Yr  Dist 

Yr  Dist 

Year 

YrDist 

YrDist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

$91 

$91 

$91 

3 

$91 

$91 

$91 

$91 

166 

166 

166 

,166 

4 

166 

166 

166 

166 

244 

244 

244 

244 

5 

244 

244 

244 

244 

302 

302 

302 

302 

6 

302 

302  : 

302 

302 

364 

364 

364 

364 

7 

364 

354 

364 

364 

430 

430 

430 

430 

8 

430 

430 

430 

430 

500 

500 

500 

500 

9 

500 

500 

500 

500 

575 

5?2 

647  - 

574 

671 

lO 

574 

571 

574 

571 

653 

653 

$46 

11 

653 

646 

653 

646 

737 

726  i 

737 

726 

12 

737 

725 

736 

725 

826 

809  ■ 

825 

809 

13 

825 

809 

825 

809 

911 

89? 

910 

897 

14 

910 

897 

910 

897 

Age 

A. 

$70.95 

■Age" 

f-A. 

■ $'7 1.25 

Age 

A. 

$71.57 

Age 

A. 

$71.93 

37 

S. 

Q. 

36.90 
18.80 . 

38 

S. 

Q. 

37.05 
18  88 

End 

of 

39 

S. 

Q. 

37.22 

18.97 

40 

S. 

Q. 

J37.40 

19.06 

15  , 

10  or  5 . 

- 15 

10  or  5 

15 

10  or  5 

15 

10  or  5 

. Yr  Hist 

Yr  List 

Yr^Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

$91 

$£ 

►1 

$91 

3 

$91 

$91 

$91 

$91 

166 

166  . 

166 

166 

4 

166 

166 

166 

166 

243 

243 

243 

243 

5 

243 

243 

243 

243 

302 

302 

302 

302 

6 

302 

302 

302 

302 

364 

364 

364 

364 

7 

364 

364 

364 

364 

430 

430 

430 

430 

8 

429 

429 

429 

429 

600 

500  , 

499 

499 

9 

499 

499 

499 

499 

574 

571 

574 

571 

10 

573 

570 

573 

57Q 

652 

646 

652 

646 

11 

652 

645 

652 

645 

736 

725 

736 

725 

12 

736 

724 

735 

724 

825 

808 

825 

808 

13 

824 

808 

824 

808 

910 

896 

910 

896 

14 

910 

896 

9J 

10 

896 

Age  1 

A. 

^72.33  i 

"Age. 

'A. 

$72.77 

Age" 

A. 

$73.26 

Age 

Ai 

$73.80 

41;! 

S. 

Q. 

v37.61 
^19.17  . 

4^ 

Q 

:.3784 
19. 29 

End 

43 

S 

Q. 

,38.09 

,19.41 

44 

S. 

■ 38  38 
.::i9.50 

16-.  ^ ’ 

10or5 

10  or  5 

of 

15 

10  or  5 ■ 

15:- 

10  or  5 

YrDist 

YrDist  ; 

YrlTi^t 

jYr^tlist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

C^h 

Cash  ; 

Cash 

.p^sh 

Cash 

Cash 

Cash 

Cash 

$91 

$91  ! 

$91 

$91 

3 

$^1 

$91 

$91 

$91 

166 

166 

166 

166 

4 

166 

166 

168 

166 

243 

24$  : 

243 

243 

5 

248 

243 

243 

243 

302 

302 

303 

m 

6 

301 

301 

301 

301 

863 

363  i 

$63 

868 

7 

363 

363 

363 

363 

429 

429  1 

429 

429 

8 

429 

429 

428 

428 

499 

499  ■ 

498 

498 

p 9 

498 

498 

498 

498 

573 

570 

572 

589 

lO 

572 

569 

572 

569 

651 

645  ^ 

651 

644 

11 

650 

644 

650 

643 

735 

724 

734 

723 

12 

734 

723 

733 

722 

824 

807  ' 

823 

807 

13 

823 

806 

822 

806 

909 

896 

909 

895 

14 

909 

895 

908 

895 

The:Paid-up  InsUirance  is  always  for  proportionate  parts  of  totral  payments reauireij. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


15  YEAR  ENDOWMENT— $1,000. 


Age 

A. 

$74.40 

Age 

A. 

$75.06 

Age 

A. 

$75.81 

Age 

A. 

$76.64 

45 

S. 

Q. 

38.69 

19.72 

46 

S. 

Q. 

39.03 

19.89 

End 

47 

S. 

Q. 

39.42 

20.09 

48 

s. 

Q. 

39.85 

20.31 

15 

10  or  5 

15 

10  or  5 

of 

15  ' 

10  or  5 

15 

10  or  6 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

YrDist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

$91 

$91 

$91 

3 

$91 

$91 

$91 

$91 

166 

166 

166 

166 

4 

166 

166 

166 

166 

243 

243 

243 

243 

S 

243 

243 

243 

243 

301 

301 

301 

301 

6 

301 

301 

301 

301 

363 

363 

362 

362 

7 

362 

362 

362 

362 

428 

428 

428 

428 

8 

427 

427 

427 

427 

497 

497 

497 

497 

9 

496 

496 

495 

495 

571 

568 

570 

567 

10 

570 

567 

569 

566 

649 

643 

649 

642 

11 

648 

641 

647 

640 

733 

722 

732 

721 

12 

731 

720  : 

730 

719 

822 

805 

821 

805 

13 

821 

804  . 

820 

803 

908 

895 

908 

894 

14 

907 

894 

907 

893 

Age 

A. 

$77.56 

Age 

A. 

$78.55 

Age 

A. 

$79.66 

Age 

A. 

$80.88 

49 

S. 

Q. 

40.32 

20.66 

50 

S. 

Q. 

40.85 

20.82 

End 

5ll 

S. 

Q. 

41.42 

21,11 

52 

S. 

Q. 

42.06 

21.43 

15 

10  or  5 

15 

10  or  5 

of 

15 

10  or  5 

15 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

YrDist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$91 

$91 

$91 

$91 

3 

$91 

$91 

$91 

165 

165 

165 

165 

4 

165 

165 

165 

165 

243 

243 

242 

242 

5 

242 

242 

242 

242 

300 

300 

300 

300 

6 

299 

299 

299 

299 

361 

361 

361 

361 

7 

360 

360 

359 

359 

426 

426 

425 

425 

8 

424 

424 

423 

423 

495 

495 

494 

494 

9 

493 

493 

492 

492 

568 

565 

567 

564 

10 

566 

563 

564 

561 

646 

639 

645 

638 

11 

643 

637  . 

642 

636 

729 

718  : 

728 

717 

12 

727 

716 

726 

715 

819 

802 

818 

802 

13 

817 

800 

816 

799 

906 

893 

906 

892 

14 

' 905 

891 

904 

890 

Age 

A. 

$82.24 

Age 

A. 

$83.73 

Age 

A. 

$85.37 

Age' 

A. 

$87.19 

53 

S. 

Q. 

42.77 

21.79 

54 

S. 

Q. 

43.54 

22.19 

End 

55 

S 

Q. 

44.39 

22.62 

56 

S. 

Q. 

45.34 

23.10 

15 

10  or  5 

15 

10  6r  5 

of 

15 

10.6r5 

15 

10  or.5 

Yr  Dist 

YrDist 

Yr  Dist 

Yr  Dist 

Year 

YrDist 

Yt  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cish 

Cash 

$91 

$91 

$91 

$91 

3 

$91 

$91 

$91 

$91 

165 

165 

165 

165 

4 

164 

164 

164 

164 

241 

241 

241 

241 

5 

240 

240 

240 

240 

298 

298 

298 

298 

6 

297 

297 

296 

296 

358 

358 

358 

358 

• 7 

357 

357  ! 

356 

356 

422 

422 

421 

421 

8 

420 

420  ; 

419 

419 

490 

490 

489 

489 

9 

487 

487  ■ 

486 

486 

563 

560 

561 

558 

lO 

560 

557 

558 

555 

641 

634 

639 

632 

11 

637 

630 

635 

628 

724 

713 

722 

711 

12 

720 

709 

718 

707 

814 

798 

813 

796 

13 

811 

795 

809 

793 

903 

890 

902 

889 

14 

901 

888 

900 

886 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


20  YEAR  ENDOWMENT— $1,000. 


Age 

A. 

$49.73 

Age 

A. 

$49.84 

Age 

A. 

$49.95 

Age 

A. 

$50.07 

21 

S. 

Q. 

25  86 
13.18 

22 

S. 

Q. 

25.92 

13.21 

End 

23 

S. 

Q. 

25.98 

13.24 

24 

s. 

Q. 

26.04 

13.27 

20 

10  or  6 

20 

10  or  5 

.of 

20 

10  or  5 

20 

10  or  6 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$61 

$61 

$6 

1 

$61 

3 

$6 

1 

$61 

$6 

1 

$61 

111 

108 

111 

108 

4 

111 

108 

111 

108 

163 

155 

163 

155 

S 

163 

155 

163 

155 

m 

194 

202 

193 

6 

202 

193 

202 

193 

244 

233 

244 

233 

7 

244 

233 

244 

233 

288 

276 

288 

276 

8 

288 

276 

288 

276 

335 

321 

334 

321 

9 

334 

321 

334 

320 

884 

368 

384 

368 

10 

384 

368 

384 

368 

436 

419 

436 

419 

11 

436 

419 

436 

418 

492 

472 

492 

472 

12 

492 

472 

492 

472 

551 

526 

551 

526 

13 

551 

626 

55L 

526 

607 

583 

607 

583 

14 

607 

582  ; 

607 

582 

666 

642 

665 

642 

15 

665 

642 

665 

642 

727 

705 

727 

705 

16 

726 

705 

726 

705 

790 

771 

790 

771 

17 

790 

771  ■ 

790 

770 

857 

840 

857 

840 

18 

857 

840 

857 

840 

927 

913 

927 

913 

19 

927 

913 

927 

913 

Age 

A. 

$50.18 

Age 

A. 

$50.32 

Age 

A. 

$50.47 

Age 

A. 

$50.61 

25 

S. 

Q. 

26.10 

13.30 

26 

S. 

Q. 

26.17 
13  33 

End 

27 

S. 

Q. 

26.24 

13.37 

28 

S. 

Q. 

26.32 

13.41 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$6 

1 

$61 

$6 

1 

$61 

3 

$61 

$61 

$61 

$61 

111 

108 

111 

108 

4 

111 

108 

111 

108 

163 

155 

163 

155 

5 

163 

155 

163 

155 

202 

193 

202 

193 

6 

202 

193 

202 

193 

244 

233 

244 

233 

7 

244 

233 

244 

233 

288 

276 

288 

276 

8 

288 

276 

288 

276 

334 

320 

334 

320 

9 

334 

320 

334 

320 

384 

368 

384 

368 

10 

384 

368 

384 

368 

436 

418 

436 

418 

11 

436 

418 

436 

418 

492 

472 

492 

472 

12 

492 

472 

491 

472 

550 

526 

550 

526 

13 

550 

525 

550 

525 

607 

582 

606 

582 

14 

606 

582 

606 

582 

665 

642 

665 

642 

15 

665 

642 

665 

641 

726 

704 

726 

704 

16 

726 

704 

726 

704 

790 

770 

790 

770 

17 

790 

770 

790 

770 

857 

840 

857 

840 

18 

a57 

839 

856 

839 

927 

913 

926 

913 

19 

926 

913 

926 

912 

Age 

A. 

$50.78 

Age 

A. 

$50.90 

Age 

A. 

$51.16 

Age 

A. 

$51.37 

29 

S. 

Q. 

26.41 

13.46 

30 

S. 

Q. 

26.50 
13  51 

End 

31 

S 

Q. 

26.60 

13.56 

32 

S. 

Q. 

20.71 

13.61 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  : 

Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr 

Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$61 

$61 

$61 

$61 

3 

$61 

$61 

$61 

$61 

111 

108 

111 

108 

4 

111 

108 

111 

108 

163 

155 

163 

155 

5 

163 

155 

163 

155 

202 

193 

202 

193 

6 

202 

194 

202 

194 

244 

233 

244 

233 

7 

244 

233 

244 

233 

288 

275 

288 

275 

8 

288 

276 

288 

276 

334 

320 

334 

320 

9 

334 

320 

334 

320 

384 

368 

384 

368 

10 

384 

368 

384 

368 

436 

418 

436 

418 

11 

436 

418 

436 

418 

491 

471 

491 

471 

12 

491 

471 

491 

471 

550 

525 

550 

525 

13 

550 

525 

550 

525 

606 

582 

606 

582 

14 

606 

582 

606 

581 

665 

641 

664 

641 

15 

664 

641 

664 

641 

726 

704 

726 

704 

16 

725 

704 

725 

703 

790 

770 

789 

770 

17 

B9 

769 

789 

769 

856 

839 

856 

839 

18 

856 

839 

856 

839 

926 

912 

926 

912 

19 

926 

912 

926 

912 

The  Paid 'Up  Insurance  is  always  for  proportionate  parts  of  totai  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


20  YEAR  ENDOWMENT— $1,000. 


Agre 

A. 

$51.59 

Age 

A. 

$51.85 

Age 

A. 

$52.13 

Age 

A. 

$52.42 

33 

S. 

Q. 

26-83 

13.07 

34 

8. 

Q. 

26.96 

13.74 

End 

35 

S. 

Q. 

27.11 

13.81 

36 

s. 

Q. 

27.26 

13.89 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$6 

1 

$61 

$61 

$61 

3 

$61 

$61 

$61 

$61 

111 

108 

111 

108 

4 

111 

108 

111 

109 

163 

155 

163 

155 

5 

163 

155 

164 

156 

202 

194 

202 

194 

6 

203 

194 

203 

194 

244 

233 

244 

233 

7 

244 

234 

244 

234 

288 

276 

288 

276 

8 

288 

276 

288 

276 

334 

320 

334 

320 

9 

334 

320 

334 

320 

384 

368 

384 

368 

10 

384 

368 

384 

368 

436 

418 

436 

418 

11 

436 

418 

436 

418 

491 

471 

491 

471 

12 

491 

471 

491 

471 

550 

525 

550 

525 

IS 

549 

525 

549 

525 

606 

581 

605 

581 

14 

605 

581 

605 

581 

664 

641 

664 

641 

IS 

664 

640 

663 

640 

725 

703 

725 

703 

16 

725 

703 

724 

703 

789 

769 

789 

769 

17 

788 

769 

788 

768 

856 

839 

856 

838 

18 

855 

838 

855 

838 

926 

912 

926 

912 

19 

926 

912 

925 

912 

Age 

A. 

$52.76 

Age 

A. 

$53.13 

Age 

A. 

$53.52 

Age 

A. 

$53.98 

37 

S. 

Q. 

27.44 

13.98 

38 

S. 

Q. 

27.63 

14.08 

End 

39 

S. 

Q. 

27.83 

14.18 

40 

S. 

Q. 

28.07 

14.30 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  6 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year; 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Gash 

Cash 

Cash 

Cash 

Cash 

$6: 

1 

$61 

$61 

3 

$61 

$61 

$6 

2 

$62 

111 

109 

112 

109 

4 

112 

109 

112 

109 

164 

156 

164 

156 

5 

164 

156 

164 

156 

203 

194 

203 

194 

6 

203 

194 

204 

195 

244 

234 

244 

234 

7 

245 

234 

245 

235 

28! 

3 

276 

288 

276 

8 

289 

276 

289 

277 

335 

321 

335 

321 

9 

335 

321 

335 

321 

384 

368 

384 

368 

lO 

384 

368 

384 

368 

43( 

5 

418 

436 

418 

11 

436 

418 

436 

418 

491 

471 

491 

471 

12 

491 

471 

491 

471 

549 

525 

549 

524 

13 

549 

524 

549 

524 

605 

581 

605 

581 

14 

605 

580 

604 

580 

663 

640 

663 

640 

IS 

663 

639 

662 

639 

724 

702 

724 

702 

16 

723 

702 

723 

701 

788 

768 

787 

768 

17 

787 

767 

787 

767 

855 

838 

854 

837 

18 

854 

837 

854 

837 

, 925 

911 

925 

911. 

19 

925 

911 

925 

911 

Age 

A. 

$54.46 

Age 

A. 

$55  01 

Age 

A. 

$55.61 

Age 

A. 

$56.29 

41 

S. 

Q. 

28.32 

14.43 

421 

S. 

Q. 

28.61 

T4i58 

End 

43 

S 

Q. 

28.92 

14.74 

44 

S. 

Q. 

29.27 

14.92 

20  1 

1 I0'or5 

20 

10  or.  5 ' 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist  1 

Yr  Dist  ; 

YrDist 

Yr  Dist  : 

Y*« 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash  1 

. Cash  ; 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$62 

$62 

$62 

$62 

3 

$6; 

2 

$62 

$62 

$62 

112 

109 

113 

110 

4 

113 

no 

113 

110 

165 

157 

165 

157 

S 

166 

157 

166 

158 

204 

195 

204 

195  : 

6 

205 

196 

205 

196 

245 

235 

246 

235 

7 

246 

236 

247 

236 

289 

277 

290 

277 

8 

290 

278 

290 

278 

335 

321 

336 

322 

9 

336 

322 

33( 

5 

322 

384 

369 

385 

369 

lO 

385 

369 

385 

369 

436 

418 

436 

418 

11 

43( 

5 

418 

43( 

5 

419 

491 

471 

491 

471 

12 

491 

471 

491 

471 

549 

524 

549 

524 

13 

548 

524 

548 

523 

604 

580 

604 

580 

14 

60! 

3 

579 

603 

579 

66i 

3 

639 

661 

638 

is 

661 

638 

660 

637 

722 

701 

722 

700 

16 

721 

700  i 

721 

699 

786 

767  * 

786 

766 

17 

785 

765  { 

784 

765 

853 

836 

853 

836 

18 

852 

835 

852 

835 

924 

910 

924 

910 

19 

924 

910 

923 

909 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


56 

25  YEAR  ENDOWMENT— 

$1,000. 

Age 

A. 

$38.94 

Age 

A. 

$39.07 

Age 

A 

$39.19 

Age 

A. 

$39.32 

21 

S. 

Q. 

20.25 

10.32 

22 

S. 

Q. 

20.31 

10.35 

End 

23 

s. 

Q. 

20.38 

10.39 

24 

S 

Q. 

20.44 

10.42 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$49 

$41 

$49 

$41 

3 

$49 

$41 

$49 

$41 

75 

71 

75 

71 

4 

75 

71 

76 

71 

109 

106 

109 

106 

5 

109 

106 

109 

106 

142 

133 

142 

133 

6 

142 

las 

142 

133 

175 

160 

175 

160 

7 

175 

161 

175 

161 

209 

190 

209 

190 

8 

209 

’ 190 

209 

190 

243 

220 

243 

221 

9 

243 

221 

243 

221 

278 

253 

278 

253 

10 

279 

253 

279 

253 

316 

288 

316 

288 

11 

316 

288 

317 

288 

356 

325 

356 

325 

12 

357 

325 

357 

325 

399 

364 

399 

364 

13 

399 

364 

399 

364 

439 

403 

439 

403 

14 

439 

403 

440 

403 

482 

444 

482 

444 

15 

482 

444 

482 

444 

526 

487 

526 

487 

16 

526 

487 

526 

487 

571 

532 

571 

532 

17 

571 

532 

571 

532 

619 

580 

619 

580 

18 

619 

580 

619 

580 

669 

630 

669 

630 

19 

669 

630 

669 

630 

722 

683 

722 

682 

20 

722 

682 

722 

682 

738 

738 

7 

38 

738 

21 

738 

738 

58 

738 

796 

796 

796 

796 

22 

796 

796 

796 

796 

857 

857 

857 

857 

23 

857 

857 

857 

857 

925 

922 

925 

922 

24 

925 

922 

924 

922 

Age 

A. 

$39.47 

Age 

A. 

^39.01 

Age 

A. 

$39.79 

Age 

A, 

$39.97 

25 

S. 

Q. 

20  52 
10.46 

26 

S. 

Q. 

20.60 

10.50 

End 

27 

S. 

Q. 

20.69 

10.54 

28 

s. 

Q. 

20.78 

10.59 

20 

10  or  6 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  DIst 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

.$49 

$41 

$49 

$41 

3 

$49 

$41 

$49 

$41 

76 

71 

76 

71 

4 

76 

71^ 

76 

71 

110 

106 

110 

106 

5 

110 

106 

110 

106 

142 

133 

142 

133 

6 

142 

las 

143 

134 

175 

161 

175 

161 

7 

175 

161 

176 

161 

209 

190 

209 

190 

8 

209 

190 

209 

190 

243 

221 

243 

221 

9 

243 

221 

243 

221 

279 

253 

279 

254 

lO 

279 

254 

279 

254 

317 

288 

317 

288 

11 

317 

288 

317 

288 

357 

325 

357 

325 

12 

357 

325 

357 

325 

399 

364 

399 

364 

13 

399 

364 

399 

364 

440 

403 

440 

403 

14 

440 

403 

440 

403 

482 

444 

482 

444 

15 

482 

444 

482 

444 

526 

487 

526 

487 

16 

526 

487 

526 

487 

571 

532 

571 

532 

17 

571 

532 

571 

532 

619 

580 

619 

580 

18 

619 

580 

619 

580 

669 

630 

669 

630 

19 

669 

629 

669 

629 

722 

682 

7 

21 

682 

20 

721 

682 

721 

682 

7R7 

737 

737 

737 

21 

737 

737 

737 

737 

7! 

96 

796 

7 

96 

796 

22 

795 

795 

795 

795 

857 

857 

857 

857 

23 

857 

857 

857 

857 

924 

921 

924 

921 

24 

924 

921 

924 

921 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


25  YEAR  ENDOWMENT— $1,000. 


Age 

A, 

$40.16 

Age 

A. 

$40.38 

Age 

A 

$40.01 

Age 

A. 

$40.80 

29 

S. 

Q. 

20.88 

10.64 

30 

S. 

Q. 

21.00 

10.70 

End 

31 

S. 

Q. 

21.12 

10.76 

32 

S 

Q. 

21.25 

10.83 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  6 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  r ist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$49 

$41 

$49 

$41 

3 

$49 

$41 

$50 

$42 

76 

■ 71 

76 

71 

4 

76 

72 

76 

72 

110 

106 

110 

107 

S 

110 

107 

110 

107 

143 

134 

143 

134 

6 

143 

134 

143 

134 

176 

161 

176 

161 

7 

176 

162 

176 

162 

210 

190 

210 

191 

8 

210 

191 

210 

191 

243 

221 

243 

221 

9 

244 

222 

244 

222 

279 

254 

279 

254 

10 

279 

254 

280 

255 

317 

289 

317 

289 

11 

317 

289 

318 

289 

357 

325 

357 

326 

12 

357 

326 

358 

326 

399 

364 

399 

364 

±3 

400 

365 

400 

365 

440 

403 

440 

403 

14 

440 

403 

440 

404 

482 

444 

482 

444 

15 

482 

444 

482 

445 

526 

487 

526 

487 

16 

526 

487 

526 

487 

571 

532 

571 

532 

17 

571 

532 

571 

532 

619 

579 

619 

580 

18 

619 

580 

619 

580 

669 

629 

669 

629 

19 

668 

629 

668 

629 

721 

682 

721 

682 

20 

720 

682 

720 

681 

737 

737 

737 

737 

21 

737 

737 

737 

737 

795 

795 

795 

795 

22 

795 

795 

795 

795 

856 

856 

856 

856 

23 

856 

856 

856 

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924 

921 

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24 

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Age 

A. 

$41.14 

Age 

A. 

$41.45 

Age 

A. 

$41.79 

Age 

A. 

$42.10 

33 

S. 

Q. 

21  39 
10.90 

34 

S. 

Q. 

21.56 

10.98 

End 

35 

S. 

Q. 

21.73 

11.07 

36 

s. 

Q. 

21.93 

11.17 

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10  or  6 

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76 

72 

76 

72 

4 

77 

72 

77 

73 

110 

107 

111 

108 

5 

111 

108 

111 

108 

143 

135 

144 

135 

6 

144 

135 

145 

1.36 

177 

162 

177 

163 

7 

177 

163 

178 

163 

210 

191 

211 

192 

8 

211 

192 

212 

193 

244 

222 

245 

223 

9 

245 

223 

246 

224 

280 

255 

280 

256 

10 

281 

256 

282 

257 

318 

290 

318 

290 

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319 

291 

320 

291 

368 

326 

358 

327 

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359 

327 

360 

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400 

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366 

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440 

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441 

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441 

405 

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482 

445 

482 

445 

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483 

446 

483 

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526 

488 

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488 

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488 

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533 

17 

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533 

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619 

580 

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580 

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580 

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668 

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668 

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720 

681 

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736 

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794 

794 

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794 

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793 

793 

856 

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855 

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23 

855 

855 

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924 

921 

923 

920 

24 

923 

920 

923 

920 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


r 


68  25  YEAR  ENDOWIVIENT^$l,OaO. 


Age 

A. 

$42.67 

Age 

A. 

$43.02 

Age 

A 

$43.53 

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A. 

$44.08 

37 

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Q. 

22.14 

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38 

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178 

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165 

181 

166 

213 

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194  ; 

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195 

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196  • 

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225  ) 

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248 

226  . 

249 

227 

283 

257  • 

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258 

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284 

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285 

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292  { 

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294  . 

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360 

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330  ; 

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367 

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368 

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41 

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Tfie  TnVuf^ice  ’is" always  for  proportionate’^afts  pT  tot^  payments  required . 


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25  YEAR  ENDOWMENT— $1,000. 


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409 

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Age  , 

49 

Age 

50 

Age 

51 

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s. 

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$65.70 

28.98 

14.77 

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3 

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81 

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120 

124 

121 

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158 

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228 

208 

230 

210 

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262 

240 

264 

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298 

273 

300 

275 

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279 

335 

307 

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309 

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311 

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783 

783 

782 

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^hePaid'Up  Insurance  is  'always  for-proportionate  prarts  of  totahpayments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


30 

YEAR 

ENDOWMENT- 

$1,000. 

61 

Acre 

$.32  10 

Age 

A. 

$32,241 

Age 

A. 

$32.37 

Age 

A. 

$32.54 

21 

S. 

Q. 

10.69 

8.51 

22 

S. 

Q. 

16.70 

8 54 

End 

23 

S. 

Q. 

16.83 

8.58 

24 

S. 

Q. 

10.92 

8.62 

20 

Yr  Dist 

10  or  5 

Yr  Dist 

20 

Yr  Dist 

10  or  6 

Yr  Dist 

of 

Year 

20 

Yr  Dist 

10  or  5 

Yr  Dist 

20 

Yr  Dist 

10  or  5 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$37 

57 

$29 

50 

$37 

57 

$29 

50 

3 

4 

$37 

57 

$29 

50 

$37 

57 

$29 

50 

83 

77 

83 

77 

5 

83 

77 

77 

107 

96 

107 

97 

6 

107 

97 

108 

97 

132 

116 

132 

116 

. 7 

132 

117 

133 

117 

158 

137 

158 

138 

8 

158 

138 

158 

188 

1^ 

160 

183 

160 

9 

183 

160 

184 

160 

210 

184 

210 

184 

10 

210 

184 

211 

184 

238 

209 

239 

209 

11 

239 

209 

239 

209 

269 

235 

269 

236 

12 

269 

236 

269 

236 

301 

262  . 

301 

262 

13 

301 

263 

301 

263 

331 

290 

331 

290 

14 

331 

291 

332 

291 

363 

320 

363 

320 

IS 

363 

320 

363 

320 

395 

351 

396 

351 

.16 

396 

351 

396 

351 

430 

383 

430 

383 

17 

430 

883 

431 

384 

466 

417 

466 

417 

18 

466 

417 

466 

418 

503 

453 

503 

453 

19 

503 

453 

503 

453 

542 

490 

542 

491 

20 

542 

491 

642 

491 

542 

530 

542 

530 

21 

542 

630 

542 

530 

571 

571 

571 

571 

22 

571 

571  - 

672 

572 

615 

615 

615 

615 

23 

615 

615 

615 

615 

661 

661 

661 

661 

24 

661 

661 

661 

661 

709 

709 

709 

709 

2S 

709 

709 

709 

709 

759 

759 

759 

759 

26 

759 

769 

759 

769 

812 

812 

812 

812 

27 

812 

812 

812 

812 

868 

868 

868 

868 

28 

868 

868 

868 

868 

930 

927 

930 

927 

29 

9i 

30 

927 

9 

30 

927 

Age 

A. 

$32.70 

Age 

A. 

$32.89 

Age 

A. 

$33.09 

Age 

A. 

$33.31 

25 

S. 

Q. 

17.00 

8.67 

26 

S. 

Q. 

17.10 

8.72 

End 

27 

S. 

Q. 

17.21 

8.77 

28 

S. 

Q. 

17.32 

8.83 

20 

10  or  6 

20 

10  or  6 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

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Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

^7 

$29 

$37 

$29 

3 

$37 

$29 

% 

38 

$29 

57 

50 

57 

50 

4 

58 

50 

58 

50 

83 

77 

83 

77 

S 

83 

78 

84 

78 

108 

9^ 

108 

97 

6 

108 

98 

108 

98 

133 

117 

133 

117 

7 

133 

118 

134 

118 

158 

188 

159 

139 

8 

159 

139 

159 

139 

184 

161 

184 

161 

9 

184 

161 

185 

162 

211 

185 

211 

185 

10 

211 

185 

212 

186 

240 

210 

240 

210 

11 

240 

210 

241 

211 

270 

236 

270 

237 

12 

270 

237 

271 

238 

302 

263 

302 

264 

13 

302 

264 

303 

264 

332 

291 

332 

292 

14 

332 

292 

333 

293 

364 

321 

364 

321 

IS 

364 

321 

365 

322 

397 

352 

397 

353 

16 

397 

352 

397 

353 

431 

384 

431 

384 

17 

431 

385 

432 

385 

467 

418 

467 

418 

18 

467 

419 

467 

419 

504 

454 

504 

454 

19 

504 

454 

604 

455 

543 

491 

543 

491 

20 

543 

492 

543 

492 

543 

530 

543 

531 

21 

543 

531 

543 

531 

572 

572 

572 

572 

22 

572 

572 

572 

572 

615 

615 

615 

615 

23 

615 

615 

615 

615 

661 

661 

661 

661 

24 

661 

661 

661 

661 

09 

709 

708 

708 

2S 

708 

708 

7^^ 

708 

759 

759 

759 

759 

26 

759 

759 

759 

759 

812 

812 

812 

812 

27 

812 

812 

812  • 

812 

868 

868 

168 

868 

28 

868 

868 

867 

867 

930 

927 

930 

927 

29 

S 

»30 

927 

930 

927 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required, 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


62  30  YEAR  ENDOWMENT— $1,000. 


Age 

A. 

$33.56 

Age 

A. 

$33.80 

Age 

A. 

$34.10 

Age 

A. 

$34.41 

29 

S. 

Q. 

17.45 

8.89 

30 

S. 

Q. 

17.58 

8 96 

End 

31 

S. 

Q. 

17.73 

9.04 

32 

S. 

Q. 

17.89 

9.12 

20 

20 

10  or  5 

of 

20 

10  or  5 

20  : 

10  or  5 

Yr  Dist 

YrDist  -1 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

YrDist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$38 

$29 

$38 

$30  : 

3 

$38 

$30 

$38 

$30 

58 

51  : 

58 

51 

4 

' 58 

51 

59 

51 

84 

78  . 

84 

78 

5 

84 

79 

85 

79 

109 

98 

109 

99 

6 

no 

99 

no 

99 

134 

118  j 

134 

119 

7 

135 

119 

136 

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160 

140 

160 

140 

8 

161 

141 

161 

141 

^ 185 

162 

186 

163 

9 

187 

163  ; 

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164 

212 

186 

213 

187 

10 

214 

188 

215 

188 

241 

•212  : 

242 

212 

11 

243 

213 

243 

214 

271 

238 

272 

239 

12 

273 

240 

274 

241 

303 

265 

304 

266 

305 

267 

306 

268 

334 

293 

334 

294 

14 

335 

295 

336 

296 

865 

323 

366 

823 

15 

367 

324 

368 

325 

398 

354 

399 

354 

16 

400 

355 

401 

356 

432 

386  ; 

433 

387 

17  ' 

434 

387 

435 

388 

468 

420  : 

468 

420  . 

18 

469 

421 

470 

422 

505 

455  i 

505 

456 

19 

506 

457 

607 

457 

543 

493  : 

844 

493 

20 

544 

494 

545 

494 

543 

632  \ 

544 

532 

21 

544 

633 

545 

533 

573 

673  ; 

573 

573 

2~2 

573 

573 

574 

574 

616 

616  ; 

' 616 

616 

23 

616 

616 

616 

616 

661 

661  ! 

661 

661 

24 

661 

661 

661 

661 

708 

708  ; 

0^708 

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25 

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708 

708 

708 

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26 

758 

758 

758 

758 

811 

811  ; 

811 

811 

2 7 

811 

811 

811 

811 

867 

867 

867 

867 

28 

867 

867 

867 

867 

930 

927 

929 

926 

29 

929 

926 

929 

926 

Age 

A. 

$34.76; 

Age 

A. 

$35.14 

Age 

A. 

$35.66 

Age 

A. 

$36.01 

33 

S. 

Q. 

ld.<17' 

9.21 

34 

S. 

Q. 

18.37 

9.31 

End 

35 

S. 

Q. 

18.49 

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36 

S. 

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18.752 

9.54 

20 

10  or  5 - 

20 

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20 

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, Yr  Dist 

YrDist 

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Year 

Yr  Dist 

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Cash 

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cash 

Cash 

Cash 

Cash 

$38 

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$39 

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3 

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$31  : 

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59 

52 

59 

52 

4 

60 

53 

60 

53 

85 

80  : 

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100 

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101 

6 

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101 

113 

102 

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121 

137 

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122 

139 

123 

162 

142  1 

163 

143 

8 

164 

144 

165 

145 

188 

165  ■ 

189 

166 

9 

191 

167 

192 

168 

216 

189 

217 

190 

10 

218 

191 

219 

193 

245 

215 

246 

216 

11 

247 

217 

249 

219 

275  J 

242 

276 

243 

12 

278 

244 

279 

246 

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269 

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13 

310 

271 

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337 

297 

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403 

358 

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360 

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392 

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617 

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29 

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925 

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The  Paid-up  Insurance  is 'always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


30  YEAR  ENDOWMENT—; 

$1,000. 

63 

Age 

A 

$36  52 

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A. 

$37.08 

Age 

A 

$37.70 

Age 

A. 

$38.38 

37 

S. 

Q. 

18  09 
9.63 

38 

S. 

Q. 

19.28 

9.83 

End 

39 

S. 

Q. 

19.60 

9.99 

40 

a* 

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10  or  5 

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20 

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Cash 

cash  : 

: Cash 

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Cash 

Cash 

Cash  : 

Cash 

$40 

fi1 

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54 

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i $31 
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s 

4 

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62 

$32 

55 

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63 

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56 

82 

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S 

- 90 

84 

91 

85 

114 

103 

i 115 

104 

6 

116 

106 

118 

. 107 

140 

124 

' 141 

125 

7 

143 

127 

145 

128 

167 

146 

168 

148 

8 

170 

149 

172 

151 

193 

170 

195 

171 

9 

197 

173 

199 

175 

221 

194 

223 

196 

10 

225 

198- 

227 

200 

250 

220 

252 

222 

11 

254 

224 

256 

226 

281 

247 

283 

249 

12 

285 

251 

287 

253 

313 

275 

315 

276 

13 

317 

278 

319 

281 

343 

303 

345 

305 

14 

347 

307 

350 

309 

375 

332 

377 

334 

15 

379 

336 

381 

338 

4ffr 

363 

409 

364 

16 

411 

366 

413 

368 

441 

395 

442 

396 

17 

444 

398 

446 

400 

476 

428 

477 

429 

18 

479 

431 

480 

433 

512 

463 

513 

464 

19 

514 

465 

516 

467 

549 

499 

550 

500 

20 

551 

501 

553 

502 

549 

537 

550 

537 

21 

551 

. 538 

553 

540 

576 

576 

577 

577 

22 

578 

578 

578 

578 

618 

618 

618 

618 

23 

619 

619 

619 

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662 

662 

662 

24 

662 

662 

662 

662 

708 

708 

708 

708 

25 

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71 

08 

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757 

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Age 

41 

11. 

$3913 
20.35.  . 

10.87,  H 

Age' 

42 

A. 

S. 

Q. 

$39.95 

20.78 

1069 

End  . 

Age 

43 

A. 

S. 

Q. 

$40.87 

21.25 

10.83 

Age 

44 

A. 

a-. 

$41.87 

21.77 

11.10 

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n 

10  or  5 

20 

10  or  6 

of 

20 

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Dist 

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Year 

Yr 

Dist 

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Dist 

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Cash 

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Cash 

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Cash 

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$42 

64 

$33 

58 

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65 

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57 

3 

4 

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66 

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58 

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67 

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59 

92 

87 

94 

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5 

95 

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97 

91 

119 

108 

121 

110 

6 

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112 

125 

114 

146 

130 

148 

132 

7 

150 

134 

153 

136 

174 

153 

176 

155 

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157 

181 

160 

201 

177 

203 

179 

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184 

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207 

237 

210 

259 

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264 

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267 

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The  Paid-iiji  Irisurance  is  alAVays  for  proportionate  parts  of  total  payments  required  . 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


10  PAYMENTS— 15  YEAR  ENDOWMENT- 

-$l,000. 

65 

Age  21 

Age  22 

Age  23 

Age  24 

Age  25 

Age  26 

Age  27 

Age  28 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

A.  $91.96 

A.  $92.05 

A.  $92.15 

A.  $92.26 

End 

A.  $92.86 

A.  $92.49 

A.  $92.61 

A.  $92.7g 

S.  47.82 

S.  47.86 

S.  47.92 

S.  47.97 

of 

S.  48.03 

S.  48.09 

S.  48.16 

S.  48.22 

Q.  24.37 

Q.  24.39 

Q.  24.42 

Q.  24.45 

Q.  24.48 

Q.  24.51 

Q.  24.64 

Q.  24.58 

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Year 

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$130  : 

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236 

236 

236 

236 

236 

236 

236 

4 

236 

236 

236 

236 

236 

236 

236 

236 

347 

347 

347 

347 

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347 

347 

347 

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347 

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347 

347 

347 

347 

347 

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431 

431 

431 

431 

431 

431 

431 

431 

6 

431 

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430 

430 

430 

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430 

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519 

519 

519 

519 

519 

519 

519 

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7 

519 

519 

519 

519 

510 

519 

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613 

613 

613 

613 

613 

613 

613 

613 

8 

613 

613 

613 

613 

613 

613 

613 

613 

713 

713 

713 

713 

713 

713 

713 

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9 

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7-13 

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819 

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819 

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819 

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819 

815 

819 

815 

819 

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819 

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855 

846 

855 

846 

855 

846 

855 

846 

11 

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846 

855 

846 

855 

847 

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847 

893 

880 

893 

880 

893 

880 

893 

880 

12 

893 

880 

893 

880 

893 

880 

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880 

933 

915 

933 

915 

933 

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13 

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933 

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966 

951 

966 

951 

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14 

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Age 

29 

Age  30 

Age  31 

Age  32 

Age  33 

Age  34 

Age  35 

Age  36 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

A.  $92.89 

A.  $93.03 

A.  $93.21 

A.  $93.89 

End 

A.  $93.58 

A.  $93.78 

A.  $94.C1 

A.  $94.26 

S. 

48  30 

S 

48.38 

S. 

48.47 

s. 

48.56 

of 

s. 

48.66 

s. 

48.77 

S. 

48.89 

s.  . 

49.01 

Q. 

24.62 

Q. 

24.65 

Q. 

24.70 

Q. 

24.75 

Q. 

24.80 

Q. 

24.85 

Q- 

24.91 

Q. 

24.98 

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236 

236 

236 

236 

236 

236 

236 

236 

4 

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236 

236 

236 

236 

236 

236 

236 

347 

347 

347 

347 

347 

347 

347 

347 

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347 

347 

347 

347 

347 

347 

347 

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430 

430 

430 

430 

430 

430 

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430 

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519 

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519 

519 

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613 

613 

613 

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613 

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8 

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713 

713 

713 

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819 

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820 

815 

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816 

855 

847 

855 

847 

855 

847 

855 

847 

11 

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847 

856 

847 

856 

847 

856 

847 

893 

880 

893 

880 

893 

880 

893 

880 

12 

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880 

894 

880 

894 

880 

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880 

933 

915 

933 

915 

933 

915 

933 

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13 

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933 

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933 

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966 

951 

966 

951 

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14 

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Ag< 

2 37 

Age  38 

Age  39 

Age  40 

Age  41 

Age  42 

Age  43 

Age  44 

‘Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

A.  $94.52 

A.  $94  .ai 

A.  $95.13 

A.  $95.47 

End 

A,  t 

^5.86 

A.  $96.28 

A.  $96.75 

A.  $£7:27 

S. 

49.15 

s. 

49  30 

5. 

49.47 

S. 

49.65 

of 

S. 

49.85 

S. 

50.07 

s. 

60.31 

S. 

60.58 

Q- 

25.05 

Q. 

25.13 

Q. 

25.21 

Q. 

25.30 

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25.<!0, 

Q. 

25.52 

Q. 

25.64 

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23.78 

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236 

236 

236 

236 

236 

236 

236 

236 

4 

236 

236 

236 

236 

236 

236 

236 

236 

347 

347 

347 

347 

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347 

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347 

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430 

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519 

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613 

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8 

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614 

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714 

714 

714 

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9 

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714 

714 

714 

714 

714 

714 

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820 

816 

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816 

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821 

817 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


I 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity, 


66 10  PAYMENTS— 15  YEAR  ENDOWMENT— $1,000. 


Age  46 

Premium 
A.  $97.86 
S.  60.89 
Q.  25.93 

Age  46 
Premium 
A.  $98.50 
S.  61.22 
Q.  26.10 

Age  47 

Premium 
A.  $99.21 
S.  61.59 
Q.  26.29 

Age  48 
Premium 
A.  $100.01 
S.  62.01 
Q.  26.50 

End 

of 

Age  49 
Premium 
A.  $100.89 
S.  52.46 
Q.  26.74 

Age  50 
Premium 
A.  $101.86 
S.  52.97 
Q.  26.99 

Age  51 
Premium 
A.  $102  93 
S.  58.52 
Q.  27.28 

Age  52 
Premium 
, A.  $104.10 

S.  54.13 
Q.  27.59 

o5 

s >: 

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3 

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$130 

$130 

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$130 

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236 

236 

236 

236 

236 

236 

236 

236 

4 

236 

236 

236 

236 

236 

236 

236 

236 

347 

347 

347 

347 

347 

347 

347 

347 

5 

347 

347 

347 

347 

347 

847 

346 

346 

430 

430 

430 

430 

430 

430 

430 

430 

6 

430 

430 

430 

430 

430 

430 

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519 

519 

519 

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7 

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614 

614 

614 

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8 

614 

614 

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614 

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714 

714 

715 

715 

715 

715 

715 

715 

9 

715 

715 

715 

715 

716 

716 

716 

716 

822 

818 

822 

818 

823 

819 

823 

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824 

820 

825 

820 

825 

821 

826 

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857 

849 

858 

849 

858 

849 

858 

849 

11 

859 

850 

859 

850 

859 

851 

860 

851 

894 

881 

895 

881 

895 

881 

895 

881 

12 

895 

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896 

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934 

915 

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13 

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934 

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966 

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14 

966 

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951 

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951 

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Age  53 

Age  54 

Age  55 

Age  56 

Age  57 

Age  58 

Age  59 

Age  60 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

Premium 

A.  $105.40 

A.  $106  83 

A.  $108.40 

A.  $110.11 

End 

A.  $112.00 

A.  $114.07 

A.  $116  34 

A.  $118.83 

S. 

54.81 

S. 

65  55 

s. 

56  37 

S. 

57.26 

of 

s. 

58.24 

S. 

59.32 

S. 

60  50 

S. 

61.79 

Q. 

27.93 

Q. 

28.31 

Q. 

28.78 

Q. 

29.18 

Q. 

29.68 

Q. 

80.28 

Q. 

30.83 

Q. 

81.49 

t? 

U 

tr! 

"K 

Vi 

Year 

U 

lO  V, 

Vi 

itt  V, 

^ v! 

lO  V, 

o5 

S 5 

>>  .2 

S5 

.2 

ss 

>"  .2 

o S 

.2 

S 5, 

>'  .2 

. o Q 

>•  .2 

o Q 

S Q 

s >: 

s >: 

Q 

Sv 

o u 
1^ 

Q. 

s>: 

13  Q 

s >; 

$130 

$130 

$129 

$129 

$129 

$129 

$129 

$129 

3 

$129 

$129 

$129 

$129 

$129 

$129 

$128 

$128 

236 

236 

235 

235 

235 

235 

235 

235 

4 

235 

235 

234 

234 

234 

234 

233 

233 

346 

346 

346 

346 

346 

346 

345 

345 

S 

345 

345 

344 

344 

344 

344 

343 

343 

429 

429 

429 

429 

429 

429 

428 

428 

6 

428 

428 

428 

428 

427 

427 

426 

426 

518 

518 

518 

518 

518 

518 

518 

518 

7 

517 

517 

517 

517 

516 

516 

516 

516 

614 

614 

614 

614 

614 

614 

614 

614 

8 

613 

613 

613 

613 

613 

613 

613 

613 

716 

716 

717 

717 

717 

717 

717 

717 

9 

718 

718 

718 

718 

718 

718 

719 

719 

827 

822 

828 

823 

829 

824 

830 

825 

lO 

831 

827 

a32 

828 

833 

829 

835 

831 

861 

852 

861 

852 

862 

853 

862 

854 

11 

863 

854 

864 

855 

865 

856 

866 

857 

896 

883 

897 

883 

897 

883 

897 

884 

12 

898 

884 

■898 

885 

899 

885 

900 

886 

934 

916 

935 

916 

935 

916 

935 

916 

13 

935 

916 

935 

917 

935 

917 

936 

917 

966 

951 

966 

951 

966 

951 

966 

951 

14 

966 

951 

966 

951 

966 

951 

966 

951 

10  or 

5 year  distributi 

Lon. 

End 

of 

Year 

AGE  61 

Premium 

A.  $121.55 
S.  .63.21 

Q.  32.21 

AGE  62 
Premium 

A.  $124.55 
S.  64.76 

Q.  33:00 

AGE  63 

Premium  , 
A.  $127.83 
S.  66.47 

Q.  33.87 

AGE  64 

Premium 

A.  $131.41 
S.  68.33 

Q.  34.82 

AGE  65 
Premium 

A.  $135.31 

S.  70.36 

Q.  35.86 

Cash 

Cash 

Cash 

Cash  •- 

Cash 

3 

$128 

$128 

$128 

$127 

$127 

4 

233 

232 

232 

231 

230 

S 

342 

342 

341 

339 

338 

6 

425 

424 

423 

422 

420 

7 

515 

514 

513 

512 

510 

8 

612 

612 

611 

610 

609 

9 

719 

719 

719 

719 

719 

10 

832 

834 

835 

837 

839 

11 

858 

859 

860 

862 

m 

12 

886 

887 

888 

' 888 

' 889  * • 

13 

917 

918 

918 

918 

918 

14 

951 

951 

951 

951  . 

951 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  requited. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


10  PAYIVIENTS--20  YEAR  ENDOWMENT— $1,000.  ^ 


Age 

A, 

$80.16 

Age 

A. 

$80.27 

Age 

A. 

$80.40 

Age 

A. 

$80.51 

21 

S. 

Q. 

41.09 

21.24 

22 

S. 

Q. 

41.74 

21.27 

End 

23 

S. 

Q. 

41.81 

21.31 

24 

S 

Q. 

41.87 

21.34 

9.0 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$111 

$111 

$111 

$111 

3 

$111 

$111 

$111 

$111 

'201 

196 

201 

196 

4 

201 

196 

201 

196 

296 

281 

296 

281 

5 

296 

281 

296 

281 

367 

351 

367 

351 

6 

367 

351 

367 

351 

442 

423 

442 

424 

7 

442 

424 

443 

424 

522 

500 

522 

500 

8 

523 

501 

523 

501 

607 

582 

607 

582 

9 

608 

582 

6.08 

582 

697 

669 

69 

3 

669 

10 

698. 

669 

698 

669, 

727 

697 

727 

698 

11 

727 

698 

728 

698 

758 

728 

758 

728. 

12 

759 

728 

759 

728 

791 

755 

791 

755 

13 

791 

756 

791 

756 

817 

784 

817 

784 

14 

817 

784 

81 

7 

785 

844 

815 

844 

815 

15 

844 

815 

844 

815 

87 

3 

846 

873 

847 

16 

873 

847 

873 

847 

902 

880 

902 

880 

17 

902 

880 

902 

880 

933 

915 

933 

915 

18 

933 

915 

9a3 

915 

966 

951 

966 

951 

19 

966 

951 

966 

951 

Age 

A. 

$80.66 

Age 

A. 

$80.79 

Age 

A. 

$80.95 

Age 

A. 

$81.09 

25 

s. 

Q. 

41  94 
21.37 

26 

S. 

Q. 

42.01 

21.41 

End 

27 

S. 

Q. 

42.09 

21.45 

28 

s. 

Q. 

42.17 

21.49 

20 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  ; 

Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$111 

$111 

$111 

$111 

3 

$111 

$111 

$111 

$111 

201 

196 

201 

196 

4 

201 

196 

202 

196 

296 

282 

296 

282 

5 

296 

282 

296 

282 

367 

351 

367 

351 

6 

367 

351 

367 

352 

443 

424 

443 

424 

7 

443 

424 

443 

424 

523 

501 

523 

501 

8 

523 

501 

523 

501 

608 

582 

608 

583 

9 

608 

5a3 

608 

583 

698 

669 

698 

669 

lO 

698 

670 

699 

670 

728 

698 

728 

698 

11 

728 

698 

728 

699 

759 

728 

759 

728 

12 

759 

728 

759 

729 

791 

756 

791 

756 

13 

792 

756 

792 

756 

817 

785 

817 

785 

14 

818 

785 

818 

785 

845 

815 

845 

815 

15 

845 

815 

845 

815 

873 

847 

873 

847 

16 

873 

847 

873 

847 

902 

880 

902 

880 

17 

902 

880 

903 

880 

933 

915 

933 

915 

18 

933 

915 

933 

915 

966 

951 

966 

951 

19 

966 

951 

966 

951 

Age 

A. 

$81.27 

Age 

A. 

$81.45 

Age 

A. 

$81.67 

Age 

A. 

$81.88 

29 

S. 

Q. 

42.26 

21.54 

30 

S. 

Q. 

42.36 
21  59 

End 

31 

S. 

Q. 

42.47 

21.04 

32 

S. 

Q. 

42.58 

21.70 

90 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  : 

Dist 

Yr  Dist 

Yr 

Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr 

Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$111 

$111 

$111 

$111 

3 

$111 

$111 

$111 

$111 

20^ 

197 

202 

197 

4 

202 

197 

202 

197 

296 

282 

296 

282 

5 

297 

282  ' 

297 

282 

367 

352 

368 

362 

6 

368 

352 

368 

352 

443 

424 

443 

424 

7 

443 

425 

444 

425 

5.23 

501 

524 

501 

8 

524 

502 

524 

502 

609 

583 

609 

583 

9 

609 

584 

609 

584 

699 

670 

699 

670 

lO 

700 

671 

700 

671 

729 

699 

729 

699 

41 

729 

699 

729 

700 

759 

729 

760 

729 

12 

760 

729 

760 

730 

792 

756 

792 

756 

13 

792 

757 

793 

757 

818 

785 

818 

785 

14 

818 

785 

818 

786 

845 

815 

845 

815 

15 

845 

816 

845 

816 

873 

847 

873 

847 

16i 

873 

847  - 

873 

847 

903 

880 

903 

880 

17 

903 

880  f 

903 

880 

1 933 

915 

933 

915 

18 

933 

915 

933 

915 

1 966 

951 

966 

951 

19 

966 

951 

966 

951 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


10  PAYMENTS— 20  YEAR  ENDOWMENT— $1,000. 


Age 

A, 

$82.12 

Age 

A. 

$02.38 

Age 

A. 

$82.66 

Age 

A. 

$82.98 

33 

S. 

Q. 

42.70 

21.70 

34 

S. 

Q. 

42.84 

21.83 

End 

35 

S. 

Q. 

42.98 

21.90 

36 

S 

Q. 

43.15 

21.99 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  6 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$111 

$111 

$111 

$111 

3 

$111 

$111 

$111 

$111 

202 

197 

202 

197 

4 

202 

197 

202 

197 

297 

282 

297 

282 

5 

297 

283 

297 

283 

368 

352 

36 

352 

6 

369 

353 

369 

353 

444 

425 

444 

425 

7 

444 

426 

445 

426 

524 

502 

525 

503 

S 

525 

503 

525 

503 

610 

584 

610 

585 

9 

611 

585 

611 

586 

700 

672 

701 

672 

10 

702 

673 

702 

673 

730 

700 

730 

700 

11 

731 

701 

731 

701 

761 

730 

761 

730 

12 

761 

731 

762 

731 

793 

757 

793 

758 

IS 

794 

758 

794 

758 

819 

786 

819 

786 

14 

819 

786 

820 

787 

845 

816 

846 

816 

15 

846 

816 

846 

816 

873 

847 

874 

847 

16 

874 

848 

87 

4 

848 

903 

880 

903 

880 

17 

903 

880 

903 

880 

933 

915 

934 

915 

18 

934 

915 

934 

915 

966 

951 

966 

951 

19 

966 

951 

966 

951 

Age 

A. 

$83.31 

Age 

A. 

$83.69 

Age 

A. 

$84.10 

Age 

A. 

$84.55 

37 

S. 

Q. 

43  32 
22.08 

38 

S. 

Q. 

43.52 

22.18 

End 

39 

S. 

Q. 

43.73 

22.29 

40 

s. 

Q. 

43.97 

22.41 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$111 

$111 

$111 

$111 

3 

$112 

$112 

$112 

$112 

203 

197 

203 

198 

4 

203 

198 

203 

198 

298 

283 

298 

283 

5 

298 

284 

299 

284 

369 

353 

370 

354 

6 

370 

354 

37 

1 

355 

445 

426 

446 

427 

7 

446 

427 

447 

428 

526 

504 

527 

504 

8 

527 

505 

528 

506 

612 

586 

612 

587 

9 

613 

588 

614 

588 

703 

674 

704 

675 

10 

705 

676 

706 

676 

782 

702 

733 

703 

11 

734 

704 

734 

704 

763 

732 

763 

732 

12 

764 

733 

765 

734 

795 

759 

795 

759 

13 

796 

760 

796 

760 

820 

787 

820 

787 

14 

821 

788 

821 

788 

846 

817 

847 

817 

15 

847 

817 

847 

818 

874 

848 

874 

848 

16 

875 

848 

875 

849 

903 

881 

903 

881 

17 

903 

881 

904 

881 

934 

915 

934 

915 

18 

934 

915 

934 

915 

966 

951 

966 

951 

19 

966 

951 

966 

951 

Age 

A. 

$85.05 

Age 

A. 

$85.59 

Age 

A. 

$86.20 

Age 

A. 

$86.88 

41 

S. 

Q. 

44.23 

22.64 

42 

S. 

Q. 

44.51 

22.68 

End 

43 

S. 

Q. 

44.83 

22.84 

44 

1. 

45.18 

23,02 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr 

Dist 

Yr  Dist 

Yr 

Dist 

Yr  Dist 

Year 

Yr 

Dist 

Yr  Dist 

Yr 

Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$112 

$112 

$112 

$112 

3 

$112 

$112 

$113 

$113 

204 

198 

204 

199 

4 

204 

199 

205 

200 

299 

285 

300 

285 

5 

300 

286 

301 

286 

371 

355 

372 

356 

6 

372 

356 

373 

357 

447 

428 

448 

429 

7 

449 

430 

450 

431 

529 

506 

530 

507 

8 

530 

508 

532 

509 

615 

589 

616 

590 

9 

617 

591 

618 

593 

707 

678  ; 

708 

679 

10 

709 

680 

711 

682 

735 

705  : 

737 

706 

11 

738 

708 

7^ 

39 

709 

766 

735 

767 

736 

12 

768 

737 

769 

738 

797 

761 

798 

762 

13 

799 

763 

800 

764 

822 

789 

823 

790 

14 

823 

790 

824 

791 

848 

818 

848 

819 

15 

849 

819 

849 

826 

875 

849 

875 

849 

16 

876 

849 

876 

850 

904 

881 

904 

881 

17 

904 

881 

904 

882 

934 

915 

934 

915 

18 

934 

915 

034 

915 

966 

951 

966 

951 

19 

966 

951 

966 

951 

The  Paid-Up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan.  Value  each  Year  U same  as  Cash  Value  of  next  Year  until  maturity. 


10  PAYMENTS- 

-20  YEAR  ENDOWMENT— $1,000. 

Age' 

A. 

$87.62 

Age 

A. 

$88.45 

Age 

A. 

$89.37 

Age 

A. 

$90.38 

45 

S. 

Q- 

45.56 

23.22 

46 

S. 

Q. 

46,00 

23.44 

End 

47 

S. 

Q. 

46.48 

23.q8| 

oc 

S 

Q. 

47.00 

23.95 

20 

10  or  5 

20-' 

10  or  .5 

of 

20 

10  or  - 5 i 

20. 

10  or  5 

Yr  Dist 

Yr  Dist  , 

Yr  Dist 

Yr  Dist  , 

Year 

Yr  Dist 

Yr  Dist  » 

' Yr  Dist 

Yr  Dist 

Cash 

(^sh 

Cash 

. Cash 

. Cash 

“ (^sh  : 

Cash 

Cash 

$113 

$iia 

$113 

-$143. 

3 • 

$114, 

$114 

$114 

$114 

206 

200:  ^ 

206 

- 201 

4 

206 

201  ! 

207 

209 

802 

• 287‘  : 

302 

288 

303 

2a8 

304 

289 

374 

358 

375 

- 359 

0 i 

376 

• 360 

377 

361 

451 

432: 

452 

433  ; 

X 71 

453 

t 434 

454 

435 

533 

510  ? 

534 

5il 

■ 8] 

535 

513 

537 

514. 

620 

594' 

621 

5595  : 

9 

623 

597 

625 

59^ 

743 

k683. 

714 

-685'  ; 

Vito 

716 

■ 687 

719 

689 

741 

aj710>  ! 

742 

71%^  : 

11  ^ 

744 

•-  714 

746 

716 

770 

tr  m 5 

771 

740t, 

■•12. 

773 

■ ' 742  ' 

775 

: 7 43 

801 

7 765 

80 

2 

766  ; 

13  » 

803 

767 

805 

768 

825 

::  792-^  : 

826 

793- 

14 

827 

794  i 

828 

795 

850 

*820 

851 

821 

15  ‘ 

852 

.822  j 

852 

822.. 

877 

877 

851 

as , 

878 

851;  i 

878 

852 

904 

-m'  i 

905 

882- 

-17  i 

905 

i 882'  i 

905 

: 883 

934 

^915  1 

934 

916 

:18  • 

934 

^ 91^.  ( 

934 

916 

96 

6 

951 

966 

951 

19  1 

966 

95r  1 

966 

951 

Age 

A 

$91.50 

Age 

A. 

$92.73 

Age 

A. 

$94.06 

Age 

A. 

$95.53 

49 

S 

Q 

47  58 
24.25 

50 

S. 

Q. 

48.22 

24.57 

End 

cjn 

s. 

Q. 

48.91 

2493 

52 

s. 

Q. 

49.68 

25.32 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

20 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Di.st 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$114 

$114 

$115 

$115 

3 

$115 

$115 

$115 

$115 

208 

202 

208 

203 

4 

209 

204 

210 

204 

305 

290 

306 

291 

5 

307 

292 

308 

293 

378 

362 

379 

363 

6 

380 

364 

381 

365 

455 

436 

457 

437 

7 

458 

439 

460 

440 

538 

516 

540 

517 

8 

542 

519 

544 

521 

626 

600 

629 

602 

9 

631 

604 

633 

607 

721 

691 

723 

694 

10 

726 

696 

729 

699 

748 

718 

750 

720 

11 

753 

722 

756 

725 

777 

745 

779 

747 

12 

781 

749 

783 

751 

806 

770 

808 

772 

13 

810 

773 

812 

775 

829 

79J 

831 

797 

14 

832 

799 

834 

800 

853 

823 

854 

824 

15 

855 

825 

857 

827 

819 

852 

879 

853 

16 

880 

854 

881 

854 

906 

883 

906 

883 

17 

906 

884 

907 

884 

935 

916 

935 

916 

18 

935 

916 

935 

916 

966 

951 

966 

951 

19 

966 

951 

951 

Age 

A. 

$97.15 

Age 

A. 

$98.90 

Age 

A. 

$100.81 

Age 

A. 

$102.91 

53 

S. 

Q. 

50.52 

25.74 

54 

, 1- 

51.43 

26.21 

End 

55 

S. 

Q. 

52.42 

26.72 

56 

S. 

Q. 

53.51 

27.27 

20 

10  or  5 

20 

10  or  5 

of 

20 

10  or  5 

>>  '6 

10  or  5 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Year 

Yr  Dist 

Yr  Dist 

d © 

§ ^ . 
w ® 

Yr  Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

Cash 

$116 

$116 

$116 

$116 

3 

$117 

$117 

-d  •' 

H d 

$117 

210 

205 

211 

206 

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The  Raid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required  . 


The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Guaranteed  Income  Policy* 


explanXtions. 

The  amount  of  the  insurance  is  payable  at  death  whenever 
it  occurs,  and  the  guaranteed-  income  or  deferred  annuity  of 
$40  is  paid  to  the  insured  beginning  at  the  end  of  the  twenty- 
first  or  sixteenth  year  from  the  date  of  the  policy  and 
continuing  during  the  lifetime  of  the  insured,  if  the  policy  is 
not  surrendered  previously. 

Premiums  are  payable  annually,  semf-anniially  or  quarterly 
during  twenty  or  fifteen  years.  y : . ai 


Guarantees  After  the  Policy  Shall  Have  Been  in  Force 
Three  Years. 

Automatic  Paid-up  Insurance. — This  policy,  without  action 
on  the  part  of  the  insured,  becomes  a non-participating 
paid-up  endowment  policy  maturing  in  twenty  or  fifteen  years 
from  the  date  of  the  original  policy,  or  at  death  if  prior, 
for  a definite  amount  which  is  stated  in  the  policy  for  the 
end  of  the  year  for  which  premiurhs  have  been  paid. 

This  paid-up  policy  does  not  provide  for  any  deferred 
annuity,  but  for  an  endowment  insurance  maturing  at  the 
end  of  the  period,  or  at  death  if  prior. 

Gash  Surrender  Value. — This  policy  can  be  surrendered  for 
its  cash  value  within  sixty  days  from  the  date  when  the 
premium  is  due  and  not  paidy  or  at  any  time  after  all  the 
premiums  required  have  been  paid^  and  there  will  be  paid 
therefor  in  cash  a definite  amount  stated  in  the  policy  for 
the  end  of  the  last  completed  policy  year.  This  cash  value 
includes  the  value  of  the  insurance  and  of  the  deferred 
annuity. 

It  will  be  noted  that  the  cash  value  at  the  end  of  the  period 
is  $1,040;  at  the  end  of  the  twenty-first  or  sixteenth  year 
the  value  is  $1,000,  and  the  first  'payment  of  the  guaranteed 
income,  that  is,  at  the  end  of  any  year  subsequent  to  the 
twentieth  or  fifteenth  year,  the  cash  value  is  the  same,  the 
income  for  each  year  subsequent  to  the  end  of  the  twentieth 
or  fifteenth  having  been  drawn. 


71 


Loans.— The.  Companj^^vill  ^fiy©  „ R6J  interest, 

payable  in  advance,  tfife  amcoj'nt-of value 
as  stated  in  the  policy Jor  .tha. end  of  the  year  for  which 
premiums  have  been  paid  JS’q?  instance,  at  the  end  of  the 
sixth  year  there  will  beToahed  the  cash  value  at  the  end  of 
the -seventh  year,  the  seventh  premium  being  paid.  . f 

The  extended  ihsUranb^  feature  Is  riot  mad^'^part  of -this 
poHcy,  as  it  cannot' be  welf  ’ applied  to  "cbmbiriatloris  'bf  inStir- 
ance  and  deferred- annuities^-  tr  :•  T.d 

- !eni  3ho  vy-Jiub  ‘ .> 

■ • : • .i-'r'iq  ue-iSi/ru/ . ^ 

. I^§TI?i:^yTION.  OF^SUP 

Surplus  on  this  policy  will  be  apportioiiedo  at-.'the  ' end  of 
twenty  or  fifteen  years,  and  annually  thereafter. 


The  surplus  apportioned  at  the . end  of  the  first  period  cap 

be;-  -Kirst-^I^dwniarixash"^^  .or,.  Second^AppliridLtb  '-^michdse 

an  increase  to  the  guaranteed  income  or  deferred  annuity;  or. 
Third— to  purchase  additionar  {S'dTup  life  insurance  payable 
m the  same  manner  as  the  p^iricipalUum,  ori^^ 
medical  examination,' ^or  -^^hout  examination  iF'^t^o  ^y^afs’ 


previous  notice  of  the -selectibn  of  this  option-^  ShaH^- ha vd' been 

giveh  to  the  Company,  ^ 

A y ohj  n;  I .)7ini7ob  s lot 

That  part.dtjbhe  premiuip,  prQy;des„  for 

a deferred  annuity  in  combination  will  participate  in  the  surplus. 

The  addjtipns.* 

participating  and  are  noix-ifp^itabJ^.. 


v:  .bo;  -,  .r  edt  lo  bno 


• c .h^sT  iua  ed  n£D  yoiloq  e:ri  F — .sul  'teb.ne'i'fuS  Hes^- 

This  policy  will  not  rbai^ssuedb  on  any,  other  pJan  than,  the 
twenty-payment  twenty:tyear  distribution^  and  i fifteen-payment 
fifteen  year  distribution^  oti  with  any  other  guaranteed  income 
than  $40  for  each  $ LOO Q.Tuome  ejliuleh  c nar.o  ni  'robiahj 
.'•tosy  yoiiccj  ;Je£i  srii  lo  bus  er? 

^,Continge.nt| additiong  oaa .)5dePiiade  -to-,.this;Pplicy,j.  Eq5;,exT; 
planations  and  rates  consult  index. 


Payable  ip  Instalments.-^T^is.pc^icy , when,  it  becomes  a plaim 
will.be  paid Jb^equal  -annua^^^m^^  at  option^  the. holder,; 

For. explanations  cpnsMlt,.|p^x,.  arfj  bus  . ..00  . ■ ; ei  suls-.  •■•rfi 
. ' o:  iu. --Curt  ix.ay  yoij  ^0  bne  sfU  jc  ,e?  .amconi 

fraice  -.id  el  ouic-  dzuc  erl-  . v djnsoihi  'lo  r'.^-  :ir'sv- : 
fi^eiinsw.l  adt  =1.:)  raa  jri:A.  ..  rfoso  to"  srfyArd 

,c  ■ ’'griwsd  riJAr-r^il 


Loan  Value  each  Year  iS  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  INGOME  POLICY— $h000;  73 

tS'Paymenis.  15  Year  Disfrlbution.  Incoime '$40. 


Age 

2i 

Pt^niluiU 

A...  . :$t3.22 
S.  , 88,07 

Q.  19.'40 

Age 

22 

Premium 
A.$78?6 
9.  , 38:10 
O-  19.41 

Age  ] 

23l 

Ternium 

L $78.29 
y 88.11 
}.  19.42 

Age 

24 

Premium 

A.  $73.81 
S.  88.12 
0.  19.43 

Age 

2B 

Premium 

A.  $73.84 
S.:.3814 
<3.  19.44 

Age 

26 

Premium 

A.  $73  88 
S.  88.16 
Q;  19.45 

3 

3 

C 

0 

i ' 

End 

!r*  - 

v3  S 

3 6 • 

v3  i 

3 6 

<5  § 

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Year 

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8 

$208, 

$94 

$208 

$94 

$208 

$94 

$208 

$94 

3208 

$94 

$208 

■■$94 

4 

277 

172 

277: 

172 

277 

172 

277 

: '172 

277 

172 

277 

172 

6 

347 

253 

347 

253 

347 

' 253 

347 

253 

347 

253 

347 

253 

e 

416 

315 

416 

315 

416 

315 

416 

315 

416 

315 

416 

815 

7 

485 

379 

485 

379 

485 

379 

485 

379 

485 

379 

485 

879 

s 

554 

448 

554 

448 

554 

i 448 

554 

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554 

'448 

554 

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9 

624 

622 

624 

521 

624 

< 521 

624 

521 

624 

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624 

-621 

10 

693 

598 

693 

598 

693 

; 598 

693 

598 

693 

■ 598 

693 

597 

XI 

763 

681 

763 

681 

763 

681 

763 

680 

763 

680 

763 

680 

12 

832 

767 

832 

767 

832 

. 767 

832 

; 767 

8^ 

767 

832 

767 

13 

901 

860 

90T 

860 

901 

: 860 

901 

' 859 

901 

859 

901 

859 

14 

971 

947 

971 

947 

971' 

947 

971 

947 

971 

947 

971 

947 

IS 

1,040 

1,040 

1,040 

1,040 

,1,040 

1,040 

16 

1,000 

.1.000 

UOQO 

1,000 

a,QOO 

1,000 

Age 

27 

Premium 

A-  $78.48 

S.  8€l.l8 

Q:-  19:46 

Age 

28 

Premium 
A,  $73.48 
S,  88.21 
•Q.  19.47 

Age 

29  i 

^lemium 
t.  $78.65 
>.88  25 
h 19.49 

Age 

3g 

premium 
A,  $78.61 
S.  88.28 
19.51 

Age 

31 

Premium 
A.  $78.69 
S.  88.82 
Q:  19.53 

Age 

32 

Premium 
A.  $73.77 
S.  .88  86 
Q;  19  55 

, ■& 

3 

c 

c 

End, 

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3 s 

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4 

277 

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277 

172 

277' 

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277 

' 172 

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277 

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315 

416 

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416 

314 

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379 

485 

' 379 

485 

' 879 

485 

: 879 

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554 

: .448 

554 

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554 

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554 

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624 

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624 

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624 

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624 

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10 

693 

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m 

597 

693 

597 

693 

597 

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507 

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11 

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680 

m 

: 680 

763 

680 

763 

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763 

679 

763 

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12 

832 

‘767 

767 

832 

766 

832 

766 

832 

766 

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1 

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13 

901 

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901 

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901 

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901 

'858 

901 

858 

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i '858 

14. 

971' 

947 

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971 

947 

971 

947 

971 

947 

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< 947 

IS 

1,040 

1,040 

1,040 

.1,040 

1,040 

1^040 

16 

1,000 

1.000 

■1,000 

U,000- 

1,000 

1,000. 

Age 

Pr 

■Ai‘ 

eihium 

$73^88 

Ag^ ; 

Ptemiam 

a:  $73.99 

Age  ] 

^remium 

$74.12 

Age 

36 

premium 
a:  $74.27 

Age 

Premium 
a:  $74.43 

Age 

38 

Premium 
a:  $74  62 

00 

S. 

88,42 

s. 

88,47 

35' 

>.  38.54 

S.  88  62 

s. 

; 88.70 

S. 

38  80= 

00 

Q'.' 

19.58 

Oh 

. 19.61 

19.64 

Q,  19.68 

Of 

0 

. 19.72 

Q 

. 19.77 

c 

c 

3 . 

c 

c 

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$208 

$94 

$208' 

! $94 

$208 

$94 

$208 

^ $94 

$208 

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4 

277 

.172 

277 

' : ;i72 

27? 

1 172 

277 

• 172 

277 

172 

277 

172 

S 

347 

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347 

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! ' 253 

347 

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347 

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347 

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6 

410 

313 

416 

Mi 

416 

: 313 

416 

313 

416 

313 

416 

313 

7 

485 

378 

485 

378 

485 

; 378 

485 

; 378 

485 

378 

485 

378 

8 

554 

447 

554 

j 

1 ;-^446 

554 

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554 

446 

554 

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554 

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9 

624 

519 

624 

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624 

519 

624 

519 

624 

518 

10 

693 

597 

693 

596 

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596 

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596 

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11 

763 

. 678 

768 

678 

763 

678 

76$ 

: 678 

763 

j 

i .‘  677 

763 

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12 

832 

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832 

766 

832 

; 766 

832 

765 

832 

765 

832 

765 

13 

901 

858 

901 

857 

901 

: ^857 

901 

' -857 

901 

i 857 

901 

■ 857: 

14 

971 

947 

971 

946 

971 

> ,946 

971 

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971 

i 

1 946 

971 

946  i 

IS 

. 1,040 

1,040 

’ 1,010 

! 1,040 

U,040 

1:040 

16 

1^000. 

i,00Q„ 

LOOO 

'1,000 

' 1,000 

' 1,000 

Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


74  GUARANTEED  INCOME  POyeY-^$liOpO. 

is  Payments.  IS  Year  Distribution.  Income. $40. 


Age 

39 

Premiuni 

A.  $74.83 

S.  38.91 

Q.  19.83 

Age 

40 

Premium 
A.  St 75.04 
S.  89.04 
Q,  19.90 

Age 

W 

Premium 
A.' $75.37 
5.  3919 
Q.  19  97 

Age. 

42 

Premium,' 

A.  $75.69 
3;  89.36 
Q.  2006 

Age 

43  i 

Premium 

A.  $76.05 
S.  39.65 
Q.  20.15 

Age 

44 

Premlilm 

A.  $76  48 
S.  89  77 
Q,  2027 

C- 

1 

c 

a 

a 

a 

End 

a 

3 B 

•s  § 

3 B 

-d  s ■ 

3 B 

&B 

• -g  J 

ef 

Year 

si 

a 

W 

u 

si 

w. 

S? 

si 

W 

Si 
(£•§  ■ 
U) 

<tf  73  . 
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w 

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a 

w 

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s 

$208 

$94 

$208 

$94 

$208 

$94 

$208 

$94 

$208 

$94 

$208 

$94 

4 

277 

172 

277 

172 

277 

172 

277 

172 

277 

172 

277 

172 

S 

347 

252 

347 

252 

347 

252 

347 

252 

347 

252 

347 

252 

6 

416 

313 

416 

313 

416 

313 

416 

313 

416 

312 

416 

312 

7 

485 

378 

485 

378 

485 

377 

485 

376 

485 

376 

485 

376 

S 

554 

445 

554 

445 

554 

■ .445 

554 

445 

564 

445 

554 

444 

9 

624 

518 

624 

518 

624 

518 

624 

517 

624 

517 

624 

517 

10 

693 

595 

693 

595 

693 

595 

693 

.594 

693 

594 

693 

594 

11 

763 

677 

763 

677 

763 

; 676 

763 

676 

763 

675 

763 

675 

12 

832 

765 

832 

763 

832 

. .763 

832 

762 

832. 

762 

832 

761 

13 

901 

856 

901 

: 856 

901 

' .856 

901 

855 

901 

* 855 

901 

854 

14 

971 

946 

971 

946 

971 

945 

971 

045 

971 

945 

971 

944 

15 

1,040 

1,M0 

44)40 

1,040 

.1,040 

1,-040 

16 

1,000 

'1,000 

1,000 

1,000 

1,000 

1,000 

Age 

45 

Premium 

A.  $76.96 

S.  40  02 

Q.  20.89 

Age 

46 

Premium 

A.  $77.60 
S.  40  30 
Q.  20.54 

Age 

m 

Premium' 

A,  $78  13 
[S.  40.68 
p.  20.70 

Age 

48 

Premium' 

a;  $78  84 
S.  41.00 
Q.  20.89 

Age 

49 

Premium 

A.  $79.63 
S.  ^1.41 
ip;  21.10 

Age 

50 

Premium' 
A.  $80.60 
S.  41.86 
Q.  21.33 

End 

e 

c 

3 E 

rij 

■ ..c  1 

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- « 

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277 

$94 

172 

$208 

277 

$94 

172 

$208 

277 

^4 

172 

$208 

277. 

$94 

171 

$208 

277 

,.  $94 

170 

$208 

277 

$94 

170 

5 

347 

252 

347 

251 

347: 

251 

347 

251 

347 

. 251 

347 

250 

6 

416 

312 

416 

312 

416 

312 

416 

311 

416 

310 

416 

310 

7 

485 

376 

485 

375 

485 

375 

485 

375 

485 

374 

4^i 

373 

8 

554 

444 

554 

444 

554 

442 

554 

■ 442 

554 

441 

554 

440 

9 

624 

515 

624 

515 

624 

514 

624 

513 

624 

513 

'612 

10 

693 

592 

693 

591 

693 

591 

693 

590 

693 

589 

693 

588 

il 

763 

674 

763 

673 

763 

672 

763 

671 

763 

670 

763 

669 

12 

832 

761 

832 

• 760 

832 

; 759 

832 

' ' 758 

8^ 

756 

832 

755 

13 

901 

854 

901 

853 

901 

853 

901 

851 

901 

850 

9Q1 

849 

14 

971 

i 943 

971 

943 

971 

; 942 

971 

942 

971 

941 

971, 

941 

15 

.1.040 

1,040 

1,040 

1,040 

. 1,040 

1,040 

16 

1,000 

1,000 

1.000 

1.000 

1,000 

l,jX)0 

Age 

51 

Pi 

A. 

S. 

Q> 

■emium 

$81.53 

42.40 

2161 

Age 

52 

Premium 
A.  $82.71 
S.  43.01 
Q,  .21.92 

Age 

53 

Premium 

A.  $84.02 
S.  43.69 
•Q.  22.27 

Age 

54 

Premium 

A.  $85.47 
S.  44.44 
Q.  22.65 

Age 

55 

Premium 

A.  $87.05 
S.  46.27 
Q. . 23.07 

Age 

56 

Premium 

A.  $88.82 
S'  46.19 
Q.  23:54 

End 

c 

3 I 

c 

3 E 

js  a 

ja  J 

a 

n 

r.  ^ 

a 

3 B 

a 

a B 

- « 

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of 

Year 

P 

C 

a 

•s  = 

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u > 

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a 

W 

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^ a 
. W 

u > 

s| 

a 

W 

U > 

Ui 

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3 

$208 

$94 

$208 

i $94 

$208 

$93 

$^ 

$93 

$208 

1 $93 

$208 

$93 

4 

170 

277 

170 

277 

170 

277 

> 170 

277 

, 169 

277 

169 

5 

347 

; 250 

347 

250 

347 

249 

347 

: r248 

347 

' ; 247 

347 

247 

6 

416 

309 

416 

; 309 

416 

308 

416 

307 

416 

1 : 306 

416 

305 

7 

485 

372 

485 

» 371 

485 

370 

485 

369 

485 

i ; 368 

485 

367 

8 

554 

439 

554 

437 

554 

436 

554 

435 

554 

434 

554 

432 

9 

624 

; 510 

624 

’ 509 

624 

: 507 

624 

606 

624 

503 

624 

. 502 

lO 

693 

586 

693 

1 584 

693 

583 

693 

681 

693 

1 579 

693 

577 

11 

763 

: 667 

763 

[ 665 

763 

^ 664 

763 

662 

763 

1 659 

763 

657 

12 

832 

: 754 

m 

! 753 

832 

! 751 

832 

; 748 

832 

! 746 

832 

■ .744 

13 

901 

848 

901 

847 

901 

845 

901 

843 

901 

841 

901 

839 

14 

971 

940 

971 

939 

971 

938 

971 

937 

971 

i 936 

97t 

934 

15 

1,040 

1,040 

1,040 

1,040 

1,040 

1,040 

16 

1,000 

1,000 

1,000 

1,000 

1,000 

1,000 

l oan  Value  each  Year  is  same^s  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,.^en  ,the  same. 


76 

GUARANTEED 

INCOME  POtlOY— $1 ,000. 

20  Payments. 

20  Year  Distribution.  Income  $40. 

Age 

21 

Premium 

A.  $^72 

S;  ^A1 

Q.  13.97 

Age 

22 

Premium 
A.  $52  78 
S.  27.45 
Q.  18.99 

Age 

23 

Premium 
A-  JP52.83 
Si  27.47 
Q.  14.00 

Age 

24 

Premium 
A.  $52.89 
S.,  27.60 
0.  14.02 

Age  ’ 

21 

■ Premium 
A.  $52.95 
S.  27  58 
Q.  14.08 

Age 

26 

Premium 
A.  $53  02 
S.-  27  67 
Q.  Ii06 

End 

a 

3 i 

^ % 

■■  ^ 

c 

.-3-S 

;.c  1 

c 

3 8 

f| 

r-  ^ 

of 

8$ 

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5 ? 

21 

•1° 

: 

si 

a 3 
'-J  > : 

2l; 

i 

3? 

W 

w 

W 

W 

w 

W; 

3 

$156 

$63 

$156 

$63 

$156 

i $63 

$156 

$63 

$1^ 

$63 

$156 

$63 

4 

208 

it  115 

208 

115 

208 

: 116 

208 

115^ 

208 

115 

208 

115 

3 

260 

169 

260 

169 

260 

169 

260 

169 

260 

169 

260 

;169 

6 

312 

210 

312 

209 

312 

209 

312 

210 

312 

210 

312 

‘ 210 

7_ 

364 

253 

364 

253 

364 

253 

364 

258 

364 

^3 

364 

, 253 

8 

416 

m 

416 

299 

416 

299 

416 

299; 

4i6 

299 

416 

299 

9 

468 

348 

468 

347 

468 

, 347 

468 

347 

468i 

5^ 

347 

468 

347 

IQ 

520 

399 

520 

399 

620 

399 

520 

399 

399 

520 

399 

11 

572 

453 

572 

453 

572 

453 

572 

453 

572 

453 

572 

453 

12 

624 

^611 

624 

611 

624 

511 

624 

511 

624 

511 

624 

?511 

13 

676 

572 

676 

572 

676 

> 672 

676 

672 

676 

67i 

676 

r 571 

14 

728 

631 

728 

631 

728 

631 

728 

631 

728 

631 

728 

630 

15 

780 

'692 

780 

— 691 

780 

' ’ 691 

■780 

- 'OM 

-780 

691 

'■780 

-—691 

16 

832 

756 

832 

755 

832 

764 

832 

754 

882 

754 

832 

754 

17 

884 

821 

884 

821 

884 

821 

884 

821 

884 

821 

884 

821 

18 

936 

891 

936 

891 

936 

891 

936 

891 

936 

891 

936 

891 

19 

988 

964 

988 

964 

988 

964 

988 

964 

988 

964 

988 

963 

20 

1,040 

1,040 

1,040 

1,010 

1,040 

1,040 

21 

1,000 

1,000 

1,000 

1,000 

1,000 

1,000 

Age 

27 

Premium 

A.  $63.11 

S.  27.62 

Q.  14.07 

Age 

28 

Premium 
A.  $53.19 
S.  27.66 
Q.  14.10 

Age 

29 

Premium 

A.  $58.29 
S.  27.71 
Q.  14.12 

Age 

30 

Premium 
A.  $68.41 
S.  27.77 
Q.  14.16 

Age 

31 

Premium 
A.  $58.54 
S.  27.84 
Q.  14.19 

Age 

32 

Premium 
A.  $53  67 
S.  27  91 
Q.  1422 

-g 

ri 

C 

End 

Cu| 

3 S 

•S  1 

CL^ 

3 S 

•s  1 

aS 

3 6 

a| 

3 6 

•s  " 

§*6 

•s  1 

3 S 

•s  1 

of 

12  § 

rt  13 

2 1 

rt  *3 

2| 

3 1 

± 1 

rt  a 

Year 

pS  c 

u > 

c 

U > 

c 

u > 

P^  c 

u > 

rt-O 

p^  c 

U > 

u > 

Ui 

W 

W 

w 

w 

3 

$156 

$63 

$156 

$63 

$156 

$63 

$156 

$63 

$156 

$63 

$156 

$63 

4 

208 

115 

208 

115 

208 

115 

208 

115 

208 

115 

208 

115 

5 

260 

169 

260 

169 

260 

169 

260 

169 

260 

169 

260 

169 

6 

312 

210 

312 

209 

312 

209 

312 

209 

312 

209 

312 

209 

7 

364 

253 

364 

253 

364 

253 

364 

253 

364 

253 

364 

253 

8 

416 

299 

416 

299 

416 

299 

416 

299 

416 

299 

416 

299 

9 

468 

347 

468 

347 

468 

347 

468 

347 

468 

346 

468 

346; 

lO 

520 

399 

520 

399 

620 

399 

520 

398 

520 

398 

520 

398’ 

11 

572 

453 

572 

453 

572 

453 

572 

453 

572 

452 

572 

452  i 

12 

624 

511 

624 

610 

624 

510 

624 

510 

624 

510 

624 

510. 

13 

676 

571 

676 

571 

676 

571 

676 

671 

676 

571 

676 

571 

14 

728 

629 

728 

629 

728 

629 

728 

629 

728 

629 

728 

629 

15 

780 

691 

780 

691 

780 

691 

780 

690 

780 

690 

780 

690 

16 

832 

754 

832 

754 

832 

754 

832 

754 

832 

753 

832 

753 

17 

884 

821 

884 

821 

884 

821 

881 

820 

884 

820 

884 

820/ 

18 

936 

891 

936 

890 

936 

890 

936 

890 

936 

890 

936 

889 

19 

988 

962 

988 

962 

988 

962 

988 

962 

988 

962 

988 

962' 

20 

1,040 

1,040 

1,040 

1.040 

1,040 

1,040  i 

21 

1,000 

1,000 

1,000 

1,000 

1,000 

1,000 i 

1 

Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


78  GUARANTEED  INCOME  POLICY— $1,000. 


20  Payments.  20  Year  Distribution.  Income  $40, 


Age 

45 

Premium 

A.  ^30 

S.  80.32 

■Q.  15.45 

Age 

46 

Premium 

A.  $69.06 
S.  8071 
Q.  15.65 

Age 

4J 

Premiunj 

A.  $59  95 
S.  31 17 
Q,  15.89 

Age 

48 

Premium 
A.  $60.93 
S.  81.68 
Q.  16.15 

Age 

49 

Premium 
A.  $62.02 
S.  32  25 
Q.  16.44 

Age 

50 

Premium 
A.  $63.22 
S.  82.87 
Q.  26.75 

End 

c 

3 S. 

c" 

3 £ 

- V 

•S  3 

c 

3 £ 

'S  1 

c 

3 E 

^ 3 

£ 

re 

^ 3 

of 

Year 

Ph  c 

jSl 

C 

fi  > 

Ph  c 

6 > 

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c 

U > ■ 

u - 

Ph  G 

. rt  "rt 

W > 

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u 

w 

U 

w 

M 

3 

$156 

$65 

$156 

$65 

$156 

: $65 

$156 

$65 

$156 

$65 

$156 

$65 

4 

208 

117 

208 

117 

206 

1 117 

208 

118 

206 

118 

208 

119 

5 

260 

171 

260 

172 

260 

172 

260 

173 

260 

172 

260 

173 

6 

312 

212 

312 

212 

312 

213 

312 

213 

312 

214 

312 

213 

7 

364 

255 

364 

255 

364 

^ 255 

364 

255 

364 

256 

364 

256 

8 

416 

300 

416 

300 

416 

300 

416 

301 

416 

300 

416 

. i 

1 300 

9 

468 

348 

468 

348 

468 

347 

468 

347 

468 

348 

468 

‘ 348 

10 

520 

398 

520 

397 

520 

897 

520 

397 

520 

897 

520 

: 396 

11 

572 

451 

572 

450 

572 

450 

572 

450 

572 

1 449 

572 

449 

12 

624 

507 

624 

506 

624 

. 506 

624 

, 506 

624 

505 

624 

. 504 

13 

676 

667 

676 

566 

676 

- 565 

676 

564 

676 

564 

6-^6 

562 

14 

728 

623 

728 

623 

728 

j 622 

728 

620 

728 

619 

728 

618 

IS 

780 

684 

780 

682 

780. 

! 681 

780- 

• 680 

780 

678 

780 

677 

16 

832 

746 

832 

745 

882 

: 744 

832 

742 

832 

741 

832 

739 

17 

884 

812 

884 

812 

884 

811 

884 

808 

884 

807 

884 

: 806 

18 

936 

883 

936 

882 

936 

881 

936 

880 

936 

‘ 878 

936 

; 877 

19 

988 

959 

988 

958 

988 

956 

988 

. 956 

988 

955 

988 

954 

20 

1,040 

1,040 

1,040 

1,040 

1,040 

1,040 

21 

1,000 

1,000 

1,000. 

1,000 

1,000 

1 

1,000 

Age 

51 

Premium 

A.  $64.65 

Age 

52 

Premium 
A.  $66  .03 

Age 

Premium 
A.;  $67  62 

Age 

54 

Premium 
A.  $69  89 

Age 

55 

Premium 

A.,$71.86 

S. 

Q- 

88  67 
17.11 

S.  84.84 
Q.  17.60 

53 

S.I  35.16 
17.92 

S.  8608 
18.89 

.S.  87.10 
0.  18.91 

End 

c 

3 6 

iC  1 

e. 

a" 

? 2 

S3 

"S" 

3 H 

c- 

3 £ 

^3 

a 

3 E 

^ 1 

of 

Year 

1 

•<S  n 
u > 

21 

pi 

fa's 

g| 

il 

Si 

i* 

u > 

U 

w 

1 

w 

W 

w 

3 

$156 

$65 

$156 

$66 

$156 

$66 

$156 

$66 

$156 

$67 

4 

208 

119 

208 

120 

208 

119 

206 

120 

208 

121 

5 

260 

.174 

260 

174 

260 

175 

260 

176 

260 

176 

6 

312 

214 

312 

214 

312 

215 

312 

216 

312 

216 

7 

364 

257 

364 

256 

364 

257 

364 

258 

364 

i .257 

8 

416 

301 

416 

301 

416 

i .301 

416 

301 

416 

302 

9 

468 

347 

468 

347 

468 

347 

468 

347 

468 

347 

10 

520 

397 

520 

397 

520 

i 396 

520 

396 

520 

395 

11 

572 

449 

572 

. 447 

572 

‘ 447 

572 

446 

572 

446 

12 

624 

503 

624 

502 

624 

501 

624 

500 

624 

499 

13 

676 

561 

676 

559 

676 

558 

676 

556 

676 

555 

14 

728 

616 

728 

615 

728 

613 

728 

611 

728 

609 

IS 

780 

675 

780 

673 

780 

671 

780 

669 

780 

667 

16 

832 

737 

832 

735 

832 

732 

832 

730 

832 

727 

17 

884 

803 

884 

801 

884 

800 

884 

796 

884 

794 

18 

936 

875 

936 

874 

936 

871 

936 

869 

936 

867 

19 

988 

953 

988 

952 

988 

951 

988 

949 

988 

947 

20 

1,040 

1,040 

1,040 

1,040 

1,040 

21 

1,000 

1,000 

j 

1,000 

i 

1,000 

f 

1,000 

Continuous  Instalment  Policy^ 


EXPLANATIONS. 

By  the  terms  of  this  policy,  upon  the  death  of  the  insured  a 
non-participating  annuity  contract  will  be  issued,  agreeing  to  pay 
to  the  beneficiary  named  in  the  policy,  at  once,  a first  instalment 
of  five  per  cent,  of  the  face  amount  of  this  policy  ; and  thereafter, 
on  each  anniversary  of  said  date,  an  instalment  of  like  amount, 
without  interest,  until  twenty  such  instalments  shall  have  been 
paid  ; and  also  providing  to  continue  the  payment  of  such  instal- 
ments throughout  the  remaining  lifetime  of  the  beneficiary^ 
Should  the  beneficiary  named  in  the  policy  die  before  the  insured, 
or  after  the  death  of  the  insured  and  before  the  twenty  instal- 
ments have  been'paid,  there  will  be  paid  to  the  administrators  or 
executors  of  the  insured,  or  of  the  beneficiary,  as  may  be  agreed 
upon,  the  instalments  of  five  per  cent,  of  the  face  of  the  policy, 
until  the  twenty  instalments  have  been  completed.  That  is, 
there  will  be  paid,  in  any  event,  twenty  annual  instalments  of  five 
per  cent,  of  the  face  amount  and  additional  annual  instalments 
of  five  per  cdnt»>as  long  as  the  beneficiary  may  live  beyond  the 

twenty  years  after  the  death  of  the  insured.  - b: . en:  . 

The  premiums  on  this  form  of  policy  are  payable  annually, 
semi-annually  or  quarterly  during  life,  or  during  twenty  or  ten 
years. 

The  premium  depends  upon  the  age -of  the  beneficiary  as  well 
as  that  of  the  insured. 

Should  the  beneficiary  die  before  the  insured  the  policy  will  be 
changed  by  the  Company’s  endorsement,  so  as  to  require  smaller 
premiums  thereafter.  The  reduced  premiums  payable  in  that 
event  are  stated  in  the  regular  table  of  rates  herewith.  'V 


79 


Guarant^jll^!  the^  be^  jifl  J^e  Three  y Years. 

The  automatic  paid-up . insurarice.^rovided  by  the  terms  of 
this  policy  is  paid-up  non-partipipatingji^e  insurance,  payable  in 
one  sum  upon  the  death  of  the  insured,  and  not  payable  in  instal- 
ments.'  The  amounts  will  be  foUnd'^m  the  policy  and  in*  the 

- : .i;'.v  :tOir  V-  . . •O'T 

accompanying:  tables.  « - 

. : ' e .vuilocf  ‘ ^ V r': . ■ 

On  limited  payment  policies,  when  the  premiums  have  all  been 

JO'  jojst  9i  - to  rne  ' avr 

paid,  the  policy  is  full  paid  for  the  face  of  it  as  a continuous 
. ns  .-i  ■ bisa  •;  ss'  ri:.>.fce  re 

instalment,  and  not  for  paid-up  life  insurance. 

■ !:sri2  V--' '-ere eJar' f 'ioui  hironjfw 

The  extended  insurance  feature  of  this  policy  secures  to  the 

■ ’Hi  J.^sq 

beneficiary  the  full  number  and  amount  of  instalments  in  case 

. ' * ^ ,■  ' ■ :J  joi: 

the  insured  dies  within  the  term  of  years  and  months  stated  in 

, . . o-ij  eioT-'i  • 'Di'Oc.  : ^ . ' ■ -jonQ 

the  policy.  , . . . , 

j >n/-  ..3'’uei*.  sn^  in  ntsrb  lOi  : ic 

j^The  caish  surrender  value  feature  , provides^tbatg  the  policy 
can.be  surrendered  and ji there  wiU,.be  paid,  thexpfor  ip  xasl^^.a 
definite  .amopnf, stated  in  the.  policy  itself.  . . - : > - ^ r.  g 

The  loan  feature,  provides  that  the  amount  Qf  the.  nash  sur- 
render value,  as  stated  in  the  policy  for  the  end  pf  the;  year  Tor 
which  premiums  have  been  paid, . will  be  loaned.^dFor;  instance, 
at;  the  end  o|  the  eighth  year . there;  will  be  loa^ied-  the  cash  value 
at  the  end  of  the  ninth  yean  the  ninth  premiurnvbeing paid,  : 

The  paid.-up  insurance)  extended  Jnsurance,' cash  ixalue  ;and 
loans  are  based  upon  the. age  of  the  insure4  and,  not -upon  the 
age  of  the  beneficiary. 


'^■’^‘^■''•  DISTRIBUTION  OF  SURPLUS.'-' 


q odT 


The  surplus  will  be  apportioned  at  the  end  of  twenty,  fifteen 
or  ten  years,  and  annually  thereafter,  or  at  the  end  of  each  five- 
year  pOriod’  The  ^^urplliS  apportioned  on  the  tweiity,  fifteen  or 
ten-year  distribution  plans  can  only  be  drawn  ih  cash,  or  applied 
to  the  purchase  of  an  annuity.' o .b.  ^ii,t  rr:  be:-  - 


80 


The  Loan  Value  each  Year*  is  the  same  as  the  .Cash  Value  of  the  next  Year. 


LIFE  PAYMENTg^COMTINUOU^  INSTALMENT  POLICY-$1,000.  si 

Aae  of  Insured,  ; Should  Benefieiapy  die  premium  reduced  to  $14.36 

S'dr  Prem.  see  aere  of  Benefi  ry 

: Gliajanteed  OasH  Surrender  Value,  etc. 

Age 

of 

Bene. 

Annual 

Premium 

Age^ 
-Qf  ; 
Bene. 

Annual 

Premium 

op 

Ywr 

20  Ve^  Dtst 

15  Vea 

.r  Dist  ' 

10  or  5 YrD 

Extended 

Insurance 

Paid-i 

up 

* Cash* 

Paid- 

Uf^ 

Cash 

Paid-  L 
yp  I; 

Cash 

Yrs 

Mgs 

s 

$19  08 

36 

$I5'85“ 

3 

• 

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$33  > 

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2 

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37 

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The  Loan  Value  each  Year  is  the  -same  as  the  Cash  Value  of  the  next  Year. 


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Age  of  Insured.  ^7  Should  Beneficiary  die  premium  reducetj  lo  $16,48 


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LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$l,000. 

85 

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reduced  to  $1  7.32 

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End  . 

Guaranteed  Cash  Surrender  Value,  etc. 

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Premium 

Age 

of 

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15  Year  Dist 

10  or  5 Yr  D 

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of 

Year 

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up 

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End 

of 

Year 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 

Annual 

Age 

Annual 

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15  Year  Dist 

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of 

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of 

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Cash 

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up 

up 

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The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


86 

LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$l,000. 

Age  of  Insured,  31  Should  Beneficiary  die  premium 

reduced  to  $18.28 

For  Prem.  see  age  of  Benefl’ry 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 

Annual 

Premium 

Age 

of 

Annual 

Premium 

20  Year  Dist 

15  Year  Dist 

10  or  5 Yr  D 

Extended 

of 

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Cash 

Paid- 

Cash 

Paid- 

Cash 

Insurance 

Bene. 

Bene. 

Year 

up 

up 

up 

Yrs 

Mos 

5 

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36 

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391 

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289 

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429 

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300 

474 

800 

441 

260 

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486 

311 

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273 

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499 

322 

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463 

285 

13 

11' 

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20  14 

30 

510 

833 

610 

833 

474 

298 

13 

6 

Age  of  Insured,  33  Should  Beneficiary  die  premium 

reduced  to  $18.78 

For  Prem.  see  age  of  Benefl’ry 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 

of 

A.nnual 

Premium 

Age 

of 

Annual 

Premium 

20  Year  Dist 

15  Year  Dist 

10  or  5 Yr  D 

Extended 

Paid- 

Cash 

Paid- 

Cash 

Paid- 

Cash 

Insurance 

Bene. 

Bene. 

Year 

up 

up 

up 

Yfs 

Mos 

5 

$25  59 

36 

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3 

$11 

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$9 

3 

2 

6 

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37 

20  48 

4 

23 

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23 

68  . 

19 

4 

3 

7 

25  17 

38 

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5 ' 

96 

36 

96 

36 

96 

30 

5 

4 

8 

24  97 

39 

20  27 

6 

114 

48 

114 

48 

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6 

6 

9 

24  77 

40 

20  16 

. 7 : 

133 

59 

133 

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133 

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7 

6 

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41 

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8 

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153 

72 

152 

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8 

6 

11 

24  39 

42 

19  97 

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171 

84 

171 

84 

170 

66 

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4 

12 

24  21 

43 

19  87 

13 

24  02 

44 

19  79 

10 

191 

97 

191 

97 

188 

74 

10 

2 

14 

23  84 

45 

19  71 

11 

208 

no 

208 

no 

206 

84 

10 

11 

15 

23  67 

46 

19  63 

12 

227 

124 

227 

124 

224 

94 

11 

7 

16 

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47 

19  55 

13 

244 

188 

244 

144 

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105 

12 

1 

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23  33 

48 

19  48 

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261 

153 

261 

163 

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7. 

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294 

169 

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311 

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298 

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51 

19  29 

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19  22 

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328 

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► 160 

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259 

393 

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259 

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383 

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18  97 

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262 

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29 

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274 

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282 

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3 

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330 

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516 

341 

516; 

341 

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807 

\is 

0. 

Paid-up  Values  are  payable  in  one  sum  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  PAYMENT 

-CONTINUOUS  INSTALMENT  POLICY- 

-$l,000. 

87 

Ag 

5 of  Insured,  33 

Should  Beneficiary  die  prehnium  i 

reduced  to  $19.32 

For  Prem.  see  age  of  Beiiefl.’ry 

End 

of 

Guaranteed.  Cash  Surrender  Value,  etc. 

Aj^e 

Age 

20  Year  Dist 

15  Yea.r  Dist 

10  or  5 

Yr  D 

Extended 

Paid- 

Paid.  1 

Paid-  • 

of 

Premium 

Premium 

Cash 

Cash 

' Cash 

insurance 

Bene. 

Bene. 

I 

Year 

up 

up.  1 

up  ■ 

Yrs 

Mos 

5 

$26  43 

36 

$21  19 

3 

$69 

$11 

$59 

$11 

$46 

$9 

3 

3 

6 

26  21 

37 

21  07 

4 

79 

24 

79 

24 

69 

. 19 

4 

4 

7 

26  00 

38 

20  96 

5 

98 

38 

98 

88 

98 

31 

5 

6 

8 

25  79 

39 

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6 

117 

50 

117 

50 

117 

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6 

7 

9 

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40 

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7 

136 

62 

136 

62 

136 

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7 

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8 

156 

74 

156 

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155 

58 

8 

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9 

175 

88 

175 

88 

174 

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13 

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195 

101 

195 

101 

193 

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10 

2 

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24  60 

45 

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213 

115 

213 

115 

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10 

11 

15 

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232 

129 

232 

129 

230 

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144 

249 

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266 

159 

266 

169 

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299 

175 

299 

193 

282 

133 

12 

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316 

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316 

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299 

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13 

4 

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21 

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19  78 

17 

334 

219 

334 

193 

315 

156 

13 

7 

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19  72 

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351 

235 

351 

205 

330 

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19  67 

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252 

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268. 

384 

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191 

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1 

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268 

399 

246 

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203 

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1 

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57 

19  55 

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415 

268 

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215 

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27 

22  40 

58 

19  50 

23 

429 

270 

429 

269 

402 

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11 

28 

22  25 

59 

19  48 

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29 

22  10 

60 

19  45 

24 

444 

281 

444 

281 

240 

13 

11 

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293 

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293 

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252 

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305 

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305 

439 

265 

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8 

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63 

19  40 

27 

485 

316 

485 

316 

450 

277 

13 

5 

33 

21  56 

64 

19  38 

28 

498 

327 

498 

327 

461 

290 

13 

1 

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65 

19  37 

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510 

338 

510 

338 

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303 

12 

9 

35 

21  30 

30 

521 

349 

621 

349 

483 

316 

12 

6 

Aqe  of  Insured,  o4 

Should  Beneficiary  die  premium 

reduced  to  $19.90 

JTor  Prem.  see  age  of  Benefl’ry 

End 

of 

Guaranteed  Cash  Surrender.  Value,  etc. 

Age 

of 

Annual 

Premium 

Age 

of 

Annual 

20  Year  Dist 

15  Year  Dist 

10  or5,Yr  D 

Extended 

Paid- 

Paidi- 

Paid- 

Insurance 

Bene. 

Bene, 

rreiuiuin 

Year 

up 

casn 

up 

vj^SiX 

up 

casxi 

Yrs 

Mos 

5 

$27  31 

36 

$21  82 

3 

$61 

$12 

$61 

$12 

$48 

$10 

3 

4 

6 

27  08 

37 

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4 

81 

24 

81 

24 

72 

20 

4 

6 

7 

26  86 

38 

21  57 

5 

101 

40 

101 

40 

101 

33 

5 

7 

8 

26  64 

39 

21  46 

6 

120 

52 

120 

52 

120 

41 

6 

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40 

21  35 

7 

139 

64 

139 

64 

140 

50 

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8 

10 

26  21 

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8 

159 

77 

159 

77 

159 

61 

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11 

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9 

179 

91 

179 

91 

178 

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9 

5 

12 

25  80 

43 

21  04 

13 

25  61 

44 

20  95 

10 

199 

105 

199 

105 

197 

81 

10 

2 

14 

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45 

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11 

217 

119; 

217 

119 

216 

91 

10 

10 

15 

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46 

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12 

238 

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236 

133 

234 

102 

11 

5 

16 

25  01 

47 

; 20  69 

13 

254 

149 

254 

155 

252- 

114 

11 

11 

17 

24  82 

48 

20  61 

14 

271 

165, 

271 

175 

27i:, 

126 

12 

4 

18 

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20  54 

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304 

182 

302 

200 

288 

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12 

9 

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50 

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322 

199 

322 

200 

305 

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13 

2 

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20  42 

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21 

24  09 

52 

20  35 

17 

340 

227- 

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200 

162 

13 

5 

22 

23  91 

53 

20  29 

18 

357 

244 

357 

213 

336 

174 

13 

7 

23 

23  73 

54 

20  24 

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260 

374 

226 

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9 

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390 

242 

367' 

198 

13 

10 

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277 

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380 

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57 

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421 

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13 

8 

27 

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20  09 

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278 

435 

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407 

236 

13 

7 

28 

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59 

20  05 

29 

, 22  78 

60 

20  02 

24 

450 

289 

450 

288 

420 

: 248 

13 

6 

30 

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61 

20  01 

25 

464 

300 

- 464 

300 

433 

260 

13 

4 

31 

22  48 

62 

19  98 

26 

477 

312 

477 

312 

444 

274 

13 

2 

32 

22  85 

63 

19  97 

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490 

324' 

490 

324 

455 

286 

13 

0 

33 

22  20 

64 

19  95 

28 

503 

335 

503 

3^ 

466 

299 

-12 

9 

34 

22  07 

65 

19  94 

29 

515 

346 

515 

346 

477. 

312 

12 

5 

35 

21  94 

30 

526 

357 

,626 

357 

488' 

324 

12 

1 

Paid-up  Values  are  payable  in  one  slim  aT death. 


AHHlill 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the-  next  Year. 


LIFE  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.  89 

Aae  of  Insured  87  Should  Beneficiary  die  premium  reduced  io  $21.81 

Ti’rkv  T>ir#»Tn.  see  afire  of  Benefi’ry 

Guaranteed  Cash.  Surrender  Value 

, etc. 

Aae 

of 

Bene. 

Annual 

Premium 

Age 

of 

Bene. 

Annual 

Premium 

L-na 

20  Year  Dist 

la  Year  Dist 

lOoroYrD  ; 

Extended 

insurance 

Yrs  Mos 

of 

Year 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

Paid-  1 

up  1 

'] 

Cash  • 

s 

$30  23 

36 

$23  95 

3 

$66 

$66 

$13 

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$11 

3 

7 

0 

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37 

23  82 

4 

87 

27 

87 

27 

77 

23 

4 

9 

7 

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5 

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44 

108 

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10 

8 

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129 

58. 

129 

68 

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8 

170 

86 

170 

86 

171 

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9 

191 

101 

191 

101 

191 

80 

9 

4 

12 

18 

28  52 

28  30 

43 

44 

23  07 

22  96 

10 

211 

116 

211 

116 

211 

91 

9 

11 

14: 

28  07 

45 

22  86 

11 

230 

132 

230 

132 

230 

104 

10 

7 

15 

27  85 

46 

22  77 

12 

249 

148 

249 

148 

249 

116 

11 

1 

1(1 

27  64 

47 

22  67 

13 

269 

165 

269 

175 

267 

11 

6 

17 

27  42 

48 

22  59 

14 

286 

182 

286 

196 

285 

142 

11 

11 

18 

27  22 

49 

22  51 

15 

320 

200 

320 

224 

304 

156 

12 

2 

19 

27  00 

50 

22  43 

16 

339 

219 

339 

224 

320 

169 

12 

6 

20 

2 1 

26  79 

26  59 

51 

52 

22  36 

22  31 

17 

357 

252 

357 

224 

386 

181 

12 

9 

22 

26  39 

53 

22  24 

18 

373 

269 

373 

234 

362 

194 

12 

9 

23 

26  20 

54 

22  18 

19 

391 

285 

391 

246 

367 

207 

12 

10 

24 

25  99 

55 

22  14 

20 

407 

302 

407 

265 

382 

220 

12 

9 

25 

25  80 

56 

22  09 

21 

423 

302 

423 

277 

396 

233 

12 

8 

2 0 

25  61 

57 

22  05 

22 

437 

302 

437 

288 

409 

246 

12 

7 

27 

25  43 

58 

22  02 

23 

452 

302 

452 

300 

422 

260 

12 

5 

28 

22 

25  24 

25  07 

59 

60 

21  98 

21  95 

24 

466 

312 

466 

312 

435 

273 

12 

3 

30 

24  90 

61 

21  93 

25 

480 

324 

480 

324 

447 

286 

12 

0 

SI 

24  73 

62 

21  90 

26 

493 

335 

493 

885 

458 

299 

11 

9 

32 

24  66 

63 

21  88 

27 

507 

347 

507 

347 

469 

312 

11 

6 

33 

24  40 

64 

21  87 

28 

619 

358 

619 

358 

480 

326 

11 

3 

34 

24  25 

65 

21  86 

29 

631 

370 

631 

870 

490 

338 

11 

0 

35 

24  10 

30 

642 

381  1 

1 642 

381 

601 

351 

10 

8 

Aq< 

e of  Insured,  88  Sh 

ould 

Beneficiary  die  premium 

reduced  io 

$22. 

64 

ij  or  - 

Prem.  see  aere  ot 

Beneti’ry 

End 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 

20  Year  Dist 

IS  Year  Dist 

10  or  i 

3 Yr  D 

Extended 

Annual 

Annual 

of 

Paid- 

Cash 

Paid- 

Cash 

Paid- 

Cash 

Insurance 

Bene. 

Premium 

Bene. 

Premium 

Year 

up 

up 

up 

Yrs 

Mo^ 

5 

$31  33 

36 

$24  77 

3 

$68 

$13 

$68 

$13 

$53 

.$12 

3 

8 

e 

31  06 

37 

24  62 

4 

90 

29 

90 

29 

80 

24 

4 

10 

7 

30  79 

38 

24  47 

5 

111 

46 

111 

46 

111 

39 

6 

11 

8 

30  52 

39 

24  33 

6 

132 

60 

132 

60 

133 

49 

6 

10 

g 

30  26 

40 

24  20 

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152 

74 

162 

74 

154 

60 

7 

9 

lo 

30  00 

41 

24  07 

8 

174 

89 

174 

89 

175 

72 

8 

6 

11 

29  77 

42 

23  95 

9 

194 

105 

194 

105 

196 

84 

9 

3 

12 

29  64 

43 

23  84 

121 

216 

96 

9 

10 

13 

29  32 

44 

23  72 

10 

215 

131 

215 

14 

29  09 

45 

23  63 

11 

235 

136 

285 

136 

235 

108 

10 

6 

15 

28  87 

46 

23  62 

12 

254 

153 

254 

153 

254 

121 

11 

0 

16 

28  66 

47 

23  43 

13 

273 

170 

273 

182 

272 

134 

11 

4 

17 

28  43 

48 

23  34 

14 

291 

188 

291 

205 

291 

148 

11 

9 

11 

18 

28  21 

49 

23  26 

15 

325 

207 

325 

232 

309 

162 

11 

19 

27  99 

50 

23  18 

16 

345 

226 

345 

232 

325 

175 

12 

4 

20 

27  77 

51 

23  11 

362 

: 232 

341 

188 

12 

21 

27  56 

52 

23  04 

17 

362 

260 

5 

22 

27  34 

53 

22  97 

18 

379 

277 

. 379 

241 

356 

201 

12 

6 

23 

27  13 

54 

22  92 

19 

396 

294 

396 

254 

371 

214 

12 

5 

24 

26  93 

55 

22  86 

20 

413 

311 

413 

272 

387 

227 

12 

4 

25 

26  73 

56 

22  82 

21 

428 

311 

428 

284 

400 

241 

12 

3 

2 6 

26  52 

57 

22  78 

22 

443 

311 

443 

296 

413 

254 

12 

2 

27 

26  33 

58 

22  74 

23 

457 

311 

457 

308 

427 

268 

12 

0 

28 

26  13 

59 

22  70 

440 

281 

11 

29 

25  95 

60 

22  67 

24 

471 

320 

471 

320 

10 

30 

25  76 

61 

22  65 

25 

485 

332 

485 

332 

452 

294 

11 

7 

31 

25  58 

62 

22  63 

26 

499 

343 

499 

343 

463 

307 

11 

4 

32 

25  41 

63 

22  61 

27 

512 

355 

512 

355 

474 

321 

11 

1 

33 

25  24 

64 

22  59 

28 

624 

386 

524 

366 

485 

334 

10 

10 

34 

25  08 

65 

22  58 

29 

536 

377 

536 

377 

495 

347 

10 

7 

35 

24  92 

30 

547 

389 

547 

389 

605 

360 

1 10 

3 

Paid-up  Values  are  payable  in  one  sum  at  death 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


90  LIFE  PAYMENT— CONTINUOUS  INSTALMENT  POLICY— $1,000. 

Age  of  insured,  39  Should  Beneficiary  die  premium  reduced  to  $28.29 


For 

Prem.see  age  ofBenefi’n 

^ Fnrl 

Guaranteed  Cash  Surrender  Value  ete 

Ag-e 

of 

Bene 

Annual 

Piemium 

Age 

of 

Bene 

Annual 

Premium 

of 

Year 

20  Year  Dist 

1 5 Year  Dist 

10  or  5 Yr  D 

Extended 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

Insurance 

Yrs 

Mos 

5 

$32  35 

36 

$25  62 

3 

$69 

$14 

$69 

$14 

$54 

$12 

3 

9 

6 

32  10 

37 

25  47 

4 

92 

30 

92 

30 

82 

25 

4 

11 

7 

31  86 

38 

26  31 

5 

114 

47 

114 

• 47 

114 

41 

5 

11 

8 

31  62 

39 

25  18 

6 

135 

62 

135 

62 

136 

51 

6 

10 

9 

31  37 

40 

25  03 

7 

155 

77 

165 

77 

158 

63 

7 

8 

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31  13 

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24  91 

8 

177 

, 92 

177 

92 

180 

74 

8 

6 

11 

30  89 

42 

24  77 

9 

198 

108 

198 

108 

200 

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30  64 

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24  66 

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24  54 

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219 

124 

219 

124 

221 

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9 

9 

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30  17 

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24  43 

11 

239 

141 

239 

141 

240 

113 

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29  94 

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258 

158 

258 

158 

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10 

10 

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13 

278 

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278 

189 

277 

139 

11 

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296 

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296 

212 

295 

154 

11 

6 

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29  26 

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24  05 

15 

331 

213 

331 

241 

313 

169 

11 

9 

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29  02 

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23  97 

16 

350 

232 

360 

241 

330 

181 

12 

0 

20 

28  81 

31 

23  88 

21 

28  68 

32 

23  82 

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368 

269 

368. 

241 

346 

194 

12 

1 

22 

28  36 

33 

23  75 

18 

385 

285 

385 

248 

361 

208 

12 

1 

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28  13 

54 

23  68 

19 

402 

302 

402 

260 

377 

221 

12 

0 

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27  91 

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23  64 

20 

418 

320 

418 

280 

392 

236 

11 

11 

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27  69 

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23  58 

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434 

320 

434 

292 

405 

249 

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27  49 

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23  64 

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449 

320 

449 

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262 

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320 

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316 

432 

276 

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24 

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328 

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289 

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26  69 

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352 

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316 

10 

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26  30 

63 

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27  ^ 

617 

363 

617 

363 

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28 

629 

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629 

374 

489 

343 

10 

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25  94 

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640 

385 

540 

385 

499 

356 

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397 

651 

397 

510' 

368 

9 

9 

Age  of  Insured,  40  Should 

Beneficiary  die  premium 

reduc 

ed  to 

$24. 

09 

For  ] 

Prem.  see  age  of  Benefl’ryl 

End 
' of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 

Annual 

Age 

Annual  . 

20  Year  Di^t  . 

15  Year  Dist 

10  on  i 

5 Yr  D 

Extended 

of 

Bene. 

Premium 

of 

Bene. 

Premium 

Year 

Paid- 

Cash 

Paid- 

Cash 

Paid-- 

Cash 

Insurance 

up  1 

up 

up 

Yrs 

Mos 

3 

$33  62 

36 

$26  64 

3 

$71 

$15 

$71 

$15 

$65 

$13 

3 

10 

6 

33  37 

37 

26  37 

4 

94 

30 

94 

30 

83 

27 

4 

11 

7 

33  12 

38 

26  21 

5 

117 

49 

117 

49 

117 

42 

5 

11 

8 

32  86 

39 

26  05 

6 

138 

64 

138 

64 

139 

53 

6 

10 

9 

32  61 

40 

25  91 

7- 

159 

79 

159 

79 

162 

66 

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8 

10 

32  36 

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25  76 

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180 

95 

180 

96 

183: 

78 

8 

5 

11 

32  11 

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25  64 

9 

202 

111 

202 

111 

205 

91 

9 

1 

12 

31  85 

43 

25  60 

13 

31  61 

44 

25  38 

10 

224 

129 

224 

129 

225 

104 

9 

8 

14 

31  36 

45 

25  27 

11 

244 

145 

244 

145 

244. 

117 

10 

3 

13 

31  11 

46 

25  16 

12 

263 

163 

263 

163 

263 

130 

10 

8 

16 

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47 

26  05 

13 

283 

181 

283 

196 

282. 

146 

11 

0 

17 

30  62 

48 

24  96 

14 

302 

199 

302 

219 

3oo; 

160 

11 

4 

18 

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49 

24  88 

15 

336 

219 

336 

249 

318 

174 

11 

6 

19 

30  14 

50 

24  78 

16 

355 

239 

355 

249 

335 

188 

11 

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20 

29  89 

51 

24  70 

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29  66 

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17 

373 

277 

373 

249 

350: 

202  • 

11 

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29  42 

33 

24  56 

18 

391 

294 

391 

255 

366 

215 

11 

8 

23 

29  19 

54 

24  50 

19 

■ 407- 

311 

407 

268 

381 

229 

11 

8 

24 

28  96 

55 

24  44 

20 

424 

328 

424 

287 

396 

243 

11 

6 

2 3 

28  73 

56 

24  40 

21 

439 

328 

439 

299 

410 

257 

11 

5 

26 

28  49 

57 

24  35 

22 

454 

328 

454 

312 

423 

270 

11 

4 

27 

28  28 

58 

24  31 

23 

469  ‘ 

328- 

469 

324 

436 

284 

11 

2 

28 

28  07 

59 

24  28 

29 

27  86 

60 

24  24 

24 

483 

336' 

483 

336 

449 

298 

10 

11 

30 

27  65 

61 

24  21 

25 

496- 

348 

496 

348 

461 

311 

10 

8 

31 

27  46 

62 

24  20 

26 

510 

360 

610 

360 

472 

325 

10 

5 

32 

27  26 

63 

24  17 

27 

522 

371 

522 

371 

482 

338 

10 

2 

33 

27  07 

64 

24  16 

28 

534 

382 

634 

382 

493 

352 

9 

11 

34 

26  89 

65 

24  14 

29 

545 

393 

545 

393 

603 

365 

9 

8 

33 

26  71 

30 

556 

404 

556 

404 

513 

377 

9 

4 

Paid-up  Values  are  payable  in  one  sum  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


91 


LIFE  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Age  of  Insured,  41  Should  Beneficiary  die  premium  reduced  to  $24.96 


For  Prem.  see  age  of  Benefl’ry 


Annual 

Premium 


$34  99 

34  72 
34  45 
34  18 
33  92 
33  65 
33  38 
33  10 
32  85 
32  60 
32  34 
32  08 
3i  83 
31  58 
31  32 
31  08 
30  82 
30  58 
30  33 
30  09 
29  84 
29  61 
29  38 
29  15 
28  93 
28  71 
28  49 
28  29 
28  09 
27  90 
27  71 


Annual 

Premium 


20,  Year  Dist 


Paid- 


$27  51 
27  34 
27  17 
27  01 
26  86 
26  71 
26  56 
26  43 
26  30 
26  18 
26  06 
25  96 
25  86 
25  76 
25  68 
25  58 
25  52 
25  43 
25  38 
25  31 

25  26 

26  22 
.26  18 

25  13 
25  11 
25  08 
25  07 
25  04 
25  03 
25  01 


$73 

97 

120 

141 

163 

184 

206 

227 

249 

268 

288 

306 

341 

360 

378 

396 

413 

429 

444 

459 

474 

488 

601 

514 

626 

638 

650 

660 


Cash 


Paid- 


133 

150 

168 

186 

205 

226 

246 

285 

302. 

319 

337 

337 

337 

337 

343 

355 

367 

379 

390 

401 

412 


$73 

97 

120 

141 

163 

184 

206 

m-‘ 

249 
268 
■-  288: 
306 
341 
3B0 

378 

396 

413 

429 

444 

459 

474 

488 

501 

614 

626 

538 

550 

560 


10  or  5 Yr  D 


Paid- 

up 


133 

150 

168 

203 

227 

257 

257 

257 

263 

275 

295 

307 

319 

332 

343 

355 

367 

379 

390 

401 

412 


230 

249 

268 

286 

305 

323. 

339 

355 

371 

.38.6 

402’ 

415 

428 

441 

454 

465 

476 

486 

496 

507 

617 


108 

122 

136 

150 

166 

181 

195 


222 

236 

250 

265 

279 


Age 

of 

Bene. 


reni.  see  a 

Annual 

Premium 

Lge  oi. 

Age 

of 

Bene. 

ceueJLL  i y 

Annual 

Premium 

End 

of 

Year 

20  Year  Dist 

15  Year  Dist 

10  or  5 Yr  D 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

$36.69 

36  30 

36 

37 

$28  56 

28  37 

3 

4 

$75 

99 

$16 

33 

$75 

99 

$16 

33 

$59 

88: 

$14 

29 

36  00 

38 

28  19 

5 

123 

63 

123 

63 

123 

■ 47 

35  71 

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28  02 

6 

145 

69 

145 

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35  42 

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27  86 

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166 

85 

166 

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169 

72 

35  12 

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27  69 

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188 

102 

1B8 

102 

191 

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34  83 

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27  64 

9 

210 

119 

210 

119 

213 

99 

34  63 

34  26 

43 

44 

27  41 

27  27 

10 

232 

138 

232 

138 

233 

113 

33  96 

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27  13 

11 

253 

155 

253 

155 

252 

127 

33  68 

46 

27  01 

12 

272 

173 

272 

173 

271 

1.41 

33  40 

47 

26  90 

13 

292 

192 

292 

210 

291 

156 

33  13 

48 

26  79 

14 

311 

212 

311 

234 

309 

171 

32  86 

49 

26  70 

15 

346 

232 

346 

264 

327 

188 

32  59 

50 

26  60 

16 

366 

253 

. 366 

264 

343 

202 

32  33 
32  07 

51 

52 

26  51 

26  44 

17 

383 

293 

383: 

264 

360 

216 

31  81 

53 

26  36 

18 

401 

310 

401 

270 

375 

230 

31  54 

54 

26  29 

19 

418 

328 

418 

283 

391 

244 

31  28 

55 

26  24 

20 

434 

345 

434 

302 

406 

258 

31  04 

56 

26  17 

21 

449 

345 

449 

315 

419 

272 

30  78 

57 

26  13 

22 

464 

345 

464 

327 

432, 

287 

30  53 

58 

26  09 

23 

479 

345 

479 

339 

445 

301 

30  29 
80  06 

59 

60 

26  06 
26  02 

24 

492 

351 

492 

352 

457 

315 

29  83 

61 

26  98 

25 

506 

363 

506 

363 

470 

329 

29  60 

62 

25  95 

26 

519 

375 

519 

375 

480 

342 

29  38 

63 

25  94 

27 

531 

386 

581 

386 

490 

355 

29  16 

64 

25  92 

28 

643 

398 

543 

398 

501 

368 

28  96 

65 

25  91 

29 

654 

408 

554 

408 

511 

382 

28  75 

30 

565 

419 

665 

419 

521 

394 

Paid-up  Values  are  payable  in  one  sum  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


92  LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY— $1,000. 

Age  of  insured,  43  Should  Beneficiary  die  premium  reduced  to  $26.82 


-For  Prem.  see 

age  of  Benefl’  r'' 

Guaranteed  Cnah 

.p-u 

I Annual 

Age 

20  Y< 

ear  Dist 

of 

Bene 

Annual 

of 

it>  Year  iJjjst 

10  or  6 Yr  D 

Extended 

1 Premium 

of 

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Premium 

Year 

Paid- 

Cash 

Paid- 

Cash 

Paid- 

Insurance 

up 

up 

up 

Cash 

Yrs 

Mos 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 

: 22 

23 

24 

25 

26 
- 27 

28 

29 

30 

31 

32 

33 

34 

35 

$38  26 

37  93 
37  60 
37  28 
36  96 
36  64 
36  33 
36  03 
35  73 
35  42 
35  12 
34  82 
34  53 
84  25 
33  96 
33  68 
33  40 
33  12 
32  85 
32  67  ' 
32  32 
32  04 
31  79 
31  53 
31  28 
31  02 
30  79 
30  56 
30  33 
30  11 

29  89 

36 

37 

38 

39 

40 
4 

42 

43 

44 

45 

46 

47 

48 

49 

50 

51 

52 

53 

54 

55 

56 

57 

58 

59 

60 
61 
62 

63 

64 

65 

$29  69 

29  49 
29  30 
29  11 
28  93 
28  77 
28  60 
28  45 
28  30- 
28  17 
28  05 
27  92 
27  81 
27  71 
27  61 
27  61 
27  43 
27  35 
27  28 
27  22 
27  16 
27  11 
27  05 
27  03 
26  98 
26  96 
26  93 
26  90 
26  89 
26  88 

8 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 

$77 

102 

126 

148 

170 

191 

213 

235 

257 

'277 

297 

316 

352 

370 

388 

406 

423 

439 

454 

469 

485 

497 
610 
624 
635 
548 
558 
568  I 

$16 

34 

55 

72 

88 

105 

124 

142 

160 

179 

198 

218 

239 

260 

301 

318 

336 

354 

354 

354 

354 

359 

371 

382 

394 

406 

416 

1 4^ 

$77 

102 

126 

148 

170 

191 

213 

235 
267 
277 
297 
- 316 
352 
370 

388 

406 

423 

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454 

469 

485 

497 

510 

624 

635 

548 

558 

568 

$16 

34 

65 

72 

88 

105 

124 

142 

160 

179 

217 

241 

272 

272 

272 

277 

291 

310 

322 

335 

347 

359 

371 

382 

394 

405 

416 

427 

$60 

90 

426 

149 

172 

194 

216 

237 

256 

275 

294 

813 

332 

348 

364 

379 

395 

410 

424 

436 

449 

461; 

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484^ 

494 

504 

515 

524 

$15 

30 

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61 

74 

88 

103 

117 

131 

147 

162 

177 

194 

208 

223 

237 

252 

266 

280 

295 

309 

323 

337 

350 

364 

377 

390 

402 

3 

4 

5 

6 

7 

8 
8 

9 

9 

10 

10 

10 

10 

10 

10 

10 

10 

10 

10 

9 

9 

9 

9 

9 

8 

8 

8 

8 

10 

10 

10 

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5 

1 

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2 

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of 

Year 

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Extended 

of 

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Premium 

of 

Bene. 

Premium 

Paid- 

Cash 

Paid- 

Gash 

Paid- 

Cash 

Insurance 

up 

up 

up 

Yrs 

‘Mos 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

$39  90 

39  56 

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37  91 

37  59 
137  29 

36  98 

36  67  , 
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35  43 

35  13 

84  83 

34  55 

34  26 

33  97 

33  69 

33  40 

33  12 

32  85 

32  59 

32  32 

32  07 

31  81 

31  58 

31  34 

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36 
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38 

39 

40 

41 

42 

43 

44 

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51 

52 

53 

54 

55 

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59 

60 
61 
62 

63 

64 

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$30  89 

30  67 

30  47 

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30  09 

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29  73 

29  67 

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29  28 

29  13 

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28  41 

28  33 

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27  96 

27  95 

27  92 

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4 

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14 

15 

16 

17 

18 

19 

20 
21 
22  . 

23 

24 

25 

26 

27 

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$79 

104 
128 
151 
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218 

240 

261 

282 

302 

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280 

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285 

298 

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168 

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274 

288 

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331 

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359 

372 

385 

398 

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10 

8 

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5 

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11 

8 

Paid-up  Values- are  payable  in  one  sam  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


Ag( 

LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY-$I,000.  93 

3 of  Insured,  4S  Should  Beneficiary  die  premium  reduced  to  $28.95 

For  Prein.  see  age  of  Benefl’ry 

Gfuaranteed  Cash  Surrender  Value,  etc. 

Ajre 

of 

Bene. 

Annual 

Premium 

Age 

of 

Bene 

Annual 

Premium 

of 

Year 

2p  Year  Dist 

1 0 (Year  Dist 

10  or  5 Yr  D 

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Insurance 

Yrs.  Mos 

Paid- 

up 

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up 

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Paid- 

up 

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94  LIFE  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l, 000. 

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Acre 

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Paid-up  Values  are  payable  in  one  sum  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.  95 


Age  of  Insured,  49  Should  Beneficiary  die  premium  reduced  to  $34.08 


ror  Prem.see  agr©  ofBenefl’ryl 

End 

of 

Year 

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of 

Bene. 

Annual 

Premium 

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Extended 

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up 

Cash 

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up 

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up 

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B or  Prem.  see  a^e  of  Benefi’ry 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

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of 

Annual 

Premium 

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of 

Annual 

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15  Year  Dist 

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443 

565 

443 

518 

420 

6 

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64 

35  67 

28 

676 

454 

576 

454 

529 

433 

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29 

687 

463 

587 

463 

538 

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30 

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473 

697 

473 

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459 

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Paid-up  Values  are  payable  in  one  sum  at  death. 


llTlNHV 


The  Loan.  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


96 

LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$l,000. 

Age  of  Insured,  51  Should  Beneficiary  die  premium 

reduced  to  $37. 

19 

For  Prem.  see  age  ofBenefl’ry 

End 

of 

Year 

Guaranteed  Cash  Surrender  Value,  etc. 

Aije 

Annual 

Premium 

Age 

of 

Bene 

Annual 

Premium 

20  Year  Dist 

15  Year  Dist 

10  or  j 

5 Yr  D 

Extended 

of 

Bene. 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

Insurance 

Yrs^Mos 

5 

$54  62 

36 

$42  12 

3 

$90 

$22 

$90 

$22 

$71 

$21 

8 

6 

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54  19 

37 

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118 

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118 

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105 

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194 

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135 

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166 

242 

156 

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51  84 

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179 

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179 

265 

165 

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50  96 

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89  46 

11 

289 

200 

289 

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285 

173 

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310 

222 

310 

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420 

606 

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466 

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6 

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27 

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489 

567 

439 

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449 

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6 

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42  47 

Age  of  Insured,  52  Should 

Beneficiary  die  premium 

reduced  to  $38.89 

For  Prem.  see  j 

age  ofBenefl’ry 

End 

of 

Year 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 

of 

Bene. 

Annual 

Premium 

Age 

of  . 

Bene. 

Annual 

Premium 

20  Year  Dist 

16  Year  Dist 

10  or  1 

5 Yr  D 

Extended 

Paid- 

up 

Cash 

Paid- 
9P  • 

Cash 

Paid. 

. up  ' 

Cash. 

Insurance 
Yrs  M$ 

5 

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36 

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3 

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6 

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37 

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63  93 

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271 

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271 

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6 

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293 

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293 

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88  95 

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44  60 

Paid-up  Values  are  payable  in  one  sum  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year, 

LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY-$I,000.  9? 


of  Insured,  53  Should  Beneficiary  die  premium  reduced  io  $40.71 


or  Prem.  see  aee  of  Benefi’ry 

End 

of 

Year 

Guaranteed.  Cash  Surrender  Value,  etc. 

gc 

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Annual 

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Yrs  Mos 

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up 

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up/ 

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47  30 

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40  79 

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Age  of  Insured,  54  Should  Benefidlary  die  premiunri  reduced  io  $42.06 


or  Prem.  see  age  of  Benefl’ry 

End 

of 

Year 

Guaranteed  Cash  Surrender  Value,  etc. 

ft 

me. 

Annual 

Premium 

Age 

of 

Bene. 

Annual 

Premium 

20  Year  Dist 

15  Year  Dist 

10  or  5 

Yr  D 

Extended 

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Paid- 

up 

Cash 

Paid- 

up 

Cash 

Paid- 

up 

Cash 

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Mos 

5 

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36 

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3 

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63  08 

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Paid-up  Values  are  payable  in  one  Sum  at  death. 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


98 

LIFE  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$i,ooo. 

Age  of  insured,  55  Should  Beneficiary  die  premium 

reduced  to  $44.73 

For  Prem.  see  age  of  Benefi’ry 

End 

of 

Guaranteed  Cash 

Surrender  Value,  etc. 

Age 

Annual 

Premium 

Age 

of 

Annual 

Premium 

20  Year  Dist 

15  Year  Dist 

10  or  5 Yr  D 

Extended 

of 

Paid- 

Cash 

Paid^ 

Paid- 

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up 

up 

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up 

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Age  of  Insured,  56  , Should  Beneficiary  die  premium  red 

luced  to  $46.94 

For  Prem.  see  age  of  Benefl’ry 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age 
of  • 

Annual 

Premium 

Age 

of 

Annual 

Premium 

15  Year  Dist 

10  or  5 Year  Dist 

Extended 

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Paid- 

Cash 

Insurance 

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Year 

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up 

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LIFE  PAYMENT- 

CONTINUOUS  INSTALMENT  POLICY- 

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End 

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End 

of 

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Age  of 

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Age  of 

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The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  PAYMENT- 

CONTINUOUS  INSTALMENT  POLICY- 

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End 

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End 

of 

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Annual 

Age  of 

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The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  PAYMENT- 

Age  of  Insured,  67 

CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Should  Beneficiary  die  premium  reduced  to  $84.31 

For  Premium  see  age  of  Beneficiary 

End 

of 

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Guaranteed  Gash  Surrender  V alue^ete 

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The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


LIFE  PAYMENT— CONTINUOUS  INSTALMENT  POLICY— $l,000.‘«® 

Age  of  Insured,  69  Should  Beneficiary  die  premium  reduced  to  $94.70 


'or  Premium  see  age  of  Beneficiary 


\ge  of 
Bene- 
ficiary 


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premium 


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175 

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263 

291 

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3;38 


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221 

247 

273 


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Paidrup  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Y ear  unti  l paid-up,  then  both  values  are  the  same. 


106  10  PAYMENT- 

Age  of  Insured,  31 

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End 

of 

Year 

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ficiary 

Annual 

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ficiary 

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6 

7 

8 

9 

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13 

14 

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16 

17 

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22 

23 

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25 

26 

27 

28 

29 

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31 

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35  69 
35  57 
35  46 
35  35 
35  26 
35  17 
35  08 
35  01 
34  95 
34  88 
34  83 
34  78 
34  73 
34  70 
34  67 
34  65 
34  62 
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3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

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21 
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23 

24 

25 

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216 

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316 

322 

330 

338 

346 

354 

363 

372 

372 

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375 

383 

391 

399 

407 

416 

424 

432 

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77 

112 

146 

180 

216 

255 

295 

302 

308 

318 

327 

337 

337 

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353 

360 

368 

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383 

391 

399 

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226 

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249 

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if  burrendered  before  payments  are  completed,  Paid-up  Values 


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age  of  Beneficiary 

End 

of 

Year 

Guaranteed  Cash  Surrender  Value. 

etc. 

Age  of 
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ficiary 

Annual 

Premium 

Age  of 
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Annual 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  deatii. 


Loan  Value  each  Year -is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000,  109 


Age  of  Insured,  37 


Guaranteed  Cash  Surrender  Value,  etc. 

of 

Pa^d-upf 

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15YrD 

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Extended 

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Year 

all  Dist 

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Cash 

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11 

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4 

294 

82 

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15 

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119 

194 

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190 

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269 

312 

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360 

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Age  of 
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6 

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8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
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24 

25 

26 
27 
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29 

30 

31 

32 

33 

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42 

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37  45 
37  33 
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36  87 
36  80 
36  73 
36  68 
36  63 
36  59 
36  65 
86  62 
36  60 
36  48 
36  47 
36  44 


Age  of  Insured,  28  Should  Beneficiary  die  premium  reduced  to  $37.05 


Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
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ficiary 

Annual 

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of 

Year 

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463 

420 

Guaranteed  Cash  Surrender  Value,  etc. 


If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  ofhextYear  untH  paid-up',  then  both  values  are  the  same. 


110 

10  PAYMENT- 

CONTINUOUS  INSTALMENT  POLICY- 

-$L000, 

Age  of  Insured 

, S9 

Should  Beneficiary  di 

ie  premium  reduced  to  $87. 

74 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value, 

etc. 

Age  of 

Annual 

Agfe  of 

Annual 

Paid-up 

20YrD 

16  Yr  D 

'lOorSYr  D 

Extended 

Bene- 

Bene- 

Insurance 

Premium 

Year 

all  Dist 

Cash 

Cash 

; Cash 

ficiary 

ficiary 

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5 

■ 

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For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value, 

etc. 

Age  of 

Annual 

Age  of 
Bene- 

Annual 

Paid-up 

20YrD 

15YrD 

10or5YrD 

Extended 

Tnniiranre 

ficiary 

Premium 

Year 

all  Dist 

Cash 

Cash 

Cash 

A Tcniiuin 

ficiary 

Yrs 

Mos 

5 

$51  20 

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$41  67 

3 

$221 

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$56 

$46 

11 

1 

0 

50  81 

37 

41  45 

4 

294 

86 

86 

73 

15 

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7 

50  43 

38 

41  24 

5 

368 

125 

125 

101 

19 

3 

8 

50  05 

39 

41  03 

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441 

163 

163 

127 

22 

11 

9 

49  68 

40 

40  84 

7 . 

615 

201 

201 

158 

26 

3 

10 

49  82 

41 

40  65 

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688 

242 

242 

188 

29 

6 

11 

48  95 

42 

40  46 

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662 

285 

285 

222 

32 

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40  29 

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330 

330 

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13 

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428 

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479 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  piyaWe  in  one  sum  at  death. 


Loan  Value  each  Year  Is  same  as  Cash  Value  of  next  Year  until  paid-up.  then  both  values  are  the  same. 


Ill 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000, 

of  Insured,  31  Should  Beneficiary  die  premium  reduced  to  $39.19 


For  Premium  see 


Age  of 
Bene- 
ficiary 


Annual 

Premium 


$52  34 

61  94 
61  55 
61  16 
50  78 
50  41 
60  04 
49  67 
49  31 
48  96 
48  60 
48  26 
47  93 
47  59 
: 47  26 
46  94 
46  62 
46  30 
46  00 

45  69 

46  39 
45  09 
44  80 

■ 44  52 
44  24 
43  98 
43  71 
43  44 
43  19 
42  95 
42  70 


Age  of 
Bene- 
ficiary 


age  of  Beneficiary 

Annual 
Premium 


Paid-up 
all  Dist 


$42  47 
42  25 
42  03 
41  83 
4162 
41  43 
41  24 
41  06 
40  90 
40  73 
40  58 
40  43 
40  31 
40  18 
40  06 
39  96 
39  86 
39  77 
39  69 
39  61 
39  65 
39  50 
39.45 
39  39 
39  35 
39  33 
39  30 
39  29 
39  26 
39  25 


$221 
294 
368 
■ 441 
515 
'688 
662 


20YrD 

15YrD 

lO  orSYr  d| 

Extended 

Insurance 

Cash 

Cash 

Cash  1 

Yrs 

Mos 

$58 

$58 

$47 

11 

2 

88 

88. 

75 

15 

3 

128 

128 

102 

19 

0 

166 

166 

130 

22 

6 

205 

205 

160 

25 

10 

247 

247 

192 

28 

11 

291 

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227 

32 

2 

337 

337 

260 

346 

345 

269 

353 

853 

279 

361 

364. 

288 

370 

376 

297 

379 

388 

307 

388 

388- 

318 

398 

388 

328 

408 

391 

339 

418 

399 

350 

429 

407 

362 

429 

416 

370 

429 

424 

378 

432 

432 

386 

441 

441 

394 

448 

448 

403 

455 

455 

411 

463 

463 

420 

- 471 

471 

428 

479 

479 

437 

486 

486 

446 

1 

of  Insured,  38  Should  Beneficiary  die  premium  reduced  to  $39.97 


For  Premium  see  age  of  Beneficiary 

End  1 

of  1 
Year  | 

Guaranteed  Cash  Sur 

render  Va 

lue,  etc. 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Paid-up 
all  Dist 

20Yr:D 

15YrD 

lOorBYr  D 

Extended 

Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

s 

$53  55 

36 

$43  82 

3 

$221 

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$58 

$48 

11 

2 

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53  14 

37 

43  09 

4 

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90 

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105 

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296 

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232 

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266 

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352 

352 

275 

15 

49  69 

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41  38 

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360 

360 

285 

16 

49  34 

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371 

294 

17 

48  98 

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493 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  Is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


112 

10  PAYMENT- 

CONTINUOUS  INSTALMENT  P0LIGY-$l,000, 

Age  of  Insured 

, 33 

Should  Beneficiary  di 

e premium  reduced  to  $40.76 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value, ' 

etc. 

Age  of 

Annual  ' 

Age  of 

Annual 

Paid-up 

20YrD 

15  Yr  D 

10  or5Yr  D 

Extended 

Bene- 

Bene- 

Insurance 

Year 

all  Dist 

Cash  ■ 

Cash 

Cash 

ficiary 

ficiary 

Yrs 

Mos 

5 

$54  86 

36 

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3 

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; $49 

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Age  of  Insured, 

, 34 

Should  Beneficiary  di 

ie  premium  reduced  to  $41. 

59 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age  of 

Annual 

Age  of 

Annual 

Paid-up 

20Yr;D 

15  Yr  D 

10or5  Yr  D 

Extended 

Bene- 

Bene- 

Insurance 

Year 

all  Dist 

Cash 

Cash 

Cash 

ficiary 

ficiary 

■ 

Yrs 

Mos 

5 

< 

m 10 

36 

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3 

$221 

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$61 

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11 

1 

6 

55  68 

37 

44  87 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


VoM  Value  each  Year  Is  same  as  Cash  Value  of  uert  Year  until  paid-up,  then  both  values  are  the  same. 


113 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$L000, 

Should  Beneficiary  die  premium  reduced  to  $42.45 


/\ae  OT  insurou,  

For  Premium  see  agre  of  Beneficiary 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
, Bene- 
fficiary 

Annual 

Premium 

5 

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36 

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6 

56  75 

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7 

56  32 

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55  48 

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46  35- 

End 

of 

Year 

Paid-up 
all  Hist 

3 

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4 

294 

5 

368 

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- 441 

7 

615 

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688 

9 

662 

20YrD 

ash  Sur: 

15YrD 

render  Va 

lOorS  Yr  D 

lue,  etc. 

Extended 

Insurance 

Cash 

Cash 

Cash 

Yrs  ; 

Mos 

$62 

$62 

$51 

11 

0 

95 

95 

82 

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188 

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10  PAYMENT— CONTINUOUS  INSTALMENT  POLICY— $1,000, 

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Guaranteed  Cash.  Surrender  Value,  etc. 

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ficiary 

Annual 

Premium 

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End 

of 

Year 

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Age  of 
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Annual 

Premium 

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ficiary 

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Extended 

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all  Dist 

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20 
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530 

538 

544 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


116  10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000, 

Age  of  Insured,  41  Should  Beneficiary  die  premium  reduced  to  $48.37 


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End 

Guaranteed  Gsisn  Surrender  Value,  etc. 

Age  of 

Annual 

Age  of 

Annual 

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20YrD 

15  YrD 

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Extended 

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ficiary 

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Cash 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000,  iw 

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itc. 

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all  Dist 

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15YrD  1C 

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14 

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19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

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70  36 

69  84 

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68  80 

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67  73 

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64  62 

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63  48 

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60  94 

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66  80 

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37 

38 

39 

40 

41 

42 

43 

44 

45 

46 

47 

48 

49 

50 

51 

52 

53 

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58 

59 

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61 
62 

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55  25 

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64  56 

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53  38 

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62  43 

62  23 

52  05 

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61  59 

61  46 

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61  07 
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50  90 

60  85 

60  82 

50  78 

60  77 

60  76 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

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20 
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22 

23 

24 

25 

26 

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28 

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5 

6 

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8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

$73  04 

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53  52 
63  33 
63  16 
63  00 
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3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

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20 
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23 

24 

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137 

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300 

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Ifsurrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sumat  death. 


Loan  Value  each  Year  Is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


-CONTINUOUS  INSTALMENT  P0LICY-$L000, 

Shoulti  Beneficiary  die  premium  reduced  to  $dS.19 


3 age  of  Beneficiary 


Guaranteed  Cash.  Surrender  Value,  etc. 


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Annual 

Premium 

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ficiary 

Annual 

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of 

Year 

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all  Dist 

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15  YrD 

lOorBYr  D 

Extended 

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Cash 

Cash 

Cash 

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5 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sumat  death. 


Loan  Value  each  Year  Is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


For  Premium  see  age  of  Beneficiary 

Annual  Age  of  Annual 
Premium  'Premium 


Age  of 
Bene- 
ficiary 


10  PAYMENT— CONTINUOUS  INSTALMENT  POLICY— $1,000,  no 

Age  of  Insured,  47  Should  Beneficiary  die  premium  reduced  to  $55,92 


$79  44 
78  89 
78  33 
77  77 
77  21 
76  65 
76  09 
75  51 
74  93 
74  35 
73  76 
73  18 
72  59 
72  01 
71  42 
70  84 
70  25 
69  66 
69  07 
68  48 
67  90 
67  32 
66-73 
66  17 
65  60 
65  05 
64  52 
63  99 
63  47 
62  96 
62  49 


$62  01 

61  56 
61  12 
60  70 
60  30 
69  93 
69  57 
59  22 
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58  60 
58  31 
68  04 
67  81 
57  68 
67  37 
67  18 
57  01 
56  87 
66  72 
66  59 
56  49 
66  39 
66  31 
56  24 
66  18 
66  12 
66  07 
56. 05 
66  02 
66  00 


Paid-iip 
all  Dist 


20YrD 


$221, 

294 

368 

441 

615 

688 

662 


$77 

119 

172 

223 

275 

331 


452 

461 

471 

482 

492 

502 

513 

524 

535 

546 

558 

558 

658 

568 

658 

564 

571 

676 

582 

588 

594 


15YrD  lOorBYr  D 


Cash 


Cash 


Extended 

Insurance 


$77 

119 

172 

223 

275 

331 


452 
461 
47r 
. 488- 
504- 
519 
519 

519 

519 

628 

530 

538 

544 

551 

557 

564 

571 

576 

682 

588 

594 


$67 

106 

146 

183 

227 

271 

320 

368 

380 

392 

404 

,417 

430 

443 

456 

470 

483 

496 

504 

513 

621 

529 

536 

543 

551 

558 

565 

572 


Should  Beneficiary  die  premium  reduced  to  $57.38 


Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Ena 

of 

Year 

Paid-up 
all  Dist 

20YrD 

ISYrD 

10or5  Yr  D 

Extended 

Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

5 

$82  07 

36 

$63  83 

3 

$221 

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$79 

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8 

3 

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81  61 

37 

63  35 

4 

294 

121 

121 

108 

10 

6 

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38 

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Ifsurrenderedbefore  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


iUlTiNNV 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  a.re  the  same. 


120 

10  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$l,000, 

Age  of  Insured, 

49 

Should  Beneficiary  die  premium  reduced  to  $58.90 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age  of 
Bene- 
ficiary 

• Annual 

Age  of 
Bene- 
ficiary 

Annual 

Paid-up 

20YrD 

15YrD 

lOorfiYr  D 

Extended 

Insurance 

Premium 

Premium 

Year 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

$86  03 

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67  38 

64 

58  99 

28 

694 

594 

672 

34 

66  82 

65 

68  98 

29 

699 

599 

679 

35 

66  23 

30 

604 

604 

686 

Age  of  Insured, 

50 

Should  Beneficiary  die  premium  reduced  lo  $60.49 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 
Bene- 
ficiary 

Annual 

Paid-up 

20YrD 

l&Yr  D 

lOorSYr  D 

Extended 

Insurance 

Premium 

Premium 

Year 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

5 

$86  98 

3 6 

$67  76 

3 

l$221 

$81 

$81 

^ $71 

7 

8 

6 

86  41 

37 

67  23 

4 

294 

125 

125 

113 

9 

10- 

7 

85  83 

38 

66  72 

5 

368 

181 

181 

155 

11 

9. 

8 

85  24 

39 

66  21 

6 

441 

235 

235 

194 

13 

6, 

9 

84  §5 

40 

65  75 

7 

615 

289 

289 

241 

16 

3^ 

10 

84  06 

41 

65  28 

8 

688 

348 

348 

288 

17 

0 

11 

83  47 

42 

64  85 

9 

662 

409 

409 

340 

18 

11 

12 

82  86 

82  25 

43 

64  44 

lO 

476 

475 

391 

13 

44 

64  05 

14 

81  63 

45 

63  69 

11 

485 

485 

403 

15 

81  02 

46 

63  36 

12 

.M 

i_3 

495 

495 

416 

16 

80  41 

47 

63  04 

13 

505 

611 

429 

17 

79  77 

48 

62  75 

14 

HH 

PP 

615 

627 

441 

18 

79  14 

49 

62  47 

15 

H . 

626 

643 

454 

19 

78  61 

50 

62  23 

16 

Mcq 

536 

543 

468 

20 

77  86 

51 

62  01 

<1 H 
Ph!z5 

os 

21 

77  20 

52 

6180 

47 

647 

643 

481 

22 

76  64 

53 

61  62 

18 

657 

643 

494 

23 

75  88 

54 

61  44 

19 

668 

544 

507. 

24 

75  22 

55 

61  29 

20 

680 

651 

521 

25 

74  57 

56 

61  16 

21 

580 

557 

629 

26 

73  91 

57 

61  05 

22 

Pizi 

580 

564 

636 

27 

73  25 

58 

60  94 

23 

680 

571 

643 

28 

72  60 

59 

60  86 

Slz; 

676 

. 551 

29 

71  96 

60 

60  78 

24 

680 

30 

71  33 

61 

60  72 

25 

682 

582 

558 

31 

70  69 

62 

60  68 

26 

- P 

688 

688 

565 

32 

70  07 

63 

60  63 

27 

Ph 

694 

694 

672 

33 

69  48 

64 

60  60 

28 

699 

699 

579 

34 

68  90 

65 

60  66 

29 

604 

604 

686 

35 

68  33 

30 

609 

609 

693 

Ifsurrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  Is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$l,000, 

121 

Age  of  Insured 

, 51 

Should  Beneficiary  die  premium  reduced  fo  $62.15 

For  Premium  see  agre  of  Beneficiary 

End 

of 

Guaranteed.  Cash  Surrender  Value,  etc. 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 
Bene- 
ficiary 

Annual 

Paid-up 

20YrD 

15YrD 

10or5  Yr  D 

Extended 

Insurance 

Premium 

Premium 

Year 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

5 

$89  80 

36 

$69  90 

3 

$221 

$83 

$83 

$72 

7 

5 

6 

89  22 

37 

69  33 

4 

294 

127 

127 

115 

9 

5 

7 

88  63 

38 

68  78 

5 

368 

184 

184 

158 

11 

3 

8 

88  04 

39 

68  25 

6 

441 

238 

238 

198 

12 

11 

9 

87  44 

40 

67  74 

7 

615 

294 

294 

245 

14 

6 

10 

86  84 

41 

67  26 

8 

588 

354 

354 

294 

16 

2 

11 

86  22 

42 

66  81 

9 

662 

416 

416 

346 

18 

1 

12 

85  60 

43 

66  37 

65  96 

10 

483 

483  ■ 

13 

84  97 

44 

oyy 

14 

84  33 

45 

65  57 

11 

493 

493 

411 

15 

83  70 

46 

65  20 

12 

M 

503 

603 

424 

16 

83  05 

47 

64  87 

13 

513 

519 

436 

17 

82  40 

48 

64  56 

14 

PP 

524 

535 

449 

18 

81  75 

49 

64  27 

15 

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534 

551 

463 

19 

81  09 

50 

64  00 

16 

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544 

551 

476 

20 

80  43 

51 

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21 

79  76 

52 

63  64 

17 

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654 

651 

489 

22 

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53 

63  85 

18 

565 

651 

502 

23 

78  38 

54 

68  17 

19 

676 

651 

515 

24 

77  70 

55 

63  01 

20 

687 

657 

529 

25 

77  03 

56 

62  87 

21 

p-i 

587 

664 

536 

26 

76  34 

57 

62  75 

22 

687 

571 

543 

27 

75  65 

58 

62  64 

23 

687 

576 

551 

28 

74  97 

59 

62  55 

587 

582 

658 

29 

74  30 

60 

62  46 

24 

30 

73  64 

61 

62  40 

25 

i-q 

588 

688 

565 

31 

72  99 

62 

62  36 

26 

P 

594 

694 

572 

32 

72  33 

63 

62  32 

27 

Pm 

699 

599 

579 

33 

71  70 

64 

62  29 

28 

604 

604 

586 

34 

71  08 

65 

62  25 

29 

609 

609 

593 

35 

. 70  48 

Age 

of  Insured,  52 

Should 

Beneficiary  die  premium  reduced  to  $63.88 

For  Premium  see  age  of  Beneficiary 

l£rid 

Guaranteed  Cash  Surrender  Value,  etc. 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 
Bene- 
ficiary 

Annual- 

of 

Paid-up 

20Yr  D 

15YrD 

lOorSYr  D 

Extended 

Insurance 

Premium 

Premium 

Year 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

5 

$92  97 

3 6 

$72  13 

3 

$221 

$84 

$84 

$74 

7 

1 

6 

92  33 

37 

71  53 

4 

294 

129 

129 

117 

9 

0 

7 

91  69 

38 

70  95 

5 

368 

186 

186 

160 

10 

8 

8 

91  04 

39 

70  39 

6 

441 

242 

242 

202 

12 

3 

9 

90  38 

40 

69  85 

7 

515 

298 

298 

250 

13 

10 

10 

89  74 

41 

69  34 

8 

688 

360 

360 

299 

15 

5 

11 

89  11 

42 

68  85 

9 

662 

423 

423 

353 

17 

3 

12 

88  46 

43 

68  38 

10 

491 

491 

406 

13 

87  81 

44 

67  94 

14 

87  16 

45 

67  63 

11 

601 

501 

418 

15 

86  50 

46 

67  14 

12 

pq 

. T 

511 

511 

432 

16 

85  84 

47 

66  79 

13 

621 

526 

444 

17 

85  17 

48 

66  46 

14 

H-l 

PQ 

531 

543 

457 

18 

84  49 

49 

66  14 

15 

541 

558 

471 

19 

83  81 

50 

65  87 

16 

Mcq 

551 

658 

483 

20 

83  12 

51 

65  59 

21 

82  43 

52 

65  36 

17 

oS 

662 

658 

496 

22 

81  73 

53 

65  16 

18 

572 

658 

610 

23 

81  02 

54 

64  97 

19 

682 

558 

523 

24 

80  31 

55 

64  80 

20 

694 

664 

536 

25 

79  60 

56 

64  64 

21 

Sg 

594 

671 

543 

26 

78  89 

57 

64  60 

22  . 

CQ 

Mi-i 

694 

576 

551 

27 

78  19 

58 

64  89 

23 

694 

582 

558 

28 

77  46 

59 

64  30 

29 

76  76 

60 

64  21 

24 

594 

588  , 

665 

30 

76  06 

61 

64  15 

25 

i-q 

694 

594 

572 

31 

75  38 

62 

64  08 

26 

►H 

599 

599 

679 

32 

74  70 

63 

64  04 

27 

Ph 

604 

604 

586 

33 

74  03 

64 

64  01 

28 

609 

609 

593 

34 

. 73  38 

65 

: 63  98 

35 

72  75 

if  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Valuecach  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up.  then  both  values  are  the  same. 


122  10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000, 


For  Premium-see  age  of  Beneficiary 

Age  of 

Annual 

Age  of 

Annual 

Bene- 

ficiary 

Premium 

Bene- 

ficiary 

Premium 

5 

$95  88 

36 

$74  48 

6 

95  29 

37 

73  86 

7 

94-69 

38 

73  25 

8 

94  08 

39 

72  64 

9 

93  46 

40 

72  07 

10 

92  84 

41 

71  52 

11 

92  17 

42 

71  00 

12 

91  51 

43 

70  51 

13 

90  83 

44 

70  04 

14 

90  14 

45 

69  60 

15 

' 89  46  • 

4 6 

69  19 

16 

, 88  76 

47 

68  80 

17 

: 88  07 

48 

68  45 

18 

87  37 

40 

68  12 

19 

■ 86-65 

50 

67  82 

20 

85  95 

51 

67  54 

21 

85  22 

52 

67  29 

22 

84  51 

53 

67  06 

23 

83  78 

54 

66  87 

24 

83  03 

55 

66  69 

25 

82  29 

56 

66  53 

26 

• 81  56 

57 

66  38 

27 

. 80  83 

58 

66  23 

28 

80  09 

59 

66  14 

29 

79  35 

60 

66  05 

30 

78  62 

61 

65  97 

31 

77  90 

62 

. 65  90 

32 

77  20 

63 

65  85 

33 

76  60 

64 

65  82 

34 

75  80 

65 

65  80 

35 

75  13 

Should  Beneficiary  die  premium  reduced  to  $65. C9 

Guaranteed  Cash  Surrender  Value,  etc. 


Paid-up 
all  Dist 


3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 
lO 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 
27 


$221 

294 

368 

441 

515 

588 

662 


H 

iA 

pq 

< . 

f^lZ5 

oS 

hq<d 

ss- 

i-q 

nq  ■ 

p 

Pm 


20  Yr  D 

15  Yr  D 

lOorSYr  d| 

iixtended 

Insurance 

Cash 

Cash 

Cash  1 

Yrs 

Mos 

$85 

$85 

$76 

6 

10 

131 

131 

119 

8 

7 

189 

189 

163 

10 

2 

246 

246 

205 

11 

8 

302 

302  . 

255 

13 

2 

365 

365 

305 

14 

8 

429 

429 

359 

16 

6 

499 

499 

414 

509 

509 

427 

518 

618 

439 

629 

635 

452 

638 

650  • 

465 

649, 

665  • 

478: 

659 

565  - 

491 

668. 

565 

■ 504 

679: 

665. 

518 

690 

665 

630 

601 

571 

543 

601 

576 

651 

601- 

582 

' 558 

601 

588 

565 

601 

694 

572 

601 

699 

'579 

604 

604 

586 

609 

609 

593 

Age  of  Insured,  54 


Should  Beneficiary  die  ^premium  reduced  to  $67.58 

Guaranteed  Cash  Surrender  Value,  etc 


Age  of 

Annual 

Age  of 

Bene- 

ficiary 

Premium 

Bene- 

ficiary 

5 

$99  19 

36 

6 

98  59 

37 

7 

97  99 

38 

8 

97  37 

39 

9 

96  75 

40 

10 

96  12 

41 

11 

95  42 

42 

12 

94  70 

43 

13 

94  00 

44 

14 

93  28 

45 

15 

92  56 

46 

16 

91  84 

47 

17 

91  11 

48 

18 

90  39 

49 

19 

89  65 

50 

20 

88  91 

51 

21 

88  17 

52 

22 

87  43 

53 

23 

86  67 

54 

24 

85  92 

55 

25 

85  14 

56 

26 

84  38 

57 

27 

83  60 

58 

28 

• 82  85 

59 

29 

82-  08 

60 

30 

81  31 

6t 

31 

3 2 

• 80  56 
79  81 

62 

63 

33 

79  08 

64 

34 

78  37 

.65 

35 

77  65 

age  ofBeneflciar 


Annual 

Premium 


End 

of 

Year 


Paid-up 
all  Dist 


$76  96 

76  29 
75  64 
75  01 
74  40 
73  82 
73  27 
72  74 
72  25 
71  78 
71  34 
70  92 
70  63 
70  18 
69  87 
69  67 
69  29 
69  05 
68  82 
; 68  63 
68  46 
6830 
68  17 
68  05 
67  96 
67  88 
67  82 
67  76 
67  71 
67  68 


3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 


$221 

294 

368 

441 

515 

588 


pq 

j-q 

PQ 

< . 
Hg 

gg 

nq 

p 

pu 


20YrD 

15YrD 

10or5Yr  D 

Extended 

Insurance 

Cash 

Cash 

Cash 

Yrs 

Mos 

$86 

$86 

$76 

6 

5 

133 

133 

122 

8 

2 

192 

192 

166 

9 

8 

249 

249 

209 

11 

1 

307 

307 

259 

12 

6 

371 

371 

310 

14 

0 

436 

436 

366 

15 

, 8 

607 

607 

. 421 

516 

616 

434 

526 

626 

447 

536 

542 

^ 460 

646 

557 

473 

556 

578 

486  , 

565 

673 

499 

576 

573 

512 

' 585 

573 

525 

696 

573 

638 

607 

676 

551, 

607. 

582 

558- 

607 

588 

565 

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694 

672 

; 607 

590 

679 

607 

604 

. 586 

609 

609  * 

593 

lAatV* 

If surrehdfered'before  payments  are  completed, 


Loain  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$l,000. 

123 

Age  of  Insured 

, 55 

Should  Beneficiary  die  premium  reduced  to  $69.56 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Ag-eof 

Annual 

Age  of 

Annual 

Paid-up 

20  Yr  D 

15  YrD 

10  or  5 YrD 

Extended 

Insurance 

ficiary 

Premium 

Year 

all  Dist 

Cash 

Cash 

Cash 

ficiary 

Yrs  Mps 

5 

$102  12 

36 

$79  67 

3 

$221 

$88 

$88 

$77 

6 

1 

6 

101  62 

37 

78  87 

4 

294 

136 

135 

124 

7 

8 

7 

100  91 

38 

78  18 

5 

368 

194 

194 

169 

9 

2 

8 

100  29 

39 

77  62 

6 

441 

252 

252 

212 

10 

6 

9 

99  66 

40 

76  88 

7 

615 

311 

311 

263 

11 

10 

10 

99  01 

41 

76  26 

8 

688 

376 

376 

315 

13 

3 

11 

12 

13 

98  36 

97  70 

97  02 

42 

43 

44 

75  66 

76  10 

74  66 

9 

10 

662 

442 

515 

442 

615 

372 

429 

14 

11 

14 

96  35 

45 

74  07 

11 

524 

624 

442 

15 

95  64 

46 

73  60 

12 

634 

534 

464 

16 

94  94 

47 

73  16 

13 

M 

543 

649 

468 

17 

94  24 

48 

72  74 

14 

653 

565 

480 

18 

93  61 

49 

72  36 

15 

563 

680 

493 

19 

92  78 

50 

72  01 

16 

H - 

672 

680 

606 

20 

92  03 

51 

71  70 

21 

91  26 

52 

71  41 

17 

PMg 

582 

580 

619 

22 

90  49 

53 

71  14 

18 

692 

680 

632 

23 

- 89  71 

54 

70  90 

19 

602 

580 

545 

24 

88  93 

55 

70  68 

20 

613 

682 

658 

25 

88  14 

56 

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21 

613 

588 

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26 

87  33 

57 

70  35 

22 

613 

694 

572 

27 

86  64 

58 

70  21 

23 

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613 

699 

679 

28 

86  73 

59 

70  08 

24 

613 

604 

686 

29 

84  94 

60 

69  97 

25 

2s 

613 

609 

598 

30 

: 84  16 

61 

69  89 

1— 1 

31 

83  36 

62 

69  81 

32 

82  67 

63 

69  76 

0 

33 

81  79 

64 

69  71 

Fh 

34 

81  06 

65 

69  65 

35 

80  31 

Age  of  Insured 

, 56 

Should  Beneficiary  die  premium  reduced  to  $71.64 

For  Premium  see  a^e  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 
Bene- 
ficiary 

Annual 

Paid-up 

15  YrD 

10 or 5 YrD 

Extended 

Insurance 

Premium 

Premium 

Year 

6 

bD. 

s ^ 

all  Dist 

Cash 

Cash 

Yrs  Mos 

5 

$106  61 

36 

$82  35 

3 

$221 

$89 

$79 

6 

9 

6 

106  00 

37 

81  68 

4 

O Vi 

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294 

130 

126 

7 

3 

7 

104  39 

38 

80  85 

5 

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368 

197 

171 

8 

8 

8 

103  76 

39 

80  15 

6 

441 

256 

216 

9 

11 

9 

103  12 

40 

79  47 

7 

515 

316 

267 

11 

3 

10 

102  47 

41 

78  82 

8 

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688 

381 

320 

12 

7 

11 

101  80 

42 

78  18 

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449 

378 

14 

2 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  i>aid-up,  then  both  values  are  the  same. 


124 

10  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$i,ooo. 

Age  of  Insured 

57 

Should  Beneficiary  di 

e premium  reduced  to  $73.81 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Casli  Surrender  Value,  etc. 

Age  of 

Annual 

Age  of 

Annual 

Paid-up 

15YrD 

10  or  5 YrD 

Extended 

Bene- 

ficiary 

Bene- 

ficiary 

Tn«;iiranf'«^ 

Premium 

Premium 

Year 

a 

all  Dist 

Cash 

Cash 

Yrs 

Mos 

s 

$109:28 

36 

$85  24 

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a 

$221 

$90 

$80 

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6 

6 

108  67 

37 

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294 

138 

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319 

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Age  of  Insured 

, 58 

Should  Beneficiary  die  premium  reduced  to  $76.09 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value,  etc. 

Age  of 
Bene- 

Annual 

Age  of 
Bene- 

Annual 

Paid-up 

16  YrD 

10 or 6 YrD 

Extended 

Insurance 

ficiary 

Premium 

ficiary 

Premium 

Year 

© 

bfi 

all  Dist 

Cash 

Cash 

Yrs  Mos 

5 

$113  15 

36 

$88  30 

3 

$221 

$91 

$81 

5 

2 

6 

112  54 

37 

87  47 

4 

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294 

140 

129 

6 

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38 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death* 


Loan  Value  each  Year  i?  same  as  Cash  Value  of  next  Year  until  paid-up.  then  both  values  are  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  POLICY-$I,000.  125 

Should  Beneficiary  die  premium  reduced  to  $78:51 


For  Premium  see  age  of  Beneficiary' 

End  - 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

of 

Year 

5 

$117  24 

36 

$91  54 

3 

6 

116  62 

37 

90  66 

4 

7 

115  99 

38 

89  81 

5 

8 

115  35 

39 

88  98 

6 

9 

114  69 

40 

88  16 

7 

10 

114  01 

41 

87  37 

8 

11 

113  27 

42 

86  63 

9 

12 

112  53 

43 

85  91 

13 

111  77 

44 

85  21 

10 

14 

111  00 

45 

84  66 

11 

15 

110  21 

46 

83  93 

12 

16 

109  41 

47 

83  35 

13 

17 

108  61 

48 

82  81 

14 

18 

107  79 

49 

82  31 

15 

19 

106  96 

50 

81  85 

16 

20 

106  11 

51 

81  41 

17 

21 

105  26 

52 

81  02 

22 

104  40 

53 

80  67 

18 

23 

103  52 

54 

80  34 

19 

24 

102  63 

55 

80  06 

20 

25 

101  72 

56 

79  81 

21 

26 

100  79 

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27 

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59 

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Guaranteed  Cash  Surrender  Value,  etc. 


w >» 
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o o 


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s ^ 

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Paid-up 

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lOorS  YrD 

Extended 

Insurance 

all  Dist 

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Yrs  : 

Mos 

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$82 

4 

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294 

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130 

6 

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204 

179 

7 

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For  Premium  see  age  of  Beneficiary 


Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

' Annual 
Premium 

5 

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36 

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6 

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37 

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114  23 

46 

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16 

113  44 

47 

86  29 

17 

112  64 

48 

85  71 

18 

111  82 

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19 

110  99 

50 

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20 

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51 

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21 

109  26 

52 

83  78 

22 

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53 

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23 

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54 

83  05 

24 

100  53 

55 

82  73 

25 

105  60 

56 

82  47 

26 

104  63 

57 

82  22 

27 

103  67 

58 

82  01 

28 

102  72 

59 

81  82 

29 

101  75 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Age  of  Insured,  61  Should  Beneficiary  die  premium  reduced  fo  $83.74 


For  Premium  see  age  of  Beneficiary 

Ertd 

Guaranteed  Cash  Surrender  Value.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

10  or  5 Year  iDist 

Extended 

ficiary 

Premium 

ficiary 

Premium 

Year 

o 

Paid-up 

Cash  : 

Insurance 

Yrs  Mos 

5 

$125  84 

36 

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3 

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4 

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37 

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For  Premium  see 

age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

10  or  5 Year  Dist 

Extended 

Bene* 

ficiary 

Premium 

Bene- 

ficiary 

Premium 

Year 

d 

bo 

Paid-up 

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If  surrendered  before  payments  are  completed,  Paid-up  Values-are  payable  in  one  sum  at  death . 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


For  Premium  see  aere  of  Beneficiary 

Age  of 
Bene- 
ficiary 

Annual 

Prenpium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

5 

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36 

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6 

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37 

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7 

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38 

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8 

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39 

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9 

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40 

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12 

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20 

123  55 

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21 

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93  08 

22 

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29 

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10  or  5 Year  Dist 


Paid-up  Cash 


Extended 

Insurance 


Yrs  Mos 


$221 

294 

368 

441 

51^ 

588 

662 


$85 

136 

186 

234 

291 

351 

417 


499 

511 

524 

536 

549 

561 

574 


For  Premium  see  age  of  Beneficiary 

Age  of 
: Bene- 
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Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

s 

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36 

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6 

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37 

109  82 

7 

139  36 

38 

108  73 

8 

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39 

107  64 

9 

137  96 

40 

106  55 

10 

137  23 

41 

105  49 

11 

136  46 

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104  48 

12 

135  67 

43 

103  50 

13 

134  86 

44 

102  57 

14 

134  03 

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101  64 

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46 

100  78 

16 

132  29 

47 

99  95 

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131-39 

48 

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18 

130  48 

49 

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19 

129  54 

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97  80 

20 

128  58 

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97  17 

21 

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96  59 

22 

126  60 

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96  06 

23 

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95  59 

24 

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95  16 

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94  79 

26 

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29 

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: 93  68 

30 

117  88 

61 

93  49 

31 

116  73 

62 

93  33 

32 

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63 

93  20 

33 

114.44 

64 

93  09 

34 

113^29 

6S 

93  03 

3S 

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64  Should  Beiteflciary  die  premium  reduced  io  $92.81 


Guaranteed  Cash  Surrender  V aliie,etc 


.2 
2 bb 
.2 


$221 

294 

368 

441 

515 

588 


P P 


$86 

137 

188 

236 

294 

354 

422 

493 

505 

518 

530 

543 

555 

568 


surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


- Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  s^me. 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Age  of  Insured,  65  Should  Beneficiary  die  premium  reduced  to  $96.21 


For  Premium  see 

age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  Value.etc 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 
Bene- 
ficiary 

Annual 

of 

10  or  5 Year  Dist 

Extended 

Insurance 

Premium 

Premium 

Paid-up 

j Cash  ■ 

Year 

Yrs 

Mos 

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emium  see 

age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value.etc 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 

Annual 

5 Year  Dist 

Extended  , 
Ii^surance 

Yrs  Mos 

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ficiary 

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Year 

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For  Plremium  see  age  of  Beneficiary 


10  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

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ficiary 


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5 Year  Dist 


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294 

368' 

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516 

588 

602 


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138 

190 

240 

299 

362 

435 

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525 

536 

548 


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Age  of  Insured,  68  Should  Beneficiary  die  premium  reduced  to  $107.85 


GuaranteedCash  Surrender  Value,etc 


Age  of 
Bene-' 
ficiary 

Annual 

Preinium 

Age  of 
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ficiary' 

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iina . 

of 

Year 

6 

be 

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Extended 

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5 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death- 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


iO  PAYMENT-CONTINUOUS  INSTALMENT  P0L1CY-$1,000. 

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69 

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m reduced  to  $112.26 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue,etc 

Ag-e  of 

Age  of 

5 Year  Dist 

Extended  - 
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Bene- 

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Year 

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For  Premium  see  age  of  Beneficiary 

’ End 
of 

Guaranteed  Cash  Surrender  V alue,etf 

Age  of 

Annual 

Age  of 

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Extended 

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If  surrendered  before  payments  are  completed.  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  Is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  both  values  are  thesame. 


15  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$l,000. 

131 

Age  of  Insured 

21 

Should  Beneficiary  die  premium  reduced  to  $24.76 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Value 

Extended 

Age  of 

Annual 

Age  of 

Annual 

Paid-up 
all  Dist 

20 

15 

10  or  6 

Insurance 

i ficiary 

Premium 

ficiary 

Premium 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yrs 

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s 

$32  39 

36 

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3 

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$32 

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6 

7 

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37 

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4 

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38 

26  66 

3 

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26  62 

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94 

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362 

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of  Insurod 

, 22  . 

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Benefi 

ciary  die  premium  reduced  to  $25.17 

i ^or  Premium  see  age  of  Beneficiary 

End 

^pf 

Guaranteed  Cash  V alue 

Extended 

Age  of 
Bene- 

Annual 

Age  of 
Bene- 

Annual 

Paid-up 
all  Dist 

20 

15 

. 10  or  6 

Insurance 

ficiary 

Premium 

ficiary 

Premium 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yrs 

Mos 

5 

$32  97 

3 6 

$27  36 

3 

$147 

$32 

$33 

$26 

6 

8 

6 

32  75 

37 

27  21 

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196 

49 

60 

41 

9 

3 

7 

32  53 

38 

27  08 

3 

245 

72 

73 

57 

12 

1 

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32  32 

39 

26  94 

6 

294 

94 

95 

71 

15 

2 

9 

32  11 

40 

26  81 

7- 

343 

116 

118 

89 

18 

4 

10 

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41 

26  70 

8 

392 

189 

142 

106 

21 

4 

11 

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42 

26  57 

9 

441 

163 

166 

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24 

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31  60 

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490 

189 

193 

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213 

217 

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238 

242 

184 

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290 

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327 

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1 

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26 

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37 

25  39 

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1 

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353 

310 

27 

28  78 

38 

25  35 

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1 

360 

360 

318 

28 

28  61 

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28  44 

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368 

368 

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416 

416 

370 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


i^oan  Value  each  Year  is  same  as  Cash  Value  of  aext  Year  until  paid  up,  then  both  values  are  thesame. 


132 

15  PAYMENT- 

CONTINUOUS  INSTALMENT  POLICY- 

-$l,000. 

Age  of  Insured, 

2S 

Should  Beneficiary  die  premium  reduced  io  $25. < 

59 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Value 

Extended 

Ag^e  of 
Bene- 

Annual 

Premium 

Age-of 

Bene- 

Annual 

Premium 

Paid-up 
all  Dist 

20 

15 

10  or  5 

Insurance 

ficiary 

ficiary 

Year 

Yr  Dist’ 

Yr  Dist 

Yr  Dist 

Yrs 

Mos 

5 

$33  57 

36 

$27  81 

3 

$147, 

$33 

$33 

$26 

6 

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15  PAYMENT^CONTINUOUS  INSTALMENT  P0LICY-$l,000.  133 


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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  Heath. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  both  values  are  the  same. 


15  PAYMENT— CONTINUOUS  INSTALMENT  P0LICY-$l,000.  139 


Age  of  Insured,  37  Should  Beneficiary  die  premium  reduced  to  $33.52 


For  Premium  see  aere  of  Beneficiary 

End 

of 

Year 

( 

Guaranteed  Cash  Value  ] 

extended 

[nsurance 

Ag-e  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
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ficiary 

Annual 

Premium 

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all  Dist 

20 

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5 

6 

7 

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9 

10 

11 
12 

13 

14 

15 

16 

17 

18 

19 

20 
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23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

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$46  01 

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43  39 

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41  11 

40  81 

40  60 

40  20 

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39  60 

39  30 

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38  47 

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37  67 

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1 86  96 

1 36  73 

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40 

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53 

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59 

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61 
62 

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34  05 

33  97 

33  90 

33  85 

33  80 

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33  61 

33  59 

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3 

4 

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6 

7 

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9 

10 

11 
12 

13 

14 

15 

17 

18 

19 

20 
21 
22 

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24 

25 

26 

27 

28 

29 

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294 

343 

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441 

490 

539 

688 

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318 

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Age  of  Insured 

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End 

of 

Year 

Paid-up 
all  Dist 

Guaranteed  Cash  Value 

Extended 

Insurance 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
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ficiary 

Annual 

Premium 

20 

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10  or  5 

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Mos 

5 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Gash  Value  of  next  Year  until  paid  up,  t^n  both  values  are  thesame. 


140 

15  PAYMENT- 

CONTINUOUS  INSTALMENT  POLICY-$1,000. 

Age 

of  Insured 

, 39 

Should 

Beneficipry  die  premium  reduced  to  $35.08 

For  Premium  see  age  of  Beneficiary 

End 

of 

Quaramteed  Cash  Value 

Extended 

Age  of 
Bene- 

Annual 

Premium 

Age  of 
Bene- 

Annual 

Paid-up 
all  Dist 

20  . 

15 

• 10  or  5 

Insurance 

ficiary 

ficiary 

Premium 

Year 

Yr  Dist 

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Mos 

s 

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91 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Value 

Extended 

Age  of 
Bene- 

Annual 

Age  of 
Bene- 

Annual 

Paid-up 
all  Dist 

20 

16 

10  or  6 

Insurance 

ficiary 

Premium 

ficiary 

Premium 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yrs 

Mos 

5 

$49  81 

36 

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Loan  Value  each  Ye^r  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  both  values  are  the  same. 


15  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l, 000.  wi 

Age  of  insurecj,  41  Should  Beneficiary  die  prenaium  reduced  to  $36.78 


For  Premium  see  age  of  Beneficiary 

End  1 

of  1 

Guaranteed  Cash  Value  i 

Extended 

Age  Of 
Bene- 
ficiary 

Annual 

Age  of 

Annual 

Paid-up 
all  Dist 

20 

15 

10  or  5 ] 

insurance 

Premium 

ficiary 

Premium 

Year  | 

YrDist, 

YrDist 

Yr  Dist  ■ 

Yrs  Mos 

5 

$51  21 

36 

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3 

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of  insured 

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For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Value 

Extended 

Age  of 
Bene- 
ficiary 

Annual 

Age  of 
Bene- 

Annual 

Paid-up 
all  Dist 

20 

15 

10  or  5 

Insurance 

Premium 

ficiary 

Premium 

Year 

Yr  Dist 

Yr  Dist 

Yr  Dist 

Yrs 

Mos 

5 

$52  72 

36 

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3 

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6 

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564 

636 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  both  values  are  the  same. 


142 

15  PAYMENT- 

CONTINUOUS  INSTALMENT  POLICY-$I.OOO. 

Age  of  Insured,  43 

Should 

Beneficiary  d 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


150  15  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Age  of  Insured,  59  Should  Beneficiary  die  premiuro  reduced  io  $63.42 


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of 

Year 

Age  of 
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ficiary 

Annual 

Premium 

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Premium 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  pa/d-up,  then  both  values  are  th't  same. 


15  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


Age  of  Insured,  61  Should  Beneficiary  die  premiunrs  reduced  to  $68.58 


For  Premium  see  age  of  Beneficiary 

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Extended 

Age  of 
Bene- 
ficiary 

Annual 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


152  15  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

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-.74  64 

£ 

35 

89  72 

Pn 

Guaranteed 

Cash.  Value 


10  or  5 
Year  Dist 


94 

126 

157 

192 

227 

265 

302 

342 

386 

434 

488 

549 

561 

574 


Extended 

Insurance 


Age  of  Insured,  64  Should  Beneficiary  die  premium  reduced  to  $77.78 


For  Premium  see  age  of  Beneficiary 


Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

5 

$119  05 

36 

6 

118  37 

37 

7 

117  68 

38 

8 

116  99 

39 

9 

116  30 

40 

10 

115  60 

41 

1 1 

114  89 

42 

12 

114  19 

43 

13 

113  48 

44 

14 

112  75 

45 

15 

112  01 

4 6 

16 

111  25 

47 

17 

110  47 

48 

18 

109  67 

49 

19 

108  87 

50 

20 

108  05 

51 

21 

107  23 

52 

22 

106  38 

53 

23 

105  52 

54 

24 

104  64 

55 

25 

103  73 

56 

26 

102  81 

57 

27 

101  88 

58 

28 

100  96 

59 

29 

100  00 

60 

30 

99  03 

61 

31 

98  05 

62 

3 2 

97  08 

63 

33 

96  11 

64 

34 

95  16 

65 

35 

94  16 

Annual 

Premium 


$93  19 

92  23 
91  30 
90  39 
89  47 
88  59 
87  73 
86  91 
86  11 
85  33 
84  61 
83  91 
83  26 
82  64 
82  08 
81  55 
81  05 
80  61 
80  19 
79  84 
.79  52 
f . 79  22 
78  96 
78  73 
78  56 
78  39 
78  26 
78  14 
78  04 
77  97 


End 

of 

Year 


3 

4 

5 

e 

7 

3 

9 

10 

11 

12 

13 

14 

15 

16 


o © 

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Paid-up 
all  Dist: 


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196 

245 

294 

343 

392 

441 

490 

539 

588 

637 


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2 

4 

95 

3 

. 0 

127 

3 

7 

158 

3 

11 

193 

4 

1 

228 

4 

6 

266 

4 

11 

303 

6 

1 

344 

5 

6 

388 

5 

11 

437 

6 

8 

492 

6 

9 

555 

568 

Extended 

Insurance 


If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  both  values  are  the  same. 


15  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.  153 


Age  of  Insured,  65  Should  Beneficiary  die  premium  reduced  to  $81.32 


For  Premium  see  ae:e  of  Beneficiary 

End 

of 

Year 

6 

bo 

Paid-up 
all  Dist 

Guaranteed 

Cash  V alue 
10  or  5 

Year  Dist 

Extended 

Insurance 

Yrs  Mos 

A-ge  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

s 

$124 

69 

36 

$97  94 

3 

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0 

$147 

$61 

2 

2 

6 

123 

89 

37 

96  91 

4 

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196 

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7 

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19 

38 

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122 

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39 

94  94 

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294 

159 

3 

9 

9 

121 

77 

40 

93  99 

7 

343 

194 

3 

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10 

121 

06 

41 

93  03 

8 

392 

229 

4 

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92  10 

9 

441 

267 

4 

7 

12 

119 

62 

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118 

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588 

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439 

6 

9 

17 

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114 

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50 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


ra  j 


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20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Age  of  Insured,  21  Should  Beneficiary  die  prejnium  reduced  to  $20.80 


For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue,etc 

Ag-e  of 
Bene- 

Annual 

Ag-e  of 
Bene- 

Annual 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Premium 

Premium 

Year 

Paid-up 

Cash 

Paid-up  I 

ficiary 

ficiary 

Cash 

Yrs 

Mos 

5 

$27  09 

36 

$22  66 

3 

$110 

$24 

$110 

$19 

4 

10 

6 

26  93 

37 

22  53 

4 

147 

36 

147 

30 

6 

8 

7 

26  78 

38 

22  43 

■5~-' 

184 

53 

184 

41 

8 

7 

8 

26  62 

39 

22  31 

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221 

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52 

10 

7 

9 

26  47 

40 

22  20 

\ ■■7 

257 

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12 

9 

10 

26  32 

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22  10 

8 

294 

102 

294 

77 

15 

1 

11 

26  17 

42 

21  99 

9 

331 

121 

331 

91 

17 

5 

12 

26  03 

43 

21  90 

13 

25  87 

25  72 

44 

21  81 

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368 

140 

368 

105 

19 

8 

14 

45 

21  72 

11 

404 

158 

404 

119 

21 

9 

15 

25  58 

46 

21  64 

12 

441 

175 

441 

134 

23 

8 

16 

. 25  43 

47 

21  56 

13 

478 

.194 

478 

150 

25 

5 

17 

25  29 

48 

21  48 

14 

515 

214 

515 

167 

27 

0 

18 

25  13 

49 

21  41 

15 

551 

234 

551  , 

185 

28 

7 

19 

. 24  99 

50 

21  35 

16 

588 

255 

,588 

205 

30 

1 

20 

24  83 

51 

21  28 

21 

24  69 

52 

21  22 

17 

625 

277 

625 

224 

31 

5 

22 

24  54 

53 

21  17 

18 

662 

301 

662 

246 

32 

10 

23 

24  40 

54 

21  12 

19 

698 

324 

698 

268 

34 

4 

24 

24  26 

55 

' 21  08 

20 

350 

291 

25 

24  11 

56 

21  04 

21 

350 

298 

26 

23  97 

57 

21  00 

22 

; 

350 

304 

27 

23  83 

58 

20  97 

23 

353 

310 

28 

23  69 

59 

20  94 

29 

23  55 

60 

20  92 

24 

360 

818 

30 

23  42 

61 

20  89 . 

2.5 

368 

1 

324 

31 

23  29 

62 

20  88 

26 

375 

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23  16 

63 

20  86 

27 

383 

339 

33 

23  03 

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20  85 

28 

391 

346 

34 

22  90 

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20  84 

29 

399 

355 

35 

22  78 

30 

407 

362 

Age 

of  Insured, 

, 22  ' 

Should  Beneficiary  die  | 

premium  reduced  to  $21.13 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue,etc 

Ag-e  of 

Annual 

Age  of 

Annual 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

Bene- 

Premium 

Year 

Paid-up 

Cash 

Paid-up 

Cash 

ficiary 

ficiary 

Yrs 

Mos 

5 

$27  57 

36 

$23  01 

3 

$110 

$24 

$110 

$19 

4 

11 

6 

27  41 

37 

22  89 

4 

147 

37 

147 

30 

6 

8 

7 

27  25 

38 

22  78 

5 

184 

54 

184 

42 

8 

8 

8 

27  09 

39 

22  66 

6 

221 

71 

221 

53 

10 

8 

9 

26  93 

40 

22  55 

7 

257 

87 

257 

66 

12 

11 

10 

26  77 

41 

22  45 

8 

294 

105 

294 

79 

15 

2 

11 

26  61 

42 

22  34 

9 

331 

123 

331 

93 

17 

5 

12 

26  46 

43 

22  25 

13 

26  31 

44 

22  16 

10 

368 

143 

368 

107 

19 

7 

14 

26  15 

45 

22  07 

11 

404 

160 

404 

122 

21 

7 

15 

26  01 

46 

21  97 

12 

441 

179 

441 

137 

23 

5 

16 

25  85 

47 

21  89 

13 

478 

199 

478 

153 

25 

1 

17 

25  69 

48 

21  83 

14 

515 

219 

515 

171 

26 

8 

18 

25  54 

49 

21  75 

15 

551 

239 

551 

189 

28 

1 

19 

25  39 

50 

21  68 

16 

588 

261 

588 

209 

29 

6 

20 

25  23 

51 

21  62 

21 

25  08 

52 

21  56 

17 

625 

283 

625 

229 

30 

10 

22 

24  93 

53 

21  51 

18 

662 

307 

662 

251 

32 

2 

23 

24  79 

54 

21  46 

19 

698 

332 

698 

274 

33 

8 

24 

24  63 

55 

21  41 

20 

357 

298 

25 

24  49 

56 

21  37 

21 

357 

304 

26 

24  35 

57 

21  33 

22 

357 

310 

27 

24  20 

58 

21  31 

23 

360 

318 

28 

24  06 

59 

21  28 

29 

23  93 

60 

21  25 

24 

368 

324 

SO 

23  78 

61 

21  23 

25 

375 

332 

31 

23  65 

62 

21  21 

26 

383 

339 

32 

23  52 

63 

21  21 

27 

391 

346 

33 

23  39 

64 

21  21 

28 

399 

355 

34 

23  26 

65 

21  20 

29 

407 

362 

35 

23  13 

30 

416 

370 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  deaths 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  Up,  then  the  same. 


I 20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.'^ 


Age  of  Insured,  2S  Should  Beneficiary  die  premium  reduced  to  $21.40 


For  Premium  see  age  of  Beneficiary 

Juaraiiteed  Cash.  Surrender  V alue,etc 

Age  of 
Bene- 
ficiary 

Annual 

Preiniun^ 

Age  of 

Annual’ 

20  Year  Dist 

10  or  5 Year  Dist  I 

extended 

Year  ] 

Paid-up  1 

Cash 

Paid-up  j 

ficiary 

Cash 

Yrs  Mos' 

s 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 
10 

17 

18 

19 

20 
21 
22  : 

23 

24 

25 
20 

27 

28 

29 

30 

31 

32 

33 

34 

35 

$28  07 

27  90 

27  73 

27  57 

27  40 

27  24 

27  08 

26  93 

26  77 

26  61 

26  45 

26  29 

26  14 

25  98 

25  82 

25  67 

25  51 

25  35 

25  19 
■ :25  05 

• 24  89 

M 75 
, 24  61 

24  46 

24  32 

24  18 

24  04 

23  91 

23  77 

23  64 
23  51 

30 

37 

38 

39 

40 

41 

42 

43 

44 

45 

46 

47 

48 

49 

50 

51 

52 

53 

54 

55 
50 

57 

58 

59 
00 
61 
62 

63 

64 

65 

$23  39 

23  27 

23  15 

23  04 

22  93 

22  81 

22  72 

22  61 

22  52 

22  43 

22  34 

22  26 

22  18 

22  11 

22  04 

21  98 

21  93 

21  87 

21  82 

21  78 

21  74 

21  70 

21  66 

21  63 

21  62 

21  59 

21  58 

21  55 

21  54 

21  53 

3 

4 

5 

0 

7 

8 

9 

10 

11 

12 

13 

14 

15 

10 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 

30 

$110 

147 

184 

221 

257 

294 

331 

368 
: 404 
‘ 441 
: 478 
: 515 
551 
; 588 

625 

662 

698 

$24 

38 

55 

72 

89 

108 

126 

, 146 
164 
183 
202 
223 
244 
266 

289 

313 

338 

365 

365 

365 

368 

375 

383 

391 

399 

407 

416 

424 

$110 

147 

184 

221 

257 

294 

331 

•368 

-404 

441 

478 

515 

551 

588 

625 

662 

698 

$19 

31 

43 

54 

67 

80 

95 

109 
124 
, 140 

157 

174 

194 

213 

234 

256 

280 

304 

310 

318 

324 

332 

339 

346 

355 

362 

370 

378 

4 

6 

8 

10 

13 

15 

17 

19- 

21 

23 

24 
26  . 
27 

29 

30 

31 
33 

11 

9 

9 

10 

0 

3 

5 

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7 

0 

3 

7 

0 

Age  < 

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1 3.4 

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For  Premium  ^e  age  of  Beneficiary 

. End 
of 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

20  Year  Dist " 

10  or  ,5  Year  Dist 

Extended 

Bene- 

.  Premium 

Bene- 

Premium 

Year 

Paid-up 

Cash 

Paid-up 

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ficiary 

ficiary 

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5 

0 

7 

8 

9 

10 
11 
12 
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14 

15 

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\ 18 

19 
‘ 20 

21 
: 22 

23 

24 

25 

20 

27 

28 

29 

30 

31 

32 

33 

34 

35 

$28  57 

28  39 

28  22 

28  05 
27  87 

27  70 
; 27  55 

. 27  39 

^ 27  23 

i 27  07 
: 26  91 
: 26  75 

: 26  59 

: 26  44 

26  28 
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25  95 
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; 25  64 

25  48 
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25  18 
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24  74 
24  59 
24  46 
24  32 
24  19 
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23  91 

36 

37 

38 

39 

40 

41 

42 

43 

44 

45 
40 

47 

48 

49 

50 

51 

52 

53 

54 

55 

56 

57 

58 

59 

60 
61 
62 

63 

64 
05 

$23  79 

23  66 

23  54 

23  43 

23  32 

23  21 

23  11 

23  00 

22  91 

22  82 

22  73 

22  65 

22  57 

22  49 

22  42 . 
22  36 

22  30 

22  25 

22  19 

22  15 

22  11 

22  07 

22  03 

22  01 

21  98 

21  97 

21  94 

21  93 

21  91 

21  91 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 
21 
22 

23 

24 

25 

26 

27 

28 

29 

30  \ 

$110 

147 

184 

221 

257 

294 

331 

! 368 
404i 
441 
478  . 
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551 
588 

625 

662 

698 

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57 

74 

91 

no 

129 

149 

167 

187 

207 

227 

249 

271 

295 

320 

345 

372 

372 

372 

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383 
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318 

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346 
355 
362 
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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT— CONTINUOUS  INSTALMENT  POLICY- 

-$1,000. 

Age 

of  Insured,  .^5 

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ry  die  premium  reduced  to  $22.25 

For  Premium  see  age  of  Beneficiary 

£nd 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

• 20  Year  Dist 

10  or  5 Year  Dist 

Extended 

ficiary 

. Premium 

ficiary 

Premium 

Year 

Paid-up 

Cash 

Paid-up 

Cash 

Insurance 

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5 

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36 

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3 

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37 

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221 

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257 

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257 

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112 

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331 

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441 

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211 

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551 

255 

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202 

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277 

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223 

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625 

301 

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662 

326 

662 

268 

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352 

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64 

22  30 

28 

424 

378 

34 

24  46 

65 

22  30 

29 

432 

386 

35 

24  33 

30 

441 

394 

Age  of  Insured, 

, 26 

Should  Beneficiary  die  premium  reduced  to  $22.65 

For  Premium  see  age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  Value.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

20  Year  Dist 

10  or  6 Year  Dist 

Extended 

Bene- 

ficiary 

Premium 

Bene- 

ficiary 

Premium 

Year 

Paid-up 

Cash 

Paid-up 

Cash 

Insurance 

Yrs  Mos 

5 

$29  75 

36 

$24  63 

3 

$110 

$26 

$110 

$21 

K 

1 

6 

29  56 

37 

24  50 

4 

147 

41 

147 

33 

7 

0 

7 

29  37 

38 

24  38 

5 

184 

59 

184 

46 

9 

0 

8 

29  18 

39 

24  25 

6 

221 

77 

221 

58 

11 

1 

9 

29  00 

40 

24  14 

7 

257 

94 

257 

72 

13 

3 

lO 

28  81 

41 

24  02 

8 

294 

114 

294 

86 

15 

4 

11 

28  63 

42 

23  92 

9 

331 

134 

331 

102 

17 

3 

12 

28  46 

43 

23  81 

13 

28  29 

44 

23  71 

lO 

368 

155 

368 

117 

19 

0 

14 

28  12 

45 

23  61 

11 

404 

174 

404 

133 

20 

8 

15 

27  94 

4 6 

23  53 

12 

441 

194 

441 

149 

22 

2 

16 

. 27  77 

47 

23  44 

13 

1478 

216 

478 

168 

23 

7. 

17 

27  60 

48 

23  36 

14 

515 

237 

515 

187 

24 

10 

18 

27  42 

49 

23  28 

15 

551 

260 

551 

207 

26 

1 

19 

27  25 

50 

23  22 

16 

588 

283 

588 

228 

27  ■■ 

3 

20 

27  08 

51 

23  15 

21 

26  91 

52 

23  10 

17 

625 

307 

625 

250 

28' 

5 

22 

26  74 

53 

23  04 

18 

662 

333 

662 

274 

29 

7 

23 

26  57 

54 

22  99 

19 

698 

360 

698 

299 

30 

11 

24 

26  40 

55 

22  94 

20 

388 

324 

25 

26  24 

56 

22  90 

21 

388 

332 

26 

26  08 

57 

22  86 

22 

388 

339 

27 

25  93 

58 

22  83 

23 

391 

346 

28 

25  77 

59 

22  80 

29 

25  61 

60 

22  77 

24 

399 

355 

30 

25  47 

61 

22  75 

25 

407 

362 

31 

25  32 

62 

22  72 

26 

416 

370 

32 

25  18 

63 

22  71 

27 

424 

378 

33 

25  03 

64 

22  70 

28 

432 

386 

34 

24  89 

65 

22  68 

29 

441 

394 

35 

24  76 

30 

448 

403 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$l,000. 

157 

Age  of  insured, 

Should  Beneficiary  die  premium  reduced  io  $23.07 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue,etc 

Age  of 

Age  of 

Annual 

20  Year  Dist 

10  or  6 Year  Dist 

Extended 

Bene- 

Premium 

Bene- 

Premium 

Year 

Paid-up  1 

Cash 

Paid-up  j 

ficiary 

ficiary 

Cash 

Yrs 

Mos 

5 

$30  40 

36 

$25  07 

3 

$110 

$27 

$110 

$22 

5 

2 

6 

30  20 

37 

24  94 

4 

147 

41 

147 

34 

7 

1 

7 

30  01 

38 

24  81 

5 

184 

61 

184 

47 

9 

1 

8 

29  81 

39 

24  69 

6 

221 

78 

221 

60 

11 

2 

9 

29  62 

40 

24  57 

7 

257 

97 

257 

74 

13 

3 

10 

29  43 

41 

24  46 

8 

294 

116 

294 

88 

15 

3 

11 

29  25 

42 

24  35 

9 

331 

137 

331 

104 

17 

1 

12 

29  06 

43 

24  24 

13 

28  88 

44 

24  14 

10 

368 

158 

368 

119 

18 

9 

14 

28  69 

45 

24  05 

11 

404 

178 

404 

136 

20 

5 

15 

28  51 

46 

23  95 

12 

441 

199 

441 

153 

21 

10 

16 

28  33 

47 

23  87 

13 

478 

220 

478 

171 

23 

2 

17 

28  14 

48 

23  79 

14 

515 

242 

515 

191 

24 

5 

18 

27  96 

49 

23  71 

15 

551 

265 

551 

211 

25 

6 

19 

27  77 

50 

23  64 

16 

588 

288 

588 

232 

26 

8 

20 

27  59 

51 

23  57 

21 

27  42 

52 

23  52 

17 

625 

313 

625 

255 

27 

10 

22 

27  25 

53 

23  46 

18 

662 

340 

662 

280 

29 

0 

23 

27  07 

54 

23  41 

19 

698 

366 

698 

305 

30 

3 

24 

26  90 

55 

23  36 

20 

395 

332 

25 

26  74 

56 

23  32 

21 

395 

339 

26 

26  57 

57 

23  28 

22 

395 

346 

27 

26  41 

58 

23  25 

23 

399 

355 

28 

26  24 

59 

23  22 

29 

26  08 

60 

23  19 

24 

407 

362 

30 

25  94 

61 

23  17 

25 

416 

370 

31 

25  78 

62 

23  15 

26 

424 

378 

32 

25  64 

63 

23  14 

27 

432 

386 

33 

25  49 

64 

23  13 

28 

441 

394 

34 

25  35 

65 

23  11 

29 

448 

403 

35 

25  21 

30 

455 

-411 

Age 

of  Insured,  28 

Should  Beneficiary  die  premium  reduced  io  $23. 

50 

For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

Bene- 

Premium 

Year 

Paid-up  j 

Cash 

Paid-up 

Cash 

ficiary 

ficiary 

Yrs 

Mos 

5 

$31  00 

36 

$25  55 

3 

$110 

$27 

$110 

$22 

5 

3 

6 

30  80 

37 

25  41 

4 

147 

42 

147 

35 

7 

2 

7 

30  59 

38 

25  28 

5 

184 

61 

184 

48 

9 

2 

8 

30  39 

39 

25  15 

6 

221 

80 

221 

61 

11 

3 

9 

30  19 

40 

25  03 

7- 

257 

99 

257 

75 

13 

3 

lO 

29  99 

41 

24  91 

8 

294 

119 

294 

91 

15 

2 

11 

29  81 

42 

24  81 

9 

331 

140 

331 

107 

16 

11 

12 

29  62 

43 

24  70 

13 

29  44 

44 

24  60 

10 

368 

162 

368 

122 

18 

7 

14 

29  25 

45 

24  49 

11 

404 

182 

404 

139 

20 

1 

15 

29  07 

46 

24  40 

12 

441 

202 

441 

157 

21 

6 

16 

28  88 

47 

24  32 

13 

478 

224 

478 

175 

22 

9 

17 

28  70 

48 

24  24 

14 

515 

246 

515 

195 

23 

11 

18 

28  51 

49 

24  16 

15 

551 

270 

551 

216 

25 

0 

19 

28  33 

50 

24  08 

16 

588 

295 

. 588 

238 

26 

1 

20 

28  14 

51 

24  01 

21 

27  96 

52 

23  96 

17 

625 

320 

625 

261 

27 

2 

22 

27  78 

53 

23  89 

18 

662 

346 

662 

286 

28 

4 

23 

27  61 

54 

23  85 

19 

698 

374 

698 

312 

29 

7 

24 

27  42 

55 

23  80 

20 

403 

339 

25 

27  25 

56 

23  76 

21 

403 

346 

26 

27  08 

57 

23  72 

22 

403 

355 

27 

26  91 

58 

23  68 

23 

407 

362 

28 

26  75 

59 

23  65 

29 

26  58 

60 

23  63 

24 

416 

370 

30 

26  42 

61 

23  61 

25 

424 

378 

31 

26  27 

62 

23  59 

26 

432 

386 

32 

26  12 

63 

23  57 

27 

441 

394 

33 

25  97 

64 

23  56 

28 

448 

403 

34 

25  82 

65 

23  54 

29 

455 

411 

35 

25  69 

30 

463 

420 

If  surrendered  before  payments  are  completed,  Paid-Up  Values  are  payable  in  one  sum  at  death, 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

-$1,000. 

Age 

of  Insured 

29 

Should  Beneficiary 

die  premium  reduced  fo  $23.96 

For  Premium  see  agre  of  I 

Jeneficiary 

End 

Guaranteed  Cash  Surrender  Value.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

ficiary 

Premium 

ficiary 

Premium  . 

Year 

Paid-up 

Cash 

Paid-up 

Cash 

Insurance 

Yrs  Mos 

5 

$31  74 

36 

$26  03 

3 

$110 

$28 

$110 

$22 

5 

3 

6 

31  b3 

37 

25  90 

4 

147 

44 

147 

36 

7' 

‘ 2 

7 

31  32 

38 

25  77 

5 

184 

63 

-184 

49 

9 

3 

8 

31  11 

39 

25  64 

6 

221 

82 

221 

63 

11 

3 

9 

30  90 

40 

25  51 

7 

257  . 

101 

- ■257' 

77 

13 

3 

10 

30  69 

41 

25  39 

8 

294 

122 

‘ 294 

93 

15 

1 

11 

30  49 

42 

25  27 

9 

331  . 

143 

•331 

109 

16 

9 

12 

30  29 

43 

25  16 

13 

30  09 

44 

25  06 

10 

368 

• 166 

•368 

125 

18 

3 

14 

29  89 

45 

24  97 

11 

404 

. 186 

: 404 

142 

19 

9 

15 

29  70 

46 

. ' 24  87 

12 

441 

208 

‘ -441 

160 

21 

1 

16 

29  50 

47 

24  78 

13 

478 

230 

•478 

180 

22 

3 

17 

29  30 

48 

24  70 

14 

515 

252 

515 

199 

23 

5 

18 

29  11 

49 

24  62 

15 

551 

277 

X551 

221 

24 

5 

19 

28  91 

50 

24  54 

16 

588 

301 

•'588 

244 

25 

6 

20 

28  71 

51 

24  47 

21 

28  53 

52 

24  41 

17 

625 

327 

625 

267 

26 

7 

22 

28  33 

53 

24  36 

18 

• 662 

354 

-662 

292 

27' 

8 

23 

28  15 

54 

24  30 

19 

698 

382 

-698 

318 

28 

11 

24 

27  98 

55 

24  25 

20 

412 

346 

25 

27  79 

56 

24  21 

21 

412 

355 

26 

27  61 

57 

24  17 

22 

412 

362 

27 

27  44 

58 

24  14 

.23 

416 

370 

28 

27  27 

59 

24  10 

29 

27  10 

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24  07 

24 

424 

378 

30 

26  94 

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24  06 

■.25 

432 

386 

o 

31 

26  78 

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24  03 

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441 

394 

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r 24  02 

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448 

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28 

455 

411 

34 

26  32 

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23  99 

29 

463 

420 

35 

26  18 

30 

471 

428 

Age  of  Insured, 

, 3 6~ 

Should  B.eneficiary  die  premium  reduced  to  $24. 

42 

For  Premium  see  agre  ofBfeiiefljCiary 

End 

Guaranteed  Cash  Surrender  Value.etc 

■ Age  of 

Annual 

Age  of 

Annual  . 

• of 

20  Ye 

ar  Dist 

10  or  5 Year  Dist 

Extended 

ficiary 

Premium 

ficiary 

Premium 

Year 

F 

!aid-up 

Cash 

Paid-up 

Cash 

Insurance 

Yrs  Mos 

5 

$32  51 

36 

$26  55 

3 

^110 

$29 

$110 

$23 

5 

4 

6 

32  29 

37 

26  40 

4 

147 

44 

147 

37 

7 ■ 

3 

7 

32  07 

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26  27/ 

5 

184 

64 

, 184 

51 

9 

4 

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221 

83 

221 

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11 

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9 

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40 

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257 

103 

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79 

13 

2 

10 

31  42 

41 

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124 

294 

95 

14 

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146 

331 

111 

16 

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12 

30  98 

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13 

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25  55 

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368. 

169 

368  • 

128 

18 

0 

14 

30  56 

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190 

404 

146 

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25  35 

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16 

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184 

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25  18  - 

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205 

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551 

282 

551 

226 

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10 

19 

29  52 

50 

25  02 

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588 

307 

. 588 

249 

24 

11 

20 

29  32 

51 

24  95 

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29  12 

52 

24  8a 

17 

625 

334 

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274 

25 

11 

22 

28  93 

53 

24  83, 

18 

662 

361 

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299 

27 

1 

23 

. 28  73 

54 

24  78 

,19  , 

698- 

390 

598 

326 

28 

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55 

. 24  72 

20 

420 

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25 

28  36 

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24  68 

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471 

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35 

26  69 

30, 

479 

437 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as 


Cash  Value  of  next  Year  until  paid  up,  then  the  same- 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.i» 


Age  of  Insured,  31  Should  Beneficiary  die  premium  reduced  to  $24.92 


For  Premium  see  aere  of  Beneficiary 

luaranteed  Cash  Surrender  V alue.etc 

Age  of 
]Bene- 
ficiary 

Age  of 

Annual 

Premium 

j20  Year  Dist 

10  or  5 Year  Dist 

Extended 

JViinucLi 

Preinium 

Bene- 

ficiary 

Year  1 

i’aid-up 

Cash 

Paid-up 

I Cash 

Insurance 
Yrs  Mos 

5 

$33  31 

36 

$27  09 

3 

$110 

$30 

$110 

$24- 

5 

5 

6 

33  08 

37 

26  95 

4 

147 

45 

147 

38 

7 

4 

7 

33  85 

38 

26  80 

i 5 

184 

66 

184 

52 

9 

4 

8 

32  63 

39 

26  67 

6 

221 

85 

221 

66 

11 

3 

9 

32  40 

40 

26  54 

7 

257 

105 

257 

^ 81 

13 

1 

lO 

33  18 

41 

26  41 

8 

■294 

127 

294 

97 

14 

9 

11 

12 

31  94 

31  72 

42 

43 

26  29 

26  18 

9 

331 

149 

831 

114 

16 

4 

13 

31  49 

44 

26  06 

10 

368 

173 

868 

131 

17  . 

8 

14 

31  27 

45 

25  96 

11 

•404 

194 

404- 

149 

19 

■ 1 

15 

31  05 

46 

25  86 

12 

441 

216 

441, 

168 

20 

3 

16 

30  82 

47 

25  77- 

13 

478 

239 

478 

188 

21 

4 

17 

30  60 

48 

25  69 

14 

515 

263 

515 

209 

22 

4 

IS 

30  38 

49 

25  60 

15 

551 

288 

551 

231 

23 

4 

19 

20 

30  17 

29  96 

50 

51 

25  53 

25  45 

16 

588 

314 

.588: 

255 

24 

4 

21 

29  76 

52 

25  40 

17 

625 

341 

625 

- 280 

25 

4 

22 

29  55 

53 

25  34 

18 

662 

368 

662 

305 

26 

5 

23 

24 

25 
20 

27 

28 

29 

30 

31 

32 

33 

34 

35 

29  35 

29  16 

28  96 

28  77 

28  59 

28  41 

28  22 

28  05 

27  88 

27  71 

27  55 

27  39 
. 27  24  . 

54 

55 

56 
JS7 

58 

59 

60 
61 
62 

63 

64 

65 

25  28 

25  23 

25  19 

25  14 

25  11 

25  08 

25  05 

25  02 

25  01 

25  00 

24  98 

24  97 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 
20 
30 

698 

398 

429 

429 

429 

432 

441 

448 

455 

463 

471 

479 

486 

698 

333 

362 

370 

378 

386 

394 

403 

411 

420 

428 

437 

446 

27 

8 

Age  0 

if  Insured, 

33 

Should  Beneficiary  die  premium  reduced  lo  $25.43 

For  Premium  see  age  of  Beneficiary 

^^End 

of 

Year 

Guaranteed  Cash  Surrender  Value, etc 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

r 20  Year  Dist 
Paid-up  1 Cash 

10  or  5 Year  Dist 
Paid-up  1 Cash 

Extended 

Insurance 

Yrs  Mos 

5 

$34  14 

36 

$27  65 

3 

$110 

$30 

$110 

$24 

5 

5 

6 

33  90 

3 7 

27  50 

•147 

■■■  47 

- 147 

38 

7 

5 

7 

33  67 

38 

27  36 

! 5 

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67 

184 

53 

9 

4 

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33  43 

39 

27  21 

6 

221 

88 

221 

67 

11 

3 

9 

33  20 

40 

27  08 

7 

'257 

108 

^ 257 

83 

13 

0 

to 

32  97 

41 

26  95 

8 

294 

' 130 

294. 

99 

14 

‘ 7 

11 

12 

32  73 
32  49 

42 

43 

26  83 

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331 

152 

331 

117 

16 

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44 

26  59 

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177 

368 

134 

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404 

198 

404 

152 

18 

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46 

26  39 

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441 

221 

441 

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19 

10 

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26  30 

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478 

244 

478 

192 

20- 

10 

17 

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26  21 

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515 

269 

515 

214 

21 

10 

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294 

551 

237 

22 

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30  63 

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51 

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260 

23 

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25  91 

17 

625 

348 

625 

286 

24 

9 

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377 

062 

313 

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698 

406 

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25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

29  79 
29  60 
29  40 
29  20 
29  02 
28  83 
28  65 
28  46 
28  29 
28  12 
27  97 
27  81 

55 

56 
57’ 

58 

59 

60 
61 
62 

63 

64 

65 

25  74 

25  70 

25  66 

25  62 

25  59 

25  57 

25  54 

25  51 

25  50 

25  49 

25  47 

20 

21 

22 

23 

24 

25 

26 
27'- 
28  ■ 
'29 
30 

438 

438 

438 

441 

448 

455 

463 

471 

479 

486 

493 

370 

378 

386 

394 

403 

411 

420 

428 

437 

446 

454 

If  surrendered  beforepaymentsarecompleted,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 


Age  of  Insured,  33  Should  Beneficiary  die  premium  reduced  io  $25.96 


For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue,etc 

Age  of 

Annual 

Age  of 

Annual 

20  Year  Dist 

10  or  5 Year  Dist 

Extenaed 

Insurance 

Bene- 

Premium 

Bene- 

Premium 

Year 

'aid-up 

Cash 

Paid-up 

Cash 

ficiary 

ficiary 

F 

Yrs 

Mos 

5 

$34  92 

36 

$28  23 

< 

^110 

$30 

$110 

$24 

5 

6 

6 

34  67 

37 

28  08 

4 

147 

47 

147 

40 

7 

5 

7 

34  43 

38 

27  93 

5 

184 

69 

184 

55 

9 

5 

8 

34  19 

39 

27  79 

221 

89 

221 

69 

11 

2 

9 

33  95 

40 

27  65 

7 

257 

110 

257 

85 

12 

10 

10 

33  71 

41 

27  52 

8 

294 

133 

294 

102 

14 

4 

11 

33  47 

42 

27  39 

9 

331 

156 

331 

120 

15 

9 

12 

33  23 

43 

27  27 

13 

32  99 

44 

27  15 

10 

368 

180 

368 

138 

17 

0 

14 

32  75 

43 

27  05 

11 

'404 

202 

404 

156 

18 

3 

13 

32  51 

46 

26  94 

12 

441 

225 

441 

176 

19 

4 

16 

32  28 

47 

26  85 

13 

478 

249 

478 

196 

20 

4 

17 

32  04 

48 

26  75 

14 

:515 

274 

515 

219 

21 

3 

18 

31  80 

49 

26  67 

15 

551 

300 

551 

242 

22 

2 

19 

31  58 

50 

26  59 

16 

588 

327 

588 

266 

23 

2 

20 

31  34 

51 

26  51 

21 

31  12 

52 

26  45 

17 

625 

355 

625 

292 

24 

2 

22 

30  89 

53 

26  39 

18 

662 

384 

662 

319 

25 

2 

23 

30  68 

54 

26  33 

19 

698 

415 

698 

348 

26 

5 

24 

30  46 

55 

26  29 

20 

446 

378 

23 

30  26 

56 

26  23 

21 

446 

386 

26 

30  05 

57 

26  19 

22 

446 

394 

27 

29  85 

58 

26  15 

23 

448 

403 

28 

29  66 

59 

26  13 

29 

29  46 

60 

26  10 

24 

455 

411 

30 

29  26 

61 

26  07 

25 

463 

420 

31 

29  08 

62 

26  05 

26 

471 

428 

32 

28  91 

63 

26  03 

27 

479 

437 

33 

28  73 

64 

26  02 

28 

486 

446 

34 

28  56 

65 

26  02 

29 

493 

454 

33 

28  39 

30 

501 

463 

Age  of  Insured, 

34 

Shou'd  Beneficiary  die  premium  reduced  fo  $26.52 

For  Premium  see  age  of  Beneficiary 

End 
, of 

G 

huaranteed  Cash  Surrender  V alue,etc 

Age  of 

Annual 

Age  of 

Annual 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

Bene- 

Premium 

Year 

*aid-up 

Cash 

Paid-up 

Cash 

ficiary 

ficiary 

I 

Yrs 

Mos 

5 

$35  74 

36 

$28  86 

3 

Biio 

$31 

$110 

$25 

5 

6 

6 

35  48 

37 

28  70 

4 

147 

49 

147 

41 

7 

6 

7 

35  23 

38 

28  54 

5 

184 

70 

184 

56 

9 

4 

8 

34  98 

39 

28  40 

6 

221 

91 

221 

70 

11 

' 1 

9 

34  73 

40 

28  25 

7 

257 

113 

257 

87 

12 

8 

lO 

34  49 

41 

28  12 

8 

294 

135 

294 

105 

14 

1 

11 

34  25 

42 

27  99 

9 

331 

159 

331 

123 

15 

.6 

X2 

34  01 

43 

27  86 

13 

33  77 

44 

27  75 

10 

368 

184 

368 

141 

16 

8 

14 

33  53 

45 

27  63 

11 

404 

207 

404 

160 

17 

10 

13 

33  29 

46 

27  53 

12 

441 

230 

441 

180 

18 

11 

16 

33  05 

47 

27  42 

13 

478 

2o5 

478 

202 

19. 

10 

17 

32  81 

48 

27  33 

14 

515 

280 

515 

224 

20 

9 

18 

32  58 

49 

27  25 

15 

551 

307 

651 

247 

21 

8 

19 

32  34 

50 

27  17 

16 

588 

334 

588 

272 

22 

7 

20 

32  10 

51 

27  09 

2t 

31  86 

52 

27  02 

17 

625 

363 

625 

299 

23 

7 

22 

31  63 

53 

26  95 

18 

662 

392 

662 

327 

24 

7 

23 

31  40 

54 

26  90 

19 

698 

423 

698 

355 

25 

10 

24 

31  18 

55 

26  85 

20 

455 

386 

23 

30  96 

56 

26  81 

21 

455 

394 

26 

30  74 

57 

26  75 

22 

455 

403 

27 

30  53 

58 

26  73 

23 

455 

411 

28 

30  34 

59 

26  68 

29 

30  13 

60 

26  66 

24 

463 

420 

30 

29  93 

61 

26  63 

25 

471 

428 

31 

29  74 

62 

26  62 

26 

479 

437 

32 

29  56 

63 

26  59 

27 

486 

446 

33 

29  37 

64 

26  58 

28 

493 

454 

34 

29  20 

65 

26  56 

29 

501 

463 

35 

29  03 

30 

508 

471 

Vf  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  Ihen  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.^«^ 


Age  of  Insured,  35  Should  Beneficiary  die  premium  reduced  io  $27.12 


For  Premium  see  agre  of  Beneficiary 

Fnd  ? 

iuaranteed  Cash  Surrender  V alue.etc 

A^e  of 

Annual 

Age  of 

Annual 

of 

20  Year  Dist 

10  or  6 Year  Dist 

Extended 

Bene- 

ficiary 

Premium 

Bene- 

ficiary 

Premium 

Year  1 

*aid-up 

Cash 

Paid-up 

Cash 

Yrs  Mos 

5 

$36  62 

36 

$29  51 

3 

$110 

$32 

$110 

$26 

5 

6 

6 

36  35 

37 

29  36 

4 

147 

49 

147 

41 

7’ 

7 

36  09 

38 

29  20 

5 

184 

72 

184 

58 

9 

3 

8 

35  83 

39 

29  04 

6 

221 

94 

221 

' 72 

10 

11 

9 

35  57 

40 

28  89 

7 

257 

115 

257 

89 

12' 

6 

10 

35  32 

41 

28  75 

8 

2W 

138 

294 

107 

13 

10 

11 

35  08 

42 

28  62 

9 

331 

162 

331 

1^6 

15 

2 

12 

34  84 

43 

28  48 

144 

16- 

13 

34  60 

44 

28  37 

10 

368 

■ 188 

368 

‘ 4 

14 

34  36 

45 

28  26 

11 

404 

211 

404 

163 

17- 

5 

15 

34  12 

46 

28  14 

12 

441 

235 

441 

185 

18 

5 

16 

33  88 

47 

28  03 

13 

478 

260 

478 

206 

19 

4 

17 

33  63 

48 

27  94 

14 

515 

285 

515 

229 

20 

3 

18 

33  39 

49 

27  85 

15 

551 

312 

551 

253 

21 

1 

19 

33  14 

50 

27  77 

16  i 

: 588 

340 

568 

279 

22 

0 

20 

32  90 

51 

27  69 

305 

22 

11 

21 

32  65 

52 

27  62 

17 

625 

369 

625 

22 

32  42 

53 

27  55 

18 

662 

399 

662 

333 

24 

0 

23 

32  18 

54 

27  50 

19 

698 

430 

698 

363 

25 

3 

24 

31  94 

55 

27  45 

.20 

463 

394 

25 

31  70 

56 

27  39 

2 1 

463 

403 

26 

31  48 

57 

27  35 

.22 

463 

411 

27 

31  27 

58 

27  31 

23 

463 

420 

28 

31  05 

59 

27  28 

471 

428 

1 

29 

30  83 

60 

27  25 

24 

30 

30  64 

61 

27  23 

25 

479 

437 

31 

; 30  44 

62 

27  20 

26 

486 

446 

32 

30  24 

63 

27  19 

27 

493 

454 

33 

i 30  06 

64 

27  17 

28 

• ■.  f • 

501 

463 

34 

’ 29  87 

65 

27  16 

29 

508 

471 

35 

29  70  . 

30 

515 

479 

Age  0 

if  Insured, 

36 

Should  Beneficiary  die  premium. reduced  to  $27.73 

For  Premium  see  age  of  Beneficiary 

Iind 

Guaranteed  Cash  Surrender  V alue,etc 

Age  of 
Bene-, 
ficiary 

A 

Age  of 

Annual 

Premium 

of 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Annual 

Premium 

Paid-up 

1 Cash 

Paid-up 

1 Cash 

ficiary 

Year- 

Yrs 

Mos 

5 

: $87  72 

36 

$30  21 

3 

$110 

$33 

. $27 

5 

7 

0 

37  44 

37 

30  04 

4 

147 

50 

147 

43 

7'. 

6 

7 

37  16 

38 

29  87 

5 

184 

73 

184 

59 

9 

2 

8 

36  89 

39 

29  71 

6 

221 

95 

221 

74 

10' 

10 

9 

36  61 

40 

29  56 

7 

257 

117 

257‘ 

91 

12' 

3 

10 

36  34 

41 

29  42 

8 

294 

141 

294 

110 

13 

7 

11 

36  07 

42 

29  27 

9 

331 

166 

331 

.129 

14 

10 

12 

35  81 

43 

29  14 

148 

15 

11 

13 

‘ 35  54 

44 

29  02 

10 

368 

191 

368 

14 

• 35  28 

45 

28  90 

11 

404 

215 

404 

168 

17 

0 

15 

: 35  02 

46 

28  78 

12 

441 

239 

441 

188 

18.- 

0 

16 

^ 34  75 

^ 47 

28  68 

13 

478' 

265 

478 

,211 

18 

10 

17 

34  49 

48 

28  58 

14 

515 

291 

515 

234 

19 

8 

18 

34  22 

49 

28  49 

15 

551 

318 

551 

259 

20 

6 

19 

33  97 

50 

28  40 

16 

588 

346 

588 

285 

21 

5 

20 

33  72 

51 

28  32 

625 

312 

22 

21 

33  47 

52 

28  25 

17 

625 

376 

. 4 

22 

33  22 

53 

28  18 

18 

662 

406 

662 

341 

23 

5 

23 

32  97 

54 

28  12 

19 

698 

438 

698 

371 

24 

, .5 

24 

32  73 

55 

28  06 

^20 

471 

403 

25 

32  49 

56 

28  02 

21 

471 

411 

26 

32  26 

57 

27  97 

22 

471 

420 

27 

32  03 

58 

■ 27  93 

23 

471 

428 

28 

31  81 

59 

27  90 

479 

- 437 

29 

31  58 

60 

^ ' 27  87 

24 

30 

31  37 

6t 

27  85 

25 

486 

446 

31 

31  16 

62 

27  83 

26 

493 

454 

32 

30  96 

63 

27  82 

27 

501 

463 

33 

30  77 

64 

27  80 

28 

508 

471 

34 

30  57 

65 

. 27  78 

29 

515 

479 

35 

30  38 

1 

30 

523 

1 488 

If  surrendered  before  payments  ar^completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$1,000. 

Age  of  Insured,  37  Should  Beneficiary  dto  premium  reduced  <o  $28.36 


For  Premium  see  age  of  Beneficiary 

■ End 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

of. 

20  Year  Dist 

10  or  5 Year  Disi 

Extended 

ficiary 

Premium 

ficiary 

Premium 

Year 

Paid-up 

1 Cash 

Paid-up 

Cash 

Insurance? 

Yrs  Mos 

5 

$38  73 

36 

$30  94 

3 

$110 

$33 

$110 

$27 

5 

7 

6 

38  46 

37 

30  75 

4 

147 

52 

147 

44 

7 

5- 

7 

38  18 

38 

30  58 

5 

184 

75 

184 

61 

9 

1 

8 

37  89 

39 

30  42 

6 

221 

97 

221 

76 

10 

8 

9 

37  61 

40 

30  26 

7 

257 

119 

257 

94 

12 

0 

10 

37  34 

41 

30  10 

8 

294 

144 

294 

112 

13 

4 

11 

37  07 

42 

29  96 

9 

331 

169 

331 

132 

14 

6- 

12 

^ 79 

43 

29  82 

13 

36  51 

44 

29  69 

lO 

368 

195 

368 

151 

15 

6 

14 

36  23 

45 

29  57 

11 

404 

219 

404 

171 

16 

7 

15 

35  95 

46 

29  45 

12 

441 

244 

441 

193 

17 

6 

16 

35  68 

47 

29  33 

13 

478 

269 

. 478 

216 

la 

4 

17 

35  40 

48 

29  24 

14 

515 

296 

515 

240 

19 

2' 

18 

35  12 

49 

29  15 

15 

551 

324 

551 

265 

20 

0: 

19 

34  86 

50 

29  05 

16 

588 

352 

588 

291 

20 

11; 

20 

34  59 

51 

28  97 

21 

34  33 

52 

28  89 

17 

625 

382 

625 

318 

21 

9' 

22 

34  08 

53 

28  83 

18 

662 

413 

.662 

348 

22 

8’ 

23 

33  82 

54 

28  76 

19 

698 

446 

698 

379 

23: 

8: 

24 

33  56 

55 

28  71 

20 

479 

411 

25 

33  31 

56 

28  65 

21 

479 

420 

26 

33  07 

57 

28  61 

■ 22 

479 

428 

27 

32  84 

58 

28  57 

23 

479 

437 

28 

32  60 

59 

28  53 

29 

32  37 

60 

28  50 

24 

486 

446 

30 

32  15 

61 

28  48 

25 

493 

454 

31 

31  93 

62 

28  45 

26 

501 

463 

32 

31  72 

63 

28  42 

27 

508 

471 

33 

31  52 

64 

28  41 

28 

515 

479 

34 

31  32 

65 

28  41 

29 

523 

488 

35  1 

31  12 

30 

530 

496 

Age  of  Insured, 

38 

Should  Beneficiary  die  premiui 

m redu( 

ced  to 

$29. 

04 

For  Pr 

emiuni  see  age  of  Beneficiary 

£iicl 

Guaranteed  Cash  Surrender  Vaiue.ete 

Age  of 

Annual 

i^e  of 

Annual 

of 

20  Year  Dist 

10  or  6 Year  Dist 

Extended 

ficiary 

Premium 

ficiary 

Premium 

Year 

Paid-up 

1 Cash 

Paid-up 

Cash 

Insurance. 
Yrs  Mos 

5 

$39  81 

36 

$31  70 

3 

$110 

$34 

$110 

$28 

5 

7 

6 

39  51 

37 

31  52 

4 

147 

52 

147 

45 

7 

4 

7 

39  21 

38 

31  33 

5 

184 

77 

184 

62 

8- 

11 

8 

38  92 

39 

31  16 

6 

221 

99 

221 

77 

10 

5 

9 

38  63 

40 

30  99 

7 

257 

122 

257 

97 

11. 

9 

10 

38  34 

41 

30  83 

8 

294 

147 

294 

115 

13 

0 

11 

38  05 

42 

30  68 

9 

331 

172 

331 

135 

14 

1 

12 

37  76 

43 

30  54 

13 

37  48 

44 

30  40 

10 

368 

199 

368 

155 

15 

2 

14 

37  20 

45 

30  29 

11 

404 

224 

404 

176 

16 

2 

15 

36  93 

46 

30  16 

12 

441 

249 

441 

198 

17. 

0 

16 

36  65 

47 

30  05 

13 

478 

274 

478 

221 

17. 

10 

17 

36  37 

48 

29  94 

14 

515 

302 

. 515 

245 

18 

8 

18 

36  09 

49 

29  85 

15 

551 

330 

551 

271 

19 

5 

19 

35  81 

50 

29  75 

16 

588 

358 

588 

297 

20; 

4 

20 

35  54 

51 

29  66 

21 

35  26 

52 

29  58 

17 

625 

389 

625 

326 

21 

1 

22 

34  99 

53 

29  51 

18 

662 

420 

662 

355 

21 

10 

23 

34  73 

54 

29  45 

19 

698 

453 

698 

387 

22 

8 

24 

34  47 

55 

29  39 

20 

488 

420 

25 

34  20 

56 

29  34 

21 

488 

428 

26 

33  95 

57 

29  30 

22 

488 

437 

27 

33  70 

58 

29  26 

23 

488 

446 

28 

33  45 

59 

29  22 

29 

33  21 

60 

29  19 

24 

. 493 

454 

30 

32  97 

61 

29  16 

25 

501 

463 

31 

32  75 

62 

29  14 

26 

508 

471 

32 

32  52 

63 

29  12 

■27 

515 

479 

33 

32  31 

64 

29  11 

28 

523 

488 

34 

32  10 

65 

29  09 

29 

530 

496 

35 

31,90 

30 

538 

504 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


[.oan  Value  each  Year  is  same  as 


Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000.'«® 


Age  of  Insured,  39  Should  Beneficiary  die  premium  reduced  to  $29.74 


For  Premium  see  age  of  Beneficiary 

jluaranteed  Cash  Surrender  V alue,etc 

Age  of 

Age  of 

Annual 

of 

20  Year  Dist 

10  or  5 Year  Dist  ; 

Extended 

Bene- 

ficiary 

Premium 

ficiary 

Premium 

Year 

Paid-up  I 

Cash 

Paid-up  j 

Cash 

Yrs  Mos 

s 

$40  94 

36 

$32  51 

3 

$110 

$35 

$110 

$29 

5 

7 

0 

40  64 

37 

32  31 

4 

147 

54 

147 

47 

7 

3 

7 

40  34 

38 

32  13 

5 

184 

78 

184 

63 

8 

10 

8 

40  05 

39 

31  96 

6 

221 

101 

221 

80 

10 

3 

9 

39  75 

40 

31  77 

7 

257 

124 

257 

99 

11 

6 

10 

39  45 

41 

31  61 

8 

294 

150 

294 

118 

12 

8 

11 

39  16 

42 

31  45 

9 

331 

176 

331 

138 

13 

9 

12 

38  86 

43 

31  31 

158 

14 

9 

13 

38  57 

44 

31  16 

10 

368 

203 

368 

14 

38  28 

45 

31  03 

11 

404 

227 

404 

180 

15 

9 

15 

37  99 

46 

30  91 

12 

441 

253 

441 

202 

16 

7 

16 

37  70 

47 

30  79 

13 

478 

280 

478 

226 

17 

4 

17 

37  41 

48 

30  67 

14 

515 

307 

515 

250 

18 

1 

1 8 

37  12 

49 

30  57 

15 

551 

335 

651: 

277 

18 

10 

19 

36  82 

50 

30  48 

16 

588 

365 

'588 

304 

19 

7 

20 

36  53 

51 

30  39 

625 

332 

20 

21 

36  24 

52 

30  31 

17 

625 

396 

4 

22 

35  97 

53 

30  23 

18 

662 

427 

662 

363 

21 

0 

23 

35  69 

54 

30  16 

19 

698 

460 

698 

395 

21 

9 

24 

35  41 

55, 

30  11 

20 

496 

428 

25 

35  13 

56 

30  05 

21 

496 

437 

26 

34  87 

57 

30  00 

22 

496 

446 

27 

34  60 

58 

29  96 

23 

496 

454 

28 

34  34 

59 

29  93 

501 

463 

29 

34  10 

60 

29  89 

24 

30 

33  85 

61 

29  86 

25 

508 

471 

31 

33  61 

62 

29  84 

26 

515 

479 

32 

33  38 

63 

29  82 

27 

523 

488 

33 

33  15 

64 

29  81 

28 

530 

496 

34 

32  93 

65 

29  80 

29 

538 

504 

35 

32  72 

30 

1 544 

513 

Age  0 

f Insured, 

40 

Should  Beneficiary  die  premium  reduced  to  $80.40 

For  Premium  see  age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 

Annual 

Premium 

of 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Bene- 

Paid-up 

1 Cash 

Paid-up 

Cash 

ficiary 

Year 

Yrs 

Mos 

5 

$42  20 

36 

$33  39 

3 

$110 

$36 

$110 

$30 

5 

6 

6 

41  88 

37 

33  18 

4 

147 

55 

147 

47 

7 

2 

7 

41  56 

38 

32  98 

5 

184 

80 

184 

66 

8 

8 

8 

41  24 

39 

32  79 

6 

221 

103 

221 

82 

10 

0 

9 

40  93 

40 

32  61 

: 7 

257 

127 

101 

11 

3 

10 

40  62 

41 

32  43 

8 

294 

153 

«94 

121 

12 

4 

11 

40  32 

42 

32  27 

9 

331 

179 

• 331 

141 

13 

5 

12 

40  01 

43 

32  11 

368 

162 

14 

13 

39  71 

44 

31  97 

10 

368 

207 

4 

14 

39  40 

45 

31  82 

11 

404 

232 

404 

184 

15 

4 

15 

39  10 

46 

31  69 

12 

441 

257 

441 

207 

16 

1 

10 

16 

38  79 

47 

31  57 

13 

478 

285 

478' 

230 

16 

17 

38  49 

48 

31  45 

14 

515 

312 

515 

256 

17 

7 

18 

38  19 

49 

31  34 

15 

551 

341 

651 

282 

18 

2 

11 

19 

37  89 

50 

31  25 

16 

588 

371 

588 

310 

18 

20 

37  60 

51 

31  16 

339 

19 

2 1 

37  29 

52 

31  08 

17 

625 

402 

625 

6 

22 

37  00 

53 

31  00 

18 

662 

434 

662 

370 

20 

1 

10 

23 

36  71 

54 

30  93 

19 

698 

468 

698 

402 

20 

24 

36  42 

55 

30  86 

20 

504 

437 

25 

36  13 

56 

30  81 

21 

504 

446 

26 

35  85 

57 

30  77 

22 

504 

454 

27 

35  57 

58 

30  73 

23 

504 

463 

28 

35  31 

59 

30  69 

508 

471 

29 

35  04 

60 

30  65 

24 

30 

34  78 

61 

30  62 

25 

515 

479 

31 

34  53 

62 

30  59 

26 

523 

488 

32 

34  29 

63 

30  58 

27 

530 

496 

, 33 

34  05 

64 

30  56 

28 

538 

504 

34 

33  83 

65 

30  54 

29 

544 

513 

35 

33  60 

1 _ . 

30 

551 

521 

1 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  sam- 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$l.000. 

Age  of  Insured 

41 

Should  Beneficiary  die  { 

premium  reduced  to  $31. 

27 

For  Premium  see  age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  Value.etc 

Affe  of 

Annual 

Age  of 

Annual 

of 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

ficiary 

Premium 

Bene- 

ficiary 

Premium 

Year 

Paid-up 

1 Cash 

Paid-up 

Cash 

Insurance 

Yrs  Mos 

5 

$43  50 

36 

$34  29 

3 

$110 

$36 

$110 

$30 

5 

5 

6 

43  17 

37 

34  07 

4 

147 

56 

147 

49 

7 

0 

7 

42  84 

38 

33  87 

5 

184 

81 

184 

66 

8 

5 

8 

42  51 

39 

33  67 

6 

221 

105 

221 

84 

9 

9 

9 

42  19 

40 

33  47 

7 

257 

130 

257 

104 

10 

11 

lO 

41  87 

41 

33  30 

8 

294 

156 

294 

124 

12 

1 

11 

41  55 

42 

33  13 

9 

331 

183 

331 

145 

13 

1 

12 

41  23 

43 

32  95 

13 

40  91 

44 

32  80 

10 

•368 

210 

^68 

166 

13 

11 

14 

40  59 

45 

32  65 

11 

404 

236 

404 

188 

14 

10 

15 

40  27 

46 

32  52 

12 

441 

263 

441 

211 

15 

7 

16 

39  96 

47 

32  40 

13 

478 

290 

478’ 

235 

16 

4 

17 

39  64 

48 

32  28 

14 

;515 

318 

515 

261 

16 

11 

18 

39  33 

49 

32  17 

15 

551 

346 

551 

288 

17 

■ 7 

19 

39  01 

50 

32  06 

16 

588 

377 

■588 

316 

18 

2 

26 

38  71 

51 

31  97 

■ r 

21 

38  40 

52 

31  88 

17 

625 

408 

625 

346 

18 

8 

22 

38  09 

53 

31  79 

18 

662. 

441 

662 

377 

19 

3 

23 

37  78 

54 

31  73 

19 

.698 

476 

' 69$ 

410 

19 

11 

24 

37  48 

55 

31  66 

20 

512 

446 

25 

37  18 

56 

31  59 

21 

512 

454 

26 

36  89 

57 

31  55 

22 

512 

463 

27 

36  60 

58 

31  51 

23 

512 

471 

28 

36  31 

59 

31  47 

29 

36  05 

60 

31  43 

24 

515 

479 

30 

35  77 

61 

31  40 

25 

523 

488 

31 

35  50 

62 

31  38 

26 

530 

496 

32 

35  25 

63 

: ' 31  36 

27 

538 

504 

33 

35,00 

64 

. 31  34 

28 

544 

513 

34 

34  76 

65 

31  32 

29 

551 

521 

35 

34  52 

30 

557 

529 

Age  of  Insured, 

43 

Should  Beneficiary  die  premium  reduced  to  $32. 

10 

For  Premium  see  age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  V alue.etc 

Agfe  of 

Annuaci 

Age  of 

Annual 

of 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Bene- 

ficiary 

Premium 

Bene- 

ficiary 

Premium 

Year 

Paid-up 

Cash 

Paid-up 

Cash 

Insurance 

Yrs  Mos 

5 

$15  05 

36 

, $35  27 

3 

$110 

$37 

$110 

$31 

5 

4 

6 

44  68 

37 

35  04 

4 

147 

58 

147. 

50 

6. 

10 

7 

44  32 

38 

34  83 

5 

184 

83 

184 

69 

8 

3 

8 

43  95 

39 

34  62 

6 

221 

108 

221 

86 

9 

6 

9 

43  58 

40 

34  42 

7 

257 

133 

257 

106 

8 

10 

43  22 

41 

34  22 

8 

294 

159 

: 294 

127 

11. 

9 

11 

42  86 

: 42 

34  03 

9 

331 

185 

331 

149 

12 

8 

12 

42  55 

43 

33  86 

13 

42  21 

44 

33  70 

10 

368 

214 

368 

170 

13; 

6 

14 

41  88 

45 

33  54 

11 

404 

240 

404 

192 

14 

5 

15 

41  55 

46 

33  41 

12 

441 

266 

441 

216 

15 

2 

16 

41  22 

47 

33  26 

13 

478 

294 

478 

241 

15 

9 

17 

40  88 

48 

33  14 

14 

515 

322 

515 

266 

16 

4 

18 

40  55 

49 

33  03 

15 

551 

352 

551 

294 

16 

.10 

19 

40  22 

50 

32  93 

16 

588 

382 

588 

323 

17 

4 

20 

39  90 

51 

32  82 

21 

39  58 

52 

32  73 

17 

625 

415 

' 625 

353 

17 

10 

22 

39  26 

53 

32  65 

18 

662 

448 

..  .662- 

385 

18 

5 

23 

38  93 

54 

32  57 

19 

698 

482 

698. 

418 

19 

0 

24 

38  61 

55 

32  50 

20 

519 

454 

25 

38  31 

56 

32  44 

21 

519 

463 

26 

38  00 

57 

32  38 

22 

519 

471 

27 

37  70 

58 

32  34 

23 

( 

• 519 

479 

28 

37  36 

59 

32  30 

29 

37  10 

60 

32  27 

24 

523 

488 

30 

36  82 

61 

32  23 

25 

530 

496 

31 

36  54 

62 

32  20 

26 

536 

504 

32 

36  28 

63 

32  18 

27 

544 

513 

33 

36  01 

64 

32  16 

28 

551 

521 

34 

35  76 

65 

32  15 

29 

557 

529 

35 

35  51 

30 

564 

536 

If  surrendered  before  payments  are  completed,  Paid-up  Values  are  jwiyable  in  one  sum  at  death. 


Loan  Value  each  Year  is  sapne  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$l,000. 

165 

Age 

of  Insured, 

43 

Should  Beneficiary  die  premium  reduced  to  $32.' 

98 

For  Premium  see  age  of  Beneficiary 

Fnd  * 

Guaranteed  Cash  Surrender  V alue,etc 

Age  of 

Age  of 

of 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Yrs  Mos 

, Bene- 
ficiary 

. Premium 

Bene- 

ficiary 

Premium 

Year 

Paid-up  j 

Cash 

Paid-up 

Cash 

5 

$46  26 

36 

$36  30 

3 

$110 

$38 

$110 

$32 

5 

3 

6 

45  91 

37 

36  06 

4 

147 

58 

147 

51 

6 

9 

7 

45  56 

38 

35  84 

5 

184 

85 

184 

70 

8 

1 

8 

45  21 

39 

35  61 

6 

221 

110 

221 

88 

9 

3 

9 

44  87 

40 

35  40 

7 

257 

135 

257 

109 

10 

5 

lO 

44  52 

41 

35  20 

8 

294 

162 

294 

130 

11 

5 

11 

44  19 

42 

35  00 

9 

331 

189 

331 

152 

12 

4 

12 

43  85 

43 

34  83 

18 

43  52 

44 

34  65 

lO 

368 

219 

368 

174 

13 

1 

14 

43  18 

45 

34  49 

11 

404 

244 

404 

196 

13 

11 

15 

42  85 

46 

34  33 

12 

. 441 

271 

441 

221 

14 

7 

16 

42  51 

47 

34  20 

13 

478 

299 

478 

246 

15 

2 

17 

42  18 

48 

34  07 

14 

515 

328 

515 

272 

15 

8 

18 

41  84 

49 

33  95 

15 

551 

357 

.551 

300 

16 

1 

19 

41  51 

50 

33  83 

16 

588 

389 

588 

329 

16 

. 7 

20 

41  16 

51 

33  73 

21 

40  83 

52 

33  63 

17 

625 

421 

625 

360 

17 

1 

22 

40  50 

53 

33  54 

18 

662 

454 

662 

392 

17 

..  7 

23 

40  17 

54 

33  46 

19 

698 

490 

698 

427 

18 

2 

24 

39  83 

55 

33  40 

20 

527 

463 

25 

39  50 

56 

: 33  33 

21 

527 

471 

26 

39  18 

57 

33  27 

22 

527 

479 

27 

38  87 

58 

33  22 

23 

527 

488 

28 

38  55 

59 

33  18 

29 

38  24 

60 

33  14 

24 

530 

496 

30 

37  94 

61 

33  11 

25 

538 

504 

31 

37  64 

62 

33  09 

26 

544 

513 

32 

37  37 

63 

; 33  06 

27 

551 

521 

33 

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64 

33  05 

28 

557 

529 

34 

36  82 

65 

33  03 

29 

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536 

35 

36  55 

30 

571 

543 

Age  of  Insured, 

.44..- 

Should  Beneficiary  die  premium  reduced  to  $33.90 

For  Premium  see  age  af  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

20  Year  Dist 

10  or  6 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

Bene- 

Premium 

Year 

Paid-up 

Cash 

Cash 

ficiary 

ficiary 

Paid-up 

Yrs 

Mos 

5 

$47-79 

36 

$37  40 

3 

$110 

$39 

1 $110 

1. 

$33 

5 

2 

6 

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3 7 

37  16 

4 

147 

r 60 

^147 

52 

6 

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10 

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9 

0 

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7 

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138 

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10 

1 

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8 

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1 

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193 

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155 

11 

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13 

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478 

251 

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277 

14 

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15 

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54 

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497 

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535 

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25 

40  78 

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26 

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57 

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535 

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27 

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23 

535 

496 

28 

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30 

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If  surrendered  beforepayments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


lONOfl  > 


Loarv  Value  each  Year  is  same  ?s  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY-$I,000. 


Age  of  Insured,  45  Should  Beneficiary  die  premium  reduced  to  $34.88 


For  Premium  see  age  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  Value.etc 

Agte  of 

■ Annual 

Age  of 

Annual 

; 20  Year.  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

Bene- 

Premium; 

Year 

Paid-up  ^ 

1 Cash 

Cash 

fjciary 

ficiaty 

Paid-up 

Yrs 

Mos 

5 

^9  39 

36 

$38  59- 

3 

$110 

■ $40 

$110 

$34 

5 

0 

6 

49  02 

37 

38  32 

4 

147 

61 

147 

54 

6 

5 

7 

48  66 

38 

38  05 

5 

184 

88 

184 

74 

7 

8 

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48  30 

39 

37  80 

6 

221 

114 

221 

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8 

9 

9 

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40 

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7 

257 

140 

257 

114 

9, 

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10 

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8 

294 

168 

294 

135 

10'* 

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11 

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42 

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9 

331 

196 

331 

159 

11: 

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12 

■ 

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48 

36  92 

1^1 

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46  48 

44 

36  72 

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46  12 

45 

36  55 

11 

404 

252 

404 

205 

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441 

280 

441 

230 

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36  23 

13 

478 

309 

•-  478 

255 

13 

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14 

515 

338 

515 

282 

14 

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368 

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311 

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8': 

19 

44  32 

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400 

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52 

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625  ' 

433 

625 

373 

15 

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22 

43  22 

53 

35  40 

18 

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468 

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407 

16 

0; 

28 

42  86 

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35  41 

19' 

698 

504 

■698 

442 

,16 

24 

42  50 

55 

35  33 

20 

543 

479 

25 

42  14 

56 

■ 35  26 

21 

543 

488 

26 

41  78 

57 

35  20 

22 

543 

496 

27 

41  44 

58 

35  14 

23 

543 

1 

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28 

41  09 

59 

35  09 

29 

40  74 

60 

35  05 

24 

544 

513 

30 

40  41 

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25 

551 

521 

■-  4 

31 

40  09 

62 

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26 

557 

629 

82 

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63 

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564 

536 

33 

39  45 

64 

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28 

571 

543 

34 

39  16 

65 

34  93 

29 

576 

55i 

35 

38  : 87 

30 

682 

. 658 

Age  of  Insured, 

46 

6houlci  Beneficiary  die  premium  reduced  to 

$35. 

91 

For  Premium  see  age  of  Beneficiary 

, End 
of 

Guaranteed  Gash  Surrender  V alue.etc 

Age  of 

; Annual 

Age  of 

Annual 

20  Year  Dist 

10  or  6 Year  Dist 

Extended 

Insurance' 

Bene- 

Premium 

Bene- 

Premium ■ 

1 Year 

Paid-up 

Cash 

Paid-i 

Cash 

ficiary 

ficiary 

ip 

Yrs 

Mos 

5 

$51  12 

[■  so 

$39  83 

3 

$110 

• $41 

[ $110 

$35' 

4 

11 

6 

50  74 

37 

39  55 

4 

: 147 

63 

147 

55 

6 

3 

7. 

50  36 

y^^'38. 

39  27 

5 

184  ■ 

90 

' 184 

■ 75 

7' 

5 

8 

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• 39  00 

6 

: 221 

116 

221 

94 

8' 

6 

9 

; 49  61 

40 

38  7^ 

7 

257 

143 

• *257 

116 

9=; 

6: 

10 

1 49  23 

38  51  ^ 

8 

294 

171 

' 294 

138 

10^ 

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11 

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End 

of 

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20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY- 

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End 

of 

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Age  of 

Annual 

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Annual 

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Annual 

Age  of 

Annual 

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10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

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Premium 

Year 

Paid-up 

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Paid-up 

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ficiary 

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Yrs 

Mos 

5 

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26 

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If  surrendered  before  payments  are  completed,  Paid-up  Values  are  payable  in  one  sum  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY 

-$l,000. 

Age 

of  insured, 

53 

Should  Beneficiary  die  premium  reduced  to  $45.23 

For  Preniium  see  age  of  Beneficiary 

End 

of 

Guaranteed.  Cash.  Surrender  Value.etc 

Ag-e  of 

Age  of 

Annual 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

Premium 

Bene- 

Premium 

Year 

• 

1 Gash 

Paid-u 

Gash 

ficiary 

ficiary 

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P 

Yrs 

Mos 

5 

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36 

$51  48 

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$47 

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37 

51  03 

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Age  of 

Annual 

Age  of 

Annual 

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10  or  5 Year  Dist 

Extended 

Insurance 

Bene- 

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Bene- 

Premium 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up^then  the  s^e. 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY~$l,Q00.i^' 


Age  of  Insured,  55  Should  Beneficiary  die  premium  reduced  to  $48.76 


For  Premium  see  age  of  Beneficiary 

End 

of 

Year 

Quatanteed  Cash.  Surrender  Value,etc 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

20  Year  Dist 

10  or  5 Year  Dist 

Extended 

Insurance 

Paid-up 

Cash 

Paid-up 

Cash 

Yrs 

Mqs 

5 

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3 

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$110 

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Tor  Premium  see  age  of  Beneficiary 

End 

of 

Year 

Guaranteed  Cash  Surrend 

er  Value, etc 

Age  of 
Bene- 
ficiary 

Annual 

Premium 

Age  of 
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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


20  PAYMENT-CONTINUOUS  INSTALMENT  POLICY-$I,000. 

Age  of  Insured,  57  Should  Beneficiary  die  premium  reduced  fo  $52.82 


For  Premium  see  age  of  Beneficiary 

End 

Guaranteed  Cash  Surrender  Value.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

10  or  5 Year  Dist 

Extended 

ficiary 

Premium 

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End 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Age  of 

Annual 

of 

10  ot  5 Year  Dist 

Extended 

Bene- 

ficiary 

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Bene- 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same^ 


20  PAYMENT-CONTINUflUS  INSTALMENT  POLICY— $1,000. 

Age  of  Insured,  59  Should  Beneficiary  die  premium  reduced  to  $57.49 


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For  Premium  see  age  of  Beneficiary 

Guaranteed  Cash  Surrender  V alue.etc 

Ag-e  of 
Bene- 
ficiary 

Age  of 

Annual 

Premium 

of 

10  or  5 Year  Dist 

Extended 

Annual 

Premium 

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ficiary 

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of  insured, 

68 

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For  Premium  see 

age  pf  Ben^ciary 

End 

Guaranteed  Cash  Surrender  V alue.etc 

Age  of 

Annual 

Premium 

Age  of 

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of 

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Extended 

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ficiary 

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if  surrendered  before  payments  are  completed.  Paid-up  Values  are  payable  in  one  sum  at  death. 


c-3 


ca 


Cn 

03 


20  PAYMENT-CONTINUOUS  INSTALMENT  P0LICY-$l,000. 

Age 

of  Insured, 

69 

Should  Beneficiary  die  premium  reduced  io  $95.00 

For  Premium  see  a&e  of  Beneficiary 

End 

of 

Guaranteed  Cash  Surrender  V alue,etfc 

Age  of 

Annual 

Age  of 

Annual 

5 Year  Ipist 

Extended 

Insurance 

Belie- 

Prepiium 

Bene- 

Year 

Paid-up 

Cash 

ficiary 

ficiairy 

1 6 
bo 

Yrs 

Mos 

5 

$149  68 

36 

$116  81' 

3 

§ 

$110 

$55 

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. For  Premium  see  age  of  Beneficiary 

' End 

of 

<|iuara,ntee<itrash  Surrender  V altie,etc 

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•Annual 

Age  of- 

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If  surrendered  before  payments  are  completed.  Paid-up  Values  are  payable  in  one  sum  at  death 


Guaranteed  Compound  Interest 

:n:uci 

Gold  Bond  Policy. 


aid]  c>n'  ; ^ 

This  policy  is  by  its  terms  payable  m gold  coin.  This  refers 
to  both  the- principal  sum  and  the  yearly  credits  with  the 
interest  thereon.  " ■ 

""'^he^policy  is  payable  at  the  death  of  the^  insured.  The  pre- 
~rniums*^afe  payable  only  annually,  either  ]Por  ten,  fifteen  or 
twenty  years.  The  distribution  period  is  fn  ^ll  cases  coterminous 

With  the  limit  of  premium.  . , 

adj  ^ ' . - - > d ..  . : ' ' oob::- 

The  essential  features,  by  which  it  differs  from  any  other 
policy  issued  by  this  or  any  other  company  may  be  described 
as  follows? 

4^  At.  the  time  when  any  premium ^fal\s . ,-dii^,  ■ there,  will  be 
credited  to  this  policy  three  per  cent,  on  premiums  pre- 
viously paid.  Thus  three  per  cent,  of  one  pre^uii^.ig , credit 
when  the  second  premium  is  payable.  Six  per  cent,  of  one 
premium  - (=^three  per  cent.' on  two  premiums)  credited  on  the 
day  when  the  thii^'  pfemium  falls- “duei  hme  per  cent]  on  the 
fourth,  and  so  on  until  thg  last  premium  is  paid..  If  twenty 
premiums  are' called  for,  the  last  credit  will,  be  three  per  cent, 
on  nineteen  premiums,  or  fifty-seven  per  cent,  of  the  last 

.jSSSr.  .-  ■ AS:..  .. 

premium. 

If  these  sums  ^so  credited  are  nbt  drawn  they  are  increased 
by  interest  at  thr'ee  and  one-half  per  cent.'  compounded  annually. 

The  credits  and  the  interest  thereon  as  shown  in  the  table 
are  non-forfeitable  and  may  be  drawn  at  any  time  desired. 

Since  such  credits  can  be  drawn  at  any  time  when  needed. 


they  in  effect  insure  the  ability  of  the  owner  to  meet  the 
premium  in  the  event  of  an  emergency,  or  temporary  inability 
to  pay. 

The  policies  contain  the  following: 

Grace  in  Payment  of  Premiums. — After  this  policy  has  been  in 
force  one  year,  thirty  days’  of  grace  will  be  allowed  in  payment 
of  premiums,  v/ith  interest  for  the  time  taken  at  the  rate  of  five 
per  cent,  per  annum,  during  which  time  this  policy  shall 
remain  in  force  for  the  full  amount. 

Guarantees. — First:  .The  Company,  on  each  day  when  the 
annual  premium  falls  due  hereon,  will  credit  to  this  policy  a 
sum  equal  to  three  per  cent,  of  the  amount  of  all  premiums 
previously  paid,  ^y-hich  can  then  be  drawn  in  gold  coin,  or  be 
used  in  payment  of  premium  due,  or  be  left  with  the  Company, 
in  v/hich  case  interest  at  three  and  one-half,  per  cent,  com- 
pounded annually  will  be  allowed  thereon  until  the  end  of  the 
first  distribution  period. 

Second — The  sums  so  credited,  with  interest  as  provided,  or 
any  part  thereof,  may  be  drawn  in  gold  coin  at  any  time,  but 
no  interest  will' be  allowed  for  any  fraction  of  a year  ; or  if  not 
drawn  may  be  added  to  and  paid  with  the  surrender  value  in 
case  of  surrender. 

Third — Upon  the  death  of  the  insured,  any  .such  accumulated 
credits  shall  be  payable  with  the  sum  insured. 

Fourth — Such  accumulated  credits,  including  the  interest 
credited  at  date  of  lapse,  shall  not  be  forfeited  in  case  of  non- 
payment of  premium  ; but  interest  shall  then  cease. 

Insurance  With'  Guaranteed  Income. — ^This  . policy  can  be 
surrendered  at  the  end  of  the  first  dividend  period,  and.  the 
Company  will,  if  requested  in  writing,  issue  a paid-up  contract 
in  lieu  thereof,  payable  in  gold  coin,  securing  (1)  participating 
insurance  for  life,  payable  on  the  death  of  the  insured,  for  the 
same  amount  as  the  cash  value  at  that  date,  including  the  cash 


180 


surplus  if  so  applied  by  desire  of  the  holder  hereof;  and  (2) 
guaranteeing"  to  pay  an  income  of  three  per  cent,  per  annum  of 
said  amount,  payments  of  the  income  to  commence  one  year 
after  the  end  of  the  first  dividend  period. 

Automatic  Paid-up  Insurance.— After  three  full  years’  pre- 
miums have  been  paid,  this  policy,  upon  the  non-payment  of 
any  subsequent  premium,  will  become  a non— participating 
policy  for  paid-up  insurance  for  the  amount  stated  in  the  policy, 
for  the  end  of  the  last  year  for  which  complete  annual  pre- 
miums-^h^ve  been  paid ; provided  there  be  no  unpaid  loan 
hereon.  In  which  event  any  interest  credits  may  be  drawn 
in  cash.  .. 

[The  amount  of  this  paid-up  insurance  is  such  proportion  of 
the  face  of  the  policy  as  the  number  of  premiums  paid  bear  to 
the  number  required.] 

Gash  Surrender  Value— After  three  full  years’  premiums 
have  been  paid,  upon  the  non-payment  of  any  subsequent 
premium  on  the  date  called  for  in  the  policy  and  within  sixty 
days  thereafter,  or  at  any  time  after  all  the  premiums  required 
have  been  paid,  this  policy  may  be  surrendered  and  the  Com- 
pany will  pa,y  therefor,  within  sixty  days  from  the  date  of  such 
surrender,  the  amount  stated  in  the  table  for  the  end  of  the  last 
completed  policy  year,  deducting  any  unpaid  loan  hereon.  In 
which  event  any  existing  interest  credits  may  be  drawn  in  cash. 

Loans. — After  this  policy  shall  have  been  in  force  three  full 
years,  the  Company,  within  sixty  days  after  written  application, 
and  upon  the  assignment  of  this  policy  as  security,  will,  in  con- 
formity with  its  rules  then  in  force,  loan  amounts  within  the 
limits  of  the  cash  surrender  value,  with  interest  in  advance,  at 
the  rate  of  five  per  cent,  per  annum,  provided  ; (1)  that  pre- 
miums be  fully  paid  to  the  end  of  the  policy  year  in  which  the 
loan  falls  due  ; (2)  that  in  any  settlement  of  this  policy  all 
outstanding  indebtedness  be  paid. 

Surplus. — The  first  distributive  share  of  surplus  shall  be 
apportioned  to  this  policy,  if  in  force,  at  the  expiration  of 


181 


years  from  date,  and  can  be  (1)  drawn  in  cash  ; or 

(2)  applied  to  purchase  an  annuity  ; or  (3)  to  purchase  additional 
paid-up  insurance  on  satisfactory  medical  examination.  If  two 
years  previous  notice  of  the  selection  of  the  third  option  be 
given  to  the  Company,  the  surplus  shall  be  applied  without 
examination.  Subsequent  distributions  shall  be  made  annually 
during  the  continuance  of  this  policy. 

[The  exact  amounts  of  the  automatic  paid-up  insurance,  cash 
value  and  the  guaranteed  credits  are  entered  in  a table  in  the 
policy  itself  and  the  two  latter  values  can  be  found  in  this  rate 
book  under  each  plan  and  age. 

The  amount  that  will  be  loaned  is  the  cash  value  of  the  policy 
at  the  end  of  the  year  for  which  the  premium  has  been  paid.] 


L 


182 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


I GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

i 10  PAYMENTS-IO  YEAR  DISTRIBUTION. 


AGE  21 

An,  Prem.  $52.59 

End 

AGE  22 

An.  Prem.  $53.43 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Intif  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$4  78 

$4  78 

$4  86 

$4  86 

$57 

9 68 

66  68 

3 

$58 

9 84 

67  84 

91 

16  33 

107  33 

4 

93 

16  60 

109  60 

124 

24  79 

148  79 

5 

126 

25  19 

151  19 

154 

35  13 

189  13 

6 

157 

35  69 

192  69 

187 

47  40 

234  40 

7 

190 

48  16 

238  16 

219 

61  68 

280  68 

8 

223 

62  67 

285  67 

253 

78  04 

331  04 

9 

258 

79  29 

337  29 

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80  77 

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300 

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AGE  23 

An.  Prem.  $54.33 

End 

AGE  24 

An.  Prem.  $55.22 

Cash  Value . 
of  Policy 

Guaranteed 
Comp  Intif  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

Guaranteed 
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Previously 
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ifno  Credits  are 
Drawn 

$4  94 

$4  94 

2 

$5  02 

$5  02 

$59 

10  00 

69  00 

3 

$60 

10  17 

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94 

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17  15 

113  15 

130 

25  60 

155  60 

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132 

26  03 

158  03 

160 

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196  27 

6 

162 

36  89 

198  89 

194 

48  94 

242  94 

7 

198 

49  77 

247  77 

227 

63  69 

290  69 

8 

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64  77 

297  77 

263 

80  58 

343  58 

9 

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81  95 

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10 

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312 

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332 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 


10  PAYMENTS^IO  YEAR  DISTRIBUTION. 


AGE  25  An.  Pretn.  $56.16 

End 
of  j 
Year  j 

AGE  26  An.  Prem.  $57.14 

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134 

165 
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237 
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325 

335 

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357 

369 

381 

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Above  Interest  may  be  drawn  in 
cash  at  any  time,  or  used  at  the  end 
of  ten  years  to  purchase  an  annuity. 

The  Cash  Value  as  above  shown 
may  be  drawn  at  any  time  or  any 
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AGE  27;n  An.  Prem.  $58.16 

End 

of 

Year 

AGE  28  An,  Prem,  $59,21 

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of  Policy 

Guaranteed 
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173 

210 

247 

285 

327 

338 

349 

360 

372 

384 

397 

410 

424 

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The  Cash  Value  as  above  shown 
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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$I,009. 


10  PAYMENTS— 10  YEAR  DISTRIBUTION. 


AGE  29 

An.  Prem.  $60*31 

End 

AGE  30 

An.  Prem.  $61.45 

Cash  Value 
of  Policy 

Guaranteed 
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Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
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of 

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$67 

11  11 

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18  73 

124  73 

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19  09 

127  09 

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28  44 

174  44 

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28  97 

177  97 

180 

40  29 

220  29 

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41  05 

224  05 

218 

54  36 

272  36 

7 

224 

55  39 

279  39 

257 

70  74 

327  74 

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262 

72  08 

334  08 

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386  50 

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AGE  31 

An.  Prem.  $62.63 

End 

AGE  32 

An.  Prem.  $63.86 

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$5  70 

$5  70 

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$5  81 

$69 

11  53 

80  53 

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11  76 

82  76 

111 

19  45 

130  45 

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113 

19  84 

132  84 

151 

29  53 

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156 

30  11 

186  11 

188 

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6 

192 

42  66 

234  66 

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56  45 

284  .45 

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233 

57  56 

290  56 

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The  Paid-up  Insurance  is  always  for  proportionjate  parts  of  total  payments  reguiredi 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


188  GUARAHTEED  COMPOUND  INTEREST  GOLD  B0ND-$1,000. 


10  PAYMENTS— 10  YEAR  DISTRIBUTION. 


AGE  33 

An.  Prem.  $65.13 

End 

AGE  34 

An.  Prem.  $66.45 

Cash  Value 
of  Policy 

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Comp  Int  if  not 
Previously 
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Total  Cash 
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of 

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Cash  Value 
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$5  93 

85  93 

2 

$6  05 

$6  05 

$72 

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83  99 

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$75 

12  24 

87  24 

116 

20  23 

136  23 

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20  64 

138  64 

159 

30  71 

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31  33 

193  33 

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44  39 

244  39 

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58  71 

296  71 

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59  90 

302  90 

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77  94 

363  94 

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96  65 

419  65 

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AGE  35 

n An.  P pern.  $67,82 

End 

AGE  36 

An.  Prem.  $69.23 

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$6  17 

$6  17 

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$6  30 

$6  30 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

10  paVments-io  year  distribution. 

AGE  37 

An.  Prem.  $70.70 

End 

of 

Year 

AGE  38 

An.  Prem,  $72.23 

Cash  Value 
of  Policy 

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Total  Cash 
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$6  43 

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$6  57 

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$79 

13  02 

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94  30 

126 

21  96 

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129 

22  44 

151  44 

173 

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34  06 

211  06 

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218 

48  25 

266  25 

259 

63  73 

322  73 

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330  11 

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AGE  39 

An.  Prem.  $73.84 

End 

AGE  40 

^ An.  Prem.  $75.51 

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97  91 

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22  94 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same, 


18S  GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

10  PAYMENTS-10  YEAR  DISTRIBUTION. 


AGE  41 

An.  Prem.  $77.23 

End 

AGE  42 

" An.  Prem.  $79.02 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

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if  no  Credits  are 
Drawn  ' 

$7  03 

$7  03 

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$7  19 

$7  19‘ 

$86 

14  22 

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AGE  43 

An.  Prem.  $80.89 

End 

AGE  44 

An.  Prem.  $82.84 

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Comp  Int  if  not 

Total  Cash 

of 

Cash  Value 

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$7  54 

$7  54 

$91 

14  90 

105  90 

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$93 

15  26 

108  26 

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25  13 

169  13 

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147 

25  73 

172  73 

198 

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236  14 

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202 

39  06 

241  06 

244 

54  03 

298  03 

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55  34 

304  34 

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72  91 

367  91 

7 

303 

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377  67 

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441  88 

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97  17 

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521  04 

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124  24 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

10  PAYMENTS— 10  YEAR  DISTRIBU  l ION. 


189 


AGE  45  An.  Prem.  $84.87 


Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$7  72 

$7  72 

$95 

15  63 

110  63 

150 

26  36 

176  36 

206 

40  02 

246  02 

254 

56  69 

310  69 

309 

76  50 

385  50 

362 

99  55 

461  55 

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End 

AGE  46 

An.  Prem.  $86.98 

of 

Year 

Cash  Value  1 
of  Policy 

Guaranteed 
Corap  Int  if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$7  91 

$7  91 

3 

$97 

16  02 

113  02 

4 

153 

27  02 

180  02 

5 

211 

41  01 

252  01 

6 

260 

58  10 

318  10 

7 

315 

78  40 

393  40 

8 

370 

102  02 

472  02 

9 

427 

129  08 

556  08 

10 

491 

133  60 

624  60 

11 

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12 

13 

524 

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29 

760 

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End 

AGE  48*  An.  Prem.  $91.45 

of 

Year 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

2 

$8  32 

$8  32 

3 

$100 

16  84 

116  84 

4 

160, 

28  41 

188  41 

5 

219 

43  12 

262  12 

6 

270 

61  09 

331  09 

7 

329 

82  43 

411  43 

8 

386 

107  27 

493  27 

9 

445 

135  71 

580  71 

10 

512 

140  46 

652  46 

11 

528 

12 

13 

14 

545 

562 

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AGE  47  An.  Prem.  $89.17 


Cash  Value 
of  Policy 


Guaranteed 
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Previously 
Drawn 


Total  Cash 
if  no  Credits  are 
Drawn 


$99 

157 

215 

265 

321 

377 

436 

501 

518 

534 

551 

568 

586 

604 

621 

640 

658 

676 

687 

698 

709 

720 

730 

740 

750 

760 

770 

779 


$8  11 

16  42 
27  70 
42  04 
59  57 
80  38 
10.4  5 9 
132  33 
136  96 


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o ^ 
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184  70 
257  04 
324  57 
401  38 
481  59 
568  33 
637  96 


<u  >>  ■£  . 

H E o 


The  Paid-up  Insurance- is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


190  GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

10  PAYMENTS— K 

0 YEAR  DISTRIBUTION. 

AGE  49 

An.  Prem.  $93.83 

End 

AGE  50 

An.  Prem.  $96.37 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$8  54 

$8  54 

A? 

$8  77 

$8  77 

$103 

17  28 

120  28 

5 

$105 

17  75 

122  75 

163 

29  15 

192  15 

4 

166 

29  94 

195  94 

224 

44  24 

268  24 

5 

228 

45  44 

273  44 

276 

62  68 

338  68 

6 

281 

64  38 

345  38 

335 

84  58 

419  58 

7 

341 

86  87 

427  87 

393 

110  06 

503  06 

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113  04 

514  04 

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139  24 

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143  01 

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AGE  51 

An.  Prer 

n.  $98.97 

End 

AGE  52 

An.  Prem 

. $101.93 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of 

Cash  Value 

Guaranteed 
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. Total  Cash 

of  Policy 

Previously 

Drawn 

if  no  Credits  are 
Drawn 

Year 

of  Policy 

Previously 

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Drawn 

$9  01 

$9  01 

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$9  28 

$9  28 

$107 

18  23 

125  23 

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$109 

18  77 

127  77 

170 

30  74 

200  74 

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31  66 

204  66 

232 

46  67 

278  67 

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237 

48  06 

285  06 

286 

66  11 

352  11 

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292 

68  09 

360  09 

347 

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436  21 

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355 

91  88 

446  88 

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116  09 

524  09 

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416 

119  56 

535  56 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required, 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  BOND-$I,000. 

10  PAYMENTS— 10  YEAR  DISTRIBUTION. 


AGE  53  An.  Prem.  $104.74 

End 

of 

Year 

AGE  54  An.  Prem.  $107.67 

Cash  Value 
of  Policy 

Guaranteed 
3omp  Int  if  not 
Previously 
Drawn 

Total  Cash 
f no  Credits  are 
Drawn 

Cash  Value  ( 
of  Policy 

Guaranteed 
romp  Int  if  not  . 
Previously  * 
Drawn 

Total  Cash 
fno  Credits  are 
Drawn 

$111 

176 

241 

297 

361 

423 

489 

564 

581 

598 

616 

633 

651 

669 

687 

705 

722 

740 

750 

760 

770 

779 

789 

798 

807 

$9  53 

19  29 

32  54 

49  39 

69  97 

94  41 

122  86 

155  44 

160  88 

$9  53 

130  29 

208  54 

290  39 

366  97 

455  41 

545  86 

644  44 

724  88 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 
27 

$112 

179 

245 

302 

367 

430 

498 

574 

591 

609 

626 

644 

662 

679 

697 

715 

732 

750 

760 

770 

779 

789 

798 

807 

$9  80 

19  83 

33  45 

50  77 

71  93 

97  05 

126  29 

159  78 

165  38 

$9  80 

131  83 

212  45 

295  77 

373  93 

464  05 

556  29 

657  78 

739  38 

Above  Interest  may  be  drawn  in 
cash  at  any  time,  or  used  at  the  end 
often  years  to  purchase  an  annuity. 

The  Cash  Value  as  above  shown 
may  be  drawn  at  any  time  or  any 
of  the  various  options  taken  at  the 
end  of  ten  years. 

Above  Interest  may  be  drawn  in 
cash  at  any  time,  or  used  at  the  end 
often  years  to  purchase  an  annuity. 

The  Cash  Value  as  above  shown 
may  be  drawn  at  any  time  or  any 
of  the  various  options  taken  at  the 
end  of  ten  years. 

AGE  55 

An.  Prem 

End 

of 

Year 

AGE  56  An.  Prem.  $113.87 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

$114 

183 

248 

306 

372 

438 

507 

585 

602 

619  ^ 
637  5 
654 

672 

689 

707 

725 

742 

760 

770 

779  : 

^ 789 
i 798 

807 

$10  07 

20  39 

34  39 

52  20 

73  95 

99  79 

129  85 

164  28 

170  03 

$10  07 

134  39 

217  39 

300  20 

379  95 

471  79 

567  85 

671  28 

755  03 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 
. 22 

23 

24 

25 

$117 

185 

253 

312 

379 

445 

515 

595 

612 

629 

647 

664 

682 

699 

717 

734 

752 

770 

779 
- 789 

798 

807 

$10  36 

20  97 

35  37 

53  69 

76  97 

102  64 

133  57 

168  99 

174  90 

$10  36 

137  97 

220  37 

306-  69 

388  07 

481  64 

578  57 

683  99 

769  90 

Above  Interest  may  be  drawn  in 
cash  at  any  time,  or  used  at  the  end 
of  ten  years  to  purchase  an  annuity. 

The  Cash  Value  as  above  shown 
may  be  drawn  at  any  time  or  any 
of  the  various  options.,  taken  at  the 
end  of  ten  years. 

Above  Interest  may  be  drawn  in 
cash  at  any  time,  or  used  at  the  end 
of  ten  years  to  purchase  an  annuity. 

The  Cash  Value  as  above  shown 
may  be  drawn  at  any  time  or  any 
of  the  various  options  taken  at  the 
end  of  ten  years. 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


IflNNV 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


eOARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

10  PAYMENTS-IO  YEAR  DISTRIBUTION. 


AGE  57 

An.  Prem.  $117.18 

End 

AGE  58 

An.  Prem.  $120.68 

Cash  Value 

Guaranteed  1 , 

Comp  Int  if  Cash 

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Cash  Value 

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$10  98 

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21  58 

139  58 

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22  23 

142  23 

188 

36  40 

224  40 

4 

190 

37  49 

227  49 

256 

55  25 

311  25 

5 

259 

56  90 

315  90 

316 

78  28 

394  28 

6 

320 

80  62 

400  62 

384 

105  63 

489  63 

7 

390 

108  78 

498  78 

452 

137  45 

539  45 

8 

459 

141  55 

600  55 

524 

178  90 

697  90 

9 

532 

179  09 

711  09 

179  98 

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AGE  59 

An.  Prem.  $124.36 

End 

AGE  60 

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1.  $128.26 

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$11  32 

$11  32 

2 

$11  67 

$11  67 

22  91 

143  91 

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$123 

23  63 

146  63 

192 

38  03 

230  63 

4 

194 

39  84 

233  84 

264 

58  64 

322  64 

5 

266 

60  48 

326  48 

324 

83  08 

407  08 

6 

329 

85  68 

414  68 

395 

112  10 

507  10 

7 

400 

115  62 

515  62 

465 

145  87 

610  87 

8 

471 

150  44 

621  44 

540 

184  55 

724  55 

9 

547 

190  34 

737  34 

625 

191  01 

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634 

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Loan  Value,  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same, 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$L000. 

10  PAYMENTS— 10  YEAR  DISTRIBUTION. 


AGE  61 

An.  Prem 

$132.36 

End 

AGE  62 

An.  Prem 

$136.70 

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199 

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241  47 

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272 

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333 

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421  42 

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336 

91  32 

427  32 

405 

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642  34 

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An.  Prem 

. $141.23 

End 

AGE  64 

An.  Prem 

.$146.09 

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Previously 
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Total  Cash 
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Cash  Value 
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Previously 
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Total  Cash 
ifno  Credits  are 
Drawn 

$12  85 

$12  85 

2 

$13  30 

$13  30 

$126 

26  02 

152  02 

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201 

43  87 

244  87 

4 

202 

45  38 

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274 

66  59 

340  59 

5 

276 

68  89 

344  89  . 

338 

94  35 

432  35 

6 

341 

97  59 

438  59  . 

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127  31 

540  31 

7 

416 

131  69 

547  69  . 

488 

165  66 

653  66 

8 

492 

171  36 

663  36 

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209  59 

777  59 

9 

575 

216  80 

791  80 

662 

216  92 

878  92 

10 

671 

224  39 

895  39 

679 

11 

688 

696 

713 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


Cash  Value 
of  Policy 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 

GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$1,000. 

15  PAYMENTS-15  YEAR  DISTRIBUTION. 


AGE  21  An.  Prem.  $43.26 


Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 


Total  Cash 
if  no  Credits  are 
Drawn 


$49 

76 

no 

143 

176 

213 

245 

279 

307 

336 

365 

395 

4a3 


436 

445 

453 

462 

472 

481 

491 

502 

511 

522 

533 

544 

555 


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$3  94 

$3  94 

7 97 

56  97 

13  44 

89  44 

20  40 

130  40 

28  90 

171  90 

38  99 

214  99 

50  74 

263  74 

64  20 

309  20 

79  42 

358  42 

96  48 

403  48 

115  43 

451  43 

136  34 

501  34 

159  28 

554  28 

164  85 

597  85 

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AGE  23  An.  Prem.  $44.76 


Cash  Value 
of  Policy 


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Comp  Int  if  not 
Previously 
Drawn 


Total  Cash 
if  no  Credits  are 
Drawn 


AGE  22  An.  Prem.  $44.00 

Cash  Value 
of  Policy 

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Drawn 

<tL±  nn 

Total  Cash 
ifno  Credits  are 
Drawn 

on 

$50 

77 

112 

146 

180 

217 

250 

284 

314 

343 

373 

403 

442 

442 

442 

445 

453 

462 

472 

481 

491 

502 

511 

522 

533 

544 

555 

566 


8 10 
13  67 
20  74 
29  39 
39  66 
51  61 
65  29 
80  78 

98  13 
117  40 
138  67 
162  00 
167  67 


58  10 
90  67 
132  74 
175  39 
219  66 
268  61 
315  29 
364  78 

412  13 
460  40 
511  67 
565  00 
609  67 


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AGE  24  An.  Prem.  $45.53 


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of  Policy 


$52 

78 

114 

149 

184 

221 

254 

289 

319 

349 

379 

410 

450 

450 

450 

453 

462 

472 

481 

491 

502 

511 

522 

533 

544 

555 

566 

577 


$1  07 

8.24 
13  90 
21  10 
29  90 
40  34 
52  50 
66  42 
82  17 

99  82 
119  43 
141  07 
164  80 
170  57 


$4  07 

60  24 
91  90 
135  10 
178  90 
224  34 
273  50 
320  42 
371  17 

418  82 
468  43 
520  07 
574  80 
620  57 


^ S ® 


81 

116 

151 

187 

225 

260 

296 

326 

357 

388 

418 

459 

459 

459 

462 

472 

481 

491 

502 

511 

522 

533 

544 

555 

566 

577 


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Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$4  14 

$4  14 

8 38 

61  38 

14  14 

95  14 

21  47 

137  47 

30  41 

181  41 

41  04 

228  04 

53  40 

278  40 

67  56 

327  56 

83  59 

379  59 

101  54 

427  54 

121  48 

478  48 

143  49 

531  49 

167  64 

585  64 

173  51 

632  51 

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< BOND. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

15  PAYMENTS-15  YEAR  DISTRIBUTION. 


AGE  25 

An.  Prem.  $46.33 

End 

AGE  26 

An.  Prem.  $47.15 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are’ 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

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Previously 
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Total  Cash 
ifno, Credits  are 
Drawn 

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$4  21 

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$4  29 

$4  29 

$54 

8 53 

62  53 

3 

$55 

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63  68 

83 

14  39 

97  39 

4 

84 

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98  64 

120 

21  84 

141  84 

5 

121 

22  23 

143  23 

155 

30  95 

185  95 

6 

158 

31  49 

189  49 

190 

41  76 

231  76 

7 : 

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42  50 

236  50 

231 

54  34 

285  34 

8 

234 

55  30 

289  30 

265 

68  75 

333  75 

9 

270 

69  97 

339  97 

302 

85  06 

387  06 

10 

307 

86  56 

393  56 

333 

103,32 

436  32 

11 

339 

105  15 

444  15  ' 

364 

123  62 

487  62 

12 

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125  81 

496  81  ; 

396 

146  01 

542  01 

13 

403 

148  60 

551  60 

428 

170  58 

598  58 

14 

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173  60 

608  60 

469 

469 

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AGE  27 

An.  Prem.  $48.00 

End 

AGE  28 

An.  Prem.  $48.87 

Cash  Value 
of  Policy 

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Previously 
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Total  Cash 
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of 

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$4  37 

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15  18 

102  18 

124 

22  63 

146  63 

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127 

23  04 

150  04 

161 

32  06 

193  06 

6 

165 

32  64 

197  64  ‘ 

198 

43  26 

241  26 

7 

203 

44  05 

247  05  ; 

240 

56  30 

296  30 

8 

244 

57  32 

301  32  : 

276 

7123 

347  23 

9 

282 

72  62 

354  52 

313 

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401  12 

10 

320 

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409  72  . 

346 

107  05 

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353 

108  99 

461  99  i 

379 

128  07 

507  07 

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130  40 

517  40 

411 

151  28 

562  28 

13 

419 

154  02 

573  02 

444 

176  73 

620  73  . 

14 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,0D0. 

15  PAYMENTS-15  YEAR  DISTRIBUTION. 


197 


End 

AGE  30 

An.  Prem.  $50.75 

of 

Year 

Cash  Value  < 
of  Policy 

Guaranteed 
Comp  Int  .if  not 
Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

2 

$4  62 

^ 62 

3 

$59 

9 35 

68  35 

4 

91 

15  76 

106  76 

5 

132 

23  93 

155  93 

6 

171 

33  90 

204  90 

7 

211 

45  74 

256  74 

8 

254 

59  52 

313  52 

9 

293 

75  31 

368  31 

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93  17 

426  17 

11 

368 

113  18 

481  18 

12 

402 

135  41 

537  41 

13 

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159  94 

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AGE  32 

An.  Prem.  $52.77 

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Cash  Value 
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140  80 

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455 

166  31 

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Total  Cash 
if  no  Credits  are 
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$58 

90 

129 

168 

207 

249 

287 

326 

360 

394 

428 

462 

507 

507 

507 

511 

522 

533 

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23  47 
33  26 
44  88 
58  40 
73  89 
91  41 

111  94 
132  85 
156  92 
183  32 
189  74 


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201  26 
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134 

175 

215 

260 

299 

340 

375 

411 

446 

481 

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528 

528 

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24  39 
34  56 
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76  78 
94  99 

115  39 
138  05 
163  06 
190  50 
197  17 


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109  07 
158  39 
209  56 
261  64 
320  69 
375  78 
434  99 

490  39 
549  05 
609  06 
671  50 
725  17 


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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


80N07  ex.  MISIH  join  I ANNOI 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,0G0. 

15  PAYMENTS— 15  YEAR  DISTRIBUTION. 


AGE  33 

Ahi  Prem.  $53.85 

End 

AGE  34 

An.  Prem.  $54.96 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of 

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$63 

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$65 

10  12 

75  12 

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16  73 

112  73 

4 

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17  07 

116  07 

140 

25  39 

165  39 

5 

143 

25  91 

168  91 

183 

35  97 

218  97 

6 

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36  71 

222  71 

224 

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272  54 

7 

230 

49  54 

279  54 

270 

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64  46 

341  46 

311 

79  01 

390  91 

9 

318 

81  56 

399  56 

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462  90 

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120  09 

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570  68 

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An.  Prem.  $56.11 

End 

AGE  36 

An.  Prem.  $57.31 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 


15  PAYMENTS^IS  YEAR  DISTRIBUTION. 


AGE  37 

An.  Prem.  $58.56 

End 

AGE  33 

An.  Prem.  $59.87 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
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$5  33 

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52  78 

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433  85 

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107  51 

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109  92 

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567  52 

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AGE  39 

An.  Prem.  $61.23 

End 

AGE  40 

An.  Prem.  $62.68 

Cash  Value 

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191  55 

206 

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246  90 

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211 

41  87 

252  87 

254 

55  19 

309  19 

7 

259 

56  50 

315  50 

306 

71  82 

377  82 

8 

312 

73  52 

385  52 

353 

90  86 

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9 

359 

93  02 

452  02 

401 

112  41 

513  41 

10 

408 

115  08 

523  08 

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136  55 

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139  79 

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163  38 

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167  25 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


^ GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

15  PAYMENTS^IS  YEAR  DISTRIBUTION. 


AGE  41 

An,  Prem 

. $64.19 

End 

AGE  42 

An.  Prem.  $65.77 

Cash  Value 
of  Policy 

Guaranteed 
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Total  Cash 
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120  76 

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143  16 

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AGE  43 

An.  Prem.  $67.41 

End 

AGE  44 

An.  Prem.  $69.10 

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561 

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616 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  6DLD  B0ND-$l,000. 


15  PAYMENTS— 15  YEAR  DISTRIBUTION. 


AGE  45 

An.  Prem.  $70.84 

End 

AGE  46 

An.  Prem.  $72.69 

Cash  Value 
of  Policy 

Guaranteed 
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Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

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Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$6  44 

$6  44 

2 

$6  61 

$6  61 

$81 

13  05 

94  05 

3 

$82 

13  39 

95  39 

123 

22  00 

145  00 

4 

125 

22  58 

147  58 

178 

33  40 

211  40 

5 

181 

34  27 

215  27 

231 

47  32 

278  32 

6 

235 

48  56 

283  56 

283 

63  85 

346  85 

7 

288 

65  52 

353  52 

340 

83  09 

423  09 

8 

346 

85  26 

431  26 

392 

105  13 

497  13 

9 

398 

107  87 

505  87 

445 

130  06 

575  06 

10 

451 

133  45 

584  45 

490 

157  99 

647  99 

11 

497 

162  11 

659  11 

635 

189  02 

724  02 

12 

543 

193  95 

736  95 

580 

223  26 

803  26 

13 

590 

229  09 

819  09 

626 

260  83 

886  83 

14 

636 

267  64 

903  64 

686 

269  96 

955  96 

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AGE  47 

An.  Prem.  $74.63 

End 

AGE  48 

An.  Prem.  $76.68 

Cash  Value 
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Previously 
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Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

, Cash  Value 
of  Policy 

Guaranteed 
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Previously 
Drawn 

Total  Cash 
ifno  Credits  are 
Drawn 

$6  79 

$6  79 

2 

$6  98 

$6  98 

$84 

13  74 

97  74 

3 

$85 

14  12 

99  12 

128 

23  18 

151  18 

4 

130 

23  82 

153  82 

185 

35  19 

220  19 

5 

187 

36  15 

223  15 

239 

49  85 

288  85 

6 

242 

51  22 

293  22 

292 

67  27 

359  27 

7 

297 

69  12 

366  12 

352 

87  54 

439  54 

8 

357 

89  94 

446  94 

404 

110  75 

514  75 

9 

410 

113  79 

523  79 

458 

137  02- 

595  02 

10 

465 

140  78 

605  78 

505 

166  44 

671  44 

11 

512 

171  01 

683  01 

550 

199  13 

749  13 

12 

558 

204  60 

762  60 

598 

235  21 

833  21 

13 

607 

241  67 

848  67 

645 

274  78 

919  78 

14 

654 

282  33 

936  83 

707 

284  40 

991  40 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


^ GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

15  PAYMENTS— 15  YEAR  DISTRIBUTION. 


AGE  49 

An.  Prem.  $78.87 

End 

AGE  50 

An.  Prem.  $81.19 

Cash  Value 

Guaranteed 
Comp  Inti f not 

Total  Cash 

of 

Cash  Value 

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Comp  Int  if  not 

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Drawn  • 

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Year 

of  Policy 

Previously 

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Drawn 

$7  18 

$7  18 

2 

$7  39 

$7  39 

$86 

14  53 

100  53 

3 

$87 

14  95 

101  95 

132 

24  50 

156  50 

4 

134 

25  22 

159  22 

190 

37  19 

227  19 

5 

194 

38  28 

232  28 

246 

52  69 

298  69 

6 

250 

54  24 

304  24 

302 

71  09 

373  09 

7 

306 

73  18 

379  18 

363 

92  51 

455  51 

8 

367 

95  23 

462  23 

416 

117  04 

533  04 

9 

422 

120  49 

542  49 

472 

144  80 

616  80 

10 

478 

149  06 

627^06 

519 

175  90 

694  90 

11 

526 

181  07 

707  07 

567 

210  45 

777  45 

12 

574 

216  64 

790  64 

615 

248  57 

863  57 

13 

623 

255  88 

878  88 

664 

290  40 

954  40 

14 

673 

298  94 

971  94 

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AGE  51 

An.  Prem.  $83.62 

End 

AGE  52 

An.  Prem.  $86.17 

Cash  Value 
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Previously 
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Total  Cash  . 
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Drawn 

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Cash  Value 
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$7  61 

$7  61 

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$7  84 

$7  84 

$90 

15  40 

105  40 

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$91 

15  87 

106  87 

137 

25  97 

162  97 

4 

138 

26  77 

164  77 

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39  43 

235  43 

5 

199 

40  63 

239  63 

253 

55  86 

308  86 

6 

256 

57  56 

313  66 

310 

75  37 

385  37 

7 

315 

77  67 

392  67 

373 

98  08 

471  08 

8 

377 

101  07 

478  07 

428 

124  09 

552  09 

9 

433 

127  88 

560  88 

485 

153  52 

638  52 

10 

491 

158  20 

649  20 

533 

186  49 

719  49 

11 

540 

192  18 

732  18 

582 

223  12 

805  12 

12 

590 

229  92 

819  92 

632 

263  54 

895  54 

13 

640 

271  58 

911  58 

683 

307  89 

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14 

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1,068  66 

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Loan  Value  each  Year  is  same  as  Cash  Value  Qf  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  BOND— $1,000. 


15  PAYMENTS-15  YEAR  DISTRIBUTION. 


AGE  53 

An.  Prem.  $88.84 

End 

AGE  54 

An.  Prem.  $91.59 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn  . 

of 

Year 

Cash  Value 
of  Policy 

Guaranteed 
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Previously 
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Total  Cash 
ifn©  Credits  are 
Drawn 

$8  08 

$8  08 

2 

$8  33 

$8  3:3 

$92 

16  36 

108  36 

3 

$93 

16  87 

109  87 

140 

27  60 

167  60 

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142 

28  45 

170  45 

202 

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43  19 

248  19 

260 

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263 

61  18 

324  18 

319 

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323 

82  56 

405  56 

382 

104  20 

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386 

107  43 

493  43  ■ 

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131  84 

570’  84 

443 

135  92 

578  92 

497 

163  11 

660  11 

10 

502 

168  15 

670  15 

646 

198  13 

744  13 

11 

552 

204  27 

756  27 

597 

237  05 

834  05 

12 

603 

244  39 

847  39 

648 

279  99 

927  99 

13 

656 

288  66 

944  66 

700 

327  11 

1,027  11 

14 

709 

337  23 

1,046  23 

770 

770 

770 

770 

770 

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AGE  55 

An.  Prem.  $94.45 

End 

AGE  56 

An.  Prem.  $97.45 

Cash  Value 
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Previously 
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Total  Cash 
if  no  Credits  are 
Drawn 

of 

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Cash  Value 
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$8  60 

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$94 

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$96 

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30  27 

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207 

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209 

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254  95 

267 

63  09 

330  09 

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335  10 

327 

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412  14 

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87  84 

417  84 

391 

110  79 

501  79 

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395 

114  30 

509  30 

449 

140  17 

589  17 

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453 

144  62 

597  62 

508 

173  41 

681  41 

10 

513 

178  91 

691  91 

559 

210  64 

769  64 

11 

564 

217  33 

781  33 

610 

252  02 

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260  02 

876  02 

663 

297  68 

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1,064  76 

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725 

358  81 

1,083  81 

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359  93 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  totarpayments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


^ GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 


15  PAYMENTS— 15  YEAR  DISTRIBUTION. 


AGE  57 

An.  Prem 

$100.62 

End 

AGE  58 

An.  Prem.  $104  02 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

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Previously 
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Total  Cash 
if  no  Credits  are 
Drawn 

$9  16 

$9  16 

2 

$9  47 

$9  47 

$97 

18  53 

115  53 

3 

$99 

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179  26 

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149 

32  31 

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273 

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277  55 

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1,103  48 

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An.  Prem 

. $107.87 

End 

AGE  60 

An.  Prem 

. $111.87 

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Total  Cash 
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Cash  Value 
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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  BOND-$I,000. 

20  PAYMENTS-20  YEAR  DISTRIBUTION. 

AGE  21 

An.  Prem.  $39.85 

End 

of 

Year 

AGE  22 

An.  Prem.  $40.51 

Cash  Value 
of  Policy 

Guaranteed 
3omp  Int  if  not 
Previously 
Drawn 

Total  Cash 
f no  Credits  are 
Drawn 

Cash  Value  ( 
of  Policy 

Guaranteed 
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Previously 
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Total  Cash 
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Drawn 

$3  62 

.$3  62 

2 

$3  68 

$3  68 

$39 

7 34 

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$40 

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72-38 

4 

61 

12  58 

73  58 

87 

18  79 

105  79 

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88 

19  10 

107  10 

112 

26  62 

138  62 

6 

115 

27  06 

142  06 

138 

35  92 

173  92 

7 

141 

36  51 

177  51 

166 

46  74 

212  74 

8 

170 

47  51 

217  61 

195 

59  13 

254  13 

9 

199 

60  12 

259  12 

226 

73  16 

299  16 

10 

231 

74  37 

305  37 

250 

88  87 

338  87 

11 

255 

90  34 

.345  34 

272 

106  33 

378  33 

12 

278 

108  09 

386  09 

297 

125  59 

422  59 

13 

304 

127  67 

431  67 

321 

146  72 

467  72 

14 

328 

149  15 

477  15 

345 

169  79 

514  79 

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172  60 

524  60 

369 

194  86 

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377 

198  09 

575  09 

393 

222  01 

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626  68 

418 

251  30 

669  30 

18 

426 

255  46 

681  46 

442 

282  81 

724  81 

19 

452 

287  49 

739  49 

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292  70 

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AGE  23 

An.  Prem.  $41.20 

End 

AGE  24 

An.  Prem.  $41.91 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

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Previously 
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Total  Cash 
if  no  Credits  are 
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$3  75 

$;3  75 

2 

$3  81 

$3  81 

$41 

7 59 

48  59 

3 

$42 

7 72 

49  72 

62 

12  80 

74  80 

4 

64 

13  02 

77  02 

90 

19  42 

109  42 

5 

92 

19  76 

111  76 

117 

27  52 

144  52 

6 

120 

27  99 

147  99 

144 

37  13 

181  13 

7 

147 

37  78 

184  78 

174 

48  32 

222  32 

8 

177 

49  16 

226  16 

203 

61  14 

264  14 

9 

208 

62  19 

270  19 

236 

75  64 

311  64 

10 

240 

76  94 

316  94 

260 

91  88 

a51  88 

11 

266 

93  47 

.359  47 

284 

109  93 

393  93 

12 

291 

111  82 

402  82 

309 

129  85 

438  85 

13 

316 

132  08 

448  08 

334 

151  m 

485  69 

14 

341 

154  31 

495  31 

360 

175  54 

535  54 

15 

367 

178  57 

545  57 

385 

201  46 

586  46 

16 

392 

204  94 

596  94 

410 

229  53 

639  53 

17 

418 

2a3  48 

651  48 

436 

259  81 

695  81 

18 

445 

264  29 

709  29 

461 

292  39 

753  39 

19 

470 

297  43 

767  43 

497 

302  62 

799  62 

20 

507 

307  84 

814  84 

497 

497 

502 

511 

522 

533 

544 

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Above  Interest  may 
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the  end  off  twenty 
years  to  purchase  an 
annuity. 

The  Cash  Value  as 
; above  shown  may  be 
drawn  at  any  time  or 
:any;  of  .the  various 
'options  taken  at  the 
' end  of  twenty  years. 

21 

22 

23 

24 

25 

26 
27 
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533 

544 

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577 

589 

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annuity. 

^The  Cash  Value  as 
' above  shown  may  be 
■ drawn  at  any  time  or 
; any  of  the  various 
’ ; options  taken  at  the 
end  of  twenty  years. 

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

20  PAYMENTS-20  YEAR  DISTRIBUTION. 


AGE  25 

An.  Prem.  $42.65 

End 

AGE  26 

An.  Prem.  $43.41 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

$3  88 

$3  88 

2 

$3  95 

$3  95 

$43 

7 85 

50  85 

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$43 

7 99 

50  99 

65 

13  25 

78  25 

4 

67 

13  48 

80  48 

94 

20  11 

114  11 

5 

96 

20  47 

116  47 

122 

28  49 

150  49 

6 

125 

29  00 

154  00 

150 

38  44 

188  44 

7 

153 

39  13 

192  13 

181 

50  02 

231  02 

8 

185 

50  91 

235  91 

212 

63  29 

275  29 

9 

217 

64  42 

281  42 

245 

78  30 

323  30 

10 

251 

79  70 

330  70 

271 

95  12 

366  12 

11 

277 

96  81 

373  81 

296 

113  80 

409  80 

12 

302 

115  83 

417  83 

323 

134  42 

457  42 

13 

329 

136  81 

465  81 

348 

157  03 

505  03 

14 

355 

159  83 

514  83 

375 

181  72 

556  72 

13 

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184,96 

566  96 

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208  55 

609  55 

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212  27 

621  27 

426 

237  61 

663  61 

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241  84 

677  84 

453 

268  95 

721  95 

18 

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273  75 

736  75 

480 

302  68 

782  68 

19 

490 

308.07 

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AGE  27 

An.  Prem.  $44.20 

End 

AGE  ?8 

An.  Prem.  $45.02 

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Total  Cash 

of 

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21  23 

121  23 

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29  52 

156  52 

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30  07 

160  07 

156 

39  84 

195  84 

7 

160 

40  58 

200  58 

188 

51  84 

239  84 

8 

192 

52  80 

244  80 

221 

65  59 

286  59 

9 

226 

66  81 

292  81 

256 

81  15 

337  15 

10 

261 

32  65 

343  65 

282 

98  57 

380  57 

11 

288 

100  40 

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315 

120  12 

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336 

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475  30 

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141  88 

484  88 

363 

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525  74 

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370 

165  76 

535  76 

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188  33 

578  33 

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588  82  : 

417 

216  13 

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The  Paid-vip  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

20  PAYIVlENTS-20  YEAR  DISTR^BUTION. 


207 


AGE  29 

T An.  Prem.  $45.88 

End 

of 

Year 

AGE  30 

An.  Prem.  $46.76 

Cash  Value 
of  Policy 

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Previously 
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Total  Cash 
if  no  Credits  are 
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Cash  Value  ' 
of  Policy 

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$4  17 

$4  17 

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$4  25 

$4  25 

$46 

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54  45 

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$47 

8 61 

55  61 

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14  25 

85  25 

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72 

14  52 

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103 

21  63 

124  63 

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22  05 

127  05 

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163  65 

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31  23 

167  23 

163 

41  35 

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54  84 

255  84 

231 

68  08 

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69  39 

304  39 

267 

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351  23 

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273 

85  86 

358  85 

295 

102  32 

397  82 

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301 

104  28 

405  28 

323 

122  42 

445  42 

12 

328 

124  77 

452  77 

351 

144  59 

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357 

147  37 

504  37 

378 

168  93 

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172  17 

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294  87 

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AGE  31 

An.  Pre 

m.  $47.69 

End 

of 

Year 

AGE  32 

An,  Prem.  $48.65 

Cash  Value 
of  Policy 

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Previously 
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Total  Cash 
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Cash  Value 
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107 
139 
171 
205 
241 
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307 

336 

365 

395 

423 

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610 

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31  86 
42  99 
55  94 
70  77 
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106  36 
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150  30 
175  59 
203  20 
233  20 
265  68 
300  74 
338  45 
350  29 


56  78 
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129  48 
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213  99 
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The  Paid-up  Insurance  is  always  foV’proportionate  parts  of  total  payments  required. 


ANNIir 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

20  PAYMENTS-20  YEAR  DISTRIBUTION. 


AGE  33 

An.  Prem.  $49.65 

End 

AGE  34 

An.  Prem.  $50.70 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of  Policy 

Previously 

Drawn 

ifno  Credits  are 
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Year 

of  Policy 

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if  no. Credits  are 
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$4  52 

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$51 

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61  34 

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15  42 

92  42 

4 

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15  75 

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112 

23  41 

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114 

23  90 

137  90 

145 

33  16 

178  16 

6 

148 

33  87 

181  87 

178 

44  75 

222  75 

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45  70 

227  70 

215 

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219 

59  47 

278  47 

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73  68 

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257 

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332  24 

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297 

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113  07 

441  07 

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132  48 

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358 

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381 

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159  79 

548  79 

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211  55 

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216  02 

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247  92 

729  92 

503 

276  60 

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514 

282  45 

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533 

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545 

319  72 

864  72 

565 

352  36 

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576 

359  81 

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AGE  35 

An.  Prem.  $51.79 

End 

AGE  36 

An.  Prem.  $52.93 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of  Policy 

Previously 

Drawn 

ifno  Credits  are 
Drawn 

Year 

of  Policy 

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Drawn 

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$4  71 

$4  71 

2 

$54 

$4  81 

$4  81 

$53 

9 54 

62  54 

3 

9 75 

63  75 

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16  09 

97  09 

4 

83 

16  44 

99  44 

117 

24  42 

141  42 

5 

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24  96 

143  96 

151 

34  59 

185  59 

6 

154 

35  36 

189  36 

186 

46  68 

232  68 

7 

190 

47  71 

237  71 

224 

60  75 

284  75 

8 

228 

62  08 

290  08 

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The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  or  next  Year  until  paid  up,  then  rhe  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000.  ^ 


20  PAYMENTS-20  YEAR  DISTRIBUTION. 


AGE  37 

An.  Prem.  $54.11 

End 

AGE  38 

An.  Prem.  $55.34 

Cash  Value 
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$5  03 

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An.  Prem.  $56.64 

End 

AGE  40 

An.  Prem.  $58.02 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


'''  GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

20  PAYMENTS— 20  YEAR  DISTRIBUTION. 


AGE  41 

An.  Prem.  $59.46 

End 

AGE  42 

An.r  Prem.  $60.96 

Cash  V^lue 
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171 

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210  72 

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214  72 

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263  60 

7 

214 

54  95 

268  95 

252 

69  74 

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256 

71  50 

327  50 

294 

88  24 

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9 

300 

90  46 

390  46 

340 

109  16 

449  16 

10 

346 

111  92 

457  92 

374 

132  61 

506  61 

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380 

135  95 

515  95 

408 

158  65 

566  65 

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414 

162  66 

576  66 

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187  40 

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An.  Prem.  $62.53 

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AGE  44 

An.  Prem.  $64.16 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

20  PAYMENTS-20  YEAR  DISTRIBUTION. 


AGE  45 

An.  Prem.  $65.89 

End 

AGE  46 

An.  Prem.  $67.69 

Cash  Value 
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AGE  47 

An.  Prem.  $69.58 

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AGE  48 

An.  Prem.  $71.61 

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< BOND. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$i,000. 

20  PAYMENTS-20  YEAR  DISTRIBUTION. 


AGE  49 

An.  Prem.  $73.88 

End 

AGE  50 

An.  Prem.  $76.08 

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372  03 

989  03 

647 

411  59 

1,058  59 

17 

654 

423  85 

1,077  85 

684 

465  89 

1,149  89 

18 

693 

479  77 

1,172  77 

724 

524  31 

1,248.  31 

19 

733 

539  93 

1,272  93 

780 

542  66 

1,322  66 

20 

790 

558  82 

1,348  82 

780 

780 

780 

780 

St  may 
cash  at 
used  at 
twenty 
‘lase  an 

alue  as 
may  be 
time  or' 
various 

1 at  the 
/ years. 

21 
22  : 

23 

24  ' 

790 

790 

790. 

790 

nterest  may 

1 in  cash  at 
or  used  at 
of  twenty 
purchase  an 

alue  as 
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time  or 

various 

i at  the 

r years. 

785  • 

793 

U -p  O g 

^ C ^ o o c 

25 

2 6 

793  - 

801 

The  Cash  V 

above  shown 

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any  of  the 

options  taker 

end  of  twentj 

801 
. 809 

■ 816 

823 

Above  Ii 
be  draw'i 
any  time 
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The  Cas 
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end  of  ti 

27  ■ 

28 

29 

30 

00  00  00  QO 

Above  I 
be  drawj 
any  time 
the  end 
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AGE  51 

An,  Prem.  $78.52 

End 

AGE  52 

An.  Prem.  $81.07 

Cash  V’^alue 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

of 

Year  . 

Cash  Value 
of  Policy 

Guaranteed 
Comp  Int  if  not 
Previously 
Drawn 

Total  Cash 
if  no  Credits  are 
Drawn 

$7  14 

$7  14 

2 

■ $7  38 

$7  38 

S74 

14  46 

88  46 

3 

■■$75 

14  93 

89  93 

112 

24  39 

136  39 

4 

.114 

25  18 

139  18 

160 

37  02 

197  02 

5 

163 

38  22 

201  22 

206 

52  45 

258  45 

. 6 

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54  16 

263  16 

251 

70  78 

321  78 

7 

255 

73<08 

328  08  ' 

300 

92  10 

392  10 

8 

.304 

95  09 

399  09 

348 

116  52 

464  52 

9 

353 

120  31 

473  31 

399 

144  16 

543  16 

10 

405 

148  84 

553  84 

4.37 

175  12 

612  12  ' 

11 

443 

180  80 

623  80 

474 

209  51 

683  51 

12 

480\ 

216  32 

696  32 

512 

247  47 

759  47  ' 

13 

517 

255,50 

772  ^ 

549 

289  11 

838-11 

14 

556 

298  50 

854  50 

585 

334  56 

919  56  . 

15 

593: 

345  43 

938  43 

623 

383  96 

1.006  96 

16 

631. 

396  43 

1,027  43 

661 

437  44 

i;098  44 

17 

669’ 

451  65 

1,120  65 

701 

495  16 

1,196  16 

18 

'708 

511  24 

1,219  24 

740 

557  24 

1,297  24 

19 

, 749 

575  34 

1,324  34 

799 

576  75 

1,375  75 

20 

21 

22 

809 

595  48 

1,404  48 

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The  Paid-up  Insurance  is  always,  for  proportionate,  parts  of  total  payments  required. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


GUARANTEED  COMPOUND  INTEREST  GOLD  B0ND-$l,000. 

20  PAYMENTS-20  YEAR  DISTRIBUTION. 


AGE  53 

An.  Prem.  $83.73 

■End 

AGE  54 

An.  Prem.  $86.52 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

of 

Cash  Value 

Guaranteed 
Comp  int  if  not 

Total  Cash 

of  Policy 

Previously 

Drawn 

Drawn 

Year 

of  Policy 

Freviously 

Drawn 

if  no  Credits  are 
Drawn 

$7  62 

$7  62 

$7  87 

$7  87 

$77 

15  42 

92  42 

3 

$78 

15  94 

93  94 

116 

26  01 

142  01 

4 

118 

26  88 

144  88 

166 

39  48 

205  48 

3 

169 

40  79 

209  79 

213 

55  93 

268  93 

6 

216 

57  80 

273  80 

259 

75  47 

334  47 

7 

263 

77  99 

340  99 

309 

98  21 

407  21 

8 

313 

101  48 

414  48 

358 

124  26 

482  26 

9 

363 

128  40 

491  40 

410 

153  72 

563  72 

10 

415 

158  85 

573  85 

449 

186  73 

635  73 

11 

454 

192  96 

646  96 

486 

223  41 

709  41 

12 

491 

,230  86 

721  86 

523 

263  89 

786  89 

13 

529 

272  68 

801  68 

561 

308  29 

869  29 

14 

567 

318  56 

885  56 

598 

356  76 

954  76 

15 

604 

368  65 

972  65 

637 

409  44 

1,046  44 

16 

641 

423  08 

1,064  08 

675 

466  47 

1,141  47 

17 

681 

482  01 

1.163  01 

715 

528  01 

1,243  01 

18 

721 

545  60 

1,266  60 

757 

594  22 

1,351  22 

19 

763 

614  02 

1,377  02 

818 

818 

818 

818 

818 

615  01 

1,433  01 

20 

826 

635  51 

1,461  51 

St  may 
cash  at 
used  at 
twenty 
hase  an 

alue  as 
may  be 
time  or 
various 
i at  the 
yr  years. 

21 

22 

23 

24 

826 

826 

826 

826 

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25 

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823 

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26 

829 

829 

Above  I: 
be  drawl 
any  time 
the  end 
years  to 
annuity. 

The  Cas 
aboye  sh 
drawn  at 
any  of 
options  t 
end  of  t 

27 

Above  I 

any  time 
the  end 
years  to 
annuity. 

drawn  at 
any  of 
options  t 
end  of  tv 

AGE  55 

An.  Prem.  $89.44 

End 

Cash  Value 

Guaranteed 
Comp  Int  if  not 

Total  Cash 

ot 

of  Policy 

Previously 

Drawn 

if  no  Credits  are 
Drawn 

Year 

. 

Gt'.w 

$8  14 

$8  14 

2 

$79 

16  47 

95  47 

3 

120 

27  78 

147  78 

4 

171 

42  17 

213  17 

5 

220 

59  75 

279  75 

6 

267 

80  62 

347  62 

7 

317 

104  91 

421  91 

8 

368 

132  73 

500  73 

9 

420 

164  21 

584  21 

459 

199  47 

658  47 

11 

496 

238  65 

734  65 

12 

534 

281  88 

815  88 

IS 

571 

329  31 

900  31 

14 

609 

381  09 

990  09 

15 

648 

437  36 

1,085  36 

16 

686 

498  28 

1,184  28 

17 

727 

564  02 

1,291  02 

18 

V ---  1 

771 

634  74 

1,405  74 

19 

- \ 

• ■i'"  _ I'  V- 

835 

656  96 

1,491  96 

20 

a 

835 

21 

f “ts 

835 

22 

■ -y  . -N  r 

•-<  ;■  ■ 

835 

835 

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23 

24 

835 

^ C c o 

25 

ill 

The  Cash 
above  sho 
drawn  at  ; 

opSonfu 

end  of  tw 

• • :t:  ■.  

The  Paid-up  Insurance  is  always  for  proportionate  parts  of  total  payments  required.' 


ilNNY  -ajniNior  r-iui  xi  'onob  > 


V ’ ..S  • 

- 

f 0*. 

Five  Per  Cent.  ” 
20-Year  Gold  Bond  Contracts. 

EXPLANATIONS. 

These  contracts  provide  for  the  delivery  at  death  or  maturity 
of  endowment,  coupon  bonds  of  The  Mutual  Life  Insurance 
Company  of  New  York,  in  denominations  of  $1,000  each  pay- 
able in  gold  coin  in  twenty  years  from  the  first  day  of  January 
or  July  next  ensuing  their  date,  and  bearing  interest  at  the  rate 
of  five  per  cent,  per  annum,  payable  in  gold  semi-annually,  on 
the  first  days  of  January  and  July  during  their  continuance. 

These  contracts  are  issued  on  the  life  and  on  the  endowment  ^ 
plans. 

On  the  life  plan,  the  bonds  are  delivered  upon  the  death  of  the 
insured.  The  premiums  on  the  life  contracts  may  be  paid  every 
year  during  the  lifetime  of  the  .insured,  or  may  all  be  made  in  / 
twenty,  fifteen  or  ten  years.  ; 

On  the  endowment  plan,  the  bonds  are  delivered  at  the  end 
-of  twenty,  Tifteen -or  ten  years,  or  at  death,  if  it  occur  prior. 
The  premiums  upon  the  endowment  contracts  are  made  annually 
during  the  entire  period  of  the  endowment,  or  may  all  be  paid  : 
in  ten  years,  if  the  endowment  period  be  fifteen  or  twenty  years. 

If  preferred  the  Company  vyill,  at  death  or  maturity  of  policy,  ; 
pay  in  cash,  in  lieu  of  issuing  bondi;  the  sum  of  $1,305  for  each  ^ 
$1,000  bond. 

The  premiums,  whether  pn  the  'life  or  endowment  contracts 
can  be  paid  annually  only.  : ■ •'  ; 

Guarantees  After  the  Contract  shall  have  been  in  Force  Three  Years; 

Automatic  Paid-up  Insuraince.— Upon  the  failure  to  make  any  ; 
subsequent  payment  after  the:third,  and  without  any  action  on 
the  part  of  the  insured,  a contract  on  the  life  plan  (provided 
there  be  no  unpaid  loan  thereon)  becomes  a no^ -participating  ; 
gold  coin  contract  for  paid-up  life  insurance,  payable  in  one  i 
sum  upon  the  death  of  the  insured,  for  an  amount . provided 
for  in  a table  of  guarantees  to  be  attached  thereto,  for  the  end 
of  the  last  year  for  which  complete  annual  payments  have  been  | 
made. 

If  the  contract  is  on  the  endowment  plan,  it  becomes  under  j 
similar  circumstances  a non-participating  gold  coin  contract  for  ; 


214 


paid-up  endov/ment  insurance,  payable  in  one  sum  at  the 
maturity  of  the  original  endowment  or  upon  the  death  of  the 
insured  if  prior  thereto  for  an  amount  provided  for  in  a table  of 
guarantees  to  be  attached  thereto,  for  the  end  of  the  year  for 
which  complete  annual  payments  have  been  made. 

Extended  Insurance. — A contract  on  the  life  plan  may  (pro- 
vided there  be  no  unpaid  loan  thereon)  be  surrendered  within 
thirty  days  of  the  due  date  of  any  outstanding  premium,  or  upon 
satisfactory  medical  examination,  within  twelve  months  of  said 
date,  and  there  will  be  issued  in  lieu  thereof  a paid-up  non-par- 
ticipating contract  providing  for  the  delivery  of  the  same  number 
of  $1,000  gold  bonds  if  the  insured  shall  die  within  the  number 
of  years  and  months  provided  for  in  a table  of  guarantees  to  be 
attached  thereto,  for  the  end  of  the  year  for  which  complete 
annual  payments  have  been  made. 

The  endowment  contracts  do  not  contain  the  extended  insur- 
ance feature  as  it  is  not  adapted  to  that  kind  of  insurance. 

Cash  Surrender  Values. — Contracts  upon  both  the  life  and 
endowment  plans  may  be  surrendered  within  sixty  days  from 
the  date  when  a premium  is  due  and  not  made,  or  at  any  time 
after  all  the  premiums  required  have  been  made,  and  the  Com- 
pany will  pay  therefor,  in  cash,  the  value  in  gold  coin  that  is 
provided  for  in  a table  of  guarantees  to  be  attached  thereto,  for 
the  end  of  the  last  completed  contract  year^. , 

Loans. — The  Company  will  loan  at  five  per  cent,  interest, 
payable  in  advance,  the  amount  of  the  cash  surrender  value  at  the 
end  of  the  year  when  the  proposed  loan  is  repayable,  provided 
that  (1)  the  premiums,  be  fully  made  to  the  end  of  the  contract 
year  in  which  the  loan  falls  due,  and  (2)  in  any  settlement  of 
the  contract  all  outstanding  indebtedness  to  the  Company  must 
be  paid.  For  example,  at  any  time  during  or  at  the  end  of  the 
sixth  year  there  will  be  loaned  the  cash  value  at  the  end  of  the 
seventh  year,  if  the  seventh  premium  has  been  made.  All  pay- 
ments of  loans  and  interest  shall  be  made  in -gold  coin.  The 
amount  of  loan  obtainable  being  the  cash  surrender  value  at 
the  end  of  the  year  in  which  the  loan  is  repayable,  the  Joan 
value  will  not  be  stated  separately  in  the  table  of  guarantees 
to  be  attached  to  the  contract. 

DISTRIBUTION  OF  SURPLUS. 

On  the  life  contract,  where  premiums  are  continuous  or  limited 
to  ten.  payments,  the  first  distribution  will  be  rnade  at  the  end 
of  twenty,  fifteen  or  ten  years,  and  subsequent  distributions 
will  be  made  annually  thereafter  during  the  continuance  of  the 


215 


contract.  If  payments  a*  e to  be  made  for  twenty  years,  the  first 
distribution  is  at  the  end  of  twenty  years,  and  subsequent 
distributions  are  made  annually  thereafter.  If  the  payments  are 
made  in  fifteen  years,  the  first  distribution  will  be  .made  at  the 
end  of  twenty  or  fifteen'  years,  and  subsequent  distributions 
will  be  made  annually  thereafter.  . 

On  the  life  contracts  the  surplus  apportioned  can  be— First : 
Drawn  in  cash  in  gold  coin ; or — Second  : Used  in  the  purchase 
of  an  annuity  on  the  life  of  the  insured,  at  the  rates  then  in  use, 
which  annuity  and  the  subsequent  annual  dividend  may  be 
applied  in  the  payment  of  the  stipulated  deposit,  if  any;  or  Third: 
Applied,  on  satisfactory  medical  examination,  to  purchase  paid- 
up  insurance,  payable  in  one  sum  in  gold  coin  on  the  death  of 
the  insured ; if  two  years’  previous  notice  has  been  given  to  the 
Company,  the  surplus  will  be  so  applied  without  examination. 

On  the  endowment  plan  the  distribution  is  made  at  the 
maturity  of  the  endowment,  whether  the  payments  are  made 
during  the  entire  period  of  the  endowment  or  are  all  made 
during  the  first  ten  years,  and  the  surplus  es,  in  all  cases,  then 
payable  in  cash  in  gold  coin. 

Contingent  Additions. — In  consideration  of  a small  additional 
deposit  during  the  first  distribution  period,  these  contracts  will 
be  issued  guaranteeing  that,  if  the -insured  dies  within  the  said 
first  distribution  pe-riod,  the  Company  will,  in  addition  to 
delivering  the  bonds,  pay -in  cash  a sum  in  gold  coin  equal  to 
as  many  times  $100,  or  any  other  sum  in  integral  dollars  desired 
by  the  insured,  as  there  have  been  payments  made;  but  the  total 
sum  so  payable  in  cash  in  the  event  of  death  during  the  last  year 
of  the  distribution  period  must  not  exceed  the  amount  of  insurance 
covered  by  the  contract.  The  additional  deposits  required  to 
secure  these  contingent  additions  are  the  Company’s  published 
rates  for  contingent  additions  to  ordinary  life  and  endowment 
policies.  These  contingent  additions  are  participating  and  will 
slightly  increase  the  surplus. 

Thirty  days’  grace  is  allowed  in  making  renewal  payments 
interest  at  the  rate  of  five  per  cent,  per  annum  being  charged 
for  the  time  taken. 

The  policy  is  free  from  restrictions  as  to  residence,  travel  and 
occupation  after  two  years  from  date,  except  military  and  naval 
service  in  time  of  war,  for  which  permission  will  be  granted  at 
the  Company’s  regular  rates. 

The  policy  is  incontestable  after  two  years  from  date  of  issue 
if  the  premiums  have  been  duly  made,  and  is  non-forfeitable  after 
j three  payments  liave  been  made.  - 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0LICY-$l,000. 

LIFE  PREMIUMS. 


217 


AGE  21 

An. 

Prem.  $25.49 

End 

AGE  22 

An. 

Prem.  ? 

;26.03 

20  Y- 

Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$77 

$13 

$77 

$13 

$60 

$10 

2 

3 

3 

$13 

$78 

$13 

$60 

$10 

2 

4 

102 

27 

102 

27 

89 

21 

3 

1 

4 

104 

27 

104 

27 

91 

22 

3 

2 

127 

43 

127 

43 

127 

34 

3 

10 

5 

131 

44 

131 

44 

131 

35 

4 

0 

155 

56 

155 

56 

153 

43 

4 

8 

6 

159 

59 

159 

59 

157 

44 

4 

10 

184 

69 

184 

69 

177 

52 

5 

6 

7 

188 

73 

188 

73 

183 

55 

5 

8 

213 

85 

213 

85 

204 

63 

6 

5 

8 

218 

87 

218 

87 

209 

65 

6 

7 

243 

99 

243 

99 

228 

73 

7 

3 

9 

248 

103 

248 

103 

235 

77 

7 

6 

271 

115 

271 

115 

254 

84 

8 

2 

10 

2^7 

120 

277 

120 

261 

87 

8 

5 

298 

131 

298 

131 

279 

95 

9 

3 

11 

304 

136 

304 

136 

287 

99 

9 

6 

324 

146 

324 

146 

m 

107 

10 

2 

1*4 

330 

153 

330 

153 

313 

112 

10 

6 

351 

164 

351 

170 

330 

120 

11 

2 

13 

358 

170 

358 

176 

339 

124 

11 

5 

377 

181 

377 

192 

356 

133 

12 

0 

14 

384 

189 

384 

198 

365 

138 

12 

3 

424 

202 

424 

219 

382 

146 

12 

10 

15 

432 

210 

432 

228 

393 

153 

13 

0 

452 

221 

452 

219 

408 

159 

13 

8 

10 

459 

230 

459 

228 

418 

166 

13 

10 

478 

251 

478 

219 

435 

172 

14 

4 

17 

487 

260 

487 

228 

444 

179 

14 

5 

505 

270 

505 

235 

461 

185 

14 

8 

18 

514 

279 

514 

244 

470 

193 

15 

0 

531 

290 

531 

251 

485 

200 

15 

6 

19 

540 

300 

540 

260 

496 

207 

15 

6 

557 

3^2 

557 

271 

510 

214 

15 

11 

20 

568 

324 

568 

282 

521 

222 

15 

10 

583 

312 

583 

'287 

535 

228 

16 

3 

21 

594 

324 

594 

298 

547 

238 

16 

2 

609 

312 

609 

303 

560 

244 

16 

7 

22 

620 

324 

620 

315 

572 

253 

16 

6 

634 

321 

634 

320 

585 

260 

16 

11 

23 

645 

333 

645 

331 

596 

270 

16 

10 

659 

338 

659 

338 

609 

275 

17 

2 

24 

669 

351 

669 

350 

621 

286 

17 

0 

684 

356 

684 

356 

633 

292 

17 

3 

25 

694 

369 

694 

369 

646 

303 

17 

1 

709 

375 

709 

375 

655 

309 

17 

4 

20 

719 

388 

719 

388 

668 

321 

17 

2 

732 

392 

732 

392 

677 

326 

17 

5 

27 

743 

406 

743 

406 

690 

338 

17 

2 

756 

411 

756 

411 

699 

345 

17 

5 

28 

767 

425 

767 

425 

713 

356 

17 

3 

779 

429 

779 

429 

722 

361 

17 

6 

29 

790 

445 

790 

445 

733 

376 

17 

3 

801 

449 

801 

449 

744 

381 

17 

6 

30 

812 

465 

812 

465 

754 

394 

17 

3 

AGE  23 

An. 

. Prem.  $26.62 

End 

of 

AGE  24 

An 

. Prem.  $27.22 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

15  Yr  Dist  | 

1 10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

[Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$81 

$14 

$81 

$14 

$63 

$12 

2 

5 

3 

$84 

$14 

$84 

$14 

$65 

$12 

2 

6 

107 

29 

107 

29 

94 

23 

3 

3 

4 

111 

30 

111 

30 

98 

23 

3 

5 

134 

47 

134 

47 

134 

37 

4 

1 

5 

138 

48 

138 

48 

138 

38 

4 

3 

163 

61 

163 

61 

161 

46 

5 

0 

0 

168 

63 

168 

63 

166 

48 

5 

2 

193 

76 

193 

76 

188 

57 

5 

10 

7 

198 

78 

198 

78 

193 

60 

6 

1 

223 

91 

223 

91 

214 

68 

6 

10 

8 

228 

94 

228 

94 

221 

70 

7 

0 

253 

107 

253 

107 

241 

80 

7 

9 

9 

258 

111 

258 

111 

248 

84 

8 

0 

282 

124 

282 

124 

268 

91 

8 

9 

10 

288 

128 

288 

128 

275 

95 

9 

0 

311 

141 

311 

141 

294 

103 

9 

9 

11 

317 

146 

317 

146 

301 

108 

10 

0 

337 

158 

337 

158 

320 

116 

10 

9 

12 

345 

164 

345 

164 

329 

121 

11 

0 

364 

176 

364 

183 

347 

129 

11 

8 

13 

372 

18a 

372 

189 

356 

136 

11 

10 

392 

196 

392 

206 

375 

144 

12 

5 

14 

399 

204 

399 

214 

384 

150 

12 

7 

440 

218 

440 

236 

402 

159 

13 

2 

15 

449 

226 

449 

245 

411 

166 

13 

3 

468 

238 

468 

236 

428 

172 

13 

11 

10 

478 

247 

478 

245 

438 

180 

14 

0 

496 

269 

496 

236 

454 

187 

14 

6 

17 

505 

279 

505 

245 

466 

194 

14 

6 

523 

290 

523 

253 

480 

201 

15 

0 

18 

532 

300 

532 

262 

492 

209 

15 

0 

551 

312 

551 

269 

506 

215 

15 

5 

19 

561 

322 

561 

279 

518 

224 

15 

5 

578 

335 

578 

292 

532 

231 

15 

10 

20 

589 

347 

589 

303 

544 

240 

15 

8 

604 

335 

604 

309 

559 

247 

16 

2 

21 

615 

347 

615 

321 

570 

257 

16 

0 

630 

335 

630 

326 

583 

264 

16 

5 

22 

641 

347 

641 

338 

595 

274 

16 

3 

655 

345 

655 

343 

608 

281 

16 

7 

23 

666 

356 

666 

356 

620 

291 

16 

5 

680 

363 

680 

361 

633 

298 

16 

9 

24 

692 

376 

692 

375 

645 

309 

16 

7 

705 

382 

705 

382 

658 

315 

16 

10 

25 

716 

395 

716 

395 

669 

328 

16 

8 

729 

401 

729 

401 

680 

333 

16 

11 

20 

741 

415 

741 

415 

692 

346 

16 

8 

753 

420 

753 

420 

702 

351 

16 

11 

27 

765 

435 

765 

435 

713 

364 

16 

8 

77'8 

440 

778 

440 

723 

371 

17 

0 

28 

790 

454 

790 

454 

733 

384 

16 

8 

801 

459 

801 

459 

744 

389 

17 

0 

29 

812 

475 

812 

475 

754 

403 

16 

8 

823 

479 

823 

479 

765 

408 

17 

0 

30 

834 

495 

834 

495 

775 

423 

16 

8 

uTfiNNir 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0LICY-$l,000. 


LIFE  PREMIUMS. 


AGE  25 

An 

Prem.  $27.85 

End 

of 

AGE  26 

An. 

. Prem.  $28.51 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$86 

$14 

$86 

$14 

$67 

$12 

2 

7 

3 

$87 

$16 

$87 

$16 

$68 

$13 

2 

8 

114 

31 

114 

31 

100 

25 

3 

6 

4 

116 

33 

116 

33 

102 

26 

3 

7 

141 

50 

141 

50. 

141 

40 

4 

4 

5 

145 

52 

145 

52 

145 

42 

4 

6 

171 

65 

171 

65 

170 

51 

5 

3 

6 

175 

68 

175 

.68 

174 

52 

5 

5 

202 

81 

202 

81 

198 

61 

6 

3 

7 

206 

84 

206 

84 

.204 

65 

6 

5 

282 

98 

232 

98 

226 

74 

7 

3 

8 

238 

102 

238 

102 

232 

77. 

7 

5 

264 

115 

264 

115 

254 

86 

8 

3 

9 

269 

119 

269 

119 

261 

90 

8 

5 

295 

133 

295 

133 

282 

99 

9 

3 

io 

300 

138 

300 

138. 

290 

103 

9 

5 

324 

150 

324 

150 

309 

112 

10 

3 

11 

330 

157 

330 

157 

317 

117 

10 

6 

352 

.170 

352 

170 

337 

12t 

11 

2 

12 

359 

176 

359 

176 

345 

132 

11 

4 

380 

189. 

380 

197 

364 

141 

12 

0 

13 

388 

197 

388 

205 

373 

146 

12 

1 

407 

210 

407 

223 

393 

157 

12 

9 

14 

416 

218 

416 

281 

402 

163 

12 

10 

458 

232 

458 

254 

422 

172 

13 

4 

15 

467 

241 

467 

265: 

431 

179 

13 

5 

487 

254 

487 

254 

449 

187 

14 

0 

16 

496 

265 

496 

265 

458 

194 

14 

0 

515 

290 

515 

254 

476 

202 

14 

6 

17 

525 

300 

525 

265 

485 

210 

14 

6 

543 

312 

543 

271 

504 

218 

14 

11 

18 

552 

324 

552 

28^ 

513 

227 

14 

10 

572 

334 

572 

290 

530 

234 

15 

4 

19 

581 

347 

581 

300 

540 

243 

i5 

2 

599 

359 

599 

313 

556 

251. 

15 

7 

20 

609 

372 

609 

. 325 

568 

260 

15 

5 

625 

359 

625 

333 

■582 

268 

15 

10 

21 

636 

372 

636 

345 

592 

278 

15 

8 

651 

359 

651 

350 

607 

284, 

16 

1 

22 

662 

372 

.662 

363 

617 

296 

15 

11 

677 

368 

677 

368 

632 

m 

16 

3 

23 

688 

382 

688 

382 

642 

315 

16 

1 

703 

388 

703 

388 

656 

321 

16 

4 

24 

714 

402 

714 

403 

667 

333 

16 

2 

728 

408 

728 

408 

681 

339 

16 

5 

25 

739 

423 

•739 

423 

-692 

352 

16 

3 

753 

428 

753 

428 

702 

359 

16 

5 

2 6 

763 

443 

763  . 

4^42 

713 

372. 

16 

3 

776 

449 

776 

449 

723 

377 

16 

5 

27 

787 

462 

787 

462 

733 

392 

16 

2 

800 

4^ 

800 

468 

744 

397 

16 

4 

28 

812 

483 

812 

4a3 

754 

411 

16 

1 

823 

489 

823 

489 

765 

418 

16 

4 

29 

834 

504 

834 

504- 

775 

432 

16 

0 

846 

510 

l846 

510 

786 

437 

16 

4 

30 

856 

523 

856 

523 

796 

453 

15 

11 

AGE  27  , 

An 

, Prem.  $29,23 

End 

of 

AGE  28 

Ati,  Prem.  $29.95 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

15  Yr  Dist 

10  Yr;Dist 

Extended 

Pd^up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pdrup 

Cash 

Pd-up 

Cash 

Pd-up 

Casii 

Yrs 

Mos 

$90 

$16 

$90 

$16. 

$70 

$13 

2 

9 

3 

$93 

$17 

$93 

$17 

$72 

$14 

2 

10 

120 

34 

120 

34 

106 

27 

3 

8 

4 

123 

35 

123 

35 

108 

■ 29 

3 

9 

149 

55 

149 

55 

149 

43 

4 

8 

5 

154 

56 

154 

56 

-154 

46 

4 

9 

180 

70 

180 

‘ 70 

179  . 

55 

5 

7 

6 

185 

74 

185 

74 

.184 

57 

5 

9 

211 

87 

211 

87 

209 

68 

6 

7 

7 

217 

91 

217 

91 

214 

70 

6 

10 

243 

106 

243 

106 

238 

81 

7' 

8 

8 

249 

110 

249 

110 

244 

84 

7 

10 

275 

124 

275 

124 

268 

94 

8 

8 

9 

282 

129 

282 

129 

274 

98 

8 

10 

307 

144 

307 

144 

296 

107 

9 

8 

10 

313 

149 

313 

149 

304 

112 

9 

.10 

337 

163 

337 

163 

326 

123 

10 

8 

11 

343 

.170 

343 

170 

334 

128 

10 

9 

367 

1^ 

367 

184 

355 

137 

11 

5 

12 

373 

191 

373 

191 

364 

142 

11 

: 7 

395 

205 

395 

213 

384 

153 

12 

2 

13 

403 

213 

403 

221 

394 

159 

12 

3 

424 

227 

424 

240 

412 

170 

12 

10 

14 

432 

236 

432 

249 

423 

176 

12 

10 

476 

^51 

476 

274 

441 

187 

13 

5 

15 

485 

260 

485 

284 

.452 

194 

13 

4 

505 

275 

505 . 

274 

470 

202 

14 

0 

16 

514 

286 

514 

284 

480 

211 

13 

11 

534 

312 

534 

274 

497 

219 

14 

5 

17 

544 

324 

544 

284 

509 

228 

14 

4 

562 

335 

562 

292 

525 

236 

14 

9 

18 

573 

347 

573 

303 

536 

245 

14 

8 

591 

360 

591 

311 

552 

253 

15 

1 

19 

602 

373 

602 

322 

564 

264 

14 

11 

620 

336 

620 

337. 

579 

270 

15 

4 

20 

630 

401 

630 

350. 

.591 

282 

15 

2 

646 

386 

646 

358 

604 

288 

15 

6 

2 1 

658 

401 

658 

369 

616 

300 

15 

4 

672 

386 

672 

377 

629 

307 

15 

8 

22 

683 

401 

683 

390 

641 

320 

15 

.5 

698 

397 

698 

397 

654 

326 

16 

0 

23 

710 

411 

710 

411 

666 

338 

15 

6 

724 

416 

724. 

418^ 

679 

346 

16 

1 

24 

736 

431 

736 

432 

689 

359 

15 

• 7 

749 

4.37 

749 

m 

702 

365 

16 

0 

25 

761 

452 

761 

452 

713 

378 

15 

8 

774 

457 

774 

-457 

723  , 

385 

15 

11 

26 

784 

471 

784 

471 

733 

399 

15 

7 

797 

476 

797 

476 

744. 

.406 

15 

10 

27 

808 

492 

808 

492 

754 

419 

15 

6 

822 

497 

822 

497 

765 

425 

15 

9 

28 

833 

512 

833  . 

•512 

.775 

440 

15 

5 

844 

517 

844 

517 

786  : 

446 

15 

7 

29 

855 

531 

855 

531 

795 

462 

15 

3 

867. 

. 538 

867 

538 

8-05  ■ 

467 

15 

5 

SO 

877 

551 

877 

651 

814 

483 

15 

0 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY— $1,000. 


LIFE  PREMIUMS. 


AGE  29 

An. 

Prem.  $30.73 

End 

AGE  30 

An. 

Prem.  $31.55 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Yrs  Mos 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pcl-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

. 

Pd-up  ' 

Cash 

Pd-up  < 

Cash 

Pd-up  ' 

Cash 

Yrs 

Mos 

$95 

127 

158 

189 

222 

254 

287 

320 

850 

381 

411 

440 

495 

523 

553 

583 

612 

641 

668 

694 

722' 

748 

773 

796 

820 

843 

865 

887 

$18 

37 

59 

77 

94 

114 

134 

155 

176 

197 

221 

244 

269 

296 

335 

360 

386 

415 

415 

415 

''424 

445’ 

466 

485 

506 

526 

545 

565 

$95 

127 

158 

189 

222 

254 

287 

320 

350 

381 

411 

440 

495 

523 

553 

583 

612 

641 

668 

694 

:722 

-748 

773 

796 

820 

843 

865 

887 

$18 

37 

59 

77 

94 

114 

134 

155 

176 

197 

228 

258 

290 

296 

296 

8lb 

334 

86L 

382 

•403 

424 

446 

466' 

485 

506 

526 

545 

565 

$74 

112 

158 

188 

219 

251 

281 

312 

342 

372 

402 
432 
461  ' 
489 
518  • 

547 

576 

603 

628 

651 

675 

698 

722 

743 

763 

784 

804 

823 

$14 

30 

47 

60 

73 

87 

103 

117 

133 

149 

166 

184. 

202‘ 

219 

238 

254 

274 

292 

312 

331 

351 

372 

392 

412 

433 

455 

476 

499 

2 

3 

4 

5 

7 

8 

9 

9 

10 

11 

12 

12 

13 

13 

14 

14 

14 

15 
15 
15 

15 

15 

15 

15 

15 

15 

14 

14 

11 

11 

11 

11 

0 

1 

0 

11 

10 

7 

3 ■ 
10 

4 
10 

2 

6 

9 

0 

2 

3 

4 

5 

5 

4 

3 

1 

10 

6 

3 

4 

3 

6 

7 

8 

9 

10 

11 
12 

IS 

14 

15 
10 

17 

18 

19  . 

20 
21 
22 

23 

24 

25 
20 

27 

28 

29 

30 

162 

194 

227 

261 

294 

326 

358 

389 

419 

449 

504 

534 

564 

594 

622 

651 

679 

706 

732 

758 

783 

808 

831 

853 

876 

898 

$18 

38 

60 

80 

98 

117 

138 

161 

181 

205 

228 

253 

279 

307 

348 

373 

401 

428 

428 

428 

438 

461 

482 

501 

519 

539 

559 

5r8 

$98 

131 

162 

194 

227 

261 
294 
326 
358  • 
389 

419 

449 

504 

534 

564 

594 

022 

651 

679 

706 

732 

758 

783 

808 

831 

853 

876 

898 

$18 

38 

60 

80 

98 

117 

138 

161 

181 

205 

238 

268 

307 

307 

807 

326 

347 

3-^5 

395 

418 

438 

461 

482 

501 

519 

539 

559 

578 

$76 

115 

162 

193 

226 

257 

288 

320 

351 

381 

411 

441 

471 

500 

529 

557 

586 

613 

638 

662 

685 

709 

732 

753 

774 

793 

813 

833 

$16 

31 

50 

63 

77 

91 

107 

123 

138 

155 

172 

192 

211 

228 

247 

265 

284 

304 

324 

343 

364 

385 

406 

427 

449 

470 

492 

514 

3 

4 

5 

6 

7 

8 

9 

10 

10 

11 

12 

12 

13 

13 

14 

14 

14 

14 

14 

14 

15 
15 
15 
15 
14 

14 

14 

14 

0 

0 

1 

1 

. '2 

3 

2 

1 

11 

■7 

3 

9 

3 

9 

1 

• 4 

7 

9 

10 

11 

0 

1 

1 

0 

10 

-7 

4 

0 

AGE  31 

An 

. Prem.  $32.43 

End 

of 

AGE  32 

An 

. Prem. 

$33.33 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash. 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-iip 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs'  Mos- 

$100 

$20 

$100 

$20 

$78 

$16 

3 

1 

3 

$103 

$20 

$103 

$20 

$81 

$17 

3 

. -2 

133 

39 

133 

39 

117 

33 

4 

2 

4 

137 

42 

137 

42 

121 

34 

4 

3 

166 

63 

166 

63 

166 

52 

5 

2 

5 

171 

65 

171 

65 

171 

54 

5 

4 

198 

82 

198 

82 

198 

65 

6 

3 

0 

204 

86 

204 

86 

204 

68 

6 

5 

231 

102 

231 

102 

231 

80 

7 

4 

7 

238 

106 

238 

106 

238 

84 

7 

6 

266 

123 

266 

123 

264 

95 

8 

4 

8 

273 

128 

273 

128 

270 

99 

8 

6 

299 

145 

299 

145 

295 

111 

9 

3 

9 

305 

150 

305 

150 

303 

116 

9 

4 

333 

167 

333 

167 

828 

12$ 

10 

2 

10 

339 

174 

339 

174 

335 

133 

10 

2 

364 

189 

364 

189 

359 

144 

10 

11 

11 

871 

197 

371 

197 

366 

150 

10 

11 

397 

213 

397 

213 

390 

162 

11 

7 

12 

405 

221 

405 

221 

398 

168 

11 

7 

427 

238 

427 

247 

422 

180 

12 

2 

13 

433 

247 

433 

256 

429 

188 

12 

1 

457 

262 

457 

278 

452 

200 

12 

8 

14 

465 

273 

465 

290 

461 

207 

12 

7 

513 

290 

513 

318 

482 

219 

13 

1 

15 

522 

301 

522 

331 

492 

■228 

13 

0 

543 

318 

543 

318 

510 

238 

13 

7 

10 

553 

330 

553 

331 

521 

248 

13 

5 

573 

361 

573 

318 

539 

257 

.13 

11 

17 

583 

376 

583 

331 

549 

268 

13 

9 

603 

389 

603 

339 

568 

275 

14 

2 

18 

613 

403 

613 

■ 352 

578 

287 

14 

0 

633 

416 

633 

361 

595 

295 

14 

5 

19 

643 

432 

643 

375 

606 

307 

14 

2 

662 

444 

662 

389 

622 

316 

14 

7 

20 

672 

461 

672 

403 

633 

328 

14 

4 

689 

444 

689 

410 

647 

335 

14 

8 

21 

699 

461 

699 

424 

658 

348 

14 

4 

716 

444 

716 

431 

672 

356 

14 

8 

22 

727 

461 

727 

445 

681 

369 

14 

4 

743 

453 

743 

452 

696 

377 

14 

9 

23 

753 

466 

753 

466 

705 

392 

14 

3 

769 

474 

769 

474 

719 

398 

14 

9 

24 

779 

487 

779 

487 

728 

412 

14 

8 

793 

495 

793 

495 

743 

: 420 

14 

9 

25 

801 

508 

804 

508 

752 

435 

14 

3 

817 

514 

817 

514 

763 

441 

14 

8 

20 

827 

527 

827 

527 

771 

457 

14 

2 

842 

534 

842 

534 

783 

463 

14 

6 

27 

851 

547 

851 

547 

791 

479 

14 

0 

864 

553 

864 

553 

803 

485 

14 

8 

28 

874 

568 

874 

568 

810 

501 

13 

9 

886 

573 

886 

573 

822 

508 

13 

11 

29 

897 

587 

897 

587 

830 

523 

13 

5 

907 

592 

907 

592 

842 

530 

13 

6 

30 

917 

607 

917 

607 

850 

545 

13 

0 

EX.  T 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year, 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY— $1,000. 


LIFE  PREMIUMS. 


AGE  33 

An 

. Prem. 

$34.28 

End 

of 

AGE  34 

An 

. Prem. 

$35.30 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$106 

$21 

$106 

$21 

$82 

$17 

3 

3 

3 

$110 

$22 

$110 

$22 

$86 

$18 

3 

4 

141 

43 

141 

43 

124 

35 

4 

4 

4 

145 

44 

145 

44 

128 

37 

4 

6 

175 

69 

175 

69 

175 

56 

5 

6 

5 

180 

72 

180 

72 

180 

59 

5 

7 

209 

90 

209 

90 

209 

70 

6 

7 

6 

214 

93 

214 

93 

214 

73 

6 

8 

243 

111 

243 

111 

243 

87 

7 

7 

7 

248 

115 

248 

115 

249 

90 

7 

8 

278 

133 

278 

133 

277 

103 

8 

7 

8 

283 

138 

283 

138 

283 

108 

8 

7 

312 

157 

312 

157 

311 

121 

9 

5 

9 

318 

162 

318 

162 

317 

127 

9 

5 

347 

180 

347 

180 

343 

138 

10 

2 

10 

354 

188 

354 

188 

351 

145 

10 

2 

378 

205 

378 

205 

376 

157 

10 

11 

11 

386 

213 

386 

213 

384 

163 

10 

10 

412 

230 

412 

230 

408 

175 

11 

6 

12 

420 

238 

420 

238 

416 

183 

11 

5 

442 

256 

442 

266 

440 

196 

12 

0 

13 

452 

265 

452 

277 

449 

204 

11 

11 

474 

283 

474 

300 

471 

217 

12 

6 

14 

483 

294 

483 

312 

482 

224 

12 

4 

531 

312 

531 

343 

502 

238 

12 

11 

15 

540 

324 

540 

356 

513 

248 

12 

9 

562 

342 

562 

343 

531 

257 

13 

4 

16 

573 

355 

^573 

356 

542 

268 

13 

2 

594 

390 

594 

343 

560 

278 

13 

7 

17 

604 

403 

601 

356 

570 

288 

13 

5 

624 

418 

624 

365 

687 

298 

13 

10 

18 

634 

433 

634 

378 

598 

309 

13 

7 

654 

448 

654 

388 

615 

318 

14 

0 

19 

664 

463 

664 

402 

625 

330 

13 

9 

683 

476 

683 

418 

642 

339 

14 

1 

20 

693 

492 

693 

431, 

653 

352 

13 

10 

710 

476 

710 

437 

667 

361 

14 

1 

21 

720 

492 

720 

452 

676 

375 

13 

9 

737 

476 

737 

458 

690 

382 

14 

0 

22 

748 

492 

748 

472 

699 

397 

13 

8 

763 

480 

763 

479 

714 

405 

13 

11 

23 

774 

495 

774 

493 

723 

419 

13 

7 

790 

500 

790 

500 

737 

425 

13 

11 

24 

800 

514 

800 

513 

746 

441 

13 

6 

814 

521 

814 

521 

761 

449 

13 

10 

25 

825 

534 

825 

534 

770 

463 

13 

4 

838 

542 

838 

542 

780 

471 

13 

8 

26 

848 

555 

848 

555 

790 

487 

13 

2 

861 

561 

861 

561 

800 

493 

13 

5 

27 

872 

576 

872 

576 

809 

509 

13 

0 

885 

581 

885 

581 

820 

515 

13 

1 

28 

894 

595 

894 

595 

829 

531 

12 

9 

906 

•602 

906 

602 

839 

539 

12 

9 

29 

915 

615 

915 

615 

848 

555 

12 

5 

927 

621 

927 

621 

859 

561 

12 

6 

30 

936 

636 

936 

636 

867 

575 

12 

1 

AGE  35 

An 

. Prem.  $36.38 

End 

of 

AGE  36 

An 

. Prem.  $37.52 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$112 

$22 

$112 

$22 

$87 

$20 

3 

5 

3 

$115 

$23 

$115 

$23 

$90 

$20 

3 

6 

149 

46 

149 

46 

132 

39 

4 

7 

4 

151 

48 

151 

48 

134 

40 

4 

8 

184 

74 

184 

74 

184 

61 

5 

9 

5 

189 

77 

189 

77 

189 

64 

6 

10 

219 

97 

219 

97 

219 

77 

6 

9 

6 

224 

100 

224 

100 

226 

80 

6 

10 

254 

119 

254 

119 

256 

95 

7 

9 

7 

260 

123 

260 

123 

261 

99 

7 

9 

290 

144 

290 

144 

291 

112 

8 

7 

8 

296 

149 

296 

149 

298 

117 

8 

7 

326 

167 

326 

167 

325 

132 

9 

5 

9 

331 

174 

331 

174 

333 

137 

9 

4 

361 

194 

361 

194 

360 

150 

10 

2 

10 

368 

201 

368 

201 

368 

157 

10 

0 

394 

219 

394 

219 

393 

170 

10 

10 

11 

402 

227 

402 

227 

401 

177 

10 

. 8 

428 

247 

428 

247 

425 

191 

11 

4 

12 

436 

254 

436 

254 

433 

198 

11 

3 

461 

274 

461 

287 

458 

211 

11 

10 

13 

468 

283 

468 

300 

466 

221 

11 

8 

492 

304 

492 

324 

491 

235 

12 

3 

14 

500 

315 

^500 

337 

499 

244 

12 

1 

551 

334 

651 

369 

522 

257 

12 

7 

15 

560 

346 

560 

385 

531 

268 

12 

5 

583 

367 

683 

369 

551 

278 

12 

11 

16 

592 

378- 

592 

385 

560 

288 

12 

9 

615 

418 

615 

369 

579 

299 

13 

2 

17 

624 

433 

624 

385 

589 

311 

12 

11 

645 

448 

645 

392 

607 

321 

43 

4 

18 

654 

463 

654 

405 

616 

333 

13 

1 

675 

478 

675 

415 

634 

343 

13 

6 

19 

685 

493 

685 

427 

643 

355 

13 

2 

703 

508 

703 

445 

662 

365 

13 

6 

20 

714 

523 

714 

458 

671 

378 

13 

2 

731 

508 

731 

465 

685 

388 

13 

5 

21 

741 

523 

741 

479 

694 

401 

13 

1 

758 

508 

758 

485 

709 

410 

13 

4 

22 

767 

523 

767 

500 

718 

424 

13 

0 

784 

508 

784 

506 

732 

432 

13 

3 

23 

793 

523 

793 

521 

741 

446 

12 

10 

810  , 

527 

810 

527 

756 

455 

13 

1 

24 

820 

540 

820 

542 

765 

470 

12 

8 

835 

548 

835 

548 

779 

479 

12 

11 

25 

844 

561 

844 

561 

787 

493 

12 

5 

859 

568 

859 

568 

799 

501 

12 

9 

26 

868 

582 

868 

582 

806 

517 

12 

3 

882 

589 

682 

589 

618 

525 

12 

7 

27 

891 

603 

891 

603 

826 

540 

12 

0 

904 

609 

904 

609 

838 

547 

12 

4 

28 

914 

622 

914 

622 

846 

562 

11 

9 

925 

629 

925 

629 

856 

570 

12 

0 

29 

934 

643 

934 

643 

865 

586 

11 

6 

946 

649 

946 

649 

874 

592 

11 

7 

30 

a>4 

663 

954 

663 

883 

608 

11 

2 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0LICY-$1,000. 


LIFE  PREMIUMS. 


AGE  37 

An 

Prem.  $38 

71 

End 

of 

AGE  38 

An. 

. Prem.  $39. 

99 

20  Yr 

Dist 

15  Yr 

Dist 

10  Yr 

Dist 

Extended 

Year 

20  Yr 

Dist 

15  Yr 

Dist 

10  Yr 

Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$117 

$23 

$117 

$23 

$91 

$21 

3 

7 

3 

$121 

$25 

$121 

$25 

$95 

$22 

3 

8 

155 

50 

155 

50 

137 

42 

4 

9 

4 

161 

52 

161 

52 

142 

44 

4 

10 

193 

80 

193 

80 

193 

67 

5 

10 

5 

198 

82 

198 

82 

198 

70 

5 

11 

230 

103 

230 

103 

231 

84 

6 

10 

6 

235 

107 

235 

107 

236 

87 

6 

10 

266 

128 

266 

128 

268 

103 

7 

9 

7 

271 

132 

271 

132 

274 

107 

7 

9 

303 

154 

303 

154 

304 

123 

8 

7 

8 

309 

159 

309 

159 

312 

128 

8 

6 

339 

180 

339 

180 

341 

144 

9 

4 

9 

346 

187 

346 

187 

348 

150 

9 

3 

376 

207 

376 

207 

376 

163 

9 

11 

lO 

382 

215 

382 

215 

385 

171 

9 

10 

410 

235 

410 

235 

410 

185 

10 

•7 

11 

418 

243 

418 

243 

419 

193 

10 

6 

444 

264 

444 

264 

442 

206 

11 

1 

12 

452 

273 

452 

273 

452 

215 

11 

0 

478 

294 

478 

312 

475 

230 

11 

6 

13 

485 

303 

485 

324 

484 

239 

11 

4 

509 

324 

509 

350 

508 

253 

11 

11 

14 

518 

334 

518 

364 

517 

264 

11 

9 

569 

356 

569 

399 

540 

278 

12 

2 

15 

578 

368 

578 

414 

549 

288 

11 

11 

603 

390 

603 

399 

569 

300 

12 

6 

16 

613 

402 

613 

414 

578 

312 

12 

4 

634 

449 

634 

399 

598 

322 

12 

9 

17 

643 

463 

643 

414 

606 

334 

12 

5 

663 

478 

«63 

416 

625 

345 

12 

9 

18 

673 

493 

673 

429 

633 

358 

12 

6 

694 

508 

694 

438 

653 

368 

12 

10 

19 

705 

523 

705 

452 

660 

381 

12 

5 

723 

538 

723 

471 

680 

392 

12 

9 

20 

733 

553 

733 

m 

688 

405 

12 

4 

752 

538 

752 

492 

703 

415 

12 

8 

21 

761 

553 

761 

505 

711 

428 

12 

3 

776 

538 

776 

513 

727 

438 

12 

7 

22 

787 

553 

787 

527 

735 

452 

12 

2 

803 

538 

803 

534 

750 

462 

12 

5 

23 

813 

553 

813 

548 

758 

476 

12 

0 

829 

555 

829 

555 

773 

485 

12 

3 

24 

838 

569 

838 

569 

782 

500 

11 

10 

853 

576 

853 

576 

795 

509 

12 

0 

25 

863 

590 

863 

590 

804 

523 

11 

7 

877 

596 

877 

596 

814 

532 

11 

9 

26 

886 

611 

886 

611 

823 

547 

11 

4 

900 

617 

900. 

617 

834 

555 

11 

6 

27 

910 

632 

910 

632 

843 

570 

11 

1 

923 

637 

923 

637 

853 

578 

11 

3 

28 

932 

651 

932 

651 

861 

594 

10 

10 

944 

658 

944 

658 

872 

602 

11 

0 

29 

953 

671 

953 

671 

880 

617 

10 

7 

963 

677 

963 

677 

890 

624 

10 

8 

30 

972 

692 

972 

692 

898 

639 

10 

3 

AGE  39 

An 

. Prem.  $41, 

.33 

End 

of 

AGE  40 

An 

. Prem.  $42. 

.75 

20  Yr 

Dist 

15  Yr 

Dist 

10  Yr 

Dist 

Extended 

Year 

20  Yr 

Dist 

15  Yr 

Dist 

10  Yr 

Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$124 

$26 

$124 

$26 

$97 

$22 

3 

9 

3 

$127 

$27 

$127 

$27 

$99 

$23 

3 

10 

164 

53 

164 

53 

146 

46 

4 

11 

4 

168 

55 

168 

55 

149 

48 

4 

11 

204 

85 

204 

85 

204 

73 

5 

11 

5 

209 

89 

209 

89 

209 

76 

5 

11 

240 

111 

240 

111 

243 

91 

6 

10 

6 

247 

115 

247 

115 

248 

95 

6 

10 

277 

137 

277 

137 

281 

112 

7 

8 

• 7 

283 

141 

283 

141 

289 

117 

7 

8 

315 

164 

315 

164 

320 

133 

8 

6 

8 

321 

170 

321 

170 

326 

140 

8 

5 

352 

193 

352 

193 

356 

157 

9 

2 

9 

360 

198 

360 

198 

364 

163 

9 

1 

390 

222 

390 

222 

393 

177 

9 

9 

10 

398 

230 

398 

230 

401 

185 

9 

8 

425 

251 

425 

251 

427 

201 

10 

4 

11 

435 

258 

435 

258 

435 

209 

10 

3 

459 

281 

459 

281 

459 

224 

10 

10 

12 

468 

290 

468 

290 

468 

232 

10 

8 

495 

312 

495 

337 

492 

248 

11 

2 

13 

504 

322 

504 

348 

501 

258 

11 

0 

527 

345 

527 

377 

525 

274 

11 

6 

14 

536 

355 

536 

390 

5-34 

284 

11 

4 

589 

378 

589 

4.28 

557 

300 

11 

9 

15 

598 

390 

598 

442 

566 

311 

11 

6 

622 

414 

622 

428 

586 

322 

12 

0 

16 

632 

425 

632 

442 

595 

a34 

11 

8 

654 

479 

654 

428 

615 

346 

12 

1 

17 

663 

493 

663 

442 

622 

359 

11 

9 

684 

508 

684 

441 

642 

371 

12 

1 

18 

694 

523 

694 

454 

650 

382 

11 

8 

714 

538 

714 

463 

669 

394 

12 

. 0 

19 

724 

553 

724 

476 

677 

407 

11 

8 

744 

569 

744 

497 

697 

418 

11 

11 

20 

753 

583 

753 

510 

705 

432 

11 

6 

771 

569 

771 

519 

720 

442 

11 

10 

21 

780 

583 

780 

532 

728 

457 

11 

5 

797 

569 

797 

540 

744 

466' 

11 

9 

22 

808 

583 

808 

555 

752 

480 

11 

4 

823 

569 

823 

562 

767 

491 

11 

7 

23 

a34 

583 

834 

576 

775 

505 

11 

2 

848 

583 

848 

583 

790 

514 

11 

4 

24 

859 

59.8 

859 

.598 

797 

530 

10 

11 

872 

604 

872 

604 

812 

539 

11 

1 

25 

882 

619 

882 

619 

820 

553 

10 

8 

897 

625 

897 

625 

831 

562 

10 

10 

26 

906 

639 

906 

639 

839 

578 

10 

5 

919 

646 

919 

646 

851 

586 

10 

7 

27 

928 

660 

928 

660 

857 

602 

10 

2 

940 

666 

940 

666 

869 

609 

10 

4 

28 

949 

680 

949 

680 

876 

625 

9 

ll 

960 

685 

960 

685 

887 

633 

10 

1 

29 

968 

699 

968 

699 

894 

649 

9 

8 

980 

706 

980 

706 

906 

655 

9 

9 

30 

988 

719 

988 

719 

912 

671 

9 

4 

Inhv 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0LICY-$l,000. 


LIFE  PREMIUMS. 


AGE  41 

An 

Prem.  $44.28 

End 

of 

AGE  42 

An. 

, Prem.  $45.87 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

15  Yt  Dist 

10  Yr  Dist 

Extended 

Fd-up 

Cash 

Pd-up 

Cash 

Pd'up: 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$131 

$27 

$131 

$27 

$102 

'■$25 

3 

10 

3 

$134 

$29 

$134 

$29 

$106 

$26 

8 

10 

172 

57 

172 

57 

153 

51 

4 

11 

4 

176 

60 

176 

60 

157 

52 

4 

11 

214 

91 

214 

91 

214 

80- 

5 

11 

5 

219 

95 

219 

95 

219 

84 

5 

10 

252 

119 

252 

119 

254 

99 

6 

9 

6 

‘258 

T24 

258 

124 

260 

104 

6 

9 

290 

146 

290 

146 

295 

123 

7 

7 . 

7 

296 

151 

296 

151 

301 

128 

■7 

6 

328 

176 

328 

176 

334 

145 

8 

4 

8 

334 

183 

334 

188 

341 

151 

8 

3 

307 

206 

367 

206 

372 

170 

8 

11 

9 

373 

213 

373 

213 

378 

176 

8 

10 

405 

■238 

405 

238 

408 

193 

9 

6 

10 

412 

245 

412 

245 

415 

201 

9 

4 

442 

288 

442 

268 

442 

217 

10 

1 

11 

450 

277 

450 

277 

449 

226 

9 

11 

476 

299 

478 

299 

476 

241 

10 

6 

12 

484 

308 

484 

308 

483 

252 

10 

3 

512 

331 

512 

361 

509 

268 

10 

10 

13 

519 

342 

519 

373 

517 

278 

10 

7 

514 

365 

544 

403 

542 

295 

11 

0 

14 

553 

3?-7 

553 

416 

549 

305 

10 

9 

607 

402 

607 

457 

574 

322 

11 

2 

15: 

616 

414 

616 

470 

582 

334 

10 

11 

641 

438 

641 

457 

603 

347 

11 

4 

16 

650 

450 

650 

470 

611 

359 

10 

11 

672 

508 

672 

457 

632 

371 

11 

4 

ir- 

681 

521 

681 

470 

639 

384 

10 

11 

703 

538 

703 

467 

659 

'395 

11 

4 

is 

713 

552 

713 

4^ 

667 

408 

10 

11 

733 

568 

733 

489 

686 

420 

11 

3 

19 

743 

583 

743 

504' 

694 

435 

10 

10 

762 

599 

762 

5^ 

714 

445 

11 

1 

20 

771 

613 

771 

538 

722 

459 

10 

8 

790 

599 

790 

545 

737 

471 

11 

0 

21 

799 

613 

799 

560 

745 

484 

10 

6 

816 

599 

816 

568 

761 

496 

10 

11 

22 

825 

613 

825 

'582 

769 

510 

10 

4 

843 

599 

843 

590 

783 

519 

10 

9 

23 

852 

613 

852 

608 

791 

535 

10 

2 

867 

611 

•867 

611 

806 

544 

10 

6 

24 

874 

624 

• 874 

625 

813 

560 

10 

0 

890 

632 

.890 

632 

827 

569 

10 

3 

25 

899 

646 

899 

646 

835 

585 

9 

9 

914: 

653 

914 

6^ 

846 

692 

10 

0 

26 

923 

667- 

923 

667 

853 

608 

9 

7 

936 

673 

936 

673 

864 

617 

9 

9 

27 

944 

686 

944 

686 

\872 

632 

9 

4 

957 

■ 698 

957 

693 

882 

641 

9 

6 

28 

966 

707 

966 

707 

890 

655 

9 

1 

977 

713 

977 

713 

900. 

663 

9 

3 

29 

985 

726 

985 

720 

908 

679 

8. 

10 

996 

732 

996 

732 

919 

686 

8 

11 

30 

1,004 

745 

1^004 

7451 

925 

701 

,8 

6 

AGE  43 

An, 

. Prem.  $47.59 

End 

of 

AGE  44 

An 

. Prem.  $49.42 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended ' 

Year 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Casii 

Pd-up 

Cash 

Yrs 

M.OS 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$137 

$30 

$137 

$30 

.$107 

$27 

3 

10 

3 

$141 

$31- 

$141 

$31 

$111 

$29 

3 

9' 

181 

61 

181 

61 

161 

55 

4 

10 

4 

185 

64 

185 

64 

164. 

57 

4 

10 

224 

98 

224 

98 

224 

87 

5 

10 

5 

228 

102 

228 

102 

- 228 

90 

5 

9 

264 

128 

264 

128 

266 

•108 

6 

8 , 

6 

269 

132 

269 

132 

271 

114 

6 

7 

303 

157 

•303 

157 

•307 

133 

7 

5 

■ 7 . 

308 

162 

308. 

1^: 

• 313 

138 

. 7. 

4 

341 

188 

341 

188 

346 

158 

.8 

1 

8 

347 

194 

347 

194 

352 

164 

8 

0 

'380 

221 

380 

221 

385 

184 

8 

■8 

9 

.388 

2^ 

. 388 

227 

392 

191 

.8 

7 

419 

253 

419 

253 

422 

209 

8 

2 

lO 

427 

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261 

428 

217 

9 

0 

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284 

457 

284 

455 

234 

9 

9 

11 

465 

294 

465- 

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243 

9 

6 

492 

318 

492 

318 

489 

261 

10 

0 

12 

501 

328 

501 

.328 

496 

270 

9 

.9 

529 

352 

529 

386 

523 

288 

10 

3 

13 

536 

363 

536 

398 

bvo 

299 

9 

11 

562 

388 

562 

429 

557 

316 

10 

5 

14  : 

570 

399 

: 570 

44a 

564 

328 

10 

1 

625 

425 

625 

484 

590 

346 

10 

6 

15 

634 

437 

634. 

497 

598 

358 

.10 

1 

658 

463 

658 

484 

619 

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7 ■ 

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667 

475 

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497 

626, 

384 

10 

2 

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535 

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484 

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•7; 

17  . 

699 

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; 699 

497 

654 

410 

10 

2 

722 

566 

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493 

675 

422 

10 

. 6. 

18 

731 

581 

731 

506 

681 

436 

10 

0 

752 

598 

752 

517 

702 

448 

10 

5 

19 

761 

613 

761 

530 

709 

462 

10 

0 

780 

629 

780 

551 

729 

474 

10 

. 3 

20 

790 

645 

790 

504 

736 

488 

9 

10 

808 

6:29 

808 

573 

753 

499 

10. 

1 

21 

817 

645 

817 

.587 

. :760 

513 

9 

8 

834 

629 

834 

595 

775 

625 

9 

-11 

22 

843 

645 

.843 

609 

783 

539 

9 

6 

861 

629 

861 

617 

. -797 

549 

9 

9 

23 

869 

646 

869 

630 

805 

564 

9 

4 

883 

638 

883 

638 

820 

574 

.9 

7 

24 

893 

653 

•893 

653 

827 

589 

9 

2 

907 

659 

907 

659 

842 

599 

9 

4 

25 

916 

673. 

916 

673 

850 

613 

8 

11 

930 

680 

930 

680 

860 

622 

9 

1 

26 

940 

693 

940 

,693 

868. 

638 

8 

8 

951 

701 

951 

701 

878 

647 

8 

10 

27 

960 

714 

960 

714 

886 

662 

8 

5 

■974 

720 

974 

720 

897 

669 

8 

7 

28 

980 

733 

980 

733 

903 

685 

8 

2 

992 

740. 

992 

•740 

915 

693 

8 

4 

29 

1,000 

753 

1,000 

750 

920 

707 

7 

11 

1,010 

. 758 

1,010 

758 

932 

715 

8 

1 

30 

1,018 

77i-^ 

1,018 

771 

7987 

729 

.7 

8 

The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY— $1,000. 


LIFE  PREMIUMS. 


AGE  45 

An, 

Prem.  $51.36 

End 

AGE  46 

An. 

Prem.  $53.41 

20  Yr  Dist 

15  Yr  Dist 

IP  Yr  Dist 

Extended 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pdrup 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$144 

$33 

$144 

$33 

$112 

$30 

3 

9 

3 

$147 

$34 

$147 

$34 

$116 

3 

- 9 

189 

67 

189 

67 

168 

60 

4 

9 

4 

193 

69 

193 

' 171 

• Gh 

4 

9 

234 

106 

234 

.106 

234 

94 

5 

.8 

3 

■ 238 

110 

238 

IID 

• .238. 

98 

- 5 

■■7 

2T4 

-137 

274 

137. 

• 277 

117 

. 6 

6 

6 

279 

141 

279 

141 

. 282 

128 

6 

- 5 

315 

167 

315 

167 

318 

144 

,7 

3 

7 . 

320 

174 

320 

174 

^324 

T50' 

7 . 

1 

354 

201 

354 

201 

359 

171 

7 

10 

8 

359 

207 

359 

20^' 

304 

177 

7 

8 

393 

234 

393 

234 

398 

198 

8 

5 

9 

399 

241 

399 

241. 

403 

200. 

8 • 

2 

435 

269 

.435 

269 

436 

224 

8 

10 

lO 

441 

277 

441 

■277-. 

441 

232 

8 

7 

472 

•303 

472 

303 

470 

252 

9 

3 

11 

479 

^11 

479 

311 

476 

■.26b 

8 

11 

509 

3^ 

509 

337 

504, 

281 

9 

5 

Ifi 

517 

347 

517 

-347 

510 

200 

9 

1 

544 

37'3 

K44 

411 

538 

309 

9 

7 

13 

551 

384 

551 

. 423 

544 

320 

:9 

3 

.578 

410 

578 

455 

572 

339 

9 

8 

14 

586 

420 

586 

.468 

.578 

.350 

9 . 

4 

643 

448 

643 

512 

604 

369 

-9 

9 

15 

651 

459. 

651 

526 

612 

.381 

9 . 

• 4 

676 

488 

676 

512 

633 

395 

•9 

10 

10 

684 

500 

•684 

526 

641 

408 

5 

709 

564 

709 

512 

662 

423 

9 

9 

17 

716 

578 

716 

526 

669 

.435 

9 

5 

740 

595 

740 

519 

689 

449 

9 

9 

18 

749 

609 

.,749 

532 

697 

462 

9 

4 

770 

628 

770 

543 

716 

475 

9 

7 

19 

778 

642 

778 

556 

724 

: 489 

9 

2 

799 

660 

799 

577 

744 

501 

9, 

6 

20 

808 

675 

'808 

591 

752 

515 

9 

0 

826 

660 

.826 

600 

767 

527 

9 

4 

21 

834 

-675 

834 

613 

774 

542 

8 

10 

852 

660 

852 

622 

790 

553 

9 

.2 

22 

860 

675 

860 

636- 

796 

568 

’8 

8 

878 

660 

878. 

.643 

812 

578 

9 

0 

23 

886 

675 

886 

658 

818 

592 

8 

6 

902 

666 

902 

666 

834 

604 

.■8 

9 

24 

908 

679 

908 

679 

840 

-619 

8 • 

4 

925 

686 

925 

686 

• 8^ 

628 

•8 

6 

25 

933 

699 

oas 

699 

863 

.642 

8 

2 

947 

707 

947 

707 

874 

653 

8 , 

3 

26 

954 

719 

954 

719 

881 

667 

8 

0 

968 

.727 

968 

727 

891 

676 

8 

0. 

27 

975 

740 

975 

740 

898 

690 

0 

988 

746 

988 

746 

908 

699 

,7 

9 

28 

994 

758 

994 

758 

915 

713 

•7 

6 

■1,006 

76B 

1,006 

',766 

925 

722 

y 

6 

29 

1,014 

778 

1,014 

• 778 

932 

736 

.5 

3 

1,024 

784 

1,024 

784 

'942 

'744 

' 7 

3 

30 

1,032 

796 

1,032 

796 

949 

758; 

6 

11 

A<5E47 

An, 

. Prem.  $55.62 

End 

ojf 

AGE  48 

An 

. Pre 

im.  $57.97 

20  Yr  Dist 

16  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$150 

$35 

$150 

$35 

$117 

$38 

3 

8 

3 

$153 

$37 

$153 

$37 

$120 

$34 

3 

8 

197 

72 

197 

72 

175 

65 

4 

8 

4 

.200 

73 

200 

73 

177 

68 

4 

7 

243 

112 

243 

112 

243 

102 

5 

6 

5 

247 

116 

247 

116 

247 

107 

5 

5 

284 

146 

284' 

146 

'm 

128 

6 

4 

6 

290 

151 

290 

151 

291 

■ 132. 

6 

2 

325 

179 

325 

179 

329 

155 

7 

0 

■ Y 

330 

184 

330 

184 

334 

: -162 

6 

9 

365 

214 

365 

214 

369 

184 

7 

6 

8 

372 

221 

372 

221 

376 

191 

7 

4 

406 

249 

406 

249 

410 

213 

, 7 

11 

9 

412 

256 

412 

256 

415 

221 

7 

8 

449 

286 

449 

286 

448 

241 

■ 8 

3 

10 

455 

294 

455 

294 

454 

249 

8 

0 

487 

320 

487 

320 

483 

270 

8 

,7 

11 

493 

329 

493 

329 

489 

279 

8 

• 4 

525 

356 

525 

,356 

517 

300 

8 

10 

12 

531 

367 

531 

367 

523 

311 

'8 

6 

559 

394 

559 

435 

551 

330 

8 

11 

13 

566 

405 

566 

446 

557 

341 

8 

7 

594 

432 

594 

480 

585 

361 

9 

0 

14 

'602 

444 

,602 

493 

591 

373 

8 

8 

660 

471 

660 

540 

619 

393 

9 

0 

15 

668 

483 

668 

553 

625 

406 

8 

8 

693 

513 

693 

540 

647 

420 

9 

. 1 

10 

701 

525 

701 

553 

654 

433 

8 

8 

726 

591 

726 

540 

676 

448 

9 

0 

17 

733 

606 

733 

553 

683 

-46i 

8 

.8 

757 

624 

757 

545 

703 

475 

8 

11 

18 

766 

638 

766 

559 

710 

488 

8 

7 

787 

658 

787 

569 

731 

502 

8 

10 

19 

796 

672 

796 

582 

737 

515 

8 

5 

816 

689 

816 

604 

758 

529 

8 

8 

20 

823 

705 

823 

617 

765 

543 

8 

3 

842 

689 

842 

626 

780 

556 

8 

6 

21 

850 

705 

850 

639 

787 

569 

8 

1 

868 

689 

868 

649 

803 

582 

' 8 

4 

22 

876 

705 

876 

662 

809 

595 

7 

11 

894 

689 

894 

671 

825 

607 

8 

2 

23 

902 

705 

902 

684 

831 

621 

7 

9 

916 

693 

916 

692 

847 

632 

8 

0 

24 

'.924 

707 

.924 

705 

853 

646 

7 

'7 

940 

711 

940 

711 

869 

656 

7 

9 

25 

947 

724 

. 947 

724 

874 

671 

■ 7 

4 

962 

732 

962 

732 

886 

680 

7 

6 

20 

970 

'744 

. 97.0 

i'  744 

893 

694 

' 7 

2 

981 

752 

981 

752 

903 

703 

7 

3 

27 

989 

'763 

,989 

,763 

910 

718 

6 

11 

1,002 

770 

1,002 

770 

920 

727 

7 

0 

28 

1,009 

783 

1,009. 

’783 

927 

741 

6 

8 

T,021 

790 

1,021 

790 

937 

750 

6 

9 

29 

1,028 

800 

1,028 

800 

,944 

763 

6 

5 

?1,039 

806 

1,039 

806 

954 

773 

6. 

6 

30 

1,047 

818 

1,047 

818 

960 

787 

6 

2 

EX.  T 


The  Loan  Value  each  Year  is  the  same  as  the  Cash  Value  of  the  next  Year. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POLICY— $1,000. 


LIFE  PREMIUMS. 


AGE  49 

An 

Prem. 

$60.46 

End 

of 

AGE  50 

An 

. Prem.  $63.15 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

M.OS 

$155 

$38 

$155 

$38 

$123 

$35 

3 

7 

3 

$158 

$39 

$158 

$39 

$124 

$37 

3 

6 

204 

76 

204 

76 

181 

70 

4 

6 

4 

206 

78 

206 

78 

183 

73 

4 

5 

251 

120 

251 

120 

251 

111 

5 

4 

5 

254 

124 

254 

124 

254 

115 

5 

3 

295 

155 

295 

155 

295 

137 

6 

0 

6 

299 

161 

299 

161 

299 

142 

5 

10 

335 

191 

335 

191 

338 

167 

6 

7 

7 

342 

196 

342 

196 

343 

174 

6 

5 

377 

227 

377 

227 

381 

197 

7 

1 

8 

382 

234 

382 

234 

386 

205 

6 

10 

420 

264 

420 

264 

422 

228 

7 

5 

9 

425 

271 

425 

2rn 

427 

236 

7 

2 

462 

301 

462 

301 

459 

258 

7 

8 

10 

468 

311 

468 

311 

466 

268 

7 

5 

50i 

338 

501 

338 

495 

288 

8 

0 

11 

508 

347 

508 

347 

501 

299 

7 

8 

539 

376 

539 

376 

530 

320 

8 

2 

12 

545 

385 

545 

385 

536 

330 

7 

10 

574 

415 

574 

458 

565 

352 

8 

3 

13 

582 

424 

582 

471 

572 

363 

7 

11 

609 

454 

609 

506 

599 

385 

8 

3 

14 

617 

465 

617 

519 

606 

395 

7 

11 

676 

495 

676 

568 

633 

418 

8 

3 

15 

684 

506 

684 

582 

639 

429 

7 

11 

710 

538 

710 

568 

662 

446 

8 

4 

16 

718 

549 

718 

582 

668 

458 

8 

0 

743 

620 

743 

568 

689 

474 

8 

3 

17 

750 

633 

750 

582 

696 

487 

7 

11 

774 

653 

774 

572 

716 

502 

8 

2 

18 

782 

667 

• 782 

583 

723 

515 

7 

10 

804 

686 

804 

595 

744 

530 

8 

1 

19 

812 

699 

812 

608 

750 

543 

7 

8 

831 

719 

831 

629 

771 

556 

7 

11 

20 

839 

733 

839 

642 

778 

570 

7 

6 

857 

719 

857 

653 

793 

583 

7 

9 

21 

865 

733 

865 

664 

800 

596 

7 

4 

883 

719 

883 

675 

816 

609 

7 

7 

22 

891 

733 

891 

686 

822 

622 

7 

2 

908 

719 

908 

696 

838 

634 

7 

5 

23 

916 

733 

916 

709 

843 

649 

7 

0 

930 

722 

930 

716 

859 

659 

7 

3 

24 

938 

733 

938 

729 

864 

673 

6 

10 

954 

737 

954 

737 

880 

684 

7 

0 

25 

962 

749 

962 

749 

885 

698 

6 

7 

976 

757 

976 

757 

898 

709 

6 

10 

26 

983 

‘769 

983 

769 

903 

722 

6 

5 

996 

775 

996 

775 

916 

732 

6 

8 

27 

1,004 

788 

1,004 

788 

921 

746 

6 

3 

1,017 

795 

1,017 

795 

933 

756 

6 

5 

28 

1,023 

806 

1,023 

806 

940 

770 

6 

1 

1,035 

812 

1,035 

812 

950 

778 

6 

2 

29 

1,043 

823 

1,043 

823 

957 

793 

5 

10 

1,054 

829 

1,054 

829 

967 

801 

5 

11 

30 

1,061 

84ft 

1,061 

1840 

974 

816 

5 

7 

AGE  51 

An 

. Prem.  $65.98 

End 

of 

AGE  52 

An, 

. Prem.  $69.00 

20  Yr  Djst 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Year 

20  Yr  Dist 

15  Yr  Dist 

10  Yr  Dist 

Extended 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Yrs 

Mos 

$161 

$40 

$161 

$40 

$127 

$38 

3 

6 

3 

$163 

$42 

$163 

$42 

$128 

$39 

3 

4 

210 

81 

210 

8i 

187 

76 

4 

4 

4 

213 

84 

213 

84 

189 

78 

4 

3 

257 

128 

257 

128 

257 

119 

5 

1 

5 

261 

132 

, 261 

132 

261 

124 

4 

11 

303 

166 

303 

166 

304 

147 

5 

8 

6 

307 

170 

307 

170 

308 

153 

5 

5 

346 

201 

346 

201 

348 

180 

6 

2 

7 

351 

207 

351 

207 

352 

187 

5 

11 

388 

240 

388 

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life;  premiums. 


AGE  53 

An 

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An. 

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An, 

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tIFE  PREMIUMS. 


AGE  57 

An. 

Prem.  $87.50 

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AGE  58 

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LIFE  PREMIUMS. 


AGE  61 

AGE  62 

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AGE  64 

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A. 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0LICY-$l,000. 


10  PAYMENTS. 


AGE  21 

An 

. Prem.  $58.37 

End 

AGE  22 

An 

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AGE  23 

An 

. Prem.  $60.29 

End 

AGE  24 

An 

. Prem.  $61.30 

Pd*up 

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Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


FIVE  PER  CENT.  20  YEAR  BOLD  BOND  P0LICY-$l,000. 


10  PAYMENTS. 


AGE  25 

An 

. Prem.  $62.34 

End 

AGE  26 

An 

. Prem.  $63.44 

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AGE  27 

An 

. Prem.  $64.57 

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AGE  28 

An 

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EX.  Tl 


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If  surrendered  for  Paid-ui>,  amount  is  paid  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same, 


FIVE  PER  CENT.  20  YEAR  BOLD  BOND  P0LICY-$l,000. 


10  PAYMENTS. 


AGE  37 

An 

Prem,  $78.56 

End 

AGE  38 

An, 

. Prem.  $80.27 

Pd-up 

20  YrD 

16  YrD 

10  YrD 

Extended 

of 

Pd-up 

20  YrD 

15  YrD 

10  YrD 

Extended 

all  Dist 

Gash 

Cash 

Cash 

Yrs 

Mos 

Year 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

$392 

$115 

$115 

$95 

10 

9 

3 

$392 

$117 

$117 

$98 

10 

8 

522 

176 

176 

153 

14 

1 

4 

522 

180 

180 

155 

13 

10 

653 

256 

256 

209 

17 

2 

5 

653 

260 

260 

214 

16 

9 

783 

331 

331 

262 

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0 

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338 

338 

269 

19 

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914 

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408 

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22 

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416 

333 

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493 

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502 

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578 

459 

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2 

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590 

590 

470 

27 

6 

10 

683 

683 

539 

671 

686 

686 

545 

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699 

699 

557 

703 

703 

564 

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716 

716 

577 

720 

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AGE  39 

An 

. Prem.  $82.05 

End 

AGE  40 

An 

. Prem.  $83.91 

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10  YrD 

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of 

Pd-up 

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15  YrD 

10  YrD 

Extended 

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all  Dist 

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$392 

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$119 

$100 

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3 

$392 

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$121 

$102 

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653 

265 

265 

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345 

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350 

350 

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432 

347 

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512 

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521 

521 

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600 

479 

26 

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26 

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713 

713 

570 

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If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  t.hj>  same. 


FIVE  PER  CENT.  20  YEAR  BOLD  BOND  P0LICY-$l,000. 


10  PAYMENTS. 


AGE  41 

An 

. Prem.  $85.83 

End 

AGE  42 

An 

. Prem.  $87.83 

Pd-up 

20  YrD 

15  YrD 

10  YrD 

Extended 

of 

Pd-up 

20  YrD 

15  YrD 

10  YrD 

Extended 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

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Year 

all  Dist 

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Cash 

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Yrs 

Mos 

$392 

$124 

$124 

$104 

10 

3 

$392 

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$127 

$107 

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10 

522 

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191 

167 

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193 

193 

171 

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275 

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356 

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440 

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AGE  43 

An 

. Prem.  $89.93 

End 

AGE  44 

An 

. Prem.  $92.09 

Pd-up 

20  YrD 

15YrD 

10  YrD 

Extended 

of 

Pd-up 

20  YrD 

15  YrD 

10  YrD 

Extended 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

Year 

all  Dist 

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Cash 

Cash 

Yrs 

Mbs 

$392 

$128 

$128 

$110 

9 

7 ■ 

3 

$392 

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$131 

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522 

197 

197 

174 

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1,175 

656 

656 

534 

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748 

748 

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761 

761 

615 

765 

765 

621 

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778 

778 

634 

782 

782 

642 

12 

796 

796 

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814 

825 

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30 

1,024 

1,024 

979 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


l6an  Vaflie  each  Year  is  same  as  Cash  Vahie  of  next  Year  until  paid  up,  then  the  same. 



QA 

HVE  PER  GENT.  20  'YEAR  GOLD  lOND  POUCV-Sl, 000. 


10  PAYMENTS. 


AGE  45 

An 

. Prem.  $94.38 

End- 

"AGE  46 

An. 

Prem.  $96.75 

Pd-up 

20YrD 

15YrD 

lOYrD 

Extended 

of 

Pd-up 

20YrD 

16  Yr  D 

10  YrD 

Extended 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

Year 

all  Dist 

Cash 

Cash 

Cash 

Yrs 

Mos 

$392 

$133 

$133 

$115 

9 

1 

3 

$392 

$136 

$136 

$117 

8 

9 

522 

204 

204 

181 

11 

7 

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622 

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185 

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3 

653 

295 

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249 

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AGE  47 

An 

. Prem.  $99.22 

Eridi 

^^AGE  48 

An. 

Prem 

. $101.82 

Pd-up 

20YrD 

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lOYrD 

Extended 

of  . 

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16  YrD 

10  YrD 

Extended 

all  Dist 

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Cash 

Cash 

Yrs 

Mos 

Year’ 

all  Dist 

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Cash 

Cash 

Yrs 

Mos'  i 

$392 

$138 

$138 

$120 

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6 

5! 

$392 

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622 

211 

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937 

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If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


T,oan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  upy  then  the  same. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  POIICY- 

-$i,000. 

10  PAYMENTS. 

AGE  49 

An. 

Prem 

. $104.50 

End 

AGE  50 

An.  Prem, 

. $107.32 

Pd-up 

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of 

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all  Dist 

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Gash 

Cash 

Yts 

Mos 

Year 

all  Dist 

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Cash 

Cash 

Yrs 

Mos 

$392 

$144 

$144 

$124 

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$145 

$127 

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522 

219 

219 

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317 

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AGE  51 

An. 

Prem.  $110.27 

End  1 

AGE  52 

An. 

Prem 

1.  $113.34 

Pd-up 

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of 

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15YrD 

lOYrD 

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all  Dist 

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Yrs 

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Year 

all  Dist 

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Cash 

Cash 

Yrs 

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$392 

$147 

$147 

$129 

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5 

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$392 

$150 

$150 

$132 

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424 

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352 

12 

11 

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783 

431 

431 

359 

12 

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522 

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530 

530 

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629 

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639 

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17 

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859 

709 

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873 

722 

876 

876 

731 

11 

890 

890 

744 

894 

894 

753 

12 

908 

908 

767 

912 

923 

'775 

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925 

^936 

790 

930 

950 

799 

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964 

813 

949 

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837 

967 

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846 

16 

980 

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985 

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1,082 

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1,082 

1,082 

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29 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


Loan  Value  each  Year  is  same  asvCash  Value  of  next  Year  until  paid  up,  then  the  same. 


1,131 

1,218 


515 

565 

578 

591 


641 

655 

667 

681 

696 

710 

724 

739 


AGE  24  A.  Pr.  $46.10  AGE  25  A 


$261 

■348 

435 

522 

609 

696 

7^3 

870 

957 

1,044 

1,131 

1,218 


93 

133 

174 

214 

257 

303 

350 

394 

438 


667 

681 

696 

710 

724 

739 

753 

769 


m 

402 

448 

496 

545 

599 

599 

599 

603. 

616 

628. 

641 

655 

667 

681 

696 

710 

724 

739 

753 

769 


20  Yr 

15  Yr  1 

Ex- 

Dist 

Dist.  jt 

:ended 

Cash 

Cash 

Mos 

$61 

$63 

6 

10 

94 

97 

9 

6 

136 

140 

12 

4 

176 

:180- 

15 

4 

218 

: 222 

18 

3 

262 

269 

20 

11 

308 

315 

23 

5 

356 

365 

25 

9 

401 

410 

28 

0 

448 

457 

30 

1 

496 

506- 

32 

1 

545 

^59 

34 

2 

598 

612  i 

612 

612  5 

626 

612^ 

642 

616 

p 

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628 

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675 

641 

675 

655. 

675 

667 

A 

681 

681 

! 

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696 

696 

710 

710 

1 

SH 

724 

724' 

1 

O 

739 

739. 

1 

753 

753 

o 

769 

769 

783 

783- 

$261 

348 
435 
522 
609 
696 
783 
- 870 
957 
1,044 

1,131 

1,218 


20  Yr 

15  Yr. 

Ex- 

Dist 

Dist  . 1 

tended 

Cash 

Cash; 

Yrs 

Mbs 

$63 

$64' 

6 11 

95 

- 98 

•9  7 

138 

141 

12  5 

180 

r84- 

15  4 

222 

226- 

18  1 

268 

273 

20  S 

I: 

315 

320 

23  ^ 

[' 

364 

371- 

25.  4 

!: 

410 

418 

27  ( 

457 

466 

29  e 

505 

515^ 

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557 

568 

33  '1 

r 

609 

622 

1 

625 

622 

639 

622 

655 

628 

e 

671 

641 

689 

655 

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Ph 

689 

667 

689 

681 

Hi 

696 

696- 

0 

710 

710 

Fh 

724 

724  ■- 

>< 

739 

739 

o 

753 

753 

-0 

769 

769: 

o 

783 

783- 

796 

796, 

1 : 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death 


EX.  TEW  MlSr*  JOINT  LIFE  ANNIjlTIFj 


POLICX  PTILL  PAID 


Loan,  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


FIVE  PER  GENT.  20  YEAR  BOLD  BOND  POLICY— $1,000. 

15  .PAYIVIEI^TS^ 


"AGE  3^“*  A.  Pr.  $62.24 


30  Yr 

Cisf 


Cash 


15  Yr  ] Ex- 

Dist'  3 tended 


Cash  ' 


AGE  40  A.  Pr.  $63.72 


•348 

435 

532 

609 

.696 

783 

870 

957 

X431 

li3I8 


$81 

134 

180 

234 

287 

346 

406 

470 

537 

587 

650 

7i5 

783 

801 

821 

840 

860 

881 

881 

881 

881 

890 

903 

916 

929 

942 

955 

967 


$84 

128 

185 

240 

296 

356 

419 

484 

544 

606 

671 

739 

809 

809 

809 

809 

823 

837 

851 

884 

877 

890 

903 

916 

929 

942 

955 

967 


AGE  42  A.  Pr.  $6r6.88 


20  Yr 
bist 


Cash 


Cash 


348 

435 

522 

609 

.693 

783 

870 

957 

1,044 

1,131 

1^18 


20  Yr. 

bist 


Cash 


127 

184 

238 

292 

352 

412 

478 

536 

598 

662 

727 

796 

816 

834 

a53 

874 

895 

895 


903 

916 

929 

942 

955 

967 

979 


$85 

131 

189 

245 

301 

364 

425 

493 

553 

617 

683 

752 

823 

823 

823 

823 

837 

851 

864 

877 

890 

903 

916 

929 

942 

955 

967 

979 


AGE  4X  A.  Pr.  $65.20 


Cash 


.348 

435 

522 

609 

696 

783 

870 

957 

1,044 

1431 

1,318 


129 

187 

243 

299 

359 

420 

487 

545 

608 

672 

740 

810 

829 


910 

910 

910 

910 

916 

929 

942 

955 

967 

979 

990 


133 

193 

251 

308 

371 

433 

502 

564 

628 

-694 

765 

838 

838 

838 

838 

851 

864 

877 

890 

903 

916 

929 

942 

955 

967 

979 

990 


88 

AGE  43  A.  Pr.  $68.56 

AGE  44  A 

. Pr,  $ 

70.3o 

20  Yr 

16  Yr 

Ex: 

20  Yr 

15  Yr 

Ex- 

ded. 

Pd-up 

bist 

Dist 

tended 

P<J-up 

Dist 

Dist 

tended 

all 

all 

1 

Dist 

Cash 

Cash 

; ^ 

S 

Dist 

Cash 

Cash 

d 

'S 

9 

$261 

$87 

, $90 

6 

7 

$261 

$90 

$93 

6 

6 

8 

.348 

134 

138 

:.8 

6 

348 

137 

.141 

8 

3 

6 

435 

194 

200 

10 

2 

435 

198 

204 

9 

11 

: 1 

522 

252 

.260 

11 

9 

522 

256 

264 

11 

5 

7 

609 

309 

318 

3 

609 

315 

325 

12 

10 

-0 

.696 

372 

384 

14 

7 

,696 

.378 

390 

14 

1 

3 

783 

'436 

449 

15 

10 

783 

442 

457 

1& 

4 

.6 

870 

504 

519 

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. 0 

870 

512 

529 

16 

..6 

10 

957 

565 

583 

18 

. 3 

957 

574 

592 

17 

,■8 

1 

1,044 

629 

650 

19 

:.5 

1,044 

639 

. '660 

18 

.9 

5 

1,131 

696 

718 

20 

8 

1,131 

707 

731 

19 

10 

11 

1,218 

765 

791 

21 

11 

1,218 

778 

804 

21 

0 

838 

867 

851 

881 

856 

867 

870 

881 

876 

867 

890 

881 

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895 

867 

910 

881 

916 

: 877 

H 

929 

890 

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937 

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2 

951 

903 

937 

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951 

916 

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955 

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1,002 

1,002 

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1,014 

1,014 

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1,014 

1,014 

1,024 

1,024 

$261 

348 

435 

522 

609 

696 

783 

870 

957 

1,044 

1,131 

1,218 


132 

191 

247 

304 

365 

428 

495 

556 

619 

684 

753 

823 

843 

863 

882 

902 

923 

923 

9^ 

923 

929 

942 

955 

967 

979 

990 

1,002 


136 

197 

254 

313 

377 

441 

510 

573 

638 

706 

778 

852 

852 

852 

852 

864 

877 

890 

903 

916 

929 

942 

955 

967 

979 

990 

1,002 


If  surrehderecf  fo'r  Paid-up,  amount  is  paid  at  once' at  death'. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0L1CY-$I, 000. 

1 5.  PAYMENTS.  


End 

AGE  45  A. 

Pp.  $72.21 

PidrUp 

20  Yr 

15  Yr  . 

Ex- 

of  . 

Dist  ; 

Dist  i 1 

fended 

Year 

all 

Dist 

Cash  1 

* 1 

Cash : 

>«■ 

I Mos 

3 

$261 

$91 

' $94  > 

'6 

■ 4 

4 

348 

140 

• 144 ; 

8 

0 

■ 3 

435 

201 

-'207 ; 

9 

'8 

(i 

522 

261 

269  ■ 

11 

1 

7 

609 

^0 

330; 

:i2 

5 

8 

696 

385 

397' 

1.3 

:8 

9 

783 

450 

465' 

14 

10 

10 

870 

521 

• 538; 

15 

10 

11 

957 

583 

603, 

■17 

: 0 

1*^ 

1,044 

650 

671- 

17 

11 

13 

1,131 

718 

.:743! 

?18 

11 

14 

1,218 

790 

817  i 

20 

1 

15 

865 

895': 

1 

16 

883 

895  i 

17 

903 

895’ 

18 

19 

923 

944 

895 

903 

0 

^0 

964 

916 

21 

964 

929 

22 

964 

942i 

i 

23 

964 

' 955 

1 

24 

967 

967: 

1 

’M 

25 

979 

. 979  i 

20 

990 

990' 

o 

27 

1,002 

1,002 

■ a 

28 

1,014 

1,014 

f ( 

P 

29 

1,024 

1,024 

, I 

30 

1,035 

1,035 

age  46  A.  Pp.  $74,10 


Pd-up 

all 

Dist 


348 

435 

522 

609 

696 

^783 

870 

967 

1^044 

1,131 

1,218 


15  Yx 
Dist 


Cash 


AGE  47  A.  :Pr.  $76.24 


Pd-up 

air 

Dist 


142 

-205 

265 

326 

^92 

458 

530 

■594 

660 

729 

803 

880 

898 

917 

937 

958 

979 

979 

979 

979 

979 

990 

1,002 

1,014 

1,024 

1,035 

1,045 


$95^ 

146 

211 

274 

335 

403 

472 

545 

612 

681 

754 

830 

910 

910 

910 

910 

916' 

929 

942 

955 

967 

979 

990 

1,002 

1,014 

1,024 

1,035 

1,045 


$261 

348 

435 

522 

609 

696 

783 

870 

957 

1,044 

1,131 

1,218 


Cash 


15  Yr  \ ex 

•Dist  jten'ded 


Cash  I ^ 


.0 


$95 

145 

209 

270 

331 

398 

466 

538 

603 

671 

741 

816 

893 

912 

932 

951 

971 

992 

992 

992 

992 

992 

1,002 

1,014 

1,024 

1,035 

1,045 

1,056 


$98 
149 
215 
27'8 
341 
410 
479  , 
553  j 
621 
690 

765 

842 

923 

923 

923 

923 

929 

942 

955 

967 

979 

990 

1,002 

1,014 

1,024 

1,035 

1,045 

1,056 


End 

AGE  48  A. 

Pp.'$7«.43 

of 

Year 

Pd-up 
all  - 
Dist 

20  Yr 
Dist 

16  Yr  i 

Dist  :i 

Ejt- 

Eeiided 

Cash 

Gash 

Mos 

3 

$261 

$97 

/$99 

5 

9 

4 

348 

147 

151 

' 7 

4 

5 

435 

213 

218 

: 8 

9 

6 

622 

275 

■282 

10 

0 

7 

609 

337 

1346: 

■41 

2 

8 

696 

405 

416. 

-12 

^ 2 

9 

-783 

■472 

487: 

13 

1 

10 

870 

545 

562i 

.13 

,11 

11 

957 

612 

6B0: 

;14 

10 

12 

1,044 

681 

.701 

15 

8 

13 

1,131 

753 

-776: 

16 

6 

14 

1,218 

827 

853 

17 

•6 

15 

907 

937 

16 

927 

937 

17 

945 

937 

18 

964 

937; 

19 

984 

942 

20 

1,005 

955 

oj 

21 

1,005 

967 

2-2 

1,005 

979' 

4-4 

23 

1,005 

990 

t 

3 

24 

1,005 

1,002 

FH 

25 

1,014 

1,014 

1 

>« 

26 

1,024 

1,024 

3 

O 

27 

1,035 

1,035 

i 

3 

28 

1,045 

1,^5 

i 

o 

29 

1,056 

r,056 

30 

1,065 

1,065 

AGE  49  A.  Pr.  $80.73 


Pd-up 

all 

Dist 


$261 

348 

435 

522 

609 

696 

•783 

870 

957 

1,044 

1,131 

1,218 


Cash 


Dist ; 'tended 


Cash! 


AGE  oO  A.  Pr.  $83.15 


Pd-up 

all 

Dist 


150 

217 

279 

342 

411 

480 

555 

621 

690 

763 

840 

921 

940 

959 

977 

997 

1,018 

1,018 

1,018 

1,018 

1,018 

1,024 

1,035 

1,045 

1,056 

1,065 

1.074 


$100- 
154 
222. 
287: 
352 
423  - 
'493: 
570: 
639 
711- 

787' 

867 

951 

951 

951 

951 

955 

967 

979: 

990; 

1,002 
1,014 
1,024 
1,035 
1,045 
1,056 i 
1,065' 
1,074 


$261 

348 

435 

522 

609 

696 

783 

870 

'957 

1,044 

1,131 

1'218 


20  Yr 

15  Yr- 

e: 

IC- 

Dist 

Dist  ■ 

tendef’i 

Cash 

Cash 

55 

1 

IS 

$99 

$102 

5 

5 

153 

157- 

6 

10 

■219 

226 

8 

1 

291 

9 

3 

347  ' 

356 

10 

2 

'416 

428' 

11 

1 

487 

601- 

11 

10 

662 

678 

1^ 

^•7 

630 

647 

IB 

'5 

701 

720 

1-4 

•2 

•774 

797; 

15 

0 

852 

878; 

15 

11 

934 

964 

953 

964 

972 

964 

990 

964 

, !■  010 

967 

1^031 

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1,031 

990 

1,031 

1,002 

A 

1,031 

1,014 

. i 

3 

1,031 

1,024 

1,035 

1,035 

>4 

1,045 

1,045 

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1,056 

1,056 

1,065 

1,065 

< 

O 

1,074 

1,074 

1,082 

1,082 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  . 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0LICY-$l,000. 


15  PAYMENTS. 


End 

AGE  61  A.  Pr.  $ 

8«.71 

AGE  52  A. 

Pr.  $88.41 

AGE  53  A 

. Pr.  $91.27 

20  Yr 

15  Yr 

Ex- 

20  Yr 

16  Yr 

Ex- 

20 Yr 

16  Yr 

Ex- 

of 

Pd-up 

Dist 

Dist 

tended 

Pd-up 

Dist 

Dist 

tended 

Pd-up 

Dist 

Dist 

tended 

all 

all 

all 

Year 

Dist 

Cash 

Cash 

Dist 

Cash 

Cash 

o 

S 

Dist 

Cash 

Cash 

o 

S 

3 

$261 

$102 

$104 

5 

2 

$261 

$103 

$106 

5 

0 

$261 

$1(H 

$107 

4 

9 

4 

348 

155 

159 

6 

7 

348 

158 

161 

6 

3 

348 

159 

163 

5 

11 

5 

435 

223 

228 

7 

9 

435 

226 

232 

7 

4 

435 

230 

235 

7 

0 

0 

522 

288 

295 

8 

9 

522 

292 

299 

8 

4 

522 

296 

303 

7 

11 

7 

609 

352 

361 

9 

8 

609 

358 

367 

9 

2 

609 

363 

372 

8 

8 

8 

696 

423 

435 

10 

6 

696 

429 

440 

9 

11 

696 

435 

445 

9 

5 

9 

783 

495 

508 

11 

3 

783 

501 

514 

10 

8 

783 

508 

521 

10 

1 

10 

870 

570 

586 

11 

11 

870 

578 

594 

11 

4 

870 

585 

600 

10 

9 

11 

957 

638 

656 

12 

9 

957 

647 

664 

12 

1 

957 

655 

672 

11 

5 

12 

1,044 

710 

731 

13 

5 

1,644 

720 

-740: 

12 

9 

1,044 

7.28 

749 

12 

1 

13 

1,131 

786 

809 

14 

3 

1,131 

796 

818- 

13 

6 

1,131 

806 

829 

12 

10 

14 

1,218 

864 

891 

15 

1 

1,218 

876 

902 

14 

•4 

1,218 

887 

914 

13 

7 

15 

949 

979 

962 

992 

975 

1,005 

10 

967 

979 

980 

992 

993 

1,005 

17 

985 

979 

998 

992 

1,010 

1.005 

18 

1,0M 

979 

p 

1,017 

992 

1,028 

1.005 

p 

19 

1,023 

979 

1,035 

992 

1,(H8 

1.005 

20 

1,043 

990 

S3 

1,056 

1,002 

1,067 

1,014 

o , 

21 

1,013 

1,002 

1,056 

1,014 

1,067 

1,024 

hM 

22 

1,013 

1,014 

1,056 

1,024; 

1,067 

1,035 

Hi 

.1 

23 

1,043 

1,024 

E 

1,056 

1,035 

1,067 

1,045 

p 

24 

1,013 

1,035 

Ph 

1,056 

1,045 : 

Pm 

11,067 

1,056 

Pm 

25 

1,045 

1,045 

N 

1,056 

1,056 

1,067 

1,065 

26 

1,056 

1,056 

o 

1,065 

1,065 

o 

1,074 

1,0^4 

o 

27 

1,065 

1,065 

1,074 

1,074 

1,082 

1,082 

s 

28 

1,074 

1,074 

o 

1,082 

1,082 

o 

O 

2^9 

1.082 

1,082 

PM 

PM 

End 

AGE  54  A. 

Pr.  $ 

94.31 

AGE  55  A. 

. Pr.  $ 

97.50 

AGE  56  A. 

Pr.  $100.92 

20  Yr 

15  Yr 

Ex- 

20 Yr 

15  Yr 

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If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid  up,  then  the  same. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  the  same. 


FIVE  PER  GENT.  20  YEAR  GOLD  BOND  P0LlCY-$!,000. 


20  PAYMENTS. 


AGE  21 

A;  Pr.  $56.91 

AGE  22 

A.  Pr.  $87.49 

End 

A€E  23  A.  Pr.  $38.13 

AGE  ^4  a:  Pr, 

P8.80 

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286 

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312 

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318 

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> A.  Pr.  $39.48 

AGE  26  A.  Pr.  $40.18 

End 

AGE  2; 

’ A.  Pr.  $40.92 

AGE  28  A.  Pr.  $41.69 

20  Yr 

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20 Yr 

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If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  the' same. 


FIVE  PER  CEKT.  20  YEAR  GOLD  BOND  P0L1GY-$1, 000. 

20  PAYMENTS. 


247 


A«E  29  A.  Pr.  $42.5 


AGE  30  A.  Pr.  $43.83 


AGE  31  A.  Pr.  $44.21 


AGE  32  A.  Pr.  $45.11 


Pd-up 

20  Yr 
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tended 

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all 

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all 

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157 

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180 

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184 

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188 

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A.  Pf . $46. 

07 

AGE  34 

A.  Pr.  $47. 

06 

End 

AGE  35 

A.  Pr. 

$48. 

12 

AGE  36 

A.  Pr. 

$49. 

20 

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20  Yr 
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tended 

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20  Yr 
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all  ■ 

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all 

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261 

$55 

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$56 

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If  surrendered  for  Paid-up,  amount  is  p^id  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  the  same. 


FIVE  PER  GENT.  20  YEAR  GOLD  BOND  POLICY-$I,000. 

20  PAYMENTS. 


AGE  37 

A.  Pr.  $50.32 

AGE  38 

A.  Pr.  $51.52 

End 

AGE  39 

A.  Pr.  $52.77 

AGE  40 

A.  Pr.  $54.11 

20  Yr 

Ex- 

20  Yr 

Ex- 

20  Yr 

Ex- 

20 Yr 

Ex- 

Pd-up 

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tended 

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of 

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tended 

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all 

all 

all 

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s 

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o 

$196 

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5 

7 

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$61 

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7 

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$63 

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6 

261 

93 

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94 

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4 

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326 

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326 

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392 

174 

10 

3 

392 

177 

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180 

10 

3 

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184 

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457 

213 

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457 

218 

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222 

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6 

457 

227 

11 

3 

522 

257 

13 

4 

522 

262 

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268 

12 

8 

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273 

12 

4 

587 

300 

14 

6 

587 

307 

14 

1 

9 

587 

313 

13 

9 

587 

318 

13 

5 

653 

347 

15 

6 

653 

355 

15 

2 

10 

653 

361 

14 

9 

, 653 

368 

14 

4 

718 

390 

16 

7 

718 

398 

16 

2 

11 

718 

405 

15 

9 

718 

412 

15 

4 

783 

433 

17 

6 

783 

442 

17 

0 

12 

783 

450 

16 

7 

783 

458 

16 

1 

848 

479 

18 

4 

848 

488 

17 

10 

13 

848 

497 

17 

4 

848 

506 

16 

10 

914 

526 

19 

2 

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536 

18 

8 

14 

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545 

18 

1 

914 

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17 

7 

979 

576 

20 

0 

979 

588 

19 

5 

15 

979 

596 

18 

10 

979 

607 

18 

2 

1.044 

626 

20 

11 

1.044 

637 

20 

4 

16 

1,044 

649 

19 

7 

1,044 

659 

18 

11 

1,109 

680 

21 

9 

1,109 

692 

21 

1 

17 

1,109 

703 

20 

4 

1,109 

714 

19 

6 

1.175 

735 

22 

8 

1,175 

746 

21 

10 

18 

1,175 

760 

21 

0 

1,175 

771 

20 

1 

1,240 

792 

23 

8 

1,240 

805 

22 

8 

19 

1,240 

818 

21 

9 

1,240 

831 

20 

10 

852 

867 

p 

20 

881 

p 

895 

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852 

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21 

881 

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895 

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852 

867 

23 

881 

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895 

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864 

877 

24 

890 

903 

877 

p 

890 

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25 

903 

3 

916 

890 

Fh 

903 

Fh 

26 

916 

P 

M 

929 

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903 

916 

27 

929 

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28 

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p 

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955 

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967 

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955 

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30 

967 

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979 

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AGE  41 

A.  Pr.  $55.49 

AGE  42 

1 A.  Pr.  $56.96 

End 

AGE  43  A.  Pr.  $58.52 

AGE  44  A.  Pr.  $60.15 

20  Yr 

Ex- 

20 Yr  1 

Ex- 

20 Yr 

Ex- 

20 Yr 

Ex- 

Pd-up 

Dist 

tended 

Pd-up 

Dist  1 

tended 

of 

Pd-up 

Dist 

tended 

Pd-up 

Dist 

tended 

all 

all 

all 

i/l 

all . 

Dist 

Cash 

o 

IS 

Dist 

Cash 

o 

Year 

Dist 

Cash 

o 

Dist 

Cash 

> 

1 

$196 

$65 

5 

5 

$196 

$67 

5 

4 

3 

$196 

$69 

5 

3 

$196 

$70 

5 

1 ^ 

261 

100 

7 

0 

261 

103 

6 

10 

4 

261 

104 

6 

9 

261 

107 

6 

7 

326 

145 

8 

5 

326 

149 

8 

3 

5 

326 

151 

8 

1 

326 

154 

710 

392 

188 

9 

9 

392 

192 

9 

6 

6 

392 

196 

9 

3 

392 

200 

9 

0 

457 

231 

10 

11 

457 

236 

10 

8 

7 

457 

240 

10 

5 

457 

245 

10 

1 

522 

278 

12 

1 

522 

283 

11 

9 

8 

522 

288 

11 

5 

522 

294 

11!  1 

587 

325 

13 

1 

587 

330 

12 

8 

9 

587 

337 

12 

4 

587 

343 

11 

11 

653 

375 

13 

11 

653 

381 

13 

6 

10 

653 

389 

13 

1 

653 

395 

12 

8 

718 

420 

14 

10 

718 

427 

14 

5 

11 

718 

435 

13 

,11 

718 

442 

13 

5 

783 

467 

15 

7 

783 

474 

15 

2 

12 

783 

483 

14 

7 

783 

491 

14 

0 

848 

515 

16 

4 

848 

523 

15 

9 

13 

848 

532 

15 

2’ 

848 

540 

14 

6 

914 

565 

16 

11 

914 

573 

16 

4 

14 

914 

583 

15 

8 

914 

592 

14 

11 

979 

616 

17 

7 

979 

626 

16 

10 

15 

979 

636 

16 

1 

979 

646 

15 

4 

1,044 

671 

18 

2 

1,044 

680 

17 

4 

16 

1,044 

692 

16 

7: 

1,044 

702 

15 

10 

1,109 

726 

18 

8 

1,109 

737 

17 

10 

17 

1,109 

748 

17 

1 

1,109 

760 

16 

3 

1,175 

784 

19 

3 

1,175 

796 

18 

5 

18 

1,175 

808 

17 

7 

1,175 

821 

16 

9 

1,240 

846 

19 

11 

1,240 

857 

19 

0 

19 

1,240 

870 

18 

2 

1,240 

883 

17 

4 

910 

910 

S 

923 

923 

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20 

21 

937 

937 

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951 

951 

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22 

937 

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910 

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937 

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951 

1- 

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929 

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24 

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25 

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f. 

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955 

26 

967 

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967 

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27  : 

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s 

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If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  the  same. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  P0L1CY-$I,000. 

20  PAYMENT^ 


249 


AGE  45 

A.  Pr. 

$61. 

88 

AGE  46 

A.  Pr. 

$63. 

71 

End 

AGE  47 

A.  Pr. 

$65. 

66 

AGE  48 

A.  Pr. : 

$67. 

73 

Pd-up 

20  Yr 
Dist 

Ex- 

tended 

Pd-up 

20  Yr 
Dist 

Ex- 

tended 

of 

Pd-iip 

20  Yr 
Dist 

Ex- 

tended 

Pd-up 

20  Yr  1 
Dist  1 

Ex- 

tended 

all 

Dist 

Cash 

o 

s 

all 

Dist 

Cash 

> 

o 

S 

Year 

all 

Dist 

Cash 

2 

o 

S 

Dist 

Cash  1 

> 

o 

s 

$196 

261 

$72 

110 

5 

6 

0 

5 

$196 

261 

$73 

112 

4 

6 

11 

3 

3 

4 

$196 

261 

$74 

114 

4 

6 

9 

• 1 

$196 

261 

$76 

116 

4 

5 

8 

10 

326 

158 

7 

8 

326 

161 

7 

5 

5 

326 

164 

7 

3 

326 

167 

7 

0 

392 

204 

8 

9 

392 

207 

8 

6 

6 

392 

211 

8 

3 

392 

215 

8 

0 

4^ 

249 

9 

10 

457 

254 

9 

6 

7 

457 

258 

9 

2 

457 

264 

8 

10 

522 

299 

10 

9 

522 

305 

10 

4 

8 

522 

311 

10 

0 

522 

316 

9 

7 

587 

350 

11 

6 

587 

355 

11 

1 

9 

587 

361 

10 

8 

587 

367 

10 

2 

653 

402 

12 

3 

653 

410 

11 

9 

10 

653 

416 

11 

2 

653 

423 

10 

8 

718 

449 

12 

11 

718 

457 

12 

4 

11 

718 

465 

11 

9 

718 

471 

11 

2 

783 

499 

13 

5 

783 

506 

12 

10 

12 

783 

514 

12 

2 

783 

522 

11 

7 

848 

549 

13 

10 

848 

557 

13 

2 

13 

848 

565 

12 

7 

848 

573 

11 

11 

914 

602 

14 

3 

914 

611 

13 

7 

14 

914 

619 

12 

11 

914 

628 

12 

3 

979 

655 

14 

8 

979 

666 

13 

11 

15 

979 

675 

13 

3 

979 

683 

12 

7 

1,044 

711 

15 

1 

1,044 

722 

14 

5 

16 

1,044 

732 

13 

8 

1,044 

741 

13 

0 

l’l09 

770 

15 

6 

1,109 

782 

14 

9 

17 

1,109 

792 

14 

1 

1,109 

801 

13 

4 

1 175 

831 

16 

0 

1,175 

843 

15 

2 

18 

1,175 

855 

14 

5 

1,175 

865 

13 

9 

1,240 

895 

16 

6 

1,240 

908 

15 

8 

19 

1,240 

921 

14 

11 

1,240 

933 

14 

2 

964 

964 

964 

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979 

979 

979 

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20 

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22 

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992 

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25 

1,002 

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1,014 

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26 

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AGE  49  A.  Pr.  ^ 


AGE  50  A.  Pr.  $72.27 


Pd-up 

20  Yr 
Dist 

Ex- 

tended 

all 

Dist 

Cash 

Mos 

$196 

$78 

4 

6 

261 

119 

5 

8 

326 

170 

6 

9 

392 

219 

7 

8 

457 

268 

8 

6 

522 

321 

9 

1 

587 

373 

9 

8 

653 

428 

10 

2 

718 

478 

10 

8 

783 

529 

11 

0 

848 

581 

11 

4 

914 

636 

11 

8 

979 

692 

11 

11 

1,044 

750 

12 

4 

1,109 

812 

12 

8 

1,175 

876 

13 

0 

1,240 

945 

1,018 

1,018 

13 

i 

5 

3 

1,018 

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PM 

1,018 

1,018 

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1,024 

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3 

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1,045 

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3 

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1,065 

1 

1,074 

< 

1 1 

3 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 


20  Yr 

Ex- 

Dist 1 

tended 

Cash 

> 

Mos 

fl? 

4 

6 

4 

6 

174 

6 

6 

223 

7 

4 

273 

8 

1 

326 

8 

8 

378 

9 

2 

435 

9 

8 

485 

10 

1 

636 

10 

6 

589 

10 

9 

643 

11 

1 

701 

11 

4 

760 

11 

8 

821 

12 

0 

886 

12 

4 

957 

1,031 

12 

9 

c 

1,031 

1,031 

P 

< 

M 

1,031 

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1,031 

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1.065 

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1- 

1,C82 

< 

f 

3 

M 

AGE  51  A.  Pr.  $74.76 


AGE  52  A.  Pr.  $77.43 


Pd-up 

20  Yr 

Ex- 

Pd-up 

all 

Dist 

20  Yr 

Ex- 

Dist 

tended 

Dist 

tended 

all 

Dist 

Cash 

> 

Mos| 

Cash 

Yrs 

Mos 

$196 

$81 

4 

3 

$196 

$82 

4 1 

261 

123 

5 

3 

261 

125 

4 1 

326 

176 

6 

3 

326 

180 

5 11 

392 

227 

7 

0 

392 

231 

6 8 

457 

277 

7 

8 

457 

282 

7 4 

522 

330 

8 

3 

522 

335 

7 10 

587 

384 

8 

9 

587 

390 

8 3 

653 

441 

9 

2 

653 

448 

8 8 

718 

491 

9 

7 

718 

499 

9 1 

783 

543 

9 

11 

783 

549 

9 4 

848 

596 

10 

2 

848 

603 

9 8 

914 

651 

10 

5 

914 

659 

9 11 

979 

707 

10 

8 

979 

716 

10  1 

1,044 

767 

11 

0 

1,044 

776 

10  5 

1,109 

830 

11 

4 

1,109 

839 

10  8 

1,175 

897 

11 

8 

1,175 

906 

11  0 

1,240 

966 

12 

1 0 

1,240 

977 

1,056 

11  4 

1,043 

e. 

3 

1,043 

I-H 

1,056 

HH 

1,043 

P4 

1,056 

PM 

1,043 

K 

-q 

1,056 

Hi 

1,043 

1,045 

¥ 

A 

3 

1,056 

1,056 

P 

1,056 

PH 

1,065 

pH 

1,065 

1,074 

\ 

1 

1 

3 

■H 

1,074 

1,082 

e 

M 

1,082 

1 

< 

3 

H-q 

O 

PM 

PM 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death. 


Loan  VMue  each  Year  is  same  as  Cash  Value  of  next  Year  until  paid-up,  then  the  same^ 


If  surrendered  fpr  Pai^-up,.  amount  ijs  paid  at.  once  aCdeath. 


Loan  Value  each  Year  is  same 


Cash  Value  of  next  Year  until  maturity. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  END0WMENT-$l,000. 


10  YEAR  ENDOWMENT— 10  YEAR  DISTRIBUTION. 


age  21 

L.  Pr.  S139.ll 

AGE  22 

A Pr.  $139.23  i 

AGE  23 

Pr.  $139.33  £ 

AGE  24 

L.  Pr.  $139.45  I 

AGE  25 

L Pr.  $139.58 

of 

10  Yr 

Dist 

i 

10  Yr 

Dist 

Paid-up  . . 

10  Yr 
iDist  ] 

Paid-up 

10  Yr 
Dist  ] 

Paid-up 

lu  xr 

Dist 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

9 

$392 

522 

653 

783 

914 

1,044 

1,175 

$201 

365 

536 

680 

827 

977 

■1,130 

$392. 

622 

663 

783 

914 
1,044  I 
1,175 

$201 

365 

536 

680 

827 

977 

1,130 

$392 

522 

653 

783 

914 

1,044 

1,175 

$201 
365 
■ 536 
680 
827 
977 
1,130 

$392 

522 

653 

783  j 
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1,(H4 
1,176.  . 

1 

$201 

365 

536 

680 

.827 

977 

1430 

$392 

522 

653 

783 

914 

1,044 

1,175 

$201  ' 
365 

536 

680 

827 

977 

1,130 

'■  End 
‘ of 

AGE  20 

OL.  Pr-  S139.73 

AGE  27 

A.  Pr.  $139.87 

AGE  28 

A.  Pr.  $140.03 

AGE  29  1 

A.  Pr.  $140.20 

AGE 

A.  Pr  . $ 

30 

140.38 

Paid-Up 

'la.Yr 
; Dist 

IQ  Yr 

Dist 

10  Yr 

; Dist  : 

Paid-up 

lO.Yr 

Dist 

Paid-up 

10  Yr 

Dist 

Year 

• Cash 

1 Cash  • 

. Cash 

1 Cash 

Cash 

s 

4 

; 3 

6 

7- 

: 8 
\ ® 

$392 
522 
653 
783 
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1,044  t 
1,176 

$201 
364 
. 536 
679 
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522 

653 

783 

914 

1,044 

1,175 

• $201 
i 364 
! 636 
, 679 

5 827 
; 977 
|1,130  : 

$392 

522 

653 

783 

914 

1,044 

1,175 

$201 

364 

536 

679 

827 

977 

1,130 

$392 

522 

653 

783 

914 

1,044. 

1,175 

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: 364 

■ 536 
679 

^ 827 

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1,175  . 

$200  ■ 
364 

535 

679 

827 

976  , 
1,180 

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of 

' -AGE  31 

A.  Pr.  S14G.5e 

AOI 

A.  Pr.  8 

3!  32 

^140.77 

AGE  33 

A.  Pr.  $140.98 

• AGE  34  ^ 

A.  Pr.  $141.23 

17.  AGE  35  : 

A.  Pr.  $141.48 

Paid-lip 

: 10  Yr ' 
Dist 

Paid-up 

, 10  Yr' 
Dist 

Paid-up 

,10  Yr 
: Dist 

Paidrup 

;10  Yr 

’ Dist 

Paid-up 

10  Yr 

■ Oist: 

Year- 

‘ Cash 

• Cash 

' Cash 

■ Cash 

i 

Cash  • 

3 

4 

5 

6 

’ 7 

8 

9 

$392 

522 

653 

783 

914 

1,044 

1,175 

$200 
; 364 
i 535 
; 679 
827 
976 
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{ 

$392 

522 

653 

783 

914 

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1,175 

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535 
' 679 
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535 
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; 535 
679 
= 826 
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1,130 

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522 
653 
783 
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1,^4 
1,175  - 

$^0 
i 364  ■ 
535  ; 
679 
• 823 
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. 1.129 

If  surrendered  for  PaidrUp,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


FIVE  PER  GENT.  20  YEAR  GOLD  BOND  END0WMENT-$l,000. 


10  YEAR  ENDOWMENT— 10  YEAR  DISTRIBUTION. 


AGE 

36 

AGE 

37 

AGE  38 

AGE  39 

AGE  40 

End 

A.  Pr.  $141.76 

A.  Pr.  $142.06 

A.  Pr.  $142.36 

A.  Pr.  $142.71 

A.  Pr.  $143.11 

10  Yr 

10  Yr 

•10  Yr 

10  Yr 

10  Yr 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up ' 

. ,lDist 

Paid-up 

Dist 

Paid-up 

Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$392 

$200 

$392 

$200 

$392 

$200 

$392 

$200 

$392 

^00 

4 

522 

364 

522 

364 

522 

363 

522 

363 

522 

363 

5 

653 

5a5 

653 

535 

653 

534 

653 

534 

653 

534 

6 

783 

677 

783 

677 

783 

677 

783 

677 

783 

677 

7 

914 

826 

914 

826 

914 

826 

914 

825 

914 

825 

8 

1,044 

976 

1,044 

976 

1,044 

975 

1,044 

975 

1,044 

975 

9 

1,175 

1,129 

1,175 

1,129 

1,175 

1,129 

1,175 

1,129 

1,175 

1,129 

AGE 

41 

AGE 

42 

AGE  43 

I AGE  44 

AGI 

: 46 

End 

A.  Pr.  $143.61 

A.  Pr.  $143.98 

A.  Pr.  $144.49 

A Pr.  $146.06 

A.  Pr.  $146.68 

10  Yr 

10  Yr 

10  Yr 

10  Yr 

10  Yr 

Year 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$392 

$200 

$392 

$200 

$392 

$200 

$392 

$200 

$392 

$198 

4 

522 

363 

522 

363 

522 

363 

522 

363 

522 

361 

5 

653 

534 

653 

534 

653 

632 

653 

532 

653 

532 

6 

783 

676 

783 

676 

783 

676 

783 

675 

783 

675 

7 

914 

825 

914 

825 

914 

823 

914 

823 

914 

822 

8 

1,044 

976 

1,044 

976 

1,044 

974 

1,044 

974 

1,044 

974 

9 

1,176 

1,129 

1,175 

1,129 

1,175 

1,128 

1,176 

1,128 

1,175 

1,128 

AGE 

1 46 

AGE  47 

AGE 

48 

AGE  49 

AGE  60 

End 

A.  Pr.  3146.39 

A.  Pr.  $147.16 

A.  Pr.  $148.08 

A.  Pr.  $148.98 

A.  Pr.  $160.04 

of 

10  Yr 

10  Yr 

10  Yr 

10  Yr 

10  Yr 

Year 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$392 

$198 

$392 

$198 

$392 

$198 

$392 

$198 

$392 

$197 

4 

522 

361 

522 

361 

522 

360 

522 

360 

522 

360 

S 

653 

631 

653 

531 

653 

531 

653 

630 

653 

529 

6 

783 

675 

783 

673 

783 

673 

783 

672 

783 

671 

7 

914 

822 

914 

821 

914 

821 

914 

820 

914 

818 

8 

1,044 

972 

1,044 

972 

1,044 

971 

1,044 

970 

1,044 

970 

9 

1,175 

1,128 

1,176 

1,126 

1,175 

1,126 

1,175 

1,126 

1,175 

1,125 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity^ 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  ENDOWMENT-$I,000.  ^ 

10  YEAR  ENDOWMENT— 10  YEAR  DISTRIBUTION. 

age  51 

x»T.  ftl  J 

AGE  52 

Pr.  $152  49  i 

AGE  53 

i..  Pr.  $153.90  i 

AGE  54 

L Pr.  $155.46  £ 

OO 

L.  Pr.  $157.19 

End  ^ 
of 

Year 

Paid-up 

10  Yr 

Dist 

Cash 

Paid-up 

10  Yr 
Dist 

Cash 

Paid-up 

10  Yr 

1 Dist  ] 

Paid-up 

10  Yr 
Dist  1 

Paid-up 

10  rr 

Dist 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

9 

$392 

522 

653 

783 

914 

1,044 

1,175 

$197 

359 

529 

669 

817 

968 

1,125 

$392 

522 

653 

783 

914 

1,044 

1,175 

$197 

358 

527 

668 

816 

967 

1,124 

$392 

522 

653 

783 

914 

1,044 

1,175 

$196 

358 

526 

667 

814 

966 

1,122 

$392 

522 

653 

783 

914 

1,044 

1,175 

. 

$196 

356 

525 

666 

813 

964 

1,122 

$392 

522 

653 

783 

914 

1,044 

1,175 

$196 

355 

523 

664 

812 

963 

1,121 

AGE 
A..  Pr.  $ 

50 

159.07 

AGE  57  ^ 

A.  Pr.  $101.14 

AGE  58 

A.  Pr.  $103.44 

AGE  59 

A.  Pr.  $105.90 

AGE  OD 

A.  Pr.  $168.75 

of 

Year 

10  Yr 
Dist 

Paid-up 

10  Yr 

Dist 

Paid-up 

10  Yr 
Dist 

Paid-up 

10  Yr 
Dist 

Cash 

Paid-up , 

lu  I r 

Dist 

Cash 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

9 

$392 

522 

653 

783 

914 

1,044 

1,175 

$194 

354 

521 

662 

809 

960 

1,120 

$392 

522 

653 

783 

914 

1,044 

1,175 

$193 

352 

519 

659 

806 

959 

1,118 

$392 

522 

653 

783 

914 

1,044 

1,175 

$193 

351 

517 

658 

805 

957 

1,117 

$392 

522 

653 

783 

914 

1,044 

1,175 

$192 

350 

515 

655 

801 

954 

1,116 

$392 

522 

653 

783 

914 

1,044 

1,175 

$191 

348 

513 

651 

799 

951 

1,113 

End 

of 

Year 

AGI 
A.  Pr.  i 

S 61 

H71.82 

AGI 

A.  Pr.  S 

S 02 

5175.20 

AGE  63 

A.  Pr.  $178.92 

AGE  04 

A.  Pr.  $183.03 

AGE  05 

A.  Pr.  $187.54 

Paid-up 

10  Yr 
Dist 

Paid-up 

10  Yr 
Dist 

Paid-up 

10  Yr 
Dist 

Paid-up 

10  Yr 
Dist 

Paid-up 

10  ir 
Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

9 

$392 

522 

653 

783 

914 

1,044 

1,175 

$191 

346 

510 

649 

796 

949 

1,112 

$392 

522 

653 

783 

914 

1,044 

1,175 

$189 

343 

506 

645 

792 

945 

1,109 

$392 

522 

653 

783 

914 

1,044 

1,175 

$188 

342 

504 

641 

788 

942 

1,107 

$392 

522 

653 

r83 

914 

1,044 

1,175 

$187 

339 

500 

637 

783 

937 

1,104 

$392 

522 

653 

783 

914 

1,044 

1,175 

$184 

337 

496 

633 

778 

933 

1,101 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  END0WMENT-$l, 000. 

15  YEAR  ENDOWMENT— 15  YEAR  DISTRIBUTION. 


AGE 

21 

AGE 

22 

AGE 

23 

AGE 

24 

AGE 

25 

End 

A.  Pr.  ^ 

589.22 

A.  Pr.  S 

589.35 

A.  Pr.  $89.48 

A.  Pr.  $89.61 

A.  Pr.  R 

589.74 

15  Yr 

15  Yr' 

Yr 

15  Yr 

15  Yr 

Year 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Cash 

Cash 

Cash 

Cash  ' i 

■ Cash 

3 

$261 

• $119 

$261 

$119 

$261 

$119 

$261 

$119 

$261 

' $119 

4 

348 

217 

348 

217 

348 

217 

348 

217 

348 

• 217 

5 

435 

318 

435 

318 

435 

318 

435 

318 

435 

. 318 

6 

522 

395 

622 

. 396 

522 

395 

522 

395 

622 

‘ 395 

‘7 

609 

476 

609 

476 

609 

476 

609 

476 

609 

476 

8 

696 

562 

696 

562 

696 

562 

696 

562 

696 

562 

0 

783 

: 655 

783 

: 654 

783 

. 654 

783 

654 

783 

654 

10 

870 

752 

870 

' 752 

870 

752 

870 

752 

870 

; 752 

11 

957 

■ 855 

957 

855 

957 

855 

957 

• 853 

957 

: 853 

12 

1,044 

963 

1,044 

963 

1,044 

: 963 

1,044 

963 

1,044 

963 

13 

1,131 

'1,079 

1,131 

1.079 

1,131 

1,079 

1,131 

1,078 

1,131 

•1,078 

14 

1,218 

1,189 

1 

1,218 

i 1,189 

1,218 

; 1,189 

1,218 

jl,189 

1,218 

.1,189 

i 

1 

AGE 

26 

AGE 

27 

AGE 

; 28 

AGE 

29. 

AGE 

30 

Eiid 

A.  Pr.  ^ 

589.90 

A.  Pr. 

CD 

0 

b 

-a 

A.  Pr.  9 

S90.24 

A.  Pr.  S 

B90.44 

A.  Pr.  i 

B90.63 

pf 

• 15' Yr 

, 15  Yr 

;i5  Yr 

;ifrYr 

:16  Yr 

Paid-up 

• Dist 

PaSd^up 

Paid-up 

1 Dist 

Paid-up 

: Dist 

Paid-up 

; Dist 

Cash 

Cash 

■ Cash 

' Cash 

Cash 

3 

$26T 

= $119 

$261 

$119 

$261 

$119- 

$261 

; $119 

$261 

$119 

4 

348 

217 

348 

217 

348 

217 

ms 

217 

348 

; 217 

5 

<435 

^ 318 

435 

318 

435 

31-8 

435 

318 

435 

318 

6 

•522 

; 395 

522 

395 

522 

395 

522 

395 

522 

394 

7 

609 

{ 476 

609 

476 

609 

476 

609 

476 

609 

476 

8 

696^ 

1 6j62 

696 

562 

696 

562 

696 

562 

696 

562 

9 

783 

! 654 

: 783 

' 654 

783 

: 654 

783 

. 654 

783 

654 

10 

870 

■ 750 

870 

750 

870 

750 

870 

; 750 

870 

750 

11 

957 

1 853 

957 

: 853 

957 

■ 853 

957 

} 853 

957 

' 853 

12 

1,044 

963 

1,044 

. 963 

1,044 

: 963 

1,044 

! 962 

1,044 

- 962 

13 

1,131 

1,078 

1,131 

. 1,078 

1,131 

' 1,078 

1,131 

a,078 

1,131 

1,078 

14 

1,218 

\ 1,189 

t 

1,218 

1,189 

1,218 

1,189 

1,218 

11,189 

i 

1,218 

1,189 

AGE  31 

AGE.  32 

AGE 

33  ‘ 

AGE 

: 34-- 

AGE 

3 35 

End' 

A.Pr. 

$90.86 

A:  Pr. 

$01.08 

A.Pr,! 

S91.34 

A.  Pr.  I 

$91.61 

A.  Pr. ! 

$91.91 

of 

15  Yr 

; K Yr 

• 15  Yf 

16  Yr 

’15  Yr 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

; Gist 

Cash 

• Cash 

^ Cash 

Cash 

Cash 

3 

32Q1 

$119 

$261 

^ $119 

$261 

■ $149 

$261 

I: 

• $11^ 

$261 

$1'19 

■4 

• 348 

^ 217 

348 

: -^17 

348 

247 

348 

; 217 

-348 

; 217 

• 5 

435 

; 318 

435 

348 

• 435 

. 318 

435 

318 

435 

318 

'■  :6 

■ '522 

: 394 

522 

i 394 

522 

1 -394 

522 

’ 394 

:522 

394 

■-  7 

6t)9 

! - 476 

609 

: 475 

' 609 

• 475 

609 

' 4 75 

■609 

^ 475 

• ■ 8. 

'696 

: 562. 

696 

i;  561 

' , 696 

i 

696 

; .661 

696 

■ -.i.l 

; 561 

9 

783 

! 654 

783 

5 653 

783 

653 

783 

• 653 

783 

^ 653 

10 

870 

; 750 

870 

f 750 

870 

i 750 

’ 870 

j 749 

870  1 

749 

11 

- 957 

; 853 

957 

\ 852 

957 

= 852 

957 

? 852 

957 

? 852 

12 

1,044 

962 

1,044 

1 962 

1,044 

1 962 

1,044 

i 962 

1,044 

: 962 

13 

1,131 

: 1,078 

1,131 

! 1,078 

1,131 

• 1,078 

1,131 

•‘1.077 

1,131 

1, 077 

14 

1:218 

^ 1,189 

1,218 

! 1,189 

1,218 

1,189 

1,218 

:l,188 

1,218 

-1,188 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  END0WMENT-$l,000. 

15  YEAR  ENDOWMENT-15  YEAR  DISTRIBUTION. 


age  30 

A.  Pr.  $92.24 

AGE  37 

A.  Pr.  $92.59 

age  38 

A.  Pr.  $92.98 

age  39 

A.  Pr.  $93.40 

AGE  40 

A.  Pr.  $93.87 

of 

16  Yr 
Dist 

Paid-up 

15  Yr 

Dist 

Paid-up  , 

15  Yr 
Dist 

Paid-up 

15  Yr 

Dist 

Paid-up 

15  Yr 

Dist 

Year 

Gash 

Ga.sli 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

$261 

348 

435 

522 

609 

696 

$119 

217 

318 

394 

475 

561 

$261  • 
348 
435 
522  ■ 

609 
696 

$119 

217 

317 

394 

475 

561 

$261  . 
348 
435  ; 

522  » 

609  ! 
696 

$119 

217 

317 

394 

475 

661 

$261 

348 
435  ; 

522 
609 
696 

$119 

217 

317 

394 

475 

560 

$261 

34'8  . 

435 

522 

609 

696 

$119 

217 

317 

394 

475 

560 

9 

10 

11 

12 

13 

14 

.783 

870 

957 

1,044 

1,131 

1^218 

653 

749 

852 

960 

l,-077. 

1,188: 

783 

,870 

.^7 

1|044. 

i,iai 

1,218. 

653 

749 

851 

960 

1,077. 

1,188- 

783 

• 879  . 
957 

1,044'  ^ 
1,131 
1,218 

651 

749 

851 

960 

1,077 

1,188 

783 
870  i 
957  1 
1,044  . ' 
1,131;  , 
1,218  1 

651 

I 748 
' -851 
,960 
1,075 
[1,188 

783 

870 

957 

1,044 

1,131 

1,218. 

, 651 
-748 
• 851 

959 

1,075 

l488 

End  ■ 

of 

AGE 
A.  Pr.  3 

41/ 

94.39 

AGE 

A.  Pr.'3 

42 

94.96 

AGE  43 

A.  Pr.  $95.59 

AGE  44 

A.  Pr.  $96.31 

AGE  45 

A.Pr..$97.09 

Paid-up 

15  Yr 
Dist 

Paid-up^ 

14  Yr 
Dist 

Paid-Up 

16  Yr 
' Dist 

Paid-up 

. 15  Yr 
Dist 

Paid-up 

15  Yr 

Dist 

, Year 

cash 

Gash 

■ Cash 

Cash 

Cash 

3 

4 

3 

6 

7 

i s 

$261 

348 

435 

522 

609 

696 

$119 

217 

317 

394 

474 

560 

$261 

348 

435 

522 

609 

696 

$119 

217 

5 817 
■ 394 

474 
i 560 

$261 

348 

435 

522 

609 

696 

$119 
217 
317 
393 
474 
, 560 

$261 

348 

435 

522 

609 

696 

$119 
217 
.317 
393 
; 474 

559 

$261 

348 

435 

522 

609 

.696 

$119 
217 
317 
j393 
, 474 
; .559 

9 

10 
‘ 11 
12 

4 13^ 

> IW 

; 783 
; 870 
957 
j 1,044 
11,131: 

! 1^218 

651 
; 748 
; -850 
/ 959 
1,0761 
^486^ 

, .783 
870 
i ,957 
ll4Q44t 
1,131: 

; 1,-218 . 

650 
:746 
t 850 

1 958 
i 1,074^ 

1 1,186' 

.783 

870 

957 

1,044 

1,131'. 

1,218:. 

650 

■ -746 
, 848 

■ 958 
n,074!- 

1,186 : 

I 

783 

.8.T-0 

957 

1,044' 

1431, 

1,218  i 

650 
746 
• 848 
; *957 
: 1,-073 
ilvl85. 

'783 

870 

957 

1,014- 

1,131 

1,218. 

649 
745 
817 
: -957 
1,073 
'•  1,185 

'1  End 
i of 

AQI 
A.  Pr. 

3 46 

$97.95 

AGI 

A.  Pr. 

3 47 

$98.93 

AGE  48 

A.  Pr.  $100.02 

AGE  49 

A.  Pr.  $101.20 

AGE  50 

A.  Pr.  $102.51! 

Paid-up 

15  Yr 
Dist 

Paid-up 

15  Yr 
Dist 

Paid-up 

15  Yr 
Dist 

Paid-up 

15  Yr 
Dist 

Paid-up 

15  Yr 

Dist 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

4 

- 6 

i ^ 

1 8 

$261 

348 

435 

522 

609 

696 

$119 

217 

317 

393 

472 

559 

$261 

348 

435 

522 

609 

696 

$119 

217 

817 

393 

472 

557 

$261 

348 

435 

522 

609 

696 

$119 

217 

317 

393 

472 

557 

$261 

348 

435 

522 

609 

696 

$119 

215 

317 

392 

471 

556 

$261 

34S 

435 

522 

609 

696 

$119 

215 

316 

892 

471 

555 

■■  9 

; lo 
\ 11 

1 13 

14 

783 

870 

957 

1,044 

1,131 

1,218 

649 

744 

847 

955 

1,071 

1,185 

783 

870 

957 

1,044 

1,131 

1,218 

647 

744 

846 

954 

1,071 

1,184 

783 

870 

957 

1,044 

1,131 

1,218 

646 

743 

844 

953 

1,070 

1,184 

783 

870 

957 

1,044 

1,131 

1,218 

646 

741 

843 

951 

1,069 

1,182 

783 

870 

957 

1,044 

1,131 

1,218 

645 
740 
842 
950 
1,067 
1,182  . 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


"^FIVE  PER  CENT.  20  YEAR  GOLD  BOND  END0WMENT-$l,000. 


15  YEAR  ENDOWMENT— 15  YEAR  DISTRIBUTION. 


AGE 

51 

AGE  52 

AGE  53 

AGE 

54 

AGE  55 

End 

A.  Pr.  $ 

103.96 

A.  Pr.  $105  55 

A.  Pr.  $107.32 

A.  Pr.  $109.27 

A.  Pr.  $111.41 

15  Yr 

15  Yr 

15  Yr 

15  Yr 

15  Yr 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

'iear 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$261 

$119 

$261 

$119 

$261 

$119 

$261 

$119 

$261 

$119 

4 

348 

215 

348 

215 

348 

215 

348 

215 

348 

214 

5 

435 

316 

435 

316 

435 

315 

435 

315 

435 

313 

6 

522 

390 

522 

390 

522 

389 

522 

389 

522 

388 

7 

609 

470 

609 

468 

609 

467 

609 

467 

609 

466 

8 

696 

553 

696 

552 

696 

551 

696 

549 

696 

548 

9 

783 

643 

783 

642 

783 

639 

783 

638 

783 

636 

10 

870 

739 

870 

736 

870 

735 

870 

732 

870 

731 

11 

957 

839 

957 

838 

957 

m7 

957 

834 

957 

831 

12 

1,044 

949 

1,044 

947 

1,044 

945 

1,044 

942 

1,044 

940 

13 

1,131 

1,066 

1,131 

1,065 

1,131 

1,062 

1,131 

1,061 

1,131 

1,058 

14 

1,218 

1,181 

1,218 

1,180 

1,218 

1,178 

1,218 

1,177 

1,218 

1,176 

AGE 

56 

AGE 

1 57 

AGE  58 

AGE 

! 59 

AGE 

5 60 

End 

A.  Pr.  $ 

113.78 

A.  Pr.  3 

(116.39 

A.  Pr.  $119.25 

A.  Pr.  S 

(122.41 

A.  Pr.  S 

5125.89 

of 

15  Yr 

15  Yr 

15  Yr 

16  Yr 

16  Yr 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$261 

$119 

$261 

$119 

$261 

$119 

$261 

$117 

$261 

$117 

4 

348 

214 

348 

214 

348 

214 

348 

213 

348 

213 

5 

4a5 

313 

435 

312 

435 

312 

435 

311 

435 

311 

6 

522 

386 

522 

385 

522 

384 

522 

382 

522 

381 

7 

609 

465 

609 

462 

609 

461 

609 

459 

609 

457 

8 

69C 

547 

696 

544 

696 

643 

696 

540 

696 

538 

9 

783 

634 

783 

632 

783 

629 

783 

626 

783 

622 

lO 

870 

728 

870 

724 

870 

722 

870 

719 

870 

715 

11 

957 

829 

957 

825 

957 

822 

957 

818 

957 

814  ^ 

12 

1,044 

937 

1,044 

934 

1,044 

930 

1,044 

927 

1,044 

923 

13 

1,131 

1,056 

1,131 

1,053 

1,131 

1,051 

1,131 

1,047 

1,131 

1,043 

14 

1,218 

1,175 

1,218 

1,173 

1,218 

1,171 

1,218 

1,168 

1,218 

1,167  ' 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  a5  Cash  Value  of  next  Year  until  maturity. 


FIVE  PER  GENT.  20  YEAR  GOLD  ROND  END0WMENT-$l,CC0. 


20  YEAR  ENDOWMENT— 20  YEAR  DISTRIBUTION. 


AGE  21 

A -Pr.  Si64.0O 

AGE  22 

A.  Pr.  $65.04 

AGE 

A.  Pr.  $' 

23 

65.18  j 

AGE  24 

Pr.  $65.34  . 

AGE 

4.  Pr.  $< 

25 

35.48 

of 

20  Yr 

^•aid-up 

20  Yr 

Dist 

Paid-up  . 

20  Yr 
Dist  I 

’aid-up 

20  Yr 
Dist  I 

’aid-up  . 

20  Yr 

Dist 

Year 

Paid-up 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 
19 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1 240 

$80 

145 

213 

264 

318 

376 

437 

501 

569 

642 

719 

792 

869 

949 

1,031 

1,118 

1.210 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

642 

719 

792 

868 

949 

1,031 

1,118 

1,210 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

145 

213 

264 

318 

376 

436 

501 

569 

642 

719 

792 

868 

947 

1,031 

1,118 

1,210 

$196 

261 

326 

392 

4.57 

522 

587 

6.53 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

642 

719 

792 

868 

947 

1,031 

1,118 

1,210 

$196 

261 

326 

392 

457  . 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

642 

718 

792 

868 

947 

1,031 

1,118 

1,210 

End 

of 

AGE  26 

A.  Pr.  $65.67 

AGE 

A.  Pr. 

27 

565.86 

AGE  28 

A.  Pr.  $66.05 

AGE 
A.  Pr.  5 

29 

566.27 

AGE 

A.  Pr.  S 

30 

g66.50 

Paid-up 

20  Yr 

Dist 

Paid-up 

20  Yr 
Dist 

Paid-up 

20  Yr 

Dist 

Paid-up 

20  Yr 
Dist 

Paid-up 

Dist 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 
19 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

642 

718 

791 

868 

947 

1,031 

1,118 

1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

642 

718 

791 

868 

947 

1,031 

1,118 

1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 

718 

791 

868 

947 

1,031 

1,117 

1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 

718 

791 

868 

947 

1,031 

1,117 

1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 

718 

791 

867 

947 

1,030 

1,117 

1,208 

End 

of 

AGl 

A.  Pr. 

3 31 

$66.76 

AGl 

A.  Pr 

S 32 

$67.04 

AGE  33 

A.  Pr.  $67.32 

AG] 
A.  Pr. 

B 34 

$67.66 

AGE  30 

A.  Pr.  $68.03 

Paid-up 

20  Yr 

Dist 

Paid-up 

20  Yr 
Dist 

Paid-up 

20  Yr 
, Dist 

Paid-up 

20  Yr 

Dist 

Paid-up 

20  Yr 
Dist 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

4 

5 

6 

7 

8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 
19 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 
848 
914 
979 
1,044 
■ 1,109 
1,175 
1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 

718 

791 

867 

946 

1,030 

1,117 

1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 
■ 718 
791 
867 
; 946 
1,630 
1,117 
1^208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 

718 

791 

867 

946 

1,030 

1,117 

1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

264 

318 

376 

436 

501 

569 

641 
• 718 
790 
867 
946 
1,030 
1,117 
1,208 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$80 

145 

213 

265 

318 

376 

436 

501 

569 

641 

716 

790 

867 

946 

1,028 

1,116 

1,208 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


. Loan  Value  each  Year  is  same  as  Cash  V.alue  of  next  Year  until  maturit5^ 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  £NDOWMENT-$l,OOOr 


20  YEAR  ENDOWMENT— 20  YEAR  DISTRIBUTION. 


AGS 

36 

AGE 

37 

AGE 

38 

AGE 

39 

: AGE 

40 

End 

A.  Pr.  $68.41 

A.  Pr. 

B68.85 

A.  Pr.  S 

569.33 

A.  Pr.  $69.84 

A.  Pr.  $70.44 

of 

20  Yr 

-.20  Yr 

20  Yr 

• 20  Yr 

,20  Yr 

Year 

Paid-up 

. Dist  . 

Padd-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

’ Dist 

Cash 

Cash; 

Cash 

• Cash 

Cash 

3 

$196 

$80 

$196. 

$80 

$196 

$80 

$196 

$80 

$196 

$81 

4 

261 

• 145 

261 

145 

261 

146 

261 

146 

261 

146 

5 

326 

214 

326 

214 

326 

214 

326 

214 

326 

214 

6 

3^ 

265 

392 

265 

392 

265 

392 

265 

392 

266 

7 

# 457 

318 

457 

318 

457 

318 

457 

320 

. 457 

320 

8 

522 

: 376 

522 

. 376 

522 

, 376 

522 

377 

522 

377 

9 

587 

436 

587 

437 

587 

437 

587 

437 

■ 587 

487 

lO 

653 

; 501 

653 

501 

653 

501 

653 

: 501 

653 

: 501 

11 

718 

569 

718 

; 569 

718 

569 

718 

569 

718 

569 

12 

783 

641 

783 

641 

783 

' 641 

783 

^ 641 

783 

641 

13 

848 

716 

848 

716 

848 

; 716 

848 

! 716 

848 

716 

14 

914 

790 

914 

790 

914 

790 

914 

; 790 

. 914 

788 

15 

979 

865 

979 

865 

979 

865 

979 

: 865 

979 

864 

l(y 

1.014 

945 

1,044 

945 

1,044. 

945 

1,044 

944 

1,044 

944 

17 

1,109 

1.028 

1,109 

1,028 

1,109  : 

1,027 

1,109  : 

: 1.027 

1,109 

1,027 

18 

1,175 

1.116 

1,175 

1,116 

1,175 

1,114 

1.175 

1,114 

1,175 

1,114 

19 

1,240 

1.207 

1,240 

1.207 

1.240  • 

1,207 

1,240 

1,207 

1,240 

1,207 

AGE 

41 

AGE 

42 

AGE 

43 

AGE 

44 

AGE 

45 

End 

A.  Pr.  3 

J71.07 

A.  Pr. 

B71.79 

A.Pr.  9 

572.57 

A.  Pr.  S 

B73.46 

A.  Pr. 

$74.42 

20  Yr 

20  Yr 

20  Yr 

^0  Yr 

20  Yr 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

>Dist 

Paid-up 

Dist  . 

: Cash 

Cash 

Cash 

Cash 

;Cash 

3 

$196 

■ $81 

$196 

$81 

$196 

$81 

$196 

$81 

$196 

$82 

4 

261 

146 

261 

. 147 

261 

147 

261 

147 

261 

149 

5 

326 

215 

326 

215 

326 

217 

326 

217 

326 

217 

6 

392 

263 

392 

266 

392 

268 

392 

268 

392 

269 

7 

457 

320 

457 

321 

457 

321 

457 

322 

457 

822 

8 

522 

377 

522 

. 378 

522 

378 

522 

• 378 

522 

380 

9 

587 

437 

587 

- 438 

587 

438 

587 

438 

587 

440 

10 

653 

501 

653 

502 

653 

502 

653 

502 

653 

502 

11 

718 

569 

718 

569 

718 

569 

718 

569 

718 

569 

12 

783 

641 

783 

’ 641 

783 

641 

783 

641 

783 

639 

13 

848 

: 716 

848 

716 

848 

715 

848 

715 

848 

716 

14 

914 

■ 788 

914 

788 

914 

■ 787 

914 

787 

914 

. 786 

15 

979 

864 

979 

863 

979 

863 

979 

861 

979 

861 

16 

1,044 

942 

.1,044  ■ 

942 

1,044 

941 

1,044 

941 

1,044 

; 940 

17 

1,109 

■1.026 

1,109 

1,026 

1,109 

1,024 

1,109 

1,023 

1,109 

1,022 

18 

1.175 

i;ii3 

1,175  . 

1,113 

1,175 

1,112 

1,175  ■ 

1,112 

1,175 

1,111 

19 

1,240 

1,206 

1,240 

1,206 

1,240 

.1,206 

1,240 

,1,205 

1,240 

1,205 

AGE 

1 46' 

AGE 

: 47 

AGE 

48 

AGE  49:, 

AGE 

50 

End' 

A.  Pr.  $75.49 

A.  Pr. 

$70.69 

A.  Pr.  $78.03 

- A.  Pr.  $79.49 

A,  Pr.  $81.11 

of 

2Qyr 

■ 20  Yr 

20  Yr 

20  Yr 

20  Yr 

Paid-up 

Dist 

Padd-up 

Disf 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Year 

Cash 

Cash 

Cash 

: Cash 

, Cash 

3 

$196 

$82 

: $196 

$82 

$196. 

• $82 

$196 

' $84 

$196 

i ^4 

4 

261 

’ 149 

261 

149 

; 261 

150 

261 

• 150 

261 

: 151 

5 

326 

218 

326 

; 218 

326 

219 

326 

■ 219 

326 

. 221 

6 

392 

269 

.392 

270 

392 

270 

392 

■ 271 

392 

271 

7 

457 

322 

457 

324 

457 

' 324 

457 

825 

4£rr 

■ 325 

8 

.522 

380 

522 

380 

522 

381 

; 522 

• 881 

522 

; 381 

9 

687 

. 440 

587 

440 

587 

i 440 

587 

441 

587 

441 

10 

653 

1 502 

653 

502 

653 

. 602 

653 

; 502 

653 

• 502 

11 

718 

' 569 

. 718 

569 

718 

i 569 

: 718 

i 569 

718 

1 569 

12 

783 

639 

783 

639 

•783 

■ 639 

783 

> 638 

783 

638 

13 

848 

• 714 

848 

714 

848 

713 

848 

i 713 

848 

i 711 

14 

914 

786 

914 

, 784 

914 

; 783 

914 

; 782 

.914 

.'  780 

15 

979 

. 860 

979 

859 

979 

■ 857 

979 

j 856 

979 

' 855 

16 

1,044 

938 

1,044 

937 

1,044 

' 936 

1,044 

‘ 934 

1^044 

' 9;i2 

17 

1,109 

.1,022 

1,109 

1,021 

1,109 

•1,018.. 

1,109 

1,017 

1,100 

1,016 

18 

1,175 

1,109 

1,175 

•1,108 

1,175: 

1,107: 

1,175 

1405  L 

1,175 

1,104 

19 

1,240 

1,203 

1,240 

1,-202 

1.240 

1,202 

1,240- 

; 1,201  !• 

1,240 

:1,.199 

If  surrendered  for  Paid-up,  amount  is  paid  at.pnceat  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


' ggg 

FIVE  PER  GENT.  20  YEAR  GOLD  BOND  END0VYMENT-$l,000. 


20  YEAR  endowment— 20  YEAR  DISTRIBUTION, 


End 

of 

Year 

AGE  51 

A.  Pr.  $82.89 

AGE  52 

A.  Pr.  $84.85 

AGE  53 

A.  Pr.  $87.02 

AGE 

A.  Pr.  i 

54 

B89.39 

AGE 

A.  Pr.  S 

1 55 

B92.02 

Paid-up 

-20  Yr 
Dist 

Paid  up 

20  Yr  . 

^Dist 

Paid-up 

20  Yr 

O-iSt 

Paid-up 

20  Yr 

Dist 

Paid-up 

20  Yr 

Dist 

Cash 

Cash 

Cash 

Cash 

. 

Cash 

3 

4 

5 

e 

7 

8 

9 

JO 

11 

12 

13 

14 

15 
10 

17 

18 
19 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 
848 
. 914 
979 
1.044 
i;ioo 
1.175 
1.240 

Iff 
222 
273 
326 
382 
441 
. 504 

569  , 

637 

710 

779 

852 

930 

1,013 

1,101 

1,198 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1,240 

$85 
153 
222 
2;3 
. 326 

382 
441 
504 
568' 

637 
709 
778 
851 
■ 928 
-1,010 
1,100 
1,197 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1.109 

1,175 

1.240 

$85 

153 

223 

274 

328  ■ 

384 

442 

501 

568 

636 

707 

776 

848 

925 

1,009 

1,098 

1.195 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 

848 

914 

979 

1,044 

1,109 

1,175 

1.240 

$85 

154 

224 

275 

329 

384 

442 

504 

568 

636 

706 

774 

'847' 

923 

1,005 

1,095 

1,194 

$196 

261 

326 

392 

457 

522 

587 

653 

718 

783 
848 
• 914 

979 
1.044 
i;i09 
1,175 
1.240 

^6 

155 

226 

277 

329 

385 

442 

504 

568 

634 

705 

773 

844 

920 

1,002 

1,092 

1,191 

.'L 


If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


^^-FIVE  PER  CENT.  20  YEAR  GOLD  BOND  ENDOWMENT— $1,000. 


16  YEAR  ENDOWMENT-10  PREMIUMS— 15  YEAR  DISTRIBUTION. 


End 

of 

Year 

Age  21 
An.  Prem. 
$120.01 

Age  22 
An.  Prem. 
$120.13 

Age  23 
An.  Prem. 
$120.26 

Age  24 
An.  Prem. 
$120  39 

Age»j35 

An^Trem. 

$120.53 

Age  26 
An.  Prem. 
$120.70 

Age  27 

An.  Prem. 
$120.86 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

jcash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

3 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

4 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

3 

653 

452 

653 

452 

653 

452 

653 

452 

653 

452 

653 

452 

653 

452 

0 

783 

562 

783 

562 

783 

.562 

783 

562 

783 

562 

783 

561 

783 

561 

7 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

8 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

9 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

10 

1,068 

*c3 

1,068 

'a 

•s 

Pi4 

1,068 

•rS 

1,068 

-CS 

1,068 

rs 

1,068 

1,068 

1 1 

a. 

1,115 

1,115 

1,115 

1^15 

1,115 

£5 

1,115 

a.  ■ 

1,115 

12 

:=5 

1,165 

1,165 

§ 

1,165 

1,165 

1,165 

1,165 

1,165 

13 

.2 

1,217 

1,217 

1,217 

1,217 

1,217 

1,217 

1,217 

14 

’'o 

1,260 

1 

1,260 

cS 

1,260 

£ 

1,260 

*o 

Ph 

1,260 

£ 

1,260 

.2 

c2 

1,260 

Age  28 

Age  29 

Age  30 

Age  31 

Age  32 

Age  S3 

Age  34 

End 

An,  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

$121.01 

$121.22 

$121.40 

$121.64 

$121.87 

$122.12 

$122.38 

of 

Year 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up  1 Cash 

Pd-up 

jcash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

3 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

4 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

s 

653 

452 

653 

452 

653 

452 

G53 

452 

653 

452 

653 

452 

653 

452 

e 

783 

561 

783 

561 

783 

561 

783 

561 

783 

561 

783 

561 

783 

561 

7 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

8 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

9 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

10 

1,068 

1,068 

p. 

1,068 

‘eS 

1,068 

ns 

'S 

1,068 

1,068 

'T3 

'3 

1,068 

11 

’3 

1^4 

1,115 

a 

1,115 

1,115 

Pl4 

1,115 

s 

1,115 

a^ 

1,117 

1,117 

12 

:=! 

1,165 

1,165 

1,165 

1,165 

1,165 

% 

1,165 

'3 

1,166 

13 

<2 

1,217 

1,217 

1,217 

1,2?  7 

1,217 

1,217 

1,217 

14 

“o 

Ph 

1,260 

*0 

cu 

1,260 

*0 

1,260 

'o 

1,260 

1,260 

'o 

1,260 

iS 

1,260 

Age  35 

Age  36 

Age  37 

Age 

38 

Age  39 

Age  40 

Age  41 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem, 

End 

$122.68 

$123.00 

$123.35 

$123.72 

$124.14 

$124.59 

$125.10 

of 

Year 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

3 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

4 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

522 

307 

s 

653 

452 

653 

452 

653 

452 

653 

452 

653 

452 

6.53 

452 

653 

452 

6 

783 

561 

783 

561 

763 

561 

783 

561 

783 

561 

783 

561 

783 

561 

7 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

914 

677 

8 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

1,044 

799 

9 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

930 

1,175 

931 

1,175 

931 

i,m 

931 

10 

1,070 

1 

1,070 

1,070 

1,070 

1,117 

rs 

1,070 

’3 

1,070 

i 

1,071 

11 

't 

1.117 

1,117 

1,117 

t=i. 

'a. 

1,117 

IP. 

1,1!7 

1,117 

12 

1,166 

:=! 

1,166 

1,166 

3 

1,166 

1,166 

1 

1,166 

1,166 

13 

«2 

1.217 

1,217 

1,217 

1,217 

1.218 

1,218 

1,218 

14 

1 

1,260 

.s 

(S 

1,260 

'o 

0.1 

1,260 

’1 

1,260 

'o 

Ph 

1,260 

2 

'o 

p-i 

1,260 

1 

1,260 

FIVE  PER  CENT.  20  YEAR  GOLD  ROND  END0WMENT-$1,000.^«^ 


15  YEAR  ENDOWMENT— 10  PREMIUMS— 16  YEAR  DISTRIBUTION- 


Ag-e 

42 

Age 

43 

Ago 

44 

Age  45 

Age 

46 

Age 

47 

Age 

48 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

Ah.  Prem. 

An.  Prem. 

An.  Prem. 

End 

$125.65 

$126.26 

$126.94 

$127.71 

$128.51 

$129.47 

$130 

1.51 

of 

15  Yr 

Dist 

15  Yr 

Dist 

15  Yr 

Dist 

15  Yr 

Dist 

15  Yr 

Dist 

15  Yr 

Dist 

15  Yr 

Dist 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

Pdmp 

Cash 

• Pd-up 

Cash 

Pd-up 

"Cash 

Pd-up 

Cash 

3 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

.$169 

,$392 

$169 

$392 

$169 

4 

"522 

'307 

522 

307 

522 

307 

522 

307 

522 

: 307 

i 522 

307 

522 

307 

3 

653 

452 

653 

452 

653 

452 

653 

452 

■ 653 

452 

653 

452 

653 

452 

6 

783 

561 

783 

561 

783 

561 

783 

561 

• 783 

561 

783 

561 

783 

561 

7 

914 

677 

914 

677 

914 

677 

914 

;677 

. 914 

.677 

,*  914 

677 

914 

677 

8 

1,044 

799 

1,044 

801 

1,044 

801 

1,044 

:801 

.1,044 

801 

.1,044 

801 

1,044 

801 

9 

1,175 

931 

4,175 

931 

1,175 

931 

1,175 

'931 

1,175 

933 

1,175 

933 

1,175 

933 

10 

1,071 

1,071 

'X3 

1,072 

1,072 

•a 

1,072 

. •xS 

1,07'4 

1,074 

11 

% 

1,118 

• "« 

(Sn 

1,118 

'«3 

1,118 

1,118 

1,119 

04 

1,119 

p»K 

1,119 

12 

13 

1,166 

1,218 

1,166 

1,218 

% 

1,166 

1,218 

1 

1,166 

1,218 

1,167 

1,218 

§ 

1,167 

1,218 

>> 

1,167 

1,218 

14 

i 

1,260 

<2 

1,260 

1,260 

•.=j 

c2 

1,260 

1 

1,260 

1,260 

0 

eS 

1,260 

. Age 

49 

Age 

50 

' Age 

61 

Age 

52 

Age.  63 

Age 

54 

‘ ' Age 

55  ' 

An.  Prem. 

An.  Prem. 

'An.  Prem. 

An.  Prem. 

An.  Prem. 

An.  Prem. 

An*  Prem* 

End 

$131.66 

$132.93 

$134.32 

$135.85 

$137.55 

$'139.41 

$141 

L.46 

of 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yr  Dist 

15  Yi 

bist 

Pd-up 

Ca^ 

Pd-up 

Cash  ■ 

Pd-up 

jcash 

Pd-up 

Cash 

Pd-up 

[cash 

Pd-up 

[cash 

Pd-up 

Cash 

3 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$169 

$392 

$168 

$392 

$168 

4 

522 

307 

522 

307 

522 

307 

522 

307. 

522 

307 

522 

306 

522 

306 

s 

653 

452 

653 

452 

653 

' 452 

653 

451 

653 

451 

653 

451 

653 

451 

0 

783 

561 

783 

561 

783 

.561 

783 

561 

783 

559 

783 

559 

783 

559 

7 

914 

677 

914 

677 

914 

• 677 

914 

677 

914 

675 

914 

675 

914 

675 

8 

1,044 

801 

1,044 

801 

1,044 

801 

1,044 

801 

1,044 

801 

1,044 

801 

1,044 

801 

9 

1,175 

9$3 

1,175 

933 

1,175 

934 

1,175 

934 

1,175 

934 

1,175 

935 

1,175 

935 

io 

1,075 

1,076 

rs 

1,076 

1,077 

:2 

1,079 

1,080 

1,081 

11 

1 

1,120 

't 

1,120 

pL 

1,120 

1,122 

1,123 

PU 

1,123 

1424 

12 

1,167 

1,167 

:=! 

1,169 

1,169 

1,169 

§ 

1,170 

«2 

i,ito 

1)8 

«2 

1,218 

■ 

1,218 

1,218 

l,2l8 

1,218 

1,220 

1,220 

i4 

*0 

04 

1,260 

i* 

1,260 

'’o 

0-, 

1,260 

1,260 

1,260 

.S 

'0 

a. 

1,260 

1,260 

End 

of 

Year 

Age  56 

An.  Prem. 
$143.60 

" Age  57. 

' An.  Prmn. 
$146.16 

Age  68 

An.  Prem. 
$148.86 

Age  59 

■An.  Prem. 
$151.82 

Age  60 

An.  Prem. 
$155.07 

15  Yr  Dist 

15  Yr  Dist 

15  Y^  Dist 

15  Yr  Dist 

15  Yr  Dist 

Pd-up 

Cash 

Pd-up 

Cash 

Pd-up  1 

Cash 

Pd-up 

Cash 

Pd-up 

Cash 

3 

$392 

$168 

$392 

$168 

$392 

$188 

$392 

■ $168 

$392 

$167 

4 

522 

306 

522 

306 

522 

308 

522 

-305 

522 

304 

s 

653 

451 

653 

451 

653 

448 

653 

448 

653 

447 

0 

783 

558 

■ 783 

558 

783 

558 

783 

557 

783 

555 

7 

914 

675 

914 

675 

914 

674 

914 

673 

914 

673 

8 

1,044 

801 

1,044 

>801 

1,044 

799 

1,044 

799 

1,044 

799 

9 

1,175 

935 

1,175 

935 

1,175 

.936 

1,175 

936 

1,175 

938 

10 

1,083 

. ^ 

1,084 

1,085 

. 1,087 

1,089 

11 

’cS 

PU 

1,124 

^ . 

1,126 

1,127 

1,128 

1,130 

12 

. :=! : 

1,170 

1471 

% 

1,171 

§ 

1,173 

3 

1474 

13 

cS 

1,220 

cS 

1,220 

1,220 

1,220 

1.221 

. 14 

.Sr 
<2  ‘ 

1,260 

'•1 

<2  ; 

1,260 

§ 

1,260 

PU 

1,260 

o*' 

(2 

1,260 

Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


FIVE  PER  CENT.  20  YEAR  GOLD  BOND  END0WMENT-$1, 000. 

20  YEAR  ENDOWMENT— 10  PREMIUMS— 20  YEAR  DJSTRIBUTION. 

AOK 

36 

AGE 

37 

AGE 

1 38 

AGE 

\ 39 

AGE  40 

Elid 

A.  Pr.  $108.29 

A.  Pr.  $108.72 

A.  Pr.  $109.22 

A.  Pr.  $109.76 

A.  Pr.  $110.34 

?0  Yr 

20  Yr 

20  Yr 

20  Yr 

20  Yr 

Paid-up 

Dist 

Paid-up 

Diet 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$393 

$145 

$392 

$145 

$392 

$145 

$392 

$146 

$392 

$146 

4 

523 

264 

522 

265 

522 

265 

522 

265 

522 

265 

6 

653 

388 

653 

389 

653 

389 

653 

389 

653 

390 

6 

783 

482 

783 

482 

783 

483 

783 

483 

783 

484 

7 

914 

581 

914 

581 

914 

582 

914 

582 

914 

583 

8 

1,044 

685 

1,044 

686 

1,044 

688 

1,044 

688 

1,044 

689 

9 

1,175 

797 

1,175  . 

799 

1,175 

799 

1,175 

800 

1,175 

801 

to 

916 

917 

919 

. 

920 

. 

921 

11 

954 

*3 

955 

Ti  ■ 

'3 

957 

•3 

958 

3 

3 

958 

12 

fS 

994 

9h 

996 

Ph 

i 996 

Ph 

997 

Ph 

998 

13 

1,036 

I— 1 

1,037 

1,037 

Ph  ■ 

1,039 

1,039 

14 

cJ 

1,070 

1,070 

cs 

1,070 

0 

1,071 

p 
r. . 

1,071 

15 

Fh 

1,104 

Ph 

1,104 

Fh 

1,105 

Fh 

1,105 

HH 

1,105 

16 

1,141 

1,141 

>> 

1,141 

o 

1,142 

o 

1,142 

17 

1,178 

1,178 

1,178 

1,178 

1,180 

18 

94 

1,219 

Pm 

1,219 

1,219 

1,219 

fS 

1,219 

19 

1,261 

1,261 

1,261 

1,261 

1,261 

41 

AGE 

42 

AGI 

S 43 

AGE  44 

AGE  45 

End 

A.  Pr.  $110.99 

A.  Pr.  $111.69 

A.  Pr.  $112.49 

A.  Pr.  $113.38 

A.  Pr.  $114.34 

20  Yr 

20  Yr 

20  Yr 

20  Yr 

20  Yr 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

^ear 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$392 

$146 

$392 

$146 

$392 

$146 

$392 

$147 

$392 

$147  H 

4 

522 

266 

522 

266 

522 

266 

522 

268 

522 

268 

5 

653 

390 

653 

392 

653 

392 

653 

393 

653 

394 

6 

783 

484 

783 

485 

783 

485 

783 

487 

783 

488 

7 

914 

583 

914 

585 

914 

586 

914 

587 

914 

589 

8 

1,044 

690 

1,044 

692 

1,044 

692 

1,044 

694 

1,044 

696 

9 

1,175 

803 

1,175 

804 

1,175 

805 

1,175 

806 

1,175 

809 

10 

923 

. 

924 

925 

. 

928 

. 

930 

11 

’oS 

959 

rS 

od 

962 

'3 

963 

*3 

964 

*3 

967 

12 

P-« 

1,000 

9h 

1,001 

PH 

1,002 

Ph 

1,004 

Ph 

1,005 

13 

r-* 

1,040 

1,041 

r— 1 

1,043 

JH 

1,044 

1,045 

14 

1,073 

1,074 

3 

1,074 

0 

1,075 

P 

1,077 

15 

pH 

1,107 

Ph 

1,107 

Fh 

1,108 

Fh 

1,108 

Fh 

1,109 

16 

1,142 

O 

1,142 

1,143 

o 

1,143 

o 

1,144 

17 

1,180 

1,180 

1,180 

1,180 

1,180 

18 

o 

94 

1,219 

o 

94 

1,219 

£ 

1,219 

Ph 

1,219 

fS 

1,219 

19 

1,261 

1,261 

1,261 

1,261 

1,261 

AGE  40 

AGE  47 

AGE 

48 

AGE  49 

AGE  50 

End 

A.  Pr.  $115.43 

A.  Pr.  $110.63 

A.  Pr.  $117.95 

A.  Pr.  $119.41 

A.  Pr.  $121.01 

20  Yr 

20  Yr 

20  Yr 

20  Yr 

20  Yr 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Paid-up 

Dist 

Year 

Cash 

Cash 

Cash 

Cash 

Cash 

3 

$392 

$147 

$392 

$149 

$392 

$149 

$392 

$149 

$392 

$150 

4 

522 

269 

522 

269 

522 

270 

522 

271 

522 

271 

5 

653 

394 

653 

395 

653 

397 

653 

398 

653 

399 

6 

783 

489 

783 

491 

783 

492 

783 

493 

783 

495 

7 

914 

590 

914 

591 

914 

592 

914 

594 

914 

596 

8 

1,044 

697 

1,044 

698 

1,044 

701 

1,044 

702 

1,044 

705 

9 

1,175 

810 

1,175 

813 

1,175 

816 

1,175 

817 

1,175 

821 

10 

932 

934 

938 

. 

941 

. 

944 

11 

968 

971 

3 

'3 

974 

3 

976 

*3 

979 

12 

94 

1,006 

9h 

1,009 

Ph 

1,011 

Ph 

1,014 

Ph 

1,017 

13 

.—1 

1,047 

1,048 

1,051 

1,052 

1,054 

14 

1,078 

1,079 

{=< 

1,081 

!=l 
r. . 

1,082 

P 

1,084 

15 

pH 

1,111 

Ph 

1,112 

Fh 

1,112 

r*H 

1,113 

Fh 

1,114 

16 

1,144 

>> 

o 

1,146 

o 

1,146 

>> 

o 

1,147 

o 

1,147 

17 

1,181 

1,181 

1,181 

1,182 

3 

1,182 

18 

o 

Ph 

1,219 

o 

Ph 

1,219 

o 

FH 

1,219 

& 

1,220 

fS 

1,220 

19 

1,261 

1,261 

1,261 

1,261 

1,261 

If  surrendered  for  Paid-up,  amount  is  paid  at  once  at  death  or  maturity. 


Loan  Value  each  Year  is  same  as  Cash  Value  of  next  Year  until  maturity. 


^ FIVE  PER  CENT.  2Q  YEAR  GOLD  BOND  END0WMENT-$1, 000. 

20  YEAR  ENBOWMENT-10  PREMIU MS-20  YEAR  DISTRIBUTION. 


AGE  51 
A.  Pr.  S122.75L 


AGE  53 
A.  Pr.  $134.67 


Paid-up 


522 

653 

783 

914 

1,044 

1,175 

- 

*3  . 
P-i 


20  Yr 
Dist 


Cash 


AGE  53 

A.  Pr.  $136.78 


Paid-up 


,$150 
• 273 
401 
496 
598 
707 
( 823 
947 


1,019 

1,057 

1,086 

1,116 

1,148 

1,182 

1,220 

1,261 


522 

653 

783 

914 

1,044 

1,175 


'3- 

Ph 


20  Yr 

Dist 


AGE  54 

A.  Pr,  $139.00 


Paid-up 


Cash 


AGE  55 

A.  Pr.  $131.56 


Paid-up 


20  Yr 

Dist 


Cash 


Paid-up 


$150 

274 

402 

497 

600 

710 

826 

951 

987 

1,022 

1,060 

1,088 

1,118 

1,150 

1,184 

1,220 

1,261 


$392 

522 

653 

783 

914 

1,044 

1,175 

frB 

'Se 

PM 


Pm 


$151 

274 

403 

500 

602 

718 

830 

957 

990 

1,026 

1,062 

1,090 

1,120 

1,151 

1,184 

1,220 

1,261 


522 

653 

783 

914 

1,044 

l.,175 


$151 
275 
405 
501 
604 
715 
833 
960 
. 994 

1,030 

1,065 

1,092 

1,121 

1,152 

1,185 

1,220 

1,261 


522 

653 

783 

914 

1,044 

1,175 


Ph 


Cash 


$153 
277 
4C6 
■ .502 
607 
718 
837 


1,034 

1,069 

1,095 

1,124 

1,154 

1,186 

1,221 

1,261 


f.cr 


If  surrS'eredfor  Paiiup,  amount  is  paid  ^ once  at  deaths  or  maturity. 


Expectation  Term  Policy* 


EXPLANATIONS. 

This  policy  furnishes  insurance  during  the  expectation  or 
average  duration  of  life  of  the  insured,  for  a very  low  premium. 
It  is  a desirable  form  of  insurance  for  an  applicant  wishing  the 
largest  protection  for  the  lowest  annual  cost  during  the  active 
period  of  life  ; the  contract  terminates  at  the  end  of  the  expecta- 
tion term,  when  he  considers  that  the  need  for  insurance  will 
have  passed. 

The  expectation  term  is  divided  into  twd  equal  parts  or 
periods.  The  annual  premium  remains  the  same  during  the 
first  period,  and  is  then  by  the  terms  of  the  policy  increased  by 
$6  per  $1,000  and  remains  at  that  figure  during  the  second 
period,  at  the  end  of  which  the  contract  terminates. 

► Automatic  Paid-up  Insurance.— The  insured  may  cease  paying 
premiums  at  any  time  after  three  full  years’  premiums  have 
been  paid,  and  this  policy,  without  any  action  on  his  part, 

^ becomes  a non-participating  policy  for  paid-up  term  insurance 
to  continue  during  the  subsequent  five  years  and  no  longer,  fur 
the  amount  stated  in  the  policy  for  the  end  of  the  last  year  for 
which  complete  annual  premiums  have  been  paid ; but  no  insur- 
ance will  extend  beyond  the  term  which  is  originally  stated  in 
the  policy.  For  example,  if  the  term  of  the  original  policy  is 
thirty  years,  the  paid-up  term  policy  at  the  end  of  twenty-six 
years  will  not  extend  more  than  four  years,  or  at  the  end  of 
twenty-seven  years,  more  than  three  years,  and  so  on. 

No  cash  or  loan  value  will  be  given  on  this  policy. 

This  policy  will  participate  in  the  division  of  surplus,  and  the 
first  distribution  will  be  made  at  the  end  of  the  first  period,  or 
first  half  of  the  expectation  term,  and  will  be  applied  to  a 
uniform  reduction  of  the  premiums  falling  due  during  the  second 
period. 

At  the  end  of  the  second  period  there  will  be  another  distri- 
bution of  surplus,  which  will  then  be  paid  in  cash. 

At  any  time  during  the  first  period,  or  first  half  of  the 
expectation  term,  the  policy-holder  may  cease  to  pay  premiums, 
and  on  application  within  the  thirty  days  of  grace,  may  claim 
new  insurance  on  any  other  participating  plan,  at  the  premium 


265 


rate  for  his  advanced  age,  -without  re-exannination.  The  amount 
of  the  new  policy  must  be  so  limited  that  the  total  insurance, 
including  the  automatic  paid-up  term  insurance, . shall  not 
exceed  the  original  arhount  of  the  expectation  term  policy. 
Any  increase  in  the  tptal  sum  of  insurance  will  require  a 
re-examination. 

LIMITATIONS. 

1.  These  policies  are  confined  to  male  lives.  ; 

2.  Ages  above  sixty,  are  excluded. 

3.  Ages  under  twenty-five  are  insured  for  the  same  term  as 
for  twenty -five,- and  the  premium  and  paid-up  guarantees  are 
the  same,  the  policies  being  rated  as  of  age  twenty-five  for  all 
purposes. 

4.  Not  more  than  $20,000  on  this  plan  is  issued  on  any  one 

life.  .rn;. 

The  premiums  can  be  paid  semi-annually  or  quarterly,  which 
can  be  made  by  the  usual  rule,  but  no  policy  is  written  with  a 
premium  less  than  $ 1 0. 

"i  .■  (-’O'-- 

q:  yoii^?q  gn  ./i'  ’ 

' T h - - . if  " 

: --v  yoiior 

j -d  : c ijq 

■ ■ r;  irjiriw 

; . d ; yd:  10  rx'----:  • ' 

; ~7  - or:t^  -i:-  • fi:  : 


; ■ £ > ;•  , 3 d':  nO  sl'  ib  ’ ■ .'  r \ 

' .oGi  's;'  d fo  b C'  ''  ^ ^ 

hniiV,.-  [‘\\  ■ voi->0qX3  9i 

^ t-dj  di  d • ■'•q  sri: 

:d  ied^onc  d:  • . di  .-c'-  ..  -.  *■  :9e  yd:  i. 

ri  - ■ . ■ r doifiv 

d.:^d  -'d  ^ ‘ i t ::;d  ; 


EXPECTATION  TERM 

POUCY— $1,000.  267 

AGE  25  1 

~ AGE  26 

AGE  27 

AGE  28 

.Expectation  38  Years 
Pr  ist  19  Yrs  $14.12 

Expectation  38  Years 
Pr  1st  19  Yrs  $14.60 

End 

Expectation  36  Years 
Pr  1st  18‘ Yrs  $14.60 

Expectatibn  36  Years 

Pr  1st  18  Yrs  $15.01 

Pr  2d  19  Yrs  $20.12  I 

Pr  2d  19  Yrs  $20.60 

of 

Pr  2d  18  Yrs  $20.60 

Pr  2d  18  Yrs  $21.01 

Paid-up  Term  Insur- 

Year 

Paid-up  Term  Insur-i 

Paid-up  Term  Insur- 

ance*for 5 Years 

ance*  for  5 Y ears 

ance  for  5 Years 

ance  for  5 Y ears 

$70 

$80- 

3 

$80. 

$90 

110 

120 

4 

120 

135 

135 

145 

S 

145 

160 

150 

160 

6 

160 

175 

165 

175 

175 

190 

180 

190 

. 8 

190 

205 

195 

205 

9 

205 

220 

210 

220 

io 

220 

235 

225 

235 

235 

250 

240 

250 

12 

250 

265 

255 

265 

13 

265 

280 

270 

280 

14 

280 

290 

270 

280 

15 

280 

290 

AGE  29 

' ■'  AGE  30'^’ 

' AGE  31 

AGE  32 

Expectation  36  Years 
Pr  1st  18  Yrs  $15.50 

Expectation  34  Years 
Pi-  1st  17  Yrs  $15.59 

Emd 

Expectation  34  Y ears 
Pr  ist  17  Yrs  $16.12 

Expectation  34  Years 
Prist  17  Yrs  $16.85 

Pr2d  18  Yrs  $21.59 

Pr2d  17  Yrs  $21.59 

of 

Pr24  17  Yrs  $22.12 

pr2d  17  Yrs  $22.85 

Paid-up  Term  Insur- 

Year 

Paid-up  Term  Insur- 

Paid-up Term  Insur- 

ance*for 5 Years 

ance  for  5 Years 

ance  for  5 Years 

ance  for  5 Years 

$100 

$110 

$120 

$130 

155 

165 

4 

180 

200 

175 

185 

. 3 

210 

230 

195 

205 

230 

250 

215 

225 

250 

270 

235 

245 

270 

290 

250 

265 

^ 9 

290 

310 

275 

285 

lO 

310 

330 

300 

310 

11 

330 

350 

320 

330 

12 

350 

370 

320 

330 

13 

350 

370 

AGE  33' 

AGE  34 

AG^'  35 

AGE  86 

Expectation  32  Years 

Expectation  32  Years 

End 

Expectation  30  Years 

Expectation  30  Y ears 

Pr  1st  16  Yrs  $16.85 

Pr  1st  16  Yrs  $17.48 

Pr  1st  15  Yrs  $17.48 

Pr  1st  15  Yrs  $18.24 

Pr  2d  16  Yrs  $22.85 

Pr2d  16  Yrs  $23.48 

of 

Pr  2d  15  Yrs  $23.48 

Pr  2d  15  Yrs  $24.24 

Paid-up  Term  Insur- 

Paid-up Term  Insur- 

Yea.r 

Paid-up  T erm  I nsur- 

Paid-up  Term  Insur- 

ance  for  5 Years 

ance  for  5 Years 

anep  for  5 Year^ 

"ance  for  5 Y ears 

$130 

$140 

5.3 

$140. 

$150 

200 

220 

\ ^ 

220 

235 

230 

260 

5 

260 

280 

250 

285 

‘6 

285 

315 

270 

310 

' 7 

310 

345 

290 

335 

8 

335 

375 

310 

360 

9 

360 

400 

330 

380 

10 

380 

420 

350 

400 

11 

400 

430 

370 

400 

12 

400 

430 

370 

13 

wise"  ' JOiNT  life"’  ANNli[Tiy^ 


EXPECTATION  TERM  POLICY— $1,000. 


AGE  37 

AGE  38 

AGE  39 

AGE  40 

Expectation  30  Years 

Expectation  28  Years 

End 

Expectation  28  Years 

Expectation  28  Years 

Pr  1st  15  Yrs  $19.19 

Pr  1st  14  Yrs  $19.35 

Pr  ist  14  Yrs  $20.40 

Pr  1st  14  Yrs  $21.55 

Pr  2d  15  Yrs  $25.10 

Pr  2d  14  Yrs  $25.35 

of 

Pr  2d  14  Yrs  $26.40 

Pr  2d  14  Yrs  $27.55 

Paid-up  Term  Insur- 

Paid-up  Term  Insur- 

Year 

Paid-up  Term  Insur- 

Paid-up  Term  Insur- 

ance for  5 Years 

ance  for  5 Years 

aAce  for  5 Years 

ance  for  5 Years 

$160 

$160 

3 

$170 

$180 

255 

255 

4 

270 

290 

300 

300 

S 

330 

350 

340 

340 

6 

370 

400 

380 

380 

7 

420 

450 

410 

410 

8 

460 

500 

440 

440 

9 

470 

500 

460 

400 

lO 

470 

460 

460 

AGE  41 

AGE  42 

AGE  43 

AGE  44 

Expectation  26  Years 

Expectation  26  Years 

End 

Expectation  26  Years 

Expectation  24  Years  ' 

Prist  13  Yrs  $21.77 

Pr  1st  13  Yrs  $23.05 

Pr  1st  13  Yrs  $24.45 

Pr  1st  12  Yrs  $24.76 

Pr  2d  13  Yrs  $27.77 

Pr2d  13  Yrs  $29.05 

of 

Pr  2d  18  Yrs  $30.45 

Pr  2d  12  Yrs  $30.76 

Paid-up  Term  Insur- 

Paid-up'Term  Insur- 

Year 

Paid-up  Term  Insur- 

Paid-up Term  Insur- 

ance for  5 Years 

ance  for  5 Years 

ance  for  5 Years 

ance  for  5 Years 

$180 

$180 

$190 

$190 

290 

300 

^4 

330 

330 

350 

370 

5 

410 

410 

400 

430 

6 

470 

470 

450 

450 

7 

470 

470 

500 

480 

8 

500 

480 

9 

AGE  45 

AGE  46 

AGE  47 

AGE  48 

Expectation  24  Years 

Expectation  22  Years 

End 

Expectation  22  Years 

Expectation  22  Years 

Pr  1st  12  Yrs  $26.32 

Pf  1st  11  Yrs  $26.69 

Pr  1st  11  Yrs  $28.46 

Pr  1st  11  Yrs  $30..33 

Pr  2d  12  Yrs  $32.32 

Pr  2d  11  Yrs  $32.69 

of 

Pr  2d  11  Yrs  $34.46 

Pr  2d  11  Yrs  $36.32 

Paid-up  Term  Insur- 

Pafd-up Term  Insur- 

Year 

Paid-up  Term  Insur- 

Paid-up Term  Insur- 

ance for  5 Years 

ance  for  5 Years 

ance  for  5 Years 

ance  for  5 Y ears 

$200 

$200 

3 

$200 

$200 

360 

360 

- 4 

360 

360 

450 

450 

* 5 

450 

450 

450 

450 

6 

450 

450 

1 

EXPECTATION  TERM  POLICY— $1, 

O 

o 

o 

AGS  49 

Expectation  20  Years 
Pr  1st  10  Yrs  $30.86 
Pr2d  10  Yrs  $36.86 

AGE  50 

Expectation  20  Years 
Pr  1st  10  Yrs  $33.01 

Pr  2d  10  Yrs  $39.01 

End  1 
oC  ^ 

AGE  51 

ixpectatlon  20  Years  ] 
Pr  1st  10  Yrs  $35.34 

Pr  2d  10  Yrs  $41.34 

AGE  52 

Expectation  18  Years 

Pr  1st  9 Yrs  $38.18 

Pr  2d  9 Yrs  $44.18 

Paid-up  Term  Insur- 
ance  for  6 Years  " 

Paid-up  Term  Insur- 
ance for  5 Years 

Year 

Paid-up  Term  Insur- 
ance for  6 Years 

Paid-up  Term  Insur- 
ance for  5 Y ears 

$200 

360 

450 

450 

$200 

360 

450 

450 

S 

4 

5 

6 

$190 

340 

420 

420 

$180 

320 

390 

390 

AGE  53 

Expectation  18  Years 
Pr  1st  9 Yrs  $38.62 
Pr2d  9 Yrs  $44.62 

AGE  64 

Expectation  18  Years 
Pr  1st  9 Yrs  $41.46 

Pr  2d  9 Yrs  $47.46 

End 

of 

AGE  66 

Expectation  16  Years 
Pr  1st  8 Yrs  $42.32 
Pr  2d  8 Yrs  $48.32 

AGE  66 

Expectation  16  Years 

Pr  1st  8 Yrs  $45.52 

Pr  2d  8 Yrs  $51.52 

Paid-up  Term  Insur- 
ance for  5 Years 

Paid-up  Term  Insur- 
ance for  6 Years 

Year 

Paid-up  Term  Insur- 
ance for  5 Years. 

Paid-up  Term  Insur- 
ance for  5 Years 

$170 

300 

360 

360 

$160 

270 

330 

330 

3 

4 

5 

6 

$150 

250 

300 

300 

$150 

240 

290 

290 

AGE  67 

Expectation  16  Years 
Pr  1st  8.YXS  $48.97 
Pr  2d  8 Yts  $64.97 

AGE  68 

Expectation  14  Years 
, Pr  l^t  I Yrs  $50.09 
Pr  2d  r Yts  $56.09 

End 

of 

age  69 

Expectation  14  Years 
Pr  1st  I Yrs  $53.99 
Pr  2d  7 Yrs  $59.99 

AGE  00 

Expectation  14  Years 
Pr  1st  7 Yrs  $58.20 

Pr  2d  7 Yrs  $64.20 

Paid-up  Term  Insur- 
ance for  6 Years 

Paid-up  Term  Insur- 
ance for  5 Years 

Year 

Paid-up- Term  Insur- 
ance for  5 Years 

Paid-up  Term  Insur- 
ance for  5 Y ears 

$150 

235  *=; 

280 

280 

$150  ' 

230 

270 

270 

3 

4 

5 

6 

$150 

225 

260 

260 

$150 

220 

250 

250 

UOO.ig  -^YOUO“  i^GiT-TO  : T'l 


Semi-Endowment  Policy-$lt000+ 


T — ! 

I 

EXPLANATION. 


This  policy  is  issued  only  Ion  the  twenty-payment  plan,  with 

i 

distribution  df  surplus  at  the  end  of  twenty  years. 

The  premiums  are  payable  annually,  semi-annually  or 
quarterly.  ^ | srb/.. 

^ .i  ■ -x  ' • • . ' ■ ^ i ^ 

■■«?■■■■  - ■ J 

The  explanations  of  the  . endowment  policy  apply  to  this 

:v-s:  ‘ . {:<  'i  ' ■ . . 

contract  except ‘"that  if  thd  policy  matures  as  an  endowment 

only  one-half  of  the  face  v^lue  of,  the  policy  is  paid  in  cash, 

the  full  value  being  paid  in  eve^l  of  death  before  the  endowment 
i <■  i i 

period.  j ?! 

! I 

If  surrendered  for  paid-up  after  three  years  the  insurance 

is  always  fot  proportion  paW  for,  which  paid-up  sbm  is  paid  in 

full  in  event;  of  death  before  maturity,  but  should  the  insured 

! 

be  living  at  maturity  of  polidy  one-.half  the  sum  is  paid  in  cash. 

‘This  contract  enables  the^  insured  to  provide  for  life  insurance 
to  protect  the  beneficiary,  and  at  the  same  time  create  an^ 
endowment  fund  at  a lower  cost  than  the  full  endowment 

■ I'-  ■ , . ih-'  ; 

policy.  i j , 


The  policy  provides  for  cash  and  loan  values  after 'three 
years,  and  i|n  other  respects  than  those  above  mentioned  is 
similar  to  the  regular  endoV^ment  policy. 


SEMI-ENDOWMENT  POLICY— $1,000. 

GUARANTEES. 


271 


20  PREMIUMS. 


20  YEAR  DISTRIBUTION. 


Age  21 
Premium 
A.  $31.28 
S.  16.26 
Q.  8.29 


Cash  Value 

$31 
56 
83 
102 
123 
146 
169 
194 
220 
248 
277 
305 
335 
365 
397 
429  ;{ 
464 


Age  22 

Premium 

A.  $31.41 

S.  16.33 
Q.  8.32 

Age  23 

Premium 

A.  $31.55 

S.  16.40 
Q.  8.36 

Age  24 

Premium 

A.  $31.70 
S.  16.48 
Q.  8.40 

Age  25 

Premium 

A.  $31.86 
S.  16.57 
Q.  8.44 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

$31 

56 

$31 

56 

$31 

56 

$31 

56 

83 

83 

83 

83  . 

102 

103 

103 

103 

123 

124 

124 

124 

146 

146 

146 

146 

169 

169 

170 

170 

194 

194 

195 

195 

220 

221 

221 

221 

248 

248 

249 

249 

278 

278 

278 

278 

306 

306 

306 

306  . 

335 

335 

335 

335 

365 

365 

365 

366 

397 

397 

897 

397 

430 

430  • 

430 

430 

464 

464  . 

464  . 

464 

Age  26 

Premium 
A.  $32.04 
S.  16.66 
^ 8.49 


Cash  Value 

$31 
57 
83 
103 
124 
147 
170 
195 
221 
249 
279 
307 
336 
366 
397 
430  . 

464 


Age  27 

Premium 
A.  $32.23 
S.  16.76 
Q.  8.54 


Cash  Value 

$31 

57 

83 

103 

124 

147 

170 

195 

222 

250 

279 

307 

336 

366 

397 

430 

464 


Age  26 

Premium 
A.  $32.43 
S.  16.87 
Q.  8.60 


Cash  Value 

$31  . 

57  iJ 
84 
104 
125 
147 
171  - 
196  . ' 
222 
250  . 
279 
307 


430 

464 


Age  29 

Premium  . 
A.  $32.66 
S.  16.98 
Q;  8.66 


Cash  Value 

$31 
57 
84 
104 
125 
147 
171 
196 
223 
250 
280 
308  , 
337 
367 
398 
430 
464 


Age  SO 

Premivim 
A.  $32.90 
S.  ,17.11 
Q.:  6'.72 


Cash  Value 

$31 
'57 
84 
104 
125 
148 
172 
197 
223 
251 
280 
308 
337 


431 

464 


Age  31 

Premium 

A.  $33.17 

s.  17.25: 

Q.  8.79 

Age  33 

Premium 

A.  $33.46 

S.  17.40 
Q.  8.S7 

Age  33 

Premium 

A.  $33.79 

S.  17.57 
Q.  8.95 

Age  34 

Premium 
A.  $34;14 
S.  17.75 
Q.  9.05 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

$32 

57 

$32 

58 

$32 

58 

$32 

58 

84 

85 

85 

86 

105 

105 

106 

106 

126 

126 

127 

128 

148 

149 

150 

150 

172  -n 

173  ir 

173 

174 

197  v' 

198  • 

199 

199 

224 

224  - 

225  r 

226 

251 

252 

253 

254 

281 

282  ^ 

282 

283 

309 

309  . f 

310  : 

311 

338 

338  r - 

339  . 

340 

368 

368  ■ 

369 

37Q 

399 

399 

400 

400 

431 

431 

432 

432 

465 

465 

465 

465 

Age  35 

Premium 
A.  $34.54 
S.  17.96 
Q.  9.15 


Cash  Value 

$32 

59 

86 

107 

128 

151 

175 

201 

227 

255 

284 

312 

341 

370 

401 


Age  36 

Premium 
A.  $34.96 
S.  18.18 
Q.  9.27 


Cash  Value 

$33 

59 

87 

108 

129 

152 

176 

202 

228 

256 

286 

313 

342 

371 

402 

433 


Age  37 

Premium 
A.  $35.44 
S.  18.43 
Q.  9.39 


Cash  Value 

$33 

60 

88 

109 

130 

153 

178 

203 

230 

258 

287 

315 

343 

372 

403 

434 

466 


Age  38 

Premium 
A.  $35,98 
S.  18.71 
Q.  9.53 


Cash  Value 

$33 

60 

89 

no 

132 

155 

179 

205 

231 

259 

289 

316 

344 

374 

404 

435 

467 


Age  39 

Premium 
A.  $36.56 
S.  19.01 
Q.  9.69 


Cash  Value 

$34 
61 
90 
111 
133 
156 
181 
206 
233 
261 
290 
318 
346 
375 
405 
435 
467 


Age  40 

Premium 
A.  $37.20 
S.  19.34 
Q.  9.86 


Cash  Value 


91 

112 

134 

158 

182 

208 

235 

263 

292 

319 

347 

376 

406 

436 

467 


Age  41 

Premium 
A.  $37.91 
S.  — “ 

Q. 


19.72 

10.05 


Cash  Value 

$35 

63 

92 

113 

136 

160 

184 

210 

237 

265 

294 

321 

349 

378 

407 

437 

468 


SEMI-ENDOWMENT  POLICY— $1,000. 
GUARANTEES. 

20  PREMIUMS.  20  YEAR  DISTRIBUTION. 

Age  42 

Age  43 

Age  44 

Age  45 

Age  46 

Age  47 

Age  48 

Premium 

Premium 

Premium 

Premium 

Premium  ' 

Premium 

Premium 

A.  $38.71. 

A.  $39.58 

A.  $40.55 

A.  $41.61 

A.  $42.78 

A.  $44.07 

A.  $45.50 

Year 

S.  20.13 

S.  20.58 

S.  21.09 

S.  21.64 

S.  22.25 

S.  22.92 

S.  23.66 

Q.  10.26 

Q.  10.49 

Q.  10.75 

Q.  11.03 

Q.  11.34 

Q.  11.68 

Q.  12.06 

Cash  Value 

Gash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

3 

$35 

$36 

$36 

$37 

$38 

$39 

$40 

4 

64 

65 

66 

67 

69 

70 

72 

o 

93 

95 

96 

98 

100 

102 

104 

6 

115 

117 

119 

121 

123 

125 

128 

7 

138 

140 

142 

144 

147 

149 

152 

8 

162 

164 

166 

169 

171 

174 

177 

9 

186 

189 

191 

194 

197 

200 

203 

10 

212 

215 

217 

220 

223 

226 

230 

11 

239 

242 

244 

247 

250 

254 

257- 

12 

267 

270 

272 

275 

278 

282 

285 

13 

296 

299 

301 

304 

307 

311 

314 

14 

323 

326 

328 

331 

a34 

337 

340 

15 

351 

353 

355 

358 

360 

363 

366 

16 

379 

381 

383 

385 

388  • 

390 

393 

17 

408 

410 

411 

413 

415 

417 

419 

18 

438 

439 

440 

442 

443 

444 

446 

19 

468 

469 

470 

470 

471  . 

...  472  ■ 

473 

End 

Age  49 

Age  60 

Age  61 

Age  62 

Age  63 

Age  64 

Age  55 

Premium 

Premium 

Premium 

Premiuih 

Premium 

Premium 

Premium 

OI 

A.  $47.07 

A.  $48.77 

A.  $50.65 

A.  $52.69 

A.  $54.92 

A.  $57.34 

A.  $59:97 

Year 

S.  24.47 

S.  25.36 

S.  26.34 

S.  27.40 

S.  28.56 

S.  29.82 

S.  31.18 

Q.  12.47 

Q.  12.92 

Q.  13.42 

Q.  13.96 

Q.  14.55 

Q.  15.20 

Q.  15.89 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

Cash  Value 

3 

$41 

$42 

$43 

$44 

$45  , 

$47 

$48 

4 

73 

75 

77 

79 

81 

84  • 

86 

5 

107 

109  . 

112 

115 

118 

121 

125 

6 

131 

133 

137 

140 

144 

147  ^ 

151 

7 

155 

158 

162 

166 

170 

174 

179 

8 

181  •; 

184 

188 

192 

197 

201 

206 

9 

207 

211 

215 

219 

224 

229 

234 

lO 

234 

238 

242 

247 

252 

257 

263 

11 

261 

265 

270 

275 

280 

285 

291 

12 

289 

293 

298 

303 

308 

314 

820 

13 

318 

322 

327 

a32 

337 

342 

348 

14 

344 

348 

352 

a57 

362 

367 

372 

15 

370 

374 

378 

382 

386 

391 

896 

16 

396 

399 

403 

406 

410 

415 

419 

17 

422 

424 

427 

431 

434 

437 

441 

18 

448 

450 

452  ■ 

454 

457 

459 

462 

19 

474 

475 

476 

477  • • 

478 

480 

481 

Child's  Endowment.  , 

The  age  is  determined  by  the  birthcfey  nearest  to -the  date 
of  the  policy,  and  the  amount  of  the  endowment  is  payable 
(provided  the  child  is  alive)  on  the  anniversary  of  the  policy 
nearest  to  the  birthday  when  the  child  becomes  either  eighteen, 
twenty-one  or  twenty-five  years  old,  according  to  the  plan 
chosen. 

If  death  takes  place  before  the  endowment  matures  the 
amount  of.  the  endowment  is  not  paid,  but,  under  one  form, 
all  the  premiums  actually  paid  are  returned  without  interest, 
provided,  where  premiums  are  payable  during  the  continuance 
of  the  contract,  the  policy  has  been  three  full  years  in  force, 
and,  whem  a single  premium  is  payable,  the  policy  has  bean 
one  full  year  in  force.  Under  the  other  form  nothing  is  paid. 

These  policies' are”ndri-'participattng. 

No  cash  va,lues  .will  be  paid,  no  loans  mfde,  and  no  extended 
insurance  given  under  this  form  of  policy. 


- Aptomatic  Paid-up  Endowment.— After  three  full  years’ 
premiums  have  been  made,  the  policy,  upon  the  non-payment 
of  any  subsequent  premium  will  become  a non-participating 
policy  for  paid-up  endowment,  payable  on  the  date  when 
the  original  policy  was  payable  (provided  the  child  is  then 
alive)  for  the  proportion  of  the  face  of  the  policy  which  the 
number  of  full  years’  premiums  paid  bears  to  the  total 
number  required;  but  this  paid-up  endowment  will  not  be 
entitled  to  any  return  of  premiums  in  event  of  death  before 
the  endowment  becomes  due. 

' A special  application  for  this  form  of  policy  is  to  be  used. 
No  medical  examination  is  required. 


MISC.  JOINT  LIFE 


CHILD’S  ENDOWMENTS— NON-PARTICIPATING. 

Annual  Premiums  Charged  to  Secure  Endowment  of  $1,000. 

Payable  at  the  age 

Payable  at  the  age 

Payable  at  the  age 

of  18 

of  21 

of  25 

AGE 

No  Premiums 

All  Premiums 

No  Premiums 

All  Premiums 

No  Premiums 

All  Premiums 

Returned 

Returned 

Returned 

Returned 

Returned 

Returned 

i n case  of 

in  case  of 

in  case  of 

in  case  of 

in  case  of 

in  case  of 

Previous 

Death  after 

Previous 

Death  after 

Previous 

Death  after 

Death 

3 Years 

Death 

3 Years 

Death 

3 Years 

t 

$42  86 

$47  06 

$34  06 

$37  62 

$25  87 

$28  83 

47  35 

50  97 

37  24 

40  40 

28  02 

30  70 

3 

52  21 

55  42 

40  61 

43  49 

30  24 

32  77 

4 

57  54 

60  53 

44  22 

46  97 

32  58 

35  04 

S 

63  58 

66  44 

48  20 

50  90 

35  11 

37  55 

6 

70  53 

73  85 

52  66 

55  36 

87  86 

40  as 

7 

78  68 

81  65 

67.71 

60  48 

40  90 

43  44 

8 

88  45 

91  40 

63  54 

66  40 

44  30 

46  93 

9 

70  23 

73  32 

48  13 

60  87 

10 

78  39 

81  53 

52  48 

65  34 

11 

88  09 

91  88 

57  48 

60  47 

12 

63  28 

66  39 

13 

70  07 

73  32 

14 

78  14 

81  53 

15 

87  86 

91  39 

Singfe  Premiums  Charged  to  Secure  Endowment  of  $1,000. 

Payable  at  the  age 

Payable  at  the  age 

Payable  at  the  age 

of  18 

of  21 

of  25 

AGE 

No  Premium 

Premium 

No  Premium 

Premium 

No  Premium 

Premium 

Returned 

Returned 

Returned 

Returned 

Returned 

Returned 

In  case  of 

in  case  of 

in  case  of 

in  case  of 

in  case  of 

in  case  of 

Previous 

Death  after 

Previous 

Death  after 

Previous 

Death  after 

Death 

1 Year 

Death 

1 Year 

Death 

1 Year 

1 

$451  92 

$613  18 

$399  09 

$548  06 

$338  12 

$470  91 

2 

508  74 

634  84 

449  27 

667  67 

380  64 

488  01 

S 

663  10 

656  86 

497  28 

587  60 

421  31 

505  41 

4 

605  80 

680  47 

634  98 

609  00 

453  25 

524  11 

6 

645  54 

704  79 

670  08 

630  82 

482  99 

643  42 

S 

680  24 

730  23 

600  73 

654  19 

608  96 

563  66 

7 

712  81 

756  63 

629  47 

678  19 

633  32 

.584  70 

8 

744  30 

783  98 

657  29 

703  09 

556  88 

606  66 

9 

684  81 

728  90 

580  19 

629  26 

10 

712  40 

755  67 

603  56 

652  82 

11 

740  65 

783  37 

627  51 

677  22 

12 

652  61 

702  48  , 

13 

678  86 

728  57 

14 

706  27 

755  54 

13 

735  05 

783  39 

The  Selected  BenHit  Policy.  . 

Policies"’ of  this  class  may  be  written  upon  the  life  pian,  the 
limited  payment  life  plan,  or  the  endowment  plan.  The  usual 
rates  and  guarantees  are  employed  as  hereafter  explained. 

The  object  of  the  Selected  Benefit  Policy  is  to  enable  the 
insured  to  provide  for  a beneficiary,  or  for  his  estate,  an  annual 
income  for  an  amount  to  be  selected  by  himself,  during  such 
period  of  years  as  he  may  select,  and  to  provide  further  for  the 
payment  of  a .sum  which  he  may  select,  such  sum  to  be  payable 
at  the  end  of  the  period  of  years  selected.  The  benefits  may  be 
selected  in  such  proportions  as  are  considered  by  the  applicant 
most  advantageous  for  the  purposes  which  he  has  in  view.  The 
period  for  income  must  not  exceed  thirty  years. 

It  is  assumed  that  the  applicant  has  already  secured  insurance 
payable  at  death  sufficient  to  cover  all  immediate  necessities.  If 
he  has  not  doni  so.  a separate  policy  for  that  purpose  should  be 
taken  at  the  same^ime.  The  Selected  Benefit  Policy  provides 
an  annual  inhome,  with  a deferred  payment  to  be  made  in  one 
sum  when  the  income  ceases. 

A commuted  value  is  stated  in,  the  policy,  which  may  be  drawn 
in  cash  at  the  maturity  of  the  policy,  whether  matured  l^y  death 
or  by  the  expiration  pf  an  endow^erft  perjod,  in  lieu  of  taking  the 
benefits  provided  for  in  the  policy  r,  unless,  indeed,;  the  applicant 
desires  that  his  beneficiary  or  repfisent’atives  shall  not  have  the 
power  of  taking  the  commuted  amount  in  lieu  of  those  benefits, 
in  which  case  tlw  policy  provides  that  the  commuted  amount 

cannot  be  claimed  in  cash.  ^ ? -S 

To  apply  for  a policy  of  this  kind,  the  usual  statement  as  to 
plan  and  number  of  premiums  must  be  made,  and  in  the  place 
where  the  amount  of  insurance  is  usually  stated  in  the  application 
it  will  be  necessary  to  insert  the  tetters  S.  B.,  with  the  number 
of  years  during  which  the  income Js^^o  be  payable,  |;he  total 
amount  of  the  income,  and  the  amount  desired  to  be  paid  at  the 
end  of  the  period:  This  K>an  be  done,  compactly  by  .writing  the 
total  amount  of  the  future  income  over  the  amount  payable  when 


2T5 


JOINT  LITE 


the  income  ceases,  and  by  writing  the  number,  of  years  during 
which  the  income  is  to  be  paid  over  the  letters  “S.  B.”  For 
example,  if  an  income  of  $3,000  is  desired  for  fifteen  years  after 
the  maturity  of  the  policy,  with  a final  payment  of  $60,000  at 
the  end  of  the  fifteen  years,  the  whole  can  be  stated  in  the  space 
reserved  in  the  application  for  the  amount  insured,  as  follows  : 
s^B.lsoiooO;  In  this  case  the  total  Selected  Benefits  would  be 
stated  in  the  policy  as  amounting  to  $96,000. 

To  ascertain  the  commuted  amount,,  the  following  table  is  to  be 
used  : , 


Years. 


Commuted  Value 
of  $100  per  Annum 
(first  payment 
immediate)for  number 
of  years. specified 


$471  71 
557  97 
641  72 
723  03 
801  97 

878  61 
953  02 
1,025  26 
1,095  40. 
1,163  50 

1,229  61 
1,293  79 
1,356  11 
1,416  61 
1,475  35 

1,532  38 
1,587  75 
1,641  50 
1,693  69 
1,744  36 

1,793  55 
1,841  31 
1,887  68 
1,932  70 
1,976  *41 
2,018  85 


Commuted  Value 
of  $1,000  payable 
after  number  of  years 
specified. 


$862  61 
837  48 
813  09 
789,41 
766  42 

744  09 
722  42 
701  38 
680  95 
661  12 

641  86 
623  17 
605  02 
587  39 
570  29 

553  68 
537  55 
521  89 
506  69 
491  93 

477  61 
463  69 
450  19 
437  08 
424  35 
4M  99 


•276 


The  commuted  amount,  when  calculated,  is  taken  to  the 
nearest  dollar.  For  example,  if  the  income,  beginning  at 
maturity,  is  $3,000,  to  continue  for  fifteen  years,  the  commuted 
value  of  it  is  (see  table)  $ 1,229.6 Ijc  30,  or  $36,888.30.  Again, 
if  the  amount  to  be  paid  at  the  end  of  fifteen  years  after  maturity 
is  $50,000,  thejjommuted  value  of  it  is  $641.86  x 60,  or 
$32,093.  The  sum^of  these  two  commuted  amounts  comes 
to  $68,981.30,  which  being  taken  to  the  nearest  dollar  is  called 
$68,981.  It  is  this  commuted  amount  for  which  the  premium  is 
to  be  calculated,  as"^ well  as  the  policy  guarantees  relating  to 
paid-up  insurance,  cash  values,  and  policy  loans. 

If  it  is  desired  to  restrict  the  contract  by  prohibiting  the 
beneficiary  from  claiming-.the  commuted  amount  in  cash  at 
maturity  of  th^  original  policy,  in  lieu  of  the  Selected  Benefits, 
the  word  “ restricted  ” should  be  written  in  the  application. 

Contingent  additions  payable  in  one  sum  at  maturity,  may  be 
made  to  this  form  of  policy,  provided  the  distribution  period  is 

not  less  than  ten  years.  For  page  of  explanation  and  rates 
. >■< 
consult  index. 


- ■ -M,  --S'S 

NON-PARTICIPATING  RATES— $1,000. 


AGE' 

Life 

Life 

10 

Payments 

Life  . 
15 

Payments 

Life 

20 

Payments  . 

Endow- 

ment 

10 

Years 

Endow- 

ment 

15 

Years 

Endow- 

ment 

20 

Years 

Endow- 

ment 

25 

Years 

Endow- 

ment 

30 

Years 

‘ 

^15  01 

15  35 

$37  90 

38  51 

$27  85 

28  31 

$22  95 

23  33  ; 

$94  10 
, 94  13 

$59  ,37 
59-42 

$42  44 

42  50 

$32  65 
, 82  71 

$26  43 
20.51 

23 

39  14 

28  78 

23  72 

;94  17 

>59.  46 

42  55 

32  78 

26.59 

24-  ■ 

16  08 

89  80 

29  26 

24  13 

.94  20 

69 -60 

42  61 

32  84 

26  68 

25 

16  46 

40  47 

29  77  .. 

24  56 

•94  23 

59  55 

42  66  . 

, 32  93 

26  78 

23  ' 

>16  87 

‘•41  18 

30  29 

24  99 

94  27 

.59  60 

42  73 

83  01 

26  90 

27 

17  31 

41  91 

30:84- 

25  45, 

• 94  32 

59  66 

42  80 

33  10 

27.02 

23  • 

17  76 

42-66 

31  40  - 

25  93 

94  37 

.59  72 

42  88 

33  21 

27.16 

23  " 

18  24 

43-45 

.31  99 

26  42; 

v94  43 

59  79 

42  97 

33  32 

27  32 

30 

18  74 

44  26 

32  60  . 

26  93:  ; 

94  48 

59  86 

43  07 

33  45 

27  48 

■ 3 1 

19  27 

45  10 

33.  23 

27  48 

94  54 

59  94 

43  17 

a3  59 

27  68 

32  4 

19  83 

45  99 

33  89 

28  03 

94  61 

60  03 

43  29 

33  < 5 

27:88 

■ ' 

•20  42 

46  89 

34  57 

28  61 

94  68 

60  12 

43  41 

33  92 

28  12 

3d 

21  04 

47  83 

35  28 

29  22 

94  76 

60  23 

43  57 

34  12 

28  38 

35 

21  70 

48  81 

36  02 

29  87 

94  85 

60  35 

43  73 

34  34 

28  68 

S3 

22  40 

49  81 

36  79 

30  53 

94  95 

60  48 

43  91 

34  59 

28  99 

37 

23  13 

60  87 

37  59 

31  22 

95  06 

60  64 

44  11 

34  86 

29  36 

33 

23J)1  ; 

61  96 

38  43 

31  95 

95  18 

.60  80 

44  34 

35  16 

29  77 

SO 

.24  74  ^ 

53  08 

39  29: 

32  71  c 

95  31 

^>99 

44  59 

35  51 

30  21 

40 

25  62 

54  26 

40  21 

33  52  1 

95  46 

61  19 

44  89- 

35  89 

30  72 

41 

26  55 

55  47 

41  16 

34  36 

95  63 

61  43 

45  20 

36  33 

31  27 

' 42 

27  53 

56  73 

42  15 

35  25 

95  82 

61  70 

45  57 

36  81 

31  89 

43 

28  59 

58  05 

43  19 

36  19 

9.6  03 

62  00 

45  98 

37  34 

32  56 

■ 44 

29  71 

59^42 

44  28; 

37  18 

, 96  28 

62  35 

46  44 

37  95 

33  34 

45 

30  90 

60  84 

45.41  . 

1 38  23- 

96  55 

62  73 

46  96 

38  62 

34  18 

43  ' 

■ 32  17 

62  33 

46  62r- 

39  33 

96  88 

6317 

47  53 

: 39  37 

35.11 

' 47  ■ 

33  52 

63 ’86 

47  87  v 

40  50  • 

97  24 

68  67 

48  19. 

40  21 

36  ^14 

48 

34  96 

65  48 

49  20^ 

4176 

- .97  64 

64  22 

48  92 

41  14 

37  27 

■ 49 

36  49 

67  14 

50  60 

43  09 

. 98  10 

64  84 

49  74 

42  17 

38  -.51 

50 

38  14 

68  89 

52  07 

. 44  49 

98  62 

65  54 

50  64 

43  31 

39 '86 

■ 51 

39  88 

70  71 

53  62; 

; 46  00  • 

99  20 

66  32 

51  66 

44  57. 

> 

52 

41  74 

,72  59 

55  25 

: 47:60  ; 

99  84 

67  18 

52  77 

- 45  95 

53 

43  72 

.74-57 

56  97  > 

; 49  30 . 

100  56 

68  15 

54  01 

47  48 

54 

45  85 

76  62 

58  .79  - 

. 51  13 

101  37 

69  22 

55  38 

49  15 

i55 

48  10 

78  76 

60  72  .u; 

; 53  08 

102  26 

70  40 

56  91 

50  98; 

1 

1 

50  51 

81  01 

62*781-? 

55  19  " 

108  26 

71  73 

58  59. 

' 57 

53  09 

83  35 

64:96- 

57  43 

104  36 

73  20 

60  44' 

V C. 

: 

55  84 

85  80 

67-29 

' 59  84  - 

•105  59 

74  83- 

62  48 

V. 

59 

58  79 

88  39 

69:76 

62  44y : 

106  95 

76  64 

64  72 

60 

61  94 

91  11 

,72.41  '• 

65  24 

108  47 

78  64 

67  20 

0*0 

61 

65  31 

93  98 

75  25 

68  24 

• 110  16 

80  96 

; C2 

68  92 

97  01 

78  29 

71  50.; 

03 

83  31 

** 

63 

72  79 

100  21 

81  56 

75  01  ; 

114  10 

1 86  00 

. 64 

76  93 

103  63 

85  07 

78  81; 

116  41 

88  98 

I 65 

81  37 

107  25 

88  86 

82:92^;l 

t 118  96 

92  25 

f .0 

66 

86  13 

111  09 

92  93 

87  36 

121  79 

67 

91  23 

115  20 

97  33 

92  18 

124  89 

’»  ^ 

68 

96  69 

119  57 

102  08 

97  39 

128  29 

y.  li 

69 

102  55 

124  24 

107  21 

103  03 

132  03 

70 

( 

108  83 

>129  21 

112  76 

109  12 

136  11 

Same  surrender  figures  asf  on  10  year  distribution  plans. 


►i 


280 

SINGLE  PREMIUM,  PARTICIPATING  RATES  PER  $1,000. 


AGE 

Life 

ENDOWMENTS 

10  Years 

15  Years 

20  Years 

25  Years 

30  Years 

21 

$350  28 

$865  24 

$743  37 

$645  28- 

$566  66 

$504  10 

22 

355  84 

865  37 

743  61 

645  67 

567  26 

504  99 

23 

361-58 

865  51 

743  88 

646  09 

567  91 

505  97 

24 

367  54 

865  66 

744  12 

646  53 

568  61 

507  04 

25 

373  69 

865  81 

744  41 

647  02 

569  38 

508  20 

26 

380  09 

865  98 

744  72 

647  55 

570  22 

509  50 

27 

386  71 

866  15 

745  06- 1 

648  11 

571  12 

510  92 

28 

393  55 

866  35 

745  41 

648  73 

572  12 

512  47 

29 

400  64 

866  55 

745  81 

649  40 

573  23 

514  20 

30 

407  97 

866  77 

746  23 

650  13 

574  44 

516  09 

31 

415  57 

867  01 

746  69 

650  95 

575  78 

518  19 

32 

423  42 

867  27 

747  19 

651  83 

577  26 

520  51 

33 

431  55 

867  53 

747  74 

652  82 

578  91 

523  07 

34 

439  96 

867  84 

748  as 

653  90 

580  72 

625  99 

35 

448  65 

868  15 

- 748  98 

655  11 

582  73 

529  02 

36 

457  63 

868  51 

749  71 

656  43 

584  97 

532  47 

37 

466  92 

868  90 

750  51 

657  92 

587  46 

536  25 

38 

476  50 

869  32 

751  39 

659  57 

590  20 

540  42 

39 

486  39 

869  78 

752  ,37 

661  40 

593  25 

545  01 

40 

496  60 

870  29 

753  47 

663  44 

596  60 

550  02 

41 

507  13 

870  85 

754  70 

665  71 

600  32 

555  50 

42 

517  99 

871  47 

756  05 

668  23 

604  42 

561  49 

43 

529  17 

872  15 

757  58 

671  03 

608  93 

568  00 

44 

540  70 

872  93 

759  29 

674  16 

613  90 

575  08 

45 

552  54 

873  80 

761  20 

677  61 

619  34 

682  72 

46 

564  72 

874  78 

763  33 

681  43 

625  31 

590  95 

47 

577  23 

875  86 

765  69 

685  .65 

631  80 

599  79 

48 

590  06 

877  07 

768  33 

690  28 

638  85 

609  23 

49 

603  18 

878  43 

771  23 

695  37 

646  47 

619  27 

50 

616  59 

879  91 

774  43 

700  90 

654  67 

629  88 

51 

630  26 

881  56 

777  94 

706  91 

663  45 

52 

644  17 

883  37 

781  78 

713  43 

672  81 

53 

658  31 

885  35 

785  97 

720  46 

682  75 

54 

672  69 

887  54 

790  54 

728  02 

693  26 

55 

687  24 

889  92 

795  51 

736.14 

704  32 

56 

701  97 

892  53 

800  89 

744  80 

57 

716  86 

895  38 

806  70 

754  00 

58 

731  87 

898  49 

812  97 

763  75 

59 

746  99 

901  87 

819  72 

774  02 

60 

762  20 

905  54 

826  95 

784  82 

61 

777  48 

909  52 

m 64 

62 

792  78 

913  83 

842  83 

63 

808  08 

918  49 

851  49 

r'  .... 

64 

823  38 

923  51 

860  59 

65 

838  63 

928  88 

870  16 

66 

853  80 

934  62 

67 

868  87 

940  72 

68 

883  81 

947  18 

69 

898  57 

953  95 

■ 

70 

913  15 

961  05 

No  illustration  of  dividend  results.  Loan  values  will  be  quoted  when  requested  by  insured. 


281 

NON-PARTICIPATING  RATES-SINGLE  PREMIUM  PER  $1,000. 

AGE 

El 

?JDO'WMENTS 

> 

Life 

10  Years 

16  Years 

20  Years 

25  Years 

30  Years 

21 

$315  46 

$783  20 

$672  50 

$583  40 

$511  98 

^55  16 

22 

320  45 

783  27 

672  67 

583  71 

512  49 

455  93 

23 

325  62 

783  35 

672  86  , 

584  04 

513  03 

456  76 

2d. 

^0  98 

783  44 

673  04 

584  39 

513  62 

457  69 

^,25 

336  52 

783  52 

673  25 

584  79 

514  26 

458  69 

23 

342  27  f 

783  62 

673  48 

585  21 

514  97 

459  82 

27 

348  22  , 

783  72 

673  73 

585  67  , 

515  73 

461  05 

354  38  - 

783  84 

673  99  ‘ 

'^  586  17  -• 

516  58 

462  40 

2fi 

360  76 

. 783  96  ,. 

674  28 

586  71o 

517  52 

463  90 

30 

367  35 

784  09 

674  60 

587 ‘31 

518  56 

465  56 

nr.-' 

31 

374  18 

784  23* 

. 674  95 

587  98 

519  70 

467  39 

32 

381  24 

784  40 

675  33 

588  71 

520  98 

469  43 

33 

388  54 

784  56 

675  75 

589  53 

522  39 

471  68 

34 

396  10 

784  76 

676  20 

590  43 

523  95 

474  16 

35 

403  90 

784  95 

676  70 

591  43 

525  70 

476  91 

36 

411  97 

785  18,.,. 

677  27 

592  55 

527  64  , 

479  95 

37 

420  30 

785  44  ‘ ' 

677  90 

693  80 

529  79 

485  28 

38 

428  90 

785  72 

678  60 

595  19 

532  18 

486  97 

39 

437  78 

786  02 

679  39 

596  74 

534  84 

491  02 

40 

446  93 

786  37.^ 

680  26 

598  49 

537  77 

495  46 

41 

456  37 

786  75. 

Ai-l 

, 681  25 

600  42 

541  02 

500  31 

42 

466  11 

787  19 

682  35 

602  57 

544  62 

505  62 

43 

47B  12 

787  67 

683  59 

604  98 

548  58 

511  40 

44 

486  45 

788  22 

685  00 

607  68 

552  94 

517  67 

45 

497  04  • ‘ 

s;  788  85 

-^686  58 

610  65 

557  72 

524  45 

46 

507  94^ 

789  '57^^“’ 

' ^688  35 

613  95 

562  97 

531  77 

47 

519  12 

790  38  t 

^ 690  31 

617  60 

568  69 

539  62 

48 

530  58 

791  29  . 

692  51 

621  62 

574  90 

548  00 

49 

542  30 

792  31 

694  94 

626  03 

581  61 

556  91 

50 

554  05  I 

793  44 

697  63 

630  84 

588  85 

566  32 

51 

566  44^ 

794  71 

700  59 

636  07 

596  59 

52 

578  83 

796  10 

703  82 

641  74 

604  84 

53 

691  41 

797  64 

707  37 

647  86 

. 613  60 

54 

60i4"ig 

799  34 

711  24  ^ 

654  45 

6^  87 

55 

617  10 

801  20 

715  44 

661  52 

632  61 

56 

630  16  ; 

808  25 

720  01 

669  06 

1 

57 

643  34 

805  50 

724  95 

677  08 

58 

656  61 

^ 807  95 

730  28 

685  57  - 

59 

669  95 

810  63 

7^01  j. 

694  50 

60 

683  34 

813  54 

703  89 

61 

696  77 

816  72 

74870 

62 

710  19 

820  15 

755  65 

> 

63 

723  57 

823  87 

763  00 

Vi 

64 

736  92 

827  87 

770  72 

■ - i , 

j "V 

65 

750  18 

832  16 

778  82 

^ 7' 

1 

66 

763  33 

836  74 

i 

67 

776  33 

841  61 

S 

68 

789  17 

.846  73 

i 

69 

801  80 

852  11 

1 

70 

814  21 

857  74 

O 

! ^ 

No  Cash  Values.  Loan  values  will  be  quoted  when  requested  by  insured. 


MOJiTHLY 

AGE 

RATE 

25 

$1  20 

26 

1 22 

2 7' 

1 24 

28 

1 26  , 

29 

1 28 

30 

1 30 

31 

1 32 

32 

1 35  , 

33 

1 38. 

34 

1 41  . 

35 

1 45- 

36 

1 49 

37 

1 53 

38 

1 58 

39 

1 63  ' 

40 

1 68 

41 

1 74.  . 

42 

1 80 ; 

43 

1 87  • 

44 

1 94/ 

45 

2 02 

4 6 

2 12.  ■ 

47 

2 23 

48 

2 36^ 

49 

2 51 . 

50 

2 67’  ■ 

51 

2 84' 

52 

3 02  ‘ 

53 

3 22 

54 

3 44 

55 

8 68 

56 

3 94 

57 

4 22 

58 

4 52 

59 

4 85 

60 

5 21 

61 

5 61 

62 

6 05 

63 

6 53 

64 

7 05 

65 

7 61 

Monthly  Term.  " 

Policy  issued  at  once,  dated  Current  date,  but 
with  regular  premium  to  commence  , at  some 
future  date— rpoiicy  bears  an  endorsement 
providing  that  a term  premium  is  due  to  coyer 
the  time  from  date  of  policy  j to  time  regular 
premium  becomes  due,  also  stipulates  that  this 
latter  date  on  which  the  .regular  premiurni -is 
due  . shall  be  the  anniversary — the  real  dafe 
from  which  the  regular  contract  is  to  run 
and  from  which  distribution  and  values  are 
calculated — under  monthly  term  contracts 
both  the  term  premium  and  the  policy  premium 
must  be  paid  at  once. 

A monthly  term  premium  cannot  carry  out  of 
the  current  year  nor  be  for  less  than  one  month. 

Tcnn  Certificate, 

Provides  nonTparticipating  term  insurance 
for  a stated  period  and  at  end  of  said  period -a 
new  policy,  same:  amount  (new  nuniber,  date 
and  age  at  nearest  birthday)  without  medical 
examination,  on  :plan  requested  in  application. 
A term  certificate  is  not  ‘written-  to:  a period 
exceeding  one  yi^ar  nor  for  a period  less  thhu 
one  month.  It  may  run  from  o^e.^^ear  ipto 
the  next  year.  Premium,  on  terni  certificate 
must  bb  paid  to  Company  before  re^lar  policy 
will  be  issued.  ' --t 

Special  Prepiiam.  - ■ 

Policy  issued  at  once  under  current  date, 
with.premium  to- become  due  at  a future  date^ 
a special  premium  is  endorsed  to  cover  time 
from  date  of.  policy  to  .tjme  when  reguidV 
premium  is  due.  : This  special  premium  is  a 
pro  rata  amount  df  the  regular  premium  plus 
interest.  It  differs  from  monthly  term  con- 
tracts in  this  latter  respect  and  also  that  the 
anniversary  of  the  pojicy  is  the  date  it  is  issued 
and  the  balance  of  a!  year’s  premium  is  due  to 
complete  the  payments  on  limited  payment 
contracts.  A Special  Premium  can  carry  out 
of  the  current  year  and  may  be  for  less  than  a 
month  if  desired. 


;38a 


JOINT  LIFE  AMNJirTItji 


284 

TERM  RATES— NON-PARTICIPATING. 

Annual  Premiums  to  Secure  $1,000. 

AGE 

5 YEARS 

10  YEARS 

15  YEARS 

20  YEARS 

21 

$11  58 

$11  71 

$fl  87 

$12  06 

22 

11  73 

11  88 

12  05 

12  26 

23 

11  90 

12  05 

12  24 

12  47 

24 

12  07 

12  24 

12  44 

12  69 

25 

12  25 

12  43  . 

12.65 

12  93 

26 

12  45 

12  64 

12  88 

13  19 

27 

12  65 

12  86 

13  13 

13  46 

28 

12  87 

13  10 

13  39 

13  76 

29 

13  10 

13  35 

13  67 

14  08 

30 

13  35 

13  62 

13  97 

14  43 

31 

13  61 

13  91 

1429 

14  82 

32 

13  89 

14  22 

14  64 

15  23 

33 

14  19 

14  55 

15  03 

15  69 

34 

14  52 

14  91 

15  44 

16  19 

35 

14  86 

15  30 

15^89 

16  73 

36 

15^ 

15  72 

16  39 

17  as 

37 

15  64 

16  17 

16  93 

17  99 

38 

16  07 

16  67 

17  52 

18  71 

39 

16  54 

17  21 

18  18 

19  50 

40 

17  04 

17  80  -3.'  1 

' • 18  89  ^ - - • 

20  36 

41 

17  59 

18  45 

19  68 

21  31 

42 

18  19 

19  17 

20  55 

22  35 

43 

18  85  - 

- 1996 

2151 

23  50 

44 

19  57 

20  84 

22  56 

24  75 

45 

20  37 

: rr  80 

23  72 

26  12 

46 

21  25 

22-87- 

24  99 

27  62 

47 

22  23 

24  05 

26  39 

29  26 

48 

23  32 

25  34 

27  93 

31  05 

49 

24  52 

26  77 

29  61 

33  01 

50 

25  84 

' 28  33 

31  45 

35  13 

51 

27  29 

30  05 

33  47 

37  44 

52 

28  87 

31  92 

. 35  66 

39  93 

53 

30  01 

-33  97 

3806 

42  69 

54 

32  52 

36  22 

40  67 

45  53 

55 

34  61 

38  68 

4351 

48  65  : 

56 

36  89 

41  36  - • ' 

,ni  46  66 

52  00 

57 

39  40 

44  30 

49  96 

55  58 

58 

42  13 

47  50 

j;  53  59  ’ 

59  41 

59 

45  12 

51  00 

57  51 

63  52 

60 

48  40 

54  81 

: 61  74 

67  90 

JOINT  LIFE  POLICY. 


This  policy  provides  for  payment  of  the  amount  insured  at 
the  first  death  of  the  two  lives  insured.  When  the  amount  is 
paid  the  policy  terminates. 

The  premium  is  based  upon  the  ages  of  both  lives,  and  can 
be  made  payable  annually,  semi-annually  or  quarterly.  The 
semi-annual  and  quarterly  rates  are  made  by  the  usual  rule. 

The  rates  given  in  this  book  are  for  insurances  on  two  lives, 
but  rates  will  be  furnished  for  the  joint  insurance  of  three  or 
even  four  lives,  the  amount  to  be  paid  when  the  first  death 
occurs  among  the  persons  insured. 

Rates  are  given  in  this  book  only  for  continuous  premiums, 
and  only  that  form  of  policy  is  to  be  solicited;  but  rates  will 
be  calculated  upon  the  twenty  or  ten-payment  plan  when  an 
important  case  justifies  it. 

These  rates  are  participating,  but  no  illustrations  of  results 
will  be  furnished 

Distribution  of  Surplus. — ^The  surplus  wilT  be  apportioned  at 
the  end  of  twenty,,  fifteen  or  ten  years  and  annually  thereafter. 
The  surplus  apportioned  at  the  end  of  the  first  distribution 
period  can  be  drawn  in  cash  or  applied  to  the  purchase  of  an 
annuity — that  is,  the  permanent  reduction  of  future  premiums 

or  to  purchase  additional  paid-up  joint  life  insurance  on 

satisfactory  medical  examinations,  but  without  such  examina- 
tion if  two  years’  previous  notice  of  the  selection  of  this 
option  has  been  given  to  the  Company. 

Automatic  Paid-up  Insurance.  •— After  three  full  years* 
premiums  have  been  paid,  the  policy,  upon  the  non-payment 
of  any  subsequent  premium,  will  become  a paid-up  non- 
participating joint  life  policy  hr  the  amount  required  by  the 
provisions  of  the  laws  of  the  State  of  New^  York,  ^be 
amount  of  this  paid-up  insurance  is  not  stated  in  the  policy 
except  at  the  end  of  the  distribution  period,  and  on  account 
of  the  complicated  calculations  necessary  to  ascertain  the 
same  at  all  the  different  combinations  of  ages,  the  figures 
cannot  be  given  until  default  has  occurred  in  payment  of 
premium. 

No  extended  insurance  will  be  given  under  this  plan. 

Cash  Surrender  Value.— At  the  end  of  the  first  distribution 
period,  provided  the  premiums  have  been  duly  paid  and  ttie 
insured  are  then  living,  a policy  may  be  surrendered  and  the 
reserve  and  surplus  v/ill  be  paid  therefor  in  cash.  The  amount 
of  this  reserve  at  the  end  of  the  period  will  be  stated  in  the 
policy.  Cash  values  will  not  be  stated  for  any  other  time. 

No  loan  values  are  given. 

The  regular  form  of  application  for  an  ordinary  life  policy 
is  to  be  used,  and  a medical  examination  of  each  of  the  parties 
insured  is  required. 


285 


286 

! 

JOiNTtLiFE.'f 

moi 

i 

Annual  Premiums  to  Secure  $1,000. 

AGE  ■ 

1 

. ITJ 

22:.. 

i 23.^ 

>v 

24  a- 

. ,23  . 

26 

2.rr 

23 

30 

-m  49 

$31  79 

$32  11 

$32  45 

$32  82 

$33  21  ; 

^€4 

'$34  10* 

$34  59 

$35  12; 

-.■  ,?L- 

‘32  3$ 

33’ ,08' 

33  17 

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.35  35; 

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82  69r 

33  02 

' 33  37 

.33:75 

34  16 

-84  60- 

35:08*1 

' 35  59; 

33  33 

■'33'  68 

sl;  05 

34  45  ’ 

34  89 

35  36 

35  85. 

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^ ' ■ ' ■ -■ 

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, 36  15' 

2S/o 

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34-38.; 

34  77^ 

^35  20 

35>  66. 

26 

34  W- 

36  54 

^^35  99 

36  47' 

■'  '■  nov 

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36.34. 

36  82 

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36  73 

37  20 

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37  15 

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JOINT  LIFE. 

Annual  Premiums  to  Secure  $1,000. 


AGE 

58 

59 

60 

21 

$81  53 

$85  36 

$89  46 

22 

81  61 

85  44 

89  54 

28 

81  70 

85  52 

89  62 

24 

81  79 

85  62 

89  71 

25 

81  89 

85  72 

89  81 

26 

82  01 

85  83 

89  92 

27 

82  14 

85  95 

90  03 

28 

82  28 

86  08 

90  16 

29 

82  43 

86  23 

90  31 

30 

82  60 

86  39 

90  46 

31 

82  78 

86  57 

90  64 

32 

82  99 

86  77 

90  83 

33 

83  22 

86  99 

91  04 

34 

83  47 

87  24 

91  28 

35 

83  -76 

87  51 

91  54 

36 

84  07 

87  81 

91  83 

37 

84  42 

88  15 

92  16 

38 

^81 

88  53 

92  53 

39 

• 85  24 

88  95 

92  93 

40 

85  73 

89  42 

93  39 

41 

86  28 

89  95 

93  90 

42 

86  88 

90  53 

94  47 

43 

87  56 

. 9119 

95  10 

44 

88  31 

91  92 

95  81 

45 

89  15 

92  74 

96  61 

46 

90  09 

93  65 

97  49 

47 

91  13 

94  66 

98  48 

48 

92  28 

95  79 

99  58 

49 

93  55 

97  03 

100  79 

50 

94  96 

98  41 

102  14 

51 

96  50 

99  92 

103  62 

52 

98  20 

101  58 

105  24 

53 

100  05 

103  40 

107  03 

54 

102  09 

105  40 

109  00 

55 

104  32 

107  59 

111  15 

56 

106  75 

109  99 

113  50 

57 

109  41 

112  60 

116  08 

58 

112  30 

415  45 

118  88 

59 

118  56 

121  95 

60 

125  30 

61 

62 

63 

64 

65 

61 


$93  85 

93  93 

94  01 
94  10 
94  19 

94  30 
94  41 
94  54 
94  68 
94  83 

94  99 

95  18 
95  39 
95  61 

95  87 

96  15 
96  47 

96  82 

97  21 

97  65 

98  15 

98  70 

99  31 
100  00 

100  78 

101  64 

102  60 

103  67 

104  86 

106  17 

107  62 

109  21 

110  96 
112  89 
115  00 

117  32 
119  85 
122  62 
125  64 
128  94 

132  54 


62 


63 


64 


65 


$98  56 
98  63 
98  71 
98  80 
98  89 

98  99 

99  10 

99  23 

99  37 
99  51 

99  67 
99  85 

100  05 

100  27 

100  51 

100  78 

101  09 

101  43 
101  81 

102  24 

102  71 

103  25 

103  84 

104  52 

105  27 

106  10 

107  04 

108  08 

109  24 

110  53 

111  94 
113  50 
115  22 
117  11 
119  18 

121  46 
123  95 
126  67 
129  65 
132  90 

136  45 
140  31 


$103  60 
103  67 
103  75 
103  84 

103  93 

104  02 
104  13 
104  25 
104  38 
104  52 

104  68 

104  85 

105  05 
105  26 
105  49 

105  76 

106  06 
106  39 

106  75 

107  17 

107.63 

108  14 

108  72 

109  37 

no  10 

no  92 

111  83 

112  85 

113  98 

115  23 

116  61 

118  14 

119  82 
121  66 
123  71 

125  94 
128  39 
131  07 
134  00 
137.21 

140  71 
144  52 
148  67 


$109  01 
109  08 
109  16 
109  24 
109  33 

109  42 
109  53 
109  64 
109  77 
109  91 

no  06 
no  23 
no  41 
no  62 

110.85 

111  10 
111  39 

111  71 

112  06 
112  46 

112  91 

113  41 

113  97 

114  60 

115  31 

116  10 

116  99 

117  98 

119  08 

120  31 

121  66 

123  15 

124  79 
126  61 
128  61 

130  81 
133  ^1 
135  84 
138  73 
141  88 

145  33 
149  10 
153  20 
157  66 


$114  81 
114  88 

114  96 

115  03 
115  12 

115  22 
115  32 
115  43 
115  55 
115  69 

115  83 

116  00 
116  18 
116  37 
116  60 

116  84 

117  12 
117  43 

117  T 

118  16 

118  59 

119  07 

119  62 

120  23 

120  92 

121  69 

122  55 

123  52 

124  59 

125  79 

127  11 

128  57 

130  18 

131  96 
133  92 

136  07 
138  43 
141  02 
143  86 
146  96 

150  36 
154  07 
158  12 
162  53 
167  33 


JOINT  ENDOWMENT  POLICY. 

This  policy  provides  foi* ' the  payfneht ' '6f ' thd  ^dmount  at  the 
end  of  twenty,  fifteen  or  ten  yeap,  provided  both  lives  insured 
survive  that  period,  or  at  the  prior  death  of  either  life  insured. 

The  premiums  are  payable  until  the  policy  matures  by  death 
or  by  the  maturity  of  the  endowment.  They  may  be! paid 
semi-annually  or  quarterly,  for  which  the  rates  can  be  found 
by  the.  usual  method. 

These  rates  are  participating,  but  no  illustrations  of  results 
will  be  furnished.  *-■? 

Distribution  of  Surplus.— The  surplus  will  be  appbrtipned 
at  the  end  of  the  endowment  period,  provided  the  policy  isfthgn- 
iniforce  asa  participating  policy,  and  will  be  paid  in  cash -with 
the  endowment.  i 

Automatic  Paid-up  Insuranc]^.— After  three  full  years^ 
premiums  have  been  paid,  the  policy,  upon  the  non-paym^t  of 
any  subsequent  premium,  will  become  a paid-up  non-participat- 
ing joint  endowment  policy,  maturing  at  the  same  time  as  the 
original  policy,  for  such  a proportion  of  the  face  of  the  policy 
as  the  number  of  full  year’s  premiums  paid  bears  to  the  total 
number  required^  ! 

No  extended  insurance  is  given  upon  this  form  of  pbHcy.j 
There  are  no  cash  or  loan  values  provided  for  or  stat4d  in 
the  policy.  - \ ! i ^ ‘ 

Same  application  and  examination  required  as  oh  the  joint 
life  plan^;;  j r;  ■ ^ - ^ 


. iiii 


20  PAYIVIENt— 20  YEAR  JOINT  ENDOWMENT: 

Annual  Premiums  to  Secure  $1,000.  i 


AQB 


21 


$57  75 


22 


$57  86 
57  96 


23 

24 

23 

26 

27 

28 

i 

29 

i 

$57  97 

$58  09 

$58  22 

$58  35 

$58  50 

$58  66 

$58  83 

$59  02 

58  07 

58  19 

58  32 

58  46 

58  60 

58  76 

58  93 

59  12 

58  17 

58  29 

58  43 

58  56 

58  71 

58  86 

59  03 

59  22 

58  41 

58  54 

58  68 

58  82 

58  97 

59  la 

59  as 

58  65 

58  79 

58  94 

59  10 

59  2^ 

59  45 

58  92 

59  07 

59  23 

59  39. 

59  58 

59  21 

59  37 

59  53 

59  72 

59  52 

59  69 

59  87 

59  85 

60  03 

60  21 

20  PAYMENT— 20  YEAR  JOINT  ENDOWMENT. 

Annual  Premiurns  to  Secure  $J,000. 


AGE 


31 


$59  25 
59  34 
59  44 
59  55 
59  66 

59  78 
‘59  91 
•60  05 

60  22 
60  40 

60  60 


32 


$59  47 
59  57 
59  67 
59  78 

59  89 

60  01 
60  14: 
60  28 

60  44 
60  62 

60  81 

61  03 


33 


$59  72 
59  81 

59  91 

60  02 
60  13 

60  26 
60  39 
60  53 
60  68 
60  86 


34 


$59  99 
60  08 
60  18 
60  29 
60  40 

60  52 
60  65 
60  79 

60  95 

61  11 


61  05  61  30 

61  26  61  51 

61  49  61  76 

62  00 


35 


$60  29 
60  38 
60  48 
60  59 
60  70 

60  82 

60  95 

61  09 
01  24 
61  41 

61  59 
61  80 

62  03 
62  28 
62  54 


37 


33 


39 


$60  64 
60  73 
60  83  • 

60  92 

61  03 

61  14 
61  25 
61  39 
61  55 
61  72 

61  91 

62  13 
62  35 
62  61- 


63  18 


$61  00 
61  09 
61  19 
61  29 
61  39 

61  51 
61  63 
61  78 

61  91 

62  08 

62  26 
62  47 
62  69 

62  94 

63  22 

63  52 
63  85 


$61  40 
61  49 
61  58 
61  68 
61  79 

61  90 

62  03 
62  16 

62  31 
62' 47 

62  66 
62  86  ' 

63  08 
63  32 
63  59 

63  89 

64  23 
64  60 


■ AGE  ■ 

41 

42 

43 

44 

45 

i 

^62  89^  ^ 

^63  4^ 

$64  15  i 

^64  89:  i 

$65  71  : 

* 22 

62  98 

63  57 

64  24 

64  97 

65  79 

23 

63  07 

63  66 

64  33 

65  06 

65  88 

24 

63  16 

63  76 

64  42 

65  15 

65  97 

25 

63  26 

63  86 

64  52 

65  25 

66  07 

2 6 

63  36 

63  96 

64  63 

65  36 

66  17 

t 27.-  ■ 

63  48 

64  08 

64  74 

65  48  : 

• 66  29 

i 28 

;63  61 

64  20 

64  87 

65  60 

66  41 

! 29 

1 63  75 

64  35 

65  01 

65  74 

66  55 

\ 30 

63  91 

64  52 

65  16 

65  89 

66  70 

31 

64  09 

64  68 

65  34 

66  06 

66  87 

• 32 

64  29 

64  87 

65  53 

66  25 

67  06 

33 

64  51 

65  08 

65  73 

66  46 

67  26 

• 34 

64  75 

65  32 

65  96 

66  69 

67  49 

: 35 

65  01 

65  58 

66  21 

66  94 

67  74 

■ 36 

65  29 

65  87 

66  50 

67  23 

68  02 

37 

65  61 

66  19 

66  82 

67  55 

68  34 

38 

65  97 

66  55 

67  19 

67  89 

68  70 

39 

66  37 

66  95 

67  60 

68  29 

69  08 

40 

66  81 

67  41 

68  05 

68  74 

69  51 

41 

42 

43 

44 
j 45 

: 46 
i 17 
i 48 

5 49 

67  34 

67  90 

68  46 

68  55 

69  07 
69  70 

69  25 

69  81 

70  41 

71  08 

70  00 

70  55 

71  16 

71  85 

72  60 

43 


47 


566  63’ 
66  71 
66  80- 
66  89 

66  98 

67  08' 
67  18 
67  30 
67  44 
67  60 

67  76 

67  95 

68  15 
68  38 
68  63 

68  90 

69  22 
69  58 

69  97 

70  40 

70  87 

71  42 

72  03 

72  72 

73  47 

74  30 


$61  85 

61  93 

62  02 
62  12 
62  23 

62  34 
62  47 
62  60 
,62  74 

62  90 

63  08 
63  28 
63  50 

63  74 

64  01 

64  31 

64  64 

65  02 
65  42 


40 


48 


567  63 
67  71 
67  80 
,67  89 

67  98  I 

68  08 
68  18 
68  30 
68  44 
68  59 

68  76 

68  94 

69  14 
69  36 
69  61 

69  89 

70  19 
70  54 

70  94 

71  37 

71  84 

72  37 

72  97 

73  66 

74  42 

75  26 

76  18 


$62  33 
62  42 
62  51 
6261 
6271 

62  83 

62  95 

63  08 
63  23 
63i^39 

63^  56 
63  75 

63  97 

64  21 
64  48 

64  77 
’ 65.-11 

65  48 

65  88 

66  33 


40 


50 


$68  74 
68  82 
68  90 

68  99 

69  09 

69  19 
69  30 
69  41 
69  55 
69  69 

69  86 

70  04 
70  23 
70  45 
70  70 

70  98 

71  28 

71  62 

72  01 
72  45 

72  93 

73  46 

74  04 

74  72 

75  48 

76  32 

77  25 

78  27 


$69  96 
70  04 
ZO  12 
70  21 
70  31 

70  41 
70  52 
70  64 
70  77 

70  91 

71  07 
71  24 
71  44 
71  66 

71  91 

72  18 
72  49 

72  83 

73  20 

73  63 

74  11 

74  64 

75  23 

75  88 

76  64 

77  48 

78  42 

79  44 

80  57 


$71  31 
71  39 
71  •47 
71.56 
71  65 

71  75 
71  86 

71  ‘ 

72  12 
72' '26 

72  41 
72  59 

72  78 

73  00 
73  24 

73  51 

73  82 

74  16 
74  53 

74  94 

75  40 

75  94 

76  53 

77  20 

77  92 

78  74 


292  20  PAYMENT— 20  YEAR  JOINT  ENDOWMENT. 


Annual  Premiums  to  Secure  $1,000. 


AGE 

51 

52 

53 

54 

55 

21 

$72  82 

$74  45 

$76  24 

$78  21 

$80  38 

22 

72  89 

74  52 

76  32 

78  29 

80  46 

23 

72  97 

74  61 

76  40 

78  37 

80  54 

24 

73  06 

-74  69 

76  48 

78  46 

80  62 

2o 

73  13 

74  78 

76  58 

78  55 

80  71 

26 

73  24 

74  89 

76  67 

78  64 

80  81 

27 

73  35 

74  98 

76  78 

78  75 

80  91 

28 

73  47 

75  10 

76  89 

78  86 

81  03  ■ 

29 

73  60 

75  23 

77  01 

78  98 

81  15 

30 

73  74 

75  37 

77  15 

79  12 

81  28 

31 

73  89 

75  52 

77  30 

79  28 

81  42 

32 

74  07 

75  69 

77  48 

79  45 

81  59. 

33 

74  26 

75  88 

77  67 

79  63 

81  78 

34 

74  48 

76  10 

77  88 

79  84 

81  98  . 

35 

74  71 

76  34 

78  12 

80  07 

82  22 

36 

74  97 

76  60 

78  38 

80  33 

82  48  ' 

37 

75  28  • 

76  89 

78  67 

80  62 

82  77 

38 

75  62 

77  22 

78  99 

80  94 

83  09 

39 

75  99 

77  58 

79  35 

81  30 

83  45 

40 

76  41 

78  00 

79  76 

81  71 

83  84 

41 

76  86 

78  46 

80  23 

82  17 

84  28 

42 

77  38 

78  96  ■ 

80  74 

82  68 

84  79 

43 

Q1. 

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K QA 

77  97  ' 

79  54 

ol  Ol 

oo  axy 

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44 

78  63 

80  20 

81  95 

83  88 

8 

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45 

79  37 

80  94 

82  67 

84  60 

8 

6 71 

46 

80  18 

81  76 

83  49 

85  41 

8 

7 51 

47 

81  12 

82  66 

84  39 

86  32 

' 8 

8 40 

48 

82  16 

83  69 

85  41 

87  34 

8 

9 41 

49 

83  30 

84  83 

86  55 

88  43 

0 

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50 

84  57 

86  10 

87  81 

89  68 

9 

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3 10 

52 

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90  73 

92  60 

9 

4 62 

53 

92  38 

94  26 

9 

6 30 

54 

96  10 

9 

8 15 

55 

100  17 

15  PAYMENT^IS  YEAR  JOINT  END 

Annual  Premiums  to  Secure  $i,Ot) 

ow^ 

(0. 

1ENT 

293 

AGE 

22 

23 

24 

25 

26 

27 

28 

29 

30 

i$s 

24  1 

25 

26  - 

28 

29 

30 

$75  88 

$75  98 

76  07 

flh  ‘ 

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r 

' - > . r. 

■ 

$76  08 

76  17 

76  26 

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$76  18 

76  27 

76  37 

76  46 

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$76  30 

76  39 

76  48 

76  58 

76  68 

[■  i-;.  ' i 

$7(|  42 
76  51 

76  60 

76  70 

76  81 

76  92 

$76  55 
76  64^^ 

76  73' 

76  83 

76  93 

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, 77  17  . 

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$76  69 

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77  19 

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77  34 

77  46 

77  59 

77  73 

! 

$77  02 

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18 

77  28' 

l 38 

77  49 

77  61 

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77  89 

78  04 

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31 

32 

34 

35 

36 

37 

38 

39 

40 

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21 

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$77-  40 

$77  61 

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$79  02 

$79  38 

$79  79 

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77  28 

77  48 

77  69 

77  92 

78  17 

78  46 

78  76 

79  09 

79  46 

79  86 

28 

77  36 

77  56 

. 77  77 

78  00 

78  25 

78  54 

78  84 

79  17 

79  54 

.79  94 

'24 

77  46 

77  66 

77  87 

78  09 

78  34 

78  63 

78  93 

79  26 

79  62 

80  01 

' 25 

77  66 

77  75 

77  97 

78  19 

78  44 

78  72 

79  02 

79  35 

79  71 

80  11 

26 

77  66 

77  86 

78  07 

78  30 

78  54 

78  82 

79  12 

79  45 

79  81 

80  20 

27 

77  78 

77  98 

78  19 

78  41 

78  65 

78  92 

79  22 

79  57 

79  91 

80  31 

28 

77  90 

78  10 

78  31 

78  53 

78  77 

79  04 

79  34 

79  67 

80  03 

80  42 

29 

78  05 

78  24 

78  44 

78  67 

78  90 

79  17 

79  47 

79  80 

80  15 

80  55 

SO 

78  20 

78  39 

78  60 

78  82 

79  06 

79  32 

79  61 

79  93 

80  29 

80  68 

31 

78  38 

78  56 

78  77 

78  99 

79  22 

79  48 

79  77 

80  09 

80  44 

80  83 

32 

78  74 

78  94 

79  16 

79  40 

79  65 

79  94 

80  26 

80  61 

81  00 

33 

79  13 

79  35 

79  59 

79  84 

80  13 

80  44 

80  79 

81  18 

34 

79  56 

79  80 

80  04 

80  33 

80  65 

80  99 

81  33 

35 

80  00 

80  27 

80  56 

80  87 

81  21 

81  59 

36 

80  52 

80  81 

81  12 

81  45 

81  83 

37 

81  08 

81  39 

81  72 

82  10 

38 

81  70 

82  02 

82  40 

39 

82  36 

82  74 

40 

1 

83  10 

ANNli^riES 


15  PAYMENT— 15  YEAR  JOINT  ENDOWMENT, 
Annual  Premiums  to  Secure  $1,000. 


AGE 


51  S2 


21 

^42 

22  . 

88- 49, 

23 

88  56 

24 

88  63. 

25 

88  70 

26 

88  78  ' 

27 

88  88 

28 

88  98 

29 

89  09 

30 

89  21 

31 

89  33 

52 

89  48 . 

33 

89  64 

34 

89  82 

35 

90  01 

36 

90  22 

37 

90  47 

38 

90  75 

39 

91  05 

4.0 

91.  3a. 

41 

91  74 

42 

92  19 

43 

92  68 

44 

93  22 

45 

93  81 

46 

94  44 

53  55  56  57 


95  24 

96  11 

97  05 

98  08 

99  20 


$89  78 
89  84 
89  91 

89  98 

90  05 

90  14 
, 90  22 
90  33 
90  44 
90  5d 

90' 

90  82 

90  99 

91  16 
91  36 

91  57 

91  79 

92  08 
92  39 

92  72 

93  09 

93  48 

94  00 

94  65 

95  15 

*95  80 

96  50 

97  39 

98  36 

99  41 

100  55 

101  77 


$91  27 
91  33 
91  39 
91  47 
91  54 

91  63 
91,71 
91  81 

91  92 

92  04 

’ 92  17 
92  31 
92  46 
92  64 

92  84 

93  05 
93  28 
93  53 

93  85 

94  19 

94  57 

94  97 

95  41 

95  99 

96  61 

97  28 

98  01 

98  78 

99  78 
100  86 

102  02 

103  27. 

104  61 


58  59 


$92  92 

92  97 

93  04 
93  10 
93  18 

93  27 
93  36 
93  45 
93  55 
93  67 

93  80 

93  95 

94  10 
94  26 
94  46 

94  68 

94  92 

95  17 
95  45 

95  80, 

96  19 

96  61 

97  06 

97  54 

98  19 

98  89 
99.64 

100  44 

101  30 

102  42 

103  62 

104  90 
106  27 
107.  74 


$94  72 
94.78 
94  84 
94  91. 

94 

95  07 
95  16 
95  25 
95  36 
95  47 

95  60 
95  74 

95  90 

96  06 
96  24 

96  46 
96  71 

96  97 

97  25 
97  55 

97  96 

98  39 

98  86 

99  36 
99  90 

100  62 

101  41 

102  24 

103  13 

104  06 

105  32 

106  65 

108  07 

109  58 
111  19 


$98  89 

98  95 

99  01 
99,07 
99  15 

99  23 
99  32 
99  41 
99  52 
99  63 

99  76 

99  89 

100  04 
100  21 

100  40 

100  60 
100  82 

101  10 
101  40 


^6  70 
96  76 
96  82 
96  89 

96  96 

97  05 
97  14 
97  24 
97  34 
97  45 

97  57 
97  72 

97 

98  04 
98  22 

98  42 
98  67 

98  94 

99  23 
99  54 

99  88 

100  33 

100  82 

101  34 
101  90  101  08 


$101  29 
101  35 
101  41 
101  47 
101  54 


60 


$103 

103  99 

104  05 
104  12 
104  19 


101  63  104  26 
101  71  104  35 


101  73  104  11 


102  50 

103  31 

104  18 


102  07 
102  44 

102  95 

103  50 


104  71 

105  37 

106  28 


101  81 

101  91 

102  03 

102  15 
102  29 
102  43 
102  61 

102  79 

103  00 
103  22 
103  46 
103  7' 


104  44 
104  56 
104  66 

104  79 

104  ‘ 

105  07 
105  23 
105  42 

105  63 

105  86 

106  10 
106  36 
106  72 


107  15 

108  53 
110  00 
111  57 

113  23 

114  ! 


109  38 

110  53 

112  07 

113  70 
115  42 

117  25 
119  18 


194  47 

104  86 

105  27 

105  84 

106  46 

107  11 

lor  81 

108  55 

109  57 


105  11  107 

106  10  108  29  110  65 


111  79 

112  99 

114  27 

115  97 
117  77 

119  67 
121 
123  80 


107  10 
107  50 

107  93 

108 
109  Cf3 

109  72 

110  45 

111 

112  05 

113  19 

114  38 

115  64 

116  97 
118 
120 

122  25 
124  35 
126  55 
128 


$106  83 
106  89 

106  95 

107  02 
107  09 

107  17 
107  25 
107  34 
107  44 
107  56 

107  68 
107  82 

107  97 

108  13 
108  30 

108  52 

108  75 

109  00 
109  27 
109  56 


109  96 

110  39 

110  84 

111  32 

111  83 

112  55 

113  32 

114  14 

115  00 
115  92 

117  1' 

118  50 

119 

121  36 

122  90 

125  00 
127  20 
129  51 
131  93 
134  48 


siiMnnv 


296 

iO 

PAYMENT— 10  YEAR  JOINT  END 
Annual  Premiums  to  Seoure  $l,0( 

tOWI\ 

)0, 

/lENT. 

age 

22 

23 

24 

^5 

^6 

■ 27 

2.8 

.2  9 

30 

M13  54 

^113  63 

$113  72 

|113  81 

$113,91 

$1,14  02  i 

$114  13 

$114  25  { 

$114  SjS 

$114  54 

2^  . 

113  70 

113  79 

113  89 

113  99i 

114  10' 

114  21 

114  33 

114.46 

114  61 

23 

113  88 

113  97 

114  08 

M i» 

114  30 

114  42 

114  55 

114  69 

24 

.114  06 

114  16 

.114  27, 

114  39 

114  51 

114  64 

114  78 

25 

114  26 

fl4  37 

li;4  48 

114  61 

114  74 

114  87 

26 

114  47 

114  58 

114  71 

114  84 

114  98 

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114  69 

114  82 

114  95 

115  09 

28 

114  93 

115  06 

115  20 

23 

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AGE 

31 

32 

33 

34 

35 

36 

37 

38 

\ 3 9\ 

40 

21 

|114  71 

$114  88 

$115  07 

$115.^ 

[$115  49 

$115  74 

$116  00 

$116  28 

$11^59 

) $m  92 

22 

114  79 

114  96 

115  14 

115  34 

115  55 

115  81 

116  06 

116  35 

116  65 

. 116  98 

114  86 

115  03 

115  ^ 

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: 116  14 

116  42 

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115  78 

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116  22 

116  47 

’ 116  75 

117  (K 

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115  U 

115  51 

115  69 

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116  57 

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29 

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116  0( 

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35 

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38 

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39 

119  1: 

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40 

119  72, 

ANNUITIES 


298 

TO  PAYMENT— TO  YEAR  JOINT  ENDOWMENT. 

Annual  Premiums  to  Secure  $1,000. 

AGE 

51 

52- 

53 

54 

55 

56 

57 

58 

59 

60 

2t 

$124  00 

$125  10 

$126  32 

$127  66 

$129  12 

$130  75 

$132  52 

$134  47. 

$136  61 

$138  96 

22 

124  05 

125  16 

126  38 

127  71 

129. 17 

130>80 

132  57 

134  52 

136  66 

139  01 

23 

124  11 

125  22 

126  43 

127  77 

129  23 

130,85 

132  53 

134  57 

136  71 

•139  ,07 

24 

124  17 

125.28 

126,49 

127  83 

129  29 

130:91 

132  68 

134  63 

136  77 

139  12 

23 

124  23 

125  34 

126  56 

127  89 

129  36 

1^  97 

132  74 

134.69 

136  83 

139 18 

26 

124  30 

125  41 

126  63 

127  96 

129  43 

131  04 

132  81 

134  76 

136  90 

139  25 

27 

124  38 

125  49 

126  70 

128  04 

139  50 

131  11 

132  88 

134  83 

136  97 

13932 

28 

124  46 

125  57 

126  78 

128  12 

129  58 

131  19 

132  96 

134  90 

137  04 

139  40 

29 

124  55 

125  66 

126  86 

128  20 

129  67 

131  28 

133  04 

134  99 

137  13 

139  48 

30 

124  65 

125  76 

126  96 

128  29 

129  76 

131  37 

133  14 

135  08 

137  22 

139  5? 

31 

124  76 

125  87 

127  06 

128  40 

129  86 

131  47 

133  24 

135  18 

137  32 

139  67 

32 

124  88 

125  98 

127  19 

128  52 

129  98 

ISl  59 

133  35 

135  29 

137  43 

139  78  , 

33 

125  02 

126  n 

127  32 

128  65 

130  n 

131  71 

133  48 

135  41 

137  55 

139  90 

34 

125  17 

126  26 

127  47 

128 :78 

130  25 

131  85 

133  61 

135  55 

137  68 

140. 13 

35 

125  32 

126  42 

127  62 

128  94 

130  SO 

132  00 

133  77 

135  70 

137  83 

14018 

36 

125  49 

126  59 

127  80 

129  11 

130  56 

132.17 

133  93 

135  S7 

138  00 

140  34 

37 

125  69 

126  78 

127  99 

129  3Q 

130  75 

132  35 

134.11 

136  05 

138  18 

140  52 

38 

125  90 

126  99 

128  19 

129  52 

130  97 

132  57 

134  31 

136  25, 

138.38 

140  72 

39 

126  14 

127  23 

128  42 

129  74 

13120 

132  80 

134  54 

136  47 

138  59 

140  94 

40 

126  41 

127  50 

128  69 

130  00 

131  45 

133  05 

134  79 

136  72 

1^  84 

14118  , 

41 

126  71 

127  80 

128  99 

130  30 

131  74 

133  32 

135  07 

137  01 

139  13 

14146 

42 

127  05 

128  12 

129  31 

130‘63 

132  07 

133  64 

135  39 

137  32 

139  44 

141.78 

43 

127  43 

128:50 

129  68 

130  96 

132  43 

134  00 

135  75 

137  67 

139  79 

142  13  : 

44 

127  85 

128,92 

130.09 

131  40 

132  84 

134  42 

136  16 

138  06 

140  18 

.1421 52  : 

45 

128  83 

129  40 

130  56 

131  87 

133  30 

134  87 

136  62 

138  52 

140  63 

142  96  I 

46 

128  86 

129  94 

131  09 

132  40 

133  81 

135  39 

137  14 

139  04 

141  14 

143  47 

47 

129'.46 

130  53 

131  70 

133  00 

134  40 

135  99 

137  71 

139  62 

141  73 

144;  05 

48 

130  14 

131  20 

132  36 

133  66 

135  07 

136  66 

138  37 

140  27 

142  38 

144.70 

49 

130  90 

131  97 

133  13 

134  40 

135  81 

137  41 

139  11 

141  01 

143  10 

145,43 

50 

131  76 

132  82 

133  98 

135  25 

136  65 

138  23 

139  94 

141  84 

143  90 

146  23  . 

51 

132  69 

133  76 

134  92 

136  18 

137  57 

139  13 

140  87 

142  76 

144  79 

147  12 

52 

134  77 

135  95 

137  22 

138  60 

140  13 

141  86 

143  76 

145  81 

148  14 

53 

137  06 

138  36 

139  74 

141  25 

142  97 

144  87 

146  94 

149  27  ' 

54 

139  59 

141  02 

142  52 

144  24 

146  13 

148  20 

150  53 

55 

142  38 

143  91 

145  64 

147  53 

149  63 

151  87  i 

56 

145  46 

147  19 

149  06 

151  20 

153  38 

57 

148  84 

150  77 

152  90 

155  06  i 

58 

152  58 

154  73 

156  94 

59 

j 

156  71 

159  00  : 

60 

! 

\ 

i 

1 

1 

j 

i 

j 

\ 

161  27  ; 

f 

CONTINGENT  ADDITIONS. 


, EXPLANATIONS. 

Any  form  of  life, ’endowment,  continuous  instalment,  guaranteed 
income  or  five  ;per  pent,  gold  bond,  policy,  with  a distribution  ^ 

' period  :Qf  ten  or  more  years,  can  be  made  to  provide  for  the  , 
payment  at  deatH  of  a certain  additional  sum  for  each  premium 
that  has  been  paid,  contingent  upon  dedth  occurring  before  the 
end  of  the  distribution  period. 

These  contingent  additions  can  be  taken  for  any  amount, 
in  even  dollars,  provided  the  total  amount  of  addition  in  the  last 
year  of  the  distribution  period  does  not.  exceed  the  face  of  the 

original  policy.  . ^ 

The  following  table  contains  the  extra  annual  premiums  for 
each  $100  which;will  be  added  to  the  regular  rates,  during  the 
distribution  period:  only.  At  the  end  of  the:  distribution  period 
the  extra  premium  will  cease,  and  the, premium  be  reduced  to 
the  regular  premium  upon  the  policy  itself. 

If  the  payments  are  less  than  the ! distribution  period,  the 
: extra  payment  fra-  the  contingent  additions  ceases  with  the 
payments  of  premiums  on  the  policy ; f?r  instance,  if  the  policy, 
is  ten. payments  twenty-year  distribution,  age  thirty-five,  the; 
extra  annual  premium  for  $100  of  contingent  additions  is 
.$18.65,  which  will  be  included  in  the  regular  premium  and  paid 
for  ten  years  onlyj  and  at  the  death  of  the  insur^,  if  it  occurs  , 
before  the  end  of  tjventy  years,  there  will  be  paid  as  many  times 

the  $100  as  there 'have  been  annual  premiums  paid.  '■ 

The  semi-annuaj  or  quarterly  rates  can  be  made  by  the  usual; 
: rule,:  and  added  tp  the  semi-annual  oij  quarterly  rate  for  thp 

* regular  policy.  i | 1 * 

Contingent  additions  are  participating  and  will  be  credited  their 
i share  of  dividends  iat  the  same  time  as  t|ie  policy  is  credited. 

i ! 

; , ! 


300 

CONTINGENT  ADDITIONS. 

Extra  Premium  per  $100. 

10  Year 

15  Year 

20  Year 

Distribution  Period 

Distribution  Period 

Distribution  Period 

Age 

Annual 

Semi- 

Annual 

Quarterly 

Annual 

Semi- 

Annual 

Quarterly 

Annual 

Semi- 

Annual 

Quarterly 

21 

$5  99 

$3  11 

$1  59 

$8  64 

$4  49 

$2  29  ' 

$11  38 

$5  92 

$3  02 

22 

6 03 

3 14 

1 60 

8 73 

4 64 

2 31 

11  62 

6 99 

3 05 

23 

6 08 

3 16 

1 61 

8 82 

4 59 

2 34 

11  68 

6 07 

3 10 

24 

6 14 

3 19 

1 63 

8 92 

4 64 

2 36 

11  85 

6 16 

3 14 

25 

6 20 

3 22 

1 64 

9 03 

4 70 

2 39 

12  04 

6 26 

3 19 

26 

6 26 

3 26 

1 66 

9 16 

4 76 

2 43 

12  25 

6 37 

3 25 

2 7 

6 33 

3 29 

1 68 

9 29 

4 83 

2 46 

12  49 

6 49 

3 31 

28 

6 41 

3 33 

1 70 

9 43 

4 90 

2 60 

12  75 

6 63 

3 38 

29 

6 49 

3 37 

1 72 

9 59 

4 99 

2 54 

13  03 

6 78 

3 45 

30 

6 69 

3 43 

1 75 

9 77 

6 08 

2 59 

13  36 

6 95 

3 54 

31 

0 69 

3 48 

1 77 

9 96 

6 18 

2 64 

13  73 

7 14 

3 64 

32 

6 80 

8 54 

1 80 

10  18 

5 29 

2 70 

14  14 

7 35 

3 75 

33 

6 92 

3 60 

1 83 

10  43 

6 42 

2 76 

14  60 

7 59 

3 87 

34 

7 05 

3 67 

1 87 

10  70 

5 66 

2 84 

15  12 

7 86 

4 01 

35 

7 20 

8 74 

1 91 

11  01 

6 73 

2 92 

15  71 

8 17 

4 16 

36 

7 37 

8 83 

1 95 

11  36 

5 90 

3 01 

16  36 

8 61 

4 34  ; 

37 

7 56 

3 93 

2 00 

11  75 

6 11 

3 11 

17  09 

8 89 

4 53 

38 

7 76 

4 04 

2 06 

12  19 

6 34 

3 23 

17  90 

9 31 

4 74 

39 

7 99 

4 r5 

2 12 

12  69 

6 60 

3 36 

18  80 

9 78 

4 98 

40 

8 26 

4 30 

2 19 

13  25 

6 89 

3 51 

19  80 

10  30 

6 25 

41 

8 66 

4 46 

2 27 

13  88 

7 22 

3 68 

20  91 

10  87 

6 64 

42 

8 91 

4 63 

2 36 

14  69 

7 59 

3 87 

22  12 

11  50 

6 86 

43 

9 80 

4 84 

2 46 

15  37 

7 99 

4 07 

23  46 

12  20 

6 22 

44 

9 74 

6 06 

2 68 

16  24 

8 44 

4 30 

24  93 

12  96 

6 61 

45 

10  23 

6 32 

2 71 

17  20 

8 94 

4 56 

26  63 

13  80 

7 03 

46 

10  78 

6 61 

2 86 

18  26 

9 50 

4 84 

28  28 

14  71 

7 49 

47 

11  40 

6 93 

3 02 

19  44 

10  11 

6 16 

30  19 

15  70 

800 

48 

12  08 

6 28 

3 20 

20  73 

10  78 

6 49 

32  26 

16  77 

8 65 

49 

12  84 

6 68 

3 40 

22  15 

11  62 

5 87 

34  49 

17  93 

9 14 

50 

13  68 

7 11 

3 63 

23  70 

12  32 

6 28 

36  90 

19  19 

9 78 

51 

14  61 

7 60 

3 87 

25  39 

13  20 

6 73 

39  48 

20  63 

-10  46  1 

52 

16  63 

8 13 

4 14 

27  24 

14  16 

7 22 

42  24 

21  96 

11  19 

53 

-16  76 

8 72 

4 44 

29  24 

16  20 

7 76  • 

45  16 

23  48 

11  97 

54 

17  99 

9 85 

4 77 

31  42 

16  34 

8 33 

48  23 

25  08 

12  78 

55 

19  86 

10  06 

6 13 

33  77 

17  56 

8 96 

51  45 

26  75 

13  63 

56 

20  83 

10  83 

5 52 

36  30 

1888 

9 62 

57 

22  45 

11  67 

6 96 

39  02 

20  29 

10  34 

58 

24  22 

12  69 

6 42 

41  91 

21  79 

11  11 

59 

26  16 

13  60 

6 93 

44  96 

23  38 

11  91 

60 

28  26 

14  69 

7 49.  ' 

48  17 

25  05 

12  77  - 

S-:  .r  : 

■ t>  * '*  • 

61 

30  62 

15  87 

8 09 

irr  ■ ^ 

62 

32  97 

17  14 

8 74 

6^ 

35  69 

18  51 

9 43 

64 

38  38 

19  96 

10  17 

65 

41  31 

21  48 

10  95 

::  . . 9; 

9r 

CONTINGENT  ADDITIONS. 

Extra  Premium  per  $100. 


301 


10  Payments 

15  Year  Distribution 
Period 

10  Payments 

20  Year  Distribution 
Period 

15  Payments 

20  Year  Distribution 
Period 

Age  _ 

Annual 

Semi- 

Annual 

Quarterly 

Annual 

Semi-  , 
Annual 

Quarterly 

Annual 

Semi-  , 
Annual 

Quarterly 

21 

22 

23 

24 

25 

$10  24 

10  33 

10  44 

10  56 

10  69 

$5  32 

5 37 

5 43 

5 49 

5 56 

$2  71 

2 74 

2 77 

2 80 

2 83 

$13  89 

14  05 

14  23 

14  42 

14  64 

$7  22 

7 31 

7 40 

7 50 

7 61 

$3  68 

3 72 

3 77 

3 82 

3 88 

$12  74 

12  90 

13  07 

13  26 

13  47 

$6  62 

6 71 

6 80 

6 90 

7 00 

$3  38 

3 42 

3 46 

3 51 

3 57 

26 

27 

28 

29 

30 

10  83 

10  98 

11  15 

11  33 

11  53 

5 63 

6 71 

5 80 

5 89 

6 00 

2.87 

2 91 

2 95 

3 00 

3 06 

14  87 

15  13 

16  42 

15  74 

16  10 

7 73 

7 87 

8 02 

8 18 

8 37 

3 94 

4 01 

4 09 

4 17 

4 27 

13  69 

13  95 

14  23 

14  54 

14  89 

7 12 

7 25 

7 40 

7 66 

7 74 

3 63 

3 70 

3 77 

3 85 

3 95 

31 

32 

33 

34 

35 

11  75 

12  00 
12  27 
12  58 
12  93 

6 11 

6 24 

6 38 

6 54 

6 72 

3 11 

3 18 

3 25 

3 33 

3 43 

16  50 

16  95 

17  45 

18  01 
18  65 

8 58 

8 81 

9 07 

9 37 

9 70 

4 37 

4 49 

4 62 

4 77 

4 94 

15  28 

15  73 

16  22 

16  78 

17  41 

7 95 

8 18 

8 43 

8 73 

9 05 

4 05 

4 17 

4 30 

4 45 

4 61 

36 

37 

38 

39 

40 

13  32 

13  76 

14  26 

14  82 

15  45 

6 93 

7 16 

7 42 

7 71 
$03 

3 53 

3 65 

3 78 

3 93 

4 09 

19  35 

20  14 

21  01 
21  98 
23  06 

10  06 
10  47 

10  93 

11  43 
11  99 

6 13 

5 34 

6 67 

6 82 

6 11 

18  11 

18  89 

19  76 

20  72 

21  78 

9 42 

9 82 
10  28 

10  77 

11  33 

4 80 

6 01 

6 24 

6 49 

6 77 

41 

42 

43 

44 

45 

16  15 

16  94 

17  82 

18  79 

19  86 

8 40 

8 81 

9 27 

9 77 

10  33 

4 28 

4 49 

4 72 

4 98 

6 26 

24  24 
26  65 
26  98 
28  55 
80  26 

12  60 

13  29 

14  03 
14  85 
16  74 

6 42 

6 77 

7 16 

7 57 

8 02 

22  96 
21  25 

26  67 

27  23 

28  92 

11  94 

12  61 

13  35 

14  16 

15  04 

6 08 

6 43 

6 80 

7 22 

7 66 

46 

47 

48 

49 

50 

21  05 

22  35 

23  79 
25  35 
27  05 

10  95 

11  62 

12  37 

13  18 

14  07 

6 58 

6 92 

6 30, 

6 72  . 

7 17 

32  12 
34  13 
$6  31 
38  64 
41  13 

16  70 

17  75 

18  88 

20  09 

21  39 

8 51 

9 04 

9 62 

10  24 

10  90 

30  76 
32  76 
34  82 
37  24 
39  74 

16  00 

17  04 

18  11 

19  36 

20  66 

8 15 

8 68 

9 23 

9 87 

10  53 

51 

52 

53 

54 

55 

28  91 
30  92 
33  09 
35  44 
37  96 

15  03 

16  08 

17  21 

18  43 
. 19  74 

7 66 

8 19 

. 8 77 

9 39  ^ 
10  4)6 

43  79 
46  61 
49  57 
62  67 
55  $7 

22  77 
24  24 
26  78 
27  39 
29  05 

11  60 

12  35 

13  14 

13  96 

14  81 

42  40 
45  22 
48  20 
61  32 
54  55 

22  05 

23  51 

25  06 

26  69 
28  37 

11  24 
11  98 
. 12  77 

13  60 

14  46 

56 

57 

58 

59 

60 

40  65 
43  53 
46  56 
49  75 
63  07 

21  14 

22  64 
. 24  21 

25  87 
27  60 

10  77 
1154 

12  84. 

13  18 

14  06 

r"  .A . 

■ li  - 

ANNUITIES 


Deferred  Contingent  Additions* 

The  columns  printed  herewith  contain  the  annual  premium 
rates,  for  use  until  further  notice,  to  provide  for  a contingent 
addition  of  $100  to  be  paid  in  case  of;  death  during  the  policy 
year  indicated  at  the  head  of  the  column.  In  case  of  death 
during  the  next  year  $200  is  to  be  paid,  and  so  on,  but  all  such 
additions  cease  at  the^'end  of  the  first'  distribution  period.  In 
fact,  these  deferred  contingent  additions  “ are  in  all  respects 
similar  to  the  usual  contingent  addition's^  except  that  the 
additional  insurance  begins  to  accrue  a number  of:  years  after : 
the  issue  of  the  policy. 

For  example,  if  the  period  is  fifteen  years,  and  the  age  at  issue 
thirty-five,  and  if  the  additional  insurance  is  to  begirl'in  the  tenth 
year,  the  annual  premium  for  the  first  $100,  payable  in  case  of 
death  during  the  tenth  year,  is  $1.85.'  This  premium  is,  paid 
annually  during  the  distribution  period | as,  an  addition  to  the! 
regular  premium,  if  annual ; or  an  equivalent  semi-anhual  or  ^ 
. quarterly  extra  premium  is  charged,  according  to  the  usiial  rules 
of  computation,  if  the  regular;  premiums  are  so  payable.  In  conr  ' 
■ sideration  of  this  extra  premium  payable  during  the  fifteen-year 
distribution  period,Uhe  Company  agrees*  to  pay  $100  in  case  of  ' 
death  during  the  tenth  yea,r,  $200  during  the  eleventh  year,: 
$300  during  the  twelfth  year,  and  so  on,  ending  with  $600  dur- 
ing the  fifteenth  year.  For  any  larger  pr  smaller  amount  than 
$100  of  first  addition,; the  premium  charged  is  proportionate. 

'To  apply  for  a { deferred  contingent  addition,  beginning  for 
example  in  the  tenth  year,  the  initials  and  desired  amount,  also  ^ 
the  year  of  | beginning,  should  be  stated  jin  the  application  thust.^ 
“D.  G.  A.,  $100,  tenth  year.”  The  amount  of  addition  applied 
for  rriust  be  in  even  dollars  and  not  so  grbat  as  to  cause  the  total 
additional  insurance,  in  the  last  year  of|  the  distribution  period, 
to  exceed  the  amount  insured  under  this 'policy. 

Deferred  contingent  additions  are  participating  and  will  be 
credited  their  share  of  dividends  at  the  fsame  time  as  the  policy 
is  credited.  j ; 


802 


deferred  contingent  additions. 


15  YEAR  DISTRIBUTION 


$1  37 
1 39 
1 41 
1 43 
1 45 

1  48 
1 60 
1 53 
1 56 
1 59 


1 93 

2 00 
2 10 
2 20 
2 32 

^45 
2 59 
2 75 

2 92 

3 11 

3 32 
3 54 

3 79 

4 05 
4 34 

4 64 

4 98 

5 33 

5 71 

6 11 


11th  Year  12th  Year 


$ 97 
98 
1 00 
1 01 
1 03 

1  04 
1 06 
1 08 
1 11 
1 13 

1  16 
1 19 
1 23 
1 27 
1 32 


1 75 
1 86 

1 97 

2 10 
2 23 

2  38 
2 54 
2 72 

2 91 

3 12 

3  34 
3 57 

3 82 

4 09 
4 37 


1 17 
1 24 
1 32 
1 41 
1 50 


2 23 
2 39 
2 56 
2 74 
2 92 


20 

YEAR 

distribution 

AGE  , 

1 

■ ■ 1 ■ 

ifh  Year  15 

!th  Year  U 

5th  Yearjl4th  Year  1£ 

ith  Year 

21 

22 

23 

21 

25 

$2  68  ! 
2 73 

2 .77 

2 82 

2 88 

^ 18  : 
2 21 

2 25 

2 29 

2 34 

$1  73  1 

1 75 

1 79 

1 82 

1 86 

$1  33  1 

1 35 

1 38 

1 41 

1 44 

$ 99 

1 01 

1 03 

1 05 

1 07 

26 

27 

28 

29 

SO 

2 94 

3 01 

3 09 

3 18 

3 28 

2 39 

2 45 

2 52 

2 59 

2 67 

1 90 

1 95 

2 00 

2 06  . 

2 13 

1 47 

1 51 

1 55 

1 60 

1 65 

1 09 

1 12 

1 16 

1 19 

1 24 

31 

32 

33 

34 

35 

3 39 

3 52 

3 67 

3 84 

4 02 

2 77 

2 88 

3 00 

3 14 

3 29 

2 21 

2 30 

2 40 

2 51 

2 64 

1 71 

1 79 

1 86 

1 95 

2 05 

1 28 

1 34 

1 40 

1 47 

1 54 

36 

37 

38 

39 

40 

4 22 

4 45 

4 70 

4 98 

5 28 

3 46 

3 65 

3 86 

4 09 

4 34 

2 77. 

2 93 

3 10 

3 28 

3 49 

2 15 

2 28 

2 42 

2 56 

2 73 

1 63 

172  ; 

1 82  ' 

1 93 

2 05 

41 

42 

43 

44 

45 

5 61 

5 97 

6 37 

6 70. 

7 25 

4 61 

4 91 

5 24 

5 59 

5 96 

8 71 

3 95 

4 21 

4 49 

4 79 

2 90 

3 09 

3 29 

3 51 

3 75 

2 18 

2 33 

2 48 

2 65 

2 83  ' 

46 

47 

48 

49 

50 

7 74 

8 27 

8 84 

9 44 

10  07 

6 37 

6 80 

7 26 

7 75 

8 27 

5 12 

5 47 

5 84 

6 23 

6 64 

4 00 

4 27 

4 56 

4 86 
■ 5 18 

3 02 
*3  22 

3 43  . 

3 66 

3 68 

51 

52 

53 

54 

55 

K 

1 

1 

1 

ANNUITIES 


ANNUITIES, 


The  amount  of  the  annuity  will  be  paid  (a)  at  the  end  of 
the  first  year  from  the  date  of  the  annuity  contract,  and 
annually  thereafter,  if  the  annuity  is  annual,  or  (b)  at  the  end 
of  the  first  six  months  and  every  six  months  thereafter,  if  the 
annuity  is  semi-annual,  or  (c)  at  the  end  of  the  first  three 
months,  and  every  three  months  thereafter,  if  the  annuity  is 
quarterly — during  the  entire  lifetime  of  the  annuitant.  At  the 
death  of  the  annuitant  the  annuity  ceases,  nothing  more  is 
paid  and  the  contract  is  terminated* 

Evidence  that  the  person  on . w’hose  life  the  annuity  is 
granted  is  then  living  must  bo  furnished  at  each  and  every 
annuity  period. 

The  age  is  taken  as  of  the  last,  (not  the  nearest)  birthday, 
and  the  exact  rate  is  calculated  by  subtracting  from  the  rate 
given  in  the  table  at  the  last  birthday  as  many  fourths  of  the 
difference  between  the  rate  at  the  last  and  the  next  birthday 
as  the  quarters  of  a year  that  have  expired  since  the  last 


birthday.  | 

i \ 

These  rates  are  non-participating. 

and  no  surplus  will  be 

apportioned  on  this  form  of  contract. 

1 

No  cash  1 values  will  be  paid 

\,  nor 

loans  granted  on  these 

contracts. 

The  blank  form  of  applicatior 

i for  2 

in  annuity  will  be  used. 

No  examination  is  required. 

: i 

i 

j 

! 

i * 

i i 

im 


ANNUITIES 


g06  . 

SINGLE  i^REMIUM  LIFE  A 

NNUITY  RATES— MALES. 

Age 

last 

Birthday 

Price 

' of  $100  Annuity  • 

■ Age  ■ 

. Ann.uity  Purchased 
by  $1,000 

$100 

Annually 

$50 

Semi- 

Annually 

,$25 

Quarterly 

last 

Birthday 

Annual 

Payment 

Semi- 
Annual 
' Payment 

Quarterly 

Payment 

44 

$1,58^  00 

$1,‘61G  00 

$1,622 '50 

44 

$83  09 

$31  06 

$15  41 

45 

l,55fe  00 

'1,581  00 

1, 598  60 

45 

64^7 

31  63 

15' 69 

46 

1,52V  00 

1,552  00 

1,56^  50 

46 

65  49 

32  22 

15  98 

47 

1,498  00 

• 1,523  00 

1,535  50 

47 

66  76 

32  83 

16  28 

48 

1,467  00 

1,492  00 

1,5(H  50 

48 

•68  17 

33  51 

16  62 

49 

1,436  00 

1,461  00 

• 1,47^3  50 

49 

69  64 

34  22 

16  97 

50 

1,406  00 

1,480  00 

1,4^  50 

50 

71  17 

34  97 

17  33 

51 ' 

i;373  00 

1,398  00 

1,410  50 

51 

72  83 

35  77 

1?73 

52  , 

1,340  00 

1,365  00 

1,377  50 

52 

74-63 

36  63 

18  15 

53 

1,307  00 

1,332  00 

1,344  50 

53 

76  51 

37  54 

18  60 

54 

1,274  00 

1,^9  00 

1,311  50 

54 

78  49 

38  49 

19  06 

55 

1,240  00 

1,^5  00 

'1,277  50- 

55 

80  65 

39  53 

19'57 

56 

1,208  00 

1,231  00 

1,243  50 

56 

$2  92 

40  62 

20  11 

57 

1,171  00 

1,196  00 

1,208  50 

57 

85  40 

41  81 

20  69 

58 

1,136  00 

1,161  00 

1,178  50 

58 

88  03 

4307 

■ 21  31 

59 

1,101  00 

1,126  00 

1,138  501 

59 

90  83 

44  40 

21  96 

60 

1,066  00 

1,091  00 

1,103  50 

60 

' 93  81 

45  83 

22  66 

61 

1,031  00 

1,056  00 

1,068  50 

61 

96  99 

47  35 

23  40 

62 

995  00 

1,020  00 

1,032.50 

62 

100  50 

49  02 

24  21 

63 

950  00 

984  00 

996  50 

63 

104  28 

50  81 

; 25  09 

64 

923  00 

948  00 

960  50 

64 

108  34 

52  74 

26' 03 

65 

888  00 

913  00 

925  50 

65 

112  61 

54  76 

27  01 

66 

856  00 

881  00 

893  50 

66 

• 116  82 

56  75 

27  98 

67 

825  00 

850  00 

862  50 

67 

121  21 

58  82 

28  99 

68 

^•796  00 

821  00 

833  50 

68 

125  63 

60  90 

30  00 

69 

768  00 

793  00 

805  50 

69 

130  21 

63  05 

31  04 

70 

742  00 

^67  00 

779  50 

70 

134  77 

65  19 

32  07 

71 

717  00 

742  00 

754  50 

71 

139  47 

67  39 

33  14 

72 

694  00 

719  00 

731  50 

72 

144  09 

69  54 

34  18 

73 

671  00 

696  00 

708  50 

73 

149  03 

71  '84 

35  29 

74 

650  00 

675  00 

687  50 

■74 

153  85 

74  07 

36  36 

75 

630  00 

655  00 

- 667  50 

75 

158  73 

76  34 

37  45 

76- 

610  00 

635  00 

64760 

76 

163  93 

78  74 

38  61 

77 

592  00 

617  00 

629  50 

77 

168  92 

81  04 

39  72 

78 

574  00 

599  00 

611  50 

78 

174  22 

83  47 

40  88 

79 

558  00 

583  00 

595  50 ' 

79 

179  21 

85  76 

41  98 

80 

543  00 

568  00 

580  50 

80 

184  16 

88  03 

43  07 

81 

528  00 

553  00 

565  50 

81 

189  39 

90  42 

= 44  m 

82 

513  00 

538  00 

. 550  50 

82 

194  93 

92  94^ 

' 45' 41 

83 

498  00 

523  00 

535  50 

83 

200  80 

9560 

^ 46  69 

84 

483  00 

508  00 

520  50 

84 

207  04 

98  43 

48  03 

85 

468  00 

493  00 

505  50 

85 

213  68 

101  42 

49  46 

NOTE^or  ages  older  than  85  the  i^ates  are  the  same  as  for  age  85.  A pro  rata 

aWowanee  will  be  Aiadefo¥  each ‘quarter  of  a year  elapsed  since  last  birthday. 

r — ^ 

308 

SINGLE  PREMIUM  LIFE  ANNUITY  RATES— FEMALES. 


! Age 

last 

Birthday 

. Price 

of  $100  Annuity 

Age  . 

last 

Birthday 

Annuity  Purchased 
by  $1,000 

$100 

Annually 

$50 

Semi- 

Annually 

$2^ 

^uart^rly 

Annual 

Payment 

Semi-  . 
Annual 
Payment 

Quarterly 

Payment 

44 

$1,722  00 

$1,747  00 

$1,75^9  50 

44 

. $58.-07 

$28  62 

$14  21 

45 

1,694  00 

1.719  00. 

1,731  50 

45 

69.03 

29  09 

14  44 

46 

1,666  00 

1,691  00 

1,703  50 

46 

60.02 

29  57 

-14  68 

47 

1,637  00 

1,662  00 

1,674  50 

47 

61  09 

30  08 

14  93 

48 

1,607  00 

1,632  00 

1,644  50 

^ 48 

62  23 

30  64 

15  20 

49 

1,576  00 

1,601  00 

1,613  50 

49 

63  45 

31  23 

15  50 

50 

1,544  00 

1,569  00 

1,581  50 

50 

64  77 

31  87 

^ 15  61 

51 

1>,511  00 

1,536  OO 

4,548  50 

51 

66  18 

32  55 

16  15 

52 

1,478  00 

1,503  00 

1,515  50 

52 

. 67  66 

33  27 

16  50 

53 

1,444  00 

1,469  00 

1,481  50 

53 

69  25 

34  04 

, 16.88 

54 

1,409  00 

1,484  00 

- 1,446  50 

54 

70  97 

34  87 

17,^28 

55 

1,374  00 

1,399  00 

4,411  50 

55 

72  78 

35  74 

17  71 

56 

1,338  00 

1,363  00 

1,375  50 

56 

74  74 

36  68 

18  18 

57 

1,301  00 

. 1,326  00 

^ 1,338  50 

-57 

76,86 

.37  71 

18  68 

58 

1,264,00 

‘4,289  00 

1,301  50 

58 

79  11 

38  79 

’19  21 

59 

1,227  00 

1,252  00 

1,264  50 

59 

81  50 

39  94 

19,-77 

60 

1,189  00 

1,214  00 

1,226  50 

60 

'84.10 

41  19 

20  38 

61 

1,151  00 

1,176  00 

1,188  50 

€1 

86^68 

42  52 

21  04 

62 

1,113  00 

1,138  00 

1,150  50 

62 

89  85 

43  94 

21  73 

63 

1,075  DO 

1,100  00 

1,112  50 

63 

93  02 

45  45 

22  47 

64 

1,037  00 

1,062  00 

1,074  50 

64 

96  43 

47  08 

23  27 

65 

1.000  00 

1,.025  00 

1,037  50 

65 

100  00 

48  78 

24:.  10 

66 

963.00 

988  00 

1,000  50 

66 

103  84 

50  61 

24  99 

67 

928  00 

953  oo: 

. 905  50 

67 

107  76 

52  47 

*25  89 

68 

893  00 

918  00 

930  50 

68 

11198 

54  47 

26;87 

69 

.860  00 

' 885  00 

897  50 

69 

116  28 

56  50 

27  86 

70 

828  CO 

853  00 

805  50:: 

70 

120  77 

: 58  62 

28189 

71 

797,00 

• 822  00 

/ 834  50, 

71 

125  47 

60  83 

;29  96 

72 

768.00 

793  00 

- V 805  50 

72 

130  21 

’ 63  05 

31;.04 

73 

740  00 

765  OOi 

777  60 

73 

135  14 

65  36 

32^  16 

74. 

714  00 

739  00 

. 751  50 

74 

140  06 

67  66 

3397 

75  . 

690  00 

V 715  00 

. 727  50 

^ 75 

144  93 

69  93 

34  37 

76  ; 

668  00 

693  00 

705  50 

76 

149  70 

72  15 

35  44 

77 

647.00 

672  00 

684  50 

77 

154.56 

74  40 

36,62 

78 

, 628  00 

653  00 

.665  60 

78 

159  24 

76  57 

37  57  ‘ 

79 

610  00 

635  00 

647  50 

79 

163  93 

■ 78'.74 

38. 61 

80 

592  00 

617  00 

. 629  60 

80 

168  92 

.•^81  04 

39  72 

81 

.574  00 

599  00 

' 611  50 

81 

174  22 

: 83  47 

40  88 

82 

556  00 

581  00 

V 593  60 

82 

: 179  86 

86  06 

■ 42  12 

83 

. 538  00 

563  00 

575  50 

83 

185  87 

88  81 

:43  44 

84 

520  00 

545  00 

557  50 

84 

• 192  31 

9174 

: 44’  84 

85 

i 

\ 

1 

502  00 

527  00 

i 

539  50 

! 

85 

199  20 

94  88 

. 46  34 

i 

1 

NGTE-^For  ages  older  than  85  the  rates  are  the  same,  as  for  age  85 . A pro  rata 
allowance  will  be  made  for  each  quarter  of  a year  elapsed  since,  last  birthday. 


Deferred  Annuities— Payable  Annually 


EXPLANATIONS. 

Deferred  annuities  will  be  sold  separately  or  in  connection 
with,  but  not  in  combination  with  any  life  insurance  policy, 
except  with  the  Guaranteed  Income  policy,  which  contains  a 
provision  for  a deferred  annuity  of  $40  per  $1,000  insured. 

Should  an  annuity  be  desired  not  in  connection  with  a Guar- 
anteed Income  policy,  a separate  application  on  the  ordinary 
annuity  form  will  be  used. 

The  Company  does  not  desire  to  issue  deferred  annuities  for 
less  than  $100. 

No  surplus  will  be  apportioned  on  any  deferred  annuity,  as 
the  rates  are  non-participating,  except  on  the  deferred  annuity 
in  combination  of  the  Guaranteed  Income  policy. 

There  is  no  cash  value  on  a deferred  annuity,  separate  fiom 
the  Guaranteed  Income  policy,  at  any  time,  but  upon  the  non- 
payment of  premiums  after  three  full  years  it  becomes  a 
paid-up  deferred  annuity  for  proportionate  parts  beginning  at 
the  same  time  as  the  original  annuity. 


310 

Annual  Premium  to  Secure  a Deferred  Annuity  of  $i00  per 
Annum  for  Life,  first  Payment  to  be  made  at  the  end 
of  the  period  stated  at  head  of  column. 

jviAles-,  ’ 

■ ii  ' ■ ■ 

ulsMLi 

Age 

16  Years 

21  Years 

Age 

16  Years 

21  Years 

21 

$84  94 

$52  53 

21 

$91  24 

$57  63 

22 

m 94 

51  73 

22 

90  04 

56  73 

23 

82  84 

50  83 

23 

88  84 

55  73 

21 

81  54 

49  93 

24 

87  64 

54  73 

25 

80  24 

48  94 

25 

86  44 

53  74 

26 

78  85 

47  84 

26 

85  25 

52  74 

27 

77  35 

46  74 

27 

84  05 

51  74 

28 

75  75 

45  -64 

28 

82  85  - 

.50  74 

29 

74  15 

44  54 

29 

81  55 

49  74 

30 

72  55 

43  35 

SO 

80-25 

48. 75 

31 

70  95 

42  15 

31 

78  95 

47  75 

32 

69  36 

40  95 

32 

. 77  66 

46  65 

33 

67  76 

39  76 

33 

76  26 

45  56 

34 

68  06 

38  56 

34 

74  76 

44  46 

35 

64  36 

37  37 

35 

73  16 

43  37 

36 

62  67 

36  17 

36 

71  47 

42  17 

37 

60  87 

m 88 

37 

69  77 

40  88 

38 

59  08 

33  59 

38 

~ 67  98 

39  49 

39 

57  28 

32  29 

39 

66  18 

37  99 

40 

55  49 

31  00 

40 

64  29 

36  50 

41 

53  70 

29  61 

41 

62  40, 

35  01 

42 

51  91 

28  22 

42 

■60  41 

33  52 

4^ 

50  11 

26  73 

43 

58  41 

31  93 

44 

48  22 

25  14 

44 

56  42  i 

30  34 

45 

46  34 

23  46 

45 

54  34 

28  76 

46 

44  45 

46 

52  25 

47 

42  56 

■47  : 

50  06 

48 

40  Sa 

48 

47  88 

4 9 

38  59 

49 

45  69 

50 

36  61 

50  B 

43  51 

id  ■ 

last  survivor  ANNUITY;  , 

'-  (Some^times  called  Joint  Annuity.) 

This  contract  provides  for  tlie.paxarent  of  a^.^wjity  every 
year  ' during  tlie  continuance  of  the  life  of  either  of  the 

annuitants,  the  first  payment  to  be  made  at  the  end  of  the 

first  year  and  annually  thereafter,  .upon  eyidence  of  the 
continuance  in  life  6f  either  of  the  persons  to  whom  the 
annuity  is  granted.  . - 

If  desired  the  annuity  may  be  made  payable  quarterly  or 
semi-annually.  If  quarterly  add  $37.50  to  the  single  premium. 

If  semi-annually  add  $25  for  each  $100  annuity. 

The  contract  is  non-participating,  and  no  surplus  will  be 
apportioned.  ' 

CASfi  Surrender  VaeueS.— No  cash  values  are  provided 
for  in  the  contract  and  none  will  be  paid. 

The  form  of  application  is  the  same  as  that  used  for  the 
single  annuity,  and  no  medical  examination  is  required. 

LAST  SURVIVOR  ANNUITY  RATES 

Single  Premiums  to  Secure  an  Annuity 
During  the  Joint  Existence  a 
Survivor  of  Two  Live 

— TW 

of  $1 
nd  to 
$. 

0 iVIA 
100. 

the 

LES. 

Payable 

AGE 

20 

21 

22 

23 

24 

25 

26 

27 

28 

1 

29 

20 

21 

22 

23 

24 

25 

26 

27 

28 
29 

$2,364  \ 

^,356  i 
2,349 

^,348  i 
2,342 
2,335 

&2,340  ^ 
2,335 
2,329 
2,322 

^,333  -i 

2,327 

2,322 

2,316 

2,308 

^2,325  ! 

2,320 

2,315 

2,309 

2,301 

2,293 

^,317  i 
2,312 
2,308 
2,301 
2,293 

2,285 

2,277 

^,310  i 
2,305 
2,300 
2,294 
2,286 

2,277 

2,269 

2,261 

f2,.302  j 
2,297 
2,293 
2,286 
2,278 

2,269 

2,261 

2,252 

2,243 

f2.295 

2,290 

2,285 

2,279 

2,271 

^262 

2.253 

2^244 

2,235 

2,226 

AGE 

30 

31 

32 

1 

33 

34 

35 

36 

37 

38 

39 

20 
21 
. 22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

36 

37 

38 

39 

$2,288 

2,283 

2,278 

2,271 

2,263 

2,254 

2,245 

2,236 

2,226 

2,217 

2,208 

$2,281 

2,276 

2,270 

2,263 

2,255 

2,247 

2,237 

2,228 

2,217 

2,208 

2,198 

2,188 

$2,274 

2,269 

2,263 

2,256 

2,248 

2,239 

2,229 

2,219 

2,209 

2,199 

2,189 

2,178 

2,169 

$2,268 

2,262 

2,256 

2,248 

2,241 

2,232 

2,221 

2,211 

2,200 

2,190 

2,180 

2,169 

2,159 

2,148 

$2,261 

2,256 

2,249 

2,241 

2,233 

2,224 

2,214 

2,203 

2,192 

2,182 

2,171 

2,159 

2,149 

2,138 

2,127 

$2,255 

2,249 

2,242 

2,234 

2,226 

2,21. 

2,206 

2,195 

2,184 

2,173 

2,162 

2,150 

2,139' 

2,128 

2,117. 

2,106 

^,249 

2,243 

2,235 

2,227 

2,219 

2,-<509 

2,198 

2,187 

2,176 

2,165 

2,153 

2,141 

2,130 

2.118 

2,107 

2,095 

2,084 

i : 

.$2,243 

2,2.36 

2,229 

2,220 

2,212 

2,202 

2,190 

2,180. 

2,168' 

2,156 

2,145 

2,133 

2,120 

2,108 

2,097 

2,085 

2,073 

2,062 

$2,237 

2,230 

2,222 

2,214 

2,205 

2,194 

2,183 

2,172 

2,160 

2,148 

2,137; 

2,124 

2,111. 

2,099; 

2,087: 

2,074 

2,062 

2,051 

2,039 

$2,2.31 

2,224 

2,216 

2,207 

2,198 

2,187 

2,175 

2,164 

2,153 

2,140 

2,128 

2,116 

2,102 

2,089 

2,077 

2,064 

2,051 

2,040 

2,027 

2,015 

312 

LAST  SURVIVOR  ANNUITY  RATES— TWO  MALES. 

Single  Premiums  to  Secure  an  Annuity  of  $100.  Payable 
During  the  Joint  Existence  and  to  the 

Survivor  of  Two  Lives. 

AGE 

40 

41 

42 

43 

44 

45 

46 

47 

48 

49 

20 

$2,225 

$2,219 

$2,212 

$2,206 

$2,201 

$2,195 

$2,189 

$2,184 

$2,179 

$2,174 

21 

2,218 

2,212 

2,206 

2,200 

2,195 

2,189 

2,183 

2,178 

2,172 

2,167 

22 

2,21(1 

2,204 

2,199 

2,189 

2,193 

2,184 

2,188 

2,178 

2,182 

2,176 

2,170 

2,164 

2,158 

23 

2,201 

2,195 

2,172 

2,166 

2,160 

2,154 

2,148 

24 

2,191 

2,185 

2,178 

2,172 

2,166 

2,160 

2,154 

2,149 

2,143 

2,138 

25 

2,180 

2,173 

2,166 

2,160 

2,153 

2,147 

2,141 

2,136 

2,130 

2,125 

26 

2,168 

2,161 

2,154 

2,147 

2,140 

2,134 

2,128 

2,122 

2,108 

2,116 

2,111 

27 

2,157 

2,149 

2,141 

2,134 

2,127 

2,120 

2,114 

2,102 

2,096 

28 

2,145 

2,137 

2,129 

2,121 

2,114 

2,107 

2,100 

2,094 

2,087 

2,081 

29 

2,132 

2,124 

2,116 

2,108 

2,100 

2,093 

2,086 

2,072 

2,079 

2,073 

2,057 

2,066 

30 

2,120 

2,111 

2,103 

2,095 

2,087 

2,079 

2,064 

2,051 

31 

2,107 

2,098 

2,090 

2,081 

2,073 

2,065 

2,057 

2,049 

2,042 

2,035 

2,018 

32 

2,093 

2,084 

2,075 

2,067 

2,058 

2,050 

2,042 

2,034 

2,026 

33 

2,080 

2,071 

2,062 

2,053 

2,045 

2,036 

2,027 

2,019 

2,011 

2,003 

34 

2,067 

2,057 

2,048 

2,039 

2,030 

2,021 

2,006 

2,012 

2,003 

1,995 

1,987 

35 

2,054 

2,044 

2,034 

2,025 

2,015 

1,997 

1,988 

1,979 

1,970 

36 

2,041 

2,031 

2,021 

2,011 

2,001 

1,991 

1,981 

1,972 

1,963 

1,954 

37 

2,029 

2,018 

2,006 

1,996 

1,985 

1,975 

1,965 

1,956 

1,947 

1,938 

38 

2,016 

2,004 

1,993 

1,981 

1,971 

1,960 

1,950 

1,940 

1,931 

1,921 

39 

2,003 

1,991 

1,979 

1,967 

1,956 

1,945 

1,935 

1,925 

1,915 

1,905 

40 

1,991 

1,978 

1,965 

1,953 

1,941 

1,930 

1,919 

1,909 

1,898 

1,888 

41 

42 

43 

44 

45 

46 

47 

48 

49 

1,965 

1,952 

1,937 

1,939 

1,924 

1,911 

1,927 

1,911 

1,898 

1,884 

1,915 

1,899 

1,885 

1,870 

1,856 

1,904 

1,887 

1,872 

1,857 

1,842 

1,828 

1,892 

1,876 

1,860 

1,844 

1,829 

1,814 

1,799 

1,881 

1,864 

1,848 

1,831 

1,816 

1,800 

1,784 

1,769 

1,871 

1,853 

1,836 

1,819 

1,803 

1,786 

1,770 

1,754 

1,738 

su  LAST  SURVIVOR  ANNUITY  RATES— TWO  MALES. 

Single  Premiums  to  Secure  an  Annuity  of  $100.  Payable 

During  the  Joint  Existence  and  to  the 

Survivor  of  Two  Lives. 

AGE 



60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

20 

$2,131 

$2,128 

$2,126 

$2,124 

$2,121 

$2,119 

$2,117 

$2,115 

$2,113 

$01,111 

21 

2,120 

2,117 

2:n4 

2,111 

2,108 

2,106 

2,104 

2,102 

2,100 

2,098 

22 

2,108 

2,104 

2,101 

2,098 

2,095 

2,092 

.2,090 

2,089 

.2,087 

2,065 

23 

2,096 

2,092 

2,089 

2,085 

2,082 

2,079 

2,077 

2,075 

2,073 

2,071 

24 

2,083 

2,079 

2,075 

•2,071 

2,068 

2,065 

2,063 

2,060 

2,058 

2,056 

2S 

2,069 

2,065 

.2,062 

2,058 

.2,055 

2,052 

2,049 

2,046 

2,044 

2,041 

26 

2,053 

2,049 

2,046 

2,042 

2,039 

2,036 

2,033 

2,030 

2,028 

2,025 

27- 

2,037 

2,033 

2,029 

2,026 

2,022 

2,019 

2,016 

2,013 

2,611. 

2,008 

23 

2,021 

2,017 

2,013 

2,009 

2,005 

2,002 

1,999 

1,996 

1,994 

1,991 

29 

2,004 

1,999 

1,995 

1,991 

1,987 

1,984 

1,982 

1,979 

1,977. 

1,974 

30 

1,987 

1,982 

1,978 

1,974 

1,970 

1,966 

1,963 

1,961 

.1,958. 

1,955 

31 

1,970 

1,965 

1,960 

1,955 

1,951 

1,947 

1,944 

. 1,942 

1,939 

1,936 

32 

1,952 

1,946 

1,941 

1,936 

1,932 

1,928 

1,925 

1,922 

1,919 

1,917 

S3 

1,933 

1,927 

1,922 

1,917' 

1,912 

1,908 

1,905 

11,902 

1„899 

1,897 

34 

1,914 

1,908 

1,902 

1,897 

1,892 

1,888 

1,885 

1,882 

1,879 

1,876 

35 

1,895 

1,889 

1,883 

1,878 

1,873 

1,868 

.1,864 

1,861 

1,855 

36 

1,875 

1,869 

1,863 

1,858 

1,853 

1,848 

1,844 

1,841 

1,834 

37 

1,854 

1,848 

1,842 

1,837 

1,832 

1,827 

1,823 

1,819 

1,810 

1,812 

38 

1,833 

; 1,827 

1,821 

1,815 

1,810 

1,805 

1,801 

1,797 

1,794 

1,790 

39 

1,812 

1,805 

: 1,799 

1,793 

1,788 

1,783 

1,779 

1,775 

1,772 

l-,768 

40 

1,791 

1,784 

, 1,778 

1,772 

1,766 

1,761 

1,757 

1,752 

1,748; 

1)745 

41 

1,769 

1,762 

1,755 

1,748 

1,742 

1,737 

1,732 

1,728 

.1,72C 

1,720 

42 

1,747 

i;739 

1,732 

1,725 

1,719 

1,713 

1,708 

1,703 

1,609 

1,695 

43 

1,724 

1,716 

1,-709 

1,702 

1,695 

1,689 

1,683 

1,678 

1,673: 

1,669 

44 

1,702 

1,693 

1,685 

^ 1,677 

.1,670 

1,664 

1,658 

1,653 

1,648 

1,644 

45 

1,680 

1,671 

1,662 

i 1^654 

■ 1,647 

1,640 

1,634 

. 1,628 

1,623^ 

1,618 

46 

1,658 

1,648 

1,639 

1,630 

1,622 

1,615 

1,609 

1,603 

1,597 

1,593 

47 

1,636 

1,625 

1,615 

1,606 

; 1,598 

1,590 

1,.584 

1,578 

.1,572 

1,567 

48 

1,614 

1,603 

1,592 

1,582 

1,573 

1,565 

1,558 

1,552 

1,546 

1,540 

49 

1,591 

.1,579 

1,568 

: 1,558 

1,549 

1,540 

1,533 

1,526 

1,520 

1,514 

50 

1,569 

1,556 

1,545 

1,534 

. 1,524 

1,515 

1,507 

1^0 

1,494; 

1,488 

51 

1,545 

1,532 

1,520 

. 1,509 

1,498 

1,489 

1,481 

1,474 

1,467; 

1,461 

52 

1,522 

1,509 

1,496 

1,485 

1,474 

1,464 

1,456 

1,448 

1,440. 

1,433 

53 

1,500 

1,486 

1,473 

1,461 

.1,449 

1,439 

1,430 

1,422 

1,414 

1,407 

54 

.1,478 

1,463 

1,450 

1,437 

1,425 

1,414 

1,404 

1,395 

1,387: 

1,379 

55 

1,456 

1,441 

1,426 

1,413 

1,401 

1,389 

1,379 

1,370 

1,381 

1,353 

56 

1,434 

1,418 

1,403 

1,389 

1,376 

1,364 

1,353 

1,343 

1,333 

1,324 

57 

1,413 

1,396 

1,381 

1,366 

1,352 

1,339 

1,327 

1,316 

1,306 

1,297 

58 

1,393 

1,375 

1,358 

1,342 

1,328 

1,314 

1,302 

1,291 

1,280' 

1,270 

59 

1.373 

1,354 

1,337 

1,S20 

1,304 

1,290 

1,277 

1,265 

1,254 

1,244 

60 

1,354 

1,334 

1,316 

1,298 

1,282 

1,267 

1,254 

1,241 

1,229 

1,218 

61 

1,313 

1,293 

1,275 

1,258 

1,242 

1.228 

1,215 

1,203 

1,192 

62 

1,273 

1,254 

1,236 

1,219 

i;205 

1,191 

1,178 

1.166 

■ 63 

1,233 

1,214 

1,197 

1,182 

1,168 

1,155 

1,143 

64 

1,195 

1,177 

1,161 

1,146 

1,132 

1,119 

65 

1,158 

1,142 

1,126 

1,112 

1,098 

66 

1,124 

1,108 

1,092’ 

1,078 

67 

1,090 

1,074 

1,058 

68 

1,056 

1.040 

69 

i 

1,023 

LAST  SURVIVOR  ANNUITY  RATES- 

TWO 

FEMALES. 

317 

Sinale  Premiums 

to  Secure 

an  Annuity,  of  $100. 

Payable 

During 

the  Joint  Existence  and  to 

the 

Survivor  of  Two  Lives. 

AGE 

20 

21 

22 

23 

24 

95  j 

26 

27 

28 

29 

20 

^,451  ^ 

52,445  ^ 

8,438  ^ 

8,432  1 

8,426  ^ 

8,420  $ 

8,414  ^ 

8,408  ^ 

8,402  $ 

8,396 

21 

2,439 

2,432 

2,426 

2,419 

2,413 

2,407 

2,400 

2,394 

2,388 

22 

2,426 

2,420 

2,413 

2,407 

2,400 

2,393 

2,387 

2,380 

23 

2,413 

2,406 

2,400 

2,393 

2,387 

2,380 

2,373 

24 

2,400 

2,393 

2,386 

2,379 

2,372 

2,366 

25 

2,386 

2,379 

2,372 

2,365 

2,358 

26 

2,372 

2,364 

2,357 

2,350 

27 

2,358 

2,351 

2,343 

28 

2,343 

2,336 

29 

2,328 

AGE 

30 

31 

32 

33 

34 

35 

36 

37 

38 

39 

20 

$2,390 

$2,384 

$2,379 

$2,373 

$2,368 

$2,362 

$2,357 

$2,351 

$2,346 

$2,340 

21 

2,382 

2,376 

2,370 

2,364 

2,359 

2,353 

2,347 

2,342 

2,336 

2,331 

22 

2,374 

2,368 

2,362 

2,356 

2,350 

2,344 

2,338 

2,332 

2,326 

2,321 

23 

2,367 

2,360 

2,354 

2,348 

2,341 

2,335 

2,329 

2,323 

2,317 

2,311 

24 

2,359 

2,352 

2,346 

2,339 

2,332 

2,326 

2,320 

2,313 

2,307 

2,301 

25 

2,351 

2,344 

2,337 

2,330 

2,324 

2,317 

2,311 

2,304 

2,298 

2,291 

26 

2,343 

2,336 

2,329 

2,322 

2,315 

2,308 

2,301 

2,295 

2,288 

2,282 

27 

2,336 

2,328 

2,321 

2,314 

2,306 

2,299 

2,292 

2,285 

2,278 

2,271 

28 

2,328 

2,320 

2,312 

2,304 

2,297 

2,289 

2,282 

2,274 

2,267 

2,260 

29 

2,320 

2,312 

2,304 

2,296 

2,288 

2,280 

2,272 

2,264 

2,257 

2,249 

30 

2,312 

2,303 

2,295 

2,286 

2,278 

2,270 

2,262 

2,254 

2,246 

2,239 

31 

2,294 

2,285 

2,276 

2,267 

2,259 

2,251 

2,243 

2,235 

2,227 

32 

2,275 

2,266 

2,257 

2,248 

2,240 

2,232 

2,224 

2,216 

33 

2,256 

2,247 

2,238 

2,230 

2,221 

2,213 

2,204 

34 

2,237 

2,228 

2,220 

2,211 

2,202 

2,194 

35 

2,218 

2,209 

2,200 

2,191 

2,182 

36 

2,199 

2,190 

2,180 

2,171 

37 

2,179 

2,169 

2,159 

38 

2,159 

2,148 

39 

2,137 

LAST  SURVIVOR  ANNUITY  RATES— TWO  FEMALES. 


Single  Premiums  to  Secure  an  Annuity  of  $100-  Payable 
During  the  Joint  Existence  and  to  the 
Survivor  of  Two  Lives. 


AGE 

40 

41 

.42: 

43 

44 

45. 

46 

, 47'^ 

48 

49 

20 

$2,335 

$2,330 

$2,324 

$2,319 

$2,314 

$2,309 

$2,304 

$2,299 

$2,294 

$2,889 

21 

2,325 

2,319 

2,314 

2,309 

2,303 

2,298 

2,293 

2,288 

2,283 

2,278 

22 

2,315 

2,309 

.2,304 

2,298 

2,287 

2,292 

2,287  - 

.2,282 

2,276 

2,271 

2,260 

2,266 

23 

2,305 

2,299 

2,293 

2,282 

'2,276 

2,270 

2,265 

2,254 

24 

2,295 

2,289  , 

2,283 

2,277 

2,266 

2,271 

2,265 

.2,259 

2,254 

2,248 

2,242 

25 

2,285 

2,279 

2,272 

2,260 

2,254 

2,248 

2,242 

*2,236 

2,231 

26 

2,275 

2,268 

2,262 

2,256 

2,219 

2,243 

2,237 

2,231 

2,225 

2,219 

27 

2,264 

2,257 

2,250 

2,244 

. 2,237 

2,231 

2,225 

2,219 

2,213 

2,207 

28 

2,253 

2,246 

2,240 

2,233 

2,221 

2,227 

2,220 

2,213 

2,207 

2,20l 

2,194 

29 

2,242 

2,235 

2,228 

2,215 

2,208 

2,201 

2,195 

2,188 

2,181 

30 

2,231 

2,224 

2,216 

2,209 

2,202 

2,195 

2,188 

2,181 

2,174 

2,168 

31 

2,219 

2,211 

^204 

2,196 

2,188 

2,181 

2,173 

2,166 

2,159 

2,152 

32 

2,208 

2,200 

2,191 

2,183 

2,171 

2,175 

2,107 

2,159 

2,151 

2,143 

2,136 

33 

2,196 

2,187 

2,179 

2,162 

2,154 

2,146 

2,137 

2,129 

2,122 

34 

2,185 

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LAST  SURVIVOR  ANNUITY  RATES- 

Single  Premiums  to.  Secure  an  Annuity 
During  the  Joint  Existence  a 
Survivor  of  Two  Live 

-TWO  FEM 

of  $100.  1 

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IS. 

ALES. 

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Sir 

1ST  SI 
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IRVIVC 

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Durin< 

IR  ANNUITY  RATES— TWO  FEMALES. 

to  Secure  an  Annuity  of  $100.  Payable 
} the  Joint  Existence  and  to  the 

Survivor  of  Two  Lives. 

AGE 

60 

61 

62 

63 

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66 

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68 

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LAST  SURVIVOR  ANNUITY  RATES-MALE  THE  OLDER.  323 

Single  Premiifins  to  Secure  an  Annuity  of  $100.  Payable 
During  the  Joint  Existence  and  to  the 
Survivor  of  Two  Lives. 


AGE 

20 

21 

22 

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2,144 

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' . 2,112 

2,096 

2,079 

•2,062 

78 

■ 2,202 

- 2,188 

2,173 

2,158 

2,143 

2,127 

2,111 

• •2,095 

2,078 

'2,061 

79 

• 2^201 

• 2,187 

2,173 

2,158 

' 2,143 

3,127 

2,111 

2,095 

2,078 

2,061 

80 

2,201 

2,187 

2,173 

2,158 

2,143 

2,127 

2,111 

2,095 

2,078 

2,061 

81 

'2,200 

'2,186 

2,172 

2,157 

2,142 

• 2,126 

2,110 

2,094 

2,077 

‘ 2,060 

82 

^2,199 

2,185 

'2,171 

2,156 

2,141 

2,125 

2,109 

2,093 

2,076 

2,059 

83 

2,198 

2,184 

2,170 

2,155 

2,140 

2-,124 

. .2,108 

2-,092 

2,075 

. 2,058 

84 

2,198 

2,184 

2,170 

2,155 

•2,140 

. 2,124 

' ■ '2,108 

' 2,091 

2,074 

'2,057 

85 

2j,l98 

1 2,184 

2,170 

2,155 

2,140 

.xm 

- ...2, .091,, 

. 2,07.1 

J 

LAST  SURVIVOR  ANNUITY  RATES-Mi 

Single  Premiums  to  Secure  an  Annuity 
During  the  Joint  Existence  i 
Survivor  of  Two  Live 

^LE  Tl 

of  $ 
ind  to 

IS. 

4E  OLDER. 

100.  Paya 
) the 

ble 

AGE 

30 

31 

32 

33 

34 

35 

36 

37 

38 

39 

30 

$2,265 

31 

2,257 

$2,244 

32 

2,249 

2,237 

$2,228 

33 

2,242 

2,230 

2,220 

$2,208 

34 

2,235 

2,223 

2,212 

2,200 

$2,189 

$2,168 

35 

2,228 

2,216 

2,204 

2,192 

2,180 

36 

2,221 

2,209 

2,196 

2,184 

2,171 

2,159 

$2,161 

$2,131 

37 

2^214 

2,202 

2,188 

2,176 

2,163 

2,150 

2,141 

$2,108 

38 

2,207 

2,195 

2,181 

2,168 

2,155 

2,142 

2,132 

2,121 

39 

2^200 

2,188 

2,174 

2,160 

2,147 

2,134 

2,123 

2,111 

2,098 

$2,086 

40 

2494 

2,181 

2,167 

2,153 

2,139 

2,126 

2,114 

2,101 

2,088 

2,075 

41 

2,187 

2,174 

2,160 

2,145 

2,131 

2,118 

2,105 

2,092 

2,078 

2,065 

42 

2480 

2,167 

2,153 

2,138 

2,123 

2,110 

2,096 

2,083 

2,068 

2,055 

43 

2,1  <4 

2,160 

2,146 

2,131 

2,116 

2,102 

2,088 

2,074 

2,059 

2,045 

44 

2,168 

2,154 

2,139 

2,124 

2,109 

2,094 

2,080 

2,065 

2,050 

2,036 

45 

2462 

2,147 

2,132 

2,117 

2,102 

2,087 

2,072 

2,057 

2,042 

2,027 

46 

2,156 

2,141 

2,126 

2,111 

2,095 

2,080 

2,064 

2,049 

2,034 

2,018 

47 

2450 

2,135 

2,120 

2,105 

2,088 

2,073 

2,057 

2,041 

2,026 

2,009 

48 

2444 

2,129 

2,114 

2,099 

2,082 

2,066 

2,050 

2,034 

2,018 

2,001 

49 

2438 

2,123 

2,108 

2,093 

2,076 

2,059 

2,043 

2,027 

2,010 

1,993 

50 

2'm 

2,118 

2,102 

2,086 

2,070 

2,052 

2,036 

2,020 

2,003 

1,986 

51 

2,129 

2,112 

2,096 

2,080 

2,064 

2,046 

2,030 

2,013 

1,996 

1,979 

52 

2,124 

2,107 

2,090 

2,074 

2,058 

2,040 

2,024 

2,007 

1,989 

1,972 

53 

2,119 

2,102 

2,085 

2,068 

2,052 

2,034 

2,018 

2,001 

1,983 

1,965 

54 

2,114 

2,097 

2,080 

2,063 

2,046 

2,028 

2,012 

1,995 

1,977 

1,959 

55 

2409 

2,092 

2,075 

2,058 

2,041 

2,022 

2,006 

1,989 

1,971 

1,953 

56 

2,104 

2,087 

2,070 

2.053 

2,036 

2,017 

2,001 

1,984 

1,965 

1,947 

57 

2,099 

2,082 

2,065 

2,048 

2,031 

2,012 

1,996 

1,979 

1,959 

1,941 

58 

2,095 

2,078 

2,060 

2,043 

2,026 

2,007 

1,991 

1,974 

1,954 

j,935 

59 

2,091 

2,074 

2,056 

2,038 

2,021 

2,002 

1,986 

1,969 

1,949 

1,929 

60 

2,087 

2,070 

2,052 

2,034 

2,016 

1,998 

1,981 

1,963 

1,944 

1,924 

61 

2,083 

2,066 

2,048 

2,030 

2,011 

1,993 

1,976 

1,967 

1,938 

1,918 

62 

2,079 

2,062 

2,044 

2,026 

2,007 

1,988 

1,971 

1,952 

1,933 

1,912 

63 

2,076 

2,058 

2,040 

2,022 

2,003 

1,984 

1,966 

1,947 

1,928 

1,907 

64 

2,073 

2,055 

2,037 

2,018 

1,999 

1,980 

1,962 

1,943 

1,923 

1,902 

65 

2,070 

2,052 

2,034 

2,015 

1,996 

1,977 

1,958 

1,939 

1,919 

1,898 

66 

2,067 

2,049 

2,031 

2,012 

1,993 

1,974 

1,955 

1,936 

1,916 

1,895 

67 

2,064 

2,046 

2,028 

2,009 

1,990 

1,971 

1,952 

1,933 

1,913 

1,892 

68 

2,061 

2,043 

2,025 

2,006 

1,987 

1,968 

1,949 

1,930 

1,910 

1,889 

69 

2,058 

2,040 

2,023 

2,004 

1,985 

1,965 

1,946 

1,927 

1,907 

1,886 

70 

2,057 

2,039 

2,021 

2,002 

1,983 

1,964 

1,945 

1,925 

1,904 

1,883 

71 

2,054 

2,036 

2,018 

1,999 

1,980 

1,961 

1,942 

1,922 

1,901 

1,880 

72 

2,051 

2,033 

2,015 

1,996 

1,977 

1,958 

1,939 

1,919 

1,898 

1,877 

73 

2,049 

2,031 

2,013 

1,994 

1,975 

1,956 

1,937 

1,917 

1,896 

1,875 

74 

2,047 

2,029 

2,011 

1,992 

1,973 

1,954 

1,9:35 

1,915 

1,894 

1,873 

75 

2,046 

2,028 

2,009 

1,990 

1,971 

1,953 

1,934 

1,914 

1,893 

1,871 

76 

2,045 

2,028 

2,009 

1,990 

1,971 

1,953 

1,934 

1,914 

1,893 

1,871 

77 

2,044 

2,027 

2,009 

1,990 

1,971 

1,953 

1,934 

1,914 

1,893 

1,871 

78 

2,043 

2,026 

2,009 

1,990 

1,971 

1,952 

1,933 

1,913 

1,892 

1,870 

79 

2,043 

2,025 

2,008 

1,989 

1,970 

1,951 

1,932 

1,912 

1,891 

1,869 

80 

2,043 

2,025 

2,007 

1,988 

1,969 

1,950 

1,931 

1,911 

1,890 

1,868 

81 

2,043 

2,024 

2,006 

1,987 

1,968 

1,949 

1,930 

1,910 

1,889 

1,867 

82 

2,042 

2,023 

2,005 

1,986 

1,967 

1,948 

1,929 

1,909 

1,888 

1,866 

83 

2,041 

2,022 

2,004 

1,985 

1,966 

1,947 

1,928 

1,908 

1,887 

1,865 

84 

2,040 

2,021 

2,003 

1,984 

1,964 

1,945 

1,926 

1,906 

1,885 

1,863 

85 

2,039 

2,020 

2,001 

1,982 

1,962 

1,943 

1,924 

1 1,904 

1,883 

1,861 

LAST  SURVIVOR  ANNUITY  RATES-II 

Single  Premiums  to  Secure  an  Annuity 
During  the  Joint  Existence  s 
Survivor  of  Two  Liv 

lALE  1 

of  $1 
ind  to 
es. 

fHE  01 
00. 
the 

LDER. 

Payable 

AGE 

40 

41 

.42 

43 

44 

45 

46 

47 

48 

49 

40 

41 

42 

43 

44 

45 

46 

47 

48 

49 

50 

51 

: 52. 

53 

54 

55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

70 

71 

72 

73 

74 

75 

76 

77 

78 

79 

80 

81 

82 

83 

84 

85 

$2,061 

2,051: 

2,041 

2,031 

2,021 

2,012 

2,003 

1,994 

1,985 

1,977 

1,969 

1,962 

1,955 

1,948 

1,941 

1,934 

1,928 

1,922 

1,916 

1,910 

1,904 

1,898 

1,892 

1,887 

1,882 

1,877 

.1,873 

1,870 

■1,867 

1,864 

1,861 

1,858 

1,855 

1,853 

1,851 

1,849 

1,849 

1,849 

1,848 

1,847 

1,846 

1,845 

1,844: 

1,843. 

1,841 

1,839 

$2,038 

2,027 

2,016 

2,006 

1,996 

1,986 

1,977 

1,9.68 

1,959 

1^951 

1,943 

1,935 

1,928 

1,921 

1,914 

1,907 

1,900 

1,894 

1,888 

1,882 

1,876 

1,870 

1,865 

1,860 

1,856 

1,852 

1,848 

1,845 

1,842 

1,839 

1,836 

1,833 

1,831 

1,829 

1^826 

1,826 

1,826; 

1,825 

1,824 

1,823- 

1,822 

1,821 

1,820 

1,818 

1,816 

$2,012 

2,001 

1,990 

1,980 

.1,970 

1,960 

1,951 

1,942 

1,933 

1,925 

1,917 

1,909 

1,901 

1,894 

1,887 

1,880 

1,873 

1,866 

1,860 

1,854 

1,848 

1,843 

1,838 

1,834 

1,830 

1,826 

1,822 

1,819 

1,816 

1,812 

1,809 

1,806 

1,804 

1,802 

1,802 

1,802 

1,801 

1,800 

1,799 

1,798 

1,797' 

1,796 

1,794 

1,792 

$1,986 

1,975 

1,964 

1,954 

.1,944 

1,934 

1,924 

1,915 

1,906 

1,897 

1,889 

1,881 

1,873 

1,865 

1,858 

1,851 

1,844 

1,838 

1,832 

1,826 

1,821 

1,816 

1,811 

1,807 

1,803 

1,799 

1,795 

1,792 

1,788 

1,785 

1,782 

1,780 

1^778 

1,777 

1,776 

1,775 

1,774-: 

1,774 

1,773 

1,772, 

1,771 

1,769 

1,767 

$1,959 
1,948  : 

1,937 

1,927 

1,917 

1,907 

1,897 

1,887 

1,878 

1,869 

1,860 

1,852 

1,844 

1,836 

1,829 

1,822 

1,815 

1,809 

1,803 

1,7.97 

1,7.92 

.1^787 

1,783 

1,779 

1,775 

.1,771 

1,767 

1,7'63 

1,760 

1,757 

1,755 

1^753 

1,752 

1,751 

1,750 

1,749; 

1,748 

1,747: 

1,746: 

1,745 

1,743^ 

1,741 

$1,931 

,1,920  ; 
1,909 
1,899 
1,889 
1,879 

1,869 

1,859 

1,849 

1,840 

1,831 

1,822 
. 1,814 
1,806 
1,799 
1,792 

l,7a5 

1,779 

1,773 

1,767 

1,762 

1,758 

1,754 

1,750 

1,7'46 

.1,742 

1,738 

1,735 

1,732 

1,729 

.1,727: 

1,726 

1,725 

1,724 

1,723 

1,721 

1,720 

1,719 

1,718; 

1,716 

1,714 

$1,908 

1,895 

1,883 

1,871 

1,860 

1,849 

1,838 

1,828 

1,818 

1,809 

1,801 

1,793 

-1,785 

1,777 

1,769 

1,761 

1,754 

1,747 

1,741 

1,735 

1,730 

1,725 

1,721 

1,717 

1,714 

1,711 
1,708 
^ 1,705 
1,702 
71,700 

1,699: 

1,698 

1,697 

1,695; 

1,693:; 

1,692. 

1,691 

1,690^ 

1,688. 

1,686 

$1,879 

1,866 

1,853 

1,841 

1,829 

1,818 

1,807 

1,797 

1^787 

1,778 

1,769 

1,761 

1,753 

1,745 

1,736 

.1,728 

1,721 

1,714 

1,708 

1,703 

1,698 

1,694 

1,690 

1,686 

1,684 

1,681 

1,678 

1,675 

1,672 

1,671 

1,670 

1,689 

1,667 

1,665 

1,664 

1,663 

1,662 

1,660 

1,658 

$1,848. 

1,835 

1,822 

1,810 

1,798- 

1,787 

1,776 

1,765 

1,756 

1,747 

1,738 

1,729 

1,721. 

1,712 

1,703 

1,695 

1,688 

1,681 

1,676 
. 1,671 
1,666 
1,662 
1,658 

1,655 

1,652 

1,649 

1,646 

1,644 

1,642 

1,640 

1,638 

1,637 

1,636 

1,634 
1,632 
1,631 
1,630  ■ 
1,629 

$1,817 

1,803 

1,790 

1,777 

1,765 

1,754 

1,743 

1,734 

1,725 

1,716 

1,707 

1,697 

1»687 

1,678 

1,669 

1,661 

1.654 

1,648 

1^643 

1,638 

1,634 

1,630 

1,626 

1,623 

1,620 

1,617 

1,615 

1,613 

1,611 

1,609 

1,608 

1,607 

1,605 

1,603 

1,601 

1,600 

1,599 

LAST  SURVIVOR  ANNUITY  RATES-MALE  THE  OLDER. 

Single  Premiums  to  Secure  an  Annuity  of  $100.  Payable 
During  the  Joint  Existence  and  to  the 

Survivor  of  Two  Lives. 

AGE 

50 

51 

52 

53 

54 

55 

56 

57 

58 

59 

SO 

$1,784 

51 

1,771 

$1,754 

52 

1,758 

1,736 

$1,718 

53 

1,746 

1,723 

1,704: 

$1,684 

54 

1,734 

1,711 

1,690 

1,669 

$1,649 

55 

1,722 

1,699 

1,677, 

1,655 

1,634 

$1,614 

56 

1,712 

1,687 

1,664 

1,641 

1,619 

1,599 

$1,582 

57 

1,702 

1,676 

1,652 

1,628 

1,605 

1,584 

1,565 

$1,547 

58 

1,692 

1,665 

1,640 

1,616 

1,592 

1,570 

1,549 

1,529  : 

$1,508 . 

$1,468 

59 

1,682 

1,655 

1,629 

1,604 

1,579 

1,557 

1,1534 

1,512 

1,490 

60 

1,672 

1,645 

1,619 

1,593 

1,568 

1,544 

1,520 

1,496 

1,473 

1,450 

61 

1,662 

1,635 

1,609 

1^583 

1,557 

1,532 

1,507 

1,481 

1,4.57 

1,433 

62 

1,652 

1,625 

1,599 

1,573 

1,546 

1,521 

1,494 

1,467 

1,442 

1,417 

63 

1,643 

1,616 

1,590 

1,564 

1,536 

1,510 

1,482 

1,454 

1,428 

1,403 

64 

1,635 

1,608 

1,582 

1,555 

1,527 

1,500 

1,471 : 

1,443 

1,415 

1,390 

65 

1,628 

1,601 

1,574 

1,547 

1,519 

1,491 

1,462 

1,433 

1,405 

1,378 

66 

1,622 

1,595 

1,567 

1,540 

1,512 

1,483 

1,454 

1,425 

1,396 

1,368 

67 

1,616 

1,589 

1,561 

1,533 

1,505 

1,476 

1,446 

1,417 

1,387 

1,359 

68 

1,611 

1,584 

1,555 

1,527 

1,499 

1,469 

1,439 

1,409 

1,379 

1,350 

69 

1,606 

1,579 

1,550 

1,521 

1,493 

1,463 

1,432 

1,402 

1,371 

1,342 

70 

1,602 

1,574 

1,545 

1,516 

1,487 

1,457 

1,426 

1,395 

1,364 

1,334 

71 

1,599 

1,570 

1,541 

1,511 

1,484 

1,452 

1,421 

1,389 

1,358 

1,327 

72 

1,596 

1,567 

1,537 

1,507 

1,480 

1,447 

1,416 

1,383 

1,352 

1,;421 

73 

1,593 

1,564 

1,534 

1,503 

1,476 

1,443 

1,411 

1,378 

1,346 

1,315 

74 

1,590 

1,561 

1,531 

1,500 

1,472 

1,439 

1,406 

1,373 

1,340 

1,309 

75 

1,587 

1,558 

1,528 

1,498 

1,467 

1,435 

1,401 

1,368 

1,335 

1,303 

76 

1,585 

1,556 

1,526 

1,495 

1,463 

1,431 

1,396 

1,363 

1,329 

1,297 

77 

1,583 

1,554 

1,524 

1,492 

1,460 

1,427 

1,392 

1,358 

1,324 

1,291 

78 

1,581 

1,552 

1,522 

1,489 

1,457 

1,424 

1,388 

1,354 

1,319 

1,286 

79 

1 579 

1,550 

1,519 

1,486 

1,454 

1,421 

1,385 

1,350 

1,315 

1,282 

80 

1^577 

1,547 

1,516 

1,484 

1,451 

1,418 

1,382 

1,347 

1,312 

1,278 

81 

1,575 

1,545 

1,514 

1,482 

1,448 

1,415 

1,379 

1,344 

1,309 

1,275 

82 

1^73 

1,543 

1,512 

1,480 

1,446 

1,413 

1,377 

1,342 

1,307 

1,273 

83 

1,571 

1,541 

1,510 

1,478 

1,444 

1,411 

1,375 

1,340 

1,306 

1,272 

84 

1,570 

1,539 

1,508 

1,476 

1,442 

1,409 

1,374 

1,339 

1,305 

1,271 

85 

1,569 

1^7 

1,505 

1,473 

1,440 

1,407 

1,373 

1,339 

1,305 

1,271 

LAST  SURVIVOR  ANNUITY  RATES-MALE  THE  OLDER. 

Single  Premiums  to  Secure  an  Annuity  of  $100.  Payable 
During  the  Joint  Existence  and  to  the 
Survivor  of  Two  Lives. 


327 


AGE 

60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

60 

$1,428 

61 

1,410 

$1,386 

62 

1,393 

1,362 

$1,340 

63 

1,378 

1,349 

1,325 

$1,302 

64 

1,363 

1,336 

1,311 

1,287 

$1,264 

65 

1,351 

1,324 

1,298 

1,273 

1,249 

$1,226 

66 

1,340 

1,313 

1,286 

1,260 

1,235 

1,211 

$1,186 

$1,148 

67 

1,330 

1,302 

1,274 

1,247 

1,221 

1,197 

1,172 

68 

1,321 

1,292 

1,263 

1,235 

1,208 

1,184 

1,159 

1,135 

$1,114 

69 

1,312 

1,282 

1,253 

1,224 

1,196 

1,172 

1,147 

1,122 

1,100 

$1,078 

70 

1,304 

1,273 

1,243 

1,214 

1,186 

1,161 

1,135 

1,110 

1,067 

1,065 

71 

1,297 

1,265 

1,285 

1,205 

1,177 

1,151 

1,124 

1,099 

1,075 

1,053 

72 

1,290 

1,258 

1,227 

1,197 

1,168 

1,142 

1,114 

1,088 

1,064 

1,041 

73 

1,283 

1,251 

1,220 

1,189 

1,160 

1,133 

1,105 

1,078 

1,054 

1,030 

74 

1,277 

1,244 

1,213 

1,182 

1,152 

1,125 

1,096 

1,069 

1,044 

1,020 

75 

1,271 

1,238 

1,206 

1,175 

1,145 

1,117 

1,088 

1,061 

1,035 

1,011 

76 

1,264 

1,232 

1,200 

1,169 

1,139 

1,111 

1,082 

1,054 

1,028 

1,004 

77 

1,258 

1,226 

1,194 

1,163 

1,133 

1,105 

1,076 

1,047 

1,021 

997 

78 

1,253 

1,221 

1,1^9 

1,158 

1,128 

1,099 

1,070 

1,041 

1,015 

990 

79 

1,249 

1,216 

1,184 

1,153 

1,123 

1,094 

1,064 

1,035 

1,009 

983 

80 

1,245 

1,212 

1,180 

1,149 

1,119 

1,089 

1,059 

1,030 

1,003 

977 

81 

1,242 

1,209 

1,176 

1,145 

1,115 

1,084 

1,054 

1,025 

997 

971 

82 

1,240 

1,206 

1,173 

1,141 

1,111 

1,080 

1,049 

1,020 

992 

965 

83 

1,289 

1,204 

1,170 

1,138 

1,107 

1,076 

1,044 

1,015 

987 

960 

84 

1,238 

1,203 

1,168 

1,135 

1,103 

1,072 

1,039 

1,010 

982 

955 

85 

1,238 

1,202 

1,167 

1,133 

1,100 

1,068 

1,036 

1,006 

977 

950 

AGE 

70 

71 

72 

73 

74 

75 

76 

7 7 

78 

79 

70 

$1,045 

71 

1,032 

$1,003 

72 

1,020 

994 

$976 

73 

1,009 

985 

966 

$949 

74 

998 

976 

956 

939 

$922 

.75 

988 

967 

947 

929 

912 

$896 

76 

980 

959 

938 

920 

902 

m 

$864 

77 

972 

951 

930 

911 

893 

877 

859 

$844 

78 

965 

943 

922 

903 

884 

868 

851 

837 

$824 

79 

958 

936 

914 

895 

876 

859 

843 

829 

816 

$804 

80 

952 

929 

907 

887 

868 

851 

835 

821 

808 

796 

81 

946 

923 

900 

880 

861 

843 

828 

813 

800 

788 

82 

940 

917 

894 

873 

854 

836 

821 

808 

792 

780 

83 

934 

911 

888 

866 

847 

829 

814 

799 

785 

772 

84 

929 

905 

882 

860 

840 

822 

807 

792 

778 

764 

85 

924 

899 

876 

854 

834 

815 

800 

. 785 

771 

757 

AGE 

80 

81 

82 

80 

$785 

81 

776 

$764 

82 

767 

755 

$743 

83 

759 

746 

735 

84 

751 

738 

726 

85 

743 

730 

717 

83 


84 


8S 


$722 

713 

704 


$700 

692 


$679 


LAST  SURVIVOR  ANNUITY  RATES-FEMALE  THE  OLDER. 

Singfe  Premiums  to  Secure  an  Annuity  of  $100.  Payable 
During  the  Joint  Existence  and  to  the 
Survivor  of  Two  Lives. 


AGE 

20 

21 

22  1 

23 

24 

25 

26 

27 

28 

29 

20 

$2,411 

21 

2,403 

$2,396 

22 

2,395 

2,389 

$2,385 

23 

2,387 

2,381 

2,376 

$2,371 

24 

2,379 

2,373 

2,368 

2,363 

$2,358 

25 

2,370 

2,365 

2,360 

2,356 

2,350 

$2,343 

26 

2,362 

2,357 

2,352 

2,349 

2,343 

2,335 

$2,329 

27 

2,354 

2,849 

2,344 

2,342 

2,336 

2,326 

2,322 

$2,313 

28 

2,346 

2,341 

2,336 

2,334 

2,328 

2,318 

2,313 

2,307 

^,297 

29 

2,338 

2,334 

2,329 

2,326 

2,320 

2,310 

2,304 

2,297 

2,289 

$2,281 

30 

2,332 

2,327 

2,322 

2,318 

2,312 

2,303 

2,295 

2-, 287 

2,279 

2,271 

31 

2,-325 

2,320 

2,314 

2,309 

2,303 

2,295 

2,286 

2,277 

2.269 

2,261 

32 

2,318 

2,313 

2,306 

2,300 

2,294 

2,286 

2,277 

2,267 

2,259 

2,251 

33 

2,311 

2,306 

^,298 

2,291 

2,285 

2,277 

2,368 

2,258 

2,249 

2.241 

34 

2,304 

-2,298 

2,290 

2,283 

2,276 

2,268 

2,259 

2,349 

2,340 

2,kSl 

35 

2,296 

2,290 

2,283 

2,275 

2,267 

2,260 

2,250 

2,240 

2,231 

2,222 

36 

2,289 

2,282 

2,275 

2,267 

2,259 

2,252 

2,242 

2,232 

2,^ 

2,213 

37 

2,282 

2,274 

2,267 

2,259 

2,251 

2,244 

2,234 

2,224 

2,213 

2,204 

38 

2;275 

2,267 

2,259 

2,251 

2,243 

2,236 

2,226 

2,216 

2,204 

2,195 

39 

2,268 

•2,260 

2,252 

2,243 

2,235 

2,228 

2,218 

2,208 

2,195 

2,-186 

40 

2,263 

2,253 

2,245 

2,287 

2,228 

2,219 

, 2,209 

2,198 

2,187 

2,176 

41 

2,257 

2,247 

2,239 

2,280 

2,220 

2,211 

2,201 

2,190 

2,179 

2,167 

42 

2,251 

2,241 

2,233 

2,223 

2,212 

2,203 

2,193 

2,182 

2,171 

2,158 

43 

2,245 

2,235 

2,227 

2,216 

2,205 

2,195 

2,165 

2,174 

2,163 

2449 

44 

2,239 

2,229 

2,220 

2,209 

2,198 

2,187 

2,177 

2,166 

2,154 

2,141 

45 

2,232 

2,223 

2,213 

2,202 

2,191 

2,181 

2,169 

2,157 

2,145 

3.163 

46 

2,226 

2,217 

2,206 

. 2,195 

2,184 

2,173 

2,161 

2,148 

2,136 

2,123 

47 

2,220 

2,211 

2,199 

2,188 

2,177 

2,166 

2,153 

2,140 

2,127 

2,114 

48 

' 2,214 

2,205 

2,193 

2,181 

2,170 

2,159 

2,145 

2,132 

2,119 

2,105 

49 

2,208 

2,199 

2-,187 

2,174 

2,163 

2,152 

2,138 

2,124 

2,111 

2,097 

50 

2,202 

2,192 

2,181 

2,168 

2,156 

2,145 

2,131 

2,117 

2,103 

2,089 

51 

2,196 

2,186 

2,175 

2,162' 

2,149 

2,139 

2,125 

2,'no 

2,096 

■2,082 

52 

2,190 

2,180 

2,169 

2,156 

2,142 

2,133 

2,119 

2,103 

.2,089 

2,075 

53 

2,184 

2,174 

2,163 

2,150 

2,136 

2,127 

2,113 

2,097 

2,082 

2,068 

54 

2,178 

2,168 

3,157 

2,144 

2,130 

2,121 

2,107 

2,091 

2,075 

2,061 

55 

2,174 

2,163 

2,152 

2,138 

2,125 

2,114 

2,100 

2,085 

2,070 

2,055 

56 

2,169 

2,158 

2,147 

2,133 

2,120 

2,109 

2,094 

2,079 

2,064 

2,049 

57 

2,164 

2,153 

2,142 

2,128 

2,115 

2,104 

2,088 

2,073 

2,058 

2,043 

58 

2,159 

2,148 

3,137 

2,123 

2,110 

2,099 

2,082 

2,067 

2,052 

2,037 

59 

2,154 

2,143 

2,132 

2,118 

2,105 

.2,093 

2,077 

2,061 

2,046 

2,031 

60 

2,149 

2,138 

2,126 

2,114 

2,101. 

2,087 

2,072 

2,056 

2,04Q 

2,024 

61 

2,145 

2,133 

2,120 

2,108 

2,095 

2,080 

2,065 

2,049 

2,033 

2,017 

62 

2,141 

2,128 

2,115 

2,103 

2,089 

2,074 

2,059 

2,043 

2,026 

2,010 

63 

2,137 

2,124 

2,110 

2,098 

2,084 

2,068 

2,053 

2,037 

2,020 

2,004 

64 

2,133 

2,120 

2,106 

2,093 

2,079 

2,063 

2,048 

2,032 

2,015 

l;998 

65 

2,129 

2,116 

2,102 

2,089 

2,074 

2,059 

2^043 

2,027 

2,010 

1,993 

66 

2,126 

2,113 

2,099 

2,086 

2,071 

2,056 

2,040 

2,023 

2,006 

1,989 

67 

2,123 

2,110 

2,096 

2,083 

2,068 

2,053 

2,-037 

2,019 

2.002 

r,985 

68 

2.120 

2,107 

2,093 

2,080 

2,065 

2,050 

2,034 

2,016 

1,999 

1,982 

69 

2417 

2,104 

2,090 

-2,077 

2;062 

2,047 

2,031 

2,013 

1,996 

1,979 

70 

2,115 

2,102 

2,088 

2,074 

2,059 

2,044 

2,028 

2,011 

1,994 

1,976 

71 

2,113 

2,100 

2,086 

2,071 

2,056 

2,042 

2,026 

2,009 

1^992 

1,974 

72 

2,111 

2,098 

2,084 

2,068 

2,053 

2,040 

2,024 

2,007 

1,990 

1,972 

73 

2,109 

2,096 

2,082 

2,066 

‘2,051 

2,038 

2,622 

2,005 

1,988 

l-,970 

74 

2,107. . 

.J,094 

•2,080. 

,2,064 

2,049-. 

-.2,036-- 

.2,020  . 

2,003 

1,986- 

1,908 

75 

2,106 

2,093 

2,079 

2,062 

2,047 

2,035 

2,019 

2,002 

1,985 

1,967 

76 

2,105 

2,092 

2,078  ■ 

2,061 

2,046 

2,033 

2,017 

2,000 

1.983 

1,965 

77 

2,104 

2,090 

2,077 

2,060 

2,045 

2,031 

2,015 

1,998 

1,981- 

1,963 

78 

2,103 

2,089 

2,076 

2,059 

2,044 

2,029 

2,013 

1,996 

1,979 

1,961 

79 

2,102 

2,088 

2,075 

2,058 

2,043 

2,028 

2,012 

1,995 

1,978 

1,960 

80 

2,101 

2,087 

2,073 

2,057 

2,042 

2,027 

2,011 

1,994 

1.977 

1^959 

81 

2,100 

2,086 

2,072 

2,056 

2,041 

2,026 

2,010 

1,993 

1,976 

1,958 

82 

2,099 

2,085 

2,071 

2,055 

2,040 

2,025 

2,009 

1,992 

1,975 

1,957 

83 

2,098 

2,084 

2,070 

2,054 

2,039 

2,024 

2,008 

1,991 

1,974 

1,966 

84 

2,097 

2,083 

2,069 

2,053 

2,038 

2,023 

2,007 

1,990 

1,973 

1,955 

85 

2,097 

2,083 

2,068 

2,052 

2,037 

2.022 

2,006 

1,990 

1,973 

1,965 

LAST  SURVIVOR  ANNUITY  RATES-FEMALE  THE  OLDER 

Single  Premiums  to  Secure  an  Annuity  of  $100.  Payab 
During  the  Joint  Existence  ancJ  to  the 
Survivor  of  Two  Lives. 

329 

1 

le 

AGE 

30 

31 

32 

33 

34 

35 

36 

37 

38 

39 

30 

31 

32 

33 

34 

35 

36 

37 

$2,265 

2,254 

2,243 

2,233 

2,223 

2,213 

2,203 

2,193 

$2,244 

2,233 

2,223 

2,213 

2,203 

2,193 

2,183 

$2,228 

2,214 

2,204 

2,194 

2,184 

2,174 

$2,208 

2,195 

2,185 

2,175 

2,165 

$2,189 
2,176  1 
2,165 
2,154 

$2,168 
2,157  i 
2,146 

$2,151 
2,139  : 

$2,131 

$2,108 

38 

2,184 

2,173 

2,164 

2,155 

2,143 

2,135 

2,126 

2,117  ) 

$2,086 

39 

2,176 

2,164 

2,154 

2,144 

2,132 

2,123 

2,113 

2,104 

2,095 

40 

2,166 

2,155 

2,144 

2,133 

2,122 

2,111 

2,101 

2,091 

2,081 

2,071 

41 

2;i57 

2,146 

2,134 

2,123 

2,111 

2,100 

2,089 

2,078 

2,068 

2,057 

42 

2;  148 

2,137 

2,124 

2,113 

2,100 

2,089 

2,077 

2,065 

2,055 

2,043 

43 

2;i39 

2;i28 

2,114 

2,103 

2,089 

2,078 

2,065 

2,053 

2,041 

2,029 

44 

2;i30 

2,118 

2,104 

2,093 

2,079 

2,067 

2,053 

2,041 

2,028 

2,016 

45 

2421 

2,108 

2,095 

2,082 

2,069 

2,055 

2.042 

2,029 

2,016 

2,oa3 

46 

2;iii 

2,098 

2,085 

2,071 

2,058 

2,044 

2,031 

2,017 

2,004 

1,990 

47 

2,101 

2,088 

2,075 

2,060 

2,047 

2,033 

2,020 

2,005 

1,992’ 

1,918 

48 

2^092 

2,079 

2,065 

2,050 

2,036 

2,022 

2,009 

1,998 

1,994 

1,980 

1,966 

49 

2,083 

2,070 

2,055 

2,040 

2,026 

2,012 

1,983 

1,968 

1,954 

50 

2,075 

2,061 

2,046 

2,031 

2,016 

2,002 

1,987 

1,972 

1,957 

1,942 

51 

2,067 

2,053 

2,037 

2,022 

2,006 

1,992 

1,976 

1,961 

1,946 

1,930 

52 

2,060 

2,045 

2,028 

2,013 

1,997 

1,982 

1,966 

1,950 

1,940 

1,935 

1,978 

53 

2,053 

2,037 

2,020 

2,004 

1,988 

1,973 

1,956 

1,924 

1,907 

54 

2,046 

2,029 

2,012 

1,996 

1,979 

1,964 

1,947 

1,930 

1,914 

1,896 

55 

2,039 

2,022 

2,005 

1,988 

1,971 

1,955 

1,938 

1,921 

1,904 

1,886 

56 

2,033 

2,016 

1,999 

1,981 

1,964 

1,948 

1,930 

1,912 

1,894 

1,876 

57 

2,027 

2,010 

1,993 

1,974 

1,957 

1,941 

1,922 

1,903 

1,884 

1,866 

58 

2,021 

2,004 

1,987 

1,967 

1,950 

1,934 

1,914 

1,894 

1,875 

1,856 

59 

2,014 

1,997 

1,980 

1,960 

1,943 

1,926 

1,906 

1,886 

1,866 

1,847 

60 

2,007 

1,990 

1,973 

1,955 

1,937 

1,918 

1,898 

1,878 

1,858 

1,838 

61 

2,000 

1,983 

1,965 

1,947 

1,929 

1,909 

1,890 

1.870 

1,850 

1,830 

62 

1,993 

1,976 

1,958 

1,939 

1,921 

1,901 

1,882 

1,862 

1,842 

1,822 

63 

1,987 

1,970 

1,951 

1,932 

1,914 

1,894 

1,875 

1,855 

1,835 

1,814 

64 

1,981 

4,964 

1,945 

1,926 

1,907 

1,887 

1868 

1,848 

1,828 

1,807 

, 65 

1,976 

1,958 

1,939 

1,920 

1,901 

1,881 

1,862 

1,842 

1,821 

1,800 

66 

1,972 

1,953 

1,935 

1,915 

1,896 

1,876 

1,857 

1,836 

1,815 

1,794 

1,788 

67 

1,968 

1,949 

1,931 

1,911 

1,891 

1,871 

1,852 

1,830 

1,809 

68 

1,964 

1,945 

1,927 

1,907 

1,887 

1,867 

1,847 

1,825 

1,804 

1,783 

69 

1,961 

1,942 

1,923 

1,903 

1,883 

1,863 

1,843 

1,820 

1,799 

1,778 

70 

1,958 

1,939 

1,920 

1,900 

1,880 

1,860 

1,839 

1,817 

1,795 

1,773 

71 

1,956 

1,937 

1,917 

1,897 

1,877 

1,857 

1,854 

1,836 

' 4,814 

1,792 

1,770 

72 

1,954 

1,935 

1,915 

1,895 

-1,874 

1,833 

1,811 

1,789 

1,767 

73r 

1,952 

1,933 

1,913 

1,893 

1,872 

1,851 

1,830 

.1,808 

1,786 

1,764 

74 

1,950 

1,931 

1,911 

1,891 

'1,870 

1,849; 

1,828 

1,806 

1,783 

1,761 

7:5 

1,949 

1,929 

1,909 

1,889 

1,868 

.1,847 

.1,826 

1,804 

1,781 

1,758 

- 76 

1,047 

1,928 

1,908 

1,888 

1,867 

1,845 

1,825 

1,803 

1,780, 

1,756 

77 

1,945 

1,927 

1,907 

1,887 

1,866 

1,843 

1,823 

'1,801 

1,779^ 

1,754 

; 78 

1,943 

1,926 

1,906 

1,886 

1,864 

1,842 

1,840 

1,821 

1,799 

1,777 ■ 

1.752 

T9 

1,942 

1,924 

1,904 

1,884 

1,862 

1,819 

1,797 

1,775 

1,7.50 

80 

1,941 

1,922 

1,902 

1,882 

1,861 

1,839 

1,818 

1,796 

1,794 

1,773 

1,749 

81 

1,940 

1,921 

1,901 

1,881 

1,859 

1,837 

1,816 

1,771 

1,747 

82 

1,939 

1,920 

1,900 

1,879 

1,857 

1,835 

1,814 

1,792 

1,769’ 

1,745 

83 

1,938 

1,919 

1,899 

1,877 

1,855 

1,833 

1,812 

1,790 

1,767' 

1,743 

84 

1,937 

1,917 

1,897 

1,875 

1,853 

1,832 

1,810 

1,788 

1,764 

1,740 

85 

1,936 

1,916 

1,895 

1,874 

1,852 

1,831 

1,808 

1,785 

1,761 

1,737 

LAST  SURVIVOR  ANNUITY  RATES-FEMALE  THE  OLDER. 

Single  Premiums  to  Secure  an  Annuity  of  $100.  Payable 
During  the  Joint  Existence  and  to  the 

Survivor  of  Two  Lives. 

AGE 

40 

41 

42 

43 

44 

45 

46 

47 

48 

1 

49 

40 

$2,061 

41 

2,047 

$2,038 

42 

2,033 

2,022 

$2,012 

43 

2,019 

2,007 

1,996 

$1,986 

44 

2,005 

1,993. 

1,981 

1,970 

$1,959 

45 

1,992 

1,979 

1,966 

1,954 

1,942 

$1,931 

46 

1,979 

1,965 

1,951 

1,939 

1,926 

1,914 

$1,908 

47 

1,966 

1,951 

1,936 

1,924 

1,910 

1,897 

1,888 

$1,879 

48 

1,953 

1,937 

1,922 

1,909 

1,895 

1,881 

1.870 

1,857 

$1,848 

49 

1,940 

1,924 

1,908 

1,894 

1,880 

1,865 

1,853 

1,839 

1,827 

$1,817 

50 

1,927 

1,911 

1,895 

1,880 

1,865 

1,850 

1,836 

1,822 

1,809 

1,796 

51 

1,915 

1,898 

1,881 

1,866 

1,850 

1,835 

1,820 

1,805 

1,791 

1,777 

52 

1,903 

1,885 

1,868 

1,852 

1,835 

1,820 

1,804 

1,789 

1,774 

1,759 

53 

1,891 

1,873 

1,855 

1,839 

1,821 

1,805 

1,789 

1,773 

1,757 

1,741 

54 

1,879 

1,861 

1,843 

1,826 

1,807 

1,791 

1,774 

1,757 

1,741 

1,724 

55 

1,868 

1,849 

1,831 

1,813 

1,795 

1,777 

1,759 

1,7^ 

1,725 

1,708 

56 

1,857 

1,838 

1,820 

1,801 

1,783 

1,764 

1,745 

1,727 

1,710 

1,693 

57 

1,846 

1,827 

1,808 

1,790 

1,771 

1,751 

1,732 

1,713 

1,696 

1,678 

58 

1,836 

1,817 

1,797 

1,779 

1,759 

1,739 

1,719 

1,699 

1,682 

1,663 

59 

1,826 

1,807 

1,786 

1,768 

1,747 

1,727 

1,706 

1,686 

1,668 

1,648 

60 

1,817 

1,797 

1,777 

1,757 

1,737 

1,715 

1,694 

1,673 

1,653 

1,633 

61 

1,808 

1,787 

1,766 

1,745 

1,724 

1,702 

1,681 

1,659 

1,639 

1,618 

62 

1,800 

1,778 

1,756 

1,734 

1,711 

1,690 

1,669 

1,646 

1,626 

1,604 

63 

1,792 

1,769 

1,747 

1,724 

1,700 

1,679 

1,658 

1,634 

1,614 

1,591 

64 

1,785 

1,761 

1,738 

1,715 

1,690 

1,669 

1,647 

1,623 

1,602 

1,579 

65 

1,778 

1,754 

1,730 

1,706 

1,682 

1,660 

1,637 

1,614 

1,591 

1,568 

66 

1,771 

1,748 

1,724 

1,700 

1,676 

1,653 

1,630 

1,606 

1,583 

1,559 

67 

1,765 

1,742 

1,718 

1,694 

1,670 

1,646 

1,623 

1,599 

1,575 

1,550 

68 

1,759 

1,736 

1,712 

1,688 

1,664 

1,640 

1,616 

1,592 

1,567 

1,542 

69 

1,754 

1,731 

1,707 

1,683 

1,658 

1,634 

1,610 

1,585 

1,560 

1,534 

70 

1,750 

1,726 

1,702 

1,678 

1,653 

1,629 

1,604 

1,579 

1,553 

1^527 

71 

1,746 

1,722 

1,698 

1,673 

1,648 

1,624 

1,598 

1,573 

1,546 

1,520 

72 

1,742 

1,718 

1,694 

1,669 

1,643 

1,619 

1,592 

1,567 

1,540 

1,514 

73 

1,739 

1,715 

1,690 

1,665 

1,639 

1,614 

1,587 

1,562 

1,534 

1,508 

74 

1,736 

1,712 

1,687 

1,661 

1,635 

1,610 

1,582 

1,557 

1,529 

1,503 

75 

1,734 

1,709 

1,684 

1,658 

1,632 

1,606 

1,579 

1,552 

1,525 

1,498 

76 

1,732 

1,707 

1,682 

1,656 

1,630 

1,604 

1,576 

1,549 

1,522 

1,494 

77 

1,730 

1,705 

1,680 

1,654 

1,628 

1,602 

1,573 

1,546 

1,519 

1,490 

78 

1,728 

1,703 

1,678 

1,652 

1,626 

1,600 

1,570 

1,543 

1,516 

1,487 

79 

1,726 

1,701 

l,6t6 

1,650 

1,624 

1,597 

1,567 

1,540 

1,513 

1,484 

80 

1,725 

1,700 

1,674 

1,648 

1,621 

1,594 

1,566 

1,538 

1,510 

1,481 

81 

1,723 

1,698 

1,672 

1,646 

1,619 

1,592 

1,563 

1,535 

1,507 

1,478 

82 

1,721 

1,696 

1,670 

1,644 

1,617 

1,590 

1,560 

1,532 

1,504 

1,475 

83 

1,719 

1,693 

1,668 

1,642 

1,615 

1,588 

1,558 

1,580 

1,501 

1,472 

84 

1,716 

1,690 

1,665 

1,639 

1,612 

1,585 

1,556 

1,528 

1,499 

1,470 

85 

1,713 

1,688 

1,662 

1,636 

1,609 

1,582 

1,554 

1,526 

1,497 

1,468 

LAST  SURVIVOR  ANNUITY  RATES 

Single  Premiums  to  Secure  an  Annuity  of  $100. 

During  the  Joint  Existence  and  to  the 
Survivor  of  Two  Lives. 


FEMALE  THE  OLDER.  *** 

Payable 


AGE 


50 


50 

51 

52 

53 

54 

55 

50 

57 

58 

59 
GO 

01 

02 

03 

04 

05 

00 

07 

08 
09 

70 

71 

72 

73 
74. 
75 

70 

77 

78 

79 

80 

81 

82 

83 

84 

85 


$1,784 

1,765 

1,746 

1,728 

1,710 

1,692 

1,675 

1,659 

1,643 

1,628 

1,613 

1,597 

1,582 

1,568 

1.556 

1^545 

1,535 

1,526 

1,517 

1,509 

1,501 

1;494 

1,488 

1,482 

1,476 

1,471 

1,467 

1,463 

1,459 

1,455 

1,452 

1,449 

1,446 

1,443 

1,441 

1,439 


51 


52 


53 


54 


55 


$1,754 

1,734 

1,714 

1,695 

1,676 

1,658 

1,641 

1,624 

1,606 

1,592 

1,575 

1,560 

1,546 

1,534 

1,522 

1,510 

1,499 

1,489 

1,480 

1,474 

1,467 

1,460 

1,454 

1,448 

1,443 

1,439 

1,435 

1,431 

1,427 

1,423 

1,420 

1,417 

1,414 

1,411 

1,409 


^1,718 

1,699 

1,679 

1,660 

1,641 

1,623 

1,605 

1,588 

1,572 

1,556 

1,5>1 

1,526 

1,512 

1,499 

1,487 

1,476 

1,466 

1,457 

1,447 

1,440 
1,433 
1,427 
. 1,421 

1,415 

1,410 

1,406 

1,402 

1,398 

1,394 

1,391 

1,888 

1,385 

1,382 

1,379 


$1,684 

1,664 

1,644 

1,624 

1,605 

1,587 

1,569 

1,552 

1,534 
' 1,518 
1,503 

1,489 

1,476 

1,463 

1,451 

1,440 

1,430 

1,420 

1,413 

1,406 

1,399 

1,393 

1,387 

1,382 

1,377 

1,373 

1,369 

1,365 

1,362 

1,359 

1,356 

1,353 

1,349 


$1,649 

1,629 

1,609 

1,589 

1,570 

1,552 

1,534 

1,516 

1,499 

1,483 

1,468 

1,453 

1,439 

1,426 

1,414 

1,403 

1,394 

1,386 

1,378 
' 1,371 
1,364 

1,359 

1,354 

1,349 

1,344 

1,340 

1,336 

1,333 

1,330 

1,327 

1,323 

1,319 


$1,614 

1,593 

.1,572 

1,552 

1,533 

1,514 

1,495 

1,477 

1,461 

1,445 

1,43^ 

1,416 

1,403 

1,391 

1,379 

1,308 

1,359 

1,351 

1,843 

1,336 

1,330 

1,325 

1.320 

1,315 

1,311 

1,307 

1,304 

1,300 

1,296 

1,292 

1,288 


50 


$1,582 

1,562 

1,539 

1,517 

1,496 

1,476 

1,457 

1,439 

1,422 

,1,407 

i,392 

1,378 

1,365 

1,353 

1,342 

1,332 

1,323 

1,315 

1,307 

1,301 

1,296 

1,291 

1,286 

1,281 

1,277 

1,273 

1,269 

1.265 

1,261 

1,257 


57 


58 


$1,547 

1,523 

1,500 

1,478 

1,457 

1,437 

1,418 

1,401 

1,385 

1,369 

1,354 

1,340 

1,327 

1,316 

1.306 

1,297 

1,288 

1,280 

1,273 

1,267 

1,262 

1,257 

1,252 

1,247 

1,243 

1,239 

1,235 

1,231 

1,226 


$1,508 

1,484 

1,461 

1,439 

1,418 

i,r~ 

1,360 
1,363 

1.347 
1,332 
1,318 
1.304 
i;291 

1,: 

1,270 

1,261 

1,252 

1,245 

1,239 

11227 
1,222 
1,217 

1,213 

1,209 

1,205 

1,200 

1,195 


Policies  Payable  in  Instalments. 


\ 

I 


The  owner  of  any  policy  when  it  becomes  a claim  by  death  or 
maturity  of  the  endowment  may  leave  the  money  with  the  Com- 
pany and  take  a contract  for  the  payment  of  a larger  sum  in 
equal  annual  instalments  for  such  a number  of  years  as  may  be 
desired,  not  exceeding  thirty.  The  first  payment  will  be  made 
at  once,  and  the  entire  contract  is  completed  w^hen  the  last 
annual  instalment  is  paid.  The  holder  of  the  . contract  may  at 
any  time  commute  the  unpaid  instalments.  The  annual  pay- 
ments and  the  commuted  values  are  given  in  the  following  table  : 

Illustration  : The  annual  instalmients  for  ten  years,  first  pay- 
ment immediately,  for  a $10,000  policy  would  be  $1,138.10. 
When  the  sixth  instalment,  for  example,  is  due  and  unpaid,  the 
commuted  value  will  be  $5,360.  If  the  instalments  are  payable 
in  twenty  years,  the  annual  payment  will  be  $662.60.  When 
the  ninth  instalment,  for  example,  is  due  and  unpaid,  the  com- 
muted value  will  be  $6,680. 

This  privilege  of  leaving  the  policy  money  at  maturity  is 
granted  at  the  time  and  in  the  form  best  adapted  to  the  wants 
of  the  beneficiary  or  endowment  holder,  as  the  case  may  be.  If 
some  other  investment  is  not  at  once  available,  the  money  can 
be  left  so  as  to  secure  a larger  sum  in  instalments,  the  first  in- 
stalment only  being  drawn  immediately  in  cash.  In  one  case  it 
may  be  desirable  to  have  it  come  in  two  instalments,  in  another 
in  three,  and  so  on,  but  whatever  the  arrangement,  the  owner 
can  at  any  time  draw  out  the  value  of  the  instalments  remaining 
unpaid. 

By  this  system  full  freedom  of  choice  is  always  allowed,  thus 
avoiding  the  disadvantages  attaching  to  a plan  of  instalment 
insurance  issued  by  some  other  companies.  Under  the  latter 
plan  the  choice  is  made  by  the  insured  when  the  policy  is  issued, 
and  no  option  remains  except  that  of  taking  a commuted  value. 
Gases  may  arise  in  which  an  applicant  desires  to  provide  for  a 
wife  or  other  beneficiary  and  allow  no  option  of  commutation, 
and  for  such  cases  the  Continuous  Instalment  Policy  of  this  Com- 
pany is  exactly  what  is  needed. 

This  method  of  settlement  is  not  detailed  in  the  policy  but  is 
granted - by  the  company  to  ah  policy-holders  when  the  policy 
matures,  and  will  be  confirmed  by  rider  attached  -to  the  policy, 
signed  by  the  Secretary,  if  desired. 


833 


TABLE  OF  INSTALMENT  VALUES 


'O'W'W'**  ^ <**  «*  ^ ^6  ^ ^ >*6  -*»«*»  ^ ■♦* 

t-Ho^co^vj  ;cNQeoi^ 

■H  tSTiTiTiri  TiT-iT-OIC^ 

— pTBdun  puB  anp  si  pajBDipui  ajaq 
juauiiB;sui  uaqM.  painuiuio^  ji  XaiiOci  ibuiSijq  Jo 
000‘l$  JOJ  s;uauiiBjsui  SuiuiBuia^ijo  aniB^ 


334 


If  the  commuted  value  is  taken  before  the  next  instalment  is  due,  the  table  figures  will  be  discounted  at  the  rate  of  5%  per  annum  for  the  intervals. 


TABLE 

Showing  how  much  $i.00  will  amount  to,  compounded 
annually,  for  1 to  50  years. 

Years 

3 

Per  Cent. 

Per  Cent, 

4 

, Per  Cent. 

454'' 

Percent. 

5 

: Per  Cent. 

6 

Per  Cent. 

1 

1.030 

1.035 

; i:o4o 

1.045 

1.050 

1 '060 

2 

1.061 

1.071 

l:082 

; 1.092 

1.103 

1,124 

3 

1.093 

\ 1.109 

; 1.125 

1;141 

, 1.158- 

i;i9i 

4 

1.126' 

1.148 

1U70 

‘ 1 .193 

1.216 

1.263 

S 

1.159 

1;188- 

l'.21.7 

1.246 

1.'276 

1.338 

6 

* 1.194 

1.229 

i;265 

- 1.302 

1.340 

1.419 

7 

1.230 

1.272 

1:316' 

1.361 

1.407 

1.504 

8 

1.267 

1.317 

1.369 

1.422 

1.478 

1.594 

9 

1.305 

1.363 

1.423 

1.486 

1.551 

1.690 

10 

1.344 

1.411 

1.480 

r.553 

1.629 

1.791 

11 

1.384 

1.460 

1,540- 

1.623 

1.710 

1.898 

12 

1.426 

1.511 

1.601 

1.696 

1.796 

2.012 

13 

1.469 

1.664 

1.665 

1.772 

1.886 

2.133 

14 

1.513 

i:619 

1.732 

1.852 

1.980 

2.261 

15 

1.568 

1.675 

1.801 

1.935 

2.079 

2.397 

lO 

1.605 

1.734 

1.873 

2.022 

; 2.183 

2.540 

17 

1.653 

1.795 

1.948 

2.113 

2.^2 

2.693 

18 

1.702 

1.858 

2.026 

' 2.209 

2.407  , 

■ 2.854 

19 

1.754 

1.923 

2.107 

■ 2.308 

2.527 

3.026 

20 

1.800 

1.990 

2.191  • 

2.412 

; 2.653 

3.207 

21 

1:860 

2.059 

2.279 

2.520 

2.786 

3.400 

22 

1.916 

2.132 

2.370 

2.634 

2.925 

3.604 

23 

1.974 

. 2.206 

2.465 

2.752 

3.072 

3.820 

24 

2.033 

2.283 

2:563 

2.876 

3.225 

4.049 

25 

2:094 

2.363 

2.666  ' 

3.005 

3.386 

4.292 

26 

2.157 

2.446 

2.773 

: 3.141 

3.556 

4.549 

27 

' 2,221 

2 532 

2.883 

3.282 

3.734 

4.822 

28 

; 2.288 

2.620 

2;999 

3.430 

3.920 

5.112 

29 

2.367 

2.712 

3.119 

3.584 

4.116 

5.418 

30 

2.427 

2.807 

3.243 

3.745 

4.322 

5.744 

31 

2.500 

2.905 

3.373 

3.914 

. 4.538 

6.088 

32 

2.575 

3.007 

3.508 

4.090 

4.765 

6.453 

33 

2.652 

3.112 

3.B48 

4.274 

5.003 

6.841 

34 

2.732 

3.^1 

3.794 

4.466 

5.253 

7.251 

35 

2.814 

3.334 

: 3.946 

4.667 

5.516 

7.686 

36 

2.898 

3.450 

4.104 

4.877 

5.792 

8.147 

37 

2.985 

3.571 

4.268 

5.097 

6.081 

8.636 

38 

3.075 

3.696 

4.439 

5.326 

6.386 

9.154 

39 

3.167 

3,825 

4.616 

5,566 

6.705 

9.704 

40 

3.262 

3.959 

4.801 

5.816 

7.040 

10.286 

41 

3.360 

4.098 

4.993 

6.078 

7.392 

10.903 

42 

3.461 

4.241 

5.193 

6.352 

7.762 

11.557 

43 

3.565 

4.390 

5.401 

6.637 

8.150 

12.251 

44 

3.672 

4,543 

5.617 

6.936 

8.557 

12.986 

45 

3.782 

4.702 

5.841 

7.248' 

8.985 

13.765 

46 

3.895 

4.867 

6.075 

• 7.574 

9.434 

14.591 

47 

4.012 

5.037 

6.318 

7.915 

9.906 

15.466 

48 

4.132 

5.214 

6,571 

8.272 

10.401 

16.394 

49 

4.256 

5.396 

6.833 

8.644 

10.921 

17.378 

50 

4.384 

5.585 

7.107 

1; 

9.033 

11.467 

18.420 

336  TABLE 

Showing  how  much  $1.00  per  annum  will  amount  to, 
compounded  annually^  for  1 to  50  years. 

Years 

3 

Per  Cent. 

3^ 

Per  Cent, 

4 . 

Percent. 

Per  CenL 

5 

Per  Cent. 

6 

Per  Cent. 

t 

1.030 

1.035 

1.040 

1.045 

1.050 

1.060 

2 

2,091 

2.106 

2.122 

2.137 

2,153 

2.184 

8 

3.184 

3.215 

3.247 

3.278 

3.310 

3.375 

4 

4.309 

4.363 

4.416 

4.471 

4.526 

4.637 

3 

5.468 

5.550 

5.633 

5.717 

5.802 

5.975 

6 

6.663 

6.779 

6.898 

7.019 

7.142 

7.894 

7 

7.892 

8.052 

8.214 

8.380 

8.549 

8.898 

8 

9.169 

9,369 

9.583 

9.802 

10.027 

10.491 

9 

10.464 

10.731 

11.006 

11.288 

11.578 

12.181 

10 

11.808 

12.142 

12.486 

12.841 

13.207 

13.972 

11 

13.192 

13.602 

14.026 

14.464 

14.917 

15.870 

12 

14.618 

15.113 

15.627 

16.160 

16.713 

17.882 

13 

16.086 

16.677 

17.292 

17.932 

18.599 

20.015 

14 

17.599 

18.296 

19.024 

19.781 

20.579 

22.276 

15 

19.157 

19.971 

20.825 

21.719 

22.658 

24.673 

16 

20.762 

21.705 

22.698 

23.742 

24.840 

27.213 

17 

22.414. 

23,W 

24.645 

25.855 

27.132 

29.906 

18 

24.117 

25.357 

26.671 

28.064 

29.539 

32.760 

19 

25.870 

27.280 

28.778 

30.371 

32.066 

35.786 

20 

27  677 

29.270 

30.969 

32.783 

34.719 

38.993 

21 

29.537 

31.329 

33.248 

35.303 

37.505 

42.392 

22 

31.453 

33.460 

35.618 

37;937 

40.431 

45.996 

23 

33.427 

35.667 

38.083 

40.689 

43.5(^2 

49.816 

24 

35.459 

37.950 

40.646 

43.565 

46:727 

53.865 

25 

37.553 

40.313 

43.312 

46:571 

50/114 

58,156 

26 

39.710 

42.759 

46.084 

49.711 

53.669 

62.706 

27 

41.931 

45.291 

48.968 

52.993 

57.403 

67.528 

28 

44.219 

47.911 

51.966 

56.423 

61.323 

72.640 

29 

46:575 

50.623 

55.085 

60:007 

65.439 

78.058 

30 

49/003* 

53.430 

58.3^ 

63.752 

69.761 

83.802 

31 

51.503 

56,335 

61,702 

67.666 

74.299 

89.890 

32 

54.078  . 

59.341 

65.210 

71.756 

79.064 

96.343 

33 

56.730 

62.453 

68.858 

76.080. 

84.067 

103.184 

: 34 

59.462 

65.674 

72.652 

80.497 

89.320 

110.435 

35 

62.276 

69.008 

76.598 

85.164 

94.836 

118.121 

36 

65.174 

72.458 

80.702 

90,041 

100.628 

126.268 

37 

68.159 

76.029 

84.970 

95.138 

106.710 

134.904 

38 

71.234 

79.725 

89.409 ; 

100.464 

113.095  , 

144.059 

39 

74.401 

83.550 

94.026 

106.030 

119.800 

153.762 

40 

77.663 

87.510 

98.827  . 

111.847 

126.840 

164.048 

41 

81.023 

91,607 

103.820 

117.925 

134.232 

174.951 

42 

84.484 

95.849 

109.012 

124.276 

141.993 

186.508 

43 

88.048 

100.238 

114.413 

130.914 

150.143 

198.758 

44 

91.720 

104.782 

120.029 

137.850 

158.700 

211.744 

45 

95.502 

109.484 

125.8Y1 

145;j998 

167  .'685 

225.508 

46 

99.397 

114.351 

131.945 

152.673 

177/119 

240.099 

47 

103  408 

119.388 

138.263  . 

160.588 

187.025 

255.565 

48 

107.541 

124.602 

144.834 

168.859 

197.427 

271.958 

49 

111.797 

129.998 

151.667 

177.503 

208.348 

289.336 

50 

116.182 

135.583 

159.274 

186.536 

219.815 

307.756 

TABLE  3^ 

Showing  how  much  money  must  be  invested  every  year,  end 
compounded  annually  for  1 to  50  years,  to  amount  to  $1,000* 

Years 

3 

Per  Cent. 

BU 

Percent, 

4 

Percent. 

Percent. 

5 

Per  Cent. 

6 

Per  Cent. 

1 

$970  90 

$966  20 

$961  64 

$956  95 

$952  38 

$943  40 

2 

478  26 

474  ?9 

471  34 

467  95 

464  58 

457  96 

8 

314  11 

311  05 

308  02 

305  05 

302  11 

296  33 

4 

282  07 

229  23 

226  43 

223  68 

220  97 

215  65 

8 

182  87 

180  01 

177.53 

174  94 

172  36 

167  35 

e 

150  10 

147  50 

144  96 

142  47 

140  02 

135  25 

7 

126  70 

124  19 

121  74 

119  33 

116  97 

112  39 

8 

109  18 

106  74 

104  35 

102  02 

99  73 

95  32 

9 

95  57 

93  18 

90  86 

88  59 

86  37 

82  10 

10 

84  69 

82  36 

80  09 

77  88 

75  72 

71  57 

11 

75  80 

73  52 

71  30 

69  14 

67  04 

63  01 

12 

68  41 

66  18 

63  99 

61. 88 

59  83 

55  92 

13 

62  16 

59  96 

57  63 

56  77 

53  77 

49  96 

14 

56  82 

54  66 

52  67 

50  55 

48  59 

44  89 

16 

52  20 

50  07 

48  02 

46  04 

44  14 

40  53 

16 

48  16 

46  07 

44  06 

42  12 

40  26 

36  75 

17 

4461 

42  56 

40  58 

38  68 

36  86 

33  44 

18 

41  47 

39  44 

37  50 

35  63 

33  85 

30  53 

19 

38  66 

36  91 

34  75 

32  93 

31  19 

27-94 

20 

36  13 

34  17 

32  29 

30  50 

2880 

25  65 

21 

33  86 

31  92 

30  08 

28  33 

26  66 

23-59 

22 

31  71 

29  89 

28  08 

26  36 

24  78 

21  74 

23 

29  91 

28  04 

26  26 

24  58 

22  99 

20  07 

24 

28  20 

26  35 

24  60 

22  95 

21  40 

18  57 

26 

26  63 

24  81 

23  09 

21  47 

19  96 

17  20 

26 

25  18 

23  38 

21  70 

20  12 

18  63 

15  95 

27 

23  85 

22  08 

20  42 

1887 

17  42 

14-81 

28 

22  62 

20  87 

19  21 

17  72 

16  31 

13-77 

29 

21  48 

19  75 

18  16 

16  67 

15  28 

12  81 

30 

20  41 

18  72 

17  14 

15  69 

14  34 

11 ,93 

31 

19  42 

18  07 

16  21 

14  78 

13  46 

11  12 

32 

18  49 

16  85 

15  34 

13  94 

12  66 

10  38 

33 

17  63 

16  01 

14  52 

13  16 

11  90 

9 69 

34 

16  82 

15  23 

13  76 

12  42 

11  20 

9 05 

36 

16  06 

14  49 

13  06 

11  74 

10  55 

8 47 

36 

15  34 

13  80 

12  39 

11  11 

9 94 

7 92 

37 

14  67 

13  15 

11  77 

10  51 

9 37 

7 41 

38 

14  04 

12  54 

il  19 

996 

8 84 

6. 74 

39 

13  44 

11  97 

10  64 

9 43 

8 35 

6 51 

40 

12  88 

11  43 

10  12 

894 

7 88 

6 10 

41 

12  34 

10  92 

9 63 

848 

7 45 

5 72 

42 

11  84 

10  43 

9 17 

.8  04 

7 04 

5 36 

43 

11  36 

9 98 

8 74 

7 64 

6 66 

5 03 

44 

10  90 

9 54 

8 33 

7 25 

6 30 

4-72 

46 

10  50 

9 13 

7 94 

6 89 

5 97 

4 43 

46 

10  06 

8 75 

7 58 

0 55 

5 65 

4 17 

47 

9 67 

8 38 

7 23 

6 23 

5 35 

3 92 

48 

9 30 

8 03 

6 91 

5 92 

5 06 

3-68 

49 

8 94 

7 69 

6 59 

5 63 

4 80 

8 46 

60 

8 61 

7 38 

6 30 

5 36 

4 55 

3 25 

338  TABLE 

Shiowirtg  the  present  value  of  $l%00  due  In  i 
years,  from  1 to  50,  inclusive 

iny  numbc 

>rof 

Years 

3 

Per  Cent. 

Per  Cent. 

4 

Per  Cent. 

454 

Per  Cent. 

5 

Per  Cfent. 

6 

Per  Cent. 

1 

,9709 

.9662 

.9615 

.9569 

.9524 

.9434 

2 

.9426 

.9a35 

.9246 

.9157 

.9070 

.8900 

S 

.9151 

.9019 

.8890 

,€rr63 

.8638 

.8396 

4 

.8885 

.8714 

.8548 

.8386. 

.8227 

.7921 

5 

.8626 

.8420 

.8219 

.8025 

.7835 

.7473 

6 

.8375 

.8135 

.7903 

.7679 

.7462 

.7050 

7 

.8131 

.7860 

.7599 

.7348 

.7107 

.6651 

8 

.7894 

.7594 

.7307 

.7032 

.6768 

.6274 

9 

.7664 

.7337 

.t026 

.6729 

.6446 

.5919 

lO 

.7441 

.7089 

.6756 

.6439 

.6139 

.5584 

11 

.7224 

.6849 

.6496 

.6162 

.5847 

.5268 

12 

.7014 

.6618 

.6246 

.5897 

.5568 

.4970 

13 

.6810 

.6394 

.6006 

.5643 

.5303 

.^88 

14 

.6611 

.6178 

.5775 

.5400 

.5051 

.4423 

15 

.6419 

.5969 

.5553 

.5167 

.4810 

.4173 

16 

.6282 

.5767 

.5839 

.4945 

.4581 

.3936 

17 

.6050 

.5572 

.45134 

\ .4732 

.4363 

.3714 

18 

.5874 

.5384 

.4936 

.4528 

.4155 

.3503 

19 

*5703 

.5202 

.4746 

.4333 

.3957 

.33(^ 

20 

.5537 

.6026 

.4564 

.4146 

.3769 

.3118 

21 

.5375 

.4856 

.4388 

.3968 

.3589 

.2942 

22 

.5219 

.4692 

.4220 

.3797 

.3419 

.2775 

23 

.5067 

.4533 

.4057 

.3634 

.3256 

.2618 

24 

.4919 

.4380 

.3901 

.3477 

.3101 

.2470 

25 

.4776 

.4231 

.3751 

.3327 

.2953 

.2330 

26 

.4637 

.4088 

.9607 

.3184 

.2812 

.2198 

•27- 

.4502 

.3950 

.3468 

.3047 

.2678 

.2074 

28 

.4371 

.3817 

,3335 

.2916 

.2551 

.1956 

29 

.4243 

.3687 

.3206 

.2790 

.2429 

.1846 

30 

.4120 

.3663 

.3083 

.2670 

.2314 

.1741 

31 

.4000' 

,3442 

.2966 

.2555 

.2204 

.1643 

32 

.3883 

.3326 

.2851 

.2445 

.2099 

.1550 

33 

.3770 

.3213 

.2741 

.2340 

.1999 

.1462 

34 

.3660 

‘3105 

.2636 

.2239 

.1904 

.1379 

35 

.3554 

.3000 

.2534 

.2143 

.1813 

.1301 

36 

.3450 

.2898 

.2437 

.2050 

.1727 

.1227 

37 

.3350 

.2800 

.2343 

:1962 

.1644 

.1158 

38 

.3252 

.2706 

.2253 

.1878 

.1566 

.1092 

39 

.3158 

.2614 

.2166 

.1^97 

.1491 

.10*31 

40 

.3066 

.'2526 

.2083 

.1719 

.1420 

.0972 

41 

.2976 

.2440 

.2003 

.1645 

.1353 

.0917 

42 

.2890 

.2358 

.1926 

.1574 

.1288 

.0865 

43 

.2805 

.2278 

.1652 

.1507 

,1227 

.0816 

44 

.2724 

.2201 

.1780 

.1442 

.1169 

.0770 

45 

.2644 

:2127 

.1712 

.1380 

.1113 

.0727 

46 

.2567 

.2055 

.1646 

.1320 

.1060 

.0685 

47 

.2493 

.1985 

.1588 

.1263 

.1009 

.0047 

48 

.2420 

.1918 

.1522 

.1209 

.0961 

.0610 

49 

.2350 

.1853 

.1463 

.1157 

.0916 

.0575 

50 

.2281 

.1791 

.1407 

.1107 

.0872 

.0543  ' 

TABLE 

Showing  the  present  value  of  $1.00  per  annum  due  in 
number  of  years,  from  1 to  50,  inclusive. 

339 

any 

Years 

3 

Per  Cent. 

Per  Cent. 

4 

Per  Cent. 

Per  Cent. 

5 

Per  Cent. 

6 

Per  Cent. 

1 

0.9709 

0.9662 

0.9615 

0.9569 

0.9524 

0.9434 

2 

1.9135 

1.8997 

1.88B1 

1.8727 

1.8594 

1.8334 

3 

2.8286 

2.8016 

2 7751 

2.7490 

2.7232 

2.6730 

4 

3.7171 

3.6731 

3.6299 

3.5875 

3.5460 

3.4651 

5 

4.5797 

4.5151 

4.4518 

4.3900 

4.3295 

4.2124 

6 

5.4172 

5.3286 

5.2421 

5.1579 

5.0757 

4.9173 

7 

6.2303 

6.1145 

6.0021 

5.8927 

5.7864 

5.5824 

8 

7:0197 

6.8740 

6.7327 

6.5959 

6.4632 

6. 2098 

9 

7.7861 

2.6077 

7.4353 

7.2688 

7.1078 

6.8017 

10 

8.5302 

8.3166 

8.1109 

7.9127 

7.7217 

7.3601 

11 

9.2526 

9.0016 

8.7605 

8.5289 

8.3064 

7.8869 

12 

9.9540 

9.6633 

9.3851 

9.1186 

8.8683 

8.3a38 

13 

10.6350 

10.3027 

9.9856 

9.6829 

9.3936 

8.8527 

14 

11.2961 

10.9205 

10  5631 

10.2228 

9.8986 

9.2950 

15 

11.9379 

11.5174 

11.1184 

10.7395 

10.3797 

9.7122 

16 

12.5611 

12.0941 

11.6523 

11.2340 

10.8378 

10.1050 

17 

13.1661 

12.6513 

12.1657 

11.7072 

11.2741 

10.4773 

18 

13.7535 

13k1897 

12.6593 

12.1600 

11.6896 

10.8276 

19 

14.3238 

13.7098 

13.1339 

12.5933 

12.0853 

11.1501 

20 

14.8775 

14.2124 

13.3503 

13.0079 

12.4622 

11.4699 

21 

15.4150 

14.6960 

14.0292 

13.4047 

12.8212 

11.7641 

22 

15.9369 

15.1671 

14.4511 

13.7844 

13.6030 

12.0416 

23 

16.4436 

15.6204 

14.8568 

14.1478 

13.4886 

12.3034 

24 

16.9355 

16.0584 

15.2470 

14.4955 

13.7986 

12.5604 

25 

17.4131 

16.4815 

15.6221 

14.8282 

14.0939 

12.7834 

26 

17.8768 

16.8904 

15.9828 

15.1466 

14.3752 

13.0032 

27 

18.3270 

17.2854 

16.3296 

15.4513 

14.6430 

13.2105 

28 

18.7641 

17.6670 

16.6631 

15.7419 

14.8981 

13.4062 

29 

19.1885 

18.0358 

16.9837 

16.0219 

15.1411 

13.5907 

30 

19.6004 

18.3920 

17.2920 

16.2889 

15.3725 

13.7648 

31 

20.0004 

18.7363 

17.5885 

16.5444 

15.5928 

13.9291 

32 

20.3888 

19.0689 

17.8736 

16.7889 

15.8027 

14.0840 

33 

20.7658 

19.3902 

18.1476 

17.0229 

16.0025 

14.2302 

34 

21.1318 

19.7007 

18.4112 

17.2468 

16.1929 

14.3681 

35 

21.4872 

20.0007 

18.6646 

17.4610 

16.3742 

14.4982 

36 

21.8323 

20.2905 

18.9083 

17.6660 

16.5469 

14.6210 

37 

22.1672 

20.5705 

19.1426 

17.8622 

16.7113 

14.7368 

38 

22.4925 

20.8411 

19.3679 

18.0500 

16.8679 

14.8460 

39 

22.8092 

21.1025 

19.5845 

18.2297 

17.0170 

14.9491 

40 

23.1148 

21.3551 

19.7928 

18.4016 

17.1591 

15.0463 

41 

23.4124 

1 21.5991 

19.9931 

18.5661 

17.2944 

15.1380 

42 

2;4.7014 

21.8349 

20.1856 

18.7235 

17.4232 

15.2245 

43 

23.9819 

22.0627 

20.3708 

18.8742 

17.5459 

15.3062 

44 

24.2543 

22.2828 

20.5488 

19.0184 

17.6628 

15.3832 

45 

24.5187 

22.4955 

20.7200 

19.1563 

17.7741 

15.4558 

4 6 

24.7754 

22.7009 

20.8847 

19.2884 

17.8801 

15.5244 

47 

25.0247 

22.8:94 

21.0429 

19.4147 

17.9801 

15.5890 

48 

25.2567 

23.0912 

21.1951 

19.5356 

18.0772 

15.6500 

49 

25.5017 

23.2766 

21.3415 

19.6513 

18.1687 

15.7076 

50 

25.7298 

23.4556 

21.4852 

19.7620 

18.2559 

15.7619 

3^0  AMERICAN  TABLE  OF  MORTALITY. 


Number 

Number 

Per  Gent. 

of 

Expecta- 

Age 

Number 

Number 

Per  Cent. 

- - of  r-. 

Expecta- 

Living 

Dying 

Mortality 

iron 

Living  ■ " 

“ Dying 

Mortality 

■ "tion 

10 

10.000.0 

74.9 

.7490 

48.72 

50 

6,336.4 

126.0 

1.9885 

16.72 

11 

^,925.1 

74.6 

-.7516 

48.08 

37 

0,210.4 

132.5 

2.1335 

16.05 

1*4 

, 9,850.5 

74.3 

4^3 

47.45. 

'38 

6,077.9 

139.4 

2,2936 

15.39 

13 

9,776.2 

74.0 

.7669 

46.80 

39 

5,938.5 

146.8 

2.4729 

14.74 

Id 

9,702.2 

73.7 

.7596 

46.16 

60 

5,791.7 

154.6 

2.6693 

14.10 

13 

9.628.5 

73.5 

.!I^4 

45.50 

01 

5,637.1  : 

162.8 

'2.8880 

13.47 

10 

9,555.0 

73.2 

.7661 

44.85 

02 

5,474.3 

171.3 

3.1292 

12.86 

17 

9,481.8 

72.9 

.7688 

44.19 

03 

5,303.0 

180.0 

3.3943 

12.26 

IS 

9,408.9 

72.7 

.7727 

43.53 

04 

5,123.0 

188.9 

3.6873 

11.67 

19 

9,336.2 

72.5 

,7765 

42.87 

03 

4,934.1 

198.0' 

4.0129 

11.10 

20 

9,263.7 

72.3 

,7806 

42.20 

06 

4,736.1 

20^'.0 

4.3707 

10.54 

21 

9,191.4 

72.2 

.7855 

41.53 

07 

4,529.1 

215.8 

4.7647 

10.00 

22 

9,119.2 

72.1 

.7906 

40.85. 

08 

4,313.3 

224.3 

5.2002 

9,47 

23 

9,047.1 

72.0 

.7958 

40.17 

09 

4,089.0 

232.1 

5,6762 

8.97 

24 

8,975.1 

71.9 

.8011 

39.49 

70 

3,856.9 

239.1 

6.1993 

8;  48 

23 

8,903.2 

71.8 

.8065 

38.81 

.71 

3,617.8 

^ 244.8 

6.7665 

8.00 

20 

8,831.4 

71.8 

.8130 

33.12 

72 

3,373.0 

248.7 

7.3733 

7.55 

\27 

8,759.6 

71.8 

.8197 

37.43 

73 

3,124.3 

250.5 

8.0178 

7.11 

■28 

8,687.8 

71.8 

.8264 

36.73 

74 

2,873.8 

250.1 

8.7028 

6.68 

29 

8,616.0 

.71.9 

.8345 

36.03 

73 

2,623.7. 

: 247.6  : 

9.4371 

6.27 

30 

8^544.1 

'72.^ 

'8427. 

35.33 

70 

2,376:1 

243.1 

10.2311 

5.88 

31 

8,472.1 

72.1 

.8511 

34.63 

77 

2,133.0 

286.9 

11.1064 

5.49 

32 

8,400.0 

72.3 

.8607 

33.92 

78 

1,896.1 

229.1 

12.0827 

5;11 

33 

8,327.7 

72.6 

.8718 

33.21 

79 

1,667.0 

219.6 

13.1734 

4.74 

34 

8,255.1 

72.9 

.8831 

32.50. 

80 

1,447.4 

. 209.1 

14.4466 

4.39 

33 

8,182.2 

73.2 

.8946 

31.78 

81 

1,238.3 

196.4 

15.8605 

4.05 

30 

8,109.0 

73.7 

.9089 

31.07 

82 

1,041.9 

181.6 

17.4297 

3.71 

37 

8,035.3 

74.2 

.9234 

30.35 

S3 

860.3 

164.8 

19.1561 

3.39 

38 

7,961.1 

74.9 

.9408 

29.62 

84 

695.5 

147.0 

21.1359 

3.08 

39 

7^886.2 

75.6 

.9586 

28.90. 

83 

548.5 

129.2 

23.5552 

2.77 

40 

7,810.6 

76.5 

;9794 

28.18 

80 

419.3 

111.4 

26.5681 

2.47 

41 

7,734.1 

77.4 

1.0008 

27.45 

87 

307.9 

98.3 

30.3020 

2.18 

42 

. 7,656.7 

■78.5 

1 .0252 

26.72 

88 

214.6 

. 74.4: 

34.6662 

1.91 

43 

7,578.2 

79.7 

1.0517 

26.00 

89 

140.2 

. 55.5 

99.5888 

1.66 

44 

7498.5 

‘ 81.2 

1.0829 

25,27. 

90 

84.7 

38.5^ 

45.4545 

1.42 

■■43 

7,417.3 

82.8 

1.1163 

24.54 

91 

46.2 

24.6 

53.2468 

1.19 

40 

7,334.5 

84.8 

1.1562 

23.81 

92 

21.6 

13.7 

63.4250 

.98 

i47 

7,249.7 

87.0 

1.2000 

23.08- 

93 

7.9 

5.8 

73.4177 

.80 

48 

7,162.7 

89.6 

1.2509 

22.36 

94 

2.1 

1.8 

85.7143 

.64 

49 

7,073.1 

92.7 

1.8106 

21.63 

93 

.3 

.3 

100.0000 

.50 

50 

6,^80. 4 

.96.2 

1.3781 

20.91 

31 

6,884.2 

100.1 

1.4541 

20.20 

52 

6,784.1 

104  ;4 

1.5389 

19.49 

53 

6,679.7  : 

109.1 

1.6333 

18.79 

54 

6,570.6 

114.3 

1,7396 

18.09 

55 

6,456.3 

119.9 

1.8571 

17.40 

f ^ 

Probability  of  Death  for  the  Year,  at  every  Age,  341 
by  the  “ Actuaries  ” and  by  the  “ American  ” Tables  of  Mortality. 


“AMERICAN  ” 

“ACTUARIES” 

Age 

Per  Cent. 

Age 

Per  Cent. 

Age 

Per  Cent. 

Age 

Per  Cent. 

10 

.7490 

55 

1.8571 

10 

.6760 

55 

2.1664 

11 

.7516 

56 

1.9885 

11 

.6786 

56 

2.3126 

12 

.7543 

57 

2.1335 

12 

.6812 

57 

2.4679 

13 

.7569 

58 

2.2936 

13 

.6848 

58 

2.6386 

14 

.7596 

59 

2.4729 

14 

.6896 

59 

2.8246 

15 

.7634 

60 

2.6693 

15 

.6944 

60 

3.0a36 

16 

,7661 

61 

2.8880 

16 

.7003 

61 

3.2612 

17 

.7688 

62 

3.1292 

17 

.7062 

62 

3.5120 

18 

.7727 

63 

3.3943 

18 

.7134 

63 

3.7840 

19 

.7765 

64 

3.6873 

19 

.7206 

64 

4.0826 

20 

.7805 

65 

4.0129 

20 

.7291 

65 

4.4082 

21 

.7855 

6 6 

4.3707 

21 

.7377 

66 

4.7614 

22 

.7906 

67 

4.7647 

22 

.7464 

67 

5.1474 

23 

.7958 

68 

5.2002 

23 

.7564 

68 

5.5630 

24 

.8011 

69 

5.6762 

24 

.7666 

69 

6.0087 

25 

.8065 

70 

6.1993 

25 

.7770 

70 

6.4933 

26 

.8130 

71 

6.7665 

26 

.7887 

71 

7.0158 

27 

.8197 

72 

7.3733 

27 

.8006 

72 

7.5805 

28 

.8264 

73 

8.0178 

28 

.8139 

73 

8.1883 

29 

.8345 

74 

8.7028 

29 

.8275 

74 

8.8468 

30 

.8427 

75 

9.4371 

30 

.8425 

75 

9.5560 

31 

.8511 

76 

10.2311 

31 

.8578 

76 

10.3179 

32 

.8607 

77 

11.1064 

32 

.8747 

77 

11.1469 

33 

.8718 

78 

12.0827 

33 

.8919 

78 

12.0444 

34 

.8831 

79 

13.1734 

34 

.9095 

79 

13.0065 

35 

.8946 

80 

14.4466 

35 

.9288 

80 

14.0406 

36 

.9089 

81 

15.8605 

36 

.9485 

81 

15.1436 

37 

.9234 

82 

17.4297 

37 

.9687 

82 

16.3194 

38 

.9408 

83 

19.1561 

38 

.9906 

83 

17.5912 

39 

.9586 

84 

21.1359 

39 

1.0131 

84 

18.9678 

40 

.9794 

85 

23.5552 

40 

1.0362 

85 

20.5095 

41 

1.0008 

86 

26.5681 

41 

1.0612 

86 

22.2480 

42 

1.0252 

87 

30.3020 

42 

1.0894 

87 

24.2234 

43 

1.0517 

88 

34.6692 

43 

1.1251 

88 

26.5274 

44 

1.0829 

89 

39.5863 

44 

1.1697 

89 

29.2382 

45 

1.1163 

90 

45.4545 

45 

1.2212 

90 

32.3730 

46 

1.1562 

91 

53.2466 

46 

1.2839 

91 

36.0987 

47 

1.2000 

92 

63.4259 

47 

1.3516 

92 

40.5263 

48 

1.2509 

93 

73.4177 

48 

1.4259 

93 

45.7227 

49 

1.3106 

94 

85.7143 

49 

1.5061 

94 

51.6304 

50 

1.3781 

95 

100.0000 

50 

1.5939 

95 

58.4270 

51 

1.4541 

51 

1.6898 

96 

64 . 8649 

52 

1.5389 

52 

1.7947 

97 

69.2308 

53 

1.63a3 

53 

1.9093 

98 

75.0000 

54 

1.7396 

I 

54 

2-0313 

99 

100.0000 

Life— Its  Average  and  Probability.  By  the  American 
Table  of  Mortality. 


• 'I 

! 

AGE  1 

^Average  of 

Community  Life 

Probability  of 

Individual  Life 

AGE 

^Average  of  • 

Community  Life 

Probability  of 

Individual  Life 

20 

42.30  Years 

75  Years 

Years 

Years 

21 

41.53  • 

t( 

74 

(( 

58 

15.39 

li 

37 

CC 

22 

40.85 

73 

Cl 

59 

14.74 

ll 

36 

CC 

23 

40.17 

(fc 

72 

a 

00 

14.09 

ll 

3d 

24 

39.49 

u 

71 

ii 

01 

13.47 

ll 

34 

(( 

25 

38.81 

70 

“ 

02 

12.86 

33 

20 

38.11 

u 

69 

ii 

03 

12.26. 

li 

32 

27 

37.43 

u 

68 

04 

11.67 

ll 

31 

28 

36.73 

67 

05 

11.10 

li 

30 

cc 

29 

36.03 

Cb 

66 

i« 

00 

10.54 

ll 

U 

29 

30 

35.33 

65 

ii 

07 

10.00 

28 

31 

34.62 

u 

64 

u 

08 

9.47 

1 1 

■■  27 

32 

33.92 

n 

63 

“ 

09 

8.97 

26 

33 

33.21 

(1 

62 

11  - 

70 

8.43, 

25 

it 

34 

32.50 

(( 

61 

ii 

71 

8.00- 

ll 

24 

it 

35 

31.78 

“ • 

60 

11 

72 

7.5^^ 

ll 

23 

ll 

30 

31.07 

59 

ii 

73 

7.11 

ll 

22 

ll 

37 

30.35 

58 

ii 

74 

6.68 

ll 

21 

ll 

38 

29.62 

57 

66 

75 

6.27 

20 

16 

39 

38.90  ’ 

56 

ll 

70 

5.88 

ll 

19 

40 

28.18 

55 

(1 

77 

5.49 

. 18 

61 

41 

27.45 

54 

ll 

78 

5.11 

17 

66 

42 

26.72 

53 

79 

4.74 

Cl 

16 

ii 

43 

25.99 

52 

80 

4.39 

15 

ll ' 

44 

25.27 

51 

“ 

81 

4.05' 

61 

14 

16  - 

45 

. 24.^ 

50 

82 

3.71 

‘‘ 

13 

ii 

40 

23.80 

49 

83 

3.39 

61 

12 

it 

47 

23.08  . 

48 

6\ 

84 

3.08 

61 

11 

ll 

48 

22.36 

47 

85 

2.77 

61 

10 

ii 

49 

21.63 

46 

ll 

80 

2.47 

66 

9 

ii 

50 

20.91 

45 

87 

2.18 

66 

8 

16 

51 

20.20 

u 

44 

u 

88 

1.91 

61 

. 7 

66 

52 

19.49 

43 

Cl 

89 

1.66 

66 

6 

66  ' 

53 

18.79 

42 

‘‘ 

90 

1.42 

6)6 

5 

66 

54 

18.09 

41 

91 

1.19 

66 

4 

66 

55 

17.40 

40 

92 

.98 

66 

3 

66 

50 

16.72 

u 

39 

ll 

93 

.80 

66 

2 

66 

57 

16.05 

38 

94 

.64  , 

66 

1 

66 

95 

.50 

66 

*It  is  to  be  understood  that  there  can  be  no  average  of  life  for  the  individual.  The 
average  life  of  a community  of  lives  cannot  be  argued  as  the  probable  length  of  life 
of  the  one.  This  is  always  the  measure  of  the  entire  probable  span  of  life,  and  all 
of  an  age  have  the  Same  probability  where  the  conditions  are  equal. 


MORTALITY 

vs.  SURVIVORSHIP. 

343 

Table  showing  the  number  of  deaths  in  a thousand  for  any  given 

period,  as  from  any  age  on,  and  for  use  in  determining 

the  number  that  will  survive  each  such  period. 

Age  at 

Deaths  in 

Deaths  in 

Deaths  in 

Deaths  in  ' 

Deaths  in 

Deaths  in 

Issue 

10  Years 

rad  Years 

20  Years 

25  Years  . . 

30  Years 

35  Years 

20 

78  . 

117 

157 

199 

247 

303 

25 

81 

123 

167 

216 

275 

350 

26 

82 

124 

170 

221 

283 

:362 

27 

83 

125 

172  . 

226 

291 

375 

28 

83 

128 

176 

231 

300 

390 

29 

85 

130 

179 

237 

311 

405 

30 

86 

132 

183 

244 

322 

421 

31 

87 

134 

187 

252 

335 

441 

32 

80 

137 

- 192 

261 

348 

461 

33 

90 

140 

198 

270 

363 

482 

34 

92 

.143 

• 204 

281 

379 

505- 

35 

94 

147 

211 

292 

397 

529 

36 

96 

' 151  ^ 

219 

305 

416 

554 

37 

98 

156 

227 

319 

436 

580 

38 

100 

161 

237 

334 

458 

608 

39 

103 

167 

247 

350 

482 

636 

40 

106 

173 

259 

368 

506 

664 

41  . 

110 

181 

271 

388 

532 

6a3 

42 

Il4 

189 

285 

409 

560 

721 

43 

119 

198 

300 

431 

588 

750 

44 

124 

-208 

317 

455 

617 

778 

45 

130 

219 

335 

480 

646 

805 

46 

136 

221 

354 

507 

676 

831 

47 

143 

245 

375 

535 

706 

856 

48 

152 

260 

398 

564 

735 

880 

49 

160 

276 

422 

594 

764 

902 

50 

170 

293 

448 

624 

793 

921 

51 

181 

312 

475 

655 

820 

52 

193 

332 

503- 

686 

846 

53 

206 

354 

532 

716 

871 

54 

220 

378 

563 

746 

894 

55 

236 

403 

594 

776 

915 

56 

253 

429 

57 

271 

457 

58 

290 

486 

59 

311 

516 

60 

334 

61 

358 

62 

384 

63 

411 

64 

439 

65 

468 

66 

498 

67 

529 

68 

561 

69 

592 

70 

621 

•IvS;:' 

INDEX 


PAGE. 

Annuities,  Deferred,  Payable  Semi-Annually,,  description  and  rates  309-310 
Annuities,  Dast  Survivor,  Single  Premium,  description  and  rates, 

Two  Males 311-316 

Annuities,  Dast  Survivor,  Single  Premium,  rates,  Two  Females...  317-323 
‘‘  “ “ “ “ “ Male  the  Older..  323-327 

“ Female  the  Older  328-332 


“ Single  Payment,  description 604 

“ “ “ Males  • • • 305-306 

“ “ Females 307-308 

Average  Age 

Child’s  Endowment,  Annual  and  Single  Payment,  description 273 

“ “ “ “ “ “ rates 274 


Contingent  Additions,  description  and  rates 299-301 

“ “ Deferred,  description  and  rates 302-303 

Continuous  Instalment,  description. 79-89 

“ “ Eife  Payment 81-105 

“ “ 10  Payment., 106-130 

15  “ 131-153 

u 20  “ 154-178 

Endowment  Policy,  description 44-45 

“ “ 10  Payment 46-47 

48-51 

. 52-55 

56-60 

61-64 

65-66 

67-70 

Expectation  Term,  description 265-266 

“ “ rates 267-268 

Five  Per  Cent.  Gold  Bond,  description 214-216 

Eife  Payment 217-227 

10  Payment 228-238 


15 

20 

25 

30 

10 

10 


15  Year  Endowment. 
20  “ 


15 

20 

10 

15 

20 

10 

10 


239-245 

246-250 

Endowment 251-253 

“ -....  254-256 

“ 257-259 

15  Year  Endowment 260-261 

“ : 262-264 


20 


Guaranteed  Compound  Interest  Gold  Bond,  description 179-182 


344 


PAGE. 

Guaranteed  Compound  Interest  Gold  Bond,  10  Payment 183-104 

,,  u “ 15  “ 195-204 

u u “ “ 20  “ 205-213 

“ Income  Policy,  description 71-72 

“ “ “ 15  Payment 73-7o 

“ 20  “ 

334 

Instalment  Values 

6 

Instructions 

^ . ...  335-339 

Interest  tables 

285 

Joint  I^ife,  description 

“ “ Cife  Rates 286-289 

“ Endowment,  description  and  20  Payment 290-292 

“ 15  Payment 293-295 

jQ  ..  296-298 

7-9 

Eife  Policy,  description 

“ “ Continuous  Payments 

“ “ Eimited  Payment,  description 21-22 

u “ “ 10  Payment 23-30 

,,  4;  u 15  u 31-38 

4.  44  u - 20  “ 39-43 

Monthly  Rate,  description  and  rates 282 

Mortality  Tables 

“ vs.  Survivorship 343 

Non-Participating  Rates,  Life  and  Endowment 279 

Policies  Payable  in  Instalments 333 

Probable  Deaths 

Selected  Benefit  Policy 275-2(  < 

Semi-Endowment  Policy,  description 270 

u “ rates  271-2r2 

Single  Premium  Rates,  Life  and  Endowment,  Participating 280 

4,  4 4 “ “ Non-Participating..  281 

Special  Premium,  description 282 

Table  of  Instalment  Values 334 

Term  Rate,  description  and  rates 282 

“ “ Non-participating,  description 283 

44  “ rates 284 

Yearly  Bond  Contract 278 


345 





